Texas

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Pasadena, Texas CD Rates – 6-Month

You are viewing rates from banks across Pasadena





Below are the best six-month CD Rates from banks with branches in Pasadena, Texas . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Pasadena, TX - August 1, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.25% → 5.00% → 4.75%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 0.01% → 4.50%

Rate History: 4.50% → 4.75% → 4.50% → 4.30% → 4.50%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

Rate History: 4.85% → 4.60% → 4.50% → 4.35% → 4.16%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.92% → 4.05%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

| Jun 22, 2023

I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More

Rate History: 4.25% → 3.81%

| May 21, 2021

this bank is pooooooooooooooooooop Read More

Rate History: 4.25% → 4.20% → 4.00% → 3.90% → 3.80%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 1.00% → 2.50%

Rate History: 0.15% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 1.50% → 1.50%

| Aug 30, 2023

Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.50%

$10,000

19.66

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.45%

$100,000

21.26

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0.40%

$100,000

10.97

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0.38%

$100,000

19.00

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0.35%

$100,000

6.33

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0.35%

$100,000

19.07

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0.35%

$1,000

14.04

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0.35%

$100,000

18.66

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0.30%

$100,000

17.52

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.30%

$10,000

19.07

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0.30%

$10,000

10.97

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0.30%

$100,000

19.58

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0.25%

$100,000

23.76

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0.25%

$10,000

18.54

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0.25%

$10,000

6.33

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.25%

$10,000

6.96

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0.25%

$10,000

17.52

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| Jan 23, 2021

This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More

| Sep 7, 2023

Went to Stellar bank off Bay Area yesterday 8/6/23. I was 1 minute late, but a gentleman let me in and instructed me to a lady to my left. Unfortunately, the ONLY words to me that she said was "just to let... Read More

0.25%

$10,000

6.76

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0.23%

$10,000

19.00

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

23.76

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0.20%

$10,000

11.12

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0.20%

$10,000

6.00

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| Nov 26, 2019

They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More

0.20%

$10,000

18.66

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0.20%

$10,000

19.58

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0.20%

$10,000

6.01

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0.20%

$10,000

21.26

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.15%

$10,000

17.23

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.10%

$10,000

19.91

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| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Pasadena, TX - August 1, 2025


Branch Street City State
Comerica Bank
Westheimer Pkwy-Grand Pkwy Branch
23330 Westheimer Pkwy Katy TX
Frost Bank
Sugarland Banking Center Branch
620 Highway 6 Sugar Land TX
Regions Bank
Katy Branch
23343 Westheimer Parkway Katy TX
Finworth, a division of InsBank
Westchase Branch
10565 Richmond Avenue Houston TX
Frost Bank
Sugarland Banking Center Branch
620 Highway 6 Sugar Land TX
Regions Bank
Katy Branch
23343 Westheimer Parkway Katy TX
Monet Bank
Houston Branch
2500 West Loop South, Suite 100 Houston TX
Bank of Hope
Houston Branch
10000 Harwin Drive Houston TX
Texas Capital Bank
Houston Westway Ii Branch
4424 W Sam Houston Pkwy North, Suite 170 Houston TX
The MINT National Bank
The Mint National Bank Branch
1213 Kingwood Drive Kingwood TX
Lone Star Bank
Copperfield Office Branch
7630 Highway 6 North Houston TX
Capital One, National Association
Cinco Ranch Branch
23910 Westheimer Parkway Katy TX
Bank of America, National Association
Waterside Shopping Center Branch
8102 W Grand Pkwy S Richmond TX
Citibank, National Association
Citibank, National Association Branch
333 Clay Street Suite 3750 Houston TX
First Financial Bank
Creekside Branch
26252 Kuykendahl Rd The Woodlands TX
Woodforest National Bank
0329 Richmond Texas Branch
5660 W Grand Parkway Richmond TX
Wells Fargo Bank South Central, National Association
Wells Fargo Bank South Central, National Association Branch
2005 Taylor Street Houston TX
BOKF, National Association
Katy Branch
555 West Grand Parkway South Katy TX
Amerant Bank, Formerly Mercantil Bank
Fm 1960 West Branch
12145 Fm 1960 Road West Houston TX
JPMorgan Chase Bank, National Association
Grand Parkway Branch
6810 Fry Road Katy TX
UBank
Sugar Land Branch
16555 Southwest Freeway, Suite 100 Sugar Land TX
Prosperity Bank
Tradition Bank - Grand Parkway Branch
1515 S. Grand Parkway Katy TX
HomeTown Bank, National Association
Pearland Branch
2651 Pearland Parkway Pearland TX
Wallis Bank
Northwest Branch
12907 Fm 1960 Road W. Houston TX
Southwestern National Bank
Sugar Land Branch
3508 Highway 6 Sugar Land TX
Hanmi Bank
Houston Spring Branch
1611 Gessner Drive Houston TX
Golden Bank, National Association
Sugar Land Branch
2287 Highway 6 Sugar Land TX
Citizens Bank
Humble Branch
8811 Fm 1960 Bypass Road W Humble TX
International Bank of Commerce
Grand Parkway Branch
544 W. Grand Parkway South Katy TX
American First National Bank
Katy Branch
1231 S Mason Rd Katy TX
Prosperity Bank
Tradition Bank - Grand Parkway Branch
1515 S. Grand Parkway Katy TX
Golden Bank, National Association
Sugar Land Branch
2287 Highway 6 Sugar Land TX
Wallis Bank
Northwest Branch
12907 Fm 1960 Road W. Houston TX
Capital Bank
West Pearland Branch
8703 West Broadway, Suite 131 Pearland TX
Cathay Bank
Houston Branch
9440 Bellaire Boulevard, Suite 118 Houston TX
Benchmark Bank
The Woodlands Branch
2501 Research Forest Drive The Woodlands TX
The Moody National Bank
Sugarland Banking Center Branch
7610 Highway 90a Sugar Land TX
Hanmi Bank
Houston Spring Branch
1611 Gessner Drive Houston TX
Prosperity Bank
Tradition Bank - Grand Parkway Branch
1515 S. Grand Parkway Katy TX
PlainsCapital Bank
Pcb Houston Mobile Branch
2525 Richmond Ave Houston TX
American First National Bank
Katy Branch
1231 S Mason Rd Katy TX
Texas First Bank
Houston Branch
1535 West Loop South, Suite 120 Houston TX
Stellar Bank
Katy Branch
520 Westgreen Blvd Katy TX
Central Bank
Central Bank Branch
11201 Clay Road Houston TX
Southwestern National Bank
Sugar Land Branch
3508 Highway 6 Sugar Land TX
Bank of Hope
Houston Branch
10000 Harwin Drive Houston TX
Benchmark Bank
The Woodlands Branch
2501 Research Forest Drive The Woodlands TX
City Bank
Houston Branch
10080 Bellaire Blvd., Suite 101 Houston TX
Veritex Community Bank
Houston Branch
5111 San Felipe Houston TX
Origin Bank
Memorial Branch
12600 Memorial Drive Houston TX
International Bank of Commerce
Grand Parkway Branch
544 W. Grand Parkway South Katy TX
Capital Bank
West Pearland Branch
8703 West Broadway, Suite 131 Pearland TX
Texas Gulf Bank, National Association
Citycentre Branch
900 Town & Country Lane Houston TX
HomeTown Bank, National Association
Pearland Branch
2651 Pearland Parkway Pearland TX
NewFirst National Bank
Sugar Land Branch
50 Sugar Creek Center Blvd. Ste. 100 Sugar Land TX
East West Bank
William Trace Branch
15144 Southwest Freeway Sugar Land TX
ValueBank Texas
Valuebank Texas Branch
9710 S. Mason Road Richmond TX
Comerica Bank
Westheimer Pkwy-Grand Pkwy Branch
23330 Westheimer Pkwy Katy TX
East West Bank
William Trace Branch
15144 Southwest Freeway Sugar Land TX
Bank OZK
Westchase Branch
10565 Richmond Avenue Houston TX
First-Citizens Bank & Trust Company
Galleria Branch
5002-C Westheimer Road Houston TX


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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