Best 18-Month CD Rates in Sugar Hill, Georgia, GA

You are viewing rates from banks across Sugar Hill

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Sugar Hill, Georgia . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Sugar Hill, GA - August 1, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Merrick Bank	4.20%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Finworth, a division of InsBank Buchanan Branch	4.20%	$50,000	-	Learn More Add Review
Early Withdrawal Penalty is 8 months interest. Rate History: 4.50% → 3.75% → 3.85% → 4.30% → 4.20%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Beal Bank USA Atlanta Branch	3.75%	$1,000	-	Learn More
Rate History: 4.35% → 4.25% → 4.20% → 3.75%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Loyal Trust Bank Loyal Trust Bank Branch	3.75%	$1,000	-	Learn More Add Review
Touchmark National Bank Touchmark National Bank Branch	3.64%	$1,000	-	Learn More Add Review
Bank of Hope Lagrange Branch	3.60% 0.30%	$250,000 $1,000	-	Learn More
Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Wells Fargo Bank, National Association Magnolia Street Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
American Commerce Bank, National Association American Commerce Bank, National Association Branch	2.50%	$500	-	Learn More Add Review
JPMorgan Chase Bank, National Association Lithia Springs Village @ Westfork Br Branch	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
South Coast Bank & Trust South Coast Bank & Trust Branch	1.10%	$10,000	-	Learn More Add Review
First State Bank First State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Community Bank of Georgia Community Bank Of Georgia Branch	1.00%	$10,000	-	Learn More Add Review
Bank of Dawson Bank Of Dawson Branch	0.80%	$10,000	-	Learn More Add Review
United National Bank United National Bank Branch	0.75%	$10,000	-	Learn More Add Review
North Georgia National Bank North Georgia National Bank Branch	0.75%	$10,000	-	Learn More Add Review
Oconee State Bank Oconee State Bank Branch	0.75%	$10,000	-	Learn More
Carol Walters \| Mar 29, 2021 I have had problems with Oconee State Bank blocking purchases I made online from a legitimate business for pet products. They block it because the seller is in the UK, even though I have purchased from the... Read More Reviews (1)
First IC Bank First Ic Bank Branch	0.75%	$10,000	-	Learn More Add Review
Talbot State Bank Talbot State Bank Branch	0.75%	$10,000	-	Learn More
ronald.burrell673@gmail.com \| Aug 11, 2019 We have trouble with them crediting payments made on time, by the time point Aand B get your payment and record it, you are always seen as a late payment. This just drives me crazy, also, they don't do all... Read More Reviews (1)
Georgia Community Bank Bank Of Terrell Branch	0.75%	$10,000	-	Learn More Add Review
First State Bank of Blakely Arlington Branch	0.75%	$10,000	-	Learn More Add Review
ServisFirst Bank Douglasville Branch	0.71%	$10,000	-	Learn More Add Review
Wilkinson County Bank Wilkinson County Bank Branch	0.70%	$10,000	-	Learn More Add Review
Bank of Eastman Bank Of Eastman Branch	0.70%	$10,000	-	Learn More Add Review
BankSouth Banksouth Branch	0.70%	$10,000	-	Learn More Add Review
First Port City Bank First Port City Bank Branch	0.70%	$10,000	-	Learn More Add Review
Century Bank and Trust Century Bank And Trust Branch	0.70%	$10,000	-	Learn More Add Review
Exchange Bank Exchange Bank Branch	0.70%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank Nashville Branch	0.70%	$10,000	-	Learn More Add Review
American Pride Bank American Pride Bank Branch	0.65%	$10,000	-	Learn More
Lily \| Dec 14, 2021 no reveiw Read More Reviews (1)
First National Community Bank First National Community Bank Branch	0.65%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank Nashville Branch	0.65%	$10,000	-	Learn More Add Review
F & M Bank and Trust Company F & M Bank And Trust Company Branch	0.60%	$10,000	-	Learn More Add Review
Citizens Bank & Trust, Inc. Citizens Bank & Trust, Inc. Branch	0.60%	$500	-	Learn More Add Review
The Peoples Bank The Peoples Bank Branch	0.60%	$10,000	-	Learn More Add Review
State Bank of Cochran State Bank Of Cochran Branch	0.60%	$10,000	-	Learn More Add Review
Bank of Dade Bank Of Dade Branch	0.60%	$1,000	-	Learn More Add Review
First Peoples Bank Greenville Branch	0.55%	$10,000	-	Learn More Add Review
Commercial Banking Company Commercial Banking Company Branch	0.55%	$10,000	-	Learn More Add Review
First National Bank of Decatur County Cairo Branch	0.55%	$10,000	-	Learn More Add Review
Bank of Hazlehurst Bank Of Hazlehurst Branch	0.55%	$10,000	-	Learn More Add Review
Signature Bank of Georgia Signature Bank Client Engagement Center Branch	0.55%	$1,000	-	Learn More Add Review
Peoples Bank Peoples Bank Branch	0.55%	$10,000	-	Learn More Add Review
First Bank of Coastal Georgia First Bank Of Coastal Georgia Branch	0.55%	$100,000	-	Learn More Add Review
The Security State Bank The Security State Bank Branch	0.50%	$10,000	-	Learn More Add Review
PrimeSouth Bank Primesouth Bank Branch	0.50%	$10,000	-	Learn More Add Review
The Citizens National Bank of Quitman The Citizens National Bank Of Quitma Branch	0.50%	$10,000	-	Learn More Add Review
First Southern Bank First Southern Bank Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Monticello Bank Of Monticello Branch	0.50%	$10,000	-	Learn More Add Review
Durden Banking Company, Incorporated Durden Banking Company, Incorporated Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Dudley Bank Of Dudley Branch	0.50%	$10,000	-	Learn More Add Review
Pinnacle Bank Covington Branch	0.50%	$500	-	Learn More Add Review
First Bank of Coastal Georgia First Bank Of Coastal Georgia Branch	0.50%	$10,000	-	Learn More Add Review
The Claxton Bank The Claxton Bank Branch	0.50%	$10,000	-	Learn More Add Review
Guardian Bank Ashley Street Office Branch	0.50%	$10,000	-	Learn More
A \| Aug 21, 2019 Guardian bank is the worst company I’ve ever try to do business with me and my husband went to them for a refinance the lender submitted a application for a loan that was not fitting the needs we wante... Read More Reviews (1)
Morris Bank Morris Bank Branch	0.45%	$10,000	-	Learn More
Samantha \| Dec 14, 2021 Awesome i lost half my money and they paid me triple Read More Reviews (1)
PeoplesSouth Bank Peoplessouth Bank Branch	0.45%	$10,000	-	Learn More Add Review
Waycross Bank & Trust Waycross Bank & Trust Branch	0.45%	$500	-	Learn More Add Review
Flint Community Bank Flint Community Bank Branch	0.45%	$10,000	-	Learn More Add Review
South Georgia Banking Company South Georgia Banking Company Branch	0.45%	$10,000	-	Learn More Add Review
The Commercial Bank The Commercial Bank Branch	0.40%	$10,000	-	Learn More Add Review
Sunmark Community Bank Sunmark Community Bank Branch	0.40%	$10,000	-	Learn More Add Review
Oconee Federal Savings and Loan Association Toccoa Br Branch	0.40%	$10,000	-	Learn More
Bonjo \| Nov 10, 2022 Sammi rude I feel she gets mad if she has to do anything Seneca up town bank like she is scholing me no people skills very moody needs to be talked to Read More Reviews (1)
First Bank of Pike First Bank Of Pike Branch	0.40%	$10,000	-	Learn More Add Review
The Citizens Bank of Cochran The Citizens Bank Of Cochran Branch	0.40%	$10,000	-	Learn More Add Review
Southern States Bank Columbus Community Branch	0.40%	$10,000	-	Learn More Add Review
Altamaha Bank and Trust Company Altamaha Bank And Trust Company Branch	0.40%	$10,000	-	Learn More Add Review
Northeast Georgia Bank Northeast Georgia Bank Branch	0.38%	$10,000	-	Learn More Add Review
First American Bank and Trust Company First American Bank And Trust Compan Branch	0.35%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Moody Afb Branch	0.35%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
FirstBank Northwest Georgia Bank Branch	0.35%	$10,000	-	Learn More Add Review
CIBC Bank USA North Fulton Branch	0.35%	$100,000	-	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
Citizens Bank of the South Citizens Bank Of The South Branch	0.35%	$500	-	Learn More Add Review
Queensborough National Bank & Trust Company Wadley Branch	0.35%	$10,000	-	Learn More Add Review
Planters First Bank Planters First Bank Branch	0.35%	$10,000	-	Learn More Add Review
Metro City Bank Metro City Bank Branch	0.33%	$1,000	-	Learn More
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More Reviews (1)
First Volunteer Bank Ringgold Branch	0.30%	$1,000	-	Learn More
GOb \| Dec 18, 2023 They will not cash savings bonds for non-account holders Read More Reviews (5)
CIBC Bank USA North Fulton Branch	0.30%	$10,000	-	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
The Geo. D. Warthen Bank The Geo. D. Warthen Bank Branch	0.30%	$10,000	-	Learn More Add Review
AB&T Ab&T Branch	0.30%	$10,000	-	Learn More Add Review
Carver State Bank Carver State Bank Branch	0.30%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Southeastern Bank Southeastern Bank Branch	0.25%	$10,000	-	Learn More Add Review
The Farmers Bank The Farmers Bank Branch	0.25%	$10,000	-	Learn More Add Review
First National Bank of Griffin First National Bank Of Griffin Branch	0.25%	$10,000	-	Learn More Add Review
Shinhan Bank America Nab Branch	0.25%	$10,000	-	Learn More
Lori Kroko \| Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More Reviews (1)
Renasant Bank Heritagebank Branch	0.25%	$10,000	-	Learn More
rand \| Mar 25, 2019 CDs shown are not offered in Knoxville area Read More Reviews (1)
Rabun County Bank Rabun County Bank Branch	0.20%	$500	-	Learn More Add Review
Security Federal Bank Evans Branch	0.20%	$10,000	-	Learn More
Angry \| Aug 8, 2022 DO NOT USE THIS BANK!!!! My brother passed and unfortunately he had a savings account with these thieves. I properly went through probate court and got an Order for the bank to release the funds to me and... Read More Reviews (2)
Southeast First National Bank Southeast First National Bank Branch	0.20%	$10,000	-	Learn More Add Review
Peoples Bank of East Tennessee Mccaysville Branch	0.20%	$10,000	-	Learn More Add Review
Ameris Bank Ameris Bank Branch	0.20%	$10,000	-	Learn More
COLETTE B \| May 30, 2022 I HAVE TO AGREE WITH THE OTHER REVIEWERS. THIS BANK HAS THE WORST CUSTOMER SERVICE OF ALL TIME. I HAD NO CHOICE BUT TO GO HERE... IF THERE'S ANY WAY YOU CAN AVOID, IT IS HIGHLY RECOMMENDED. LET ME GIVE ... Read More Reviews (4)
Bank of Eastman Bank Of Eastman Branch	0.20%	$10,000	-	Learn More Add Review
United Bank Monroe County Bank Branch	0.20%	$10,000	-	Learn More Add Review
Capital City Bank West Point Branch	0.20%	$100,000	-	Learn More
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More Reviews (1)
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
First Community Bank Augusta Branch	0.15%	$10,000	-	Learn More Add Review
Colony Bank Colony Bank Ashburn Branch	0.15%	$10,000	-	Learn More Add Review
Citizens Trust Bank Citizens Trust Bank Branch	0.15%	$10,000	-	Learn More Add Review
East West Bank Vinings Branch	0.10%	$10,000	-	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
River City Bank River City Bank Branch	0.10%	$10,000	-	Learn More Add Review
First Century Bank, National Association First Century Bank, National Association Branch	0.10%	$10,000	-	Learn More Add Review
Capital City Bank West Point Branch	0.10%	$10,000	-	Learn More
Scrappy \| Mar 10, 2021 HORRIBLE !!!! JUST RUN AS FAST AS YOU CAN AWAY FROM THIS BANK..Save yourself the hassle of dealing with them. Read More Reviews (1)
U.S. Bank National Association Georgia Trust Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Regions Bank Ballground Branch	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review
PNC Bank, National Association Montezuma Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Gainesville Main Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
First-Citizens Bank & Trust Company Toccoa Branch	0.02%	$500	-	Learn More
Rate History: 0.10% → 0.02% → 0.10% → 0.02%
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
Fifth Third Bank, National Association Lawrenceville Branch	0.01%	$500	-	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Finworth, a division of InsBank Buchanan Branch	3559 Business 27	Buchanan	GA
Beal Bank USA Atlanta Branch	4511 Olde Perimeter Way, Suite 500	Atlanta	GA
Loyal Trust Bank Loyal Trust Bank Branch	11675 Medlock Bridge Road	Johns Creek	GA
Touchmark National Bank Touchmark National Bank Branch	3651 Old Milton Parkway	Alpharetta	GA
Bank of Hope Lagrange Branch	1508 Lafayette Parkway	Lagrange	GA
Wells Fargo Bank, National Association Magnolia Street Branch	37 Magnolia Street	Roswell	GA
American Commerce Bank, National Association American Commerce Bank, National Association Branch	400 U.S. Highway 27 Bypass	Bremen	GA
JPMorgan Chase Bank, National Association Lithia Springs Village @ Westfork Br Branch	610 Thornton Road	Lithia Springs	GA
South Coast Bank & Trust South Coast Bank & Trust Branch	1500 Newcastle Street	Brunswick	GA
First State Bank First State Bank Branch	300 Broad Street	Wrens	GA
Community Bank of Georgia Community Bank Of Georgia Branch	700 West Parker Street	Baxley	GA
Bank of Dawson Bank Of Dawson Branch	201-209 Main Street	Dawson	GA
United National Bank United National Bank Branch	722 N Broad St	Cairo	GA
North Georgia National Bank North Georgia National Bank Branch	350 West Belmont Drive	Calhoun	GA
Oconee State Bank Oconee State Bank Branch	35 North Main Street	Watkinsville	GA
First IC Bank First Ic Bank Branch	5593 Buford Highway	Doraville	GA
Talbot State Bank Talbot State Bank Branch	76 E. Main Street	Woodland	GA
Georgia Community Bank Bank Of Terrell Branch	250 East Lee Street	Dawson	GA
First State Bank of Blakely Arlington Branch	159 North Highland Avenue	Arlington	GA
ServisFirst Bank Douglasville Branch	2801 Chapel Hill Road	Douglasville	GA
Apex Banking Company of Georgia Wilkinson County Bank Branch	103 East Bank Street	Irwinton	GA
Magnolia State Bank Bank Of Eastman Branch	130 Oak Street	Eastman	GA
BankSouth Banksouth Branch	6340 Lake Oconee Parkway	Greensboro	GA
First Port City Bank First Port City Bank Branch	400 West Shotwell Street	Bainbridge	GA
Century Bank and Trust Century Bank And Trust Branch	141 South Wayne Street	Milledgeville	GA
Exchange Bank Exchange Bank Branch	250 West Hancock Street	Milledgeville	GA
Farmers and Merchants Bank Nashville Branch	202 West Washington Avenue	Nashville	GA
American Pride Bank American Pride Bank Branch	4740 Log Cabin Drive	Macon	GA
First National Community Bank First National Community Bank Branch	701 North 3rd Avenue	Chatsworth	GA
Farmers and Merchants Bank Nashville Branch	202 West Washington Avenue	Nashville	GA
F & M Bank and Trust Company F & M Bank And Trust Company Branch	142 West Main Street	Manchester	GA
Citizens Bank & Trust, Inc. Citizens Bank & Trust, Inc. Branch	12255 South Main Street	Trenton	GA
The Peoples Bank The Peoples Bank Branch	209 South Jefferson Street	Eatonton	GA
State Bank of Cochran State Bank Of Cochran Branch	112 E Beech Street	Cochran	GA
Bank of Dade Bank Of Dade Branch	12634 North Main Street	Trenton	GA
First Peoples Bank Greenville Branch	412 Lagrange Street	Greenville	GA
Commercial Banking Company Commercial Banking Company Branch	3462 North Valdosta Road	Valdosta	GA
First National Bank of Decatur County Cairo Branch	600 N. Broad Street	Cairo	GA
Bank of Hazlehurst Bank Of Hazlehurst Branch	22 South Tallahassee Street	Hazlehurst	GA
Signature Bank of Georgia Signature Bank Client Engagement Center Branch	6065 Roswell Road, Suite 110	Sandy Springs	GA
Peoples Bank Peoples Bank Branch	299 West Liberty Street	Lyons	GA
First Bank of Coastal Georgia First Bank Of Coastal Georgia Branch	250 West Bacon Street	Pembroke	GA
The Security State Bank The Security State Bank Branch	49 West Oak Street	Mcrae	GA
PrimeSouth Bank Primesouth Bank Branch	3473 Us Hwy 84	Blackshear	GA
The Citizens National Bank of Quitman The Citizens National Bank Of Quitma Branch	100 East Stevens Street	Quitman	GA
First Southern Bank First Southern Bank Branch	6365 Highway 84	Patterson	GA
Bank of Monticello Bank Of Monticello Branch	141 Green Street	Monticello	GA
Durden Banking Company, Incorporated Durden Banking Company, Incorporated Branch	111 North Railroad Avenue	Twin City	GA
Bank of Dudley Bank Of Dudley Branch	1448 Second Street	Dudley	GA
Pinnacle Bank Covington Branch	6124 Highway 278 Ne	Covington	GA
First Bank of Coastal Georgia First Bank Of Coastal Georgia Branch	250 West Bacon Street	Pembroke	GA
The Claxton Bank The Claxton Bank Branch	121 West Main Street	Claxton	GA
Guardian Bank Ashley Street Office Branch	1906 North Ashley Street	Valdosta	GA
Morris Bank Morris Bank Branch	301 Bellevue Avenue	Dublin	GA
PeoplesSouth Bank Peoplessouth Bank Branch	203 W Crawford Street	Colquitt	GA
Waycross Bank & Trust Waycross Bank & Trust Branch	501 Tebeau Street	Waycross	GA
Flint Community Bank Flint Community Bank Branch	2910 Meredyth Drive	Albany	GA
South Georgia Banking Company South Georgia Banking Company Branch	5515 Alabama Avenue	Omega	GA
The Commercial Bank The Commercial Bank Branch	102 N. Church Street	Crawford	GA
Sunmark Community Bank Sunmark Community Bank Branch	Commerce And Lumpkin Streets	Hawkinsville	GA
Oconee Federal Savings and Loan Association Toccoa Br Branch	2859 Hwy 17a	Toccoa	GA
First Bank of Pike First Bank Of Pike Branch	50 Springs Road	Molena	GA
The Citizens Bank of Cochran The Citizens Bank Of Cochran Branch	124 East Dykes Street	Cochran	GA
Southern States Bank Columbus Community Branch	5604 Whittlesey Blvd	Columbus	GA
Altamaha Bank & Trust Company Altamaha Bank And Trust Company Branch	206 Jackson Street	Vidalia	GA
Northeast Georgia Bank Northeast Georgia Bank Branch	69 Augusta Road	Lavonia	GA
First American Bank and Trust Company First American Bank And Trust Compan Branch	300 College Avenue	Athens	GA
Armed Forces Bank, National Association Moody Afb Branch	4343 George Street	Valdosta	GA
FirstBank Northwest Georgia Bank Branch	5063 Alabama Highway	Ringgold	GA
CIBC Bank USA North Fulton Branch	5895 Windward Parkway, Suite 150	Alpharetta	GA
Citizens Bank of the South Citizens Bank Of The South Branch	132 South Harris Street	Sandersville	GA
Queensborough National Bank & Trust Company Wadley Branch	116 North Main Street	Wadley	GA
Planters First Bank Planters First Bank Branch	1620 East Sixteenth Avenue	Cordele	GA
Metro City Bank Metro City Bank Branch	5441 Buford Highway	Doraville	GA
Bank of Hope Lagrange Branch	1508 Lafayette Parkway	Lagrange	GA
Builtwell Bank Ringgold Branch	5102 Alabama Highway	Ringgold	GA
CIBC Bank USA North Fulton Branch	5895 Windward Parkway, Suite 150	Alpharetta	GA
The Geo. D. Warthen Bank The Geo. D. Warthen Bank Branch	216 North Harris Street	Sandersville	GA
AB&T Ab&T Branch	2815 Meredyth Drive	Albany	GA
Carver State Bank Carver State Bank Branch	701 Martin Luther King, Jr. Boulevard	Savannah	GA
Southeastern Bank Southeastern Bank Branch	1010 North Way	Darien	GA
The Farmers Bank The Farmers Bank Branch	202-A South Main Street	Greensboro	GA
First National Bank of Griffin First National Bank Of Griffin Branch	318 South Hill Street	Griffin	GA
Shinhan Bank America Nab Branch	10500 Old Alabama Road Connector	Alpharetta	GA
Renasant Bank Heritagebank Branch	104 West Main Street	Reidsville	GA
Rabun County Bank Rabun County Bank Branch	121 Rickman Street	Clayton	GA
Security Federal Bank Evans Branch	7004 Evans Town Center Blvd.	Evans	GA
Southeast First National Bank Southeast First National Bank Branch	10144 Commerce Street	Summerville	GA
Peoples Bank of East Tennessee Mccaysville Branch	109 Blue Ridge Drive	Mc Caysville	GA
Ameris Bank Ameris Bank Branch	300 South Main Street	Moultrie	GA
Magnolia State Bank Bank Of Eastman Branch	130 Oak Street	Eastman	GA
United Bank Monroe County Bank Branch	1 East Main Street	Forsyth	GA
Capital City Bank West Point Branch	410 West 10th Street	West Point	GA
First Community Bank Augusta Branch	3638 Walton Way Extension	Augusta	GA
Colony Bank Colony Bank Ashburn Branch	515 East Washington Avenue	Ashburn	GA
Citizens Trust Bank Citizens Trust Bank Branch	75 Piedmont Avenue, Northeast	Atlanta	GA
East West Bank Vinings Branch	2727 Paces Ferry Road, N.W., Suite 150	Atlanta	GA
River City Bank River City Bank Branch	228 North Second Avenue	Rome	GA
First Century Bank, National Association First Century Bank, National Association Branch	807 Dorsey Street	Gainesville	GA
Capital City Bank West Point Branch	410 West 10th Street	West Point	GA
U.S. Bank National Association Georgia Trust Branch	3384 Peachtree Road, N.E.	Atlanta	GA
Regions Bank Ballground Branch	2995 Canton Highway	Ball Ground	GA
PNC Bank, National Association Montezuma Branch	115 North Dooly Street	Montezuma	GA
Bank of America, National Association Gainesville Main Branch	402 Washington Street	Gainesville	GA
First-Citizens Bank & Trust Company Toccoa Branch	122 North Alexander Street	Toccoa	GA
Regions Bank Ballground Branch	2995 Canton Highway	Ball Ground	GA
Fifth Third Bank, National Association Lawrenceville Branch	165 Nash Street	Lawrenceville	GA

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Sugar Hill, Georgia CD Rates – 18-Month

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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