Illinois

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Mokena, Illinois CD Rates – 18-Month

You are viewing rates from banks across Mokena





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Mokena, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Mokena, IL - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 4.60% → 4.30% → 3.90% → 3.50% → 3.25%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.00% → 1.75%

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

Rate History: 0.15% → 1.00%

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.80%

$10,000

17.95

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0.65%

$100,000

23.13

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0.65%

$10,000

2.32

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0.60%

$10,000

20.53

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0.60%

$10,000

14.55

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.50%

$10,000

23.13

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

2.91

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0.49%

$100,000

15.31

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0.47%

$10,000

16.61

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.45%

$10,000

17.99

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0.40%

$10,000

11.47

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0.40%

$10,000

24.26

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0.40%

$10,000

10.18

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0.39%

$10,000

15.31

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$10,000

24.31

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0.35%

$100,000

24.03

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0.30%

$10,000

22.85

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.30%

$10,000

14.45

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

12.74

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.25%

$1,000

24.03

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0.23%

$10,000

19.89

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0.20%

$1,000

9.32

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| Jun 26, 2019

On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$500

20.67

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Rate History: 0.10% → 0.15%

0.15%

$10,000

22.06

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0.15%

$10,000

20.22

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0.15%

$10,000

13.40

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0.15%

$10,000

11.25

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0.14%

$100,000

23.87

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.09%

$1,000

23.87

Learn More

0.05%

$10,000

24.33

Learn More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Mokena, IL - August 2, 2025


Branch Street City State
Citibank, National Association
Fox Valley Branch
2819 Aurora Avenue Naperville IL
Bank of Hope
Naperville Branch
1504 North Naper Boulevard, Ste. 136 Naperville IL
Evergreen Bank Group
Evergreen Bank Group Branch
1515 West 22nd Street, Suite 100w Oak Brook IL
JPMorgan Chase Bank, National Association
Eola & Indian Trail Bnkg Ctr Branch
1188 North Bola Road Aurora IL
International Bank of Chicago
Bellwood Branch
405 S Mannheim Rd Bellwood IL
Heartland Bank and Trust Company
Plainfield Branch
5650 Canton Farm Road Plainfield IL
BMO Bank National Association
Bmo Harris Bank National Association Branch
24745 West Eames Channahon IL
United Fidelity Bank, fsb
United Fidelity Bank, Fsb Branch
1800 West 87th Street Chicago IL
Hanmi Bank
Naperville West Branch
664 Raymond Drive Naperville IL
First Savings Bank of Hegewisch
Frankfort Branch
10395 West Lincoln Highway Frankfort IL
First State Bank
Naperville Il Branch
3320 South Route 59 Naperville IL
Hometown National Bank
Joliet Branch
722 Essington Road, Suite A Joliet IL
Hoyne Savings Bank
Harlem Avenue Branch
11139 South Harlem Avenue Worth IL
Hanmi Bank
Naperville West Branch
664 Raymond Drive Naperville IL
The Huntington National Bank
Naperville Branch
3020 State Route 59 Naperville IL
Town Center Bank
New Lenox Branch
1938 East Lincoln Highway, Suite 101 New Lenox IL
First Community Bank and Trust
Peotone Branch
650 Wilmington Road Peotone IL
Providence Bank & Trust
Shorewood Branch
1007 Brook Forest Avenue Shorewood IL
Midland States Bank
Joliet Il Branch
1540 Route 59 Joliet IL
Old Plank Trail Community Bank, National Association
Plainfield Branch
13600 S Route 59 Plainfield IL
First Federal Savings Bank
Shorewood Branch
801 West Jefferson Street Shorewood IL
Pan American Bank & Trust
Bellwood Branch
2801 Saint Charles Road Bellwood IL
United Trust Bank
United Trust Bank Branch
12330 South Harlem Avenue Palos Heights IL
First Community Bank and Trust
Peotone Branch
650 Wilmington Road Peotone IL
CIBC Bank USA
Channahon Branch
23840 West Eames Street Channahon IL
First American Bank
Aurora Branch
3054 East New York Street Aurora IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Community Bank of Elmhurst
Lexington Square Branch
400 W. Butterfield Rd. Elmhurst IL
CIBC Bank USA
Channahon Branch
23840 West Eames Street Channahon IL
Bank of Hope
Naperville Branch
1504 North Naper Boulevard, Ste. 136 Naperville IL
Cathay Bank
Chicago -westmont Branch
665 Pasquinelli Drive #b104 Westmont IL
Beverly Bank & Trust Company, National Association
Oak Lawn Bank And Trust Branch
5300 W 95th Street Oak Lawn IL
BankFinancial, National Association
1401 N Larkin Ave Branch
1401 North Larkin Avenue Joliet IL
Parkway Bank and Trust Company
Glen Ellyn Branch
22w555 Butterfield Road Glen Ellyn IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Municipal Trust and Savings Bank
Manteno Branch
110 Marquette Place Manteno IL
First Bank of Manhattan
550 West North Street Office Branch
550 West North Street Manhattan IL
GN Bank
Illinois-Service Federal Savings And Branch
4619 S Martin L King Drive Chicago IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Central Federal Savings and Loan Association
La Grange Park Branch
1921 E 31st St. La Grange Park IL
Old Second National Bank
Fox Valley Center Branch
4080 Fox Valley Center Drive Aurora IL
Wheaton Bank & Trust, National Association
Naperville Fort Hill Branch
555 Fort Hill Drive Naperville IL
Hinsdale Bank & Trust Company, National Association
Downers Grove Branch
718 Ogden Ave Downers Grove IL
Marquette Bank
Romeoville Branch
1876 W. Airport Rd Romeoville IL
The Lemont National Bank
Lemont Branch
310 Main Street Lemont IL
Amalgamated Bank of Chicago
Warrenville Branch
28600 Bella Vista Parkway Warrenville IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Amalgamated Bank of Chicago
Warrenville Branch
28600 Bella Vista Parkway Warrenville IL
The Bank of Bourbonnais
The Bank Of Bourbonnais Branch
One Heritage Plaza Bourbonnais IL
Bank of America, National Association
Aurora Banking Center Branch
896 North Route 59 Aurora IL
Fifth Third Bank, National Association
Fox Valley Villages Branch
2998 Ogden Avenue Aurora IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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