Best 18-Month CD Rates in Hoover, Alabama, AL

You are viewing rates from banks across Hoover

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Hoover, Alabama . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Hoover, AL - August 1, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
EvaBank Evabank Branch	5.13%	$1,000	-	Learn More Add Review
Merrick Bank	4.20%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Finworth, a division of InsBank Geneva Branch	4.20%	$50,000	-	Learn More Add Review
Early Withdrawal Penalty is 8 months interest. Rate History: 4.50% → 3.75% → 3.85% → 4.30% → 4.20%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Synchrony Bank United Bank Branch	3.80%	$0	-	Learn More Add Review
Rate History: 5.25% → 4.50% → 4.25% → 4.10% → 3.80%
mcriss \| Oct 23, 2023 Synchrony Bank recently closed 3 of my accounts with them and this decision was completely unwarranted. I had two Guitar Center cards and one Levin Furniture card. I found out about this through a push not... Read More
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Farmers and Merchants Bank Farmers And Merchants Bank Branch	3.80%	$1,000	-	Learn More Add Review
Rate History: 4.00% → 4.16% → 4.62% → 4.22% → 3.80%
Canadian Imperial Bank USA Abbeville Branch	3.76%	$1,000	-	Learn More Add Review
Rate History: 5.17% → 5.26% → 4.90% → 4.47% → 3.76%
ytr0171 \| Jul 23, 2023 easy to work with but the rate isn't competitive. not even the leading savings rate banks are competitive versus short us treasuries. Read More
Capital One 360 Attalla Branch	3.70%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%
NS123 \| Mar 15, 2023 Thank you for the reviews above. I was wondering why I was only getting 0.3% when interest rates have gone up. Why CapitalOne360 is putting loyal and long time customers at a disadvantage is beyond me. ... Read More
Wells Fargo Bank, National Association Downtown Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
MainStreet Bank Phenix-Girard Bank Branch	3.25%	$500	-	Learn More Add Review
Early Withdrawal Penalty is 9 months interest. Rate History: 3.25% → 3.00% → 3.25%
IncredibleBank Auburnbank Branch	3.03%	$1,000	-	Learn More Add Review
• $1,000 minimum deposit to open an account. • A penalty may be imposed for early withdrawal. • Account fees may reduce your earnings. Rate History: 0.25% → 0.15% → 3.82% → 3.03%
nonsense \| May 21, 2021 avoid this Read More
Bank Independent Moulton Branch	3.02%	$1,000	-	Learn More Add Review
Rate History: 4.02% → 4.51% → 4.01% → 2.51% → 3.02%
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
The Hometown Bank of Alabama The Hometown Bank Of Alabama Branch	1.00%	$10,000	-	Learn More
OldCrone \| Mar 16, 2023 The branch manager is unavailable and doesnt care what goes on as long as he is not bothered. The tellers are rude and referr to customers who ask for help as " special needs customers". Read More Reviews (1)
The Citizens Bank The Citizens Bank Branch	1.00%	$10,000	-	Learn More Add Review
22nd State Bank First Exchange Bank Of Alabama Branch	0.85%	$10,000	-	Learn More Add Review
FirstState Bank Firststate Bank Branch	0.76%	$500	-	Learn More Add Review
Millennial Bank Covenant Bank Branch	0.75%	$10,000	-	Learn More Add Review
Metro Bank Metro Bank Branch	0.75%	$10,000	-	Learn More Add Review
Liberty Bank Collinsville Branch	0.75%	$10,000	-	Learn More Add Review
Alamerica Bank Alamerica Bank Branch	0.71%	$10,000	-	Learn More Add Review
ServisFirst Bank Servisfirst Bank Branch	0.71%	$10,000	-	Learn More Add Review
NobleBank & Trust Noblebank & Trust Branch	0.70%	$10,000	-	Learn More
kdm0030 \| Jan 13, 2023 Disappointed! Wellsfargo is not great but better than Noble. Read More Reviews (1)
First Southern State Bank First Southern State Bank Branch	0.65%	$10,000	-	Learn More Add Review
Citizens Bank & Trust Citizens Bank & Trust Branch	0.65%	$10,000	-	Learn More Add Review
First State Bank of DeKalb County First State Bank Of Dekalb County Branch	0.60%	$10,000	-	Learn More Add Review
First Federal Bank, A FSB First Federal Bank, A Fsb Branch	0.60%	$500	-	Learn More Add Review
First Jackson Bank, Inc. First Jackson Bank, Inc. Branch	0.60%	$1,000	-	Learn More Add Review
Citizens Bank & Trust, Inc. Sand Mountain Branch	0.60%	$500	-	Learn More Add Review
The Southern Bank Company The Southern Bank Company Branch	0.55%	$10,000	-	Learn More Add Review
Central State Bank Central State Bank Branch	0.55%	$10,000	-	Learn More
Bob Kuehner \| Apr 23, 2020 If you're not with Central State Bank and you're in business... why the heck not? I've been with CSB since 2007. In that time they've provided top tier service and a down home feel. My most recent exper... Read More Reviews (1)
The Commercial Bank Of Ozark The Commercial Bank Of Ozark Branch	0.53%	$10,000	-	Learn More Add Review
First Bank of Boaz First Bank Of Boaz Branch	0.50%	$10,000	-	Learn More Add Review
The Samson Banking Company, Inc. The Samson Banking Company, Inc. Branch	0.50%	$10,000	-	Learn More Add Review
Merchants & Marine Bank Gulf Shores Branch	0.50%	$10,000	-	Learn More Add Review
SouthPoint Bank Southpoint Bank Branch	0.50%	$10,000	-	Learn More Add Review
Pinnacle Bank Pinnacle Bank Branch	0.50%	$10,000	-	Learn More Add Review
PeoplesSouth Bank Peoples Community Columbia Branch	0.45%	$10,000	-	Learn More Add Review
Robertson Banking Company Robertson Banking Company Branch	0.45%	$10,000	-	Learn More Add Review
Trustmark National Bank Banktrust Of Brewton/Branch	0.45%	$10,000	-	Learn More
trbf15 \| Nov 4, 2020 Transfer cds to checking. Trustmark Madison ok, Not, 6 figures deposit lost for 6 days they say due to scanner error. Then when we go to branch office mgr. all huffy tht error upset because of their mist... Read More Reviews (1)
CCB Community Bank Ccb Community Bank Branch	0.45%	$500	-	Learn More Add Review
HNB First Bank Hnb First Bank Branch	0.45%	$10,000	-	Learn More Add Review
First Fidelity Bank First Fidelity Bank Branch	0.45%	$10,000	-	Learn More Add Review
Liberty Bank and Trust Company Tuskegee Branch	0.43%	$10,000	-	Learn More Add Review
First Community Bank of Cullman First Community Bank Of Cullman Branch	0.40%	$500	-	Learn More Add Review
First Southern Bank First Southern Bank Branch	0.40%	$10,000	-	Learn More Add Review
Southern States Bank Sylacauga Branch	0.40%	$10,000	-	Learn More Add Review
First Community Bank of Central Alabama First Community Bank Of Central Alab Branch	0.40%	$10,000	-	Learn More Add Review
MidSouth Bank Eufaula Branch	0.40%	$10,000	-	Learn More
Chadpatt \| Jun 14, 2021 I have banked with Midsouth for 4 years. I deposited a check that was for $6,000. I explained at the time of the deposit that I needed the mo ur available for my sons surgery that was in a few days. They t... Read More Reviews (1)
AmeriFirst Bank Amerifirst Bank Branch	0.35%	$10,000	-	Learn More Add Review
CB&S Bank, Inc. Phil Campbell Branch	0.35%	$10,000	-	Learn More
Terry \| Jun 7, 2018 Fabulous bank Read More Reviews (1)
Peoples Bank of Alabama Peoples Bank Of Alabama Branch	0.35%	$10,000	-	Learn More Add Review
Community Spirit Bank Community Spirit Bank Branch	0.35%	$10,000	-	Learn More Add Review
Renasant Bank Columbiana Branch	0.35%	$10,000	-	Learn More
rand \| Mar 25, 2019 CDs shown are not offered in Knoxville area Read More Reviews (1)
Armed Forces Bank, National Association Rucker Branch	0.35%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
FirstBank Huntsville Branch	0.35%	$10,000	-	Learn More Add Review
Metro City Bank Opelika Branch	0.33%	$1,000	-	Learn More
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More Reviews (1)
First Bank of Alabama The First Bank Of Alabama Branch	0.31%	$10,000	-	Learn More Add Review
Citizens Trust Bank Third Avenue Branch	0.30%	$10,000	-	Learn More Add Review
Commonwealth National Bank Commonwealth National Bank Branch	0.30%	$10,000	-	Learn More Add Review
First National Bank of Pulaski Huntsville Branch	0.30%	$10,000	-	Learn More
Tim, In Pulaski TN \| Aug 10, 2022 1st National Bank of Tennessee is not, in my opinion, a mobile friendly bank. Be aware that they do not have a 1-800 number on their cards. So, if it happens to be a weekend and you're out of town trying... Read More Reviews (1)
AuburnBank Auburnbank Branch	0.30%	$500	-	Learn More Add Review
Bryant Bank Bryant Bank Branch	0.30%	$100,000	-	Learn More Add Review
First Cahawba Bank First Cahawba Bank Branch	0.30%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
BankFirst Financial Services Tuscaloosa County Branch	0.25%	$10,000	-	Learn More Add Review
Sweet Water State Bank Sweet Water State Bank Branch	0.25%	$10,000	-	Learn More Add Review
Oakworth Capital Bank Oakworth Capital Bank Branch	0.25%	$10,000	-	Learn More Add Review
The First National Bank of Hartford The First National Bank Of Hartford Branch	0.25%	$10,000	-	Learn More Add Review
Century Bank Mobile County Bank Branch	0.25%	$10,000	-	Learn More Add Review
Centennial Bank Gulf Shores Branch	0.20%	$10,000	-	Learn More
Asj \| Nov 15, 2020 Do they? Read More Reviews (1)
Bryant Bank Bryant Bank Branch	0.20%	$10,000	-	Learn More Add Review
Community Bank of Mississippi Airport Boulevard Branch	0.20%	$10,000	-	Learn More Add Review
Ameris Bank Dothan Branch	0.20%	$10,000	-	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
Phenix-Girard Bank Phenix-Girard Bank Branch	0.17%	$10,000	-	Learn More
username \| Nov 5, 2021 only if you are a customer Read More Reviews (5)
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
Citizens' Bank, Inc. Citizens' Bank, Inc. Branch	0.15%	$1,000	-	Learn More Add Review
Bank of Brewton Bank Of Brewton Branch	0.15%	$10,000	-	Learn More Add Review
Synovus Bank Dora Branch	0.15%	$10,000	-	Learn More
deb \| Jun 11, 2015 Synovus no longer offers this rate as of 5/8/2015---I called and asked Read More Reviews (1)
Troy Bank & Trust Company Troy Bank & Trust Company Branch	0.11%	$10,000	-	Learn More Add Review
Friend Bank Friend Bank Branch	0.10%	$10,000	-	Learn More Add Review
Regions Bank Arab 1199 Brindlee Mountain Pkwy Bra Branch	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
PNC Bank, National Association First Citizens Bank Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
EvaBank Evabank Branch	4113 Eva Road	Eva	AL
Finworth, a division of InsBank Geneva Branch	515 South Commerce Street	Geneva	AL
Synchrony Bank United Bank Branch	200 East Nashville Avenue	Atmore	AL
Farmers and Merchants Bank Farmers And Merchants Bank Branch	112 East Ladiga Street	Piedmont	AL
Canadian Imperial Bank USA Abbeville Branch	100 North Court Square	Abbeville	AL
Capital One 360 Attalla Branch	923 Attalla Boulevard	Attalla	AL
Wells Fargo Bank, National Association Downtown Branch	15 Jefferson Street	Alexander City	AL
MainStreet Bank Phenix-Girard Bank Branch	801 13th Street	Phenix City	AL
IncredibleBank Auburnbank Branch	100 North Gay Street	Auburn	AL
Bank Independent Moulton Branch	15259 Court Street	Moulton	AL
The Hometown Bank of Alabama The Hometown Bank Of Alabama Branch	2002 2nd Avenue, East	Oneonta	AL
The Citizens Bank The Citizens Bank Branch	301 South Edwards Street	Enterprise	AL
22nd State Bank First Exchange Bank Of Alabama Branch	1920 Main Street	Louisville	AL
FirstState Bank Firststate Bank Branch	88730 Highway 9	Lineville	AL
Millennial Bank Covenant Bank Branch	7924 Parkway Drive	Leeds	AL
Metro Bank Metro Bank Branch	800 Martin Street South	Pell City	AL
Liberty Bank Collinsville Branch	5350 Alabama Highway 68	Collinsville	AL
Alamerica Bank Alamerica Bank Branch	2170 Highland Avenue	Birmingham	AL
ServisFirst Bank Servisfirst Bank Branch	2500 Woodcrest Place	Birmingham	AL
NobleBank & Trust Noblebank & Trust Branch	1509 Quintard Avenue	Anniston	AL
First Southern State Bank First Southern State Bank Branch	80 Bank Street	Stevenson	AL
Citizens Bank & Trust Citizens Bank & Trust Branch	711 Gunter Avenue	Guntersville	AL
First State Bank of DeKalb County First State Bank Of Dekalb County Branch	2407 Gault Avenue North	Fort Payne	AL
First Federal Bank, A FSB First Federal Bank, A Fsb Branch	1300 Mcfarland Boulevard, N.E.	Tuscaloosa	AL
First Jackson Bank, Inc. First Jackson Bank, Inc. Branch	43243 Us Highway 72	Stevenson	AL
Citizens Bank & Trust, Inc. Sand Mountain Branch	29316 Alabama Highway 71	Higdon	AL
The Southern Bank Company The Southern Bank Company Branch	221 S Sixth St	Gadsden	AL
Central State Bank Central State Bank Branch	11025 Hwy 25	Calera	AL
The Commercial Bank Of Ozark The Commercial Bank Of Ozark Branch	208 South Merrick Avenue	Ozark	AL
First Bank of Boaz First Bank Of Boaz Branch	124 South Main Street	Boaz	AL
The Samson Banking Company, Inc. The Samson Banking Company, Inc. Branch	2 West Main Street	Samson	AL
Merchants & Marine Bank Gulf Shores Branch	1820 South Gulf Shores Parkway	Gulf Shores	AL
SouthPoint Bank Southpoint Bank Branch	3501 Grandview Parkway	Birmingham	AL
Pinnacle Bank Pinnacle Bank Branch	1811 Second Avenue	Jasper	AL
PeoplesSouth Bank Peoples Community Columbia Branch	109 East Church Street	Columbia	AL
Robertson Banking Company Robertson Banking Company Branch	216 North Walnut Avenue	Demopolis	AL
Trustmark National Bank Banktrust Of Brewton/Branch	227 Belleville Avenue	Brewton	AL
CCB Community Bank Ccb Community Bank Branch	225 East Three Notch Street	Andalusia	AL
HNB First Bank Hnb First Bank Branch	40 Main Street	Headland	AL
First Fidelity Bank First Fidelity Bank Branch	1400 Gault Avenue North	Fort Payne	AL
Liberty Bank and Trust Company Tuskegee Branch	301 North Elm Street	Tuskegee	AL
First Community Bank of Cullman First Community Bank Of Cullman Branch	420 2nd Avenue, Sw	Cullman	AL
First Southern Bank First Southern Bank Branch	301 South Court Street	Florence	AL
Southern States Bank Sylacauga Branch	101 West Fort Williams Street	Sylacauga	AL
First Community Bank of Central Alabama First Community Bank Of Central Alab Branch	715 Wilson Street	Wetumpka	AL
MidSouth Bank Eufaula Branch	230 South Eufaula Avenue	Eufaula	AL
AmeriFirst Bank Amerifirst Bank Branch	104 Hardaway Avenue	Union Springs	AL
CB&S Bank, Inc. Phil Campbell Branch	3571 Broad Street	Phil Campbell	AL
Peoples Bank of Alabama Peoples Bank Of Alabama Branch	1912 Cherokee Avenue, Sw	Cullman	AL
Community Spirit Bank Community Spirit Bank Branch	200 4th Avenue Sw	Red Bay	AL
Renasant Bank Columbiana Branch	106 E College St	Columbiana	AL
Armed Forces Bank, National Association Rucker Branch	Building 9207	Fort Rucker	AL
FirstBank Huntsville Branch	720 Gallatin Street Sw, Suite 150	Huntsville	AL
Metro City Bank Opelika Branch	1805 Gateway Drive	Opelika	AL
First Bank of Alabama The First Bank Of Alabama Branch	120 East North Street	Talladega	AL
Citizens Trust Bank Third Avenue Branch	1700 Third Avenue North	Birmingham	AL
Commonwealth National Bank Commonwealth National Bank Branch	2214 St. Stephens Road	Mobile	AL
First National Bank of Pulaski Huntsville Branch	2101 Clinton Ave., Suite 101	Huntsville	AL
AuburnBank Auburnbank Branch	100 North Gay Street	Auburn	AL
Bryant Bank Bryant Bank Branch	1550 Mcfarland Boulevard North	Tuscaloosa	AL
First Cahawba Bank First Cahawba Bank Branch	2610 Citizens Parkway	Selma	AL
BankFirst Financial Services Tuscaloosa County Branch	2205-C 7th Street	Tuscaloosa	AL
Sweet Water State Bank Sweet Water State Bank Branch	31385 Alabama Highway 10	Sweet Water	AL
Oakworth Capital Bank Oakworth Capital Bank Branch	850 Shades Creek Parkway	Birmingham	AL
The First National Bank of Hartford The First National Bank Of Hartford Branch	101 Third Avenue South	Hartford	AL
Century Bank Mobile County Bank Branch	Union Church Road And Highway 90	Grand Bay	AL
Centennial Bank Gulf Shores Branch	2201 West First Street	Gulf Shores	AL
Bryant Bank Bryant Bank Branch	1550 Mcfarland Boulevard North	Tuscaloosa	AL
Community Bank of Mississippi Airport Boulevard Branch	6587 Airport Boulevard	Mobile	AL
Ameris Bank Dothan Branch	3299 Ross Clark Circle	Dothan	AL
Phenix-Girard Bank Phenix-Girard Bank Branch	801 13th Street	Phenix City	AL
Citizens' Bank, Inc. Citizens' Bank, Inc. Branch	21980 Palmer Street	Robertsdale	AL
Bank of Brewton Bank Of Brewton Branch	102 Belleville Avenue	Brewton	AL
Synovus Bank Dora Branch	2123 Highway 78	Dora	AL
Troy Bank & Trust Company Troy Bank & Trust Company Branch	1000 Highway 231 South	Troy	AL
Friend Bank Friend Bank Branch	220 E. Lawrence Harris Hwy	Slocomb	AL
Regions Bank Arab 1199 Brindlee Mountain Pkwy Bra Branch	1199 N. Brindlee Mountain Parkway	Arab	AL
PNC Bank, National Association First Citizens Bank Branch	409 East Battle Street	Talladega	AL
Regions Bank Arab 1199 Brindlee Mountain Pkwy Bra Branch	1199 N. Brindlee Mountain Parkway	Arab	AL

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Hoover, Alabama CD Rates – 18-Month

Branches Info around zip 10007

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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