Best Local Bank Savings and Money Market Rates in Norton Shores, Michigan, MI June 16, 2025

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Norton Shores, MI - June 16, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
Comerica Bank Manchester Branch	4.25%	$1	Learn More
Rate History: 4.50% → 4.25%
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Horizon Bank Horizon Bank, National Association Branch	4.25%	$25,000	Learn More Add Review
Citizens Bank, National Association Wyandotte Branch	3.70%	$0	Learn More
Rate History: 4.50% → 4.15% → 3.90% → 3.70%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
First National Bank Of America First National Bank Of America Branch	3.50%	$50,000	Learn More
Rate History: 3.25% → 3.50%
VINCEMUNIZ@Q.COM \| Oct 16, 2020 HAVE BEEN CALLING YOUR MORTGAGE DEPARTMENT ON "ITIN" LOANS AND HAVE NOT GOT A HUMAN PERSON TO ANSWER OR RETURN MY PHONE CALLS. WHAT IS HAPPEN? PLEASE ADVISE. THANK YOU, Read More Reviews (1)
Northpointe Bank Northpointe Bank Branch	3.25% 0.25%	$25,000 $100	Learn More
pagehelen2@gmail.com \| Mar 10, 2021 Northpointe -- my most favorite bank -- held their rate when others dropped -- nice people to deal with -- and -- COURAGE + INTEGRITY. Read More Reviews (4)
Incrediblebank Iron Mountain Branch	3.00% 2.69% 2.53% 2.22% 1.76% 1.51%	$1,000,000 $500,000 $250,000 $100,000 $50,000 $10,000	Learn More Add Review
Citizens Bank, National Association Wyandotte Branch	3.00% 2.75%	$250,000 $25,000	Learn More
Rate History: 1.00% → 3.00%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
Capital One, National Association	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Nicolet National Bank Menominee Branch	2.40% 1.60% 0.40% 0.10%	$50,000 $10,000 $5,000 $1,000	Learn More
Rate History: 3.00% → 2.75% → 2.50% → 2.40%
Jim Doe \| Oct 12, 2022 Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion. Read More Reviews (2)
Independent Bank Olivet Branch	2.38% 1.81% 1.26% 0.55% 0.07%	$250,000 $100,000 $50,000 $25,000 $10,000	Learn More Add Review
Rate History: 3.14% → 2.78% → 2.59% → 2.58% → 2.38%
Nicolet National Bank Menominee Branch	1.20% 1.00% 0.25% 0.20%	$1,000 $50 $5,000 $100	Learn More
Rate History: 1.00% → 1.50% → 1.24% → 1.20%
Jim Doe \| Oct 12, 2022 Service has always been satisfactory. They have my complete trust and endorsement. Great bank in my opinion. Read More Reviews (2)
Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch	1.01% 0.01%	$100,000 $1	Learn More
Rate History: 1.01% → 1.02% → 1.01%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
Independent Bank Olivet Branch	0.80% 0.45% 0.15% 0.10%	$250,000 $100,000 $50,000 $25,000	Learn More Add Review
Rate History: 1.10% → 1.00% → 0.91% → 0.90% → 0.80%
Liberty Bank And Trust Company 9108 Woodward Avenue Branch	0.35%	$2,500	Learn More Add Review
Peoples State Bank Of Munising Peoples State Bank Of Munising Branch	0.25%	$2,500	Learn More Add Review
Alden State Bank Alden State Bank Branch	0.25%	$25,000	Learn More Add Review
First National Bank Of America First National Bank Of America Branch	0.25%	$100	Learn More
VINCEMUNIZ@Q.COM \| Oct 16, 2020 HAVE BEEN CALLING YOUR MORTGAGE DEPARTMENT ON "ITIN" LOANS AND HAVE NOT GOT A HUMAN PERSON TO ANSWER OR RETURN MY PHONE CALLS. WHAT IS HAPPEN? PLEASE ADVISE. THANK YOU, Read More Reviews (1)
The Dart Bank The Dart Bank Branch	0.25%	$25,000	Learn More Add Review
Keybank National Association Saline Main Branch	0.25%	$5,000	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
1st State Bank 1st State Bank Branch	0.20%	$25,000	Learn More Add Review
Central Savings Bank Central Savings Bank Branch	0.20%	$25,000	Learn More Add Review
Northern Interstate Bank, N. A. Northern Interstate Bank, N. A. Branch	0.20%	$25,000	Learn More
blueangel \| Jan 6, 2020 Worst customer experience ever. Had a issue with a fee that should not have been there because i had a checking and savings account. I was told once i signed up for checking that if they needed, they woul... Read More Reviews (1)
First National Bank In Frankfort	0.20%	$0	Learn More Add Review
The Miners State Bank South Range Branch	0.20%	$2,500	Learn More Add Review
Alden State Bank Alden State Bank Branch	0.20%	$10,000	Learn More Add Review
Eaton Federal Savings Bank Eaton Federal Savings Bank Branch	0.20%	$2,500	Learn More Add Review
Sturgis Bank & Trust Company Bangor Banking Center Branch	0.20%	$25,000	Learn More Add Review
1st State Bank 1st State Bank Branch	0.15%	$10,000	Learn More Add Review
Central Savings Bank Central Savings Bank Branch	0.15%	$2,500	Learn More Add Review
The State Savings Bank Of Manistique The State Savings Bank Of Manistique Branch	0.15%	$1,000	Learn More Add Review
Northstar Bank Community Bank, Caro - Branch	0.15%	$1,000	Learn More Add Review
University Bank University Bank Branch	0.15%	$5,000	Learn More Add Review
Blissfield State Bank Blissfield State Bank Branch	0.15%	$25,000	Learn More Add Review
Northern Interstate Bank, N. A. Northern Interstate Bank, N. A. Branch	0.15%	$1,000	Learn More
blueangel \| Jan 6, 2020 Worst customer experience ever. Had a issue with a fee that should not have been there because i had a checking and savings account. I was told once i signed up for checking that if they needed, they woul... Read More Reviews (1)
The Miners State Bank South Range Branch	0.15%	$2,500	Learn More Add Review
The Citizens State Bank Of Ontonagon The Citizens State Bank Of Ontonagon Branch	0.15%	$2,500	Learn More Add Review
Gogebic Range Bank Ewen Branch	0.15%	$25,000	Learn More Add Review
Superior National Bank & Trust Company Superior National Bank & Trust Compa Branch	0.15%	$10,000	Learn More Add Review
Range Bank, National Association Range Bank, National Association Branch	0.15%	$25,000	Learn More Add Review
The First National Bank Of St. Ignace The First National Bank Of St. Ignac Branch	0.15%	$2,500	Learn More Add Review
Charlevoix State Bank Charlevoix State Bank Branch	0.15%	$2,500	Learn More Add Review
Alden State Bank Alden State Bank Branch	0.15%	$2,500	Learn More Add Review
West Shore Bank West Shore Bank Branch	0.15%	$25,000	Learn More Add Review
Lake-osceola State Bank Lake-Osceola State Bank Branch	0.15%	$2,500	Learn More Add Review
The Shelby State Bank Hesperia Branch	0.15%	$25,000	Learn More Add Review
Highpoint Community Bank Middleville Branch	0.15%	$25,000	Learn More Add Review
Union Bank Union Bank Branch	0.15%	$2,500	Learn More Add Review
Bay Port State Bank Bay Port State Bank Branch	0.15%	$25,000	Learn More Add Review
Liberty Bank And Trust Company 9108 Woodward Avenue Branch	0.15%	$2,500	Learn More Add Review
Dearborn Federal Savings Bank Dearborn Federal Savings Bank Branch	0.15%	$2,500	Learn More
Braden \| Feb 1, 2023 Absolutely most horrible experience in my life I opened a large CD when I was living in Dearborn and let the interest accrue for about 6 years I knew how much the interest rate was and how much was in the ... Read More Reviews (1)
Sterling Bank And Trust, Fsb Sterling Bank And Trust, Fsb Branch	0.15%	$0	Learn More
samcasino \| Jan 30, 2021 Sterling hasn't offered a 1% rate for over a year. Best one can do now is .20%. The rates shown on this site are grossly outdated. Read More Reviews (1)
Huron National Bank Huron National Bank Branch	0.13%	$2,500	Learn More Add Review
Sterling Bank And Trust, Fsb Sterling Bank And Trust, Fsb Branch	0.10%	$1	Learn More
samcasino \| Jan 30, 2021 Sterling hasn't offered a 1% rate for over a year. Best one can do now is .20%. The rates shown on this site are grossly outdated. Read More Reviews (1)
Northern Interstate Bank, N. A. Northern Interstate Bank, N. A. Branch	0.10%	$25	Learn More
blueangel \| Jan 6, 2020 Worst customer experience ever. Had a issue with a fee that should not have been there because i had a checking and savings account. I was told once i signed up for checking that if they needed, they woul... Read More Reviews (1)
Central Savings Bank Central Savings Bank Branch	0.10%	$1	Learn More Add Review
University Bank University Bank Branch	0.10%	$1	Learn More Add Review
Capitol National Bank Capitol National Bank Branch	0.10%	$25,000	Learn More Add Review
1st State Bank 1st State Bank Branch	0.10%	$1	Learn More Add Review
Tri-county Bank Tri-County Bank Branch	0.10%	$25,000	Learn More Add Review
The State Savings Bank Of Manistique The State Savings Bank Of Manistique Branch	0.10%	$1	Learn More Add Review
Gogebic Range Bank Ewen Branch	0.10%	$2,500	Learn More Add Review
Range Bank, National Association Range Bank, National Association Branch	0.10%	$10,000	Learn More Add Review
First Bank, Upper Michigan First Bank, Upper Michigan Branch	0.10%	$2,500	Learn More Add Review
The Stephenson National Bank And Trust Menominee Branch	0.10%	$2,500	Learn More Add Review
Upper Peninsula State Bank Upper Peninsula State Bank Branch	0.10%	$2,500	Learn More Add Review
The First National Bank Of St. Ignace The First National Bank Of St. Ignac Branch	0.10%	$2,500	Learn More Add Review
Baybank Baybank Branch	0.10%	$2,500	Learn More Add Review
Charlevoix State Bank Charlevoix State Bank Branch	0.10%	$2,500	Learn More Add Review
Alden State Bank Alden State Bank Branch	0.10%	$2,500	Learn More Add Review
West Shore Bank West Shore Bank Branch	0.10%	$10,000	Learn More Add Review
Lake-osceola State Bank Lake-Osceola State Bank Branch	0.10%	$2,500	Learn More Add Review
Mercantile Bank Of Michigan South Main Branch	0.10%	$25,000	Learn More Add Review
Isabella Bank Isabella Bank Branch	0.10%	$2,500	Learn More Add Review
United Bank Of Michigan United Bank Of Michigan Branch	0.10%	$2,500	Learn More Add Review
Highpoint Community Bank Middleville Branch	0.10%	$10,000	Learn More Add Review
Union Bank Union Bank Branch	0.10%	$2,500	Learn More Add Review
Bay Port State Bank Bay Port State Bank Branch	0.10%	$2,500	Learn More Add Review
Oxford Bank Oxford Bank Branch	0.10%	$2,500	Learn More
Gloria Borchman \| Jul 3, 2023 My niece and I have been customers of the Addison Oaks branch of Oxford Bank for 20 years. My niece is on my accounts and has a separate account of her own. We have performed the same transactions for 20... Read More Reviews (1)
Eaton Federal Savings Bank Eaton Federal Savings Bank Branch	0.10%	$2,500	Learn More Add Review
The Dart Bank The Dart Bank Branch	0.10%	$2,500	Learn More Add Review
First State Bank Of Decatur First State Bank Of Decatur Branch	0.10%	$2,500	Learn More Add Review
Sturgis Bank & Trust Company Bangor Banking Center Branch	0.10%	$10,000	Learn More Add Review
Homestead Savings Bank Homestead Savings Bank Branch	0.10%	$25,000	Learn More Add Review
Chelsea State Bank Chelsea State Bank Branch	0.10%	$2,500	Learn More Add Review
Bank Michigan Osb Community Bank Branch	0.10%	$2,500	Learn More Add Review
First State Bank First State Bank Branch	0.10%	$10,000	Learn More Add Review
Dearborn Federal Savings Bank Dearborn Federal Savings Bank Branch	0.10%	$2,500	Learn More
Braden \| Feb 1, 2023 Absolutely most horrible experience in my life I opened a large CD when I was living in Dearborn and let the interest accrue for about 6 years I knew how much the interest rate was and how much was in the ... Read More Reviews (1)
Incrediblebank Iron Mountain Branch	0.10% 0.03%	$10,000 $1,000	Learn More Add Review
West Shore Bank West Shore Bank Branch	0.08%	$2,500	Learn More Add Review
Kalamazoo County State Bank Kalamazoo County State Bank Branch	0.07%	$25,000	Learn More Add Review
Blissfield State Bank Blissfield State Bank Branch	0.05%	$10,000	Learn More Add Review
Kalamazoo County State Bank Kalamazoo County State Bank Branch	0.05%	$1	Learn More Add Review
Capitol National Bank Capitol National Bank Branch	0.05%	$100	Learn More Add Review
Southern Michigan Bank & Trust Southern Michigan Bank & Trust Branch	0.05%	$25,000	Learn More Add Review
Tri-county Bank Tri-County Bank Branch	0.05%	$100	Learn More Add Review
Northstar Bank Community Bank, Caro - Branch	0.05%	$10	Learn More Add Review
The First National Bank & Trust Company Of Iron Mountain North Menomine Branch	0.05%	$2,500	Learn More Add Review
The Port Austin State Bank The Port Austin State Bank Branch	0.05%	$1	Learn More Add Review
The First National Bank Of Wakefield The First National Bank Of Wakefield Branch	0.05%	$2,500	Learn More Add Review
Superior National Bank & Trust Company Superior National Bank & Trust Compa Branch	0.05%	$2,500	Learn More Add Review
Range Bank, National Association Range Bank, National Association Branch	0.05%	$2,500	Learn More Add Review
First Bank, Upper Michigan First Bank, Upper Michigan Branch	0.05%	$2,500	Learn More Add Review
The Stephenson National Bank And Trust Menominee Branch	0.05%	$2,500	Learn More Add Review
State Savings Bank State Savings Bank, Frankfort, Mich. Branch	0.05%	$2,500	Learn More Add Review
Citizens National Bank Of Cheboygan Citizens National Bank Of Cheboygan Branch	0.05%	$2,500	Learn More Add Review
West Shore Bank West Shore Bank Branch	0.05%	$2,500	Learn More Add Review
The Shelby State Bank Hesperia Branch	0.05%	$2,500	Learn More Add Review
Mercantile Bank Of Michigan South Main Branch	0.05%	$2,500	Learn More Add Review
Isabella Bank Isabella Bank Branch	0.05%	$2,500	Learn More Add Review
Huron Community Bank Huron Community Bank Branch	0.05%	$2,500	Learn More Add Review
Horizon Bank Horizon Bank, National Association Branch	0.05%	$10,000	Learn More Add Review
Thumb Bank And Trust Thumb Bank And Trust Branch	0.05%	$2,500	Learn More
J Geiger \| Jun 14, 2022 Compliance officer possibly the rudest person ive every spoken with. Polices changing constantly. One week they do what you need the next week they wont. Complete mess. Not the old Thumb National rude and ... Read More Reviews (1)
Commercial Bank Mason State Branch	0.05%	$2,500	Learn More Add Review
United Bank Of Michigan United Bank Of Michigan Branch	0.05%	$2,500	Learn More Add Review
Macatawa Bank Grand Rapids Downtown Branch	0.05%	$2,500	Learn More Add Review
Old National Bank United Bank & Trust Branch	0.05%	$10,000	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
Highpoint Community Bank Middleville Branch	0.05%	$2,500	Learn More Add Review
Eastern Michigan Bank Eastern Michigan Bank Branch	0.05%	$2,500	Learn More Add Review
Mayville State Bank Mayville State Bank Branch	0.05%	$2,500	Learn More Add Review
Oxford Bank Oxford Bank Branch	0.05%	$2,500	Learn More
Gloria Borchman \| Jul 3, 2023 My niece and I have been customers of the Addison Oaks branch of Oxford Bank for 20 years. My niece is on my accounts and has a separate account of her own. We have performed the same transactions for 20... Read More Reviews (1)
First State Bank Of Decatur First State Bank Of Decatur Branch	0.05%	$2,500	Learn More Add Review
Sturgis Bank & Trust Company Bangor Banking Center Branch	0.05%	$2,500	Learn More Add Review
Homestead Savings Bank Homestead Savings Bank Branch	0.05%	$2,500	Learn More Add Review
Chelsea State Bank Chelsea State Bank Branch	0.05%	$2,500	Learn More Add Review
Bank Of Ann Arbor Bank Of Ann Arbor Branch	0.05%	$2,500	Learn More Add Review
Bank Michigan Osb Community Bank Branch	0.05%	$2,500	Learn More Add Review
G. W. Jones Exchange Bank G. W. Jones Exchange Bank Branch	0.05%	$2,500	Learn More Add Review
Century Bank And Trust Century Bank And Trust Branch	0.05%	$2,500	Learn More Add Review
First State Bank First State Bank Branch	0.05%	$2,500	Learn More Add Review
Honor Bank Honor Bank Branch	0.04%	$25,000	Learn More Add Review
Bank Of America, National Association 28th/Michael Branch	0.04%	$2,500	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (11)
Kalamazoo County State Bank Kalamazoo County State Bank Branch	0.03%	$1	Learn More Add Review
Choiceone Bank Choiceone Bank Branch	0.03%	$10,000	Learn More
Savvy \| Jul 17, 2020 Terrible experience trying to get a mortgage. I’ve got great credit, have gotten literally dozens of mortgages over the past 40 years. I completed an online application, waited a week and never heard a... Read More Reviews (2)
Horizon Bank Horizon Bank, National Association Branch	0.03%	$2,500	Learn More Add Review
Old National Bank United Bank & Trust Branch	0.03%	$2,500	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
Eastern Michigan Bank Eastern Michigan Bank Branch	0.03%	$2,500	Learn More Add Review
Cibc Bank Usa Privatebank Michigan Branch	0.03%	$2,500	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
Comerica Bank Manchester Branch	0.02%	$1	Learn More
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Pnc Bank, National Association Alpena Branch	0.02%	$50,000	Learn More
Rate History: 1.00% → 0.05% → 0.02%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Blissfield State Bank Blissfield State Bank Branch	0.02%	$50	Learn More Add Review
The First National Bank Of Wakefield The First National Bank Of Wakefield Branch	0.02%	$25,000	Learn More Add Review
Honor Bank Honor Bank Branch	0.02%	$2,500	Learn More Add Review
First National Bank Of Michigan First National Bank Of Michigan Branch	0.02%	$2,500	Learn More Add Review
Mayville State Bank Mayville State Bank Branch	0.02%	$2,500	Learn More Add Review
Sturgis Bank & Trust Company Bangor Banking Center Branch	0.02%	$2,500	Learn More Add Review
Bank Of Ann Arbor Bank Of Ann Arbor Branch	0.02%	$2,500	Learn More Add Review
Century Bank And Trust Century Bank And Trust Branch	0.02%	$2,500	Learn More Add Review
Jpmorgan Chase Bank, National Association Main Washington Branch	0.02%	$25,000	Learn More
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (25)
Pnc Bank, National Association Alpena Branch	0.01%	$2,500	Learn More
Rate History: 0.03% → 0.01%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Keybank National Association Saline Main Branch	0.01%	$1	Learn More
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
Comerica Bank Manchester Branch	0.01%	$1	Learn More
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Capitol National Bank Capitol National Bank Branch	0.01%	$1	Learn More Add Review
Southern Michigan Bank & Trust Southern Michigan Bank & Trust Branch	0.01%	$1	Learn More Add Review
The First National Bank Of Wakefield The First National Bank Of Wakefield Branch	0.01%	$2,500	Learn More Add Review
Honor Bank Honor Bank Branch	0.01%	$2,500	Learn More Add Review
Choiceone Bank Choiceone Bank Branch	0.01%	$2,500	Learn More
Savvy \| Jul 17, 2020 Terrible experience trying to get a mortgage. I’ve got great credit, have gotten literally dozens of mortgages over the past 40 years. I completed an online application, waited a week and never heard a... Read More Reviews (2)
Horizon Bank Horizon Bank, National Association Branch	0.01%	$2,500	Learn More Add Review
Old National Bank United Bank & Trust Branch	0.01%	$2,500	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
First National Bank Of Michigan First National Bank Of Michigan Branch	0.01%	$2,500	Learn More Add Review
Farmers State Bank Sturgis Branch	0.01%	$2,500	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Credit Unions →

Branches Info around Norton Shores, MI - June 16, 2025

Branch	Street	City	State
Comerica Bank Manchester Branch	135 East Main Street	Manchester	MI
Horizon Bank Horizon Bank, National Association Branch	123 Portage Avenue	Three Rivers	MI
Citizens Wyandotte Branch	3058 First Street	Wyandotte	MI
First National Bank of America First National Bank Of America Branch	241 East Saginaw	East Lansing	MI
Northpointe Bank Northpointe Bank Branch	3333 Deposit Drive Ne	Grand Rapids	MI
IncredibleBank Iron Mountain Branch	101 West B Street	Iron Mountain	MI
Citizens Wyandotte Branch	3058 First Street	Wyandotte	MI
Citizens Wyandotte Branch	3058 First Street	Wyandotte	MI
IncredibleBank Iron Mountain Branch	101 West B Street	Iron Mountain	MI
IncredibleBank Iron Mountain Branch	101 West B Street	Iron Mountain	MI
Nicolet National Bank Menominee Branch	1015 Tenth Avenue	Menominee	MI
Independent Bank Olivet Branch	112 South Main Street	Olivet	MI
IncredibleBank Iron Mountain Branch	101 West B Street	Iron Mountain	MI
Independent Bank Olivet Branch	112 South Main Street	Olivet	MI
IncredibleBank Iron Mountain Branch	101 West B Street	Iron Mountain	MI
Nicolet National Bank Menominee Branch	1015 Tenth Avenue	Menominee	MI
IncredibleBank Iron Mountain Branch	101 West B Street	Iron Mountain	MI
Independent Bank Olivet Branch	112 South Main Street	Olivet	MI
Nicolet National Bank Menominee Branch	1015 Tenth Avenue	Menominee	MI
Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch	1205 Ludington Street	Escanaba	MI
Nicolet National Bank Menominee Branch	1015 Tenth Avenue	Menominee	MI
Independent Bank Olivet Branch	112 South Main Street	Olivet	MI
Independent Bank Olivet Branch	112 South Main Street	Olivet	MI
Independent Bank Olivet Branch	112 South Main Street	Olivet	MI
Nicolet National Bank Menominee Branch	1015 Tenth Avenue	Menominee	MI
Liberty Bank and Trust Company 9108 Woodward Avenue Branch	9108 Woodward Ave	Detroit	MI
Peoples State Bank of Munising Peoples State Bank Of Munising Branch	100 East Superior Street	Munising	MI
Alden State Bank Alden State Bank Branch	Coy And Helena Streets	Alden	MI
First National Bank of America First National Bank Of America Branch	241 East Saginaw	East Lansing	MI
Northpointe Bank Northpointe Bank Branch	3333 Deposit Drive Ne	Grand Rapids	MI
The Dart Bank The Dart Bank Branch	368 South Park Street	Mason	MI
KeyBank National Association Saline Main Branch	100 West Michigan Avenue	Saline	MI
Nicolet National Bank Menominee Branch	1015 Tenth Avenue	Menominee	MI
1st State Bank 1st State Bank Branch	4800 Fashion Square Boulevard, Suite 100	Saginaw	MI
Central Savings Bank Central Savings Bank Branch	511 Bingham Avenue	Sault Sainte Marie	MI
Northern Interstate Bank, N. A. Northern Interstate Bank, N. A. Branch	501 West Us 2	Norway	MI
The Miners State Bank South Range Branch	47 Trimountain Avenue	South Range	MI
Nicolet National Bank Menominee Branch	1015 Tenth Avenue	Menominee	MI
Alden State Bank Alden State Bank Branch	Coy And Helena Streets	Alden	MI
Eaton Community Bank Eaton Federal Savings Bank Branch	236 South Cochran Avenue	Charlotte	MI
Sturgis Bank & Trust Company Bangor Banking Center Branch	232 West Monroe Street	Bangor	MI
1st State Bank 1st State Bank Branch	4800 Fashion Square Boulevard, Suite 100	Saginaw	MI
Central Savings Bank Central Savings Bank Branch	511 Bingham Avenue	Sault Sainte Marie	MI
The State Savings Bank of Manistique The State Savings Bank Of Manistique Branch	101 South Cedar	Manistique	MI
Northstar Bank Community Bank, Caro - Branch	1100 East Caro Road	Caro	MI
University Bank University Bank Branch	2015 Washtenaw Avenue	Ann Arbor	MI
Blissfield State Bank Blissfield State Bank Branch	204 East Jefferson	Blissfield	MI
Northern Interstate Bank, N. A. Northern Interstate Bank, N. A. Branch	501 West Us 2	Norway	MI
The Miners State Bank South Range Branch	47 Trimountain Avenue	South Range	MI
Citizens State Bank The Citizens State Bank Of Ontonagon Branch	501 River Street	Ontonagon	MI
Gogebic Range Bank Ewen Branch	207 Cedar Street	Ewen	MI
Superior National Bank Superior National Bank & Trust Compa Branch	235 Quincy Street	Hancock	MI
Range Bank Range Bank, National Association Branch	100 North Front Street	Marquette	MI
The First National Bank of St. Ignace The First National Bank Of St. Ignac Branch	132 North State Street	St. Ignace	MI
Charlevoix State Bank Charlevoix State Bank Branch	111 State Street	Charlevoix	MI
Alden State Bank Alden State Bank Branch	Coy And Helena Streets	Alden	MI
West Shore Bank West Shore Bank Branch	201 West Loomis Street	Ludington	MI
Lake-Osceola State Bank Lake-Osceola State Bank Branch	790 North Michigan Avenue	Baldwin	MI
The Shelby State Bank Hesperia Branch	180 North Division Avenue	Hesperia	MI
Highpoint Community Bank Middleville Branch	435 Arlington Street	Middleville	MI
Union Bank Union Bank Branch	933 4th Avenue	Lake Odessa	MI
Bay Port State Bank Bay Port State Bank Branch	9840 Main Street	Bay Port	MI
Liberty Bank and Trust Company 9108 Woodward Avenue Branch	9108 Woodward Ave	Detroit	MI
Dearborn Federal Savings Bank Dearborn Federal Savings Bank Branch	22315 W Michigan Ave	Dearborn	MI
Independent Bank Olivet Branch	112 South Main Street	Olivet	MI
Sterling Bank and Trust, FSB Sterling Bank And Trust, Fsb Branch	One Towne Square, Suite 1900	Southfield	MI
Huron State Bank Huron National Bank Branch	200 East Erie	Rogers City	MI
Sterling Bank and Trust, FSB Sterling Bank And Trust, Fsb Branch	One Towne Square, Suite 1900	Southfield	MI
Northern Interstate Bank, N. A. Northern Interstate Bank, N. A. Branch	501 West Us 2	Norway	MI
Central Savings Bank Central Savings Bank Branch	511 Bingham Avenue	Sault Sainte Marie	MI
University Bank University Bank Branch	2015 Washtenaw Avenue	Ann Arbor	MI
Capitol National Bank Capitol National Bank Branch	200 Washington Square North	Lansing	MI
1st State Bank 1st State Bank Branch	4800 Fashion Square Boulevard, Suite 100	Saginaw	MI
Tri-County Bank Tri-County Bank Branch	4222 Main Street	Brown City	MI
The State Savings Bank of Manistique The State Savings Bank Of Manistique Branch	101 South Cedar	Manistique	MI
Gogebic Range Bank Ewen Branch	207 Cedar Street	Ewen	MI
Range Bank Range Bank, National Association Branch	100 North Front Street	Marquette	MI
First Bank, Upper Michigan First Bank, Upper Michigan Branch	1400 Delta Avenue	Gladstone	MI
The Stephenson National Bank and Trust Menominee Branch	1111 10th Street	Menominee	MI
Nicolet National Bank Menominee Branch	1015 Tenth Avenue	Menominee	MI
Upper Peninsula State Bank Upper Peninsula State Bank Branch	430 North Lincoln Road	Escanaba	MI
The First National Bank of St. Ignace The First National Bank Of St. Ignac Branch	132 North State Street	St. Ignace	MI
Baybank Baybank Branch	104 South Tenth Street	Gladstone	MI
Charlevoix State Bank Charlevoix State Bank Branch	111 State Street	Charlevoix	MI
Alden State Bank Alden State Bank Branch	Coy And Helena Streets	Alden	MI
West Shore Bank West Shore Bank Branch	201 West Loomis Street	Ludington	MI
Lake-Osceola State Bank Lake-Osceola State Bank Branch	790 North Michigan Avenue	Baldwin	MI
Mercantile Bank South Main Branch	102 South Main Street	Mt. Pleasant	MI
Isabella Bank Isabella Bank Branch	200 East Broadway	Mount Pleasant	MI
United Bank of Michigan United Bank Of Michigan Branch	900 East Paris Avenue, S.E.	Grand Rapids	MI
Highpoint Community Bank Middleville Branch	435 Arlington Street	Middleville	MI
Union Bank Union Bank Branch	933 4th Avenue	Lake Odessa	MI
Bay Port State Bank Bay Port State Bank Branch	9840 Main Street	Bay Port	MI
Oxford Bank Oxford Bank Branch	60 South Washington Street	Oxford	MI
Eaton Community Bank Eaton Federal Savings Bank Branch	236 South Cochran Avenue	Charlotte	MI
The Dart Bank The Dart Bank Branch	368 South Park Street	Mason	MI
First State Bank of Decatur First State Bank Of Decatur Branch	124 Phelps Street	Decatur	MI
Sturgis Bank & Trust Company Bangor Banking Center Branch	232 West Monroe Street	Bangor	MI
Homestead Savings Bank Homestead Savings Bank Branch	415 South Superior Street	Albion	MI
Chelsea State Bank Chelsea State Bank Branch	1010 South Main Street	Chelsea	MI
Bank Michigan Osb Community Bank Branch	417 South Main Street	Brooklyn	MI
First State Bank First State Bank Branch	16100 9 Mile Road	Eastpointe	MI
Dearborn Federal Savings Bank Dearborn Federal Savings Bank Branch	22315 W Michigan Ave	Dearborn	MI
Independent Bank Olivet Branch	112 South Main Street	Olivet	MI
IncredibleBank Iron Mountain Branch	101 West B Street	Iron Mountain	MI
West Shore Bank West Shore Bank Branch	201 West Loomis Street	Ludington	MI
Kalamazoo County State Bank Kalamazoo County State Bank Branch	223 N Grand Street	Schoolcraft	MI
Independent Bank Olivet Branch	112 South Main Street	Olivet	MI
Blissfield State Bank Blissfield State Bank Branch	204 East Jefferson	Blissfield	MI
Kalamazoo County State Bank Kalamazoo County State Bank Branch	223 N Grand Street	Schoolcraft	MI
Capitol National Bank Capitol National Bank Branch	200 Washington Square North	Lansing	MI
Southern Michigan Bank & Trust Southern Michigan Bank & Trust Branch	45-51 West Pearl Street	Coldwater	MI
Tri-County Bank Tri-County Bank Branch	4222 Main Street	Brown City	MI
Northstar Bank Community Bank, Caro - Branch	1100 East Caro Road	Caro	MI
First National Bank & Trust Co. North Menomine Branch	3805 Tenth Avenue	Menominee	MI
The Port Austin State Bank The Port Austin State Bank Branch	62 East State Street	Port Austin	MI
The First National Bank of Wakefield The First National Bank Of Wakefield Branch	401 Sunday Lake Street	Wakefield	MI
Superior National Bank Superior National Bank & Trust Compa Branch	235 Quincy Street	Hancock	MI
Range Bank Range Bank, National Association Branch	100 North Front Street	Marquette	MI
First Bank, Upper Michigan First Bank, Upper Michigan Branch	1400 Delta Avenue	Gladstone	MI
The Stephenson National Bank and Trust Menominee Branch	1111 10th Street	Menominee	MI
State Savings Bank State Savings Bank, Frankfort, Mich. Branch	703 Main Street	Frankfort	MI
Citizens National Bank of Cheboygan Citizens National Bank Of Cheboygan Branch	303 North Main Street	Cheboygan	MI
West Shore Bank West Shore Bank Branch	201 West Loomis Street	Ludington	MI
The Shelby State Bank Hesperia Branch	180 North Division Avenue	Hesperia	MI
Mercantile Bank South Main Branch	102 South Main Street	Mt. Pleasant	MI
Isabella Bank Isabella Bank Branch	200 East Broadway	Mount Pleasant	MI
Huron Community Bank Huron Community Bank Branch	301 North Newman Street	East Tawas	MI
Horizon Bank Horizon Bank, National Association Branch	123 Portage Avenue	Three Rivers	MI
Thumb Bank and Trust Thumb Bank And Trust Branch	7254 Michigan Avenue	Pigeon	MI
Commercial Bank Mason State Branch	322 South Jefferson Street	Mason	MI
United Bank of Michigan United Bank Of Michigan Branch	900 East Paris Avenue, S.E.	Grand Rapids	MI
Macatawa Bank, National Association Grand Rapids Downtown Branch	126 Ottawa Avenue, N.W.	Grand Rapids	MI
Old National Bank United Bank & Trust Branch	2723 South State Street	Ann Arbor	MI
Highpoint Community Bank Middleville Branch	435 Arlington Street	Middleville	MI
Eastern Michigan Bank Eastern Michigan Bank Branch	65 North Howard Avenue	Croswell	MI
Mayville State Bank Mayville State Bank Branch	6104 Fulton	Mayville	MI
Oxford Bank Oxford Bank Branch	60 South Washington Street	Oxford	MI
First State Bank of Decatur First State Bank Of Decatur Branch	124 Phelps Street	Decatur	MI
Sturgis Bank & Trust Company Bangor Banking Center Branch	232 West Monroe Street	Bangor	MI
Homestead Savings Bank Homestead Savings Bank Branch	415 South Superior Street	Albion	MI
Chelsea State Bank Chelsea State Bank Branch	1010 South Main Street	Chelsea	MI
Bank of Ann Arbor Bank Of Ann Arbor Branch	125 South Fifth Avenue	Ann Arbor	MI
Bank Michigan Osb Community Bank Branch	417 South Main Street	Brooklyn	MI
G. W. Jones Exchange Bank G. W. Jones Exchange Bank Branch	119-21 West Main Street	Marcellus	MI
Century Bank and Trust Century Bank And Trust Branch	100 West Chicago Street	Coldwater	MI
First State Bank First State Bank Branch	16100 9 Mile Road	Eastpointe	MI
Honor Bank Honor Bank Branch	2254 Henry Street	Honor	MI
Bank of America, National Association 28th/Michael Branch	1212 28th Street, Southwest	Wyoming	MI
Kalamazoo County State Bank Kalamazoo County State Bank Branch	223 N Grand Street	Schoolcraft	MI
IncredibleBank Iron Mountain Branch	101 West B Street	Iron Mountain	MI
ChoiceOne Bank Choiceone Bank Branch	109 East Division	Sparta	MI
Horizon Bank Horizon Bank, National Association Branch	123 Portage Avenue	Three Rivers	MI
Old National Bank United Bank & Trust Branch	2723 South State Street	Ann Arbor	MI
Eastern Michigan Bank Eastern Michigan Bank Branch	65 North Howard Avenue	Croswell	MI
CIBC Bank USA Privatebank Michigan Branch	38505 Woodward Avenue, Suite 1300	Bloomfield Hills	MI
Comerica Bank Manchester Branch	135 East Main Street	Manchester	MI
PNC Bank, National Association Alpena Branch	122 North Second Avenue	Alpena	MI
Blissfield State Bank Blissfield State Bank Branch	204 East Jefferson	Blissfield	MI
The First National Bank of Wakefield The First National Bank Of Wakefield Branch	401 Sunday Lake Street	Wakefield	MI
Honor Bank Honor Bank Branch	2254 Henry Street	Honor	MI
First National Bank of Michigan First National Bank Of Michigan Branch	348 West Michigan Avenue	Kalamazoo	MI
Mayville State Bank Mayville State Bank Branch	6104 Fulton	Mayville	MI
Sturgis Bank & Trust Company Bangor Banking Center Branch	232 West Monroe Street	Bangor	MI
Bank of Ann Arbor Bank Of Ann Arbor Branch	125 South Fifth Avenue	Ann Arbor	MI
Century Bank and Trust Century Bank And Trust Branch	100 West Chicago Street	Coldwater	MI
JPMorgan Chase Bank, National Association Main Washington Branch	125 South Main Street	Ann Arbor	MI
Wells Fargo Bank, National Association Wells Fargo Bank, National Association Branch	1205 Ludington Street	Escanaba	MI
PNC Bank, National Association Alpena Branch	122 North Second Avenue	Alpena	MI
KeyBank National Association Saline Main Branch	100 West Michigan Avenue	Saline	MI
Comerica Bank Manchester Branch	135 East Main Street	Manchester	MI
Capitol National Bank Capitol National Bank Branch	200 Washington Square North	Lansing	MI
Southern Michigan Bank & Trust Southern Michigan Bank & Trust Branch	45-51 West Pearl Street	Coldwater	MI
The First National Bank of Wakefield The First National Bank Of Wakefield Branch	401 Sunday Lake Street	Wakefield	MI
Honor Bank Honor Bank Branch	2254 Henry Street	Honor	MI
ChoiceOne Bank Choiceone Bank Branch	109 East Division	Sparta	MI
Horizon Bank Horizon Bank, National Association Branch	123 Portage Avenue	Three Rivers	MI
Old National Bank United Bank & Trust Branch	2723 South State Street	Ann Arbor	MI
First National Bank of Michigan First National Bank Of Michigan Branch	348 West Michigan Avenue	Kalamazoo	MI
Farmers State Bank Sturgis Branch	809 West Chicago Road	Sturgis	MI

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.