You are viewing variable rate ira rates from credit unions across New York

New York Variable IRA CD Rates 2024

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

NY - March 1, 2024

Credit Unions APY MIN

Pentagon


Restrictions

4.75%

$1,000

Pentagon


Restrictions

4.50%

$1,000

Pentagon


Restrictions

4.20%

$1,000

Pentagon


Restrictions

3.90%

$1,000

Pentagon


Restrictions

3.80%

$1,000

American Airlines


Restrictions

2.22%

$0

Visions


Restrictions

1.65%

$0

Inner Lakes


Restrictions

1.46%

$1

1.00%

$0

0.75%

$1

Pittsford


Restrictions

0.70%

$0

Affinity


Restrictions

0.55%

$50,000

Baxter


Restrictions

0.50%

0.05%

$1,000

$0

First Heritage


Restrictions

0.50%

$1

0.40%

$1

First Source


Restrictions

0.35%

$1

Riverside


Restrictions

0.30%

$1

0.30%

$1

0.25%

$0

Ukrainian


Restrictions

0.25%

$1

Esl


Restrictions

0.25%

$1

Qside


Restrictions

0.25%

$1

Finger Lakes


Restrictions

0.20%

$1

Island


Restrictions

0.20%

$1

Justice


Restrictions

0.20%

$1

Xcel


Restrictions

0.10%

$0

0.10%

$1

Financial Trust


Restrictions

0.10%

$1

Xceed Financial


Restrictions

0.10%

$1

First New York


Restrictions

0.10%

$1

0.10%

$1

0.10%

$1

Bethpage


Restrictions

0.10%

$0

Suffolk


Restrictions

0.10%

$0

Nassau Financial


Restrictions

0.05%

$1

United Nations


Restrictions

0.05%

$1

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


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