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New York Variable IRA CD Rates 2019

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

NY - August 19, 2019

Advertiser Disclosure
Credit UnionS APY MIN Miles?
Suma Yonkers
Restrictions
2.02% $50 -
Nassau Educators
Restrictions
2.00% $4 -
Bethpage
Restrictions
2.00% $1 -
Visions
Restrictions
1.92% $500 -
1.86% $1 -
American Airlines
Restrictions
1.81% $1 -
1.52% $1 -
Mid-hudson Valley
Restrictions
1.50% $100 -
1.01% $1 -
Centra
Restrictions
1.01% $500 -
1.00% $1 -
Inner Lakes
Restrictions
0.85% $1 -
G.p.o.
Restrictions
0.80% $2,000 -
Advantage
Restrictions
0.75% $1 -
Olean Area
Restrictions
0.75% $50 -
The Summit
Restrictions
0.75% $1 -
Pittsford
Restrictions
0.70% $1 -
Americu
Restrictions
0.70% $50 -
Meridia Community
Restrictions
0.65% $100 -
0.60% $50 -
Esl
Restrictions
0.55% $100 -
Cfcu Community
Restrictions
0.55% $100 -
0.50% $100 -
First Heritage
Restrictions
0.50% $1 -
0.50% $50 -
Alco
Restrictions
0.50% $500 -
Corning
Restrictions
0.50% $1,000 -
United Nations
Restrictions
0.50% $1 -
Riverside
Restrictions
0.50% $1 -
First Source
Restrictions
0.50% $1 -
0.50% $5 -
Sea Comm
Restrictions
0.48% $5 -
Saint Lawrence
Restrictions
0.45% $5 -
Great Erie
Restrictions
0.45% $50 -
Sperry Associates
Restrictions
0.40% $1 -
Mohawk Valley
Restrictions
0.35% $500 -
Geico
Restrictions
0.35% $5 -
Financial Trust
Restrictions
0.35% $1 -
Partners 1st
Restrictions
0.30% $200 -
Finger Lakes
Restrictions
0.30% $1 -
0.30% $1 -
Dannemora
Restrictions
0.30% $50 -
Ufirst
Restrictions
0.30% $2,001 -
Nassau Financial
Restrictions
0.30% $1 -
Municipal
Restrictions
0.30% $100 -
0.30% $250 -
Justice
Restrictions
0.25% $5 -
Qside
Restrictions
0.25% $1 -
Horizons
Restrictions
0.25% $5 -
Xceed Financial
Restrictions
0.25% $1 -
Ukrainian
Restrictions
0.25% $1 -
Access
Restrictions
0.25% $25 -
Buffalo Service
Restrictions
0.25% $25 -
0.25% $1 -
Empower
Restrictions
0.25% $1 -
0.25% $1 -
People's Alliance
Restrictions
0.22% $50 -
Island
Restrictions
0.20% $5 -
Greater Metro
Restrictions
0.20% $500 -
Affinity
Restrictions
0.20% $50 -
0.20% $25 -
Wings Financial
Restrictions
0.15% $5 -
Ulster
Restrictions
0.15% $25 -
Auburn Community
Restrictions
0.15% $5 -
Twin Rivers
Restrictions
0.15% $100 -
A C M G
Restrictions
0.15% $5 -
Western Division
Restrictions
0.15% $100 -
Niagara's Choice
Restrictions
0.15% $250 -
Suffolk
Restrictions
0.10% $1 -
Ghs
Restrictions
0.10% $100 -
0.10% $1 -
First New York
Restrictions
0.10% $1 -
Alternatives
Restrictions
0.10% $5 -
Reliant Community
Restrictions
0.10% $100 -
0.10% $1 -
0.10% $100 -
Hudson Valley
Restrictions
0.10% $5 -
Xcel
Restrictions
0.10% $1 -
Teachers
Restrictions
0.10% $50 -
Sunmark
Restrictions
0.10% $1 -
Empire One
Restrictions
0.10% $500 -
0.10% $250 -
Hudson Heritage
Restrictions
0.10% $500 -
0.05% $1,000 -
Polish & Slavic
Restrictions
0.05% $250 -
Pentagon
Restrictions
0.05% $25 -
Quorum
Restrictions
0.05% $1 -
Sidney
Restrictions
0.05% $5 -
Ticonderoga
Restrictions
0.05% $100 -
0.05% $100 -
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


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