Illinois

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Plainfield, Illinois CD Rates – 18-Month

You are viewing rates from banks across Plainfield





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Plainfield, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Plainfield, IL - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 4.60% → 4.30% → 3.90% → 3.50% → 3.25%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 0.15% → 1.00%

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

| Sep 26, 2016

I think the specials have ended. can you double check? Read More

0.75%

$10,000

10.78

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Rate History: 1.00% → 0.75%

0.65%

$100,000

12.08

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0.65%

$10,000

18.79

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0.60%

$10,000

23.33

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0.60%

$10,000

5.40

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0.50%

$10,000

12.08

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

15.70

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0.47%

$10,000

4.72

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| Nov 3, 2021

If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More

0.45%

$10,000

18.64

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0.45%

$10,000

20.77

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0.45%

$10,000

1.57

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0.40%

$10,000

20.96

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0.40%

$10,000

20.26

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$10,000

19.57

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0.30%

$10,000

21.91

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0.30%

$10,000

22.05

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| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.26%

$10,000

14.34

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.25%

$10,000

5.60

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.20%

$1,000

16.25

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$500

24.09

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Rate History: 0.10% → 0.15%

0.15%

$10,000

9.79

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0.15%

$10,000

24.97

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0.15%

$10,000

16.68

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0.15%

$10,000

7.51

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0.15%

$10,000

11.43

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0.14%

$100,000

14.04

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

0.09%

$1,000

14.04

Learn More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

0.01%

$10,000

12.43

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Plainfield, IL - August 1, 2025


Branch Street City State
Citibank, National Association
St Charles Branch
1925 Lincoln Highway St. Charles IL
Bank of Hope
Naperville Branch
1504 North Naper Boulevard, Ste. 136 Naperville IL
Wells Fargo Bank, National Association
Elmhurst Branch
333 South Illinois 83 Elmhurst IL
Evergreen Bank Group
Evergreen Bank Group Branch
1515 West 22nd Street, Suite 100w Oak Brook IL
JPMorgan Chase Bank, National Association
Sugar Cove Branch
489 North State Route 47 Sugar Grove IL
Heartland Bank and Trust Company
Heartland Bank And Trust Company Branch
8225 Fox River Drive Millbrook IL
BMO Bank National Association
2005 West Route #34 Branch
2005 West Route #34 Plano IL
Sterling Bank
Sterling Bank Branch
360 S. 1st Street Saint Charles IL
Servbank,sb
Allied First Bank,sb Branch
3201 Orchard Rd Oswego IL
Republic Bank of Chicago
West Chicago Branch
101 Main Street West Chicago IL
Hanmi Bank
Naperville West Branch
664 Raymond Drive Naperville IL
First Savings Bank of Hegewisch
Frankfort Branch
10395 West Lincoln Highway Frankfort IL
American Bank and Trust Company, National Association
Kaneland/Elburn Branch
8 South Main Street Elburn IL
Hometown National Bank
Joliet Branch
722 Essington Road, Suite A Joliet IL
Hanmi Bank
Naperville West Branch
664 Raymond Drive Naperville IL
The Huntington National Bank
Auroa Branch
2430 West Indian Trail Road Aurora IL
Town Center Bank
New Lenox Branch
1938 East Lincoln Highway, Suite 101 New Lenox IL
Providence Bank & Trust
Shorewood Branch
1007 Brook Forest Avenue Shorewood IL
Midland States Bank
Plano Branch
15 West South Street Plano IL
First Secure Community Bank
First Secure Community Bank Branch
670 Sugar Grove Parkway (Route 47) Sugar Grove IL
OSB Community Bank
Branch Office Branch
1508 Creek Drive Morris IL
Old Plank Trail Community Bank, National Association
Plainfield Branch
13600 S Route 59 Plainfield IL
First Federal Savings Bank
124 E Main St Branch
124 East Main Street Morris IL
The State Bank of Geneva
The State Bank Of Geneva Branch
22 South Fourth Street Geneva IL
CIBC Bank USA
Saint Charles Branch
24 South Second Stereet Saint Charles IL
First American Bank
Geneva Branch
1789 South Randall Road Geneva IL
Community Bank of Elmhurst
Lexington Square Branch
400 W. Butterfield Rd. Elmhurst IL
St. Charles Bank & Trust Company, National Association
St. Charles Bank & Trust Company Branch
411 West Main Street Saint Charles IL
CIBC Bank USA
Saint Charles Branch
24 South Second Stereet Saint Charles IL
Bank of Hope
Naperville Branch
1504 North Naper Boulevard, Ste. 136 Naperville IL
Cathay Bank
Chicago -westmont Branch
665 Pasquinelli Drive #b104 Westmont IL
American Commercial Bank & Trust, National Association
Yorkville National Bank & Trust Branch
1459 Cannonball Trail Yorkville IL
BankFinancial, National Association
1401 N Larkin Ave Branch
1401 North Larkin Avenue Joliet IL
Parkway Bank and Trust Company
Carol Stream Branch
914 West Army Trail Road Carol Stream IL
First Bank of Manhattan
550 West North Street Office Branch
550 West North Street Manhattan IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Central Federal Savings and Loan Association
La Grange Park Branch
1921 E 31st St. La Grange Park IL
Old Second National Bank
Plano West Branch
7050 Burroughs Avenue Plano IL
Wheaton Bank & Trust, National Association
Naperville Fort Hill Branch
555 Fort Hill Drive Naperville IL
Schaumburg Bank & Trust Company, National Association
Bloomingdale Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.
165 West Lake Street Bloomingdale IL
Hinsdale Bank & Trust Company, National Association
Downers Grove Branch
718 Ogden Ave Downers Grove IL
Marquette Bank
Marquette Bank Branch
2500 South Eola Road Aurora IL
The Lemont National Bank
Lemont Branch
310 Main Street Lemont IL
Amalgamated Bank of Chicago
Warrenville Branch
28600 Bella Vista Parkway Warrenville IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Amalgamated Bank of Chicago
Warrenville Branch
28600 Bella Vista Parkway Warrenville IL
U.S. Bank National Association
St. Charles Meijer Branch
855 South Randall Road Saint Charles IL
PNC Bank, National Association
West Aurora Branch
1977 West Galena Boulevard Aurora IL
Bank of America, National Association
Aurora - Indian Trail Branch
2390 West Indian Trail Aurora IL
Fifth Third Bank, National Association
Elburn Branch
415 South Main Street Elburn IL
Associated Bank, National Association
Aurora Branch
301 West Galena Boulevard Aurora IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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