Best Local Bank Savings and Money Market Rates in Champlin, Minnesota, MN June 15, 2025

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If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

Champlin, MN - June 15, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
American National Bank Bloomington Office Branch	4.72%	$25,000	Learn More Add Review
Commerce Bank Edina Branch	4.35%	$25,000	Learn More Add Review
Coulee Bank Highland Park Branch	4.08% 2.78% 2.28% 1.51% 0.50%	$500,000 $250,000 $100,000 $25,000 $0	Learn More Add Review
Rate History: 4.25% → 4.08%
Visionbank Visionbank Branch	3.50%	$1,000	Learn More Add Review
U.s. Bank National Association Chanhassen Branch	3.50% 0.05%	$25,000 $1	Learn More
Rate History: 4.10% → 3.50%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
Ameriprise Bank, Fsb Ameriprise National Trust Bank Branch	3.35% 3.20% 3.00%	$100,000 $50,000 $0	Learn More Add Review
Rate History: 4.00% → 3.50% → 3.35%
Bremer Bank, National Association Minnetonka Branch	2.73% 1.71% 0.90% 0.70%	$2,500,000 $250,000 $10,000 $5,000	Learn More Add Review
Rate History: 3.04% → 2.90% → 2.82% → 2.73%
Bell Bank Colonnade Branch	2.53% 2.27%	$1,000,000 $500,000	Learn More Add Review
Rate History: 3.04% → 2.78% → 2.53%
Capital One, National Association	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Bankwest Bankwest Branch	2.12% 1.76% 1.00% 0.60% 0.50%	$750,000 $250,001 $250,000 $50,000 $0	Learn More Add Review
Rate History: 1.00% → 2.12%
Center National Bank Center National Bank Branch	1.74% 0.75% 0.25% 0.20% 0.15% 0.10%	$100,000 $50,000 $25,000 $10,000 $2,500 $0	Learn More Add Review
Rate History: 2.52% → 2.25% → 2.00% → 1.74%
Bremer Bank, National Association Minnetonka Branch	1.06%	$100,000	Learn More Add Review
Rate History: 1.36% → 1.22% → 1.14% → 1.06%
Wells Fargo Bank, National Association Mound Branch	1.01% 0.01%	$100,000 $1	Learn More
Rate History: 1.01% → 1.02% → 1.01%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
Drake Bank Drake Bank Branch	0.40%	$2,500	Learn More Add Review
Think Mutual Bank Edina Branch	0.35%	$25,000	Learn More Add Review
Prinsbank Champlin Branch	0.35%	$25,000	Learn More
lloyde mille3r \| Mar 29, 2017 my ira Read More Reviews (1)
First Western Bank & Trust Eden Prairie Branch	0.35%	$2,500	Learn More Add Review
First National Bank Plymouth Branch	0.30%	$10,000	Learn More Add Review
Think Mutual Bank Edina Branch	0.30%	$10,000	Learn More Add Review
American Equity Bank Equity Bank Branch	0.30%	$2,500	Learn More Add Review
Prinsbank Champlin Branch	0.30%	$10,000	Learn More
lloyde mille3r \| Mar 29, 2017 my ira Read More Reviews (1)
Coulee Bank Highland Park Branch	0.25%	$50	Learn More Add Review
Bridgewater Bank Greenwood Branch	0.25%	$25,000	Learn More Add Review
Prinsbank Champlin Branch	0.25%	$2,500	Learn More
lloyde mille3r \| Mar 29, 2017 my ira Read More Reviews (1)
Drake Bank Drake Bank Branch	0.25%	$2,500	Learn More Add Review
U.s. Bank National Association Chanhassen Branch	0.25%	$25,000	Learn More
Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
Bank Of Maple Plain Bank Of Maple Plain Branch	0.23%	$25,000	Learn More Add Review
Bell Bank Colonnade Branch	0.20%	$50	Learn More Add Review
Rate History: 0.50% → 0.30% → 0.25% → 0.20%
Bank Of Maple Plain Bank Of Maple Plain Branch	0.20%	$10,000	Learn More Add Review
First National Bank In Frankfort	0.20%	$0	Learn More Add Review
Woodlands National Bank Zimmerman Branch	0.20%	$2,500	Learn More Add Review
Village Bank Anoka-Ramsey Branch	0.20%	$10,000	Learn More Add Review
Farmers & Merchants Savings Bank Lino Lakes Branch	0.20%	$2,500	Learn More
Steve \| Feb 4, 2021 Yes Read More Reviews (1)
Alliance Bank St Paul Branch	0.20%	$25,000	Learn More Add Review
North Star Bank North Star Bank Branch	0.20%	$25,000	Learn More Add Review
Citizens Community Federal National Association Brooklyn Park Branch	0.20%	$10,000	Learn More Add Review
Star Bank Eden Prairie Branch	0.20%	$10,000	Learn More Add Review
Americana Community Bank Administration Office Branch	0.16%	$25,000	Learn More Add Review
Bank Of Maple Plain Bank Of Maple Plain Branch	0.15%	$2,500	Learn More Add Review
Tradition Capital Bank Tradition Capital Bank Branch	0.15%	$1	Learn More Add Review
Bremer Bank, National Association Minnetonka Branch	0.15%	$0	Learn More Add Review
Rate History: 0.30% → 0.16% → 0.15%
Midwestone Bank Saint Michael - Branch 28	0.15%	$25,000	Learn More Add Review
Alliance Bank St Paul Branch	0.15%	$2,500	Learn More Add Review
Think Mutual Bank Edina Branch	0.15%	$2,500	Learn More Add Review
Community Resource Bank Roseville Branch	0.15%	$25,000	Learn More Add Review
Union Bank And Trust Company Union Bank And Trust Company Branch	0.15%	$2,500	Learn More Add Review
Highland Bank Highland Bank Branch	0.15%	$25,000	Learn More Add Review
Bridgewater Bank Greenwood Branch	0.15%	$2,500	Learn More Add Review
Prinsbank Champlin Branch	0.15%	$2,500	Learn More
lloyde mille3r \| Mar 29, 2017 my ira Read More Reviews (1)
North Star Bank North Star Bank Branch	0.15%	$2,500	Learn More Add Review
Star Bank Eden Prairie Branch	0.15%	$2,500	Learn More Add Review
Bankwest Bankwest Branch	0.15%	$100	Learn More Add Review
Great Southern Bank Great Southern Bank Branch	0.12%	$25,000	Learn More Add Review
Americana Community Bank Administration Office Branch	0.12%	$50	Learn More Add Review
The Bank Of Elk River Zimmerman Office Branch	0.10%	$10,000	Learn More Add Review
Great Southern Bank Great Southern Bank Branch	0.10%	$100	Learn More Add Review
North American Banking Company North American Banking Company Branch	0.10%	$2,500	Learn More Add Review
First Farmers & Merchants National Bank St. Paul Branch	0.10%	$25,000	Learn More Add Review
Pine River State Bank Burns Township Branch	0.10%	$2,500	Learn More Add Review
First Bank Elk River The First National Bank Of Elk River Branch	0.10%	$25,000	Learn More Add Review
Northeast Bank Coon Rapids Branch	0.10%	$2,500	Learn More Add Review
Village Bank Anoka-Ramsey Branch	0.10%	$2,500	Learn More Add Review
First Resource Bank First Resource Bank Branch	0.10%	$2,500	Learn More Add Review
Farmers & Merchants Savings Bank Lino Lakes Branch	0.10%	$2,500	Learn More
Steve \| Feb 4, 2021 Yes Read More Reviews (1)
Midwestone Bank Saint Michael - Branch 28	0.10%	$2,500	Learn More Add Review
Citizens Community Federal National Association Brooklyn Park Branch	0.10%	$2,500	Learn More Add Review
Community Resource Bank Roseville Branch	0.10%	$2,500	Learn More Add Review
Highland Bank Highland Bank Branch	0.10%	$2,500	Learn More Add Review
Farmers State Bank Of Hamel Corcoran Detached Facility Branch	0.10%	$2,500	Learn More Add Review
Bridgewater Bank Greenwood Branch	0.10%	$2,500	Learn More Add Review
Bnc National Bank Bnc Minneapolis Branch	0.10%	$25,000	Learn More Add Review
Park State Bank Park State Bank - Lafayette Bldg. Br Branch	0.10%	$25,000	Learn More Add Review
Bankcherokee Grand Avenue Branch	0.10%	$25,000	Learn More Add Review
Visionbank Visionbank Branch	0.10%	$50	Learn More Add Review
Star Bank Eden Prairie Branch	0.10%	$2,500	Learn More Add Review
Americana Community Bank Administration Office Branch	0.08%	$1,000	Learn More Add Review
First National Bank Plymouth Branch	0.08%	$10,000	Learn More Add Review
Great Southern Bank Great Southern Bank Branch	0.07%	$10,000	Learn More Add Review
The Bank Of Elk River Zimmerman Office Branch	0.07%	$1,000	Learn More Add Review
Americana Community Bank Administration Office Branch	0.07%	$2,500	Learn More Add Review
First National Bank Plymouth Branch	0.07%	$25,000	Learn More Add Review
First National Bank Plymouth Branch	0.06%	$2,500	Learn More Add Review
First Farmers & Merchants National Bank St. Paul Branch	0.05%	$2,500	Learn More Add Review
Pine River State Bank Burns Township Branch	0.05%	$2,500	Learn More Add Review
Cortrust Bank National Association Brooklyn Park Office Branch	0.05%	$2,500	Learn More Add Review
First Bank & Trust Edina Branch	0.05%	$2,500	Learn More
BLONDEDOG \| Jan 12, 2023 Everything will be fine until you have a problem with a charge. I have been disputing an unauthorized charge for nine months without any resolution. I haven't been presented any evidence in that time that ... Read More Reviews (2)
First Bank Elk River The First National Bank Of Elk River Branch	0.05%	$2,500	Learn More Add Review
Village Bank Anoka-Ramsey Branch	0.05%	$2,500	Learn More Add Review
First Resource Bank First Resource Bank Branch	0.05%	$2,500	Learn More Add Review
Midwestone Bank Saint Michael - Branch 28	0.05%	$2,500	Learn More Add Review
Old National Bank Wayzata Branch	0.05%	$10,000	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
Deerwood Bank Saint Paul Branch	0.05%	$2,500	Learn More Add Review
Midcountry Bank Shorewood Branch	0.05%	$25,000	Learn More Add Review
First National Bank Plymouth Branch	0.05%	$2,500	Learn More Add Review
Gateway Bank Gateway Bank Branch	0.05%	$2,500	Learn More Add Review
Bank Of Maple Plain Bank Of Maple Plain Branch	0.05%	$1	Learn More Add Review
Union Bank And Trust Company Union Bank And Trust Company Branch	0.05%	$2,500	Learn More Add Review
Minnesota Lakes Bank Mound Branch	0.05%	$2,500	Learn More Add Review
Bnc National Bank Bnc Minneapolis Branch	0.05%	$10,000	Learn More Add Review
Park State Bank Park State Bank - Lafayette Bldg. Br Branch	0.05%	$2,500	Learn More Add Review
Bankcherokee Grand Avenue Branch	0.05%	$2,500	Learn More Add Review
Citizens Community Federal National Association Brooklyn Park Branch	0.05%	$2,500	Learn More Add Review
Midcountry Bank Shorewood Branch	0.04%	$10,000	Learn More Add Review
First National Bank Plymouth Branch	0.04%	$2,500	Learn More Add Review
Bank Of America, National Association Lake Calhoun Branch	0.04%	$2,500	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (11)
Old National Bank Wayzata Branch	0.03%	$2,500	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
Citizens Community Federal National Association Brooklyn Park Branch	0.03%	$2,500	Learn More Add Review
Midcountry Bank Shorewood Branch	0.03%	$2,500	Learn More Add Review
Associated Bank, National Association Plymouth West Branch	0.03%	$25,000	Learn More Add Review
Community Resource Bank Roseville Branch	0.03%	$2,500	Learn More Add Review
Highland Bank Highland Bank Branch	0.03%	$2,500	Learn More Add Review
Bnc National Bank Bnc Minneapolis Branch	0.03%	$2,500	Learn More Add Review
North Star Bank North Star Bank Branch	0.03%	$2,500	Learn More Add Review
Great Southern Bank Great Southern Bank Branch	0.02%	$2,500	Learn More Add Review
Premier Bank Osseo Branch	0.02%	$2,500	Learn More
Matthew \| Dec 3, 2020 Premier Bank stole my first HSA. The bank claims to have reached out to me before doing this, even though they had my correct and current phone number on file, but after some time of not using the mone... Read More Reviews (2)
Associated Bank, National Association Plymouth West Branch	0.02%	$10,000	Learn More Add Review
Premier Bank Minnesota Albertville Branch	0.02%	$2,500	Learn More
evelyne k. sak \| May 24, 2016 SIR: I WOULD LIKE TO OPEN AN ONLINE ACCOUNT WITH YOUR BANK IN MN!!! COULD YOU HELP ME WITH THAT??? MY EMAIL ADDRESS IS: tepysutsak@gmail.com. THANK YOU Read More Reviews (1)
Sunrise Banks, National Association Blaisdell Avenue Branch	0.02%	$2,500	Learn More Add Review
Old National Bank Wayzata Branch	0.01%	$2,500	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
Premier Bank Osseo Branch	0.01%	$2,500	Learn More
Matthew \| Dec 3, 2020 Premier Bank stole my first HSA. The bank claims to have reached out to me before doing this, even though they had my correct and current phone number on file, but after some time of not using the mone... Read More Reviews (2)
Midcountry Bank Shorewood Branch	0.01%	$2,500	Learn More Add Review
Associated Bank, National Association Plymouth West Branch	0.01%	$2,500	Learn More Add Review
Premier Bank Minnesota Albertville Branch	0.01%	$2,500	Learn More
evelyne k. sak \| May 24, 2016 SIR: I WOULD LIKE TO OPEN AN ONLINE ACCOUNT WITH YOUR BANK IN MN!!! COULD YOU HELP ME WITH THAT??? MY EMAIL ADDRESS IS: tepysutsak@gmail.com. THANK YOU Read More Reviews (1)
Fidelity Bank Fidelity Bank Branch	0.01%	$2,500	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Credit Unions →

Branches Info around Champlin, MN - June 15, 2025

Branch	Street	City	State
American National Bank Bloomington Office Branch	4400 W 78th St Ste 100	Bloomington	MN
Commerce Bank Edina Branch	7650 Edinborough Way, Ste 150	Edina	MN
Coulee Bank Highland Park Branch	742 Grand Avenue	Saint Paul	MN
VisionBank Visionbank Branch	4725 Highway 7	Saint Louis Park	MN
U.S. Bank National Association Chanhassen Branch	7830 Century Boulevard	Chanhassen	MN
Ameriprise Bank, FSB Ameriprise National Trust Bank Branch	901 3rd Avenue South	Minneapolis	MN
Ameriprise Bank, FSB Ameriprise National Trust Bank Branch	901 3rd Avenue South	Minneapolis	MN
Ameriprise Bank, FSB Ameriprise National Trust Bank Branch	901 3rd Avenue South	Minneapolis	MN
Coulee Bank Highland Park Branch	742 Grand Avenue	Saint Paul	MN
Bremer Bank, National Association Minnetonka Branch	17600 Highway 7	Minnetonka	MN
Bell Bank Colonnade Branch	5500 Wayzata Boulevard	Golden Valley	MN
Coulee Bank Highland Park Branch	742 Grand Avenue	Saint Paul	MN
Bell Bank Colonnade Branch	5500 Wayzata Boulevard	Golden Valley	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
Center National Bank Center National Bank Branch	15705 37th Ave North	Plymouth	MN
Bremer Bank, National Association Minnetonka Branch	17600 Highway 7	Minnetonka	MN
Coulee Bank Highland Park Branch	742 Grand Avenue	Saint Paul	MN
Bremer Bank, National Association Minnetonka Branch	17600 Highway 7	Minnetonka	MN
Wells Fargo Bank, National Association Mound Branch	2220 Commerce Boulevard	Mound	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
Bremer Bank, National Association Minnetonka Branch	17600 Highway 7	Minnetonka	MN
Center National Bank Center National Bank Branch	15705 37th Ave North	Plymouth	MN
Bremer Bank, National Association Minnetonka Branch	17600 Highway 7	Minnetonka	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
Coulee Bank Highland Park Branch	742 Grand Avenue	Saint Paul	MN
Drake Bank Drake Bank Branch	60 Plato Boulevard, Suite 100	Saint Paul	MN
Think Mutual Bank Edina Branch	3655 Hazelton Road	Edina	MN
PrinsBank Champlin Branch	12011 Business Park Boulevard North	Champlin	MN
First Western Bank & Trust Eden Prairie Branch	100 Prairie Center Drive	Eden Prairie	MN
First National Bank Plymouth Branch	13605 27th Avenue North	Plymouth	MN
Think Mutual Bank Edina Branch	3655 Hazelton Road	Edina	MN
Luminate Bank Equity Bank Branch	5900 Green Oak Drive	Minnetonka	MN
PrinsBank Champlin Branch	12011 Business Park Boulevard North	Champlin	MN
Coulee Bank Highland Park Branch	742 Grand Avenue	Saint Paul	MN
Bridgewater Bank Greenwood Branch	21500 Highway 7	Greenwood	MN
PrinsBank Champlin Branch	12011 Business Park Boulevard North	Champlin	MN
Center National Bank Center National Bank Branch	15705 37th Ave North	Plymouth	MN
Drake Bank Drake Bank Branch	60 Plato Boulevard, Suite 100	Saint Paul	MN
U.S. Bank National Association Chanhassen Branch	7830 Century Boulevard	Chanhassen	MN
Bank of Maple Plain Bank Of Maple Plain Branch	4980 Highway 12	Maple Plain	MN
Bell Bank Colonnade Branch	5500 Wayzata Boulevard	Golden Valley	MN
Bank of Maple Plain Bank Of Maple Plain Branch	4980 Highway 12	Maple Plain	MN
Center National Bank Center National Bank Branch	15705 37th Ave North	Plymouth	MN
Woodlands National Bank Zimmerman Branch	26040 Main St	Zimmerman	MN
Village Bank Anoka-Ramsey Branch	7125 Riverdale Drive	Ramsey	MN
Farmers & Merchants Savings Bank Lino Lakes Branch	7641 Lake Drive	Lino Lakes	MN
Alliance Bank St Paul Branch	55 E Fifth St, Suite 115	Saint Paul	MN
North Star Bank North Star Bank Branch	1820 North Lexington Avenue	Roseville	MN
Citizens Community Federal National Association Brooklyn Park Branch	8000 Lakeland Ave	Brooklyn Park	MN
Star Bank Eden Prairie Branch	250 Prairie Center Drive	Eden Prairie	MN
Americana Community Bank Administration Office Branch	600 Market Street Suite 230	Chanhassen	MN
Bank of Maple Plain Bank Of Maple Plain Branch	4980 Highway 12	Maple Plain	MN
Tradition Capital Bank Tradition Capital Bank Branch	7601 France Avenue South, Suite 140	Edina	MN
Center National Bank Center National Bank Branch	15705 37th Ave North	Plymouth	MN
Bremer Bank, National Association Minnetonka Branch	17600 Highway 7	Minnetonka	MN
MidWestOne Bank Saint Michael - Branch 28	750 Central Ave. E, Ste. 100	Saint Michael	MN
Alliance Bank St Paul Branch	55 E Fifth St, Suite 115	Saint Paul	MN
Think Mutual Bank Edina Branch	3655 Hazelton Road	Edina	MN
Community Resource Bank Roseville Branch	1501 West County Road C	Roseville	MN
Union Bank and Trust Company Union Bank And Trust Company Branch	312 Central Avenue	Minneapolis	MN
Highland Bank Highland Bank Branch	701 Central Avenue East	Saint Michael	MN
Bridgewater Bank Greenwood Branch	21500 Highway 7	Greenwood	MN
PrinsBank Champlin Branch	12011 Business Park Boulevard North	Champlin	MN
North Star Bank North Star Bank Branch	1820 North Lexington Avenue	Roseville	MN
Star Bank Eden Prairie Branch	250 Prairie Center Drive	Eden Prairie	MN
BANKWEST Bankwest Branch	5921 Main Street	Rockford	MN
Great Southern Bank Great Southern Bank Branch	7685 Zachary Lane	Maple Grove	MN
Americana Community Bank Administration Office Branch	600 Market Street Suite 230	Chanhassen	MN
The Bank of Elk River Zimmerman Office Branch	26319 2nd St. E	Zimmerman	MN
Great Southern Bank Great Southern Bank Branch	7685 Zachary Lane	Maple Grove	MN
North American Banking Company North American Banking Company Branch	4999 France Avenue	Minneapolis	MN
First Farmers & Merchants National Bank St. Paul Branch	332 Minnesota Street	Saint Paul	MN
Center National Bank Center National Bank Branch	15705 37th Ave North	Plymouth	MN
Pine River State Bank Burns Township Branch	8141 Viking Blvd Nw	Elk River	MN
First Bank Elk River The First National Bank Of Elk River Branch	812 Main Street	Elk River	MN
Northeast Bank Coon Rapids Branch	200 Coon Rapids Boulevard	Coon Rapids	MN
Village Bank Anoka-Ramsey Branch	7125 Riverdale Drive	Ramsey	MN
First Resource Bank First Resource Bank Branch	7449 Village Drive	Lino Lakes	MN
Farmers & Merchants Savings Bank Lino Lakes Branch	7641 Lake Drive	Lino Lakes	MN
MidWestOne Bank Saint Michael - Branch 28	750 Central Ave. E, Ste. 100	Saint Michael	MN
Citizens Community Federal National Association Brooklyn Park Branch	8000 Lakeland Ave	Brooklyn Park	MN
Community Resource Bank Roseville Branch	1501 West County Road C	Roseville	MN
Highland Bank Highland Bank Branch	701 Central Avenue East	Saint Michael	MN
Farmers State Bank of Hamel Corcoran Detached Facility Branch	County Road 116 And County Road 10	Corcoran	MN
Bridgewater Bank Greenwood Branch	21500 Highway 7	Greenwood	MN
BNC National Bank Bnc Minneapolis Branch	650 Douglas Drive	Golden Valley	MN
Park State Bank Park State Bank - Lafayette Bldg. Br Branch	1108 Nicollet Mall	Minneapolis	MN
BankCherokee Grand Avenue Branch	985 Grand Avenue	St. Paul	MN
VisionBank Visionbank Branch	4725 Highway 7	Saint Louis Park	MN
Star Bank Eden Prairie Branch	250 Prairie Center Drive	Eden Prairie	MN
Americana Community Bank Administration Office Branch	600 Market Street Suite 230	Chanhassen	MN
First National Bank Plymouth Branch	13605 27th Avenue North	Plymouth	MN
Great Southern Bank Great Southern Bank Branch	7685 Zachary Lane	Maple Grove	MN
The Bank of Elk River Zimmerman Office Branch	26319 2nd St. E	Zimmerman	MN
Americana Community Bank Administration Office Branch	600 Market Street Suite 230	Chanhassen	MN
First National Bank Plymouth Branch	13605 27th Avenue North	Plymouth	MN
First National Bank Plymouth Branch	13605 27th Avenue North	Plymouth	MN
First Farmers & Merchants National Bank St. Paul Branch	332 Minnesota Street	Saint Paul	MN
Pine River State Bank Burns Township Branch	8141 Viking Blvd Nw	Elk River	MN
CorTrust Bank National Association Brooklyn Park Office Branch	9600 Colorado Lane	Brooklyn Park	MN
First Bank & Trust Edina Branch	3316 West 66th Street	Edina	MN
First Bank Elk River The First National Bank Of Elk River Branch	812 Main Street	Elk River	MN
Village Bank Anoka-Ramsey Branch	7125 Riverdale Drive	Ramsey	MN
First Resource Bank First Resource Bank Branch	7449 Village Drive	Lino Lakes	MN
MidWestOne Bank Saint Michael - Branch 28	750 Central Ave. E, Ste. 100	Saint Michael	MN
Old National Bank Wayzata Branch	135 Central Avenue North	Wayzata	MN
Deerwood Bank Saint Paul Branch	2310 Seventh Street West	Saint Paul	MN
MidCountry Bank Shorewood Branch	23800 Highway 7	Excelsior	MN
First National Bank Plymouth Branch	13605 27th Avenue North	Plymouth	MN
Gateway Bank Gateway Bank Branch	745 Market Street	Mendota Heights	MN
Bank of Maple Plain Bank Of Maple Plain Branch	4980 Highway 12	Maple Plain	MN
Union Bank and Trust Company Union Bank And Trust Company Branch	312 Central Avenue	Minneapolis	MN
MINNESOTA LAKES BANK Mound Branch	2290 Commerce Boulevard	Mound	MN
BNC National Bank Bnc Minneapolis Branch	650 Douglas Drive	Golden Valley	MN
Park State Bank Park State Bank - Lafayette Bldg. Br Branch	1108 Nicollet Mall	Minneapolis	MN
BankCherokee Grand Avenue Branch	985 Grand Avenue	St. Paul	MN
Citizens Community Federal National Association Brooklyn Park Branch	8000 Lakeland Ave	Brooklyn Park	MN
U.S. Bank National Association Chanhassen Branch	7830 Century Boulevard	Chanhassen	MN
MidCountry Bank Shorewood Branch	23800 Highway 7	Excelsior	MN
First National Bank Plymouth Branch	13605 27th Avenue North	Plymouth	MN
Bank of America, National Association Lake Calhoun Branch	2700 Hennepin Ave S, Suite 101	Minneapolis	MN
Old National Bank Wayzata Branch	135 Central Avenue North	Wayzata	MN
Citizens Community Federal National Association Brooklyn Park Branch	8000 Lakeland Ave	Brooklyn Park	MN
MidCountry Bank Shorewood Branch	23800 Highway 7	Excelsior	MN
Associated Bank, National Association Plymouth West Branch	4305 Peony Lane North	Plymouth	MN
Community Resource Bank Roseville Branch	1501 West County Road C	Roseville	MN
Highland Bank Highland Bank Branch	701 Central Avenue East	Saint Michael	MN
BNC National Bank Bnc Minneapolis Branch	650 Douglas Drive	Golden Valley	MN
North Star Bank North Star Bank Branch	1820 North Lexington Avenue	Roseville	MN
Great Southern Bank Great Southern Bank Branch	7685 Zachary Lane	Maple Grove	MN
Premier Bank Osseo Branch	301 Central Avenue	Osseo	MN
Associated Bank, National Association Plymouth West Branch	4305 Peony Lane North	Plymouth	MN
Premier Bank Minnesota Albertville Branch	11055 61st Street Ne	Albertville	MN
Sunrise Banks, National Association Blaisdell Avenue Branch	2100 Blaisdell Avenue North	Minneapolis	MN
Wells Fargo Bank, National Association Mound Branch	2220 Commerce Boulevard	Mound	MN
Old National Bank Wayzata Branch	135 Central Avenue North	Wayzata	MN
Premier Bank Osseo Branch	301 Central Avenue	Osseo	MN
MidCountry Bank Shorewood Branch	23800 Highway 7	Excelsior	MN
Associated Bank, National Association Plymouth West Branch	4305 Peony Lane North	Plymouth	MN
Premier Bank Minnesota Albertville Branch	11055 61st Street Ne	Albertville	MN
Scale Bank Fidelity Bank Branch	7600 Parklawn Avenue	Edina	MN

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.