Illinois

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Oak Brook, Illinois CD Rates – 6-Month

You are viewing rates from banks across Oak Brook





Below are the best six-month CD Rates from banks with branches in Oak Brook, Illinois . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Oak Brook, IL - July 17, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.85% → 4.60% → 4.50% → 4.35% → 4.16%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 5.10% → 5.20% → 4.50% → 4.00% → 3.80%

| Nov 12, 2018

Helpful w/$ Read More

Rate History: 4.75% → 4.25% → 4.10% → 3.90% → 3.75%

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 1.50% → 1.25%

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

| Sep 26, 2016

I think the specials have ended. can you double check? Read More

0.50%

$2,500

13.10

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0.45%

$10,000

23.46

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0.45%

$10,000

17.03

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0.45%

$100,000

18.42

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0.40%

$10,000

18.76

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0.35%

$10,000

17.99

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0.35%

$100,000

12.39

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0.35%

$10,000

18.42

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0.25%

$10,000

22.97

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0.25%

$10,000

18.82

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0.25%

$10,000

12.39

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0.25%

$10,000

24.19

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0.25%

$10,000

12.01

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0.20%

$100,000

8.54

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

| May 10, 2022

Centrust Bank is excellent to do business with. Friendly and experienced bankers. Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.20%

$2,500

21.65

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0.20%

$100,000

11.99

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| Dec 26, 2017

Good people to deal with. Competitive rates better than CEFCU. Easy in/out processing of CD's & MM. Read More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.15%

$1,000

24.55

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0.15%

$10,000

1.82

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0.15%

$10,000

11.99

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.15%

$10,000

21.86

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0.15%

$10,000

20.06

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0.15%

$10,000

22.64

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0.15%

$10,000

14.63

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0.15%

$10,000

16.81

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0.15%

$10,000

13.27

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0.15%

$10,000

15.44

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0.11%

$100,000

10.91

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0.10%

$10,000

22.02

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0.10%

$10,000

16.07

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0.10%

$10,000

19.65

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0.10%

$10,000

9.65

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0.10%

$1,000

10.55

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0.10%

$10,000

24.70

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0.10%

$10,000

22.07

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0.10%

$1,000

8.54

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| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

0.10%

$10,000

13.68

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0.10%

$10,000

5.90

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.08%

$10,000

21.72

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0.08%

$10,000

17.97

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0.06%

$1,000

10.91

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0.05%

$2,500

5.71

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0.05%

$10,000

12.78

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0.05%

$10,000

3.92

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| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.05%

$10,000

19.27

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0.05%

$10,000

11.50

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| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

| Aug 22, 2017

$100K min on new CD's. They will not bend. So had to take $170K to another bank, now @ 2.5%. Read More

0.05%

$10,000

18.10

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| Jun 26, 2019

On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.04%

$10,000

13.92

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| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$10,000

19.83

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Oak Brook, IL - July 17, 2025


Branch Street City State
Old Second National Bank
Old Second National Bank Branch
37-39 South River Street Aurora IL
Beal Bank USA
Chicago Branch
3232 Lake Avenue, Suite 200 Wilmette IL
Bank of Hope
Naperville Branch
1504 North Naper Boulevard, Ste. 136 Naperville IL
Fifth Third Bank, National Association
Larkin Branch
1645 Larkin Avenue Elgin IL
Evergreen Bank Group
Evergreen Bank Group Branch
1515 West 22nd Street, Suite 100w Oak Brook IL
Bank of America, National Association
Elgin - Randall & College Green Bran Branch
635 S. Randall Road Elgin IL
Citibank, National Association
Hoffman Estates Branch
2550 N Sutton Road Hoffman Estates IL
Woodforest National Bank
0380 Oswego Walmart Branch
2300 Rt 34 Oswego IL
Wells Fargo Bank, National Association
Schaumburg Branch
210 South Roselle Road Schaumburg IL
JPMorgan Chase Bank, National Association
Larkin Branch
1600 Larkin Avenue Elgin IL
International Bank of Chicago
Stone Park Branch
1860 North Mannheim Road Stone Park IL
Sterling Bank
Sterling Bank Branch
360 S. 1st Street Saint Charles IL
Mutual Federal Bank
Mutual Federal Bank Branch
2212 West Cermak Road Chicago IL
Republic Bank of Chicago
West Chicago Branch
101 Main Street West Chicago IL
First Eagle Bank
Hanover Park Branch
1040 East Lake Street Hanover Park IL
Hometown National Bank
Joliet Branch
722 Essington Road, Suite A Joliet IL
United Fidelity Bank, fsb
United Fidelity Bank, Fsb Branch
1800 West 87th Street Chicago IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
First State Bank
Geneva Branch
323 West State Street Geneva IL
American Bank and Trust Company, National Association
St. Charles Branch
2580 Foxfield Road, 2nd Floor Saint Charles IL
Hanmi Bank
Naperville West Branch
664 Raymond Drive Naperville IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
First Federal Savings Bank
Shorewood Branch
801 West Jefferson Street Shorewood IL
The State Bank of Geneva
The State Bank Of Geneva Branch
22 South Fourth Street Geneva IL
Hanmi Bank
Naperville West Branch
664 Raymond Drive Naperville IL
Providence Bank & Trust
Shorewood Branch
1007 Brook Forest Avenue Shorewood IL
Cathay Bank
Chicago -westmont Branch
665 Pasquinelli Drive #b104 Westmont IL
First Secure Bank and Trust Co.
First Secure Bank And Trust Co. Branch
10360 South Roberts Road Palos Hills IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Midland States Bank
Joliet Il Branch
1540 Route 59 Joliet IL
SmartBiz Bank, National Association
Centrust Bank, National Association Branch
385 Waukegan Road Northbrook IL
CIBC Bank USA
Saint Charles Branch
24 South Second Stereet Saint Charles IL
Devon Bank
Wheeling Branch
561 North Milwaukee Avenue Wheeling IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Bank of Hope
Naperville Branch
1504 North Naper Boulevard, Ste. 136 Naperville IL
CIBM Bank
Avenue Bank Branch
330 S. Naperville Road Wheaton IL
CIBC Bank USA
Saint Charles Branch
24 South Second Stereet Saint Charles IL
First Bank of Manhattan
836 W. Laraway Branch
836 W. Laraway Road New Lenox IL
Community Bank of Elmhurst
Lexington Square Branch
400 W. Butterfield Rd. Elmhurst IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Hoyne Savings Bank
699 W Dundee Rd Branch
699 West Dundee Road Wheeling IL
BankFinancial, National Association
1401 N Larkin Ave Branch
1401 North Larkin Avenue Joliet IL
Pan American Bank & Trust
Palatine Il Branch
One East Northwest Highway Palatine IL
Town Center Bank
New Lenox Branch
1938 East Lincoln Highway, Suite 101 New Lenox IL
United Trust Bank
United Trust Bank Branch
12330 South Harlem Avenue Palos Heights IL
Brickyard Bank
Brickyard Bank Branch
6676 North Lincoln Avenue Lincolnwood IL
Community Savings Bank
West Belmont Branch
4824 West Belmont Avenue Chicago IL
Heritage Bank of Schaumburg
Heritage Bank Of Schaumburg Branch
1535 Schaumburg Road Schaumburg IL
Amalgamated Bank of Chicago
Warrenville Branch
28600 Bella Vista Parkway Warrenville IL
Union National Bank and Trust Company of Elgin
Union National Bank And Trust Compan Branch
101 East Chicago Street Elgin IL
Barrington Bank & Trust Company, National Association
Hanover Park Branch
6800 Barrington Road Hanover Park IL
St. Charles Bank & Trust Company, National Association
St. Charles Bank & Trust Company Branch
411 West Main Street Saint Charles IL
Belmont Bank & Trust Company
Belmont Bank & Trust Company Branch
8250 West Belmont Avenue Chicago IL
Grand Ridge National Bank
Grand Ridge National Bank Branch
27w111 Geneva Road Winfield IL
First American Bank
Dundee Branch
218 West Main Street Dundee IL
Northbrook Bank and Trust Company, National Association
Buffalo Grove Branch
200 North Buffalo Grove Road Buffalo Grove IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Wintrust Bank, National Association
Mont Clare Branch
3050 North Harlem Avenue Chicago IL
Beverly Bank & Trust Company, National Association
Oak Lawn Bank And Trust Branch
5300 W 95th Street Oak Lawn IL
First National Bank of Brookfield
First National Bank Of Brookfield Branch
9136 Washington Avenue Brookfield IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
FNBC Bank & Trust
South Elgin Branch
1140 West Spring Street South Elgin IL
Marquette Bank
Marquette Bank Branch
2500 South Eola Road Aurora IL
Heartland Bank and Trust Company
Aurora Branch
1575 Ogden Avenue Aurora IL
Amalgamated Bank of Chicago
Warrenville Branch
28600 Bella Vista Parkway Warrenville IL
Central Federal Savings and Loan Association
La Grange Park Branch
1921 E 31st St. La Grange Park IL
Schaumburg Bank & Trust Company, National Association
Roselle Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.
1350 West Lake Street Roselle IL
Hinsdale Bank & Trust Company, National Association
Downers Grove Branch
718 Ogden Ave Downers Grove IL
BMO Bank National Association
Harris Bank Townes Crossing Branch
220 Douglas Road Oswego IL
Old Plank Trail Community Bank, National Association
Plainfield Branch
13600 S Route 59 Plainfield IL
The Lemont National Bank
Lemont Branch
310 Main Street Lemont IL
Wintrust Bank, National Association
Mont Clare Branch
3050 North Harlem Avenue Chicago IL
Liberty Bank for Savings
Park Ridge Office Branch
1018 West Touhy Avenue Park Ridge IL
Village Bank and Trust, National Association
Luther Village Branch
1250 Village Drive Arlington Heights IL
GN Bank
Illinois-Service Federal Savings And Branch
4619 S Martin L King Drive Chicago IL
U.S. Bank National Association
Geneva Branch
808 West State Street Geneva IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Wheaton Bank & Trust, National Association
Naperville Fort Hill Branch
555 Fort Hill Drive Naperville IL
PNC Bank, National Association
Batavia Branch
825 North Randall Road Batavia IL
Associated Bank, National Association
Aurora Branch
301 West Galena Boulevard Aurora IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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