Texas

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Cedar Hill, Texas CD Rates – 18-Month

You are viewing rates from banks across Cedar Hill





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Cedar Hill, Texas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Cedar Hill, TX - December 15, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.35% → 3.85% → 3.80% → 3.95%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.05% → 4.00% → 3.80% → 3.80% → 3.90%

| Jun 26, 2020

Rate not current Read More

3.80%

$1,000

14.61

Learn More

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

Rate History: 3.95% → 4.00% → 3.95% → 3.80% → 3.70%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Rate History: 4.75% → 3.72% → 3.70% → 3.60%

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 3.95% → 3.90% → 3.80% → 3.70% → 3.45%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.80% → 3.79% → 3.60% → 3.45% → 3.40%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 3.00% → 2.85% → 2.75%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.05% → 2.53% → 2.02%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.45% → 3.85% → 4.00% → 3.75% → 1.01%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Aug 4, 2022

Great CD rates & service Read More

0.80%

$10,000

20.00

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| Jan 8, 2024

Awful, rude unprofessional! Beware Read More

0.75%

$10,000

20.42

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0.70%

$100,000

20.92

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0.65%

$100,000

11.25

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0.65%

$100,000

10.87

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.60%

$10,000

10.87

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0.60%

$10,000

20.92

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0.55%

$100,000

15.83

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0.50%

$10,000

11.25

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0.50%

$10,000

16.01

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0.50%

$100,000

22.24

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0.50%

$10,000

20.36

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

| Jan 26, 2022

You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More

0.45%

$10,000

19.37

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0.45%

$10,000

22.24

Learn More

| Jul 1, 2021

What day of the month do you report to the credit bureaus Read More

0.40%

$10,000

5.62

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0.35%

$250

20.45

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0.35%

$10,000

15.83

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| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.35%

$100,000

22.22

Learn More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.30%

$10,000

16.55

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0.30%

$10,000

22.22

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0.30%

$10,000

21.99

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| Nov 26, 2019

They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More

| Mar 10, 2021

I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More

0.25%

$10,000

19.30

Learn More

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

0.00%

$10,000

7.94

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Cedar Hill, TX - December 15, 2025


Branch Street City State
Harmony Bank
Ennis Branch
909 South Clay Street Ennis TX
Monet Bank
Preston Center Branch
5909 Berkshire Lane Dallas TX
NexBank
Preston Center Branch
6121 Luther Lane Dallas TX
Bank of Hope
Fort Worth Branch
7553 Boulevard 26 North Richland Hills TX
Southside Bank
Polytechnic Heights Branch
2330 East Rosedale St. Fort Worth TX
Southside Bank
Polytechnic Heights Branch
2330 East Rosedale St. Fort Worth TX
Zions Bank
North Irving Branch
8665 Cypress Waters Blvd. Irving TX
JPMorgan Chase Bank, National Association
Riverside Branch
401 North Colonial Street Fort Worth TX
Citibank, National Association
Las Colinas Employee Financial Cente Branch
6460 Colinas Boulevard Irving TX
Susser Bank
Affiliated Bank Branch
500 Harwood Rd. Bedford TX
First Guaranty Bank
Fort Worth Branch
2001 N. Handley Ederville Road Fort Worth TX
Bank of DeSoto, National Association
Bank Of Desoto, National Association Branch
2011 North Hampton Road De Soto TX
One World Bank
One World Bank Branch
2449 Walnut Hill Lane Dallas TX
Wallis Bank
Dallas Branch
11135 Harry Hines Dallas TX
Hanmi Bank
Arlington Branch
1107 East Pioneer Parkway Arlington TX
American First National Bank
Arlington Branch
2200 New York Ave. Arlington TX
Prosperity Bank
Haltom City Branch
3221 Denton Highway Haltom City TX
American First National Bank
Arlington Branch
2200 New York Ave. Arlington TX
Wallis Bank
Dallas Branch
11135 Harry Hines Dallas TX
Benchmark Bank
Mckinney Branch
2100 Mckinney Ave., Suite 100 Dallas TX
Hanmi Bank
Arlington Branch
1107 East Pioneer Parkway Arlington TX
City Bank
Mckinnon Street Branch
2525 Mckinnon Street, Suite 100 Dallas TX
North Dallas Bank & Trust Co.
Irving Branch
7660 North Macarthur Boulevard Irving TX
Guaranty Bank & Trust, N.A.
Luther Lane Branch
5944 Luther Lane, Suite 100 Dallas TX
Prosperity Bank
Haltom City Branch
3221 Denton Highway Haltom City TX
Pegasus Bank
Pegasus Bank Branch
4515 W. Mockingbird Lane Dallas TX
Community National Bank & Trust of Texas
Burleson Branch
2500 Southwest Wilshire Boulevard Burleson TX
North Dallas Bank & Trust Co.
Irving Branch
7660 North Macarthur Boulevard Irving TX
Herring Bank
Grand Prairie Branch
2317 S. Beltline Road Grand Prairie TX
Inwood National Bank
Western Bank And Trust Branch
219 East Camp Wisdom Road Duncanville TX
Great Southern Bank
Great Southern Bank Branch
8201 Preston Road, Suite 305 Dallas TX
Benchmark Bank
Mckinney Branch
2100 Mckinney Ave., Suite 100 Dallas TX
Prosperity Bank
Haltom City Branch
3221 Denton Highway Haltom City TX
The American National Bank of Texas
Precinct Line Road Branch
2101 Precinct Line Road Hurst TX
Metro City Bank
Grand Prairie Branch
2615 W. Pioneer Parkway Suite #101 Grand Prairie TX
NBH Bank
Dallas-Mckinney Branch
3102 Maple Ave Dallas TX
Bank of Hope
Fort Worth Branch
7553 Boulevard 26 North Richland Hills TX
The American National Bank of Texas
Precinct Line Road Branch
2101 Precinct Line Road Hurst TX
Veritex Community Bank
Northeast Branch
7001 Boulevard 26 North Richland Hills TX
Origin Bank
Las Colinas Banking Center Branch
7720 North Macarthur Boulevard Irving TX
Shinhan Bank America
Dallas Branch
2174 Royal Lane Dallas TX
First National Bank of Burleson
Burleson Branch
740 S. W. Wilshire Burleson TX
Washington Federal Bank
Midtown Branch
5430 Lbj Freeway Dallas TX
East West Bank
Harry Hines Branch
2527 Royal Lane, Suite 155 Dallas TX
First-Citizens Bank & Trust Company
Dallas Lake Side Village Branch
9667 N. Central Expressway Dallas TX
Citizens National Bank of Texas
Citizens National Bank - 287 Branch
1021 East Hwy 287 Midlothian TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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