Illinois

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Libertyville, Illinois CD Rates – 18-Month

You are viewing rates from banks across Libertyville





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Libertyville, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Libertyville, IL - August 7, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.55% → 5.70% → 5.55%

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.00% → 1.75%

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

Rate History: 0.15% → 1.00%

Rate History: 1.00% → 0.75%

0.60%

$10,000

17.20

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0.55%

$100,000

22.22

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

22.22

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0.50%

$2,500

23.68

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0.45%

$10,000

20.32

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0.40%

$100,000

18.00

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0.40%

$10,000

8.58

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0.40%

$10,000

12.73

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.35%

$10,000

18.00

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$10,000

21.90

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0.35%

$10,000

23.22

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0.30%

$100,000

18.81

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.27%

$100,000

6.31

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0.25%

$10,000

18.81

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| May 10, 2022

Centrust Bank is excellent to do business with. Friendly and experienced bankers. Read More

0.25%

$10,000

21.43

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0.25%

$100,000

9.27

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.20%

$10,000

17.50

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0.20%

$10,000

6.31

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| Feb 16, 2021

No longer offered even though it’s shown here Read More

0.20%

$10,000

9.27

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0.15%

$10,000

20.09

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$10,000

12.90

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0.15%

$10,000

23.72

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| Aug 22, 2017

$100K min on new CD's. They will not bend. So had to take $170K to another bank, now @ 2.5%. Read More

0.10%

$10,000

13.47

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Nov 12, 2018

Helpful w/$ Read More

0.01%

$10,000

23.12

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Libertyville, IL - August 7, 2025


Branch Street City State
The Federal Savings Bank
Lake Forest Branch
664 N. Western Avenue Lake Forest IL
Beal Bank USA
Chicago Branch
3232 Lake Avenue, Suite 200 Wilmette IL
Citibank, National Association
Hoffman Estates Branch
2550 N Sutton Road Hoffman Estates IL
Bank of Hope
Rolling Meadows Branch
5005 Newport Drive Rolling Meadows IL
Wells Fargo Bank, National Association
Schaumburg Branch
210 South Roselle Road Schaumburg IL
JPMorgan Chase Bank, National Association
Crystal Lake Main Branch
550 Crystal Point Drive + Rt 14 Crystal Lake IL
International Bank of Chicago
All American Bank Branch
9380 West Ballard Road Des Plaines IL
Heartland Bank and Trust Company
Antioch Branch
485 Lake Street Antioch IL
Republic Bank of Chicago
Addison Branch
1640 W Lake St Addison IL
American Community Bank & Trust
Mchenry Branch
1500 State Route 31 Mchenry IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Hoyne Savings Bank
699 W Dundee Rd Branch
699 West Dundee Road Wheeling IL
The Huntington National Bank
Mchenry Branch
5555 West Bull Valley Mchenry IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
First Eagle Bank
Hanover Park Branch
1040 East Lake Street Hanover Park IL
Heritage Bank of Schaumburg
Heritage Bank Of Schaumburg Branch
1535 Schaumburg Road Schaumburg IL
State Bank of the Lakes, National Association
Spring Grove Branch
1906 Holian Drive Spring Grove IL
North Shore Trust and Savings
Sand Lake Branch
3060 W. Sand Lake Road Lindenhurst IL
Pan American Bank & Trust
Palatine Il Branch
One East Northwest Highway Palatine IL
Armed Forces Bank, National Association
Burkey Mall Branch
3542 Green Bay Road Great Lakes IL
State Bank of the Lakes, National Association
Spring Grove Branch
1906 Holian Drive Spring Grove IL
CIBC Bank USA
Lake Forest Branch
920 South Waukegan Road Lake Forest IL
First American Bank
Dundee Branch
218 West Main Street Dundee IL
Brickyard Bank
Brickyard Bank Branch
6676 North Lincoln Avenue Lincolnwood IL
Crystal Lake Bank and Trust Company, National Association
Crystal Lake Branch
5100 Northwest Hwy Crystal Lake IL
CIBC Bank USA
Lake Forest Branch
920 South Waukegan Road Lake Forest IL
Bank of Hope
Rolling Meadows Branch
5005 Newport Drive Rolling Meadows IL
Lake Forest Bank & Trust Company, National Association
Wlf Branch
959 South Waukegan Road Lake Forest IL
Crystal Lake Bank and Trust Company, National Association
Crystal Lake Branch
5100 Northwest Hwy Crystal Lake IL
SmartBiz Bank, National Association
Centrust Bank, National Association Branch
385 Waukegan Road Northbrook IL
BankFinancial, National Association
Schaumburg Branch
1005 West Wise Road Schaumburg IL
Northbrook Bank and Trust Company, National Association
Buffalo Grove Branch
200 North Buffalo Grove Road Buffalo Grove IL
Parkway Bank and Trust Company
Carpentersville Branch
2 North Western Avenue Carpentersville IL
Home State Bank, National Association
Mchenry Banking Center Branch
4401 Prime Parkway Mchenry IL
Lake Forest Bank & Trust Company, National Association
Wlf Branch
959 South Waukegan Road Lake Forest IL
First Secure State Bank
Johnsburg Facility Branch
3503 North Chapel Hill Road Johnsburg IL
Northbrook Bank and Trust Company, National Association
Buffalo Grove Branch
200 North Buffalo Grove Road Buffalo Grove IL
North Shore Bank
Illinois State Bank/Branch
1301 Pyott Road Lake In The Hills IL
Libertyville Bank & Trust Company, National Association
Libertyville Bank & Trust Company Branch
229 E. State Road Island Lake IL
Schaumburg Bank & Trust Company, National Association
Roselle Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.
1350 West Lake Street Roselle IL
Liberty Bank for Savings
Park Ridge Office Branch
1018 West Touhy Avenue Park Ridge IL
Village Bank and Trust, National Association
Luther Village Branch
1250 Village Drive Arlington Heights IL
U.S. Bank National Association
Crystal Lake Branch
350 Commonwealth Drive Crystal Lake IL
PNC Bank, National Association
Crystal Lake Branch
5745 Northwest Highway Crystal Lake IL
Fifth Third Bank, National Association
Carpentersville Bc Branch
154 S Western Avenue Carpentersville IL
Associated Bank, National Association
Richmond Branch
10910 Main Street Richmond IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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