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Missouri City, Texas CD Rates – 6-Month

You are viewing rates from banks across Missouri City





Below are the best six-month CD Rates from banks with branches in Missouri City, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Missouri City, TX - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.25% → 5.00% → 4.75%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 0.01% → 4.50%

Rate History: 4.50% → 4.75% → 4.50% → 4.30% → 4.50%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

Rate History: 4.85% → 4.60% → 4.50% → 4.35% → 4.16%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.92% → 4.05%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

Rate History: 4.25% → 3.81%

| May 21, 2021

this bank is pooooooooooooooooooop Read More

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.86% → 3.05%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 1.00% → 2.50%

Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 1.50% → 1.50%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.50%

$10,000

4.74

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.45%

$100,000

19.10

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0.40%

$100,000

17.10

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0.38%

$100,000

3.34

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0.35%

$100,000

8.58

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0.35%

$100,000

4.45

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0.35%

$100,000

11.49

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0.30%

$100,000

1.98

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.30%

$10,000

4.45

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0.30%

$10,000

17.10

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0.30%

$100,000

16.45

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0.25%

$10,000

19.35

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0.25%

$10,000

8.58

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0.25%

$5,000

11.23

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0.25%

$100,000

11.52

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.25%

$10,000

14.15

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0.25%

$10,000

1.98

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| Jan 23, 2021

This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More

| Sep 7, 2023

Went to Stellar bank off Bay Area yesterday 8/6/23. I was 1 minute late, but a gentleman let me in and instructed me to a lady to my left. Unfortunately, the ONLY words to me that she said was "just to let... Read More

0.25%

$10,000

15.72

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0.23%

$10,000

3.34

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

9.71

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0.20%

$10,000

11.52

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0.20%

$10,000

13.59

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| Nov 26, 2019

They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More

0.20%

$10,000

11.49

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0.20%

$10,000

16.45

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0.20%

$10,000

18.75

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0.20%

$10,000

19.10

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

19.15

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.10%

$10,000

12.11

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Missouri City, TX - August 2, 2025


Branch Street City State
Comerica Bank
Friendswood Branch
203 South Friendswood Drive Friendswood TX
Frost Bank
Missouri City Branch
3600 F.M. 1092 Missouri City TX
Regions Bank
Alvin Main Branch
205 South Gordon Street Alvin TX
Finworth, a division of InsBank
Houston Branch
4328 Old Spanish Trail Houston TX
Frost Bank
Missouri City Branch
3600 F.M. 1092 Missouri City TX
Regions Bank
Alvin Main Branch
205 South Gordon Street Alvin TX
Monet Bank
Houston Branch
2500 West Loop South, Suite 100 Houston TX
Bank of Hope
Houston Branch
10000 Harwin Drive Houston TX
Texas Capital Bank
Houston Branch
1 Riverway, Suite 150 Houston TX
Lone Star Bank
Lone Star Bank Branch
2600 South Gessner Road Houston TX
Capital One, National Association
Capital One, National Association Branch
2810 First Street Rosenberg TX
Bank of America, National Association
Sienna Plantation Branch
9935 Hwy 6 Missouri City TX
Zions Bank
Needville Branch
3328 School Street Needville TX
Citibank, National Association
Citibank, National Association Branch
333 Clay Street Suite 3750 Houston TX
First Financial Bank
Commercial State Bank Fulshear Branc Branch
29818 Fm 1093 Suite 100 Fulshear TX
Woodforest National Bank
Alvin Wal-Mart Branch
400 S. Bypass 35 Alvin TX
Wells Fargo Bank South Central, National Association
Wells Fargo Bank South Central, National Association Branch
2005 Taylor Street Houston TX
BOKF, National Association
Sweetwater Branch
4555 Sweetwater Boulevard Sugar Land TX
Amerant Bank, Formerly Mercantil Bank
South Shepherd Branch
3200 South Shepherd Drive Houston TX
JPMorgan Chase Bank, National Association
Friendswood Banking Center Branch
3103 Fm 528 Friendswood TX
UBank
Sugar Land Branch
16555 Southwest Freeway, Suite 100 Sugar Land TX
Prosperity Bank
Needville Branch
13325 Hwy 36 Needville TX
HomeTown Bank, National Association
Hometown Bank Of Alvin Branch
1050 North Bypass 35 Alvin TX
Wallis Bank
Wallis State Bank Branch
10055 Almeda Genoa Road, Suite 100 Houston TX
Southwestern National Bank
Sugar Land Branch
3508 Highway 6 Sugar Land TX
Hanmi Bank
Houston Gessner Branch
8585 South Gessner Drive Houston TX
Golden Bank, National Association
Sugar Land Branch
2287 Highway 6 Sugar Land TX
International Bank of Commerce
Richmond Branch (Rosenburg)
5250 Fm 1640 Richmond TX
American First National Bank
First Colony Branch
4915 Hwy 6 S Missouri City TX
Prosperity Bank
Needville Branch
13325 Hwy 36 Needville TX
Golden Bank, National Association
Sugar Land Branch
2287 Highway 6 Sugar Land TX
Wallis Bank
Wallis State Bank Branch
10055 Almeda Genoa Road, Suite 100 Houston TX
Capital Bank
Pearland Branch
1813 E. Broadway Pearland TX
Cathay Bank
Houston Branch
9440 Bellaire Boulevard, Suite 118 Houston TX
The Moody National Bank
The Moody National Bank Branch
1450 Fm 1462 Rd Alvin TX
Hanmi Bank
Houston Gessner Branch
8585 South Gessner Drive Houston TX
First State Bank
Manvel Branch
19323 Highway 6 Manvel TX
First National Bank Texas
Richmond Banking Center - Rc 633 Branch
5330 Fm 1640 Richmond TX
Prosperity Bank
Needville Branch
13325 Hwy 36 Needville TX
PlainsCapital Bank
Griggs Branch
4401 Griggs Rd Houston TX
American First National Bank
First Colony Branch
4915 Hwy 6 S Missouri City TX
Texas First Bank
West Parkwood Branch
111 West Parkwood Friendswood TX
Stellar Bank
Gulf Freeway Branch
7125 Gulf Freeway Houston TX
Central Bank
Midtown Branch
2217 Milam Houston TX
Southwestern National Bank
Sugar Land Branch
3508 Highway 6 Sugar Land TX
Bank of Hope
Houston Branch
10000 Harwin Drive Houston TX
City Bank
Houston Branch
10080 Bellaire Blvd., Suite 101 Houston TX
First National Bank Texas
Richmond Banking Center - Rc 633 Branch
5330 Fm 1640 Richmond TX
Veritex Community Bank
Houston Branch
5111 San Felipe Houston TX
Origin Bank
Medical Center Branch
8002 Kirby Drive Houston TX
International Bank of Commerce
Richmond Branch (Rosenburg)
5250 Fm 1640 Richmond TX
Capital Bank
Pearland Branch
1813 E. Broadway Pearland TX
Texas Gulf Bank, National Association
Friendswood Branch
1003 S. Friendswood Drive Friendswood TX
HomeTown Bank, National Association
Hometown Bank Of Alvin Branch
1050 North Bypass 35 Alvin TX
NewFirst National Bank
Needville Branch
8914 Main St Needville TX
East West Bank
Dulles Branch
4639 Highway 6 Sugar Land TX
ValueBank Texas
Valuebank Texas Branch
9710 S. Mason Road Richmond TX
Comerica Bank
Friendswood Branch
203 South Friendswood Drive Friendswood TX
East West Bank
Dulles Branch
4639 Highway 6 Sugar Land TX
Bank OZK
Houston Branch
4328 Old Spanish Trail Houston TX
First-Citizens Bank & Trust Company
Galleria Branch
5002-C Westheimer Road Houston TX


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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