Illinois

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Dolton, Illinois CD Rates – 18-Month

You are viewing rates from banks across Dolton





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Dolton, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Dolton, IL - December 15, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.55% → 5.70% → 5.55%

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.35% → 3.85% → 3.80% → 3.95%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.00% → 3.80% → 3.80% → 3.90% → 3.90%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.95% → 4.00% → 3.95% → 3.80% → 3.70%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Rate History: 3.80% → 3.79% → 3.60% → 3.45% → 3.40%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 3.90% → 3.80% → 3.70% → 3.45% → 3.30%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.00% → 2.85% → 2.75%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 2.00% → 1.75%

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

Rate History: 2.45% → 3.85% → 4.00% → 3.75% → 1.01%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 0.15% → 1.00%

0.80%

$10,000

8.37

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Rate History: 1.00% → 0.75%

0.65%

$100,000

3.28

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0.65%

$10,000

16.56

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.55%

$100,000

24.02

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0.50%

$10,000

3.28

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0.50%

$10,000

19.26

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0.50%

$2,500

17.86

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0.49%

$100,000

23.51

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.45%

$10,000

16.91

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0.45%

$10,000

24.02

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0.40%

$10,000

22.97

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0.40%

$10,000

10.86

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0.40%

$10,000

22.96

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0.39%

$10,000

23.51

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$10,000

17.68

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0.35%

$100,000

20.71

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0.30%

$10,000

24.90

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.30%

$10,000

10.40

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0.25%

$10,000

23.20

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.25%

$1,000

20.71

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0.25%

$10,000

24.81

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| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

| Jun 26, 2019

On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.15%

$500

19.70

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Rate History: 0.10% → 0.15%

0.15%

$10,000

22.31

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0.15%

$10,000

18.72

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0.15%

$10,000

19.05

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| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

0.14%

$100,000

17.47

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.09%

$1,000

17.47

Learn More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Dolton, IL - December 15, 2025


Branch Street City State
The Federal Savings Bank
The Federal Savings Bank Branch
300 North Elizabeth Street, Floor 3e Chicago IL
Bank of Hope
Kedzie Branch
5233 North Kedzie Avenue Chicago IL
International Bank of Chicago
Stone Park Branch
1860 North Mannheim Road Stone Park IL
Citibank, National Association
Oak Brook Branch
1900 Spring Road Oak Brook IL
Heartland Bank and Trust Company
Western Springs National Bank Branch
4456 Wolf Road Western Springs IL
United Fidelity Bank, fsb
United Fidelity Bank, Fsb Branch
1800 West 87th Street Chicago IL
Republic Bank of Chicago
Hinsdale Branch
101 Chestnut Hinsdale IL
Hanmi Bank
Hanmi Bank Branch
16540 South Halsted Harvey IL
First Savings Bank of Hegewisch
Frankfort Branch
10395 West Lincoln Highway Frankfort IL
Hoyne Savings Bank
7001 W Grand Ave Branch
7001 West Grand Avenue Chicago IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
Hanmi Bank
Hanmi Bank Branch
16540 South Halsted Harvey IL
Town Center Bank
New Lenox Branch
1938 East Lincoln Highway, Suite 101 New Lenox IL
First Eagle Bank
First Eagle Bank Branch
1201 West Madison Street Chicago IL
First Community Bank and Trust
Peotone Branch
650 Wilmington Road Peotone IL
Midland States Bank
Beecher Banking Center Branch
951 Dixie Highway Beecher IL
Old Plank Trail Community Bank, National Association
Mokena Office Branch
20012 Wolf Road Mokena IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
Pan American Bank & Trust
Bellwood Branch
2801 Saint Charles Road Bellwood IL
United Trust Bank
United Trust Bank Branch
12330 South Harlem Avenue Palos Heights IL
Community Savings Bank
West Belmont Branch
4824 West Belmont Avenue Chicago IL
First Community Bank and Trust
Peotone Branch
650 Wilmington Road Peotone IL
CIBC Bank USA
Oak Brook Branch
1110 Jorie Boulevard Oak Brook IL
First American Bank
Homer Glen Branch
14741 Founders Crossing Homer Glen IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Community Bank of Elmhurst
Lexington Square Branch
400 W. Butterfield Rd. Elmhurst IL
CIBC Bank USA
Oak Brook Branch
1110 Jorie Boulevard Oak Brook IL
Bank of Hope
Kedzie Branch
5233 North Kedzie Avenue Chicago IL
Cathay Bank
Chicago -westmont Branch
665 Pasquinelli Drive #b104 Westmont IL
Beverly Bank & Trust Company, National Association
Oak Lawn Bank And Trust Branch
5300 W 95th Street Oak Lawn IL
BankFinancial, National Association
Downers Grove National Bank Branch
6301 Fairview Avenue Westmont IL
Parkway Bank and Trust Company
Orland Park Branch
14345 South Lagrange Road Orland Park IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Belmont Bank & Trust Company
Belmont Bank & Trust Company Branch
8250 West Belmont Avenue Chicago IL
Wintrust Bank, National Association
Mont Clare Branch
3050 North Harlem Avenue Chicago IL
GN Bank
Illinois-Service Federal Savings And Branch
4619 S Martin L King Drive Chicago IL
First Merchants Bank
Willowbrook Branch
7229 S Kingery Hwy Willowbrook IL
Central Federal Savings and Loan Association
La Grange Park Branch
1921 E 31st St. La Grange Park IL
Old Second National Bank
Frankfort Branch
20201 South La Grange Road Frankfort IL
Hinsdale Bank & Trust Company, National Association
Clarendon Hills Bank Branch
200 West Burlington Clarendon Hills IL
Marquette Bank
New Lenox Branch
2570 East Lincoln Highway New Lenox IL
The Lemont National Bank
Marian Villalge Branch
15624 Marian Drive Homer Glen IL
Wintrust Bank, National Association
Mont Clare Branch
3050 North Harlem Avenue Chicago IL
Amalgamated Bank of Chicago
Amalgamated Bank Of Chicago Branch
30 North Lasalle Street Chicago IL
First Merchants Bank
Willowbrook Branch
7229 S Kingery Hwy Willowbrook IL
Amalgamated Bank of Chicago
Amalgamated Bank Of Chicago Branch
30 North Lasalle Street Chicago IL
PNC Bank, National Association
Clarendon Hills Branch
300 Holmes Avenue Clarendon Hills IL
Bank of America, National Association
Willowbrook Branch
6300 Kingery Hwy Ste 500 Willowbrook IL
Fifth Third Bank, National Association
Oak Brook Banking Center Branch
1603 West 16th Street Oak Brook IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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