Illinois

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Algonquin, Illinois CD Rates – 18-Month

You are viewing rates from banks across Algonquin





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Algonquin, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Algonquin, IL - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.15% → 1.00%

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Sep 26, 2016

I think the specials have ended. can you double check? Read More

Rate History: 1.00% → 0.75%

0.65%

$100,000

18.51

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0.60%

$10,000

17.86

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0.60%

$10,000

10.56

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0.55%

$10,000

12.06

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0.55%

$100,000

18.13

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.50%

$10,000

18.51

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

18.13

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0.50%

$2,500

16.90

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0.47%

$10,000

24.81

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0.45%

$10,000

14.74

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0.40%

$10,000

10.31

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0.40%

$100,000

18.67

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0.40%

$10,000

23.20

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0.40%

$10,000

19.72

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0.40%

$10,000

14.98

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0.35%

$10,000

23.22

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0.35%

$10,000

18.67

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$10,000

12.36

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0.30%

$100,000

2.40

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0.30%

$10,000

8.28

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.27%

$100,000

23.04

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0.25%

$10,000

2.40

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0.25%

$10,000

14.84

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0.25%

$10,000

16.23

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0.25%

$100,000

18.80

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.25%

$10,000

23.04

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0.20%

$10,000

11.96

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| Feb 16, 2021

No longer offered even though it’s shown here Read More

0.20%

$10,000

18.80

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0.15%

$10,000

1.33

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0.15%

$10,000

9.47

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Rate History: 0.10% → 0.15%

0.15%

$10,000

23.46

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0.15%

$10,000

17.22

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0.10%

$10,000

18.03

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

0.01%

$10,000

3.69

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All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Algonquin, IL - July 16, 2025


Branch Street City State
Citibank, National Association
St Charles Branch
1925 Lincoln Highway St. Charles IL
Bank of Hope
Rolling Meadows Branch
5005 Newport Drive Rolling Meadows IL
Wells Fargo Bank, National Association
Huntley Branch
13308 Village Green Drive Huntley IL
JPMorgan Chase Bank, National Association
Marengo Branch
200 East Grant Highway Marengo IL
Prairie Community Bank
Prairie Community Bank Branch
800 West Grant Highway Marengo IL
Heartland Bank and Trust Company
Hampshire Branch
819 Warner Street Hampshire IL
BMO Bank National Association
Drive-In Branch
123 West Grant Highway Marengo IL
Sterling Bank
Sterling Bank Branch
360 S. 1st Street Saint Charles IL
Republic Bank of Chicago
West Chicago Branch
101 Main Street West Chicago IL
Hanmi Bank
Carol Stream Branch
1275 North County Farm Road Carol Stream IL
First State Bank
St. Charles West Branch
2601 Oak Street Saint Charles IL
American Community Bank & Trust
American Community Bank & Trust Branch
1290 Lake Avenue Woodstock IL
Sauk Valley Bank & Trust Company
Woodstock Il Lpo Branch
140 Newell Street Woodstock IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Hoyne Savings Bank
400 St. Johns Road Branch
400 St. Johns Road Woodstock IL
Hanmi Bank
Carol Stream Branch
1275 North County Farm Road Carol Stream IL
The Huntington National Bank
Union Depot Branch
17622 Depot Street Union IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
First Eagle Bank
Hanover Park Branch
1040 East Lake Street Hanover Park IL
Providence Bank & Trust
Wheaton Branch
1051 East Roosevelt Road Wheaton IL
Heritage Bank of Schaumburg
Heritage Bank Of Schaumburg Branch
1535 Schaumburg Road Schaumburg IL
First Federal Savings Bank
Elgin Branch
325 South Randall Road Elgin IL
State Bank of the Lakes, National Association
Spring Grove Branch
1906 Holian Drive Spring Grove IL
North Shore Trust and Savings
Sand Lake Branch
3060 W. Sand Lake Road Lindenhurst IL
The State Bank of Geneva
The State Bank Of Geneva Branch
22 South Fourth Street Geneva IL
Pan American Bank & Trust
Palatine Il Branch
One East Northwest Highway Palatine IL
The Harvard State Bank
The Harvard State Bank Branch
33-35 North Ayer Street Harvard IL
State Bank of the Lakes, National Association
Spring Grove Branch
1906 Holian Drive Spring Grove IL
CIBC Bank USA
Saint Charles Branch
24 South Second Stereet Saint Charles IL
First American Bank
Hampshire Facility Branch
201 South State Street Hampshire IL
Crystal Lake Bank and Trust Company, National Association
Algonquin Bank Branch
4049 W. Algonquin Rd Algonquin IL
St. Charles Bank & Trust Company, National Association
Elgin Branch
1001 South Randall Road Elgin IL
CIBC Bank USA
Saint Charles Branch
24 South Second Stereet Saint Charles IL
Bank of Hope
Rolling Meadows Branch
5005 Newport Drive Rolling Meadows IL
Resource Bank, National Association
Sycamore Branch
351 North Main Street Sycamore IL
Crystal Lake Bank and Trust Company, National Association
Algonquin Bank Branch
4049 W. Algonquin Rd Algonquin IL
Barrington Bank & Trust Company, National Association
Hanover Park Branch
6800 Barrington Road Hanover Park IL
BankFinancial, National Association
Schaumburg Branch
1005 West Wise Road Schaumburg IL
Northbrook Bank and Trust Company, National Association
Buffalo Grove Branch
200 North Buffalo Grove Road Buffalo Grove IL
Parkway Bank and Trust Company
Carpentersville Branch
2 North Western Avenue Carpentersville IL
Resource Bank, National Association
Sycamore Branch
351 North Main Street Sycamore IL
Home State Bank, National Association
Woodstock Banking Center Branch
124 Johnson Street Woodstock IL
First Secure State Bank
Harvard/Ayer Branch
58 N. Ayer St. Harvard IL
Northbrook Bank and Trust Company, National Association
Buffalo Grove Branch
200 North Buffalo Grove Road Buffalo Grove IL
North Shore Bank
Illinois State Bank/Branch
1301 Pyott Road Lake In The Hills IL
Libertyville Bank & Trust Company, National Association
Libertyville Bank & Trust Company Branch
229 E. State Road Island Lake IL
Old Second National Bank
Maple Park Branch
1100 South County Line Road Maple Park IL
Wheaton Bank & Trust, National Association
County Farm Road Branch
370 South County Farm Road Wheaton IL
Schaumburg Bank & Trust Company, National Association
Roselle Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.
1350 West Lake Street Roselle IL
Village Bank and Trust, National Association
Luther Village Branch
1250 Village Drive Arlington Heights IL
U.S. Bank National Association
St. Charles Meijer Branch
855 South Randall Road Saint Charles IL
PNC Bank, National Association
Huntley Branch
13300 Route 47 Huntley IL
Bank of America, National Association
Geneva Branch
802 Commons Drive Geneva IL
Fifth Third Bank, National Association
Hampshire Branch
251 South State Street Hampshire IL
Associated Bank, National Association
Carpentersville Branch
7675 Miller Road Carpentersville IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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