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30-Year Fixed Conforming Mortgage Refinance

2025

Compare Washington 30-Year Fixed Conforming Mortgage Refinance Rates with a loan amount of $320,000. Use the search box below to change the mortgage product or the loan amount. Click the lender name to view more information.

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Des Moines, Washington 30-Year Fixed Conforming Mortgage Refinance

June 3, 2025
Average: 7.30% APR

Advertiser Disclosure

Lender	APR	Rate (%)	Monthly Payment^?
Basis Lending, LLC NMLS ID: 2463124	6.427% 30 Yr Fixed	6.250% Fees & Points $6,106 Total 0.875 Pts: $2,800 $3,306 Fees	$1,971	Learn More See Table View
Evolve Capital Lending NMLS ID: 2273319	6.456% 30 Yr Fixed	6.250% Fees & Points $6,995 Total 0.875 Pts: $2,800 $4,195 Fees	$1,971	Learn More See Table View
District Lending NMLS ID: 1835285	6.518% 30 Yr Fixed	6.375% Fees & Points $4,800 Total 1.000 Pts: $3,200 $1,600 Fees	$1,997	Learn More See Table View
Green Lending, LLC NMLS ID: 2598612	6.561% 30 Yr Fixed	6.490% Fees & Points $2,600 Total 0.497 Pts: $1,590 $1,010 Fees	$2,021	Learn More See Table View
Allied Mortgage Group, Inc. NMLS ID: 1067	6.712% 30 Yr Fixed	6.625% Fees & Points $2,886 Total 0.902 Pts: $2,886 $0 Fees	$2,049	Learn More See Table View
Mortgage X, LLC NMLS ID: 2569359	6.722% 30 Yr Fixed	6.625% Fees & Points $3,319 Total 0.695 Pts: $2,224 $1,095 Fees	$2,049	Learn More See Table View
Northpointe Bank NMLS ID: 447490	6.729% 30 Yr Fixed	6.625% Fees & Points $3,440 Total 0.639 Pts: $2,045 $1,395 Fees	$2,049	Learn More See Table View
Barrett Financial Group NMLS ID: 181106 License#: 1998387	6.782% 30 Yr Fixed	6.500% Fees & Points $9,529 Total 0.858 Pts: $2,746 $6,783 Fees	$2,023	Learn More See Table View
Sammamish Mortgage Company NMLS ID: 118653 License#: CL-118653	6.796% 30 Yr Fixed	6.750% Fees & Points $1,504 Total 0.470 Pts: $1,504 $0 Fees	$2,076	Learn More See Table View
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894	6.831% 30 Yr Fixed	6.750% Fees & Points $2,649 Total 0.609 Pts: $1,949 $700 Fees	$2,076	Learn More See Table View
Farmers Bank of Kansas City NMLS ID: 613839	6.863% 30 Yr Fixed	6.750% Fees & Points $3,708 Total 0.569 Pts: $1,821 $1,887 Fees	$2,076	Learn More See Table View
Yakima Federal Savings & Loan Association NMLS ID: 432980	6.875% 30 Yr Fixed	6.750% Fees & Points $4,324 Total 0.000 Pts: $0 $4,324 Fees	$2,076	Learn More See Table View
PenFed Credit Union NMLS ID: 401822	6.944% 30 Yr Fixed	6.750% Fees & Points $6,400 Total 1.000 Pts: $3,200 $3,200 Fees	$2,076	Learn More See Table View
West Capital Lending NMLS ID: 1566096	6.990% 30 Yr Fixed	6.875% Fees & Points $3,747 Total 0.624 Pts: $1,997 $1,750 Fees	$2,103	Learn More See Table View
Agave Home Loans NMLS ID: 1951574 License#: CL-1951574	7.223% 30 Yr Fixed	7.125% Fees & Points $3,318 Total 0.975 Pts: $3,120 $198 Fees	$2,156	Learn More See Table View
Freedom Mortgage Corporation NMLS ID: 2767	We approve credit scores as low as 550 for VA and FHA refinancing Family-owned, 35+ years of cash out assistance A top FHA and VA lender Over three million customers nationwide 30 Yr Fixed			Learn More
Haven Home Equity NMLS ID: 4181	We Approve Credit Scores Down to 500 Self Employed Bank Statement Loans Investor Loans - DSCR - Cash Out Reverse Mortgage Specialists 30 Yr Fixed			Learn More
Rocket Mortgage NMLS ID: 3030	Turn home equity you've earned into cash Single, convenient monthly payments Reduce interest with shorter loan terms Get personalized solutions for your goals 30 Yr Fixed			Learn More
Veterans United Home Loans NMLS ID: 1907	Use your VA Loan benefits to get cash from your home equity Get a personalized quote fast with instant uploads and 24/7 access Over 300,000 verified 5-star reviews 30 Yr Fixed			Learn More
Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.
Washington Federal Bank Updated 12/20/2024	6.83%	0.00% 0.00 points $0.00 fees	$nan	Learn MoreShow Less See Table View
U.s. Bank National Association Updated 05/07/2023	6.27%	6.13% 0.63 points $0.00 fees	$1,944.35	Learn MoreShow Less See Table View
Yakima Federal Savings And Loan Association Updated 12/15/2023	6.39%	6.39% 0.00 points $0.00 fees	$1,999.52	Learn MoreShow Less See Table View
Bank Of The West Updated 10/11/2022	6.62%	6.50% 0.88 points $3,874.00 fees	$2,022.62	Learn MoreShow Less See Table View
Peoples Bank Updated 01/23/2023	6.53%	6.53% 0.67 points $0.00 fees	$2,029.78	Learn MoreShow Less See Table View
Jpmorgan Chase Bank, National Association Updated 02/21/2024	6.96%	6.88% 0.00 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
Bank Of America, National Association Updated 05/07/2023	7.05%	6.88% 0.84 points $0.00 fees	$2,102.17	Learn MoreShow Less See Table View
First Fed Bank Updated 05/30/2025	6.92%	6.96% 0.38 points $0.00 fees	$2,120.59	Learn MoreShow Less See Table View
First Financial Northwest Bank Updated 10/19/2022	7.21%	7.00% 0.00 points $0.00 fees	$2,128.97	Learn MoreShow Less See Table View
Onpoint Community Credit Union Updated 06/15/2022 Restrictions	7.21%	7.13% 0.13 points $2,784.00 fees	$2,156.98	Learn MoreShow Less See Table View
Timberland Bank Updated 06/16/2023	7.09%	7.21% 0.00 points $0.00 fees	$2,174.51	Learn MoreShow Less See Table View
Navy Federal Credit Union Credit Union Updated 01/30/2023 Restrictions	7.43%	7.25% 0.75 points $0.00 fees	$2,182.96	Learn MoreShow Less See Table View
First Technology Credit Union Updated 02/06/2023 Restrictions	7.52%	7.38% -0.13 points $0.00 fees	$2,210.16	Learn MoreShow Less See Table View
Boeing Employees Credit Union Updated 06/15/2022 Restrictions	7.44%	7.38% 0.25 points $6,038.00 fees	$2,210.16	Learn MoreShow Less See Table View
Wells Fargo Bank, National Association Updated 09/27/2024	5.20%	7.44% 0.00 points $0.00 fees	$2,225.23	Learn MoreShow Less See Table View
Banner Bank Updated 06/15/2022	7.54%	7.50% 0.00 points $3,857.00 fees	$2,237.49	Learn MoreShow Less See Table View
Baker-boyer National Bank Updated 06/15/2022	7.64%	7.63% 0.00 points $0.00 fees	$2,266.04	Learn MoreShow Less See Table View
Olympia Federal Savings And Loan Association Updated 06/15/2022	8.53%	8.50% 0.00 points $1,904.00 fees	$2,460.52	Learn MoreShow Less See Table View
Data provided by BestCashCow

Advertiser Disclosure: The lenders whose rates and other terms appear on this chart are ICB's advertising partners. They provide their rate information to our data partner RateUpdate.com. Unless adjusted by the consumer, advertisers are sorted by APR from lowest to highest. For any advertising partners that do not provide their rate they are listed in advertisement display units at the bottom of the chart. Advertising partners may not pay to improve the frequency priority or prominence of their display. The interest rates, annual percentage rates and other terms advertised here are estimates provided by those advertising partners based on the information you entered above and do not bind. Any lender Monthly payment amounts stated do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater if taxes and insurance are included. Although our data partner RateUpdate.com collects the information from the financial institutions themselves, the accuracy of the data cannot be guaranteed. Rates may change without notice and can change intraday. Some of the information contained in the rate tables including but not limited to special marketing notes is provided directly by the lenders. Please verify the rates and offers before applying for a loan with the financial institution themselves. No rate is binding until locked by a lender.

¹ Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Rates from this table are based on loan amount of $320,000 and a variety of factors including credit score and loan to value ratios. Rates may change at any time and are not guaranteed to be correct. For specific requirements please check with the lender.

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2025

Des Moines, Washington 30-Year Fixed Conforming Mortgage Refinance

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