Minnesota

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St. Paul, Minnesota Savings Rates

You are viewing savings rates from banks in St. Paul, Minnesota

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

St. Paul, MN - September 29, 2026

Savings Account National Average Rate: 0.47% ?

Banks APY MIN

Rate History: 0.50% → 100.00%

4.25%

$5,000

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Last change: ↑ 0.15% on September 29.

Rate History: 4.60% → 4.40% → 4.10% → 4.25%

rudy cecchini-1757884975 | Sep 14, 2025

These people SUCK!!!!! After days of jumping through hoops proving I am a citizen; have a valid driver's license; pay my bills on time; etc. they declined my application and would NOT give a reason. I got... Read More

Last change: ↑ 0.30% on September 9.

Last change: ↑ 0.06% on September 22.

Rate History: 4.01% → 4.00% → 3.99% → 3.95% → 4.01%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Rate History: 2.27% → 3.94%

Direct Savings. Bank reports that this rate is available for new accounts only.
Last change: ↓0.10% on December 15, 2025.
Rate History: 4.05% → 4.10% → 4.05% → 4.00% → 3.90%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Last change: ↑ 0.10% on September 18.

Rate History: 3.85% → 3.90% → 3.85% → 3.75% → 3.85%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 3.70% → 3.65% → 3.55% → 3.50% → 3.60%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

3.50%

$0

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3.50%

$25,000

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Rate History: 4.10% → 3.50% → 3.00% → 3.50% → 3.50%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Rate History: 3.75% → 4.25% → 1.00% → 3.40% → 3.40%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Cornerstone Money Market Account. Bank reports that this account is available to new customers only. Old account holders in the savings product are earning 1.10%.
Rate History: 3.60% → 3.55% → 3.50% → 3.45% → 3.40%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Rate History: 3.25% → 3.50% → 3.25% → 3.00% → 3.15%

Last change: ↓ 0.25% on August 31.

Rate History: 4.10% → 3.85% → 3.60% → 3.35% → 3.10%

praveen raj | Jan 18, 2024

Hi, We've noticed your website is at risk due to spammy comments and contact form submissions, making it susceptible to issues like spammy backlinks and data breaches. Don't worry—there's a simple sol... Read More

Rate History: 2.02% → 3.04%

Rate History: 3.20% → 2.99%

Rate History: 2.02% → 3.02% → 4.25% → 3.02% → 2.77%

| Nov 2, 2020

Got the account opened after weeks and finally got it funded and then they dropped the rate the next day and it is no longer competitive. Read More

Rate History: 3.04% → 2.78% → 2.53%

Rate History: 1.00% → 2.53%

Rate History: 2.50% → 2.50% → 2.50%

Robert B | May 19, 2026

I have read these reviews and noticed how old they are. My experience with Capital One has been very good. I have had CDs and savings accounts. All of my transactions have been on line. I have enjoyed usin... Read More

Rate History: 2.53% → 2.43% → 2.27% → 2.17% → 2.27%

Rate History: 1.26% → 2.00% → 2.02%

Rate History: 1.00% → 1.75%

Rate History: 2.52% → 2.25% → 2.00% → 1.74%

Rate History: 1.00% → 1.48% → 1.38%

Rate History: 1.41% → 1.31%

Rate History: 1.00% → 0.53% → 0.73%

0.70%

$25,000

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0.60%

$2,500

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0.55%

$25,000

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0.55%

$25,000

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PSB | Feb 9, 2021

No Read More

Rate History: 0.60% → 0.50% → 0.55%

0.50%

$2,500

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0.50%

$25,000

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| Dec 4, 2020

Very easy to do business with, low mortgage interest rates without all the fees that other Banks charge. No games or hidden costs, just good service. Read More

0.50%

$2,500

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0.50%

$10,000

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PSB | Feb 9, 2021

No Read More

0.45%

$25,000

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0.40%

$25,000

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0.40%

$25,000

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0.40%

$25,000

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0.40%

$2,500

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0.40%

$25,000

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0.40%

$10,000

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0.40%

$25,000

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0.40%

$2,500

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0.40%

$10,000

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0.40%

$25,000

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0.40%

$2,500

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0.40%

$2,500

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0.40%

$2,500

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0.35%

$25,000

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0.35%

$10,000

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0.35%

$25,000

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0.35%

$25,000

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0.35%

$25,000

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0.35%

$2,500

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0.35%

$10,000

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0.35%

$10,000

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lloyde mille3r | Mar 29, 2017

my ira Read More

0.35%

$2,500

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| Dec 4, 2020

Very easy to do business with, low mortgage interest rates without all the fees that other Banks charge. No games or hidden costs, just good service. Read More

0.35%

$25,000

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0.35%

$2,500

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0.35%

$10,000

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0.35%

$1

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0.30%

$25,000

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0.30%

$15,000

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0.30%

$2,500

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0.30%

$25,000

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0.30%

$25,000

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0.30%

$10,000

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0.30%

$10,000

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0.30%

$25,000

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0.30%

$2,500

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0.30%

$2,500

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0.30%

$10,000

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lloyde mille3r | Mar 29, 2017

my ira Read More

0.30%

$25,000

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0.30%

$10,000

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0.30%

$25,000

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0.30%

$25,000

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0.30%

$10,000

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0.30%

$2,500

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0.30%

$25,000

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0.30%

$2,500

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0.30%

$2,500

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0.25%

$10,000

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0.25%

$25,000

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0.25%

$1,000

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0.25%

$10,000

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$10,001

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$10,000

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$10,000

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$10,000

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0.25%

$2,500

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0.25%

$10,000

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$25,000

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0.25%

$10,000

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0.25%

$25,000

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0.25%

$25

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0.25%

$5

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lloyde mille3r | Mar 29, 2017

my ira Read More

0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$1

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0.25%

$50

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0.24%

$10,000

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0.23%

$25,000

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0.21%

$25,000

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0.21%

$25,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$1,000

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$25,000

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$25,000

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$2,000

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$1

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| Jan 28, 2024

This is by far the worst banking experience I have ever had. They fail to understand the simple concept that you are the customer and that they are providing a service for you. They consistently slapped qu... Read More

0.20%

$1

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Steve | Feb 4, 2021

Yes Read More

0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$0

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0.20%

$2,500

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0.18%

$25,000

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0.18%

$25,000

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0.17%

$10,000

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0.16%

$25,000

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0.16%

$2,500

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0.15%

$1

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0.15%

$1,000

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$1,000

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0.15%

$10

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0.15%

$1

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0.15%

$2,500

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0.15%

$1

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0.15%

$10,000

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0.15%

$1

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0.15%

$50

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$10,000

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| Jan 28, 2024

This is by far the worst banking experience I have ever had. They fail to understand the simple concept that you are the customer and that they are providing a service for you. They consistently slapped qu... Read More

0.15%

$10,000

Learn More

0.15%

$25,000

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0.15%

$10,000

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0.15%

$1

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$10,000

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$2,500

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lloyde mille3r | Mar 29, 2017

my ira Read More

CRH | Feb 13, 2023

I’ve not been getting my bank card as 3 have been on order now for over 6mths so they keep ordering me new ones after 2mths each time…I live in Canada & No one in Canada is getting there bank cards at ... Read More

0.15%

$2,500

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0.15%

$10,000

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$10,000

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$0

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$100

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0.15%

$1

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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| Dec 4, 2020

Very easy to do business with, low mortgage interest rates without all the fees that other Banks charge. No games or hidden costs, just good service. Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.13%

$10,000

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0.13%

$2,500

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0.13%

$2,500

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0.12%

$25,000

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0.12%

$10,000

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0.12%

$2,500

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0.12%

$10,000

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0.12%

$2,500

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0.12%

$50

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0.10%

$10,000

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0.10%

$1

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$25,000

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0.10%

$25,000

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0.10%

$10

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0.10%

$1

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0.10%

$25

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0.10%

$1

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$1

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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Steve | Feb 4, 2021

Yes Read More

0.10%

$25,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$25,000

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| Jan 28, 2024

This is by far the worst banking experience I have ever had. They fail to understand the simple concept that you are the customer and that they are providing a service for you. They consistently slapped qu... Read More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$25,000

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$800

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0.10%

$1

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$10,000

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0.10%

$50

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0.10%

$1

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0.10%

$100

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0.10%

$2,500

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0.10%

$10

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0.10%

$50

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0.10%

$1

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0.10%

$50

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$100

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0.09%

$2,500

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0.09%

$25,000

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0.08%

$1,000

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0.08%

$1,000

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0.08%

$10,000

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0.08%

$2,500

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0.08%

$10,000

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0.08%

$25,000

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0.08%

$25,000

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0.08%

$1

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0.07%

$25,000

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0.07%

$5,000

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0.07%

$10,000

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0.07%

$1,000

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0.07%

$10,000

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0.07%

$10,000

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0.07%

$10,000

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0.07%

$25,000

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0.07%

$2,500

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0.07%

$10,000

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0.07%

$25,000

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0.07%

$2,500

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0.06%

$10,000

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0.06%

$2,500

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0.06%

$2,500

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0.05%

$1

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0.05%

$1,000

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0.05%

$2,500

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0.05%

$1

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0.05%

$1

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0.05%

$2,500

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0.05%

$1

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0.05%

$100

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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BLONDEDOG | Jan 12, 2023

Everything will be fine until you have a problem with a charge. I have been disputing an unauthorized charge for nine months without any resolution. I haven't been presented any evidence in that time that ... Read More

0.05%

$2,500

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0.05%

$2,500

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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$2,500

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0.05%

$2,500

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0.05%

$25,000

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0.05%

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$2,500

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$2,500

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0.05%

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0.05%

$10,000

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0.05%

$2,500

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$2,500

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$2,500

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0.05%

$25,000

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0.05%

$10,000

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0.05%

$2,500

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0.05%

$2,500

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CRH | Feb 13, 2023

I’ve not been getting my bank card as 3 have been on order now for over 6mths so they keep ordering me new ones after 2mths each time…I live in Canada & No one in Canada is getting there bank cards at ... Read More

0.05%

$2,500

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0.05%

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0.05%

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0.05%

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0.05%

$10,000

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0.05%

$2,500

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0.05%

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$1

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0.05%

$10

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0.05%

$10

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0.05%

$1

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0.05%

$100

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0.05%

$10

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0.05%

$1

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0.05%

$2,500

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$2,500

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$2,500

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| Jan 28, 2024

This is by far the worst banking experience I have ever had. They fail to understand the simple concept that you are the customer and that they are providing a service for you. They consistently slapped qu... Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$1

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$2,500

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$1

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$2,500

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$2,500

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$1

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$2,500

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$2,500

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$2,500

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0.05%

$0

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0.04%

$2,500

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0.04%

$10,000

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0.04%

$2,500

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0.04%

$10,000

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Treasure | Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.03%

$10,000

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.03%

$2,500

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0.03%

$2,500

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0.03%

$2,500

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0.03%

$2,500

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0.03%

$2,500

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$2,500

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0.03%

$1

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0.03%

$1

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$2,500

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$2,500

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$2,500

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$2,500

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$2,500

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0.03%

$2,500

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0.02%

$2,500

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0.02%

$2,500

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| Dec 3, 2020

Premier Bank stole my first HSA. The bank claims to have reached out to me before doing this, even though they had my correct and current phone number on file, but after some time of not using the mone... Read More

evelyne k. sak | May 24, 2016

SIR: I WOULD LIKE TO OPEN AN ONLINE ACCOUNT WITH YOUR BANK IN MN!!! COULD YOU HELP ME WITH THAT??? MY EMAIL ADDRESS IS: [email protected]. THANK YOU Read More

0.02%

$2,500

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0.02%

$2,500

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0.02%

$2,500

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0.02%

$2,500

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0.01%

$2,500

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0.01%

$2,500

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0.01%

$2,500

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0.01%

$2,500

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

| Dec 3, 2020

Premier Bank stole my first HSA. The bank claims to have reached out to me before doing this, even though they had my correct and current phone number on file, but after some time of not using the mone... Read More

0.01%

$2,500

Learn More

evelyne k. sak | May 24, 2016

SIR: I WOULD LIKE TO OPEN AN ONLINE ACCOUNT WITH YOUR BANK IN MN!!! COULD YOU HELP ME WITH THAT??? MY EMAIL ADDRESS IS: [email protected]. THANK YOU Read More

0.01%

$2,500

Learn More

0.01%

$2,500

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Rate History: 0.15% → 0.01% → 0.01%

Thy King | Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

0.00%

$200

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All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


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Branches Info around St-paul, Minnesota


Branch Street City State
BANKWEST
Bankwest Branch
5921 Main Street Rockford MN
Commerce Bank of Geneva, Minnesota
Commerce Bank Branch
101 Central Avenue South Geneva MN
Prime Security Bank
Prime Security Bank Branch
201 Main Street North Karlstad MN
Pioneer Bank of Mapleton
Pioneer Bank Branch
109 East Willis Street Elmore MN
VisionBank
Visionbank Branch
4725 Highway 7 Saint Louis Park MN
Luminate Bank
Minneapolis Branch
2523 S Wayzata Blvd Minneapolis MN
Prime Security Bank
Prime Security Bank Branch
201 Main Street North Karlstad MN
U.S. Bank National Association
University Of Minnesota Branch
718 Washington Avenue, S.E. Minneapolis MN
Pioneer Bank of Mapleton
Pioneer Bank Branch
109 East Willis Street Elmore MN
U.S. Bank National Association
University Of Minnesota Branch
718 Washington Avenue, S.E. Minneapolis MN
Ameriprise Bank, FSB
Ameriprise National Trust Bank Branch
901 3rd Avenue South Minneapolis MN
BankVista
Bankvista Mankato Branch
1501 Adams Street Mankato MN
Stearns Bank National Association
Pine City Branch
600 Hillside Avenue SW Pine City MN
Heritage Bank National Association
Raymond Branch
202 Cofield North Raymond MN
Bell Bank
Hawley Branch
1018 Hobart Street Hawley MN
First Independent Bank
First Independent Bank Branch
300 Front Street Russell MN
Bell Bank
Hawley Branch
1018 Hobart Street Hawley MN
Citizens State Bank Norwood Young America
Citizens State Bank Norwood Young Am Branch
409 Faxon Road Norwood Young America MN
BANKWEST
Bankwest Branch
5921 Main Street Rockford MN
BankVista
Bankvista Mankato Branch
1501 Adams Street Mankato MN
Stearns Bank National Association
Pine City Branch
600 Hillside Avenue SW Pine City MN
BANKWEST
Bankwest Branch
5921 Main Street Rockford MN
Associated Bank, National Association
Red Wing Branch
222 Bush Street Red Wing MN
Center National Bank
Center National Bank Branch
301 North Ramsey Avenue Litchfield MN
Citizens State Bank Norwood Young America
Citizens State Bank Norwood Young Am Branch
409 Faxon Road Norwood Young America MN
BankVista
Bankvista Mankato Branch
1501 Adams Street Mankato MN
First Independent Bank
First Independent Bank Branch
300 Front Street Russell MN
Security Bank & Trust Company
Brownton Branch
128 Fourth Avenue Brownton MN
Security Bank & Trust Company
Brownton Branch
128 Fourth Avenue Brownton MN
Citizens State Bank Norwood Young America
Citizens State Bank Norwood Young Am Branch
409 Faxon Road Norwood Young America MN
First Independent Bank
First Independent Bank Branch
300 Front Street Russell MN
BANKWEST
Bankwest Branch
5921 Main Street Rockford MN
Security Bank & Trust Company
Brownton Branch
128 Fourth Avenue Brownton MN
Stearns Bank National Association
Pine City Branch
600 Hillside Avenue SW Pine City MN
Security Bank & Trust Company
Brownton Branch
128 Fourth Avenue Brownton MN
Center National Bank
Center National Bank Branch
301 North Ramsey Avenue Litchfield MN
Profinium, Inc.
Profinium, Inc. Branch
414 North Fifth Avenue East Truman MN
American National Bank of Minnesota
American National Bank Of Minnesota Branch
2000 Woida Road North Baxter MN
ESB Bank
Esb Bank Branch
115 North Highway 44/76 Caledonia MN
BANKWEST
Bankwest Branch
5921 Main Street Rockford MN
Security State Bank of Aitkin
Security State Bank Of Aitkin Branch
402 Minnesota Avenue North Aitkin MN
Farmers and Merchants State Bank of Appleton
Farmers And Merchants State Bank Of Branch
239 North Miles Appleton MN
Prairie Sun Bank
Prairie Sun Bank Branch
240 North Second Street Milan MN
Citizens State Bank Norwood Young America
Citizens State Bank Norwood Young Am Branch
409 Faxon Road Norwood Young America MN
Security Bank Midwest
Heron Lake Br Branch
274 10th Street Heron Lake MN
Hometown Community Bank
Hometown Community Bank Branch
100 East Main Street Cyrus MN
Wadena State Bank
Wadena State Bank Branch
304 1st Street, Southeast Wadena MN
The Wanda State Bank
The Wanda State Bank Branch
121 W Main Wanda MN
Associated Bank, National Association
Red Wing Branch
222 Bush Street Red Wing MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
First Independent Bank
First Independent Bank Branch
300 Front Street Russell MN
Prairie Sun Bank
Prairie Sun Bank Branch
240 North Second Street Milan MN
The First National Bank of Osakis
The First National Bank Of Osakis Branch
211-213 Central Avenue Osakis MN
United Community Bank
Dent Branch
101 1st Ave N Dent MN
American National Bank of Minnesota
American National Bank Of Minnesota Branch
2000 Woida Road North Baxter MN
Sherburne State Bank
Sherburne State Bank Branch
12500 Sherburne Avenue Becker MN
Minnstar Bank National Association
Minnstar Bank National Association Branch
202 North Main Street Lake Crystal MN
Community Bank Mankato
Community Bank Mankato Branch
201 East Main Street Vernon Center MN
Hometown Community Bank
Hometown Community Bank Branch
100 East Main Street Cyrus MN
Vantage Bank
Vantage Bank Branch
202 Main St Kent MN
First Financial Bank in Winnebago
First Financial Bank In Winnebago Branch
One Main Street South Winnebago MN
Harvest Bank
Atwater Branch
222 Atlantic Avenue Atwater MN
Welcome State Bank
Welcome State Bank Branch
111 Guide Street North Welcome MN
Farmers and Merchants State Bank of Appleton
Farmers And Merchants State Bank Of Branch
239 North Miles Appleton MN
Drake Bank
Drake Bank Branch
60 Plato Boulevard, Suite 100 Saint Paul MN
Prairie Sun Bank
Prairie Sun Bank Branch
240 North Second Street Milan MN
The Wanda State Bank
The Wanda State Bank Branch
121 W Main Wanda MN
Falcon National Bank
Falcon National Bank Branch
183 Cedar Drive Foley MN
Midwest Bank
Parkers Prairie Branch
105 East Soo Street Parkers Prairie MN
Ultima Bank Minnesota
Ultima Bank Minnesota Branch
9 W Minnesota Ave Winger MN
St. Clair State Bank (Incorporated)
St. Clair State Bank (Incorporated) Branch
100 Main St. West Saint Clair MN
Think Mutual Bank
Think Mutual Bank Branch
5200 Members Parkway, Nw Rochester MN
Foresight Bank
Foresight Bank Branch
138 West Broadway Plainview MN
The First National Bank of Osakis
The First National Bank Of Osakis Branch
211-213 Central Avenue Osakis MN
The First State Bank of Red Wing
The First State Bank Of Red Wing Branch
3209 South Service Drive Red Wing MN
PrinsBank
Prinsbank Branch
508 Third Street Prinsburg MN
First Western Bank & Trust
Eden Prairie Branch
100 Prairie Center Drive Eden Prairie MN
Wadena State Bank
Wadena State Bank Branch
304 1st Street, Southeast Wadena MN
Peoples State Bank of Plainview
Peoples State Bank Of Plainview Branch
100 4th Avenue S.E. Plainview MN
The First National Bank at St. James
The First National Bank At St. James Branch
202 1st Ave S Saint James MN
American State Bank of Grygla
Erskine Br Branch
201 Vance Avenue Erskine MN
First Security Bank of Byron, Minnesota
First Security Bank Branch
316 Byron Avenue, North Byron MN
State Bank of New Richland
State Bank Of New Richland Branch
103 North Broadway New Richland MN
Janesville State Bank
Janesville State Bank Branch
201 N Main Street Janesville MN
Arlington State Bank
Arlington State Bank Branch
230 West Main Street Arlington MN
Bonanza Valley State Bank
Bonanza Valley State Bank Branch
First Street And Central Avenue Brooten MN
Currie State Bank
Okabena Br Branch
117 S Minnesota Okabena MN
First National Bank
Hastings Branch
1400 Frontage Road North Hastings MN
Think Mutual Bank
Think Mutual Bank Branch
5200 Members Parkway, Nw Rochester MN
VIKING BANK, NATIONAL ASSOCIATION
Viking Bank Branch
4277 Dakota Street Alexandria MN
Hometown Community Bank
Hometown Community Bank Branch
100 East Main Street Cyrus MN
First Financial Bank in Winnebago
First Financial Bank In Winnebago Branch
One Main Street South Winnebago MN
Produce State Bank
Albert Lea Bridge Avenue Branch
2401 Bridge Avenue Albert Lea MN
PrinsBank
Prinsbank Branch
508 Third Street Prinsburg MN
Perennial Bank
Perennial Bank Branch
318 N 1st Street Darwin MN
Lowry State Bank
Lowry State Bank Branch
400 Florence Avenue Lowry MN
Sentry Bank
Sentry Bank Branch
400 4th Avenue Ne Saint Joseph MN
Community Bank Owatonna
Community Bank Owatonna Branch
640 Bridge Street Owatonna MN
Peoples State Bank of Plainview
Peoples State Bank Of Plainview Branch
100 4th Avenue S.E. Plainview MN
Citizens Bank & Trust Co. of Hutchinson, Tennessee
Citizens Bank & Trust Co. Branch
102 Main Street South Hutchinson MN
Center National Bank
Center National Bank Branch
301 North Ramsey Avenue Litchfield MN
National Bank of Commerce
Duluth Branch
1314 East Superior Street Duluth MN
ESB Bank
Esb Bank Branch
115 North Highway 44/76 Caledonia MN
Farmers and Merchants State Bank of Appleton
Farmers And Merchants State Bank Of Branch
239 North Miles Appleton MN
Currie State Bank
Okabena Br Branch
117 S Minnesota Okabena MN
Lake Country Community Bank
Lake Country Community Bank Branch
111 Division Street Morristown MN
Bonanza Valley State Bank
Bonanza Valley State Bank Branch
First Street And Central Avenue Brooten MN
Farmers State Bank of Hoffman
Farmers State Bank Of Hoffman Branch
103 Main Ave W Hoffman MN
The First National Bank of Moose Lake
The First National Bank Of Moose Lak Branch
400 Elm Avenue Moose Lake MN
Eagle Rock Bank
Olmsted National Bank Branch
975 34th Avenue Nw Rochester MN
The First National Bank of Cokato
The First National Bank Of Cokato Branch
365 Broadway Avenue South Cokato MN
State Bank of Lake Park
State Bank Of Lake Park Branch
2049 2nd Street Lake Park MN
Neighborhood National Bank
Neighborhood National Bank Branch
45 North Union Street Mora MN
Grand Timber Bank
Grand Timber Bank Branch
204 North Maddy Street Mcgregor MN
American Federal Bank
Hallock Branch
157 South Second Street Hallock MN
American National Bank of Minnesota
American National Bank Of Minnesota Branch
2000 Woida Road North Baxter MN
Battle Bank, National Association
Stearns Bank Upsala National Associa Branch
105 S. Main Street Upsala MN
Pine Country Bank
Pine Country Bank Branch
1201 1st Avenue Ne Little Falls MN
The Northern State Bank of Gonvick
The Northern State Bank Of Gonvick Branch
283 Main Street Gonvick MN
The Citizens National Bank of Park Rapids
The Citizens National Bank Of Park R Branch
300 West First Street Park Rapids MN
Ultima Bank Minnesota
Ultima Bank Minnesota Branch
9 W Minnesota Ave Winger MN
Farmers and Merchants State Bank of Springfield
Morgan Branch
101 Vernon Avenue Morgan MN
Kensington Bank
Kensington Bank Branch
11 North Central Ave. Kensington MN
VIKING BANK, NATIONAL ASSOCIATION
Viking Bank Branch
4277 Dakota Street Alexandria MN
The First National Bank of Osakis
The First National Bank Of Osakis Branch
211-213 Central Avenue Osakis MN
Glenwood State Bank (Incorporated)
Glenwood State Bank (Incorporated) Branch
5 East Minnesota Street Glenwood MN
Security State Bank of Kenyon
Security State Bank Of Kenyon Branch
602 Second Street Kenyon MN
Security State Bank of Wanamingo
Security State Bank Of Wanamingo Branch
232 Main Street Wanamingo MN
Bridgewater Bank
Navarre Branch
2445 Shadywood Road Navarre MN
Marshall County State Bank
Marshall County State Bank Branch
118 East Minnesota Avenue Newfolden MN
Perennial Bank
Perennial Bank Branch
318 N 1st Street Darwin MN
Northern State Bank of Thief River Falls
Northern State Bank Of Thief River F Branch
201 East Third Street Thief River Falls MN
Lowry State Bank
Lowry State Bank Branch
400 Florence Avenue Lowry MN
Northern State Bank
Aurora Branch
213 North Main Street Aurora MN
Granite Bank
Granite Community Bank Branch
202 2nd Avenue South Cold Spring MN
First Citizens Bank of Mason City, Iowa
Mora Branch
730 Forest Ave. E Mora MN
First Security Bank of Byron, Minnesota
First Security Bank Branch
316 Byron Avenue, North Byron MN
Western National Bank
Western National Bank Branch
210 2nd Street Nw Cass Lake MN
Cornerstone State Bank
Madison Lake Branch
500 Main Street Madison Lake MN
Arlington State Bank
Arlington State Bank Branch
230 West Main Street Arlington MN
State Bank of Easton
State Bank Of Easton Branch
50 Main Street Easton MN
PrinsBank
Prinsbank Branch
508 Third Street Prinsburg MN
Grove Bank
First State Bank Of Grove City Branch
110 Atlantic Avenue West Grove City MN
Drake Bank
Drake Bank Branch
60 Plato Boulevard, Suite 100 Saint Paul MN
The First National Bank at St. James
The First National Bank At St. James Branch
202 1st Ave S Saint James MN
Farmers State Bank of Underwood
Farmers State Bank Of Underwood Branch
110 Main St Underwood MN
First Independent Bank
First Independent Bank Branch
300 Front Street Russell MN
Pioneer Bank of Mapleton
Pioneer Bank Branch
109 East Willis Street Elmore MN
Coulee Bank
Highland Park Branch
742 Grand Avenue Saint Paul MN
Profinium, Inc.
Profinium, Inc. Branch
414 North Fifth Avenue East Truman MN
ProGrowth Bank
ProGrowth Bank - Gaylord Branch
320 Main Street, PO Box 266 Gaylord MN
Bank of Maple Plain
Bank Of Maple Plain Branch
4980 Highway 12 Maple Plain MN
Concorde Bank
Concorde Bank Branch
16 S.W. Main Street Blomkest MN
WNB FINANCIAL, N.A.
Winona National Bank Branch
204 Main Street Winona MN
Center National Bank
Center National Bank Branch
301 North Ramsey Avenue Litchfield MN
The First National Bank of Moose Lake
The First National Bank Of Moose Lak Branch
400 Elm Avenue Moose Lake MN
State Bank of Lake Park
State Bank Of Lake Park Branch
2049 2nd Street Lake Park MN
State Bank of Easton
State Bank Of Easton Branch
50 Main Street Easton MN
Farmers and Merchants State Bank of Pierz
State Bank In Eden Valley Branch
359 State Street North Eden Valley MN
Eagle Bank
Starbuck Branch
100 West 5th Street Starbuck MN
Farmers State Bank of Hoffman
Farmers State Bank Of Hoffman Branch
103 Main Ave W Hoffman MN
Currie State Bank
Okabena Br Branch
117 S Minnesota Okabena MN
Bank of Maple Plain
Bank Of Maple Plain Branch
4980 Highway 12 Maple Plain MN
The First National Bank of Bagley
The First National Bank Of Bagley Branch
31 Central Street East Bagley MN
Neighborhood National Bank
Neighborhood National Bank Branch
45 North Union Street Mora MN
Northview Bank
State Bank Of Park Rapids Branch
200 East 1st Street Park Rapids MN
Woodlands National Bank
Woodlands National Bank Branch
122 Main Street Hinckley MN
Village Bank
Village Bank Branch
3350 Bridge Street Saint Francis MN
United Valley Bank
United Valley Bank Branch
103 West Third Street Argyle MN
Midwest Bank
Parkers Prairie Branch
105 East Soo Street Parkers Prairie MN
American Federal Bank
Hallock Branch
157 South Second Street Hallock MN
The First National Bank of Milaca
The First National Bank Of Milaca Branch
190 Second Avenue S.W. Milaca MN
Pine Country Bank
Pine Country Bank Branch
1201 1st Avenue Ne Little Falls MN
The Northern State Bank of Gonvick
The Northern State Bank Of Gonvick Branch
283 Main Street Gonvick MN
Security Bank USA
Security Bank Usa Branch
1025 Paul Bunyan Drive, N.W. Bemidji MN
Dacotah Bank
Dacotah Bank Morris Branch
4 Atlantic Avenue Morris MN
St. Clair State Bank (Incorporated)
St. Clair State Bank (Incorporated) Branch
100 Main St. West Saint Clair MN
Community Bank Mankato
Community Bank Mankato Branch
201 East Main Street Vernon Center MN
Choice Financial Group
Choice Financial Savings Bank Branch
101 Brown Street West Comfrey MN
Heritage Bank Minnesota
Farmers State Bank Of West Concord Branch
181 Main Street West Concord MN
Vantage Bank
Vantage Bank Branch
202 Main St Kent MN
Produce State Bank
Albert Lea Bridge Avenue Branch
2401 Bridge Avenue Albert Lea MN
New Market Bank
New Market Bank Branch
461 Main Street Elko New Market MN
Marshall County State Bank
Marshall County State Bank Branch
118 East Minnesota Avenue Newfolden MN
Citizens State Bank of Roseau
Citizens State Bank Of Roseau Branch
118 Main Avenue South Roseau MN
Farmers State Bank of Trimont
Farmers State Bank Of Trimont Branch
220 Main Street West Trimont MN
Welcome State Bank
Welcome State Bank Branch
111 Guide Street North Welcome MN
Grove Bank
First State Bank Of Grove City Branch
110 Atlantic Avenue West Grove City MN
State Bank of Chandler
State Bank Of Chandler Branch
342 Main Avenue Chandler MN
First State Bank Southwest
Edgerton Branch
760 Main Street Edgerton MN
Northern State Bank of Thief River Falls
Northern State Bank Of Thief River F Branch
201 East Third Street Thief River Falls MN
North Star Bank
North Star Bank Branch
1820 North Lexington Avenue Roseville MN
Reliance Bank
Reliance Bank Branch
2300 30th Street Northwest Faribault MN
North Shore Bank of Commerce
North Shore Bank Of Commerce Branch
131 West Superior Street Duluth MN
Granite Bank
Granite Community Bank Branch
202 2nd Avenue South Cold Spring MN
Sentry Bank
Sentry Bank Branch
400 4th Avenue Ne Saint Joseph MN
Janesville State Bank
Janesville State Bank Branch
201 N Main Street Janesville MN
Mid-Central National Bank
Mid-Central Federal Savings Bank Branch
520 South Jefferson St Wadena MN
CCFBank National Association
Minnesota Lake Branch
104 Main Street Minnesota Lake MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
Star Bank
Star Bank Branch
100 State Highway 55 East Maple Lake MN
Bell Bank
Hawley Branch
1018 Hobart Street Hawley MN
Alliance Bank of Lake City, Minnesota
Alliance Bank Branch
322 North Minnesota Street New Ulm MN
Cornerstone State Bank
Madison Lake Branch
500 Main Street Madison Lake MN
Citizens Alliance Bank
Citizens Alliance Bank Branch
55 First Street Northwest Clara City MN
Associated Bank, National Association
Red Wing Branch
222 Bush Street Red Wing MN
Randall State Bank
Randall State Bank Branch
307 Pacific Avenue Randall MN
Farmers & Merchants Savings Bank
Lino Lakes Branch
7641 Lake Drive Lino Lakes MN
Minnstar Bank National Association
Minnstar Bank National Association Branch
202 North Main Street Lake Crystal MN
Hometown Community Bank
Hometown Community Bank Branch
100 East Main Street Cyrus MN
Perennial Bank
Perennial Bank Branch
318 N 1st Street Darwin MN
Lowry State Bank
Lowry State Bank Branch
400 Florence Avenue Lowry MN
Citizens Bank & Trust Co. of Hutchinson, Tennessee
Citizens Bank & Trust Co. Branch
102 Main Street South Hutchinson MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
Farmers & Merchants State Bank of New York Mills, Incorporated
Farmers & Merchants State Bank Of New York Mills, Incorporated Branch
Walker Avenue And Front Street New York Mills MN
WNB FINANCIAL, N.A.
Winona National Bank Branch
204 Main Street Winona MN
Americana Community Bank
Americana Community Bank Branch
300 Main Street West Sleepy Eye MN
Concorde Bank
Concorde Bank Branch
16 S.W. Main Street Blomkest MN
Center National Bank
Center National Bank Branch
301 North Ramsey Avenue Litchfield MN
Western National Bank
Western National Bank Branch
210 2nd Street Nw Cass Lake MN
Red River State Bank
Fertile Branch
114 Mill Street North Fertile MN
Bank of Maple Plain
Bank Of Maple Plain Branch
4980 Highway 12 Maple Plain MN
Valley Premier Bank
Valley Premier Bank Branch
416 Sixth Street Hawley MN
Woodland Bank
Woodland Bank Branch
217 Main Avenue East Deer River MN
Global Innovations Bank
First State Bank Of Kiester Branch
101 N Main Street Kiester MN
Neighborhood National Bank
Neighborhood National Bank Branch
45 North Union Street Mora MN
Lake Country Community Bank
Lake Country Community Bank Branch
111 Division Street Morristown MN
American State Bank of Grygla
Erskine Br Branch
201 Vance Avenue Erskine MN
The First National Bank of Cokato
The First National Bank Of Cokato Branch
365 Broadway Avenue South Cokato MN
Tradition Capital Bank
Tradition Capital Bank Branch
7601 France Avenue South, Suite 140 Edina MN
The First National Bank of Bagley
The First National Bank Of Bagley Branch
31 Central Street East Bagley MN
Cornerstone State Bank
Madison Lake Branch
500 Main Street Madison Lake MN
State Bank of Lake Park
State Bank Of Lake Park Branch
2049 2nd Street Lake Park MN
Grand Timber Bank
Grand Timber Bank Branch
204 North Maddy Street Mcgregor MN
Falcon National Bank
Falcon National Bank Branch
183 Cedar Drive Foley MN
United Community Bank
Dent Branch
101 1st Ave N Dent MN
United Valley Bank
United Valley Bank Branch
103 West Third Street Argyle MN
American Federal Bank
Hallock Branch
157 South Second Street Hallock MN
First Security Bank - Sleepy Eye
Benson Branch
215 13th Street, South Benson MN
American National Bank of Minnesota
American National Bank Of Minnesota Branch
2000 Woida Road North Baxter MN
The First National Bank of Milaca
The First National Bank Of Milaca Branch
190 Second Avenue S.W. Milaca MN
First State Bank of Swanville
First State Bank Of Swanville Branch
306 Degraff St Swanville MN
Pine Country Bank
Pine Country Bank Branch
1201 1st Avenue Ne Little Falls MN
The First National Bank of Bemidji
The First National Bank Of Bemidji Branch
1600 Paul Bunyan Dr Bemidji MN
Security Bank USA
Security Bank Usa Branch
1025 Paul Bunyan Drive, N.W. Bemidji MN
Ultima Bank Minnesota
Ultima Bank Minnesota Branch
9 W Minnesota Ave Winger MN
Bank Forward
Walker Branch
106 6th Street South Walker MN
Citizens Alliance Bank
Citizens Alliance Bank Branch
55 First Street Northwest Clara City MN
HomeTown Bank
St. Peter Branch
102 South Third Street St. Peter MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
Heritage Bank Minnesota
Farmers State Bank Of West Concord Branch
181 Main Street West Concord MN
Kensington Bank
Kensington Bank Branch
11 North Central Ave. Kensington MN
VIKING BANK, NATIONAL ASSOCIATION
Viking Bank Branch
4277 Dakota Street Alexandria MN
Glenwood State Bank (Incorporated)
Glenwood State Bank (Incorporated) Branch
5 East Minnesota Street Glenwood MN
First Bank Blue Earth
First Bank Blue Earth Branch
306 South Main Street Blue Earth MN
First State Bank Minnesota
First State Bank Minnesota Branch
102 W. Main Street Le Roy MN
Security Bank Minnesota
Alden Branch
195 North Broadway Alden MN
Security State Bank of Kenyon
Security State Bank Of Kenyon Branch
602 Second Street Kenyon MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
Union Bank and Trust Company
Union Bank And Trust Company Branch
312 Central Avenue Minneapolis MN
Highland Bank
Highland Bank Branch
701 Central Avenue East Saint Michael MN
Bridgewater Bank
Navarre Branch
2445 Shadywood Road Navarre MN
PrinsBank
Prinsbank Branch
508 Third Street Prinsburg MN
Grand Marais State Bank
Grand Marais State Bank Branch
211 East Highway 61 Grand Marais MN
Citizens State Bank of Roseau
Citizens State Bank Of Roseau Branch
118 Main Avenue South Roseau MN
First State Bank of Le Center
First State Bank Of Le Center Branch
88 North Park Avenue Le Center MN
FM Bank
Granite Falls Bank Branch
702 Prentice Street Granite Falls MN
First Security Bank - Canby
First Security Bank - Canby. Branch
102 St. Olaf Avenue North Canby MN
Farmers State Bank of Trimont
Farmers State Bank Of Trimont Branch
220 Main Street West Trimont MN
First Farmers & Merchants State Bank
First Farmers & Merchants State Bank Branch
106 W Main St Brownsdale MN
First Farmers & Merchants State Bank of Grand Meadow
First Farmers & Merchants State Bank Branch
105 North Main Street Grand Meadow MN
State Bank of Chandler
State Bank Of Chandler Branch
342 Main Avenue Chandler MN
First State Bank Southwest
Edgerton Branch
760 Main Street Edgerton MN
North Star Bank
North Star Bank Branch
1820 North Lexington Avenue Roseville MN
Northern State Bank
Aurora Branch
213 North Main Street Aurora MN
American Heritage National Bank
American Heritage National Bank Branch
24 2nd Street South Long Prairie MN
Sentry Bank
Sentry Bank Branch
400 4th Avenue Ne Saint Joseph MN
Community Bank Owatonna
Community Bank Owatonna Branch
640 Bridge Street Owatonna MN
Mid-Central National Bank
Mid-Central Federal Savings Bank Branch
520 South Jefferson St Wadena MN
Peoples State Bank of Plainview
Peoples State Bank Of Plainview Branch
100 4th Avenue S.E. Plainview MN
Odin State Bank
Odin State Bank Branch
101 East Main Street Odin MN
Star Bank
Star Bank Branch
100 State Highway 55 East Maple Lake MN
Prime Security Bank
Prime Security Bank Branch
201 Main Street North Karlstad MN
Alliance Bank of Lake City, Minnesota
Alliance Bank Branch
322 North Minnesota Street New Ulm MN
First Security Bank of Byron, Minnesota
First Security Bank Branch
316 Byron Avenue, North Byron MN
First National Bank North
Baxter Branch
14521 Edgewood Drive Baxter MN
Portage Bank
State Bank Of Ceylon Branch
104 West Main Street Ceylon MN
Bonanza Valley State Bank
Bonanza Valley State Bank Branch
First Street And Central Avenue Brooten MN
Currie State Bank
Okabena Br Branch
117 S Minnesota Okabena MN
The Citizens National Bank of Park Rapids
The Citizens National Bank Of Park R Branch
300 West First Street Park Rapids MN
Farmers and Merchants State Bank of Springfield
Morgan Branch
101 Vernon Avenue Morgan MN
Think Mutual Bank
Think Mutual Bank Branch
5200 Members Parkway, Nw Rochester MN
The First State Bank of Red Wing
The First State Bank Of Red Wing Branch
3209 South Service Drive Red Wing MN
Platinum Bank
Platinum Bank Branch
7667 10th Street North Oakdale MN
State Bank of Taunton
State Bank Of Taunton Branch
101 N. Main St. Taunton MN
Welcome State Bank
Welcome State Bank Branch
111 Guide Street North Welcome MN
Wadena State Bank
Wadena State Bank Branch
304 1st Street, Southeast Wadena MN
Integrity Bank Plus
Integrity Bank Plus Branch
726 Main Street Wabasso MN
Granite Bank
Granite Community Bank Branch
202 2nd Avenue South Cold Spring MN
First Citizens Bank of Mason City, Iowa
Mora Branch
730 Forest Ave. E Mora MN
BANKWEST
Bankwest Branch
5921 Main Street Rockford MN
Heritage Bank National Association
Raymond Branch
202 Cofield North Raymond MN
Concorde Bank
Concorde Bank Branch
16 S.W. Main Street Blomkest MN
ProGrowth Bank
ProGrowth Bank - Gaylord Branch
320 Main Street, PO Box 266 Gaylord MN
WNB FINANCIAL, N.A.
Winona National Bank Branch
204 Main Street Winona MN
Great Southern Bank
Great Southern Bank Branch
7685 Zachary Lane Maple Grove MN
The First National Bank of Bemidji
The First National Bank Of Bemidji Branch
1600 Paul Bunyan Dr Bemidji MN
Heritage Bank Minnesota
Farmers State Bank Of West Concord Branch
181 Main Street West Concord MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
Northern State Bank of Virginia
Northern State Bank Of Virginia Branch
600 Chestnut Street Virginia MN
Americana Community Bank
Americana Community Bank Branch
300 Main Street West Sleepy Eye MN
Center National Bank
Center National Bank Branch
301 North Ramsey Avenue Litchfield MN
The Bank of Elk River
The Bank Of Elk River Branch
630 Main Street Elk River MN
State Bank of New Richland
State Bank Of New Richland Branch
103 North Broadway New Richland MN
First Farmers & Merchants State Bank
First Farmers & Merchants State Bank Branch
106 W Main St Brownsdale MN
The First State Bank of Rosemount
The First State Bank Of Rosemount Branch
3025 145th Street West Rosemount MN
The First National Bank of Le Center
The First National Bank Of Le Center Branch
10 West Minnesota Street Le Center MN
Western National Bank
Western National Bank Branch
201 North Central Avenue Duluth MN
Valley Premier Bank
Valley Premier Bank Branch
416 Sixth Street Hawley MN
Portage Bank
State Bank Of Ceylon Branch
104 West Main Street Ceylon MN
First Farmers & Merchants National Bank
First Farmers & Merchants National B Branch
114 South Park Fairmont MN
Eagle Bank
Starbuck Branch
100 West 5th Street Starbuck MN
The First National Bank of Bagley
The First National Bank Of Bagley Branch
31 Central Street East Bagley MN
Farmers and Merchants State Bank of Pierz
State Bank In Eden Valley Branch
359 State Street North Eden Valley MN
Woodland Bank
Woodland Bank Branch
217 Main Avenue East Deer River MN
Security State Bank of Aitkin
Security State Bank Of Aitkin Branch
402 Minnesota Avenue North Aitkin MN
Northview Bank
State Bank Of Park Rapids Branch
200 East 1st Street Park Rapids MN
The First National Bank of Moose Lake
The First National Bank Of Moose Lak Branch
400 Elm Avenue Moose Lake MN
Pine River State Bank
Pine River State Bank Branch
103 Mill Street Pine River MN
First Bank Elk River
The First National Bank Of Elk River Branch
812 Main Street Elk River MN
Northeast Bank
Northeast Bank Branch
77 Broadway Street, N.E. Minneapolis MN
Village Bank
Village Bank Branch
3350 Bridge Street Saint Francis MN
First Resource Bank
First Resource Bank Branch
7449 Village Drive Lino Lakes MN
Farmers & Merchants Savings Bank
Lino Lakes Branch
7641 Lake Drive Lino Lakes MN
First International Bank & Trust
Staples Branch
111 N.E. Fourth Street Staples MN
The First National Bank of Bemidji
The First National Bank Of Bemidji Branch
1600 Paul Bunyan Dr Bemidji MN
The Northern State Bank of Gonvick
The Northern State Bank Of Gonvick Branch
283 Main Street Gonvick MN
Security Bank USA
Security Bank Usa Branch
1025 Paul Bunyan Drive, N.W. Bemidji MN
The Citizens National Bank of Park Rapids
The Citizens National Bank Of Park R Branch
300 West First Street Park Rapids MN
KodaBank
Stephen Branch
398 Pacific Avenue Stephen MN
Bank Midwest
Jackson Branch
509 Third Street Jackson MN
Citizens Alliance Bank
Citizens Alliance Bank Branch
55 First Street Northwest Clara City MN
HomeTown Bank
St. Peter Branch
102 South Third Street St. Peter MN
Security State Bank of Marine
Security State Bank Of Marine Branch
120 Judd Street Marine On St. Croix MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
Choice Financial Group
Choice Financial Savings Bank Branch
101 Brown Street West Comfrey MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
Castle Rock Bank
Castle Rock Bank Branch
27925 Danville Avenue Castle Rock MN
West Bank
Rochester Branch
2188 Superior Drive Nw Rochester MN
F & M Community Bank, National Association
F & M Community Bank, National Association Branch
100 St. Anthony Street North Preston MN
Security Bank Minnesota
Alden Branch
195 North Broadway Alden MN
Arcadian Bank
Farmers State Bank Of Hartland Branch
601 N. Broadway Hartland MN
Security State Bank of Kenyon
Security State Bank Of Kenyon Branch
602 Second Street Kenyon MN
Security State Bank of Wanamingo
Security State Bank Of Wanamingo Branch
232 Main Street Wanamingo MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
Highland Bank
Highland Bank Branch
701 Central Avenue East Saint Michael MN
New Market Bank
New Market Bank Branch
461 Main Street Elko New Market MN
BNC National Bank
Bnc Minneapolis Branch
650 Douglas Drive Golden Valley MN
Park State Bank
Park State Bank Branch
2630 West Superior Street Duluth MN
The First National Bank of Coleraine
The First National Bank Of Coleraine Branch
423 Roosevelt Street Coleraine MN
Lake Region Bank
Lake Region Bank Branch
51 Main Street New London MN
Marshall County State Bank
Marshall County State Bank Branch
118 East Minnesota Avenue Newfolden MN
FM Bank
Granite Falls Bank Branch
702 Prentice Street Granite Falls MN
First Security Bank - Canby
First Security Bank - Canby. Branch
102 St. Olaf Avenue North Canby MN
Farmers State Bank of Trimont
Farmers State Bank Of Trimont Branch
220 Main Street West Trimont MN
Grove Bank
First State Bank Of Grove City Branch
110 Atlantic Avenue West Grove City MN
United Farmers State Bank
Rose Creek Branch
61255 170th Street Rose Creek MN
First Farmers & Merchants State Bank of Grand Meadow
First Farmers & Merchants State Bank Branch
105 North Main Street Grand Meadow MN
State Bank of Chandler
State Bank Of Chandler Branch
342 Main Avenue Chandler MN
Farmers & Merchants State Bank of New York Mills, Incorporated
Farmers & Merchants State Bank Of New York Mills, Incorporated Branch
Walker Avenue And Front Street New York Mills MN
Northern State Bank of Thief River Falls
Northern State Bank Of Thief River F Branch
201 East Third Street Thief River Falls MN
BankCherokee
Bankcherokee Branch
607 South Smith Avenue Saint Paul MN
Reliance Bank
Reliance Bank Branch
2300 30th Street Northwest Faribault MN
State Bank of Cold Spring
State Bank Of Cold Spring Branch
401 Main Street Cold Spring MN
Mid-Central National Bank
Mid-Central Federal Savings Bank Branch
520 South Jefferson St Wadena MN
First State Bank and Trust of Bayport
First State Bank And Trust Branch
950 North Highway 95 Bayport MN
First National Bank North
Baxter Branch
14521 Edgewood Drive Baxter MN
Global Innovations Bank
First State Bank Of Kiester Branch
101 N Main Street Kiester MN
Janesville State Bank
Janesville State Bank Branch
201 N Main Street Janesville MN
Great Southern Bank
Great Southern Bank Branch
7685 Zachary Lane Maple Grove MN
North American Banking Company
North American Banking Company Branch
2230 Albert Street Roseville MN
Red River State Bank
Fertile Branch
114 Mill Street North Fertile MN
The First National Bank of Cokato
The First National Bank Of Cokato Branch
365 Broadway Avenue South Cokato MN
Farmers State Bank of Hoffman
Farmers State Bank Of Hoffman Branch
103 Main Ave W Hoffman MN
Neighborhood National Bank
Neighborhood National Bank Branch
45 North Union Street Mora MN
Grand Timber Bank
Grand Timber Bank Branch
204 North Maddy Street Mcgregor MN
United Community Bank
Dent Branch
101 1st Ave N Dent MN
Midwest Bank
Parkers Prairie Branch
105 East Soo Street Parkers Prairie MN
American Federal Bank
Hallock Branch
157 South Second Street Hallock MN
First State Bank of Swanville
First State Bank Of Swanville Branch
306 Degraff St Swanville MN
Pine Country Bank
Pine Country Bank Branch
1201 1st Avenue Ne Little Falls MN
Sherburne State Bank
Sherburne State Bank Branch
12500 Sherburne Avenue Becker MN
Ultima Bank Minnesota
Ultima Bank Minnesota Branch
9 W Minnesota Ave Winger MN
Community Bank Mankato
Community Bank Mankato Branch
201 East Main Street Vernon Center MN
CCFBank National Association
Minnesota Lake Branch
104 Main Street Minnesota Lake MN
Security Bank Midwest
Heron Lake Br Branch
274 10th Street Heron Lake MN
Heritage Bank Minnesota
Farmers State Bank Of West Concord Branch
181 Main Street West Concord MN
Glenwood State Bank (Incorporated)
Glenwood State Bank (Incorporated) Branch
5 East Minnesota Street Glenwood MN
First State Bank Minnesota
First State Bank Minnesota Branch
102 W. Main Street Le Roy MN
Farmers State Bank of Hamel
Farmers State Bank Of Hamel Branch
145 Hamel Road Hamel MN
Bridgewater Bank
Navarre Branch
2445 Shadywood Road Navarre MN
Harvest Bank
Atwater Branch
222 Atlantic Avenue Atwater MN
Citizens State Bank of Roseau
Citizens State Bank Of Roseau Branch
118 Main Avenue South Roseau MN
State Bank of Fairmont
State Bank Of Fairmont Branch
918 East Blue Earth Avenue Fairmont MN
Northern State Bank of Virginia
Northern State Bank Of Virginia Branch
600 Chestnut Street Virginia MN
The First National Bank of Gilbert
The First National Bank Of Gilbert Branch
2 North Broadway Gilbert MN
Peoples State Bank of Plainview
Peoples State Bank Of Plainview Branch
100 4th Avenue S.E. Plainview MN
WNB FINANCIAL, N.A.
Winona National Bank Branch
204 Main Street Winona MN
Odin State Bank
Odin State Bank Branch
101 East Main Street Odin MN
Star Bank
Star Bank Branch
100 State Highway 55 East Maple Lake MN
VisionBank
Visionbank Branch
4725 Highway 7 Saint Louis Park MN
First Security Bank of Byron, Minnesota
First Security Bank Branch
316 Byron Avenue, North Byron MN
Concorde Bank
Concorde Bank Branch
16 S.W. Main Street Blomkest MN
United Prairie Bank
United Prairie Bank - Owatonna Branc Branch
110 West Rose Street Owatonna MN
Americana Community Bank
Americana Community Bank Branch
300 Main Street West Sleepy Eye MN
New Market Bank
New Market Bank Branch
461 Main Street Elko New Market MN
First National Bank
Hastings Branch
1400 Frontage Road North Hastings MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
Grand Rapids State Bank
Grand Rapids State Bank Branch
523 Nw 1st Avenue Grand Rapids MN
First Farmers & Merchants National Bank
First Farmers & Merchants National B Branch
303 East Main Street Luverne MN
Minnesota National Bank
Minnesota National Bank Branch
Main And Sinclair Lewis Sauk Centre MN
Woodland Bank
Woodland Bank Branch
217 Main Avenue East Deer River MN
Lake Elmo Bank
Lake Elmo Bank Branch
11465 39th Street North Lake Elmo MN
The First National Bank of Fairfax
The First National Bank Of Fairfax Branch
16 S.E. First Ave Fairfax MN
Great Southern Bank
Great Southern Bank Branch
7685 Zachary Lane Maple Grove MN
The Bank of Elk River
The Bank Of Elk River Branch
630 Main Street Elk River MN
Northwoods Bank of Minnesota
Northwoods Bank Of Minnesota Branch
1200 East First Street Park Rapids MN
First National Bank Minnesota
First National Bank Minnesota Branch
226 West Nassau Street St. Peter MN
United Prairie Bank
United Prairie Bank - Owatonna Branc Branch
110 West Rose Street Owatonna MN
First National Bank
Hastings Branch
1400 Frontage Road North Hastings MN
United Minnesota Bank
United Minnesota Bank Branch
105 Central Avenue New London MN
Lake Region Bank
Lake Region Bank Branch
51 Main Street New London MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
Americana Community Bank
Americana Community Bank Branch
300 Main Street West Sleepy Eye MN
United Minnesota Bank
United Minnesota Bank Branch
105 Central Avenue New London MN
ProGrowth Bank
ProGrowth Bank - Gaylord Branch
320 Main Street, PO Box 266 Gaylord MN
First National Bank
Hastings Branch
1400 Frontage Road North Hastings MN
Lake Elmo Bank
Lake Elmo Bank Branch
11465 39th Street North Lake Elmo MN
Red River State Bank
Fertile Branch
114 Mill Street North Fertile MN
First Farmers & Merchants State Bank
First Farmers & Merchants State Bank Branch
106 W Main St Brownsdale MN
Western National Bank
Western National Bank Branch
201 North Central Avenue Duluth MN
National Bank of Commerce
Duluth Branch
1314 East Superior Street Duluth MN
First Farmers & Merchants National Bank
First Farmers & Merchants National B Branch
114 South Park Fairmont MN
Eagle Rock Bank
Olmsted National Bank Branch
975 34th Avenue Nw Rochester MN
Valley Premier Bank
Valley Premier Bank Branch
416 Sixth Street Hawley MN
Security State Bank of Aitkin
Security State Bank Of Aitkin Branch
402 Minnesota Avenue North Aitkin MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
Northwoods Bank of Minnesota
Northwoods Bank Of Minnesota Branch
1200 East First Street Park Rapids MN
First Bank & Trust
First Bank & Trust Association Banch Branch
101 Second Street, N.W. Pipestone MN
First Bank Elk River
The First National Bank Of Elk River Branch
812 Main Street Elk River MN
First Resource Bank
First Resource Bank Branch
7449 Village Drive Lino Lakes MN
Old National Bank
Farmington Branch
324 Oak Street Farmington MN
First Security Bank - Sleepy Eye
Benson Branch
215 13th Street, South Benson MN
First International Bank & Trust
Staples Branch
111 N.E. Fourth Street Staples MN
KodaBank
Stephen Branch
398 Pacific Avenue Stephen MN
Dacotah Bank
Dacotah Bank Morris Branch
4 Atlantic Avenue Morris MN
United Prairie Bank
United Prairie Bank - Owatonna Branc Branch
110 West Rose Street Owatonna MN
Bank Midwest
Jackson Branch
509 Third Street Jackson MN
MidCountry Bank
Hutchinson Branch
201 Main St S Hutchinson MN
First National Bank
Hastings Branch
1400 Frontage Road North Hastings MN
Gateway Bank
Gateway Bank Branch
745 Market Street Mendota Heights MN
Merchants Bank, National Association
Hampton Branch
23280 Main Street Hampton MN
Choice Financial Group
Choice Financial Savings Bank Branch
101 Brown Street West Comfrey MN
Castle Rock Bank
Castle Rock Bank Branch
27925 Danville Avenue Castle Rock MN
West Bank
Rochester Branch
2188 Superior Drive Nw Rochester MN
Manufacturers Bank & Trust Company
Rochester Branch
2020 2nd Street Sw Rochester MN
Arcadian Bank
Farmers State Bank Of Hartland Branch
601 N. Broadway Hartland MN
Security State Bank of Wanamingo
Security State Bank Of Wanamingo Branch
232 Main Street Wanamingo MN
MINNESOTA LAKES BANK
Minnesota Lakes Bank Branch
710 Babcock Boulevard Delano MN
Platinum Bank
Platinum Bank Branch
7667 10th Street North Oakdale MN
BNC National Bank
Bnc Minneapolis Branch
650 Douglas Drive Golden Valley MN
Park State Bank
Park State Bank Branch
2630 West Superior Street Duluth MN
United Minnesota Bank
United Minnesota Bank Branch
105 Central Avenue New London MN
Grand Marais State Bank
Grand Marais State Bank Branch
211 East Highway 61 Grand Marais MN
First Security Bank - Canby
First Security Bank - Canby. Branch
102 St. Olaf Avenue North Canby MN
Portage Bank
State Bank Of Ceylon Branch
104 West Main Street Ceylon MN
Grove Bank
First State Bank Of Grove City Branch
110 Atlantic Avenue West Grove City MN
First Farmers & Merchants State Bank of Grand Meadow
First Farmers & Merchants State Bank Branch
105 North Main Street Grand Meadow MN
First Farmers & Merchants National Bank
First Farmers & Merchants National B Branch
303 East Main Street Luverne MN
Vergas State Bank
Vergas State Bank Branch
106 East Main Street Vergas MN
Minnesota National Bank
Minnesota National Bank Branch
Main And Sinclair Lewis Sauk Centre MN
BankCherokee
Bankcherokee Branch
607 South Smith Avenue Saint Paul MN
American Heritage National Bank
American Heritage National Bank Branch
24 2nd Street South Long Prairie MN
CCFBank National Association
Minnesota Lake Branch
104 Main Street Minnesota Lake MN
First State Bank and Trust of Bayport
First State Bank And Trust Branch
950 North Highway 95 Bayport MN
New Market Bank
New Market Bank Branch
461 Main Street Elko New Market MN
The First National Bank of Fairfax
The First National Bank Of Fairfax Branch
16 S.E. First Ave Fairfax MN
The First State Bank of Rosemount
The First State Bank Of Rosemount Branch
3025 145th Street West Rosemount MN
First National Bank North
Baxter Branch
14521 Edgewood Drive Baxter MN
Liberty Bank Minnesota
Liberty Bank Minnesota Branch
111 7th Ave S Ste 101 Saint Cloud MN
The First National Bank of Le Center
The First National Bank Of Le Center Branch
10 West Minnesota Street Le Center MN
The First National Bank of Bagley
The First National Bank Of Bagley Branch
31 Central Street East Bagley MN
Pine River State Bank
Pine River State Bank Branch
103 Mill Street Pine River MN
CorTrust Bank National Association
Blaine State Bank Branch
10107 University Avenue, N.E. Blaine MN
Village Bank
Village Bank Branch
3350 Bridge Street Saint Francis MN
United Valley Bank
United Valley Bank Branch
103 West Third Street Argyle MN
American National Bank of Minnesota
American National Bank Of Minnesota Branch
2000 Woida Road North Baxter MN
The First National Bank of Bemidji
The First National Bank Of Bemidji Branch
1600 Paul Bunyan Dr Bemidji MN
Security Bank USA
Security Bank Usa Branch
1025 Paul Bunyan Drive, N.W. Bemidji MN
Deerwood Bank
Deerwood Bank Branch
21236 Archibald Road Deerwood MN
Bank Forward
Walker Branch
106 6th Street South Walker MN
Citizens Alliance Bank
Citizens Alliance Bank Branch
55 First Street Northwest Clara City MN
HomeTown Bank
St. Peter Branch
102 South Third Street St. Peter MN
Security State Bank of Marine
Security State Bank Of Marine Branch
120 Judd Street Marine On St. Croix MN
Farmers and Merchants State Bank of Alpha
Farmers And Merchants State Bank Of Branch
210 North Main Street Alpha MN
Foresight Bank
Foresight Bank Branch
138 West Broadway Plainview MN
Kensington Bank
Kensington Bank Branch
11 North Central Ave. Kensington MN
First Bank Blue Earth
First Bank Blue Earth Branch
306 South Main Street Blue Earth MN
Bank of Maple Plain
Bank Of Maple Plain Branch
4980 Highway 12 Maple Plain MN
Union Bank and Trust Company
Union Bank And Trust Company Branch
312 Central Avenue Minneapolis MN
First State Bank of Le Center
First State Bank Of Le Center Branch
88 North Park Avenue Le Center MN
State Bank of Chandler
State Bank Of Chandler Branch
342 Main Avenue Chandler MN
First State Bank Southwest
Edgerton Branch
760 Main Street Edgerton MN
The State Bank of Faribault
The State Bank Of Faribault Branch
428 Central Avenue Faribault MN
Northern State Bank
Aurora Branch
213 North Main Street Aurora MN
Prime Security Bank
Prime Security Bank Branch
201 Main Street North Karlstad MN
U.S. Bank National Association
University Of Minnesota Branch
718 Washington Avenue, S.E. Minneapolis MN
First National Bank Minnesota
First National Bank Minnesota Branch
226 West Nassau Street St. Peter MN
MidCountry Bank
Hutchinson Branch
201 Main St S Hutchinson MN
First National Bank
Hastings Branch
1400 Frontage Road North Hastings MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
Bank of America, National Association
Bank Of America, National Association Branch
80 S 8th St. Suite 3500 Minneapolis MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
Old National Bank
Farmington Branch
324 Oak Street Farmington MN
Gate City Bank
Moorhead Branch
2929 20th Street South Moorhead MN
CCFBank National Association
Minnesota Lake Branch
104 Main Street Minnesota Lake MN
MidCountry Bank
Hutchinson Branch
201 Main St S Hutchinson MN
BNC National Bank
Bnc Minneapolis Branch
650 Douglas Drive Golden Valley MN
Lake Region Bank
Lake Region Bank Branch
51 Main Street New London MN
First Farmers & Merchants National Bank
First Farmers & Merchants National B Branch
303 East Main Street Luverne MN
Security State Bank of Hibbing
Security State Bank Of Hibbing Branch
701 East Howard Street Hibbing MN
Western National Bank
Western National Bank Branch
210 2nd Street Nw Cass Lake MN
United Prairie Bank
United Prairie Bank - Owatonna Branc Branch
110 West Rose Street Owatonna MN
Community Resource Bank
Community Resource Bank Branch
1605 Heritage Drive Northfield MN
Highland Bank
Highland Bank Branch
701 Central Avenue East Saint Michael MN
Grand Rapids State Bank
Grand Rapids State Bank Branch
523 Nw 1st Avenue Grand Rapids MN
North Star Bank
North Star Bank Branch
1820 North Lexington Avenue Roseville MN
North Shore Bank of Commerce
North Shore Bank Of Commerce Branch
131 West Superior Street Duluth MN
Great Southern Bank
Great Southern Bank Branch
7685 Zachary Lane Maple Grove MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
Premier Bank
Premier Bank Branch
2866 White Bear Avenue Maplewood MN
Premier Bank Minnesota
Premier Bank Minnesota Branch
316 Oak Street Farmington MN
Sunrise Banks, National Association
Como Branch
2300 Como Avenue Saint Paul MN
Gate City Bank
Moorhead Branch
2929 20th Street South Moorhead MN
First National Bank Minnesota
First National Bank Minnesota Branch
226 West Nassau Street St. Peter MN
Manufacturers Bank & Trust Company
Rochester Branch
2020 2nd Street Sw Rochester MN
Frandsen Bank & Trust
Clinton State Bank Branch
Main St. & Ushy 75 Clinton MN
Manufacturers Bank & Trust Company
Rochester Branch
2020 2nd Street Sw Rochester MN
Scale Bank
Fidelity Bank Branch
7600 Parklawn Avenue Edina MN
Platinum Bank
Platinum Bank Branch
7667 10th Street North Oakdale MN
Old National Bank
Farmington Branch
324 Oak Street Farmington MN
Premier Bank
Premier Bank Branch
2866 White Bear Avenue Maplewood MN
MidCountry Bank
Hutchinson Branch
201 Main St S Hutchinson MN
Premier Bank Minnesota
Premier Bank Minnesota Branch
316 Oak Street Farmington MN
First Farmers & Merchants National Bank
First Farmers & Merchants National B Branch
303 East Main Street Luverne MN
Community Bank Owatonna
Community Bank Owatonna Branch
640 Bridge Street Owatonna MN
Wells Fargo Bank, National Association
Sauk Rapids Branch
115 South First Street Sauk Rapids MN
BankVista
Bankvista Mankato Branch
1501 Adams Street Mankato MN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES


Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easily be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways to access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, over the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rate. Unlike with a Certificate of Deposit, your actual APY in a savings account may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

  • Find a bank with a location convenient to you. Location counts.
  • Choose a bank with good rates. Rates are important to get continued growth of your capital.
  • Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
  • Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
  • Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
  • Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
  • Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
  • Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.