Credit Union Savings Accounts Rates

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

Ashburn, VA - September 2, 2015
Savings Account National Average Rate: 0.12% ?
Banks APY Vs. Nat'l Av. Min Bal Miles ?
DEPARTMENT OF THE INTERIOR 0.30% 2.48x $1,500 9.08
NORTHWEST 0.25% 2.07x $1 8.35
Navy Federal Credit Union 0.25% 2.07x $5 2.03
Navy Federal Credit Union 0.25% 2.07x $5 16.15
HANSCOM 0.20% 1.65x $25 17.10
SIGNAL FINANCIAL 0.15% 1.24x $50 8.89
WESTERN 0.15% 1.24x $5 9.24
JUSTICE 0.10% 0.83x $2,500 12.01
APPLE 0.10% 0.83x $5 0.89
NYMEO 0.10% 0.83x $2,500 15.93
HEALTHCARE SYSTEMS 0.10% 0.83x $50 19.02
PARTNERS 1ST 0.05% 0.41x $500 7.20
CORPORATE AMERICA FAMILY 0.05% 0.41x $5 7.88
INTOUCH 0.05% 0.41x $5 6.17
MID-ATLANTIC 0.03% 0.21x $250 14.72
ENERGY 0.02% 0.17x $50 15.38

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

Many, but not all, credit unions listed above are insured by the National Credit Union Administration (NCUA). By clicking on a credit union in the table above, you will be taken to an informational page indicating whether it is NCUA insured. The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union. To avoid exceeding NCUA insurance limits, please review this brochure from the NCUA.


David Marunowski, August 18, 2015

Hmmm... .12% is .0012. 10,000 @ .12%/annum = 10,000 x .0012 = $12 per annum, divided by 12 months or about $1 a month. Now if it is .12 (period), that is $1,200/annum, or about $100/month interest. Bottom line, .12% is $12 a year on $10,000 deposited, as a national average as mentioned above. Amazingly low, but that's the current reality.

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Paully, June 12, 2015

@ Jonathan

Credit unions have membership criteria. Find out what the criteria is to see if you can join.

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Jonathan, October 08, 2013

Can I join any credit union?

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Financial products of all nature bear inherent risks and this website is not a financial advisory service. provides information related to rates on US-based savings accounts, CD (certificate of deposit) rates, money market accounts, money market funds, government bonds, other bonds and income producing securities, commodities, equity securities, mortgage rates, home equity rates and auto loans rates, free of charge to internet users for their independent use. No financial product of any sort is endorsed. does not have any agency relationship or any affiliation – other than an advertising relationship – with any financial institution mentioned on the website. Rate information is provided by third party sources and all information related to financial health of FDIC-registered banks and NCUA-registered credit unions is provided directly by those agencies. does not verify or guarantee the accuracy of this information and specifically disclaims responsibility for errors and omissions. Please seek personalized advice on the risks and applicability to your own circumstances of any financial product from a qualified professional. ©, LLC, 2015.