Missouri

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Liberty, Missouri CD Rates – 2-Year 2019

Below are two-year Certificates of Deposit (CD) rates from banks in Liberty, Missouri. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Liberty, MO - July 16, 2019

2 Year CD National Average : 1.27% ?

Advertiser Disclosure
BankS APY MIN MILES ?
2.78% $1,000 5489.18
2.78% $100,000 5667.33
2.70% $10,000 5624.20
2.70% $1,000 5582.33
2.70% $1,000 5613.43
2.63% $50,000 5618.02
2.61% $1,000 5679.73
2.57% $1,000 5482.95
2.55% $1,000 5399.01
2.53% $10,000 5667.33
2.53% $1,000 5563.18
2.52% $1,000 5486.16
2.52% $500 5669.72
2.52% $1,000 5541.72
2.51% $50,000 5687.37
2.50% $1,000 5487.97
2.47% $500 5575.47
2.45% $1,000 5684.21
2.44% $500 5389.56
2.42% $500 6170.62
2.41% $25,000 5687.37
2.37% $500 5480.59
2.37% $500 5627.06
2.37% $1,000 5618.02
2.35% $100,000 5482.64
2.32% $1,000 5694.05
2.31% $15,000 5687.37
2.30% $1,000 5699.06
2.30% $1,000 5399.01
2.27% $1,000 5708.00
2.27% $1,000 5587.46
2.26% $500 5430.25
2.26% $1,000 5639.33
2.25% $500 5677.74
2.25% $1,000 5379.31
2.25% $1,000 5557.60
2.25% $1,000 5448.55
2.22% $500 5535.43
2.22% $500 5585.34
2.22% $1,000 5391.45
2.21% $10,000 5687.37
2.20% $1,000 5693.34
2.15% $1,000 5485.87
2.12% $95,000 5583.40
2.12% $100,000 5379.07
2.12% $50,000 5692.05
2.12% $2,500 5584.80
2.12% $1,000 5642.87
2.12% $1,000 5411.16
2.11% $1,000 5570.41
2.11% $500 5521.57
2.11% $500 5413.65
2.11% $100,000 5563.65
2.10% $500 5484.90
2.10% $1,000 5623.59
2.07% $1,000 5482.57
2.06% $10,000 5563.65
2.03% $5,000 5512.42
2.02% $10,000 5583.40
2.02% $500 5554.87
2.02% $1,000 5379.07
2.02% $1,000 5489.18
2.02% $1,000 5570.64
2.02% $1,000 5618.03
2.01% $1,000 5485.24
2.01% $7,500 5687.37
2.00% $1,000 5553.58
2.00% $500 5692.75
2.00% $1,000 5417.81
2.00% $1,000 5449.48
2.00% $1,000 5485.16
2.00% $1,000 5630.74
1.97% $500 5509.84
1.95% $10,000 5482.64
1.91% $10,000 5692.05
1.91% $500 5396.04
1.90% $500 5652.32
1.86% $1,000 5546.48
1.81% $1,000 5523.15
1.81% $1,000 5482.25
1.80% $1,000 5417.81
1.80% $100,000 5692.68
1.76% $10,000 5458.31
1.76% $500 5480.22
1.76% $1,000 5656.22
1.76% $1,000 5490.51
1.76% $100,000 5596.38
1.76% $1,000 5607.75
1.76% $1,000 5547.40
1.76% $1,000 5403.30
1.75% $1,000 5479.22
1.67% $1,000 5476.37
1.66% $100,000 5607.78
1.66% $100,000 5490.01
1.65% $500 5501.99
1.61% $500 5376.32
1.61% $500 5580.89
1.60% $100,001 5694.68
1.60% $5,000 5510.66
1.60% $10,000 5692.68
1.57% $1,000 5535.07
1.56% $500 5558.70
1.56% $500 5490.09
1.56% $1,000 5630.74
1.55% $1,000 5694.68
1.55% $1,000 5470.27
1.55% $500 5596.68
1.55% $1,000 5630.74
1.52% $10,000 5512.50
1.51% $1,000 5505.90
1.51% $500 5652.63
1.51% $500 5607.78
1.51% $1,000 5648.61
1.51% $500 5596.38
1.51% $500 5637.58
1.51% $2,000 5573.78
1.51% $1,000 5579.71
1.51% $1,000 5697.78
1.51% $500 5687.37
1.51% $500 5628.35
1.51% $2,500 5576.00
1.51% $1,000 5539.90
1.51% $100,000 5568.15
1.51% $500 5591.49
1.51% $1,000 5599.26
1.50% $100,000 5595.69
1.50% $1,000 5577.74
1.50% $1,000 5643.19
1.46% $500 5591.37
1.46% $1,000 5558.99
1.46% $500 5661.93
1.46% $1,000 5403.30
1.46% $100,000 5482.08
1.45% $100,000 5646.79
1.42% $1,000 5630.74
1.41% $500 5467.73
1.41% $500 5542.26
1.41% $500 5545.72
1.41% $500 5525.83
1.41% $1,000 5474.19
1.41% $1,000 5531.54
1.41% $1,000 5568.15
1.41% $100,000 5542.26
1.41% $1,000 5490.01
1.40% $1,000 5584.58
1.40% $1,000 5511.30
1.36% $500 5671.95
1.36% $10,000 5669.74
1.36% $1,000 5482.08
1.35% $100,000 5490.20
1.33% $500 5628.44
1.32% $500 5573.00
1.31% $500 5657.24
1.31% $100,000 5504.82
1.31% $1,000 5526.59
1.31% $1,000 5424.37
1.31% $500 5457.25
1.31% $1,000 5542.26
1.31% $1,000 5525.05
1.30% $500 5595.69
1.30% $1,000 5615.69
1.27% $1,000 5504.93
1.26% $500 5534.07
1.26% $500 5639.07
1.26% $500 5643.62
1.26% $1,000 5583.19
1.26% $500 5506.65
1.26% $500 5594.06
1.25% $1 5476.35
1.25% $1,000 5470.27
1.25% $1,000 5562.89
1.25% $1,000 5623.20
1.25% $1,000 5490.20
1.25% $50,000 5688.68
1.25% $500 5564.17
1.21% $500 5631.91
1.21% $1,000 5504.82
1.21% $500 5710.39
1.21% $1,000 5551.01
1.20% $1,000 5628.26
1.20% $500 5694.03
1.20% $25,000 5477.19
1.20% $1,000 5609.31
1.20% $1,000 5681.14
1.16% $50,000 5669.16
1.15% $500 5502.08
1.15% $500 5545.41
1.15% $500 5674.09
1.15% $10,000 5688.68
1.11% $1,000 5587.17
1.10% $1,000 5660.92
1.10% $1,000 5485.54
1.10% $50,000 5606.50
1.10% $500 5606.33
1.05% $50,000 5693.51
1.05% $10,000 5669.16
1.05% $50,000 5612.89
1.05% $10,000 5636.29
1.05% $500 5684.66
1.03% $1 5692.24
1.02% $25,000 5692.79
1.00% $1,000 5553.54
1.00% $500 5619.31
1.00% $500 5643.51
1.00% $1,000 5635.87
1.00% $1,000 5612.89
1.00% $500 5646.79
1.00% $1,000 5480.25
1.00% $1,000 5486.18
1.00% $1,000 5520.12
1.00% $500 5643.77
1.00% $1,000 5673.91
0.95% $500 5693.51
0.95% $1,000 5493.75
0.95% $1,000 5549.64
0.95% $500 5606.50
0.95% $1,000 5477.19
0.95% $1,000 5485.06
0.95% $1,000 5622.57
0.90% $2,500 5542.36
0.90% $500 5606.51
0.90% $1,000 5490.76
0.90% $500 5650.70
0.90% $1,000 5712.03
0.86% $500 5651.08
0.85% $50,000 5654.24
0.85% $10,000 5480.25
0.85% $1,000 5390.98
0.85% $1,000 5676.89
0.85% $1,000 5541.72
0.85% $500 5587.33
0.85% $1,000 5733.95
0.81% $500 5692.79
0.81% $1,000 5572.32
0.81% $100,000 5482.13
0.80% $1,000 5554.87
0.80% $100 5773.43
0.80% $1,000 5495.37
0.79% $1,000 5635.87
0.76% $100,000 5726.97
0.75% $100,000 5767.31
0.75% $500 5609.44
0.75% $500 5646.79
0.75% $500 5724.42
0.75% $500 5520.05
0.75% $1,000 5729.66
0.75% $1,000 5556.59
0.75% $1,000 5594.43
0.75% $500 5513.55
0.75% $500 5624.60
0.75% $500 5684.66
0.73% $5,000 5726.97
0.71% $10,000 5482.13
0.70% $1,000 5639.33
0.70% $500 5637.77
0.70% $500 5572.85
0.70% $1,000 5684.66
0.70% $500 5684.66
0.69% $500 5596.79
0.65% $500 5707.38
0.65% $1,000 5488.59
0.65% $2,500 5654.24
0.65% $500 5585.66
0.65% $500 5679.29
0.65% $500 5758.95
0.60% $1 5720.32
0.60% $500 5702.27
0.60% $500 5767.31
0.60% $500 5671.11
0.60% $1,000 5682.97
0.60% $1,000 5561.13
0.60% $50,000 5619.02
0.58% $500 5681.48
0.56% $1,000 0.00
0.55% $1,000 5496.71
0.55% $250 5599.08
0.55% $25,000 5689.57
0.55% $500 5624.20
0.55% $100,000 5565.96
0.53% $100,000 5512.42
0.50% $1 5572.14
0.50% $1,000 5509.88
0.50% $1,000 5565.42
0.50% $1,000 0.00
0.50% $1,000 5610.20
0.50% $1,000 5547.05
0.50% $250 5551.47
0.50% $1,000 5711.29
0.50% $500 5592.16
0.50% $10,000 5482.02
0.50% $10,000 5619.02
0.50% $500 5684.66
0.50% $500 5749.52
0.45% $1,000 5642.10
0.45% $1,000 5402.58
0.45% $500 5610.78
0.45% $2,500 5658.90
0.45% $10,000 5689.57
0.45% $1,000 5610.20
0.45% $500 5624.20
0.45% $1,000 5565.96
0.45% $1,000 5731.34
0.40% $500 5669.72
0.40% $500 5579.96
0.40% $500 5654.46
0.40% $1,000 5610.20
0.40% $1,000 5729.66
0.38% $5,000 5584.80
0.35% $500 5670.33
0.35% $1,000 5610.20
0.32% $10,000 5512.42
0.30% $1,000 5488.59
0.30% $10,000 5482.10
0.30% $1,000 5482.26
0.30% $500 5624.20
0.25% $10,000 5680.59
0.25% $5,000 5584.80
0.20% $500 5482.70
0.20% $10,000 5620.78
0.10% $10,000 5475.57
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2019

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

  • A higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 24 month period.
  • A generally higher rate for the same term than what can be found in a branch-based bank.
  • FDIC insurance.
  • Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for two years. Removing it early results in significant penalties.
  • Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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