Image Courtesy: www.pixabay.com
Image Courtesy: www.pixabay.com
You are viewing rates from banks across Berkeley
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Berkeley, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Berkeley, CA - July 17, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.75% |
$1,000 |
12.61 |
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Rate History: 4.35% → 4.25% → 4.20% → 3.75% |
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3.75% |
$1,000 |
12.48 |
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Warning: Early withdrawal penalty is 3.00%. |
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denied_soft_credit_pull | Jan 10, 2024 Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More |
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3.75% |
$0 |
22.66 |
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Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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3.60% 0.30% |
$250,000 $1,000 |
4.01 |
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Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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3.50% |
$5,000 |
22.69 |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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2.53% |
$1,000 |
14.17 |
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Rate History: 3.05% → 2.53% |
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2.00% |
$10,000 |
22.74 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.75% 1.25% |
$100,000 $2,500 |
7.60 |
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0.70% |
$10,000 |
17.87 |
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0.65% |
$100,000 |
7.53 |
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0.65% |
$100,000 |
8.88 |
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0.65% |
$100,000 |
12.05 |
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0.55% |
$10,000 |
12.05 |
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0.50% |
$2,500 |
12.05 |
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0.50% |
$10,000 |
8.88 |
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0.50% |
$10,000 |
14.43 |
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kristinalouise | Dec 6, 2018 I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More |
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0.45% |
$10,000 |
3.98 |
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0.35% |
$10,000 |
7.53 |
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0.35% |
$10,000 |
7.33 |
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tomlynn | Apr 15, 2019 Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More |
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0.30% |
$100,000 |
11.79 |
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0.30% |
$50,000 |
10.60 |
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0.20% |
$10,000 |
11.79 |
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0.19% |
$100,000 |
22.38 |
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scott | Mar 9, 2021 the worst bank I've ever dealt with in my 72 years Read More |
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0.15% 0.10% |
$1 $0 |
22.61 |
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Austin | Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More |
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0.15% |
$1,000 |
14.76 |
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0.15% |
$10,000 |
22.38 |
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scott | Mar 9, 2021 the worst bank I've ever dealt with in my 72 years Read More |
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0.10% |
$10,000 |
7.36 |
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0.10% |
$10,000 |
12.15 |
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.05% |
$500 |
22.77 |
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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0.03% |
$100,000 |
17.85 |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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