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Two Year CD Rates – New York - May 22, 2012

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Below are two year Certificates of Deposit (CD) rates from banks in New York. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Bank APY Min Bal Miles More
Riverside Bank 1.51% $1,000 -
Usny Bank 1.50% $1,000 -
Massena Savings And Loan 1.43% $1,000 -
Atlas Bank 1.31% $2,500 -
First Central Savings Bank 1.29% $500 -
The Bridgehampton National Bank 1.26% $2,500 -
New York Community Bank 1.25% $500 -
Hanover Community Bank 1.25% $500 -
First American International Bank 1.25% $100,000 -
Alma Bank 1.25% $2,500 -
New York Commercial Bank 1.25% $500 -
Banco Popular North America 1.20% $10,000 -
Emigrant Bank 1.20% $1,000 -
First American International Bank 1.20% $500 -
The Berkshire Bank 1.20% $1,000 -
Eastbank, National Association 1.20% $2,500 -
The Delaware National Bank Of Delhi 1.16% $100 -
Apple Bank For Savings 1.15% $500 -
Emigrant Savings Bank - Brooklyn/queens 1.10% $1,000 -
Ponce De Leon Federal Bank 1.10% $1,000 -
Emigrant Savings Bank - Long Island 1.10% $1,000 -
Hudson City Savings Bank 1.10% $500 -
Emigrant Savings Bank - Bronx/westchester 1.10% $1,000 -
Emigrant Savings Bank - Manhattan 1.10% $1,000 -
United Orient Bank 1.10% $500 -
Savoy Bank 1.10% $2,000 -
American Community Bank 1.10% $1,000 -
Amerasia Bank 1.06% $2,500 -
Community National Bank 1.05% $500 -
The Westchester Bank 1.05% $1,000 -
Bbcn Bank 1.05% $1,000 -
Geddes Federal Savings And Loan Association 1.05% $500 -
Berkshire Bank Municipal Bank 1.05% $1,000 -
Berkshire Bank 1.05% $1,000 -
Citizens Bank Of Cape Vincent 1.02% $500 -
Cayuga Lake National Bank 1.01% $500 -
Asia Bank, National Association 1.01% $1,000 -
Country Bank 1.00% $1,000 -
Sawyer Savings Bank 1.00% $500 -
Wilshire State Bank 1.00% $1,000 -
Marathon National Bank Of New York 1.00% $1,000 -
Savannah Bank National Association 1.00% $1,000 -
The Putnam County National Bank Of Carmel 1.00% $1,000 -
City National Bank Of New Jersey 1.00% $500 -
Woori America Bank 1.00% $1,000 -
Newbank 1.00% $1,000 -
Bank Of Akron 1.00% $1,000 -
Bank Of Utica 1.00% $500 -
Berkshire Bank 1.00% $1,000 -
Checkspring Bank 0.96% $250 -
The Upstate National Bank 0.95% $1,000 -
Cross County Federal Savings Bank 0.90% $500 -
Investors Bank 0.90% $500 -
People's United Bank 0.90% $2,500 -
Madison National Bank 0.90% $500 -
Walden Savings Bank 0.90% $1,000 -
Ulster Savings Bank 0.90% $500 -
Rondout Savings Bank 0.90% $500 -
Seneca Falls Savings Bank 0.90% $500 -
Ridgewood Savings Bank 0.90% $500 -
Orange County Trust Company 0.90% $2,500 -
Seneca Federal Savings And Loan Association 0.90% $500 -
Bank Of Akron 0.85% $500 -
The Suffolk County National Bank Of Riverhead 0.85% $1,000 -
The Bank Of East Asia (usa), National Association 0.85% $100,000 -
Usny Bank 0.85% $1,000 -
Putnam County Savings Bank 0.85% $500 -
Hometown Bank Of The Hudson Valley 0.85% $1,000 -
Rhinebeck Savings Bank 0.85% $10,000 -
Pathfinder Bank 0.85% $2,500 -
Intervest National Bank 0.81% $2,500 -
Chinatown Federal Savings Bank 0.80% $500 -
Tompkins Trust Company 0.80% $1,000 -
Customers Bank 0.80% $500 -
East West Bank 0.80% $10,000 -
Beacon Federal 0.80% $2,500 -
The Dime Svgs. Bank Of Williamsburgh 0.80% $500 -
Maple City Savings Bank, Fsb 0.76% $1,000 -
Gouverneur Savings And Loan Association 0.75% $2,500 -
The Bank Of East Asia (usa), National Association 0.75% $2,500 -
Empire State Bank 0.75% $1,000 -
The Lyons National Bank 0.75% $500 -
Quontic Bank 0.75% $1,000 -
Carthage Federal Savings And Loan Association 0.75% $500 -
Genesee Regional Bank 0.75% $500 -
The First National Bank Of Groton 0.75% $100,000 -
The Citizens National Bank Of Hammond 0.75% $2,500 -
Northeast Community Bank 0.75% $500 -
The Oneida Savings Bank 0.75% $10,000 -
Community Mutual Savings Bank 0.75% $500 -
Catskill Hudson Bank 0.75% $1,000 -
Solvay Bank 0.75% $500 -
Watertown Savings Bank 0.71% $500 -
Alden State Bank 0.70% $500 -
Victory State Bank 0.70% $100,000 -
Greater Hudson Bank, National Association 0.70% $500 -
United Central Bank 0.70% $1,000 -
The First National Bank Of Dryden 0.70% $1,000 -
Saratoga National Bank And Trust 0.70% $1,000 -
Adirondack Bank 0.70% $1,000 -
Northwest Savings Bank 0.70% $500 -
Chemung Canal Trust Company 0.70% $1,000 -
Lake Shore Savings Bank 0.70% $500 -
The First National Bank Of Jeffersonville 0.70% $100,000 -
Catskill Hudson Bank 0.70% $100,000 -
The Adirondack Trust Company 0.70% $500 -
Fulton Savings Bank 0.70% $500 -
Cathay Bank 0.70% $100,000 -
The First National Bank Of Groton 0.70% $1,000 -
Abacus Federal Savings Bank 0.67% $1,000 -
Astoria Federal Savings And Loan Association 0.65% $500 -
Five Star Bank 0.65% $10,000 -
Gold Coast Bank 0.65% $1,000 -
Evans Bank, National Association 0.65% $500 -
Community Bank, National Association 0.60% $100,000 -
The First National Bank Of Jeffersonville 0.60% $1,000 -
Nbt Bank, National Association 0.60% $100,000 -
The North Country Savings Bank 0.60% $500 -
The Elmira Savings Bank, Fsb 0.60% $10,000 -
Patriot National Bank 0.60% $500 -
Medina Savings And Loan Association 0.60% $1,000 -
Bank Of Millbrook 0.60% $2,500 -
Cathay Bank 0.60% $2,500 -
Sussexbank 0.60% $2,500 -
Cattaraugus County Bank 0.59% $10,000 -
Mercantil Commercebank, National Association 0.55% $1,000 -
People's United Bank 0.55% $1,000 -
The National Bank Of Coxsackie 0.55% $1,000 -
Salisbury Bank And Trust Company 0.55% $1,000 -
First Citizens National Bank 0.55% $500 -
The Mahopac National Bank 0.55% $1,000 -
Peoples Neighborhood Bank 0.55% $1,000 -
The Bank Of Greene County 0.55% $1,000 -
Community Bank, National Association 0.50% $1,000 -
Ballston Spa National Bank 0.50% $500 -
Pathfinder Bank 0.50% $1,000 -
Valley National Bank 0.50% $500 -
The Bank Of Castile 0.50% $1,000 -
Chinatrust Bank (u.s.a.) 0.50% $1,500 -
Champlain National Bank 0.50% $500 -
The First National Bank Of Long Island 0.50% $1,000 -
Northfield Bank 0.50% $2,500 -
Tioga State Bank 0.50% $1,000 -
Victory State Bank 0.50% $500 -
Berkshire Bank Municipal Bank 0.50% $1,000 -
Glens Falls National Bank And Trust Company 0.50% $2,000 -
Berkshire Bank 0.50% $1,000 -
First National Bank Of Scotia 0.50% $500 -
The Canandaigua National Bank And Trust Company 0.50% $1,000 -
Nbt Bank, National Association 0.50% $1,000 -
Israel Discount Bank Of New York 0.45% $100,000 -
Champlain National Bank 0.45% $100,000 -
Sovereign Bank 0.45% $10,000 -
Amalgamated Bank 0.40% $500 -
Alliance Bank, National Association 0.40% $100,000 -
Woodforest National Bank 0.40% $500 -
Steuben Trust Company 0.40% $2,500 -
Hsbc Bank Usa, National Association 0.35% $1,000 -
The National Union Bank Of Kinderhook 0.35% $500 -
Fairport Savings Bank 0.35% $500 -
Wells Fargo Bank, National Association 0.33% $1 -
City National Bank 0.30% $2,500 -
Carver Federal Savings Bank 0.30% $1,000 -
Alliance Bank, National Association 0.30% $10,000 -
Steuben Trust Company 0.30% $1,000 -
Jpmorgan Chase Bank, National Association 0.30% $10,000 -
Webster Bank, National Association 0.30% $2,500 -
Trustco Bank 0.30% $500 -
Provident Bank 0.30% $500 -
Citibank, National Association 0.30% $500 -
Beal Bank, Ssb 0.26% $1,000 -
Keybank National Association 0.25% $100,000 -
Rbs Citizens, National Association 0.25% $1,000 -
Sovereign Bank 0.24% $100,000 -
Sterling National Bank 0.20% $2,500 -
Capital One, National Association 0.20% $500 -
Hudson Valley Bank, National Association 0.20% $1,000 -
Hsbc Bank Usa, National Association 0.20% $1,000 -
Pioneer Savings Bank 0.20% $500 -
First Niagara Bank, National Association 0.15% $500 -
Wells Fargo Bank, National Association 0.15% $10,000 -
Bank Of America, National Association 0.15% $10,000 -
Manufacturers And Traders Trust Company 0.15% $1,000 -
Keybank National Association 0.15% $10,000 -
Flushing Savings Bank, Fsb 0.10% $1,000 -
Trustco Bank 0.10% $500 -

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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