Illinois

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Westmont, Illinois CD Rates – 18-Month

You are viewing rates from banks across Westmont





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Westmont, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Westmont, IL - July 9, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.55% → 5.70% → 5.55%

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 4.60% → 4.30% → 3.90% → 3.50% → 3.25%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.00% → 1.75%

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

Rate History: 0.15% → 1.00%

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Sep 26, 2016

I think the specials have ended. can you double check? Read More

0.80%

$10,000

16.93

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Rate History: 1.00% → 0.75%

0.65%

$100,000

10.90

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0.65%

$10,000

20.82

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0.60%

$10,000

19.56

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0.60%

$10,000

18.34

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0.60%

$10,000

20.44

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0.55%

$100,000

14.18

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.55%

$100,000

20.78

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0.50%

$10,000

10.90

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0.50%

$10,000

14.18

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0.50%

$10,000

19.82

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0.50%

$2,500

14.86

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0.47%

$10,000

21.23

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.45%

$10,000

16.52

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0.45%

$10,000

17.56

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0.45%

$10,000

20.78

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0.40%

$10,000

24.85

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0.40%

$10,000

18.70

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0.40%

$10,000

22.77

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0.40%

$10,000

13.06

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0.40%

$10,000

15.72

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$10,000

19.87

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0.35%

$100,000

10.68

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0.35%

$10,000

19.52

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0.30%

$10,000

4.88

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.30%

$10,000

13.00

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0.25%

$10,000

17.34

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0.25%

$10,000

18.81

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0.25%

$1,000

10.68

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0.25%

$10,000

12.46

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0.20%

$1,000

21.60

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| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

| Jun 26, 2019

On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.15%

$500

7.17

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Rate History: 0.10% → 0.15%

0.15%

$10,000

12.02

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0.15%

$10,000

14.56

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0.15%

$10,000

2.65

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0.15%

$10,000

15.84

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0.15%

$10,000

8.46

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| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

0.14%

$100,000

9.85

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| Aug 22, 2017

$100K min on new CD's. They will not bend. So had to take $170K to another bank, now @ 2.5%. Read More

0.10%

$10,000

20.96

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0.09%

$1,000

9.85

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Nov 12, 2018

Helpful w/$ Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Westmont, IL - July 9, 2025


Branch Street City State
The Federal Savings Bank
The Federal Savings Bank Branch
300 North Elizabeth Street, Floor 3e Chicago IL
Beal Bank USA
Chicago Branch
3232 Lake Avenue, Suite 200 Wilmette IL
Citibank, National Association
St Charles Branch
1925 Lincoln Highway St. Charles IL
Bank of Hope
Naperville Branch
1504 North Naper Boulevard, Ste. 136 Naperville IL
Wells Fargo Bank, National Association
Schaumburg Branch
210 South Roselle Road Schaumburg IL
Evergreen Bank Group
Evergreen Bank Group Branch
1515 West 22nd Street, Suite 100w Oak Brook IL
JPMorgan Chase Bank, National Association
St. Charles/Randall Facility Branch
575 South Randall Road St. Charles IL
International Bank of Chicago
Stone Park Branch
1860 North Mannheim Road Stone Park IL
Heartland Bank and Trust Company
Aurora Branch
1575 Ogden Avenue Aurora IL
BMO Bank National Association
Windmill Place Branch
185 South Randall Road Batavia IL
Sterling Bank
Sterling Bank Branch
360 S. 1st Street Saint Charles IL
United Fidelity Bank, fsb
United Fidelity Bank, Fsb Branch
1800 West 87th Street Chicago IL
Republic Bank of Chicago
West Chicago Branch
101 Main Street West Chicago IL
Hanmi Bank
Naperville West Branch
664 Raymond Drive Naperville IL
First Savings Bank of Hegewisch
Frankfort Branch
10395 West Lincoln Highway Frankfort IL
First State Bank
Batavia West Branch
1978 West Wilson Street Batavia IL
American Bank and Trust Company, National Association
St. Charles Branch
2580 Foxfield Road, 2nd Floor Saint Charles IL
Hometown National Bank
Joliet Branch
722 Essington Road, Suite A Joliet IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Hoyne Savings Bank
699 W Dundee Rd Branch
699 West Dundee Road Wheeling IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
Hanmi Bank
Naperville West Branch
664 Raymond Drive Naperville IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Town Center Bank
New Lenox Branch
1938 East Lincoln Highway, Suite 101 New Lenox IL
First Eagle Bank
Hanover Park Branch
1040 East Lake Street Hanover Park IL
Providence Bank & Trust
Shorewood Branch
1007 Brook Forest Avenue Shorewood IL
Midland States Bank
Joliet Il Branch
1540 Route 59 Joliet IL
Old Plank Trail Community Bank, National Association
Plainfield Branch
13600 S Route 59 Plainfield IL
Heritage Bank of Schaumburg
Heritage Bank Of Schaumburg Branch
1535 Schaumburg Road Schaumburg IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
First Federal Savings Bank
Elgin Branch
325 South Randall Road Elgin IL
The State Bank of Geneva
The State Bank Of Geneva Branch
22 South Fourth Street Geneva IL
Pan American Bank & Trust
Palatine Il Branch
One East Northwest Highway Palatine IL
United Trust Bank
United Trust Bank Branch
12330 South Harlem Avenue Palos Heights IL
Community Savings Bank
West Belmont Branch
4824 West Belmont Avenue Chicago IL
CIBC Bank USA
Saint Charles Branch
24 South Second Stereet Saint Charles IL
First American Bank
Geneva Branch
1789 South Randall Road Geneva IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Brickyard Bank
Brickyard Bank Branch
6676 North Lincoln Avenue Lincolnwood IL
Community Bank of Elmhurst
Lexington Square Branch
400 W. Butterfield Rd. Elmhurst IL
CIBC Bank USA
Saint Charles Branch
24 South Second Stereet Saint Charles IL
Bank of Hope
Naperville Branch
1504 North Naper Boulevard, Ste. 136 Naperville IL
Cathay Bank
Chicago -westmont Branch
665 Pasquinelli Drive #b104 Westmont IL
Beverly Bank & Trust Company, National Association
Oak Lawn Bank And Trust Branch
5300 W 95th Street Oak Lawn IL
Barrington Bank & Trust Company, National Association
Hanover Park Branch
6800 Barrington Road Hanover Park IL
BankFinancial, National Association
1401 N Larkin Ave Branch
1401 North Larkin Avenue Joliet IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Belmont Bank & Trust Company
Belmont Bank & Trust Company Branch
8250 West Belmont Avenue Chicago IL
First Bank of Manhattan
836 W. Laraway Branch
836 W. Laraway Road New Lenox IL
Wintrust Bank, National Association
Mont Clare Branch
3050 North Harlem Avenue Chicago IL
GN Bank
Illinois-Service Federal Savings And Branch
4619 S Martin L King Drive Chicago IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Central Federal Savings and Loan Association
La Grange Park Branch
1921 E 31st St. La Grange Park IL
Old Second National Bank
East Batavia Branch
1991 West Wilson Street Batavia IL
Wheaton Bank & Trust, National Association
Naperville Fort Hill Branch
555 Fort Hill Drive Naperville IL
Schaumburg Bank & Trust Company, National Association
Roselle Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.
1350 West Lake Street Roselle IL
Hinsdale Bank & Trust Company, National Association
Downers Grove Branch
718 Ogden Ave Downers Grove IL
Marquette Bank
Marquette Bank Branch
2500 South Eola Road Aurora IL
The Lemont National Bank
Lemont Branch
310 Main Street Lemont IL
Wintrust Bank, National Association
Mont Clare Branch
3050 North Harlem Avenue Chicago IL
Amalgamated Bank of Chicago
Warrenville Branch
28600 Bella Vista Parkway Warrenville IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Liberty Bank for Savings
Park Ridge Office Branch
1018 West Touhy Avenue Park Ridge IL
Village Bank and Trust, National Association
Luther Village Branch
1250 Village Drive Arlington Heights IL
Amalgamated Bank of Chicago
Warrenville Branch
28600 Bella Vista Parkway Warrenville IL
U.S. Bank National Association
Elgin Meijer Branch
815 South Randall Road Elgin IL
PNC Bank, National Association
Randall Road Branch
860 S Randall Road Saint Charles IL
Fifth Third Bank, National Association
St. Charles-West Branch
700 South Randall Road St. Charles IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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