Best Local Bank Savings and Money Market Rates in Forest Acres, South Carolina, SC June 15, 2025

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If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

Forest Acres, SC - June 15, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
Td Bank, National Association Marion Branch	3.70% 2.25%	$100,000 $50,000	Learn More
Rate History: 4.00% → 3.70%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Truist Bank Branch Banking And Trust Company	3.66% 0.01%	$0 $1	Learn More
Rate History: 4.00% → 3.65% → 3.66%
Customer \| Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More Reviews (6)
Regions Bank Greenville Sc Main Branch	3.50% 1.50%	$10,000 $0	Learn More Add Review
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	3.25% 2.25% 1.75% 1.25% 0.35%	$500,000 $250,000 $100,000 $1 $0	Learn More
Rate History: 4.00% → 3.75% → 3.50% → 3.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Capital One, National Association	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
United Community Bank The Palmetto Bank Branch	1.25% 1.00% 0.50%	$500,000 $100,000 $0	Learn More
raymond denmark \| Nov 5, 2018 1years Read More Reviews (1)
Wells Fargo Bank, National Association Edgefield Main Branch	1.01% 0.01%	$100,000 $1	Learn More
Rate History: 1.01% → 1.02% → 1.01%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
First Horizon Bank Pine St Branch	1.00% 0.70%	$100,000 $50,000	Learn More
Rate History: 2.02% → 1.76% → 1.26% → 1.16% → 1.00%
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
1st Federal Savings Bank Of Sc, Inc. First Federal Of South Carolina, Fsb Branch	0.50%	$25,000	Learn More Add Review
Servisfirst Bank Charleston Branch	0.40%	$2,500	Learn More Add Review
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	0.40% 0.25%	$10,000 $0	Learn More
Rate History: 1.00% → 0.50% → 0.40%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Bank Of Greeleyville Bank Of Greeleyville Branch	0.35%	$25,000	Learn More Add Review
First Capital Bank Bennettsville Branch	0.35%	$2,500	Learn More Add Review
Spratt Savings Bank Spratt Savings And Loan Association Branch	0.30%	$25,000	Learn More Add Review
Coastalstates Bank Coastalstates Bank Branch	0.30%	$2,500	Learn More Add Review
Carolina Bank & Trust Co. Carolina Bank & Trust Co. Branch	0.26%	$10,000	Learn More Add Review
First Horizon Bank Pine St Branch	0.25%	$2,500	Learn More
Rate History: 0.30% → 0.25%
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
Coastal Carolina National Bank Aiken Branch	0.25%	$2,500	Learn More
hmb627 \| Sep 21, 2021 Best bank in town! Read More Reviews (1)
Anderson Brothers Bank Anderson Brothers Bank Branch	0.25%	$10,000	Learn More
Susan G \| Jun 29, 2021 CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More Reviews (30)
Bank Of Greeleyville Bank Of Greeleyville Branch	0.25%	$10,000	Learn More Add Review
First Capital Bank Bennettsville Branch	0.25%	$25,000	Learn More Add Review
1st Federal Savings Bank Of Sc, Inc. First Federal Of South Carolina, Fsb Branch	0.25%	$2,500	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.20%	$25,000	Learn More Add Review
United Community Bank The Palmetto Bank Branch	0.20%	$2,500	Learn More
raymond denmark \| Nov 5, 2018 1years Read More Reviews (1)
Dedicated Community Bank Dedicated Community Bank Branch	0.20%	$2,500	Learn More Add Review
Optus Bank South Carolina Community Bank Branch	0.20%	$2,500	Learn More Add Review
First National Bank In Frankfort	0.20%	$0	Learn More Add Review
Synovus Bank Sumter Branch	0.20%	$25,000	Learn More
deb \| Jun 11, 2015 Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More Reviews (1)
Enterprise Bank Of South Carolina Enterprise Bank Of South Carolina Branch	0.20%	$25,000	Learn More Add Review
Security Federal Bank Security Federal Bank Branch	0.20%	$25,000	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
The Bank Of Clarendon The Bank Of Clarendon Branch	0.20%	$25,000	Learn More
RAWEXPOSURE5 \| Mar 27, 2022 Lately, I am constantly being locked out of my account. I have double-checked and triple-checked and everything is correct. It is the weekend of March 26, 2022, and I cannot get help with this...what am I ... Read More Reviews (1)
Servisfirst Bank Charleston Branch	0.20%	$2,500	Learn More Add Review
1st Federal Savings Bank Of Sc, Inc. First Federal Of South Carolina, Fsb Branch	0.20%	$2,500	Learn More Add Review
Dedicated Community Bank Dedicated Community Bank Branch	0.18%	$25,000	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.15%	$2,500	Learn More Add Review
The Citizens Bank The Citizens Bank Branch	0.15%	$25,000	Learn More
MadAnn \| Dec 12, 2019 My debit card stopped working 5 weeks ago and I requested 6 times for a new card with the same number to be issued........never got the card, after I was told during my last call (over an hour of nonsense)... Read More Reviews (1)
First Reliance Bank First Reliance Bank Branch	0.15%	$2,500	Learn More
Sandra \| Apr 13, 2019 Shout out to the 2nd Loop branch. These people are the friendliest employees. I have so enjoyed doing business with them. They go way beyond their job descriptions to help you. AND I have never had to wait... Read More Reviews (1)
First National Bank Of South Carolina First National Bank Of South Carolin Branch	0.15%	$25,000	Learn More Add Review
Spratt Savings Bank Spratt Savings And Loan Association Branch	0.15%	$10,000	Learn More Add Review
Dedicated Community Bank Dedicated Community Bank Branch	0.15%	$10,000	Learn More Add Review
Bank Of Greeleyville Bank Of Greeleyville Branch	0.15%	$2,500	Learn More Add Review
Blue Ridge Bank Blue Ridge Bank Branch	0.15%	$25,000	Learn More Add Review
Oconee Federal Savings And Loan Association Oconee Federal Savings And Loan Asso Branch	0.15%	$25,000	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
The Peoples Bank The Peoples Bank Branch	0.15%	$10,000	Learn More Add Review
First Community Bank Newberry Branch	0.15%	$25,000	Learn More Add Review
Bank Of Travelers Rest Bank Of Travelers Rest Branch	0.15%	$25,000	Learn More Add Review
Bank Of York Bank Of York Branch	0.15%	$10,000	Learn More Add Review
First Bank Latta Branch	0.15%	$25,000	Learn More Add Review
First Palmetto Bank First Palmetto Bank Branch	0.15%	$25,000	Learn More
Locked out \| Nov 6, 2020 First Palmetto Bank lacks access to support representatives after hours. If you get locked out of your account just hope it happens during business hours. Read More Reviews (1)
Security Federal Bank Security Federal Bank Branch	0.15%	$10,000	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
Coastal Carolina National Bank Aiken Branch	0.15%	$2,500	Learn More
hmb627 \| Sep 21, 2021 Best bank in town! Read More Reviews (1)
Anderson Brothers Bank Anderson Brothers Bank Branch	0.15%	$2,500	Learn More
Susan G \| Jun 29, 2021 CD rates are not posted on any advertised sites. Contact Anderson Brothers Bank at 800-345-8081 during normal business hours Monday - Friday 8:30 AM - 5:00 PM EST. Read More Reviews (30)
The Bank Of Clarendon The Bank Of Clarendon Branch	0.15%	$10,000	Learn More
RAWEXPOSURE5 \| Mar 27, 2022 Lately, I am constantly being locked out of my account. I have double-checked and triple-checked and everything is correct. It is the weekend of March 26, 2022, and I cannot get help with this...what am I ... Read More Reviews (1)
Farmers And Merchants Bank Of South Carolina Farmers And Merchants Bank Of South Branch	0.15%	$2,500	Learn More Add Review
Bank Of The Lowcountry Bank Of Walterboro Branch	0.15%	$2,500	Learn More
Dee Snutz \| Oct 10, 2020 Great banking experience. Love this bank! Read More Reviews (1)
Coastalstates Bank Coastalstates Bank Branch	0.15%	$2,500	Learn More Add Review
The Citizens Bank The Citizens Bank Branch	0.12%	$10,000	Learn More
MadAnn \| Dec 12, 2019 My debit card stopped working 5 weeks ago and I requested 6 times for a new card with the same number to be issued........never got the card, after I was told during my last call (over an hour of nonsense)... Read More Reviews (1)
First Reliance Bank First Reliance Bank Branch	0.12%	$2,500	Learn More
Sandra \| Apr 13, 2019 Shout out to the 2nd Loop branch. These people are the friendliest employees. I have so enjoyed doing business with them. They go way beyond their job descriptions to help you. AND I have never had to wait... Read More Reviews (1)
Citizens Building And Loan, Ssb Citizens Building And Loan, Ssb Branch	0.12%	$2,500	Learn More Add Review
Bank Of Travelers Rest Bank Of Travelers Rest Branch	0.10%	$25	Learn More Add Review
First-citizens Bank & Trust Company Bishopville Branch	0.10% 0.07%	$100,000 $25,000	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
First National Bank Of South Carolina First National Bank Of South Carolin Branch	0.10%	$10,000	Learn More Add Review
Spratt Savings Bank Spratt Savings And Loan Association Branch	0.10%	$1	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.10%	$2,500	Learn More Add Review
Bank Of Greeleyville Bank Of Greeleyville Branch	0.10%	$2,500	Learn More Add Review
Dedicated Community Bank Dedicated Community Bank Branch	0.10%	$2,500	Learn More Add Review
Optus Bank South Carolina Community Bank Branch	0.10%	$10,000	Learn More Add Review
Carolina Bank & Trust Co. Carolina Bank & Trust Co. Branch	0.10%	$2,500	Learn More Add Review
Blue Ridge Bank Blue Ridge Bank Branch	0.10%	$2,500	Learn More Add Review
Oconee Federal Savings And Loan Association Oconee Federal Savings And Loan Asso Branch	0.10%	$2,500	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
The Peoples Bank The Peoples Bank Branch	0.10%	$2,500	Learn More Add Review
Pinnacle Bank Myrtle Beach Grissom Branch	0.10%	$25,000	Learn More
jchitt@comcast.nrt \| Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More Reviews (3)
Synovus Bank Sumter Branch	0.10%	$25,000	Learn More
deb \| Jun 11, 2015 Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More Reviews (1)
First Community Bank Newberry Branch	0.10%	$10,000	Learn More Add Review
Ameris Bank Beaufort Branch	0.10%	$25,000	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
Bank Of York Bank Of York Branch	0.10%	$2,500	Learn More Add Review
Enterprise Bank Of South Carolina Enterprise Bank Of South Carolina Branch	0.10%	$2,500	Learn More Add Review
First Bank Latta Branch	0.10%	$2,500	Learn More Add Review
First Palmetto Bank First Palmetto Bank Branch	0.10%	$10,000	Learn More
Locked out \| Nov 6, 2020 First Palmetto Bank lacks access to support representatives after hours. If you get locked out of your account just hope it happens during business hours. Read More Reviews (1)
Security Federal Bank Security Federal Bank Branch	0.10%	$2,500	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
The Bank Of Clarendon The Bank Of Clarendon Branch	0.10%	$2,500	Learn More
RAWEXPOSURE5 \| Mar 27, 2022 Lately, I am constantly being locked out of my account. I have double-checked and triple-checked and everything is correct. It is the weekend of March 26, 2022, and I cannot get help with this...what am I ... Read More Reviews (1)
South Atlantic Bank South Atlantic Bank Branch	0.10%	$2,500	Learn More Add Review
First Capital Bank Bennettsville Branch	0.10%	$2,500	Learn More Add Review
Bank Of The Lowcountry Bank Of Walterboro Branch	0.10%	$2,500	Learn More
Dee Snutz \| Oct 10, 2020 Great banking experience. Love this bank! Read More Reviews (1)
Palmetto State Bank Estill Branch	0.10%	$2,500	Learn More Add Review
Fsnb, National Association Fsnb - Parris Island Branch	0.10%	$2,500	Learn More Add Review
Citizens Building And Loan, Ssb Citizens Building And Loan, Ssb Branch	0.08%	$2,500	Learn More Add Review
Arthur State Bank Woodruff Main Street Branch	0.08%	$2,500	Learn More Add Review
First Reliance Bank First Reliance Bank Branch	0.08%	$2,500	Learn More
Sandra \| Apr 13, 2019 Shout out to the 2nd Loop branch. These people are the friendliest employees. I have so enjoyed doing business with them. They go way beyond their job descriptions to help you. AND I have never had to wait... Read More Reviews (1)
Enterprise Bank Of South Carolina Enterprise Bank Of South Carolina Branch	0.08%	$2,500	Learn More Add Review
The Conway National Bank The Conway National Bank Branch	0.08%	$10,000	Learn More Add Review
Optus Bank South Carolina Community Bank Branch	0.08%	$2,500	Learn More Add Review
The Bank Of South Carolina The Bank Of South Carolina Branch	0.07%	$2,500	Learn More Add Review
The Citizens Bank The Citizens Bank Branch	0.05%	$100	Learn More
MadAnn \| Dec 12, 2019 My debit card stopped working 5 weeks ago and I requested 6 times for a new card with the same number to be issued........never got the card, after I was told during my last call (over an hour of nonsense)... Read More Reviews (1)
First National Bank Of South Carolina First National Bank Of South Carolin Branch	0.05%	$1	Learn More Add Review
Carolina Bank & Trust Co. Carolina Bank & Trust Co. Branch	0.05%	$2,500	Learn More Add Review
Southern First Bank Southern First Bank Branch	0.05%	$0	Learn More
Dillon \| Jan 12, 2020 My wife is changing from Southern First because of the trouble she has getting her Zelle transfers. Zelle has been contacted and the Bank. Yet the Bank won't own up for lack of responsibility. Just blames ... Read More Reviews (2)
Oconee Federal Savings And Loan Association Oconee Federal Savings And Loan Asso Branch	0.05%	$2,500	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
Pinnacle Bank Myrtle Beach Grissom Branch	0.05%	$2,500	Learn More
jchitt@comcast.nrt \| Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More Reviews (3)
First Community Bank Newberry Branch	0.05%	$2,500	Learn More Add Review
Arthur State Bank Woodruff Main Street Branch	0.05%	$2,500	Learn More Add Review
Ameris Bank Beaufort Branch	0.05%	$2,500	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
Bank Of York Bank Of York Branch	0.05%	$2,500	Learn More Add Review
First Bank Latta Branch	0.05%	$2,500	Learn More Add Review
First Palmetto Bank First Palmetto Bank Branch	0.05%	$2,500	Learn More
Locked out \| Nov 6, 2020 First Palmetto Bank lacks access to support representatives after hours. If you get locked out of your account just hope it happens during business hours. Read More Reviews (1)
The Conway National Bank The Conway National Bank Branch	0.05%	$2,500	Learn More Add Review
The Bank Of South Carolina The Bank Of South Carolina Branch	0.04%	$2,500	Learn More Add Review
Bank Of America, National Association Tower Branch	0.04%	$2,500	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (11)
Pinnacle Bank Myrtle Beach Grissom Branch	0.03%	$2,500	Learn More
jchitt@comcast.nrt \| Mar 5, 2019 Pinnacle has not had a 3% CD since Oct of 2018. Read More Reviews (3)
Countybank Countybank Branch	0.03%	$2,500	Learn More Add Review
Pnc Bank, National Association Five Point Branch	0.02%	$50,000	Learn More
Rate History: 1.00% → 0.05% → 0.02%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Pee Dee Federal Savings Bank Pee Dee Federal Savings Bank Branch	0.02%	$2,500	Learn More Add Review
First Community Bank Newberry Branch	0.02%	$2,500	Learn More Add Review
First Palmetto Bank First Palmetto Bank Branch	0.02%	$2,500	Learn More
Locked out \| Nov 6, 2020 First Palmetto Bank lacks access to support representatives after hours. If you get locked out of your account just hope it happens during business hours. Read More Reviews (1)
Pnc Bank, National Association Five Point Branch	0.01%	$2,500	Learn More
Rate History: 0.03% → 0.01%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Regions Bank Greenville Sc Main Branch	0.01%	$0	Learn More Add Review
Synovus Bank Sumter Branch	0.01%	$2,500	Learn More
deb \| Jun 11, 2015 Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More Reviews (1)
Countybank Countybank Branch	0.01%	$2,500	Learn More Add Review
First National Bank Of Pennsylvania Gaffney Branch	0.01%	$2,500	Learn More
Mark \| Apr 21, 2020 Your information is very inaccurate. Interest rates are a fraction of 1%. Call the bank yourself. Read More Reviews (1)

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Credit Unions →

Branches Info around Forest Acres, SC - June 15, 2025

Branch	Street	City	State
TD Bank, National Association Marion Branch	307 North Main Street	Marion	SC
Truist Bank Branch Banking And Trust Company	400 Memorial Drive Extension	Greer	SC
Regions Bank Greenville Sc Main Branch	290 S. Pleasantburg Drive	Greenville	SC
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	2401 Augusta Road	West Columbia	SC
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	2401 Augusta Road	West Columbia	SC
TD Bank, National Association Marion Branch	307 North Main Street	Marion	SC
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	2401 Augusta Road	West Columbia	SC
Regions Bank Greenville Sc Main Branch	290 S. Pleasantburg Drive	Greenville	SC
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	2401 Augusta Road	West Columbia	SC
United Community Bank The Palmetto Bank Branch	306 East North Street	Greenville	SC
Wells Fargo Bank, National Association Edgefield Main Branch	111 Courthouse Square	Edgefield	SC
First Horizon Bank Pine St Branch	215 North Pine Street	Spartanburg	SC
United Community Bank The Palmetto Bank Branch	306 East North Street	Greenville	SC
First Horizon Bank Pine St Branch	215 North Pine Street	Spartanburg	SC
United Community Bank The Palmetto Bank Branch	306 East North Street	Greenville	SC
1st Federal Savings Bank of SC, Inc. First Federal Of South Carolina, Fsb Branch	300 Robertson Boulevard	Walterboro	SC
ServisFirst Bank Charleston Branch	701 East Bay Street	Charleston	SC
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	2401 Augusta Road	West Columbia	SC
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	2401 Augusta Road	West Columbia	SC
Bank of Greeleyville Bank Of Greeleyville Branch	73 Main Street	Greeleyville	SC
First Capital Bank Bennettsville Branch	207 Highway 15-401 By-Pass East	Bennettsville	SC
Spratt Savings Bank Spratt Savings And Loan Association Branch	121 Saluda St	Chester	SC
Coastal States Bank Coastalstates Bank Branch	5 Bow Circle	Hilton Head Island	SC
Carolina Bank & Trust Co. Carolina Bank & Trust Co. Branch	114 South Main Street	Lamar	SC
Woodforest National Bank 8003 West Columbia South Carolina Wa Branch	2401 Augusta Road	West Columbia	SC
First Horizon Bank Pine St Branch	215 North Pine Street	Spartanburg	SC
Coastal Carolina National Bank Aiken Branch	128 Laurens Street, Nw	Aiken	SC
Anderson Brothers Bank Anderson Brothers Bank Branch	101 North Main Street	Mullins	SC
Bank of Greeleyville Bank Of Greeleyville Branch	73 Main Street	Greeleyville	SC
First Capital Bank Bennettsville Branch	207 Highway 15-401 By-Pass East	Bennettsville	SC
1st Federal Savings Bank of SC, Inc. First Federal Of South Carolina, Fsb Branch	300 Robertson Boulevard	Walterboro	SC
The Commercial Bank The Commercial Bank Branch	4 Church Street	Honea Path	SC
United Community Bank The Palmetto Bank Branch	306 East North Street	Greenville	SC
Dedicated Community Bank Dedicated Community Bank Branch	202 Cashua Street	Darlington	SC
OPTUS Bank South Carolina Community Bank Branch	1545 Sumter Street	Columbia	SC
Synovus Bank Sumter Branch	One Broad Street	Sumter	SC
Enterprise Bank of South Carolina Enterprise Bank Of South Carolina Branch	13497 Broxton Bridge Road	Ehrhardt	SC
Security Federal Bank Security Federal Bank Branch	238 Richland Avenue, Nw	Aiken	SC
The Bank of Clarendon The Bank Of Clarendon Branch	106 South Brooks Street	Manning	SC
ServisFirst Bank Charleston Branch	701 East Bay Street	Charleston	SC
1st Federal Savings Bank of SC, Inc. First Federal Of South Carolina, Fsb Branch	300 Robertson Boulevard	Walterboro	SC
Dedicated Community Bank Dedicated Community Bank Branch	202 Cashua Street	Darlington	SC
The Commercial Bank The Commercial Bank Branch	4 Church Street	Honea Path	SC
The Citizens Bank The Citizens Bank Branch	124 East Main Street	Olanta	SC
First Reliance Bank First Reliance Bank Branch	2170 West Palmetto Street	Florence	SC
First National Bank of South Carolina First National Bank Of South Carolin Branch	801 Gilway Avenue	Holly Hill	SC
Spratt Savings Bank Spratt Savings And Loan Association Branch	121 Saluda St	Chester	SC
Dedicated Community Bank Dedicated Community Bank Branch	202 Cashua Street	Darlington	SC
Bank of Greeleyville Bank Of Greeleyville Branch	73 Main Street	Greeleyville	SC
Blue Ridge Bank Blue Ridge Bank Branch	100 East Main Street	Walhalla	SC
Oconee Federal Savings and Loan Association Oconee Federal Savings And Loan Asso Branch	115 East North 2nd Street	Seneca	SC
The Peoples Bank The Peoples Bank Branch	801 East Front Street	Iva	SC
First Community Bank Newberry Branch	1735 Wilson Road	Newberry	SC
Bank of Travelers Rest Bank Of Travelers Rest Branch	42 Plaza Drive	Travelers Rest	SC
Bank of York Bank Of York Branch	13 W Liberty St	York	SC
First Bank Latta Branch	100 East Leitner Street	Latta	SC
First Palmetto Bank First Palmetto Bank Branch	407 Dekalb Street	Camden	SC
Security Federal Bank Security Federal Bank Branch	238 Richland Avenue, Nw	Aiken	SC
Coastal Carolina National Bank Aiken Branch	128 Laurens Street, Nw	Aiken	SC
Anderson Brothers Bank Anderson Brothers Bank Branch	101 North Main Street	Mullins	SC
The Bank of Clarendon The Bank Of Clarendon Branch	106 South Brooks Street	Manning	SC
Farmers and Merchants Bank of South Carolina Farmers And Merchants Bank Of South Branch	8624 Old State Street	Holly Hill	SC
Bank of the Lowcountry Bank Of Walterboro Branch	1100 North Jefferies Boulevard	Walterboro	SC
Coastal States Bank Coastalstates Bank Branch	5 Bow Circle	Hilton Head Island	SC
The Citizens Bank The Citizens Bank Branch	124 East Main Street	Olanta	SC
First Reliance Bank First Reliance Bank Branch	2170 West Palmetto Street	Florence	SC
CBL State Savings Bank Citizens Building And Loan, Ssb Branch	229 Trade Street	Greer	SC
Bank of Travelers Rest Bank Of Travelers Rest Branch	42 Plaza Drive	Travelers Rest	SC
First-Citizens Bank & Trust Company Bishopville Branch	144 South Main Street	Bishopville	SC
First National Bank of South Carolina First National Bank Of South Carolin Branch	801 Gilway Avenue	Holly Hill	SC
Spratt Savings Bank Spratt Savings And Loan Association Branch	121 Saluda St	Chester	SC
The Commercial Bank The Commercial Bank Branch	4 Church Street	Honea Path	SC
Bank of Greeleyville Bank Of Greeleyville Branch	73 Main Street	Greeleyville	SC
Dedicated Community Bank Dedicated Community Bank Branch	202 Cashua Street	Darlington	SC
OPTUS Bank South Carolina Community Bank Branch	1545 Sumter Street	Columbia	SC
Carolina Bank & Trust Co. Carolina Bank & Trust Co. Branch	114 South Main Street	Lamar	SC
Blue Ridge Bank Blue Ridge Bank Branch	100 East Main Street	Walhalla	SC
Oconee Federal Savings and Loan Association Oconee Federal Savings And Loan Asso Branch	115 East North 2nd Street	Seneca	SC
The Peoples Bank The Peoples Bank Branch	801 East Front Street	Iva	SC
Pinnacle Bank Myrtle Beach Grissom Branch	3751 Robert M. Grissom Parkway Suite 100	Myrtle Beach	SC
Synovus Bank Sumter Branch	One Broad Street	Sumter	SC
First Community Bank Newberry Branch	1735 Wilson Road	Newberry	SC
Ameris Bank Beaufort Branch	2348 Boundary Street	Beaufort	SC
Bank of York Bank Of York Branch	13 W Liberty St	York	SC
Enterprise Bank of South Carolina Enterprise Bank Of South Carolina Branch	13497 Broxton Bridge Road	Ehrhardt	SC
First Bank Latta Branch	100 East Leitner Street	Latta	SC
First Palmetto Bank First Palmetto Bank Branch	407 Dekalb Street	Camden	SC
Security Federal Bank Security Federal Bank Branch	238 Richland Avenue, Nw	Aiken	SC
The Bank of Clarendon The Bank Of Clarendon Branch	106 South Brooks Street	Manning	SC
South Atlantic Bank South Atlantic Bank Branch	630 29th Ave North	Myrtle Beach	SC
First Capital Bank Bennettsville Branch	207 Highway 15-401 By-Pass East	Bennettsville	SC
Bank of the Lowcountry Bank Of Walterboro Branch	1100 North Jefferies Boulevard	Walterboro	SC
Palmetto State Bank Estill Branch	106 East 3rd Street	Estill	SC
FSNB, National Association Fsnb - Parris Island Branch	Boulevard De France Building 292	Parris Island	SC
CBL State Savings Bank Citizens Building And Loan, Ssb Branch	229 Trade Street	Greer	SC
Arthur State Bank Woodruff Main Street Branch	131 S Main Street	Woodruff	SC
First Reliance Bank First Reliance Bank Branch	2170 West Palmetto Street	Florence	SC
Enterprise Bank of South Carolina Enterprise Bank Of South Carolina Branch	13497 Broxton Bridge Road	Ehrhardt	SC
The Conway National Bank The Conway National Bank Branch	1400 Third Avenue	Conway	SC
OPTUS Bank South Carolina Community Bank Branch	1545 Sumter Street	Columbia	SC
First-Citizens Bank & Trust Company Bishopville Branch	144 South Main Street	Bishopville	SC
The Bank of South Carolina The Bank Of South Carolina Branch	256 Meeting Street	Charleston	SC
The Citizens Bank The Citizens Bank Branch	124 East Main Street	Olanta	SC
First National Bank of South Carolina First National Bank Of South Carolin Branch	801 Gilway Avenue	Holly Hill	SC
Carolina Bank & Trust Co. Carolina Bank & Trust Co. Branch	114 South Main Street	Lamar	SC
Southern First Bank Southern First Bank Branch	100 Verdae Boulevard, Suite 100	Greenville	SC
Oconee Federal Savings and Loan Association Oconee Federal Savings And Loan Asso Branch	115 East North 2nd Street	Seneca	SC
Pinnacle Bank Myrtle Beach Grissom Branch	3751 Robert M. Grissom Parkway Suite 100	Myrtle Beach	SC
First Community Bank Newberry Branch	1735 Wilson Road	Newberry	SC
Arthur State Bank Woodruff Main Street Branch	131 S Main Street	Woodruff	SC
Ameris Bank Beaufort Branch	2348 Boundary Street	Beaufort	SC
Bank of York Bank Of York Branch	13 W Liberty St	York	SC
First Bank Latta Branch	100 East Leitner Street	Latta	SC
First Palmetto Bank First Palmetto Bank Branch	407 Dekalb Street	Camden	SC
The Conway National Bank The Conway National Bank Branch	1400 Third Avenue	Conway	SC
The Bank of South Carolina The Bank Of South Carolina Branch	256 Meeting Street	Charleston	SC
Bank of America, National Association Tower Branch	1301 Gervais Street	Columbia	SC
Pinnacle Bank Myrtle Beach Grissom Branch	3751 Robert M. Grissom Parkway Suite 100	Myrtle Beach	SC
Countybank Countybank Branch	419 Main Street	Greenwood	SC
PNC Bank, National Association Five Point Branch	2000 West Palmetto Street	Florence	SC
Pee Dee Federal Savings Bank Pee Dee Federal Savings Bank Branch	106 East Court Street	Marion	SC
First Community Bank Newberry Branch	1735 Wilson Road	Newberry	SC
First Palmetto Bank First Palmetto Bank Branch	407 Dekalb Street	Camden	SC
Wells Fargo Bank, National Association Edgefield Main Branch	111 Courthouse Square	Edgefield	SC
PNC Bank, National Association Five Point Branch	2000 West Palmetto Street	Florence	SC
Regions Bank Greenville Sc Main Branch	290 S. Pleasantburg Drive	Greenville	SC
Truist Bank Branch Banking And Trust Company	400 Memorial Drive Extension	Greer	SC
Synovus Bank Sumter Branch	One Broad Street	Sumter	SC
Countybank Countybank Branch	419 Main Street	Greenwood	SC
First National Bank of Pennsylvania Gaffney Branch	217 North Granard Street	Gaffney	SC

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.