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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Rockwall
Below are two-year Certificates of Deposit (CD) rates from banks in Rockwall, Texas. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.
Rockwall, TX - December 18, 2025
2 Year CD National Average : 0.66% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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3.85% |
$1,000 |
18.89 |
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3.75% |
$25,000 |
- |
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Rate History: 4.00% → 4.00% → 4.21% → 4.00% → 3.75% |
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79Thru | Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More |
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3.75% |
$1,000 |
19.91 |
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|
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Rate History: 3.61% → 3.75% |
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6CellBattery | Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More |
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3.50% |
$2,500 |
- |
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Rate History: 4.00% → 4.10% → 4.00% → 3.75% → 3.50% |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.50% |
$5,000 |
- |
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Rate History: 3.50% → 3.50% → 3.50% → 3.50% |
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james | Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More |
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3.50% |
$500 |
- |
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|
|
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Rate History: 3.50% → 3.50% → 3.75% → 3.50% |
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2 Months with Vio Bank | Sep 4, 2025 And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More |
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|
3.49% 3.00% |
$100,000 $1,000 |
7.99 |
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Rate History: 4.06% → 3.49% |
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3.30% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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|
3.20% |
$50,000 |
20.44 |
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Rate History: 3.75% → 3.20% |
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Geoffrey Christopher 1 | Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More |
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3.10% |
$1,000 |
15.35 |
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3.00% |
$10,000 |
19.74 |
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|
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Rate History: 4.80% → 3.55% → 3.50% → 3.00% |
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Ange | Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More |
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2.55% 2.05% |
$100,000 $1,000 |
21.91 |
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|
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Rate History: 4.00% → 2.55% |
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2.25% |
$500 |
21.76 |
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Rate History: 1.00% → 1.55% → 2.25% → 3.50% → 2.25% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.05% |
$100,000 |
18.41 |
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Rate History: 3.05% → 1.55% → 2.30% → 2.05% |
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Aku | May 29, 2020 Dua Read More |
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2.02% |
$1,000 |
18.59 |
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Rate History: 3.05% → 2.53% → 2.02% |
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2.00% |
$10,000 |
20.82 |
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Rate History: 3.00% → 2.50% → 2.00% |
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Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
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1.00% |
$10,000 |
8.40 |
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Rhepler | Aug 4, 2022 Great CD rates & service Read More |
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0.85% |
$1,000 |
17.82 |
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|
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0.80% |
$100,000 |
16.36 |
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|
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0.80% |
$100,000 |
16.28 |
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|
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0.80% |
$100,000 |
18.67 |
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0.78% |
$100,000 |
20.74 |
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0.75% |
$10,000 |
11.41 |
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|
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0.75% |
$10,000 |
18.67 |
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0.70% |
$100,000 |
19.47 |
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|
|
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.70% |
$10,000 |
16.36 |
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0.70% |
$10,000 |
16.28 |
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0.70% |
$10,000 |
13.59 |
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0.68% |
$10,000 |
20.74 |
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|
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0.65% |
$1,000 |
17.80 |
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0.65% |
$100,000 |
14.25 |
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0.65% |
$100,000 |
18.74 |
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|
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Peggy Sterioti | Jan 26, 2022 You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More |
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0.60% |
$1,000 |
1.24 |
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0.60% |
$100,000 |
18.35 |
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0.60% |
$10,000 |
24.08 |
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0.60% |
$10,000 |
19.47 |
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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0.55% |
$100,000 |
24.65 |
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|
|
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0.55% |
$100,000 |
19.59 |
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|
|
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0.55% |
$10,000 |
17.61 |
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|
|
|
0.50% |
$10,000 |
19.63 |
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|
|
|
0.50% |
$10,000 |
22.94 |
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|
|
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0.50% |
$10,000 |
14.25 |
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|
|
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0.50% |
$10,000 |
24.65 |
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|
|
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0.50% |
$10,000 |
23.73 |
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|
|
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0.50% |
$10,000 |
19.59 |
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|
|
|
0.50% |
$10,000 |
4.54 |
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|
|
|
0.50% |
$10,000 |
20.01 |
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|
|
|
0.49% |
$10,000 |
18.74 |
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|
|
|
Peggy Sterioti | Jan 26, 2022 You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More |
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|
0.45% |
$10,000 |
20.89 |
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|
|
|
0.45% |
$10,000 |
14.85 |
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|
|
|
0.40% |
$1,000 |
- |
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|
|
|
RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.40% |
$50,000 |
22.60 |
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|
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0.40% |
$10,000 |
18.35 |
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|
|
|
0.40% |
$10,000 |
19.47 |
Learn More
|
|
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Jettdawg | Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More |
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|
0.40% |
$100,000 |
16.74 |
Learn More
|
|
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0.40% |
$10,000 |
20.04 |
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|
|
|
0.35% |
$10,000 |
16.74 |
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|
|
|
0.33% |
$1,000 |
15.20 |
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|
|
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thedon | Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More |
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0.30% |
$100,000 |
2.28 |
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|
|
|
0.25% |
$10,000 |
19.43 |
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|
|
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Ralph | Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More |
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|
0.20% |
$1,000 |
- |
Learn More
|
|
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Jeff Talmage | Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More |
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|
0.20% |
$1 |
19.75 |
Learn More
|
|
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Cory,Baldwin | Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More |
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|
0.20% |
$1,000 |
18.90 |
Learn More
|
|
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jim | Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More |
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|
0.20% |
$1,000 |
20.44 |
Learn More
|
|
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Rate History: 0.20% → 0.20% |
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HB | Sep 12, 2023 Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More |
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0.20% |
$10,000 |
2.28 |
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0.15% |
$10,000 |
20.56 |
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Bauhinia C | Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More |
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|
0.05% 0.01% |
$501 $500 |
22.63 |
Learn More
|
|
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Rate History: 0.03% → 0.05% |
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0.05% |
$500 |
17.48 |
Learn More
|
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MrBond | Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More |
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0.03% |
$100,000 |
19.31 |
Learn More
|
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Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.
While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.
In general, if rates are rising, it makes sense not to lock up money for an extended period of time.
If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.
Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates
