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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Rockwall
Below are three-year CD Rates from banks in Rockwall, Texas. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.
Rockwall, TX - December 18, 2025
3 Year CD National Average : 0.75% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.90% |
$2,500 |
- |
Learn More
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Rate History: 4.00% → 3.60% → 3.40% → 4.00% → 3.90% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.90% |
$1,000 |
18.89 |
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3.76% |
$25,000 |
- |
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Rate History: 3.56% → 4.16% → 4.00% → 3.76% |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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3.70% |
$1,000 |
- |
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Early Withdrawal Penalty is 180 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.50% |
$500 |
- |
Learn More
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Rate History: 2.75% → 2.75% → 3.50% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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3.30% |
$10,000 |
- |
Learn More
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Early Withdrawal Penalty is 365 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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3.30% |
$50,000 |
20.44 |
Learn More
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Rate History: 3.50% → 3.30% |
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Geoffrey Christopher 1 | Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More |
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3.25% |
$5,000 |
- |
Learn More
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Rate History: 3.25% → 3.25% → 3.25% → 3.25% → 3.25% |
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james | Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More |
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3.14% 2.07% |
$100,000 $1,000 |
7.99 |
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Rate History: 1.00% → 2.47% → 3.14% |
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3.10% |
$1,000 |
15.35 |
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2.90% |
$10,000 |
19.74 |
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Rate History: 4.55% → 3.44% → 3.40% → 2.90% |
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Ange | Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More |
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2.02% |
$1,000 |
18.59 |
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Rate History: 3.05% → 2.53% → 2.02% |
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2.00% |
$10,000 |
20.82 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.55% |
$100,000 |
18.41 |
Learn More
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Rate History: 2.05% → 1.55% |
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Aku | May 29, 2020 Dua Read More |
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1.40% |
$500 |
21.76 |
Learn More
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Rate History: 1.00% → 1.40% → 2.25% → 1.40% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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1.05% |
$1,000 |
17.82 |
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1.00% |
$10,000 |
11.41 |
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1.00% |
$10,000 |
8.40 |
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Rhepler | Aug 4, 2022 Great CD rates & service Read More |
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0.93% |
$100,000 |
20.74 |
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0.90% |
$1,000 |
17.80 |
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0.90% |
$100,000 |
16.36 |
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0.90% |
$100,000 |
16.28 |
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0.85% |
$1,000 |
- |
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0.85% |
$10,000 |
16.36 |
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0.83% |
$10,000 |
20.74 |
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0.80% |
$10,000 |
16.28 |
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0.75% |
$100,000 |
19.47 |
Learn More
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.75% |
$10,000 |
23.73 |
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0.75% |
$10,000 |
13.59 |
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0.70% |
$100,000 |
18.35 |
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0.65% |
$10,000 |
24.08 |
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0.65% |
$10,000 |
19.47 |
Learn More
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.65% |
$100,000 |
18.74 |
Learn More
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Peggy Sterioti | Jan 26, 2022 You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More |
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0.60% |
$1,000 |
1.24 |
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0.60% |
$100,000 |
14.25 |
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0.60% |
$100,000 |
19.59 |
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0.60% |
$10,000 |
17.61 |
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0.60% |
$10,000 |
19.63 |
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0.55% |
$10,000 |
14.25 |
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0.55% |
$10,000 |
19.59 |
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0.55% |
$10,000 |
20.01 |
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0.50% |
$10,000 |
20.89 |
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0.50% |
$10,000 |
4.54 |
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0.49% |
$10,000 |
18.74 |
Learn More
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Peggy Sterioti | Jan 26, 2022 You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More |
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0.45% |
$10,000 |
18.35 |
Learn More
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0.45% |
$10,000 |
19.47 |
Learn More
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.40% |
$1,000 |
- |
Learn More
|
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.40% |
$50,000 |
22.60 |
Learn More
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0.40% |
$100,000 |
16.74 |
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0.40% |
$10,000 |
20.04 |
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0.35% |
$10,000 |
11.20 |
Learn More
|
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joann.burbridge@yahoo.com | Mar 16, 2020 What is the current 30 year mortgage rate? Read More |
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0.35% |
$10,000 |
16.74 |
Learn More
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0.33% |
$1,000 |
15.20 |
Learn More
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thedon | Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More |
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0.25% |
$1 |
19.75 |
Learn More
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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0.25% |
$10,000 |
19.43 |
Learn More
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Ralph | Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More |
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0.25% |
$100,000 |
2.28 |
Learn More
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0.20% |
$1,000 |
- |
Learn More
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Jeff Talmage | Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More |
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0.20% |
$1,000 |
18.90 |
Learn More
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jim | Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More |
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0.15% |
$10,000 |
20.56 |
Learn More
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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0.15% |
$10,000 |
2.28 |
Learn More
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0.05% 0.01% |
$501 $500 |
22.63 |
Learn More
|
|
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Rate History: 0.03% → 0.05% |
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0.05% |
$500 |
17.48 |
Learn More
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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0.03% |
$100,000 |
19.31 |
Learn More
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.
The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.
Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.
While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates
