California

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Lakewood, California CD Rates – 18-Month

You are viewing rates from banks across Lakewood





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Lakewood, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Lakewood, CA - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.01% → 4.80% → 4.70% → 4.44% → 4.49%

| Mar 5, 2021

The best rate on any CD or savings account is .40% Read More

Rate History: 3.44% → 3.29% → 4.00% → 3.29% → 4.10%

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 2.65% → 3.00%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

Rate History: 4.65% → 4.25% → 3.50% → 3.00% → 2.75%

Rate History: 3.05% → 2.53%

1.01%

$10,000

18.56

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| Mar 2, 2019

does require us citizenship? Read More

0.84%

$100,000

19.92

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0.79%

$10,000

19.92

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0.78%

$10,000

21.22

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0.75%

$10,000

7.24

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0.65%

$100,000

17.97

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| Jan 29, 2019

The Bank does not have this product. Read More

0.65%

$100,000

23.10

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0.65%

$100,000

22.74

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0.65%

$100,000

20.03

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0.65%

$100,000

3.49

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0.55%

$10,000

20.25

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0.55%

$10,000

3.49

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| Mar 2, 2019

does require us citizenship? Read More

0.50%

$10,000

17.97

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0.50%

$2,500

3.49

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| Jul 22, 2015

Fix your automated system so I can find information after you close Read More

0.50%

$10,000

20.03

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| Dec 6, 2018

I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More

0.45%

$10,000

20.08

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0.45%

$10,000

19.06

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0.40%

$100,000

11.04

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0.35%

$10,000

11.04

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| Apr 15, 2019

Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More

0.35%

$100,000

20.10

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0.30%

$10,000

5.23

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0.30%

$10,000

23.10

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0.30%

$10,000

20.10

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| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Jun 17, 2022

Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More

0.20%

$10,000

22.74

Learn More

| Aug 25, 2021

I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lakewood, CA - July 16, 2025


Branch Street City State
Community Commerce Bank
Monterey Park Branch
2323 S. Atlantic Boulevard Monterey Park CA
State Bank of India (California)
State Bank Of India (California) Branch
707 Wilshire Boulevard, Suite 2900 Los Angeles CA
Monet Bank
Brentwood Branch
11755 Wilshire Boulevard, Suite 10 Los Angeles CA
Citibank, National Association
Pacific Palisades Branch
15215 Sunset Blvd Pacific Palisades CA
Bank of Hope
Torrance Market Branch
4040 Pacific Coast Hwy Torrance CA
Wells Fargo Bank, National Association
Pacific Palisades Branch
15240 W Sunset Blvd Pacific Palisades CA
Habib American Bank
Los Angeles Branch
110 East Ninth Street, Al-10 Los Angeles CA
HomeStreet Bank
Homestreet Bank Branch
9595 Wilshire Blvd. Suite 900 Beverly Hills CA
Zions Bank
Santa Monica Branch
100 Wilshire Boulevard Santa Monica CA
PCB Bank
Torrance Branch
2505 Torrance Boulevard Torrance CA
California International Bank, N.A.
California International Bank, N.A. Branch
8632 East Valley Boulevard, Suite A Rosemead CA
First Credit Bank
First Credit Bank Branch
9255 Sunset Boulevard Los Angeles CA
First Western Trust Bank
First Western Trust Bank Century Cit Branch
1900 Avenue Of The Stars, Suite 900 Los Angeles CA
First Western Trust Bank
First Western Trust Bank Century Cit Branch
1900 Avenue Of The Stars, Suite 900 Los Angeles CA
United Pacific Bank
San Gabriel Valley Regional Office Branch
101 West Garvey Avenue Montery Park CA
Open Bank
Gardena Branch
15435 S. Western Avenue, #d Gardena CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
Commonwealth Business Bank
South Bay Branch
3770 W. Sepulveda Blvd. Torrance CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
Hanmi Bank
Hanmi Bank Branch
9300 Wilshire Blvd., Suite 101 Beverly Hills CA
Industrial and Commercial Bank of China USA, National Association
Torrance Branch
23133 Hawthorne Boulevard. Suite 100 Torrance CA
SMBC MANUBANK
Beverly Hills Branch
9777 Wilshire Boulevard Beverly Hills CA
Industrial and Commercial Bank of China USA, National Association
Torrance Branch
23133 Hawthorne Boulevard. Suite 100 Torrance CA
First Credit Bank
First Credit Bank Branch
9255 Sunset Boulevard Los Angeles CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
Industrial and Commercial Bank of China USA, National Association
Torrance Branch
23133 Hawthorne Boulevard. Suite 100 Torrance CA
Pacific Premier Bank, National Association
Manhattan Beach Office Branch
1419 Highland Avenue Manhattan Beach CA
Hanmi Bank
Hanmi Bank Branch
9300 Wilshire Blvd., Suite 101 Beverly Hills CA
Mechanics Bank
Beverly Hills Branch
100 N Crescent Dr #125 Beverly Hills CA
Western Alliance Bank
Beverly Hills Branch
9355 Wilshire Boulevard Beverly Hills CA
Royal Business Bank
West La Branch
2105 Sawtelle Blvd. Los Angeles CA
Citizens Business Bank
El Segundo Branch
275 Main Street El Segundo CA
Citizens Business Bank
El Segundo Branch
275 Main Street El Segundo CA
GBC International Bank
Gbc International Bank Branch
5670 Wilshire Boulevard, Suite 1780 Los Angeles CA
Commercial Bank of California
Fairfax Branch
145 South Fairfax Avenue Los Angeles CA
Farmers and Merchants Bank of Long Beach
Redondo Beach Branch
1304 S. Pacific Coast Hwy Redondo Beach CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
Commercial Bank of California
Fairfax Branch
145 South Fairfax Avenue Los Angeles CA
Bank of Hope
Torrance Market Branch
4040 Pacific Coast Hwy Torrance CA
Cathay Bank
Torrance Branch
23211 Hawthorne Boulevard, Suite 108 Torrance CA
Shinhan Bank America
Torrance Branch
22501 Crenshaw Boulevard Torrance CA
MidFirst Bank
Century City Branch
1875 Century Park East, Suite 1400 Los Angeles CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
Umpqua Bank
Torrance Store Branch
2355 Crenshaw Boulevard, Ste 146 Torrance CA
First Bank
First Bank Branch
11835 West Olympic Boulevard Los Angeles CA
Umpqua Bank
Torrance Store Branch
2355 Crenshaw Boulevard, Ste 146 Torrance CA
East West Bank
Beverly Hills Cbc Branch
9378 Wilshire Blvd., Ste 100 Beverly Hills CA
U.S. Bank National Association
Pacific Palisades Branch
15305 West Sunset Blvd Pacific Palisades CA
Bank of America, National Association
Pacific Palisades Branch
15314 Sunset Boulevard Pacific Palisades CA
First-Citizens Bank & Trust Company
First Regional Bank Branch
1801 Century Park East Los Angeles CA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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