Missouri

Image Courtesy: pixabay.com

You are viewing rates across Liberty


Liberty, Missouri CD Rates 2020

Below are the best one-year CD Rates from banks in Liberty, Missouri. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

Liberty, MO - April 7, 2020

1 Year CD National Average : 0.66% ?

Advertiser Disclosure
Banks APY MIN MILES ?
1.71% $500 5413.65
1.70% $1,000 5470.27
1.60% $1,000 5699.06
1.60% $1,000 5399.01
1.50% $500 5692.75
1.50% $500 5389.56
1.50% $1,000 5582.33
1.45% $1,000 5470.27
1.40% $1,000 5662.27
1.40% $1,000 5670.38
1.40% $100,000 5692.68
1.40% $1,000 5629.52
1.40% $100,000 5563.65
1.36% $50,000 5458.31
1.36% $100,000 5379.07
1.36% $1,000 5577.74
1.36% $500 5594.06
1.35% $1,000 5477.90
1.35% $1,000 5623.59
1.31% $500 6170.62
1.31% $95,000 5583.40
1.30% $500 5637.58
1.30% $1,000 5448.55
1.26% $10,000 5458.31
1.26% $1,000 5379.07
1.26% $1,000 5579.71
1.26% $1,000 5539.90
1.26% $500 5627.06
1.26% $100,000 5667.33
1.26% $1,000 5570.64
1.25% $500 5430.25
1.25% $1 5476.35
1.25% $500 5628.35
1.25% $1,000 5643.19
1.25% $1,000 5485.16
1.22% $1,000 5694.05
1.21% $10,000 5583.40
1.21% $500 5509.84
1.21% $1,000 5642.87
1.21% $1,000 5587.46
1.20% $1,000 5485.24
1.20% $10,000 5692.68
1.16% $500 5467.73
1.15% $1,000 5403.30
1.15% $1,000 5474.19
1.11% $500 5525.83
1.11% $500 5575.47
1.11% $1,000 5424.37
1.10% $1,000 5708.00
1.10% $500 5490.09
1.10% $1,000 5474.19
1.10% $100,000 5568.15
1.10% $100,000 5542.26
1.05% $1,000 5485.87
1.05% $500 5558.70
1.05% $100,000 5490.01
1.04% $500 5652.63
1.01% $500 5639.07
1.01% $5,000 5512.42
1.00% $1,000 5553.58
1.00% $500 5652.32
1.00% $1,000 5570.41
1.00% $500 5554.87
1.00% $1,000 5505.90
1.00% $35,000 5576.59
1.00% $1,000 5480.22
1.00% $100,000 5596.38
1.00% $1,000 5684.21
1.00% $500 5579.96
1.00% $1,000 5607.75
1.00% $1,000 5403.30
1.00% $100,000 5646.79
1.00% $500 5396.04
1.00% $1,000 5476.37
1.00% $50,000 5606.50
1.00% $1,000 5568.15
1.00% $1,000 5623.20
1.00% $100,000 5490.20
1.00% $1,000 5487.97
1.00% $500 5591.49
1.00% $1,000 5613.43
1.00% $1,000 5542.26
1.00% $100,000 5482.08
1.00% $1,000 5490.01
1.00% $1,000 5490.46
0.95% $500 5591.37
0.95% $100,000 5595.69
0.95% $1,000 5656.22
0.95% $500 5585.34
0.95% $1,000 5562.89
0.95% $50,000 5618.02
0.94% $1,000 5402.58
0.92% $500 5573.00
0.91% $500 5430.25
0.91% $500 5631.91
0.90% $500 5535.43
0.90% $100,000 5504.82
0.90% $1,000 5485.54
0.90% $1,000 5557.60
0.90% $1,000 5563.18
0.90% $1,000 5531.54
0.90% $1,000 5490.20
0.90% $1,000 5482.08
0.90% $1,000 5618.03
0.90% $500 5564.17
0.88% $1,000 5403.30
0.85% $1,000 5486.16
0.85% $1,000 5526.59
0.85% $500 5710.39
0.85% $1,000 5411.16
0.85% $1,000 5546.48
0.85% $500 5596.68
0.81% $1,000 5504.93
0.80% $500 5542.26
0.80% $1,000 5504.82
0.80% $500 5484.90
0.80% $10,000 5576.59
0.80% $1,000 5490.51
0.80% $2,000 5573.78
0.80% $1,000 5479.22
0.80% $1,000 5486.18
0.80% $500 5606.33
0.80% $1,000 5618.02
0.80% $1,000 5482.25
0.80% $50,000 5688.68
0.79% $10,000 5563.65
0.77% $500 5628.44
0.75% $500 5502.08
0.75% $1,000 5660.92
0.75% $500 5595.69
0.75% $500 5671.95
0.75% $5,000 5510.66
0.75% $1,000 5553.54
0.75% $1,000 5587.17
0.75% $500 5661.93
0.75% $1,000 5489.18
0.75% $1,000 5648.61
0.75% $500 5596.38
0.75% $500 5545.41
0.75% $50,000 5669.16
0.75% $500 5724.42
0.75% $1,000 5379.31
0.75% $500 5580.89
0.75% $500 5457.25
0.75% $1,000 5520.12
0.75% $500 5667.33
0.75% $500 5643.62
0.75% $1,000 5490.76
0.75% $500 5643.77
0.75% $10,000 5636.29
0.75% $1,000 5673.91
0.75% $1,000 5615.69
0.75% $1,000 5693.34
0.75% $1,000 5535.07
0.75% $1,000 5599.26
0.70% $500 5657.24
0.70% $1,000 5558.99
0.70% $500 5643.51
0.70% $10,000 5669.16
0.70% $500 5646.79
0.70% $500 5606.50
0.70% $10,000 5688.68
0.65% $1,000 5619.31
0.65% $100,000 5607.78
0.65% $500 5606.51
0.65% $50,000 5612.89
0.65% $500 5520.05
0.65% $1,000 5549.64
0.65% $100,000 5687.37
0.65% $500 5480.59
0.65% $1,000 5525.05
0.62% $1,000 5572.32
0.60% $500 5376.32
0.60% $500 5501.99
0.60% $1,000 5612.89
0.60% $100 5773.43
0.60% $1,000 5417.81
0.60% $1,000 5697.78
0.60% $1,000 5480.25
0.60% $250 5551.47
0.60% $1,000 5482.57
0.60% $1,000 5541.72
0.60% $1,000 5622.57
0.60% $1,000 5712.03
0.60% $1,000 5583.19
0.60% $1,000 5630.74
0.55% $500 5609.44
0.55% $500 5646.79
0.55% $1,000 5729.66
0.55% $1,000 5390.98
0.55% $500 5624.60
0.55% $1,000 5731.34
0.51% $500 5596.79
0.51% $1,000 5449.48
0.51% $500 5651.08
0.50% $500 5707.38
0.50% $2,500 5542.36
0.50% $1,000 5554.87
0.50% $500 5681.48
0.50% $500 5607.78
0.50% $1,000 5628.26
0.50% $500 5637.77
0.50% $50,000 5654.24
0.50% $1,000 5493.75
0.50% $10,000 5687.37
0.50% $1,000 5547.05
0.50% $1,000 5594.43
0.50% $100,000 5482.64
0.50% $1,000 5523.15
0.50% $500 5513.55
0.50% $500 5674.09
0.50% $1,000 5561.13
0.50% $1,000 5511.30
0.50% $1,000 5609.31
0.50% $1,000 5681.14
0.50% $50,000 5619.02
0.50% $1,000 5733.95
0.50% $1,000 5630.74
0.45% $1,000 5639.33
0.45% $100,000 5767.31
0.45% $500 5572.85
0.45% $1,000 5692.05
0.45% $2,500 5576.00
0.45% $500 5679.29
0.45% $1,000 5485.06
0.45% $500 5758.95
0.44% $500 5669.72
0.41% $1 5692.24
0.41% $100,000 5482.13
0.40% $1 5720.32
0.40% $500 5693.51
0.40% $1,000 5682.97
0.40% $10,000 5482.64
0.40% $500 5587.33
0.40% $10,000 5619.02
0.40% $500 5684.66
0.35% $1 5572.14
0.35% $500 5496.71
0.35% $1,000 5509.88
0.35% $500 5429.73
0.35% $250 5599.08
0.35% $500 5534.07
0.35% $1,000 5556.59
0.35% $1,000 5551.01
0.35% $10,000 5482.13
0.35% $1,000 5584.58
0.35% $500 5506.65
0.35% $100 5699.62
0.32% $1,000 5610.20
0.31% $1,000 0.00
0.30% $100,001 5694.68
0.30% $500 5767.31
0.30% $500 5671.11
0.30% $500 5670.33
0.30% $2,500 5654.24
0.30% $2,500 5658.90
0.30% $10,000 5669.74
0.30% $500 5585.66
0.30% $1,000 5676.89
0.30% $500 5684.66
0.30% $500 5749.52
0.29% $500 5545.72
0.25% $1,000 5694.68
0.25% $50,000 5482.10
0.25% $1,000 5635.87
0.25% $1,000 5565.42
0.25% $500 5610.78
0.25% $10,000 5512.50
0.25% $1,000 5391.45
0.25% $500 5592.16
0.25% $100,000 5565.96
0.22% $25,000 5689.57
0.22% $1,000 5610.20
0.20% $1,000 5521.57
0.20% $25,000 5692.79
0.20% $1,000 5547.40
0.20% $500 5654.46
0.20% $1,000 0.00
0.20% $10,000 5689.57
0.20% $1,000 5684.66
0.20% $1,000 5565.96
0.16% $100,000 5512.42
0.15% $5,000 5477.90
0.15% $1,000 5477.19
0.14% $500 5692.79
0.13% $10,000 5512.42
0.12% $10,000 5482.02
0.10% $10,000 5680.59
0.10% $1,000 5488.59
0.10% $10,000 5482.10
0.10% $1,000 5477.19
0.10% $500 5482.70
0.10% $10,000 5620.78
0.07% $10,000 5475.57
0.05% $10,000 5475.57
0.01% $1,000 5482.26
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2020

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

  • The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
  • One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates