Texas

Image Courtesy: www.pixabay.com

Rockwall, Texas CD Rates – 18-Month

You are viewing rates from banks across Rockwall





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Rockwall, Texas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Rockwall, TX - December 18, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.50% → 4.35% → 3.85% → 3.80% → 3.95%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.00% → 3.80% → 3.80% → 3.90% → 3.90%

| Jun 26, 2020

Rate not current Read More

Rate History: 3.87% → 3.90% → 3.85%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

3.80%

$1,000

18.89

Learn More

Early Withdrawal Penalty is 8 months interest.
Rate History: 4.15% → 4.00% → 3.75% → 4.05% → 3.75%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 3.95% → 4.00% → 3.95% → 3.80% → 3.70%

| Sep 4, 2025

And I discovered that they play bait and switch and have no problems lying. This system won't let me give it zero or negative stars so I have given it one, but that is at least one too many. Read More

Rate History: 4.75% → 3.72% → 3.70% → 3.60%

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 3.90% → 3.80% → 3.70% → 3.45% → 3.30%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.00% → 2.85% → 2.75%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 0.20% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 3.05% → 2.53% → 2.02%

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 3.50% → 2.00% → 1.50% → 1.51%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Aug 4, 2022

Great CD rates & service Read More

0.68%

$100,000

20.74

Learn More

0.65%

$100,000

14.25

Learn More

0.65%

$100,000

16.36

Learn More

0.65%

$100,000

16.28

Learn More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.60%

$10,000

16.36

Learn More

0.60%

$10,000

16.28

Learn More

0.58%

$10,000

20.74

Learn More

0.55%

$100,000

18.35

Learn More

0.50%

$10,000

14.25

Learn More

0.50%

$1,000

1.24

Learn More

0.50%

$10,000

24.08

Learn More

0.50%

$100,000

19.59

Learn More

0.50%

$10,000

4.54

Learn More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

| Jan 26, 2022

You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More

0.45%

$10,000

19.59

Learn More

0.40%

$10,000

14.85

Learn More

0.35%

$10,000

18.35

Learn More

| Feb 17, 2022

Worst bank ever. Buying everyone and screwing them up. Read More

0.35%

$10,000

23.73

Learn More

0.35%

$100,000

16.74

Learn More

| Mar 29, 2020

have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More

0.30%

$10,000

19.63

Learn More

0.30%

$10,000

16.74

Learn More

0.30%

$10,000

20.04

Learn More

| Nov 26, 2019

They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More

| Sep 28, 2016

After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Rockwall, TX - December 18, 2025


Branch Street City State
Texas Capital Bank
Texas Capital Bank, National Association Branch
2000 Mckinney Ave, Suite 700 Dallas TX
Harmony Bank
Uptown Branch
4161 McKinney Ave, Suite 101 Dallas TX
Finworth, a division of InsBank
Allen, Texas Branch
1054 West Bethany Drive Allen TX
NexBank
Nexbank, Ssb Branch
2515 Mckinney Ave, Suite 1100 Dallas TX
Southside Bank
Forney Branch
413 North Mcgraw Forney TX
Southside Bank
Forney Branch
413 North Mcgraw Forney TX
BOKF, National Association
Hillcrest Branch
6201 Hillcrest Avenue Dallas TX
Zions Bank
Zb, National Association Branch
8523 Thackery Street Dallas TX
JPMorgan Chase Bank, National Association
Prestonwood Branch
6021 Campbell Road Dallas TX
Wells Fargo Bank, National Association
Mckinney Avenue Branch
2222 Mckinney Avenue, Suite 300 Dallas TX
Susser Bank
Garland Branch
2302 Guthrie Rd. Suite 100 Garland TX
Southwestern National Bank
Plano Branch
2304 Coit Road, Suite #600 Plano TX
Hanmi Bank
Garland Branch
4555 West Walnut Garland TX
American First National Bank
Richardson Branch
400 North Greenville Avenue, Suite 7 Richardson TX
Golden Bank, National Association of Houston, Texas
Richardson Branch
300 E. Terrace Drive, Suite 309 Richardson TX
Prosperity Bank
Turtle Creek Branch
3802 Oak Lawn Avenue Dallas TX
American First National Bank
Richardson Branch
400 North Greenville Avenue, Suite 7 Richardson TX
Golden Bank, National Association of Houston, Texas
Richardson Branch
300 E. Terrace Drive, Suite 309 Richardson TX
Southwestern National Bank
Plano Branch
2304 Coit Road, Suite #600 Plano TX
Benchmark Bank
Hillcrest Branch
7019 Hillcrest Dallas TX
Hanmi Bank
Garland Branch
4555 West Walnut Garland TX
Alliance Bank of Sulphur Springs, Texas
Alliance Bank Branch
6130 S. Fm 549 Rockwall TX
City Bank of Lubbock, Texas
Plano Branch
7800 Preston Road Plano TX
North Dallas Bank & Trust Co.
North Dallas Bank & Trust Co. Branch
12900 Preston Road Dallas TX
Guaranty Bank & Trust, N.A.
Rockwall Branch
2255 Ridge Road Suite 150 Rockwall TX
Prosperity Bank
Turtle Creek Branch
3802 Oak Lawn Avenue Dallas TX
Pegasus Bank
Knox Street Branch
3300 Knox Street, Suite 100 Dallas TX
North Dallas Bank & Trust Co.
North Dallas Bank & Trust Co. Branch
12900 Preston Road Dallas TX
Inwood National Bank
Richardson Branch
1100 Centennial Boulevard Richardson TX
Benchmark Bank
Hillcrest Branch
7019 Hillcrest Dallas TX
Prosperity Bank
Turtle Creek Branch
3802 Oak Lawn Avenue Dallas TX
First Bank
W. El Dorado Parkway Branch
2530 W. El Dorado Parkway, Suite #110 Mckinney TX
The American National Bank of Texas
Plano Parkway Branch
1101 East Plano Parkway Plano TX
Metro City Bank
Dallas Branch
9788 Walnut Street Dallas TX
NBH Bank
Dallas-Mckinney Branch
3102 Maple Ave Dallas TX
Cathay Bank
Cathay Bank Branch
4100 Legacy Drive Suite 403 Plano TX
The American National Bank of Texas
Plano Parkway Branch
1101 East Plano Parkway Plano TX
Veritex Community Bank
Alexis Branch
14885 Preston Rd Dallas TX
Origin Bank
Dallas Financial Center Branch
3838 Oak Lawn Avenue, 2 Turtle Creek Village Dallas TX
Washington Federal Bank
Coit And Campbell Branch
1920 N Coit Road Richardson TX
East West Bank
Plano Branch
3911 W. Park Blvd Suite#601 Plano TX
Regions Bank
Plano Branch
4020 Preston Road Plano TX
Bank of America, National Association
Preston Royal Branch
10830 Preston Road Dallas TX
First-Citizens Bank & Trust Company
Dallas Lake Side Village Branch
9667 N. Central Expressway Dallas TX


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates