Oregon

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Damascus, Oregon CD Rates – 18-Month

You are viewing rates from banks across Damascus





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Damascus, Oregon . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Damascus, OR - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.35% → 4.25% → 4.20% → 3.84% → 3.58%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 4.65% → 4.25% → 3.50% → 3.00% → 2.75%

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

| Aug 15, 2019

I DO NOT LIKE THIS BANK, MORE THAN ONCE I HAVE BEEN HUMILIATED BY THIS BANK AND THEIR CARDS. Read More

| Nov 17, 2020

The monthly statement did not reach by the time I’m use to send my auto loan payment, which by the way has been always at least 15 days prior to due date.. Then I call to notify that and they took my pay... Read More

0.50%

$10,000

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0.46%

$10,000

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0.42%

$10,000

-

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0.40%

$10,000

-

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0.40%

$500

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0.35%

$100,000

-

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0.30%

$100,000

-

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Jan 6, 2021

Friendly. Safe. Read More

0.25%

$10,000

-

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| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

0.20%

$10,000

-

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0.20%

$10,000

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0.20%

$10,000

-

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Aug 25, 2021

I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More

| Nov 17, 2020

The monthly statement did not reach by the time I’m use to send my auto loan payment, which by the way has been always at least 15 days prior to due date.. Then I call to notify that and they took my pay... Read More

| Nov 15, 2019

If you have a choice don't use these people for an auto loan. I called and got the loan pay off which I submitted electronically. I hadn't gotten any lean clearance info so I called. They said they held... Read More

0.10%

$10,000

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0.09%

$100,000

-

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| Sep 5, 2020

My investment accounts managed by them are the worst of all of my accounts. In the last 10 years any gain they have made has been offers by fees. The tag my loan account with late fees despite my on t... Read More

0.06%

$10,000

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Rate History: 4.75% → 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
Northwest Bank
Lake Oswego Branch
4900 Sw Meadows Road, Suite 410 Lake Oswego OR
Wells Fargo Bank, National Association
Canby Union Branch
150 N.W. Second Avenue Canby OR
HomeStreet Bank
Tigard Branch
16200 Sw Pacific Highway Ste. Z-3 Tigard OR
Zions Bank
Portland Br Branch
1211 Sw 5th Avenue, Suite 1250 Portland OR
JPMorgan Chase Bank, National Association
St. Helens Branch
1934 Columbia Blvd St. Helens OR
Washington Trust Bank
Portland Office Branch
760 Sw 9th Avenue, Suite 1900 Portland OR
Bank of the Pacific
Seaside Branch
761 Ave G Seaside OR
Willamette Valley Bank
Willamette Valley Bank Branch
101 High Street, N.E. Salem OR
First Federal Savings and Loan Association of McMinnville
First Federal Savings And Loan Assoc Branch
118 Third Street Mcminnville OR
Lewis & Clark Bank
Lewis & Clark Bank Branch
1900 Mcloughlin Blvd Ste 67 Oregon City OR
Heritage Bank
Portland Branch
1001 Sw 5th Avenue, Suite 250 Portland OR
Community Bank
Community Bank Branch
609 North Main Street Joseph OR
Bank of Eastern Oregon
Bank Of Eastern Oregon Branch
279 N Main Street Heppner OR
Oregon Pacific Banking Company dba Oregon Pacific Bank
Oregon Pacific Banking Company Dba O Branch
1355 Highway 101 Florence OR
Riverview Bank
Aumsville Branch
112 Main Street Aumsville OR
Pioneer Trust Bank, National Association
Pioneer Trust Bank, National Association Branch
109 Commercial Street, N.E. Salem OR
People's Bank of Commerce
People's Bank Of Commerce Branch
1311 East Barnett Road, Suite 101 Medford OR
Washington Federal Bank
Sixth Street Branch
5215 South Sixth Street Klamath Falls OR
Riverview Bank
Aumsville Branch
112 Main Street Aumsville OR
Summit Bank
Summit Bank Branch
96 East Broadway Eugene OR
Oregon Pacific Banking Company dba Oregon Pacific Bank
Oregon Pacific Banking Company Dba O Branch
1355 Highway 101 Florence OR
Umpqua Bank
Coos Bay Branch
700 South Broadway, Suite 100 Coos Bay OR
Bank of the Pacific
Seaside Branch
761 Ave G Seaside OR
First Interstate Bank
Reedsport Branch
178 North 6th Street Reedsport OR
Umpqua Bank
Coos Bay Branch
700 South Broadway, Suite 100 Coos Bay OR
Clackamas County Bank
Clackamas County Bank Branch
38975 Proctor Blvd. Sandy OR
Citizens Bank
Citizens Bank Branch
275 S. W. Third Street Corvallis OR
Baker-Boyer National Bank
Milton-Freewater Branch
320 North Columbia Street Milton Freewater OR
Citizens Bank
Citizens Bank Branch
275 S. W. Third Street Corvallis OR
KeyBank National Association
Woodburn Main Branch
941 North Pacific Highway Woodburn OR
U.S. Bank National Association
Forest Grove Branch
1940 Pacific Avenue Forest Grove OR
Bank of America, National Association
Dallas Branch
791 Main Street Dallas OR
First-Citizens Bank & Trust Company
Portland Branch
309 Sw 6th Avenue Portland OR


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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