Minnesota

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Robbinsdale, Minnesota CD Rates

You are viewing rates from banks across Robbinsdale

 

Below are the best one-year CD Rates from banks in Robbinsdale, Minnesota. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Robbinsdale, MN - July 2, 2025

1 Year CD National Average : 0.55% ?

Banks APY MIN MILES ?

Rate History: 5.20% → 5.00% → 4.80%

Rate History: 0.18% → 0.24% → 4.79%

| Nov 2, 2020

Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive. Read More

Rate History: 1.51% → 4.51%

CD Special - Call 952-920-8400 for details!
Rate History: 4.25% → 4.70%

Rate History: 4.20% → 3.85%

Rate History: 2.50% → 2.53% → 2.51% → 3.50%

Rate History: 3.85% → 3.75% → 3.85% → 3.66% → 3.45%

Rate History: 3.75% → 4.25% → 3.75% → 3.51% → 3.25%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 4.05% → 3.58% → 3.07%

Rate History: 4.50% → 3.75% → 3.50% → 3.24% → 2.99%

Rate History: 2.50% → 2.25%

Rate History: 2.00% → 1.50% → 3.25% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

1.05%

$10,000

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1.05%

$100,000

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1.04%

$500

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1.00%

$10,000

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| Dec 4, 2020

Very easy to do business with, low mortgage interest rates without all the fees that other Banks charge. No games or hidden costs, just good service. Read More

1.00%

$100,000

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1.00%

$100,000

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1.00%

$100,000

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1.00%

$10,000

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| Mar 29, 2017

my ira Read More

1.00%

$10,000

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1.00%

$10,000

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0.95%

$100,000

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0.95%

$100,000

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0.95%

$100,000

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0.95%

$10,000

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0.90%

$100,000

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0.90%

$10,000

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0.90%

$500

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0.90%

$500

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0.85%

$10,000

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0.85%

$100

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0.85%

$500

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0.85%

$100,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$100,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$10,000

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0.85%

$100,000

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0.80%

$25,000

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0.80%

$25,000

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0.80%

$1,000

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0.80%

$10,000

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0.80%

$75,000

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0.80%

$100,000

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0.80%

$100,000

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0.80%

$10,000

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0.80%

$100,000

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0.80%

$10,000

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0.80%

$10,000

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0.80%

$10,000

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0.75%

$100

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0.75%

$100,000

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0.75%

$10,000

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0.75%

$2,500

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0.75%

$2,500

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0.75%

$10,000

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0.75%

$100,000

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0.75%

$10,000

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| Feb 4, 2021

Yes Read More

0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.75%

$10,000

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0.70%

$100,000

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0.70%

$10,000

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0.70%

$10,000

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0.70%

$100,000

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0.70%

$10,000

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0.70%

$10,000

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| Jan 4, 2020

3 Read More

0.70%

$10,000

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0.70%

$10,000

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0.70%

$100,000

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0.65%

$500

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$100,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$25,000

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0.65%

$10,000

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0.65%

$10,000

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0.65%

$10,000

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0.60%

$10,000

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0.60%

$10,000

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0.60%

$2,500

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0.60%

$10,000

-

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0.60%

$500

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0.60%

$10,000

-

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0.60%

$1,000

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0.60%

$500

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0.60%

$100,000

-

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0.60%

$10,000

-

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0.60%

$10,000

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0.60%

$1

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0.60%

$10,000

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| Jan 28, 2024

This is by far the worst banking experience I have ever had. They fail to understand the simple concept that you are the customer and that they are providing a service for you. They consistently slapped qu... Read More

| Jan 4, 2020

3 Read More

0.60%

$100,000

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0.60%

$10,000

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0.60%

$100,000

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0.60%

$100,000

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0.60%

$10,000

-

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0.60%

$10,000

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0.55%

$5,000

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0.55%

$500

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0.55%

$1,000

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0.55%

$10,000

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0.55%

$10,000

-

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| Feb 4, 2021

Yes Read More

0.55%

$10,000

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0.55%

$1,000

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0.55%

$500

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0.55%

$10,000

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0.55%

$10,000

-

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0.55%

$10,000

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0.55%

$10,000

-

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0.55%

$10,000

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0.55%

$1,000

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0.55%

$100,000

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0.55%

$10,000

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0.50%

$200

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$1,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$500

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

-

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| Feb 13, 2023

I’ve not been getting my bank card as 3 have been on order now for over 6mths so they keep ordering me new ones after 2mths each time…I live in Canada & No one in Canada is getting there bank cards at ... Read More

0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

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0.50%

$10,000

-

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0.50%

$10,000

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0.50%

$100,000

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0.50%

$10,000

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0.50%

$10,000

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0.45%

$10,000

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0.45%

$100,000

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0.45%

$500

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0.45%

$10,000

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0.45%

$50,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$2,500

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0.45%

$100,000

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0.45%

$1,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$10,000

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0.45%

$25,000

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0.45%

$10,000

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0.42%

$100,000

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0.41%

$10,000

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0.40%

$10,000

-

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| Jan 12, 2023

Everything will be fine until you have a problem with a charge. I have been disputing an unauthorized charge for nine months without any resolution. I haven't been presented any evidence in that time that ... Read More

0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$10,000

-

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0.40%

$1,000

-

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0.40%

$10,000

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0.40%

$100,000

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0.40%

$10,000

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0.40%

$10,000

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0.40%

$500

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0.40%

$10,000

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0.36%

$10,000

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0.35%

$500

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0.35%

$10,000

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0.35%

$10,000

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0.35%

$500

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0.35%

$100,000

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0.35%

$100,000

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0.35%

$10,000

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$10,000

-

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0.35%

$100

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0.35%

$10,000

-

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0.32%

$10,000

-

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0.30%

$10,000

-

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0.30%

$1,000

-

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0.30%

$500

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0.30%

$1,000

-

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0.30%

$1,000

-

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0.30%

$250

-

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0.30%

$1,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$10,000

-

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0.30%

$25,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$100,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

-

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0.25%

$10,000

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0.24%

$10,000

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$10,000

-

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0.20%

$1,000

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0.18%

$1,000

-

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0.17%

$10,000

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0.15%

$500

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0.15%

$10,000

-

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.15%

$10,000

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0.15%

$75,000

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0.10%

$1,000

-

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| Dec 3, 2020

Premier Bank stole my first HSA. The bank claims to have reached out to me before doing this, even though they had my correct and current phone number on file, but after some time of not using the mone... Read More

0.10%

$10,000

-

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0.10%

$10,000

-

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| May 24, 2016

SIR: I WOULD LIKE TO OPEN AN ONLINE ACCOUNT WITH YOUR BANK IN MN!!! COULD YOU HELP ME WITH THAT??? MY EMAIL ADDRESS IS: tepysutsak@gmail.com. THANK YOU Read More

0.07%

$10,000

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0.05%

$10,000

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0.05%

$10,000

-

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0.05%

$10,000

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.01%

$10,000

-

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116


Branch Street City State
Stearns Bank National Association
Pine City Branch
600 Hillside Avenue SW Pine City MN
Profinium, Inc.
Profinium, Inc. Branch
414 North Fifth Avenue East Truman MN
Heritage Bank National Association
Raymond Branch
202 Cofield North Raymond MN
First Independent Bank
First Independent Bank Branch
300 Front Street Russell MN
VisionBank
Visionbank Branch
4725 Highway 7 Saint Louis Park MN
Pioneer Bank
Pioneer Bank Branch
109 East Willis Street Elmore MN
Security Bank & Trust Company
Brownton Branch
128 Fourth Avenue Brownton MN
BankVista
Bankvista Mankato Branch
1501 Adams Street Mankato MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
Bank of America, National Association
Bank Of America, National Association Branch
80 S 8th St. Suite 3500 Minneapolis MN
Bell Bank
Hawley Branch
1018 Hobart Street Hawley MN
Bell Bank
Hawley Branch
1018 Hobart Street Hawley MN
Center National Bank
Center National Bank Branch
301 North Ramsey Avenue Litchfield MN
Bremer Bank, National Association
Princeton Branch
202 South Rum River Dr Princeton MN
Security Bank & Trust Company
Brownton Branch
128 Fourth Avenue Brownton MN
Bremer Bank, National Association
Princeton Branch
202 South Rum River Dr Princeton MN
Wells Fargo Bank, National Association
Sauk Rapids Branch
115 South First Street Sauk Rapids MN
American National Bank of Minnesota
American National Bank Of Minnesota Branch
2000 Woida Road North Baxter MN
North American Banking Company
North American Banking Company Branch
2230 Albert Street Roseville MN
Concorde Bank
Concorde Bank Branch
16 S.W. Main Street Blomkest MN
Mid-Central National Bank
Mid-Central Federal Savings Bank Branch
520 South Jefferson St Wadena MN
Wadena State Bank
Wadena State Bank Branch
304 1st Street, Southeast Wadena MN
Grand Timber Bank
Grand Timber Bank Branch
204 North Maddy Street Mcgregor MN
Security Bank USA
Security Bank Usa Branch
1025 Paul Bunyan Drive, N.W. Bemidji MN
The First National Bank of Osakis
The First National Bank Of Osakis Branch
211-213 Central Avenue Osakis MN
Hometown Community Bank
Hometown Community Bank Branch
100 East Main Street Cyrus MN
PrinsBank
Prinsbank Branch
508 Third Street Prinsburg MN
Lowry State Bank
Lowry State Bank Branch
400 Florence Avenue Lowry MN
Riverland Bank
Riverland Bank Branch
700 Seville Drive Jordan MN
The First National Bank of Bemidji
The First National Bank Of Bemidji Branch
1600 Paul Bunyan Dr Bemidji MN
Alliance Bank
Alliance Bank Branch
322 North Minnesota Street New Ulm MN
Glenwood State Bank (Incorporated)
Glenwood State Bank (Incorporated) Branch
5 East Minnesota Street Glenwood MN
Citizens Bank & Trust Co.
Citizens Bank & Trust Co. Branch
102 Main Street South Hutchinson MN
Harvest Bank
Atwater Branch
222 Atlantic Avenue Atwater MN
Grove Bank
First State Bank Of Grove City Branch
110 Atlantic Avenue West Grove City MN
Farmers & Merchants State Bank of New York Mills, Incorporated
Farmers & Merchants State Bank Of New York Mills, Incorporated Branch
Walker Avenue And Front Street New York Mills MN
Bonanza Valley State Bank
Bonanza Valley State Bank Branch
First Street And Central Avenue Brooten MN
The First National Bank of Bemidji
The First National Bank Of Bemidji Branch
1600 Paul Bunyan Dr Bemidji MN
First National Bank North
Baxter Branch
14521 Edgewood Drive Baxter MN
State Bank of Lake Park
State Bank Of Lake Park Branch
2049 2nd Street Lake Park MN
Sherburne State Bank
Sherburne State Bank Branch
12500 Sherburne Avenue Becker MN
Security Bank USA
Security Bank Usa Branch
1025 Paul Bunyan Drive, N.W. Bemidji MN
The Citizens National Bank of Park Rapids
The Citizens National Bank Of Park R Branch
300 West First Street Park Rapids MN
Alliance Bank
Alliance Bank Branch
322 North Minnesota Street New Ulm MN
North American Banking Company
North American Banking Company Branch
2230 Albert Street Roseville MN
Foresight Bank
Foresight Bank Branch
138 West Broadway Plainview MN
The First National Bank of Osakis
The First National Bank Of Osakis Branch
211-213 Central Avenue Osakis MN
Bridgewater Bank
Navarre Branch
2445 Shadywood Road Navarre MN
The Wanda State Bank
The Wanda State Bank Branch
121 W Main Wanda MN
Peoples State Bank of Plainview
Peoples State Bank Of Plainview Branch
100 4th Avenue S.E. Plainview MN
First Community Bank
First Community Bank Branch
500 Central Avenue Lester Prairie MN
The First National Bank of Bagley
The First National Bank Of Bagley Branch
31 Central Street East Bagley MN
Neighborhood National Bank
Neighborhood National Bank Branch
45 North Union Street Mora MN
Grand Timber Bank
Grand Timber Bank Branch
204 North Maddy Street Mcgregor MN
Cornerstone State Bank
Madison Lake Branch
500 Main Street Madison Lake MN
Falcon National Bank
Falcon National Bank Branch
183 Cedar Drive Foley MN
Midwest Bank
Parkers Prairie Branch
105 East Soo Street Parkers Prairie MN
Sherburne State Bank
Sherburne State Bank Branch
12500 Sherburne Avenue Becker MN
KodaBank
Stephen Branch
398 Pacific Avenue Stephen MN
VIKING BANK, NATIONAL ASSOCIATION
Viking Bank Branch
4277 Dakota Street Alexandria MN
Harvest Bank
Atwater Branch
222 Atlantic Avenue Atwater MN
Peoples State Bank of Plainview
Peoples State Bank Of Plainview Branch
100 4th Avenue S.E. Plainview MN
BANKWEST
Bankwest Branch
5921 Main Street Rockford MN
Tradition Capital Bank
Tradition Capital Bank Branch
7601 France Avenue South, Suite 140 Edina MN
Northern State Bank of Thief River Falls
Northern State Bank Of Thief River F Branch
201 East Third Street Thief River Falls MN
State Bank of Easton
State Bank Of Easton Branch
50 Main Street Easton MN
Farmers and Merchants State Bank of Pierz
State Bank In Eden Valley Branch
359 State Street North Eden Valley MN
Global Innovations Bank
First State Bank Of Kiester Branch
101 N Main Street Kiester MN
Pine Country Bank
Pine Country Bank Branch
1201 1st Avenue Ne Little Falls MN
Northview Bank
State Bank Of Park Rapids Branch
200 East 1st Street Park Rapids MN
First Bank Elk River
The First National Bank Of Elk River Branch
812 Main Street Elk River MN
Farmers & Merchants Savings Bank
Lino Lakes Branch
7641 Lake Drive Lino Lakes MN
First State Bank of Swanville
First State Bank Of Swanville Branch
306 Degraff St Swanville MN
Foresight Bank
Foresight Bank Branch
138 West Broadway Plainview MN
Glenwood State Bank (Incorporated)
Glenwood State Bank (Incorporated) Branch
5 East Minnesota Street Glenwood MN
Vantage Bank
Vantage Bank Branch
202 Main St Kent MN
Farmers and Merchants State Bank of Appleton
Farmers And Merchants State Bank Of Branch
239 North Miles Appleton MN
Granite Bank
Granite Community Bank Branch
202 2nd Avenue South Cold Spring MN
First Citizens Bank
Mora Branch
730 Forest Ave. E Mora MN
Northview Bank
State Bank Of Park Rapids Branch
200 East 1st Street Park Rapids MN
Pine River State Bank
Pine River State Bank Branch
103 Mill Street Pine River MN
The Northern State Bank of Gonvick
The Northern State Bank Of Gonvick Branch
283 Main Street Gonvick MN
Farmers and Merchants State Bank of Springfield
Morgan Branch
101 Vernon Avenue Morgan MN
Security Bank Midwest
Heron Lake Br Branch
274 10th Street Heron Lake MN
Choice Financial Group
Choice Financial Savings Bank Branch
101 Brown Street West Comfrey MN
Security State Bank of Kenyon
Security State Bank Of Kenyon Branch
602 Second Street Kenyon MN
First Western Bank & Trust
Eden Prairie Branch
100 Prairie Center Drive Eden Prairie MN
Marshall County State Bank
Marshall County State Bank Branch
118 East Minnesota Avenue Newfolden MN
First Security Bank
First Security Bank Branch
316 Byron Avenue, North Byron MN
The First National Bank of Bagley
The First National Bank Of Bagley Branch
31 Central Street East Bagley MN
Midwest Bank
Parkers Prairie Branch
105 East Soo Street Parkers Prairie MN
The First National Bank of Milaca
The First National Bank Of Milaca Branch
190 Second Avenue S.W. Milaca MN
Ultima Bank Minnesota
Ultima Bank Minnesota Branch
9 W Minnesota Ave Winger MN
Minnstar Bank National Association
Minnstar Bank National Association Branch
202 North Main Street Lake Crystal MN
Think Mutual Bank
Think Mutual Bank Branch
5200 Members Parkway, Nw Rochester MN
Root River State Bank
Root River State Bank Branch
18 3rd Street, S. E. Chatfield MN
First State Bank of Fountain
First State Bank Of Fountain Branch
101 Main Street Fountain MN
Eagle Bank
Starbuck Branch
100 West 5th Street Starbuck MN
Citizens State Bank of Roseau
Citizens State Bank Of Roseau Branch
118 Main Avenue South Roseau MN
Drake Bank
Drake Bank Branch
60 Plato Boulevard, Suite 100 Saint Paul MN
Star Bank
Star Bank Branch
100 State Highway 55 East Maple Lake MN
United Valley Bank
United Valley Bank Branch
103 West Third Street Argyle MN
Western National Bank
Western National Bank Branch
210 2nd Street Nw Cass Lake MN
The First National Bank of Le Center
The First National Bank Of Le Center Branch
10 West Minnesota Street Le Center MN
Gate City Bank
Moorhead Branch
2929 20th Street South Moorhead MN
American State Bank of Grygla
Erskine Br Branch
201 Vance Avenue Erskine MN
Luminate Bank
Equity Bank Branch
5900 Green Oak Drive Minnetonka MN
Lake Country Community Bank
Lake Country Community Bank Branch
111 Division Street Morristown MN
Currie State Bank
Okabena Br Branch
117 S Minnesota Okabena MN
Woodlands National Bank
Woodlands National Bank Branch
122 Main Street Hinckley MN
Village Bank
Village Bank Branch
3350 Bridge Street Saint Francis MN
United Community Bank
Dent Branch
101 1st Ave N Dent MN
Randall State Bank
Randall State Bank Branch
307 Pacific Avenue Randall MN
KodaBank
Stephen Branch
398 Pacific Avenue Stephen MN
Citizens Alliance Bank
Citizens Alliance Bank Branch
55 First Street Northwest Clara City MN
Choice Financial Group
Choice Financial Savings Bank Branch
101 Brown Street West Comfrey MN
Manufacturers Bank & Trust Company
Rochester Branch
2020 2nd Street Sw Rochester MN
Produce State Bank
Albert Lea Bridge Avenue Branch
2401 Bridge Avenue Albert Lea MN
Farmers State Bank of Hamel
Farmers State Bank Of Hamel Branch
145 Hamel Road Hamel MN
Platinum Bank
Platinum Bank Branch
7667 10th Street North Oakdale MN
First National Bank
First National Bank Branch
101 West Lake Street Chisholm MN
State Bank of Cold Spring
State Bank Of Cold Spring Branch
401 Main Street Cold Spring MN
First Community Bank
First Community Bank Branch
500 Central Avenue Lester Prairie MN
Liberty Bank Minnesota
Liberty Bank Minnesota Branch
111 7th Ave S Ste 101 Saint Cloud MN
Farmers State Bank of Hoffman
Farmers State Bank Of Hoffman Branch
103 Main Ave W Hoffman MN
First State Bank of Le Center
First State Bank Of Le Center Branch
88 North Park Avenue Le Center MN
First Citizens Bank
Mora Branch
730 Forest Ave. E Mora MN
Farmers & Merchants Savings Bank
Lino Lakes Branch
7641 Lake Drive Lino Lakes MN
Falcon National Bank
Falcon National Bank Branch
183 Cedar Drive Foley MN
Red River State Bank
Fertile Branch
114 Mill Street North Fertile MN
Valley Premier Bank
Valley Premier Bank Branch
416 Sixth Street Hawley MN
Community Bank Mankato
Community Bank Mankato Branch
201 East Main Street Vernon Center MN
Think Mutual Bank
Think Mutual Bank Branch
5200 Members Parkway, Nw Rochester MN
First Financial Bank in Winnebago
First Financial Bank In Winnebago Branch
One Main Street South Winnebago MN
Security State Bank of Wanamingo
Security State Bank Of Wanamingo Branch
232 Main Street Wanamingo MN
Eagle Bank
Starbuck Branch
100 West 5th Street Starbuck MN
Bank of Maple Plain
Bank Of Maple Plain Branch
4980 Highway 12 Maple Plain MN
First State Bank Southwest
Edgerton Branch
760 Main Street Edgerton MN
Vergas State Bank
Vergas State Bank Branch
106 East Main Street Vergas MN
The Bank of Elk River
The Bank Of Elk River Branch
630 Main Street Elk River MN
Northern State Bank of Thief River Falls
Northern State Bank Of Thief River F Branch
201 East Third Street Thief River Falls MN
Security Bank Minnesota
Alden Branch
195 North Broadway Alden MN
Marshall County State Bank
Marshall County State Bank Branch
118 East Minnesota Avenue Newfolden MN
Northwoods Bank of Minnesota
Northwoods Bank Of Minnesota Branch
1200 East First Street Park Rapids MN
The First National Bank of Cokato
The First National Bank Of Cokato Branch
365 Broadway Avenue South Cokato MN
Security State Bank of Aitkin
Security State Bank Of Aitkin Branch
402 Minnesota Avenue North Aitkin MN
Woodlands National Bank
Woodlands National Bank Branch
122 Main Street Hinckley MN
Cornerstone State Bank
Madison Lake Branch
500 Main Street Madison Lake MN
CorTrust Bank National Association
Blaine State Bank Branch
10107 University Avenue, N.E. Blaine MN
The Northern State Bank of Gonvick
The Northern State Bank Of Gonvick Branch
283 Main Street Gonvick MN
St. Clair State Bank (Incorporated)
St. Clair State Bank (Incorporated) Branch
100 Main St. West Saint Clair MN
MidCountry Bank
Hutchinson Branch
201 Main St S Hutchinson MN
HomeTown Bank
St. Peter Branch
102 South Third Street St. Peter MN
Gateway Bank
Gateway Bank Branch
745 Market Street Mendota Heights MN
West Bank
Rochester Branch
2188 Superior Drive Nw Rochester MN
First Bank Blue Earth
First Bank Blue Earth Branch
306 South Main Street Blue Earth MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
Farmers State Bank of Hamel
Farmers State Bank Of Hamel Branch
145 Hamel Road Hamel MN
Park State Bank
Park State Bank Branch
2630 West Superior Street Duluth MN
ESB Bank
Esb Bank Branch
115 North Highway 44/76 Caledonia MN
Grand Marais State Bank
Grand Marais State Bank Branch
211 East Highway 61 Grand Marais MN
FM Bank
Granite Falls Bank Branch
702 Prentice Street Granite Falls MN
State Bank of Fairmont
State Bank Of Fairmont Branch
918 East Blue Earth Avenue Fairmont MN
Welcome State Bank
Welcome State Bank Branch
111 Guide Street North Welcome MN
Integrity Bank Plus
Integrity Bank Plus Branch
726 Main Street Wabasso MN
Reliance Bank
Reliance Bank Branch
2300 30th Street Northwest Faribault MN
Northern State Bank of Virginia
Northern State Bank Of Virginia Branch
600 Chestnut Street Virginia MN
American Heritage National Bank
American Heritage National Bank Branch
24 2nd Street South Long Prairie MN
The First National Bank at St. James
The First National Bank At St. James Branch
202 1st Ave S Saint James MN
Peoples State Bank of Wells
Peoples State Bank Of Wells Branch
98 3rd Street Se Wells MN
Western National Bank
Western National Bank Branch
201 North Central Avenue Duluth MN
Adrian State Bank
Adrian State Bank Branch
322 Maine Avenue Adrian MN
Security Bank Minnesota
Alden Branch
195 North Broadway Alden MN
State Bank of New Richland
State Bank Of New Richland Branch
103 North Broadway New Richland MN
Citizens Community Federal National Association
Minnesota Lake Branch
104 Main Street Minnesota Lake MN
MidCountry Bank
Hutchinson Branch
201 Main St S Hutchinson MN
Eagle Rock Bank
Olmsted National Bank Branch
975 34th Avenue Nw Rochester MN
F & M Community Bank, National Association
F & M Community Bank, National Association Branch
100 St. Anthony Street North Preston MN
Kensington Bank
Kensington Bank Branch
11 North Central Ave. Kensington MN
First State Bank Minnesota
First State Bank Minnesota Branch
102 W. Main Street Le Roy MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
United Minnesota Bank
United Minnesota Bank Branch
105 Central Avenue New London MN
Perennial Bank
Perennial Bank Branch
318 N 1st Street Darwin MN
Northern State Bank of Virginia
Northern State Bank Of Virginia Branch
600 Chestnut Street Virginia MN
Northern State Bank
Aurora Branch
213 North Main Street Aurora MN
The First National Bank of Gilbert
The First National Bank Of Gilbert Branch
2 North Broadway Gilbert MN
Sentry Bank
Sentry Bank Branch
400 4th Avenue Ne Saint Joseph MN
Janesville State Bank
Janesville State Bank Branch
201 N Main Street Janesville MN
WNB FINANCIAL, N.A.
Winona National Bank Branch
204 Main Street Winona MN
Minnesota National Bank
Minnesota National Bank Branch
Main And Sinclair Lewis Sauk Centre MN
Americana Community Bank
Americana Community Bank Branch
300 Main Street West Sleepy Eye MN
Franklin State Bank
Franklin State Bank Branch
278 2nd Ave E. Franklin MN
First Bank & Trust
First Bank & Trust Association Banch Branch
101 Second Street, N.W. Pipestone MN
American Federal Bank
Hallock Branch
157 South Second Street Hallock MN
First International Bank & Trust
Staples Branch
111 N.E. Fourth Street Staples MN
Stearns Bank Upsala National Association
Stearns Bank Upsala National Associa Branch
105 S. Main Street Upsala MN
Dacotah Bank
Dacotah Bank Morris Branch
4 Atlantic Avenue Morris MN
First State Bank of Wyoming
First State Bank Of Wyoming Branch
26741 Felton Wyoming MN
Castle Rock Bank
Castle Rock Bank Branch
27925 Danville Avenue Castle Rock MN
Portage Bank
State Bank Of Ceylon Branch
104 West Main Street Ceylon MN
Farmers State Bank of Trimont
Farmers State Bank Of Trimont Branch
220 Main Street West Trimont MN
United Farmers State Bank
Rose Creek Branch
61255 170th Street Rose Creek MN
Janesville State Bank
Janesville State Bank Branch
201 N Main Street Janesville MN
Odin State Bank
Odin State Bank Branch
101 East Main Street Odin MN
Minnesota National Bank
Minnesota National Bank Branch
Main And Sinclair Lewis Sauk Centre MN
Arlington State Bank
Arlington State Bank Branch
230 West Main Street Arlington MN
Platinum Bank
Platinum Bank Branch
7667 10th Street North Oakdale MN
Western National Bank
Western National Bank Branch
201 North Central Avenue Duluth MN
Woodland Bank
Woodland Bank Branch
217 Main Avenue East Deer River MN
First Resource Bank
First Resource Bank Branch
7449 Village Drive Lino Lakes MN
ProGrowth Bank
ProGrowth Bank - Gaylord Branch
320 Main Street, PO Box 266 Gaylord MN
Manufacturers Bank & Trust Company
Rochester Branch
2020 2nd Street Sw Rochester MN
F & M Community Bank, National Association
F & M Community Bank, National Association Branch
100 St. Anthony Street North Preston MN
Coulee Bank
Highland Park Branch
742 Grand Avenue Saint Paul MN
Highland Bank
Highland Bank Branch
701 Central Avenue East Saint Michael MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
State Bank of Taunton
State Bank Of Taunton Branch
101 N. Main St. Taunton MN
State Bank of Chandler
State Bank Of Chandler Branch
342 Main Avenue Chandler MN
North Shore Bank of Commerce
North Shore Bank Of Commerce Branch
131 West Superior Street Duluth MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
First Farmers & Merchants State Bank of Grand Meadow
First Farmers & Merchants State Bank Branch
105 North Main Street Grand Meadow MN
Citizens State Bank of Waverly, Inc.
Citizens State Bank Of Waverly, Inc. Branch
609 Pacific Avenue Waverly MN
The First National Bank of Fairfax
The First National Bank Of Fairfax Branch
16 S.E. First Ave Fairfax MN
First Farmers & Merchants State Bank
First Farmers & Merchants State Bank Branch
106 W Main St Brownsdale MN
First Farmers & Merchants National Bank
First Farmers & Merchants National B Branch
114 South Park Fairmont MN
Great Southern Bank
Great Southern Bank Branch
7685 Zachary Lane Maple Grove MN
The First National Bank of Moose Lake
The First National Bank Of Moose Lak Branch
400 Elm Avenue Moose Lake MN
Northeast Bank
Northeast Bank Branch
77 Broadway Street, N.E. Minneapolis MN
MidWestOne Bank
Forest Lake - Branch 48
1650 South Lake Street Forest Lake MN
Bank Forward
Walker Branch
106 6th Street South Walker MN
Farmers and Merchants State Bank of Alpha
Farmers And Merchants State Bank Of Branch
210 North Main Street Alpha MN
First National Bank
Hastings Branch
1400 Frontage Road North Hastings MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
First State Bank and Trust
First State Bank And Trust Branch
950 North Highway 95 Bayport MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
West Bank
Rochester Branch
2188 Superior Drive Nw Rochester MN
Union Bank and Trust Company
Union Bank And Trust Company Branch
312 Central Avenue Minneapolis MN
First State Bank Southwest
Edgerton Branch
760 Main Street Edgerton MN
North Star Bank
North Star Bank Branch
1820 North Lexington Avenue Roseville MN
Lake Elmo Bank
Lake Elmo Bank Branch
11465 39th Street North Lake Elmo MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
State Bank of New Richland
State Bank Of New Richland Branch
103 North Broadway New Richland MN
Deerwood Bank
Deerwood Bank Branch
21236 Archibald Road Deerwood MN
National Bank of Commerce
Duluth Branch
1314 East Superior Street Duluth MN
American Federal Bank
Hallock Branch
157 South Second Street Hallock MN
First Security Bank - Sleepy Eye
Benson Branch
215 13th Street, South Benson MN
First National Bank Minnesota
First National Bank Minnesota Branch
226 West Nassau Street St. Peter MN
ProGrowth Bank
ProGrowth Bank - Gaylord Branch
320 Main Street, PO Box 266 Gaylord MN
Bank Midwest
Jackson Branch
509 Third Street Jackson MN
Citizens State Bank Norwood Young America
Citizens State Bank Norwood Young Am Branch
409 Faxon Road Norwood Young America MN
Security State Bank of Marine
Security State Bank Of Marine Branch
120 Judd Street Marine On St. Croix MN
First National Bank
Hastings Branch
1400 Frontage Road North Hastings MN
Heritage Bank Minnesota
Farmers State Bank Of West Concord Branch
181 Main Street West Concord MN
BNC National Bank
Bnc Minneapolis Branch
650 Douglas Drive Golden Valley MN
Lake Region Bank
Lake Region Bank Branch
51 Main Street New London MN
United Prairie Bank
United Prairie Bank - Owatonna Branc Branch
110 West Rose Street Owatonna MN
First Security Bank - Canby
First Security Bank - Canby. Branch
102 St. Olaf Avenue North Canby MN
Community Bank Owatonna
Community Bank Owatonna Branch
640 Bridge Street Owatonna MN
Sunrise Banks, National Association
Como Branch
2300 Como Avenue Saint Paul MN
National Bank of Commerce
Duluth Branch
1314 East Superior Street Duluth MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
The State Bank of Faribault
The State Bank Of Faribault Branch
428 Central Avenue Faribault MN
First Resource Bank
First Resource Bank Branch
7449 Village Drive Lino Lakes MN
United Prairie Bank
United Prairie Bank - Owatonna Branc Branch
110 West Rose Street Owatonna MN
Arcadian Bank
Farmers State Bank Of Hartland Branch
601 N. Broadway Hartland MN
The First State Bank of Red Wing
The First State Bank Of Red Wing Branch
3209 South Service Drive Red Wing MN
Scale Bank
Fidelity Bank Branch
7600 Parklawn Avenue Edina MN
The First National Bank of Coleraine
The First National Bank Of Coleraine Branch
423 Roosevelt Street Coleraine MN
Grand Rapids State Bank
Grand Rapids State Bank Branch
523 Nw 1st Avenue Grand Rapids MN
Portage Bank
State Bank Of Ceylon Branch
104 West Main Street Ceylon MN
Lake Elmo Bank
Lake Elmo Bank Branch
11465 39th Street North Lake Elmo MN
New Market Bank
New Market Bank Branch
461 Main Street Elko New Market MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
The First State Bank of Rosemount
The First State Bank Of Rosemount Branch
3025 145th Street West Rosemount MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
Old National Bank
Farmington Branch
324 Oak Street Farmington MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
Security State Bank of Hibbing
Security State Bank Of Hibbing Branch
701 East Howard Street Hibbing MN
Security State Bank of Hibbing
Security State Bank Of Hibbing Branch
701 East Howard Street Hibbing MN
Premier Bank
Premier Bank Branch
2866 White Bear Avenue Maplewood MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
First Farmers & Merchants National Bank
First Farmers & Merchants National B Branch
303 East Main Street Luverne MN
Premier Bank Minnesota
Premier Bank Minnesota Branch
316 Oak Street Farmington MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
Sterling State Bank
Sterling State Bank Branch
1419 1st Avenue Southwest Austin MN
MINNESOTA LAKES BANK
Minnesota Lakes Bank Branch
710 Babcock Boulevard Delano MN
BankCherokee
Bankcherokee Branch
607 South Smith Avenue Saint Paul MN
U.S. Bank National Association
University Of Minnesota Branch
718 Washington Avenue, S.E. Minneapolis MN
Associated Bank, National Association
Red Wing Branch
222 Bush Street Red Wing MN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

  • The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
  • One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates