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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Chicago
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Chicago, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Chicago, IL - July 16, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
5.55% |
$5,000 |
1.90 |
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Rate History: 4.55% → 5.70% → 5.55% |
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3.75% |
$1,000 |
15.08 |
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Rate History: 4.35% → 4.25% → 4.20% → 3.75% |
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george | Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More |
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3.75% |
$0 |
23.36 |
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Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75% |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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|
3.60% 0.30% |
$250,000 $1,000 |
22.27 |
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Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60% |
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NORTY FLATZ | Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More |
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|
3.50% |
$5,000 |
16.88 |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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|
3.25% |
$500 |
17.84 |
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Rate History: 4.60% → 4.30% → 3.90% → 3.50% → 3.25% |
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|
2.00% |
$10,000 |
21.54 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.75% |
$1,000 |
13.89 |
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Rate History: 2.00% → 1.75% |
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Mandy | May 8, 2021 Location: 5069 N. Broadway Chicago IL 60640 Read More |
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1.00% |
$1,500 |
15.55 |
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Rate History: 0.15% → 1.00% |
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0.80% |
$10,000 |
10.68 |
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0.75% |
$1,000 |
19.27 |
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Rate History: 1.00% → 0.75% |
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0.65% |
$100,000 |
8.40 |
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0.65% |
$10,000 |
23.88 |
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0.55% |
$10,000 |
23.93 |
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NotURBusiness | Jul 9, 2021 ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More |
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0.55% |
$100,000 |
6.17 |
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0.50% |
$10,000 |
8.40 |
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0.50% |
$1,000 |
18.32 |
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Allan | Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More |
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0.50% |
$2,500 |
1.85 |
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0.47% |
$10,000 |
17.30 |
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0.45% |
$10,000 |
6.17 |
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0.40% |
$10,000 |
12.94 |
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0.40% |
$10,000 |
17.72 |
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0.40% |
$10,000 |
7.52 |
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0.35% |
$100,000 |
17.46 |
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|
me | Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More |
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0.35% |
$10,000 |
21.08 |
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0.35% |
$100,000 |
9.84 |
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0.35% |
$10,000 |
9.72 |
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0.30% |
$10,000 |
17.55 |
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0.30% |
$10,000 |
17.46 |
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me | Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More |
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|
0.30% |
$50,000 |
18.09 |
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0.30% |
$10,000 |
13.43 |
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0.25% |
$10,000 |
21.03 |
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|
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RobertJ | May 10, 2022 Centrust Bank is excellent to do business with. Friendly and experienced bankers. Read More |
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0.25% |
$10,000 |
18.41 |
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|
|
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0.25% |
$10,000 |
19.81 |
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Ed | Jun 20, 2019 12 month rate not 2.5. Changed to 1.5%. Read More |
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0.25% |
$1,000 |
9.84 |
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0.25% |
$10,000 |
11.67 |
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0.20% |
$100,000 |
10.32 |
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|
|
|
business owner | Feb 21, 2019 Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More |
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0.20% |
$10,000 |
5.24 |
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Not a Fan | Jun 26, 2019 On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More |
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0.17% |
$100,000 |
21.16 |
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Squittyrules83 | Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More |
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0.15% |
$500 |
12.68 |
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0.15% |
$10,000 |
19.40 |
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0.15% |
$10,000 |
23.95 |
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0.15% |
$10,000 |
23.46 |
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0.15% |
$10,000 |
10.32 |
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business owner | Feb 21, 2019 Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More |
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|
0.14% |
$100,000 |
0.52 |
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0.12% |
$10,000 |
21.16 |
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Squittyrules83 | Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More |
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|
0.12% |
$10,000 |
14.27 |
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|
|
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Doug | Aug 22, 2017 $100K min on new CD's. They will not bend. So had to take $170K to another bank, now @ 2.5%. Read More |
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|
0.10% |
$10,000 |
23.11 |
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|
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0.09% |
$1,000 |
0.52 |
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|
|
|
0.05% |
$500 |
20.17 |
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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|
0.01% |
$10,000 |
16.16 |
Learn More
|
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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