Indiana

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Lawrence, Indiana Savings Rates

You are viewing savings rates from banks in Lawrence, Indiana

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

Lawrence, IN - November 15, 2025

Savings Account National Average Rate: 0.45% ?

Banks APY MIN

Last change: ↓ 0.15% on February 3.

| Sep 14, 2025

These people SUCK!!!!! After days of jumping through hoops proving I am a citizen; have a valid driver's license; pay my bills on time; etc. they declined my application and would NOT give a reason. I got... Read More

Last change: ↓ 0.05% on November 10.

Rate History: 1.10% → 4.31% → 4.26% → 4.21%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Last change: ↓ 0.30% on March 12.

Rate History: 5.25% → 5.05% → 4.80% → 4.50% → 4.20%

| Jul 26, 2024

Multiple roadblocks trying to set up a savings account with Jenius Bank and my application was ultimately declined, in spite of my multiple CDs among three banks, stock investments, eleven credit cards, an... Read More

Cornerstone Money Market Account. Bank reports that this account is available to new customers only. Old account holders in the savings product are earning 1.10%.
Rate History: 4.36% → 4.31% → 4.15% → 4.10% → 4.03%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Direct Savings. Bank reports that this rate is available for new accounts only.
Last change: ↓0.05% on November 3.
Rate History: 4.10% → 4.05% → 4.10% → 4.05% → 4.00%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 4.80% → 4.50% → 4.30% → 4.05% → 4.00%

| Nov 17, 2021

Does Busey Bank cash Series EE Savings Bonds? Read More

Last change: ↓ 0.20% on February 6.

Rate History: 4.00% → 4.25% → 4.10% → 3.90%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.20% → 4.10% → 4.10% → 3.90% → 3.85%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.25% → 4.10% → 4.00% → 3.75% → 3.75%

| Jan 10, 2024

Account was frozen (over 400K) after they confused our account with another account / person whose name was not even very similar. We were treated like dirt after 12 years and "Guilty until Innocent". I ha... Read More

Money Market Account. Bank does not offer ACH processing; customers need to initiate ACH externally.
Rate History: 4.75% → 4.50% → 4.25% → 4.00% → 3.75%

| Dec 12, 2022

Developed buyers remorse after they stopped raising the rate and switched to Brilliant. Read More

Rate History: 4.25% → 3.75% → 0.25% → 4.00% → 3.75%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Last change: ↓ 0.25% on November 13.

Rate History: 3.45% → 4.40% → 4.10% → 3.85% → 3.60%

| Jan 18, 2024

Hi, We've noticed your website is at risk due to spammy comments and contact form submissions, making it susceptible to issues like spammy backlinks and data breaches. Don't worry—there's a simple sol... Read More

Rate History: 1.50% → 3.50%

Rate History: 4.00% → 3.65% → 3.66% → 3.70% → 3.50%

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Rate History: 4.70% → 4.18% → 3.92% → 3.40%

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

Rate History: 4.00% → 3.75% → 3.50% → 3.25%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 3.77% → 3.77% → 3.61% → 3.45% → 3.25%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

Rate History: 4.10% → 3.50% → 3.00%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Rate History: 3.56% → 3.30% → 3.09% → 2.94% → 2.53%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Last change: ↓ 0.01% on July 28.

Rate History: 1.00% → 0.81% → 0.80%

| Jan 30, 2024

Have an IRA rollover, they don't take IRAs any longer. Read More

0.50%

$2,500

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0.50%

$2,500

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Rate History: 1.00% → 0.50% → 0.40%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

0.30%

$25,000

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0.30%

$2,500

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0.30%

$2,500

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0.25%

$10,000

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0.25%

$100

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0.25%

$1

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0.25%

$25,000

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| Mar 25, 2021

Stay away from this bank. I have never dealt with a bank that was so hard to deal with. It’s like pulling teeth to withdraw your own money. Read More

0.25%

$25,000

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0.25%

$25,000

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$25,000

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0.25%

$2,500

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| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

Rate History: 0.75% → 0.65% → 0.50% → 0.30% → 0.25%

0.20%

$25,000

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0.20%

$1

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$0

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0.15%

$10,000

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0.15%

$50

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0.15%

$50

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0.15%

$15,000

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0.15%

$100

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| Mar 21, 2020

Well here comes good old Union Savings the absolute worst bank to deal with in the world again today. We have no money coming in right now so we did not send in the mortgage payment yet because our family ... Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$15,000

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$1

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$10,000

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0.15%

$2,500

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Rate History: 1.00% → 0.15%

0.12%

$2,500

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0.10%

$2,500

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0.10%

$1

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0.10%

$1

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0.10%

$1

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0.10%

$2,500

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0.10%

$10,000

Learn More

0.10%

$25,000

Learn More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$25,000

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

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0.10%

$25,000

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0.10%

$2,500

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0.10%

$2,500

Learn More

| Jan 18, 2024

Very rude!!!’ The only time they care about anyone is if you are a business they don’t care about the little guy!!! Read More

| Apr 1, 2020

We had a terrible experience with Extreme Loan we were refinancing our home on home on March 6, 2020. We were told that we would be locked in at 3% with no closing costs or points. My mortgage representati... Read More

0.10%

$2,500

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0.10%

$25,000

Learn More

0.10%

$25,000

Learn More

0.10%

$10,000

Learn More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$25,000

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0.10%

$25,000

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0.10%

$25,000

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0.10%

$25,000

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0.10%

$10,000

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0.10%

$2,500

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0.08%

$2,500

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0.07%

$25,000

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0.07%

$25,000

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0.07%

$2,500

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0.07%

$2,500

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.06%

$2,500

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0.06%

$25,000

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0.06%

$25,000

Learn More

0.05%

$2,500

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0.05%

$25

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0.05%

$25,000

Learn More

0.05%

$100

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0.05%

$10,000

Learn More

0.05%

$25

Learn More

0.05%

$50

Learn More

Rate History: 1.00% → 0.05% → 0.02% → 0.05%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$25,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

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0.05%

$2,500

Learn More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

Learn More

| Mar 25, 2021

Stay away from this bank. I have never dealt with a bank that was so hard to deal with. It’s like pulling teeth to withdraw your own money. Read More

| Jan 18, 2024

Very rude!!!’ The only time they care about anyone is if you are a business they don’t care about the little guy!!! Read More

| Apr 1, 2020

We had a terrible experience with Extreme Loan we were refinancing our home on home on March 6, 2020. We were told that we would be locked in at 3% with no closing costs or points. My mortgage representati... Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$25,000

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0.05%

$2,500

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0.05%

$25,000

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| Sep 26, 2015

Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More

0.04%

$25,000

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0.04%

$2,500

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0.04%

$2,500

Learn More

0.04%

$2,500

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0.04%

$10,000

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Rate History: 0.04% → 0.02% → 0.04%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.03%

$10,000

Learn More

0.03%

$25,000

Learn More

0.03%

$1

Learn More

0.03%

$15,000

Learn More

0.03%

$200

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0.03%

$2,500

Learn More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.03%

$2,500

Learn More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.03%

$2,500

Learn More

0.03%

$10,000

Learn More

0.03%

$2,500

Learn More

0.03%

$1

Learn More

0.03%

$2,500

Learn More

0.03%

$2,500

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0.03%

$2,500

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0.03%

$10,000

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0.03%

$0

Learn More

0.03%

$2,500

Learn More

0.03%

$10,000

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| Sep 26, 2015

Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More

0.02%

$15,000

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0.02%

$2,500

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0.02%

$2,500

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0.02%

$2,500

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| May 20, 2017

I received a check from them, misplaced it and now have found. Two years old. What now? Read More

0.02%

$2,500

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0.02%

$2,500

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0.02%

$2,500

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| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.15% → 0.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 0.03% → 0.01%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

0.01%

$1

Learn More

| Nov 12, 2018

Helpful w/$ Read More

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.01%

$1

Learn More

0.01%

$1

Learn More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.01%

$2,500

Learn More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$25

Learn More

0.01%

$2,500

Learn More

| Apr 1, 2020

We had a terrible experience with Extreme Loan we were refinancing our home on home on March 6, 2020. We were told that we would be locked in at 3% with no closing costs or points. My mortgage representati... Read More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info around Lawrence, Indiana


Branch Street City State
Busey Bank
Busey Bank Branch
10321 North Pennsylvania Indianapolis IN
Merchants Bank of Indiana
Merchants Bank Of Indiana Branch
11555 N. Meridian Street, Suite 400 Carmel IN
U.S. Bank National Association
Midtown Branch
536 Central Avenue Connersville IN
Regions Bank
Marion Main Branch
402 South Washington Street Marion IN
Truist Bank
Charlestown Crossing Branch
4210 Charlestown Road New Albany IN
The Huntington National Bank
Danville Branch
108 East Main Street Danville IN
Busey Bank
Busey Bank Branch
10321 North Pennsylvania Indianapolis IN
Woodforest National Bank
Aurora Wal-Mart Branch
100 Sycamore Estates Drive Aurora IN
First Internet Bank of Indiana
First Internet Bank Of Indiana Branch
11201 Usa Parkway Fishers IN
Regions Bank
Marion Main Branch
402 South Washington Street Marion IN
U.S. Bank National Association
Midtown Branch
536 Central Avenue Connersville IN
BMO Bank National Association
East Jefferson Street Branch
110 East Jefferson Street Tipton IN
Woodforest National Bank
Aurora Wal-Mart Branch
100 Sycamore Estates Drive Aurora IN
BMO Bank National Association
East Jefferson Street Branch
110 East Jefferson Street Tipton IN
Woodforest National Bank
Aurora Wal-Mart Branch
100 Sycamore Estates Drive Aurora IN
Woodforest National Bank
Aurora Wal-Mart Branch
100 Sycamore Estates Drive Aurora IN
First Internet Bank of Indiana
First Internet Bank Of Indiana Branch
11201 Usa Parkway Fishers IN
BMO Bank National Association
East Jefferson Street Branch
110 East Jefferson Street Tipton IN
State Bank of Medora
State Bank Of Medora Branch
24 E Main St Medora IN
First Federal Savings and Loan Association of Greensburg
First Federal Savings And Loan Assoc Branch
212 N Franklin St Greensburg IN
First Bank Richmond
First Bank Richmond Branch
20 North 9th Street Richmond IN
FCN Bank, National Association
Fcn Bank, National Association Branch
501 Main Street Brookville IN
Woodforest National Bank
Aurora Wal-Mart Branch
100 Sycamore Estates Drive Aurora IN
Woodforest National Bank
Aurora Wal-Mart Branch
100 Sycamore Estates Drive Aurora IN
BMO Bank National Association
East Jefferson Street Branch
110 East Jefferson Street Tipton IN
CentreBank
Centrebank Branch
126-128 North Main Street Veedersburg IN
Field & Main Bank
Burkhardt Branch
1020 North Burkhardt Road Evansville IN
Boonville Federal Savings Bank
Boonville Federal Savings Bank Branch
123 N Third Street Boonville IN
Woodforest National Bank
Aurora Wal-Mart Branch
100 Sycamore Estates Drive Aurora IN
First Robinson Savings Bank, National Association
Vincennes Branch
615 Kimmel Road Vincennes IN
The Farmers State Bank
Winchester Brance Branch
930 E Washington St Winchester IN
Peoples Community Bank SB of Monticello, Indiana
Peoples Savings And Loan Association Branch
126 Constitution Plz Monticello IN
Community State Bank
Community State Bank Branch
244 West Main Brook IN
The Napoleon State Bank
The Napoleon State Bank Branch
8912 N Ushwy 421 Napoleon IN
The Peoples State Bank
The Peoples State Bank Branch
601 East Temperance Street Ellettsville IN
Community First Bank of Indiana
Community First Bank Of Indiana Branch
201 West Sycamore Street Kokomo IN
First Federal Savings Bank
First Federal Savings Bank Branch
5001 Davis Lant Drive Evansville IN
Bath State Bank
The Bath State Bank Branch
3095 Bath Road Bath IN
First Bank Richmond
First Bank Richmond Branch
20 North 9th Street Richmond IN
Wayne Bank and Trust Co.
Wayne Bank And Trust Co. Branch
145 West Main Street Cambridge City IN
State Bank of Medora
State Bank Of Medora Branch
24 E Main St Medora IN
Scottsburg Building and Loan Association
Scottsburg Building And Loan Associa Branch
306 West Mcclain Street Scottsburg IN
KeyBank National Association
Martinsville Branch
76 South Main Street Martinsville IN
Logansport Savings Bank
Logansport Savings Bank Branch
723 East Broadway Logansport IN
Peoples Community Bank SB of Monticello, Indiana
Peoples Savings And Loan Association Branch
126 Constitution Plz Monticello IN
The First National Bank of Monterey
The First National Bank Of Monterey Branch
6222 E. Main Street Monterey IN
The Bippus State Bank
The Bippus State Bank Branch
150 Hauenstein Road Huntington IN
The Napoleon State Bank
The Napoleon State Bank Branch
8912 N Ushwy 421 Napoleon IN
First Farmers Bank & Trust Co.
The Citizens Exchange Bank Branch
102 South Main Street Fairmount IN
Crossroads Bank
Crossroads Bank Branch
1205 N Cass Street Wabash IN
The New Washington State Bank
The New Washington State Bank Branch
402 E Main Street New Washington IN
Springs Valley Bank & Trust Company
Springs Valley Bank & Trust Company Branch
8482 West State Road 56 French Lick IN
First Federal Savings Bank
First Federal Savings Bank Branch
5001 Davis Lant Drive Evansville IN
Bath State Bank
The Bath State Bank Branch
3095 Bath Road Bath IN
First Bank Richmond
First Bank Richmond Branch
20 North 9th Street Richmond IN
FCN Bank, National Association
Fcn Bank, National Association Branch
501 Main Street Brookville IN
First Robinson Savings Bank, National Association
Vincennes Branch
615 Kimmel Road Vincennes IN
Peoples Community Bank SB of Monticello, Indiana
Peoples Savings And Loan Association Branch
126 Constitution Plz Monticello IN
Legence Bank
Virginia Street Branch
7325 East Virginia Street Evansville IN
The Farmers Bank of Milton
Madison In Branch
133 Cliffty Drive Madison IN
Community State Bank
Community State Bank Branch
802 East Albion Street Avilla IN
Fowler State Bank
Fowler State Bank Branch
300 East 5th Street Fowler IN
Union Savings Bank
Indianapolis Branch
5881 E. 82nd St Indianapolis IN
The Peoples Bank of Brownstown, Indiana
The Peoples Bank Branch
100 North Main Street Brownstown IN
The Napoleon State Bank
The Napoleon State Bank Branch
8912 N Ushwy 421 Napoleon IN
Alliance Bank of Francesville, Indiana
Alliance Bank Branch
101 West Montgomery Street Francesville IN
CentreBank
Centrebank Branch
126-128 North Main Street Veedersburg IN
Security Federal Savings Bank
Security Federal Savings Bank Branch
314 Fourth St Logansport IN
Kentland Bank
Kentland Bank Branch
111 North Fourth Street Kentland IN
Community First Bank of Indiana
Community First Bank Of Indiana Branch
201 West Sycamore Street Kokomo IN
The Friendship State Bank
The Friendship State Bank Branch
5908 E Main Street Friendship IN
The Campbell & Fetter Bank
Albion Main Branch
304 South Orange Street Albion IN
First Federal Savings Bank
First Federal Savings Bank Branch
301 East 9th Street Rochester IN
Union Savings and Loan Association
Union Savings And Loan Association Branch
730 Central Avenue Connersville IN
The First National Bank of Monterey
The First National Bank Of Monterey Branch
6222 E. Main Street Monterey IN
The First National Bank of Carmi
Mount Vernon Branch
450 Southwind Plaza Mount Vernon IN
The Fairmount State Bank
The Fairmount State Bank Branch
101 North Main Street Fairmount IN
Grant County State Bank
Sweetser Branch
3988 West Delphi Road Sweetser IN
Hendricks County Bank and Trust Company
Hendricks County Bank And Trust Comp Branch
1 East Main Street Brownsburg IN
Wayne Bank and Trust Co.
Wayne Bank And Trust Co. Branch
145 West Main Street Cambridge City IN
Home Bank SB
Home Bank Sb Branch
59 West Washington Street Martinsville IN
LNB Community Bank
Lnb Community Bank Branch
215 North Main Street Lynnville IN
FCN Bank, National Association
Fcn Bank, National Association Branch
501 Main Street Brookville IN
Lake City Bank
Ligonier Downtown Branch
222 South Cavin Street Ligonier IN
Community State Bank
Community State Bank Branch
101 N Chicago St Royal Center IN
First Federal Savings Bank
First Federal Savings Bank Branch
301 East 9th Street Rochester IN
Peoples Community Bank SB of Monticello, Indiana
Peoples Savings And Loan Association Branch
126 Constitution Plz Monticello IN
The Home National Bank of Thorntown
The Home National Bank Of Thorntown Branch
117 East Main Street Thorntown IN
First Robinson Savings Bank, National Association
Vincennes Branch
615 Kimmel Road Vincennes IN
Community State Bank
Community State Bank Branch
802 East Albion Street Avilla IN
Kentland Bank
Kentland Bank Branch
111 North Fourth Street Kentland IN
The Garrett State Bank
The Garrett State Bank Branch
120 West King Street Garrett IN
The Bippus State Bank
The Bippus State Bank Branch
150 Hauenstein Road Huntington IN
First Financial Bank
Hartford City Branch
101 West Washington Street Hartford City IN
First Federal Savings and Loan Association of Greensburg
First Federal Savings And Loan Assoc Branch
212 N Franklin St Greensburg IN
The Napoleon State Bank
The Napoleon State Bank Branch
8912 N Ushwy 421 Napoleon IN
Alliance Bank of Francesville, Indiana
Alliance Bank Branch
101 West Montgomery Street Francesville IN
CentreBank
Centrebank Branch
126-128 North Main Street Veedersburg IN
Security Federal Savings Bank
Security Federal Savings Bank Branch
314 Fourth St Logansport IN
Greenville National Bank
Losantville Branch
9700 South Us 35 Losantville IN
Hoosier Heartland State Bank
Farmers State Bank Branch
100 N. Main Street New Ross IN
Tri-County Bank & Trust Company
Tri-County Bank & Trust Company Branch
18 East Washington Street Roachdale IN
The Farmers Bank, Frankfort, Indiana
The Farmers Bank, Frankfort, Indiana Branch
9 East Clinton Street Frankfort IN
The North Salem State Bank
The North Salem State Bank Branch
7 North Broadway Street North Salem IN
Owen County State Bank
Owen County State Bank Branch
201 West Morgan Street Spencer IN
Bank of Wolcott
Bank Of Wolcott Branch
105 North Range Street Wolcott IN
Logansport Savings Bank
Logansport Savings Bank Branch
723 East Broadway Logansport IN
First Savings Bank
Odon Branch
501 West Main Street Odon IN
WesBanco Bank, Inc.
Scott County State Bank Branch
125 West Mcclain Avenue Scottsburg IN
The New Washington State Bank
The New Washington State Bank Branch
402 E Main Street New Washington IN
First Financial Bank, National Association
First Financial Bank, National Association Branch
One First Financial Plz Terre Haute IN
First National Bank
First National Bank Branch
302 South Main Street Cloverdale IN
The Hometown Savings Bank
Terre Haute Savings Bank Branch
533 Ohio Street Terre Haute IN
Community First Bank of Indiana
Community First Bank Of Indiana Branch
201 West Sycamore Street Kokomo IN
Springs Valley Bank & Trust Company
Springs Valley Bank & Trust Company Branch
8482 West State Road 56 French Lick IN
Freedom Bank
Freedom Bank Branch
1405 North Main Street Huntingburg IN
FCN Bank, National Association
Fcn Bank, National Association Branch
501 Main Street Brookville IN
The Friendship State Bank
The Friendship State Bank Branch
5908 E Main Street Friendship IN
Bath State Bank
The Bath State Bank Branch
3095 Bath Road Bath IN
The Campbell & Fetter Bank
Albion Main Branch
304 South Orange Street Albion IN
Union Savings and Loan Association
Union Savings And Loan Association Branch
730 Central Avenue Connersville IN
The First National Bank of Carmi
Mount Vernon Branch
450 Southwind Plaza Mount Vernon IN
United Fidelity Bank, fsb
United Fidelity Bank, Fsb Branch
18 Nw Fourth Street Evansville IN
The Fairmount State Bank
The Fairmount State Bank Branch
101 North Main Street Fairmount IN
Grant County State Bank
Sweetser Branch
3988 West Delphi Road Sweetser IN
Hendricks County Bank and Trust Company
Hendricks County Bank And Trust Comp Branch
1 East Main Street Brownsburg IN
First Federal Savings Bank
First Federal Savings Bank Branch
648 N Jefferson St Huntington IN
Home Bank SB
Home Bank Sb Branch
59 West Washington Street Martinsville IN
First State Bank of Porter
First State Bank Of Porter Branch
230 Lincoln Street Porter IN
First Savings Bank of Hegewisch
7048 Kennedy Ave Br Branch
7048 Kennedy Avenue Hammond IN
Peoples Bank of Munster, Indiana
Liberty Savings Bank Branch
1904 Indianapolis Blvd Whiting IN
Providence Bank & Trust
Dyer Office Branch
14785 West 101st Avenue Dyer IN
Bedford Federal Savings Bank
Bedford Federal Savings Bank Branch
1030 15th Street Bedford IN
Field & Main Bank
Burkhardt Branch
1020 North Burkhardt Road Evansville IN
First Federal Savings Bank
First Federal Savings Bank Branch
301 East 9th Street Rochester IN
Hendricks County Bank and Trust Company
Hendricks County Bank And Trust Comp Branch
1 East Main Street Brownsburg IN
Spencer County Bank
Spencer County Bank Branch
55 North L J Koch Blvd. Santa Claus IN
Citizens State Bank of New Castle, Indiana
Citizens State Bank Of New Castle, Indiana Branch
1238 Broad Street New Castle IN
Wayne Bank and Trust Co.
Wayne Bank And Trust Co. Branch
145 West Main Street Cambridge City IN
First State Bank of Porter
First State Bank Of Porter Branch
230 Lincoln Street Porter IN
The Huntington National Bank
Danville Branch
108 East Main Street Danville IN
Alliance Bank of Francesville, Indiana
Alliance Bank Branch
101 West Montgomery Street Francesville IN
First State Bank of Middlebury
First State Bank Of Middlebury Branch
111 South Main Street Middlebury IN
First Federal Savings Bank of Angola
First Federal Savings Bank Of Angola Branch
212 E Maumee Angola IN
Community State Bank
Community State Bank Branch
802 East Albion Street Avilla IN
Spencer County Bank
Spencer County Bank Branch
55 North L J Koch Blvd. Santa Claus IN
Stock Yards Bank & Trust Company
Austin Branch
275 Highway 31 North Austin IN
Legence Bank
Virginia Street Branch
7325 East Virginia Street Evansville IN
The Riddell National Bank
The Riddell National Bank Branch
1 East National Avenue Brazil IN
The Farmers State Bank
Winchester Brance Branch
930 E Washington St Winchester IN
The Fountain Trust Company
The Fountain Trust Company Branch
615 3rd St Covington IN
PNC Bank, National Association
Auburn Branch
101 North Main Street Auburn IN
First Merchants Bank
Middletown Branch
790 W Mill Street Middletown IN
The Garrett State Bank
The Garrett State Bank Branch
120 West King Street Garrett IN
Horizon Bank
Horizon Bank Branch
515 Franklin Street Michigan City IN
Old National Bank
Old National Bank Branch
1 Main Street Evansville IN
Lake City Bank
Ligonier Downtown Branch
222 South Cavin Street Ligonier IN
Farmers and Merchants Bank
Farmers And Merchants Bank Branch
6464 Merchants Drive Laotto IN
The Bippus State Bank
The Bippus State Bank Branch
150 Hauenstein Road Huntington IN
First Financial Bank
Hartford City Branch
101 West Washington Street Hartford City IN
STAR Financial Bank
Elwood/Star Branch
125 South Anderson Street Elwood IN
The Farmers and Merchants Bank
The Farmers And Merchants Bank Branch
302 South Old Us Highway 41 Boswell IN
Alliance Bank of Francesville, Indiana
Alliance Bank Branch
101 West Montgomery Street Francesville IN
CentreBank
Centrebank Branch
126-128 North Main Street Veedersburg IN
Citizens State Bank of New Castle, Indiana
Citizens State Bank Of New Castle, Indiana Branch
1238 Broad Street New Castle IN
Greenville National Bank
Losantville Branch
9700 South Us 35 Losantville IN
Hoosier Heartland State Bank
Farmers State Bank Branch
100 N. Main Street New Ross IN
Tri-County Bank & Trust Company
Tri-County Bank & Trust Company Branch
18 East Washington Street Roachdale IN
The Farmers Bank, Frankfort, Indiana
The Farmers Bank, Frankfort, Indiana Branch
9 East Clinton Street Frankfort IN
The North Salem State Bank
The North Salem State Bank Branch
7 North Broadway Street North Salem IN
The Peoples State Bank
The Peoples State Bank Branch
601 East Temperance Street Ellettsville IN
Bank of Wolcott
Bank Of Wolcott Branch
105 North Range Street Wolcott IN
First Savings Bank
Odon Branch
501 West Main Street Odon IN
The New Washington State Bank
The New Washington State Bank Branch
402 E Main Street New Washington IN
First Financial Bank, National Association
First Financial Bank, National Association Branch
One First Financial Plz Terre Haute IN
First National Bank
First National Bank Branch
302 South Main Street Cloverdale IN
The Hometown Savings Bank
Terre Haute Savings Bank Branch
533 Ohio Street Terre Haute IN
Springs Valley Bank & Trust Company
Springs Valley Bank & Trust Company Branch
8482 West State Road 56 French Lick IN
Freedom Bank
Freedom Bank Branch
1405 North Main Street Huntingburg IN
First Federal Savings Bank
First Federal Savings Bank Branch
5001 Davis Lant Drive Evansville IN
United Fidelity Bank, fsb
United Fidelity Bank, Fsb Branch
18 Nw Fourth Street Evansville IN
The National Bank of Indianapolis
The National Bank Of Indianapolis Branch
107 North Pennsylvania Street Indianapolis IN
Hendricks County Bank and Trust Company
Hendricks County Bank And Trust Comp Branch
1 East Main Street Brownsburg IN
First Federal Savings Bank
First Federal Savings Bank Branch
648 N Jefferson St Huntington IN
DeMotte State Bank
Morocco Branch
Main And State Streets Morocco IN
First Savings Bank of Hegewisch
7048 Kennedy Ave Br Branch
7048 Kennedy Avenue Hammond IN
Peoples Bank of Munster, Indiana
Liberty Savings Bank Branch
1904 Indianapolis Blvd Whiting IN
American Community Bank of Indiana
American Community Bank Of Indiana Branch
7880 Wicker Avenue Saint John IN
Bedford Federal Savings Bank
Bedford Federal Savings Bank Branch
1030 15th Street Bedford IN
Banterra Bank
Newburgh - 4100 Branch
3811 Haley Drive Newburgh IN
Peoples Trust and Savings Bank of Boonville
Peoples Trust And Savings Bank Branch
132 South Third Street Boonville IN
LNB Community Bank
Lnb Community Bank Branch
215 North Main Street Lynnville IN
Busey Bank
Busey Bank Branch
10321 North Pennsylvania Indianapolis IN
First Federal Savings Bank
First Federal Savings Bank Branch
301 East 9th Street Rochester IN
U.S. Bank National Association
Midtown Branch
536 Central Avenue Connersville IN
First Harrison Bank
Palmyra Branch
710 Main Street Palmyra IN
State Bank
State Bank Of Lizton Branch
206 North State Street Lizton IN
Home Bank SB
Home Bank Sb Branch
59 West Washington Street Martinsville IN
First State Bank of Porter
First State Bank Of Porter Branch
230 Lincoln Street Porter IN
First Federal Savings Bank of Angola
First Federal Savings Bank Of Angola Branch
212 E Maumee Angola IN
Banterra Bank
Newburgh - 4100 Branch
3811 Haley Drive Newburgh IN
PNC Bank, National Association
Auburn Branch
101 North Main Street Auburn IN
Stock Yards Bank & Trust Company
Austin Branch
275 Highway 31 North Austin IN
First Bank of Berne
First Bank Of Berne Branch
102 West Main Street Berne IN
The Riddell National Bank
The Riddell National Bank Branch
1 East National Avenue Brazil IN
Citizens Bank of Mooresville, Indiana
Citizens Bank Branch
33 North Indiana Street Mooresville IN
The Hicksville Bank
Auburn Banking Ctr Branch Of The Hic
1130 W 15th St Auburn IN
The Farmers & Merchants State Bank
Butler Branch
200 South Broadway Butler IN
First Merchants Bank
Middletown Branch
790 W Mill Street Middletown IN
Horizon Bank
Horizon Bank Branch
515 Franklin Street Michigan City IN
Old National Bank
Old National Bank Branch
1 Main Street Evansville IN
Farmers and Merchants Bank
Farmers And Merchants Bank Branch
6464 Merchants Drive Laotto IN
The State Bank and Trust Company
Fort Wayne Branch
12832 Coldwater Road Fort Wayne IN
Citizens State Bank of New Castle, Indiana
Citizens State Bank Of New Castle, Indiana Branch
1238 Broad Street New Castle IN
State Bank
State Bank Of Lizton Branch
206 North State Street Lizton IN
The Farmers Bank, Frankfort, Indiana
The Farmers Bank, Frankfort, Indiana Branch
9 East Clinton Street Frankfort IN
Owen County State Bank
Owen County State Bank Branch
201 West Morgan Street Spencer IN
Crossroads Bank
Crossroads Bank Branch
1205 N Cass Street Wabash IN
First State Bank of Middlebury
First State Bank Of Middlebury Branch
111 South Main Street Middlebury IN
First Federal Savings Bank
First Federal Savings Bank Branch
301 East 9th Street Rochester IN
Mutual Savings Bank
Mutual Savings Bank Branch
80 East Jefferson Street Franklin IN
Old Plank Trail Community Bank, National Association
First National Bank Of Illinois Bran Branch
1101 Joliet Street Dyer IN
First Harrison Bank
Palmyra Branch
710 Main Street Palmyra IN
Citizens Bank of Mooresville, Indiana
Citizens Bank Branch
33 North Indiana Street Mooresville IN
The State Bank and Trust Company
Fort Wayne Branch
12832 Coldwater Road Fort Wayne IN
STAR Financial Bank
Elwood/Star Branch
125 South Anderson Street Elwood IN
Jackson County Bank
Jackson County Bank Branch
125 South Chestnut Street Seymour IN
Republic Bank & Trust Company
Republic Bank & Trust Company Branch
3141 Highway 62 Jeffersonville IN
First Savings Bank of Hegewisch
7048 Kennedy Ave Br Branch
7048 Kennedy Avenue Hammond IN
Old Plank Trail Community Bank, National Association
First National Bank Of Illinois Bran Branch
1101 Joliet Street Dyer IN
Banterra Bank
Newburgh - 4100 Branch
3811 Haley Drive Newburgh IN
JPMorgan Chase Bank, National Association
Bloomington In Main Branch
100 South College Avenue Bloomington IN
Wells Fargo Bank, National Association
Monticello Branch
119 North Main Street Monticello IN
PNC Bank, National Association
Auburn Branch
101 North Main Street Auburn IN
Regions Bank
Marion Main Branch
402 South Washington Street Marion IN
KeyBank National Association
Martinsville Branch
76 South Main Street Martinsville IN
Citizens Bank of Mooresville, Indiana
Citizens Bank Branch
33 North Indiana Street Mooresville IN
Fifth Third Bank, National Association
Batesville Branch
1 Batesville Shopping Village Batesville IN
Truist Bank
Charlestown Crossing Branch
4210 Charlestown Road New Albany IN
BMO Bank National Association
East Jefferson Street Branch
110 East Jefferson Street Tipton IN
Stock Yards Bank & Trust Company
Austin Branch
275 Highway 31 North Austin IN
First Bank of Berne
First Bank Of Berne Branch
102 West Main Street Berne IN
First Merchants Bank
Middletown Branch
790 W Mill Street Middletown IN
Horizon Bank
Horizon Bank Branch
515 Franklin Street Michigan City IN
Old National Bank
Old National Bank Branch
1 Main Street Evansville IN
Lake City Bank
Ligonier Downtown Branch
222 South Cavin Street Ligonier IN
The State Bank and Trust Company
Fort Wayne Branch
12832 Coldwater Road Fort Wayne IN
STAR Financial Bank
Elwood/Star Branch
125 South Anderson Street Elwood IN
State Bank
State Bank Of Lizton Branch
206 North State Street Lizton IN
First Farmers Bank & Trust Co.
The Citizens Exchange Bank Branch
102 South Main Street Fairmount IN
First Savings Bank
Odon Branch
501 West Main Street Odon IN
WesBanco Bank, Inc.
Scott County State Bank Branch
125 West Mcclain Avenue Scottsburg IN
Farmers State Bank
Farmers State Bank Branch
220 South Detroit Street Lagrange IN
First State Bank of Middlebury
First State Bank Of Middlebury Branch
111 South Main Street Middlebury IN
The National Bank of Indianapolis
The National Bank Of Indianapolis Branch
107 North Pennsylvania Street Indianapolis IN
Scottsburg Building and Loan Association
Scottsburg Building And Loan Associa Branch
306 West Mcclain Street Scottsburg IN
DeMotte State Bank
Morocco Branch
Main And State Streets Morocco IN
Providence Bank & Trust
Dyer Office Branch
14785 West 101st Avenue Dyer IN
Bedford Federal Savings Bank
Bedford Federal Savings Bank Branch
1030 15th Street Bedford IN
Boonville Federal Savings Bank
Boonville Federal Savings Bank Branch
123 N Third Street Boonville IN


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES


Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

  • Find a bank with a location convenient to you. Location counts.
  • Choose a bank with good rates. Rates are important to get continued growth of your capital.
  • Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
  • Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
  • Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
  • Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
  • Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
  • Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.