You are viewing variable rate ira rates from credit unions across Florida

Florida Variable IRA CD Rates 2026

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

FL - September 18, 2026

Credit Unions APY MIN

SELF-HELP


Restrictions

4.08%

$0

SELF-HELP


Restrictions

3.72%

$100

TRAX


Restrictions

2.25%

$5

AMERICAN AIRLINES


Restrictions

1.87%

$0

ALL IN


Restrictions

1.51%

$5

SUN


Restrictions

0.85%

$1

0.75%

$1

SOUTH FLORIDA


Restrictions

0.75%

$1

COUNTRY FINANCIAL


Restrictions

0.75%

$1

CORAL COMMUNITY


Restrictions

0.60%

$1

JM ASSOCIATES


Restrictions

0.60%

$1

EDUCATIONAL


Restrictions

0.55%

$0

ALIVE


Restrictions

0.55%

$1

FLORIDA


Restrictions

0.50%

$0

0.50%

$0

0.45%

$1

GULF WINDS


Restrictions

0.40%

$0

0.35%

$1

OCALA COMMUNITY


Restrictions

0.35%

$1

0.30%

$1

0.30%

0.20%
0.10%

$50,000

$25,000
$1

VYSTAR


Restrictions

0.26%

$2,500

GROW FINANCIAL


Restrictions

0.25%

$0

0.25%

$1

INNOVATIONS


Restrictions

0.25%

$1

T M H


Restrictions

0.25%

$1

JUSTICE


Restrictions

0.25%

$5

0.25%

$0

UNITED POLICE


Restrictions

0.20%

$1

BRIGHTSTAR


Restrictions

0.20%

0.15%
0.10%
0.05%

$95,000

$50,000
$10,000
$0

MCCOY


Restrictions

0.15%

$0

0.15%

$0

JETSTREAM


Restrictions

0.15%

$1

0.15%

$1

0.15%

$1

INSIGHT


Restrictions

0.15%

$100

WINGS FINANCIAL


Restrictions

0.15%

$0

FAIRWINDS


Restrictions

0.10%

$0

TALLAHASSEE-LEON


Restrictions

0.10%

$1

0.10%

$1

ITHINK FINANCIAL


Restrictions

0.10%

$100

0.08%

$500

BAXTER


Restrictions

0.05%

0.01%

$0

$1,000

0.05%

$1

DFCU FINANCIAL


Restrictions

0.02%

$0

MIDFLORIDA


Restrictions

0.01%

$0

FLORIDA CENTRAL


Restrictions

0.01%

$5

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


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