California

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West Covina, California CD Rates – 18-Month

You are viewing rates from banks across West Covina





Below are eighteen-month Certificates of Deposit (CD) rates from banks in West Covina, California . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

West Covina, CA - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 5.01% → 4.80% → 4.70% → 4.44% → 4.49%

| Mar 5, 2021

The best rate on any CD or savings account is .40% Read More

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.44% → 3.29% → 4.00% → 3.29% → 4.10%

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 2.65% → 3.00%

| Feb 13, 2018

Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More

Rate History: 4.65% → 4.25% → 3.50% → 3.00% → 2.75%

Rate History: 3.05% → 2.53%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.01%

$10,000

22.94

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0.90%

$10,000

11.85

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0.78%

$10,000

9.80

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0.75%

$10,000

17.12

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0.65%

$100,000

20.36

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0.65%

$100,000

10.56

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| Jan 29, 2019

The Bank does not have this product. Read More

0.65%

$100,000

8.09

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0.65%

$100,000

8.78

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0.65%

$100,000

18.75

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0.65%

$100,000

9.57

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0.55%

$10,000

23.74

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0.55%

$10,000

9.57

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0.55%

$10,000

10.56

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0.50%

$10,000

20.36

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0.50%

$2,500

9.57

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| Jul 22, 2015

Fix your automated system so I can find information after you close Read More

0.50%

$10,000

18.75

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0.45%

$10,000

16.77

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0.45%

$10,000

17.10

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0.40%

$100,000

23.74

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0.40%

$10,000

23.82

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0.35%

$10,000

23.74

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| Apr 15, 2019

Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More

0.35%

$100,000

10.12

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0.30%

$10,000

24.56

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0.30%

$10,000

8.09

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0.30%

$10,000

10.12

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| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.20%

$10,000

8.78

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

| Aug 25, 2021

I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around West Covina, CA - August 2, 2025


Branch Street City State
Community Commerce Bank
Monterey Park Branch
2323 S. Atlantic Boulevard Monterey Park CA
State Bank of India (California)
State Bank Of India (California) Branch
707 Wilshire Boulevard, Suite 2900 Los Angeles CA
Citibank, National Association
Los Angeles-Hollywood Branch
5000 W Sunset Blvd Los Angeles CA
Bank of Hope
Bank Of Hope Branch
1400 West Redondo Beach Boulevard Gardena CA
Habib American Bank
Los Angeles Branch
110 East Ninth Street, Al-10 Los Angeles CA
HomeStreet Bank
Los Angeles Branch
1118 N Vermont Ave. Los Angeles CA
Zions Bank
Wilshire Center Branch
3250 Wilshire Boulevard Los Angeles CA
JPMorgan Chase Bank, National Association
Olympic And Normandie Branch
2970 W Olympic Blvd Los Angeles CA
American Plus Bank, N.A.
Pasadena Branch
171 S. Hudson Ave. Pasadena CA
PCB Bank
Olympic Branch
2730 W. Olympic Boulevard Los Angeles CA
California International Bank, N.A.
California International Bank, N.A. Branch
8632 East Valley Boulevard, Suite A Rosemead CA
Balboa Thrift and Loan Association
Claremont Branch
306 Yale Avenue Claremont CA
United Pacific Bank
San Gabriel Valley Regional Office Branch
101 West Garvey Avenue Montery Park CA
Open Bank
Open Bank Branch
1000 Wilshire Boulevard, Suite 100 Los Angeles CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
Commonwealth Business Bank
Downtown Center Branch
1001 Towne Ave Ste 201 Los Angeles CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
Hanmi Bank
Vermont Branch
933 South Vermont Avenue Los Angeles CA
Industrial and Commercial Bank of China USA, National Association
Alhambra Branch
388 East Valley Boulevard, Suite 118 Alhambra CA
SMBC MANUBANK
Torrance Branch
970 West 190th St., Suite #500 Torrance CA
Industrial and Commercial Bank of China USA, National Association
Alhambra Branch
388 East Valley Boulevard, Suite 118 Alhambra CA
Golden State Bank
Brea Branch
403 W. Imperial Highway, Suite D Brea CA
US Metro Bank
Us Metro Bank Branch
9866 Garden Grove Boulevard Garden Grove CA
Industrial and Commercial Bank of China USA, National Association
Alhambra Branch
388 East Valley Boulevard, Suite 118 Alhambra CA
Pacific Premier Bank, National Association
Pasadena Branch
199 South Los Robles Ave #130 Pasadena CA
Hanmi Bank
Vermont Branch
933 South Vermont Avenue Los Angeles CA
Western Alliance Bank
Downtown Los Angeles Branch
601 West 5th Street Los Angeles CA
Royal Business Bank
Silverlake-Sunset Branch
1912 W Sunset Boulevard Los Angeles CA
Citizens Business Bank
South Bay Commercial Banking Center Branch
970 W. 190th Street, Suite 120 Torrance CA
Tustin Community Bank
Tustin Community Bank Branch
13891 Newport Avenue, Suites 100 & 130 Tustin CA
Citizens Business Bank
South Bay Commercial Banking Center Branch
970 W. 190th Street, Suite 120 Torrance CA
GBC International Bank
Monterey Park Branch
168 West Garvey Avenue Monterey Park CA
Commercial Bank of California
Brea Branch
One Pointe Drive, Suite 100 Brea CA
Farmers and Merchants Bank of Long Beach
Farmers And Merchants Bank Of Long B Branch
302 Pine Avenue Long Beach CA
First General Bank
San Gabriel Branch
801 E. Valley Blvd Unit 103 San Gabriel CA
Commercial Bank of California
Brea Branch
One Pointe Drive, Suite 100 Brea CA
Bank of Hope
Bank Of Hope Branch
1400 West Redondo Beach Boulevard Gardena CA
Cathay Bank
Cathay Bank Branch
777 North Broadway Street Los Angeles CA
Shinhan Bank America
California Regional Office/Olympic B Branch
3000 West Olympic Boulevard Los Angeles CA
Mega Bank
Mega Bank Branch
245 West Valley Boulevard San Gabriel CA
Umpqua Bank
Glendale Ca Branch
700 N. Central Ave., Suite150 Glendale CA
First Bank
La-Chinatown Branch
725 North Broadway Los Angeles CA
Umpqua Bank
Glendale Ca Branch
700 N. Central Ave., Suite150 Glendale CA
East West Bank
Carson St Branch
22008 Avalon Blvd Carson CA
U.S. Bank National Association
Redondo Beach Vons Branch
1260 West Redondo Beach Boulevard Gardena CA
Bank of America, National Association
Wilshire Center Branch
3442 Wilshire Boulevard Los Angeles CA
First-Citizens Bank & Trust Company
Glendale Office Branch
655 North Central Avenue, Suite 1500 Glendale CA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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