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La Habra, California CD Rates – 18-Month

You are viewing rates from banks across La Habra





Below are eighteen-month Certificates of Deposit (CD) rates from banks in La Habra, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

La Habra, CA - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.01% → 4.80% → 4.70% → 4.44% → 4.49%

| Mar 5, 2021

The best rate on any CD or savings account is .40% Read More

Rate History: 3.44% → 3.29% → 4.00% → 3.29% → 4.10%

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 2.65% → 3.00%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

Rate History: 4.65% → 4.25% → 3.50% → 3.00% → 2.75%

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.01%

$10,000

13.70

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0.90%

$10,000

16.71

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| Mar 2, 2019

does require us citizenship? Read More

0.78%

$10,000

12.69

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0.75%

$10,000

19.22

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0.65%

$100,000

11.10

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0.65%

$100,000

2.76

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| Jan 29, 2019

The Bank does not have this product. Read More

0.65%

$100,000

12.46

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0.65%

$100,000

12.85

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0.65%

$100,000

19.47

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0.65%

$100,000

13.32

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0.55%

$10,000

18.85

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0.55%

$10,000

13.32

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0.55%

$10,000

2.76

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| Mar 2, 2019

does require us citizenship? Read More

0.50%

$10,000

11.10

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0.50%

$2,500

13.32

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| Jul 22, 2015

Fix your automated system so I can find information after you close Read More

0.50%

$10,000

19.47

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| Dec 6, 2018

I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More

0.45%

$10,000

17.93

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0.45%

$10,000

19.15

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0.40%

$100,000

18.85

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0.40%

$10,000

15.42

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0.40%

$100,000

18.38

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0.35%

$10,000

18.85

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0.35%

$10,000

18.38

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| Apr 15, 2019

Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More

0.35%

$100,000

3.58

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0.30%

$10,000

17.06

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0.30%

$10,000

12.46

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0.30%

$10,000

3.58

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| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.20%

$10,000

12.85

Learn More

| Aug 25, 2021

I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around La Habra, CA - July 16, 2025


Branch Street City State
Community Commerce Bank
Monterey Park Branch
2323 S. Atlantic Boulevard Monterey Park CA
State Bank of India (California)
State Bank Of India (California) Branch
707 Wilshire Boulevard, Suite 2900 Los Angeles CA
Monet Bank
Irvine Branch
5600 Michelson Drive, Suite 140 Irvine CA
Bank of Hope
Wilshire-Manhanttan Branch
3832 Wilshire Boulevard Los Angeles CA
Wells Fargo Bank, National Association
Rancho Palos Verdes Branch
28350 South Western Avenue Rancho Palos Verdes CA
Habib American Bank
Los Angeles Branch
110 East Ninth Street, Al-10 Los Angeles CA
HomeStreet Bank
Harbor City Branch
26640 Western Ave. Ste. N Harbor City CA
Zions Bank
Gardena Branch
1292 West Redondo Beach Boulevard Gardena CA
JPMorgan Chase Bank, National Association
West Alameda Ave Branch
1030 West Alameda Avenue, Suite D-13 Burbank CA
American Plus Bank, N.A.
Pasadena Branch
171 S. Hudson Ave. Pasadena CA
PCB Bank
Pacific City Bank Branch
3701 Wilshire Boulevard, Suite 900 Los Angeles CA
California International Bank, N.A.
California International Bank, N.A. Branch
8632 East Valley Boulevard, Suite A Rosemead CA
Balboa Thrift and Loan Association
Claremont Branch
306 Yale Avenue Claremont CA
First Credit Bank
First Credit Bank Branch
18552 Macarthur Boulevard, Suite 102 Irvine CA
United Pacific Bank
San Gabriel Valley Regional Office Branch
101 West Garvey Avenue Montery Park CA
Open Bank
Gardena Branch
15435 S. Western Avenue, #d Gardena CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
Commonwealth Business Bank
Commonwealth Business Bank Branch
3435 Wilshire Boulevard. Suite 100 Los Angeles CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
Hanmi Bank
Gardena Branch
2001 W. Redondo Beach Blvd. Gardena CA
Industrial and Commercial Bank of China USA, National Association
Alhambra Branch
388 East Valley Boulevard, Suite 118 Alhambra CA
SMBC MANUBANK
Torrance Branch
970 West 190th St., Suite #500 Torrance CA
Industrial and Commercial Bank of China USA, National Association
Alhambra Branch
388 East Valley Boulevard, Suite 118 Alhambra CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
First Credit Bank
First Credit Bank Branch
18552 Macarthur Boulevard, Suite 102 Irvine CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
Industrial and Commercial Bank of China USA, National Association
Alhambra Branch
388 East Valley Boulevard, Suite 118 Alhambra CA
Pacific Premier Bank, National Association
Pasadena Branch
199 South Los Robles Ave #130 Pasadena CA
Hanmi Bank
Gardena Branch
2001 W. Redondo Beach Blvd. Gardena CA
Mechanics Bank
Newport Beach Branch
610 Newport Center Drive, Suite 100 Newport Beach CA
Western Alliance Bank
Downtown Los Angeles Branch
601 West 5th Street Los Angeles CA
Royal Business Bank
Silverlake-Sunset Branch
1912 W Sunset Boulevard Los Angeles CA
Citizens Business Bank
South Bay Commercial Banking Center Branch
970 W. 190th Street, Suite 120 Torrance CA
Tustin Community Bank
Tustin Community Bank Branch
13891 Newport Avenue, Suites 100 & 130 Tustin CA
CalPrivate Bank
San Diego Private Bank Branch
18552 Macarthur Blvd, Suite220 Irvine CA
Citizens Business Bank
South Bay Commercial Banking Center Branch
970 W. 190th Street, Suite 120 Torrance CA
CalPrivate Bank
San Diego Private Bank Branch
18552 Macarthur Blvd, Suite220 Irvine CA
GBC International Bank
Monterey Park Branch
168 West Garvey Avenue Monterey Park CA
Commercial Bank of California
Brea Branch
One Pointe Drive, Suite 100 Brea CA
Farmers and Merchants Bank of Long Beach
Farmers And Merchants Bank Of Long B Branch
302 Pine Avenue Long Beach CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
Commercial Bank of California
Brea Branch
One Pointe Drive, Suite 100 Brea CA
Bank of Hope
Wilshire-Manhanttan Branch
3832 Wilshire Boulevard Los Angeles CA
Cathay Bank
Cathay Bank Branch
777 North Broadway Street Los Angeles CA
Shinhan Bank America
California Regional Office/Olympic B Branch
3000 West Olympic Boulevard Los Angeles CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
Umpqua Bank
Glendale Ca Branch
700 N. Central Ave., Suite150 Glendale CA
First Bank
Gardena Branch
1644 West Redondo Beach Blvd Gardena CA
Umpqua Bank
Glendale Ca Branch
700 N. Central Ave., Suite150 Glendale CA
East West Bank
Carson St Branch
22008 Avalon Blvd Carson CA
U.S. Bank National Association
San Pedro Branch
28110 S Western Ave San Pedro CA
Bank of America, National Association
South Shores Center Branch
1602 West 25th Street San Pedro CA
First-Citizens Bank & Trust Company
Glendale Office Branch
655 North Central Avenue, Suite 1500 Glendale CA


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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