Best 18-Month CD Rates in Oak Brook, Illinois, IL

You are viewing rates from banks across Oak Brook

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Oak Brook, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Oak Brook, IL - July 17, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
The Federal Savings Bank The Federal Savings Bank Branch	5.55%	$5,000	16.33	Learn More Add Review
Rate History: 4.55% → 5.70% → 5.55%
Merrick Bank	4.20%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Beal Bank USA Chicago Branch	3.75%	$1,000	19.92	Learn More
Rate History: 4.35% → 4.25% → 4.20% → 3.75%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Citibank, National Association Hoffman Estates Branch	3.75%	$0	20.89	Learn More
Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Capital One 360	3.70%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Bank of Hope Naperville Branch	3.60% 0.30%	$250,000 $1,000	8.87	Learn More
Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Wells Fargo Bank, National Association Schaumburg Branch	3.50%	$5,000	14.33	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
Evergreen Bank Group Evergreen Bank Group Branch	3.25%	$500	0.66	Learn More Add Review
Rate History: 4.60% → 4.30% → 3.90% → 3.50% → 3.25%
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
JPMorgan Chase Bank, National Association Larkin Branch	2.00%	$10,000	23.31	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
International Bank of Chicago Stone Park Branch	1.75%	$1,000	6.30	Learn More
Rate History: 2.00% → 1.75%
Mandy \| May 8, 2021 Location: 5069 N. Broadway Chicago IL 60640 Read More Reviews (5)
Heartland Bank and Trust Company Aurora Branch	1.00%	$1,500	18.55	Learn More Add Review
Rate History: 0.15% → 1.00%
BMO Bank National Association Harris Bank Townes Crossing Branch	1.00%	$1,000	20.78	Learn More
Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
Sterling Bank Sterling Bank Branch	1.00%	$10,000	19.37	Learn More
Al \| Sep 26, 2016 I think the specials have ended. can you double check? Read More Reviews (1)
United Fidelity Bank, fsb United Fidelity Bank, Fsb Branch	0.80%	$10,000	17.03	Learn More Add Review
Republic Bank of Chicago West Chicago Branch	0.75%	$1,000	13.34	Learn More Add Review
Rate History: 1.00% → 0.75%
Hanmi Bank Naperville West Branch	0.65%	$100,000	12.39	Learn More Add Review
First Savings Bank of Hegewisch Frankfort Branch	0.65%	$10,000	23.44	Learn More Add Review
First State Bank Geneva Branch	0.60%	$10,000	18.76	Learn More Add Review
American Bank and Trust Company, National Association St. Charles Branch	0.60%	$10,000	17.99	Learn More Add Review
Hometown National Bank Joliet Branch	0.60%	$10,000	23.46	Learn More Add Review
Itasca Bank & Trust Co. Roselle Il Branch	0.55%	$100,000	11.99	Learn More Add Review
Hoyne Savings Bank 699 W Dundee Rd Branch	0.55%	$10,000	20.89	Learn More
NotURBusiness \| Jul 9, 2021 ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More Reviews (1)
American Metro Bank American Metro Bank Branch	0.55%	$100,000	18.42	Learn More Add Review
Hanmi Bank Naperville West Branch	0.50%	$10,000	12.39	Learn More Add Review
The Huntington National Bank Elgin Branch	0.50%	$1,000	23.90	Learn More
Allan \| Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More Reviews (1)
Itasca Bank & Trust Co. Roselle Il Branch	0.50%	$10,000	11.99	Learn More Add Review
Town Center Bank New Lenox Branch	0.50%	$10,000	22.64	Learn More Add Review
First Eagle Bank Hanover Park Branch	0.50%	$2,500	13.10	Learn More Add Review
Providence Bank & Trust Shorewood Branch	0.47%	$10,000	24.19	Learn More Add Review
Midland States Bank Joliet Il Branch	0.45%	$10,000	23.63	Learn More
Mikki9678 \| Nov 3, 2021 If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More Reviews (2)
Old Plank Trail Community Bank, National Association Plainfield Branch	0.45%	$10,000	19.27	Learn More Add Review
Heritage Bank of Schaumburg Heritage Bank Of Schaumburg Branch	0.45%	$10,000	15.44	Learn More Add Review
American Metro Bank American Metro Bank Branch	0.45%	$10,000	18.42	Learn More Add Review
First Federal Savings Bank Shorewood Branch	0.40%	$10,000	22.97	Learn More Add Review
The State Bank of Geneva The State Bank Of Geneva Branch	0.40%	$10,000	18.82	Learn More Add Review
Pan American Bank & Trust Palatine Il Branch	0.40%	$10,000	20.06	Learn More Add Review
United Trust Bank United Trust Bank Branch	0.40%	$10,000	14.63	Learn More Add Review
Community Savings Bank West Belmont Branch	0.40%	$10,000	13.27	Learn More Add Review
CIBC Bank USA Saint Charles Branch	0.35%	$100,000	19.53	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
First American Bank Dundee Branch	0.35%	$10,000	24.70	Learn More Add Review
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	0.35%	$100,000	8.54	Learn More Add Review
Brickyard Bank Brickyard Bank Branch	0.35%	$10,000	16.81	Learn More Add Review
Community Bank of Elmhurst Lexington Square Branch	0.30%	$10,000	1.82	Learn More Add Review
St. Charles Bank & Trust Company, National Association St. Charles Bank & Trust Company Branch	0.30%	$10,000	19.65	Learn More Add Review
CIBC Bank USA Saint Charles Branch	0.30%	$10,000	19.53	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
Cathay Bank Chicago -westmont Branch	0.30%	$50,000	1.81	Learn More Add Review
Beverly Bank & Trust Company, National Association Oak Lawn Bank And Trust Branch	0.30%	$10,000	13.68	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
CenTrust Bank, National Association Centrust Bank, National Association Branch	0.25%	$10,000	22.37	Learn More
RobertJ \| May 10, 2022 Centrust Bank is excellent to do business with. Friendly and experienced bankers. Read More Reviews (1)
Barrington Bank & Trust Company, National Association Hanover Park Branch	0.25%	$10,000	16.07	Learn More Add Review
BankFinancial, National Association 1401 N Larkin Ave Branch	0.25%	$10,000	21.86	Learn More Add Review
Northbrook Bank and Trust Company, National Association Buffalo Grove Branch	0.25%	$100,000	22.07	Learn More Add Review
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	0.25%	$1,000	8.54	Learn More Add Review
Belmont Bank & Trust Company Belmont Bank & Trust Company Branch	0.25%	$10,000	9.65	Learn More Add Review
First Bank of Manhattan 836 W. Laraway Branch	0.20%	$1,000	24.55	Learn More Add Review
Northbrook Bank and Trust Company, National Association Buffalo Grove Branch	0.20%	$10,000	22.07	Learn More Add Review
Wintrust Bank, National Association Mont Clare Branch	0.20%	$100,000	10.61	Learn More
business owner \| Feb 21, 2019 Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More Reviews (1)
GN Bank Illinois-Service Federal Savings And Branch	0.20%	$10,000	18.33	Learn More
Not a Fan \| Jun 26, 2019 On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More Reviews (1)
First Merchants Bank Darien Branch	0.17%	$100,000	6.91	Learn More
Squittyrules83 \| Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More Reviews (4)
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
Central Federal Savings and Loan Association La Grange Park Branch	0.15%	$500	5.71	Learn More Add Review
Old Second National Bank Old Second National Bank Branch	0.15%	$1,000	19.73	Learn More Add Review
Rate History: 0.10% → 0.15%
Wheaton Bank & Trust, National Association Naperville Fort Hill Branch	0.15%	$10,000	13.92	Learn More Add Review
Schaumburg Bank & Trust Company, National Association Roselle Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.	0.15%	$10,000	12.78	Learn More Add Review
Hinsdale Bank & Trust Company, National Association Downers Grove Branch	0.15%	$10,000	3.92	Learn More Add Review
Marquette Bank Marquette Bank Branch	0.15%	$10,000	17.97	Learn More Add Review
The Lemont National Bank Lemont Branch	0.15%	$10,000	11.50	Learn More Add Review
Wintrust Bank, National Association Mont Clare Branch	0.15%	$10,000	10.61	Learn More
business owner \| Feb 21, 2019 Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More Reviews (1)
Amalgamated Bank of Chicago Warrenville Branch	0.14%	$100,000	10.91	Learn More Add Review
First Merchants Bank Darien Branch	0.12%	$10,000	6.91	Learn More
Squittyrules83 \| Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More Reviews (4)
Liberty Bank for Savings Park Ridge Office Branch	0.12%	$10,000	13.61	Learn More
Doug \| Aug 22, 2017 $100K min on new CD's. They will not bend. So had to take $170K to another bank, now @ 2.5%. Read More Reviews (1)
Village Bank and Trust, National Association Luther Village Branch	0.10%	$10,000	18.10	Learn More Add Review
Amalgamated Bank of Chicago Warrenville Branch	0.09%	$1,000	10.91	Learn More Add Review
U.S. Bank National Association Geneva Branch	0.05%	$500	19.11	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
PNC Bank, National Association Batavia Branch	0.03%	$25,000	19.17	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Elgin - Randall & College Green Bran Branch	0.03%	$100,000	22.23	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Fifth Third Bank, National Association Larkin Branch	0.01%	$500	23.32	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)
Associated Bank, National Association Aurora Branch	0.01%	$10,000	19.83	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Oak Brook, IL - July 17, 2025

Branch	Street	City	State
The Federal Savings Bank The Federal Savings Bank Branch	300 North Elizabeth Street, Floor 3e	Chicago	IL
Beal Bank USA Chicago Branch	3232 Lake Avenue, Suite 200	Wilmette	IL
Citibank, National Association Hoffman Estates Branch	2550 N Sutton Road	Hoffman Estates	IL
Bank of Hope Naperville Branch	1504 North Naper Boulevard, Ste. 136	Naperville	IL
Wells Fargo Bank, National Association Schaumburg Branch	210 South Roselle Road	Schaumburg	IL
Evergreen Bank Group Evergreen Bank Group Branch	1515 West 22nd Street, Suite 100w	Oak Brook	IL
JPMorgan Chase Bank, National Association Larkin Branch	1600 Larkin Avenue	Elgin	IL
International Bank of Chicago Stone Park Branch	1860 North Mannheim Road	Stone Park	IL
Heartland Bank and Trust Company Aurora Branch	1575 Ogden Avenue	Aurora	IL
BMO Bank National Association Harris Bank Townes Crossing Branch	220 Douglas Road	Oswego	IL
Sterling Bank Sterling Bank Branch	360 S. 1st Street	Saint Charles	IL
United Fidelity Bank, fsb United Fidelity Bank, Fsb Branch	1800 West 87th Street	Chicago	IL
Republic Bank of Chicago West Chicago Branch	101 Main Street	West Chicago	IL
Hanmi Bank Naperville West Branch	664 Raymond Drive	Naperville	IL
First Savings Bank of Hegewisch Frankfort Branch	10395 West Lincoln Highway	Frankfort	IL
First State Bank Geneva Branch	323 West State Street	Geneva	IL
American Bank and Trust Company, National Association St. Charles Branch	2580 Foxfield Road, 2nd Floor	Saint Charles	IL
Hometown National Bank Joliet Branch	722 Essington Road, Suite A	Joliet	IL
Itasca Bank & Trust Co. Roselle Il Branch	One East Irving Park Road	Roselle	IL
Hoyne Savings Bank 699 W Dundee Rd Branch	699 West Dundee Road	Wheeling	IL
American Metro Bank American Metro Bank Branch	4878 North Broadway	Chicago	IL
Hanmi Bank Naperville West Branch	664 Raymond Drive	Naperville	IL
The Huntington National Bank Elgin Branch	645 Tollgate Road, Suite 100	Elgin	IL
Itasca Bank & Trust Co. Roselle Il Branch	One East Irving Park Road	Roselle	IL
Town Center Bank New Lenox Branch	1938 East Lincoln Highway, Suite 101	New Lenox	IL
First Eagle Bank Hanover Park Branch	1040 East Lake Street	Hanover Park	IL
Providence Bank & Trust Shorewood Branch	1007 Brook Forest Avenue	Shorewood	IL
Midland States Bank Joliet Il Branch	1540 Route 59	Joliet	IL
Old Plank Trail Community Bank, National Association Plainfield Branch	13600 S Route 59	Plainfield	IL
Heritage Bank of Schaumburg Heritage Bank Of Schaumburg Branch	1535 Schaumburg Road	Schaumburg	IL
American Metro Bank American Metro Bank Branch	4878 North Broadway	Chicago	IL
First Federal Savings Bank Shorewood Branch	801 West Jefferson Street	Shorewood	IL
The State Bank of Geneva The State Bank Of Geneva Branch	22 South Fourth Street	Geneva	IL
Pan American Bank & Trust Palatine Il Branch	One East Northwest Highway	Palatine	IL
United Trust Bank United Trust Bank Branch	12330 South Harlem Avenue	Palos Heights	IL
Community Savings Bank West Belmont Branch	4824 West Belmont Avenue	Chicago	IL
CIBC Bank USA Saint Charles Branch	24 South Second Stereet	Saint Charles	IL
First American Bank Dundee Branch	218 West Main Street	Dundee	IL
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	7348 West Madison Street	Forest Park	IL
Brickyard Bank Brickyard Bank Branch	6676 North Lincoln Avenue	Lincolnwood	IL
Community Bank of Elmhurst Lexington Square Branch	400 W. Butterfield Rd.	Elmhurst	IL
St. Charles Bank & Trust Company, National Association St. Charles Bank & Trust Company Branch	411 West Main Street	Saint Charles	IL
CIBC Bank USA Saint Charles Branch	24 South Second Stereet	Saint Charles	IL
Bank of Hope Naperville Branch	1504 North Naper Boulevard, Ste. 136	Naperville	IL
Cathay Bank Chicago -westmont Branch	665 Pasquinelli Drive #b104	Westmont	IL
Beverly Bank & Trust Company, National Association Oak Lawn Bank And Trust Branch	5300 W 95th Street	Oak Lawn	IL
SmartBiz Bank, National Association Centrust Bank, National Association Branch	385 Waukegan Road	Northbrook	IL
Barrington Bank & Trust Company, National Association Hanover Park Branch	6800 Barrington Road	Hanover Park	IL
BankFinancial, National Association 1401 N Larkin Ave Branch	1401 North Larkin Avenue	Joliet	IL
Northbrook Bank and Trust Company, National Association Buffalo Grove Branch	200 North Buffalo Grove Road	Buffalo Grove	IL
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	7348 West Madison Street	Forest Park	IL
Belmont Bank & Trust Company Belmont Bank & Trust Company Branch	8250 West Belmont Avenue	Chicago	IL
First Bank of Manhattan 836 W. Laraway Branch	836 W. Laraway Road	New Lenox	IL
Northbrook Bank and Trust Company, National Association Buffalo Grove Branch	200 North Buffalo Grove Road	Buffalo Grove	IL
Wintrust Bank, National Association Mont Clare Branch	3050 North Harlem Avenue	Chicago	IL
GN Bank Illinois-Service Federal Savings And Branch	4619 S Martin L King Drive	Chicago	IL
First Merchants Bank Darien Branch	8301 South Cass Avenue	Darien	IL
Central Federal Savings and Loan Association La Grange Park Branch	1921 E 31st St.	La Grange Park	IL
Old Second National Bank Old Second National Bank Branch	37-39 South River Street	Aurora	IL
Wheaton Bank & Trust, National Association Naperville Fort Hill Branch	555 Fort Hill Drive	Naperville	IL
Schaumburg Bank & Trust Company, National Association Roselle Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.	1350 West Lake Street	Roselle	IL
Hinsdale Bank & Trust Company, National Association Downers Grove Branch	718 Ogden Ave	Downers Grove	IL
Marquette Bank Marquette Bank Branch	2500 South Eola Road	Aurora	IL
The Lemont National Bank Lemont Branch	310 Main Street	Lemont	IL
Wintrust Bank, National Association Mont Clare Branch	3050 North Harlem Avenue	Chicago	IL
Amalgamated Bank of Chicago Warrenville Branch	28600 Bella Vista Parkway	Warrenville	IL
First Merchants Bank Darien Branch	8301 South Cass Avenue	Darien	IL
Liberty Bank for Savings Park Ridge Office Branch	1018 West Touhy Avenue	Park Ridge	IL
Village Bank and Trust, National Association Luther Village Branch	1250 Village Drive	Arlington Heights	IL
Amalgamated Bank of Chicago Warrenville Branch	28600 Bella Vista Parkway	Warrenville	IL
U.S. Bank National Association Geneva Branch	808 West State Street	Geneva	IL
PNC Bank, National Association Batavia Branch	825 North Randall Road	Batavia	IL
Bank of America, National Association Elgin - Randall & College Green Bran Branch	635 S. Randall Road	Elgin	IL
Fifth Third Bank, National Association Larkin Branch	1645 Larkin Avenue	Elgin	IL
Associated Bank, National Association Aurora Branch	301 West Galena Boulevard	Aurora	IL

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Oak Brook, Illinois CD Rates – 18-Month

Branches Info around Oak Brook, IL - July 17, 2025

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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