Best 6-Month CD Rates in Cudahy, California, CA

You are viewing rates from banks across Cudahy

Below are the best six-month CD Rates from banks with branches in Cudahy, California . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Cudahy, CA - August 26, 2025

6 Month CD National Average : 0.41% ^?

Banks	APY	MIN	MILES ^?
Comerica Bank El Segundo Branch	4.75% 0.05%	$2,500 $1	-	Learn More
Rate History: 5.25% → 5.00% → 4.75%
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Finworth, a division of InsBank Century City Loan Production Office Branch	4.45%	$50,000	-	Learn More Add Review
7-Month CD. Rate History: 4.75% → 4.50% → 4.30% → 4.50% → 4.45%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Habib American Bank Los Angeles Branch	4.40%	$1,500	-	Learn More
Rate History: 1.10% → 5.00% → 4.40%
Ryan \| Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More Reviews (2)
Limelight Bank, A division of Capital Community Bank	4.35%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Merrick Bank	4.35%	$25,000	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.35% → 4.00% → 4.15% → 4.40% → 4.35%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Popular Direct	4.30%	$10,000	-	Learn More Add Review
Rate History: 4.40% → 4.35% → 4.30% → 4.40% → 4.30%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Beal Bank Brentwood Branch	4.20%	$1,000	-	Learn More Add Review
Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%
Beal Bank USA Sacramento Branch	4.20%	$1,000	-	Learn More
Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
State Bank of India (California) State Bank Of India (California) Branch	4.20%	$1,000	-	Learn More Add Review
Rate History: 3.03% → 5.00% → 4.00% → 4.20%
Bank of Hope Bank Of Hope Branch	4.16% 0.20%	$250,000 $1,000	-	Learn More
Rate History: 4.85% → 4.60% → 4.50% → 4.35% → 4.16%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Sallie Mae Bank	4.15%	$2,500	-	Learn More
Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Charles Schwab Bank, SSB 100 Post Street Branch	4.14%	$1,000	-	Learn More
Rate History: 4.19% → 4.24% → 4.30% → 4.35% → 4.14%
kenbeckyreese@icloud.com \| Feb 12, 2020 WILL YOU CASH MY EE SAVINGS BONDS? PLEASE ADVSE. Read More Reviews (5)
EverTrust Bank Evertrust Bank Branch	4.10%	$20,000	-	Learn More
Rate History: 3.60% → 4.10%
Tina \| Aug 16, 2022 good customer service and always give me new information about CD rates. They have 2.3% now. Read More Reviews (3)
Amalgamated Bank Amalgamated Bank Branch	4.03%	$500	-	Learn More Add Review
Rate History: 4.03% → 3.53% → 3.43% → 3.38% → 4.03%
Poppy Bank Poppy Bank Branch	4.00%	$1,000	-	Learn More
Warning: Early withdrawal penalty is 3.00%. Rate History: 3.00% → 5.00% → 4.50% → 4.00%
denied_soft_credit_pull \| Jan 10, 2024 Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More Reviews (1)
CTBC Bank Corp. (USA) Ctbc Bank Corp. (Usa) Branch	4.00%	$5,000	-	Learn More Add Review
HSBC Bank USA, National Association Beverly Hills Branch	3.90%	$1,000	-	Learn More
Rate History: 4.40% → 4.25% → 4.15% → 4.00% → 3.90%
john \| Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More Reviews (3)
Fremont Bank Fremont Bank Branch	3.75% 0.05%	$2,500 $1,000,000	-	Learn More Add Review
Rate History: 4.00% → 3.75% → 3.60% → 4.00% → 3.75%
C3bank, National Association San Marcos Branch	3.75%	$25,000	-	Learn More Add Review
Rate History: 4.00% → 4.75% → 4.50% → 4.00% → 3.75%
Bank of America, National Association Bank Of America Plaza Branch	3.75%	$10,000	-	Learn More
Rate History: 4.00% → 3.75%
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
City National Bank City National Bank Branch	3.61%	$10,000	-	Learn More Add Review
Rate History: 4.07% → 3.61%
FirstBank 42nd & Washington Branch	3.60%	$10,000	-	Learn More
Rate History: 3.85% → 4.15% → 4.00% → 3.70% → 3.60%
Carrandrewb \| Aug 5, 2022 The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More Reviews (1)
Zions Bank San Francisco Main Branch	3.05%	$1,000	-	Learn More Add Review
Rate History: 4.86% → 3.05%
BMO Alto, a division of Bank of Montreal Harris	3.00%	$0	-	Learn More Add Review
Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Bank of Whittier, National Association Bank Of Whittier, National Association Branch	2.79%	$1,000	-	Learn More Add Review
Community Commerce Bank Community Commerce Bank Branch	2.78%	$10,000	-	Learn More
Rate History: 3.82% → 3.56% → 3.87% → 3.04% → 2.78%
samcasino \| Mar 5, 2021 The best rate on any CD or savings account is .40% Read More Reviews (2)
Citibank, National Association La Main Branch	2.25%	$0	-	Learn More
Rate History: 3.75% → 3.50% → 3.25% → 3.00% → 2.25%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Wells Fargo Bank, National Association Beverly Hills Branch	2.00%	$25,000	-	Learn More
Rate History: 2.50% → 2.51% → 2.01% → 2.00%
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
American Plus Bank, N.A. American Plus Bank, N.A. Branch	1.50%	$1,000	-	Learn More Add Review
MidFirst Bank Century City Branch	1.10%	$10,000	-	Learn More
sharzns \| Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More Reviews (3)
JPMorgan Chase Bank, National Association San Francisco Branch	1.01%	$10,000	-	Learn More
Rate History: 3.00% → 2.00% → 1.50% → 1.01%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
First Bank Douglas Branch	1.00%	$1,000	-	Learn More Add Review
Rate History: 4.26% → 4.25% → 1.00%
California International Bank, N.A. California International Bank, N.A. Branch	0.84%	$10,000	-	Learn More Add Review
Gateway Bank, F.S.B. Gateway Bank, F.S.b. Branch	0.81%	$10,000	-	Learn More Add Review
Nano Banc Commerce Bank Of Temecula Valley Branch	0.65%	$100,000	-	Learn More Add Review
Balboa Thrift and Loan Association Balboa Thrift And Loan Association Branch	0.65%	$10,000	-	Learn More Add Review
Summit State Bank Summit State Bank Branch	0.60%	$10,000	-	Learn More Add Review
United Pacific Bank United Pacific Bank Branch	0.60%	$100,000	-	Learn More Add Review
United Pacific Bank United Pacific Bank Branch	0.55%	$10,000	-	Learn More Add Review
First General Bank First General Bank Branch	0.50%	$100,000	-	Learn More Add Review
Murphy Bank Murphy Bank Branch	0.50%	$10,000	-	Learn More
Kewl2 \| Aug 22, 2020 Good for mobile home loans in parks, Read More Reviews (3)
US Metro Bank Us Metro Bank Branch	0.50%	$100,000	-	Learn More Add Review
Bank of Marin Bank Of Marin Branch	0.50% 0.10%	$1,000 $100	-	Learn More Add Review
First Credit Bank First Credit Bank Branch	0.45%	$100,000	-	Learn More
maris \| Mar 2, 2019 does require us citizenship? Read More Reviews (1)
COMMONWEALTH BUSINESS BANK Commonwealth Business Bank Branch	0.45%	$10,000	-	Learn More
RHG \| Jan 29, 2019 The Bank does not have this product. Read More Reviews (1)
US Metro Bank Us Metro Bank Branch	0.40%	$10,000	-	Learn More Add Review
Industrial and Commercial Bank of China USA, National Association San Francisco Chinatown Branch	0.40%	$100,000	-	Learn More Add Review
First Federal Savings and Loan Association of San Rafael First Federal Savings And Loan Assoc Branch	0.40%	$10,000	-	Learn More Add Review
Partners Bank of California Partners Bank Of California Branch	0.40%	$100,000	-	Learn More Add Review
Wallis Bank Wall Street Branch	0.40%	$100,000	-	Learn More Add Review
Bank of Stockton Bank Of Stockton Branch	0.40%	$100,000	-	Learn More Add Review
Hanmi Bank Hanmi Bank Branch	0.35%	$100,000	-	Learn More Add Review
Nano Banc Commerce Bank Of Temecula Valley Branch	0.35%	$10,000	-	Learn More Add Review
Golden Bank, National Association Tustin Branch	0.35%	$100,000	-	Learn More Add Review
Universal Bank Universal Bank Branch	0.35%	$100,000	-	Learn More Add Review
Mission Bank Ridgecrest Branch	0.35%	$100,000	-	Learn More Add Review
Golden State Bank Golden State Bank Branch	0.35%	$100,000	-	Learn More Add Review
Citizens Business Bank Citizens Business Bank Branch	0.35%	$10,000	-	Learn More Add Review
United Business Bank Oakland Hegenberger Branch	0.35%	$100,000	-	Learn More
Small Company \| Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More Reviews (1)
Tustin Community Bank Tustin Community Bank Branch	0.30%	$10,000	-	Learn More Add Review
Industrial and Commercial Bank of China USA, National Association San Francisco Chinatown Branch	0.30%	$10,000	-	Learn More Add Review
American First National Bank City Of Industry Branch	0.30%	$100,000	-	Learn More Add Review
Partners Bank of California Partners Bank Of California Branch	0.30%	$10,000	-	Learn More Add Review
Wallis Bank Wall Street Branch	0.30%	$10,000	-	Learn More Add Review
Open Bank Open Bank Branch	0.30%	$10,000	-	Learn More Add Review
Golden Bank, National Association Tustin Branch	0.30%	$10,000	-	Learn More Add Review
Monterey County Bank Monterey County Bank Branch	0.30%	$10,000	-	Learn More Add Review
Golden State Bank Golden State Bank Branch	0.30%	$10,000	-	Learn More Add Review
Malaga Bank F.S.B. Malaga Bank F.S.b. Branch	0.30%	$100,000	-	Learn More Add Review
Fresno First Bank Fresno First Bank Branch	0.30%	$100,000	-	Learn More Add Review
Industrial and Commercial Bank of China USA, National Association San Francisco Chinatown Branch	0.28%	$2,500	-	Learn More Add Review
Fresno First Bank Fresno First Bank Branch	0.25%	$10,000	-	Learn More Add Review
California Business Bank California Business Bank Branch	0.25%	$10,000	-	Learn More Add Review
Neighborhood National Bank Neighborhood National Bank Branch	0.25%	$10,000	-	Learn More Add Review
Farmers and Merchants Bank of Long Beach Farmers And Merchants Bank Of Long B Branch	0.25%	$100,000	-	Learn More Add Review
Shinhan Bank America California Regional Office/Olympic B Branch	0.25%	$10,000	-	Learn More
Lori Kroko \| Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More Reviews (1)
Community Bank of Santa Maria Community Bank Of Santa Maria Branch	0.25%	$100,000	-	Learn More Add Review
Cathay Bank Cathay Bank Branch	0.25%	$50,000	-	Learn More Add Review
Commercial Bank of California Sherman Oaks Branch	0.25%	$100,000	-	Learn More Add Review
Western Alliance Bank San Jose Branch	0.25%	$100,000	-	Learn More Add Review
American First National Bank City Of Industry Branch	0.25%	$10,000	-	Learn More Add Review
United Business Bank Oakland Hegenberger Branch	0.25%	$10,000	-	Learn More
Small Company \| Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More Reviews (1)
Metropolitan Bank Metropolitan Bank Branch	0.25%	$100,000	-	Learn More Add Review
Bank of the Orient Bank Of The Orient Branch	0.25%	$100,000	-	Learn More Add Review
CalPrivate Bank San Diego Private Bank Branch	0.25%	$100,000	-	Learn More Add Review
Hanmi Bank Hanmi Bank Branch	0.25%	$10,000	-	Learn More Add Review
United Security Bank Taft Branch	0.22%	$100,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
Jeff Talmage \| Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More
Endeavor Bank Endeavor Bank Branch	0.20%	$100,000	-	Learn More Add Review
American Riviera Bank American Riviera Bank Branch	0.20%	$10,000	-	Learn More Add Review
Avidbank Avidbank Branch	0.20%	$100,000	-	Learn More Add Review
Bank of Southern California, N.A. El Paseo Branch	0.20%	$100,000	-	Learn More Add Review
Metropolitan Bank Metropolitan Bank Branch	0.20%	$10,000	-	Learn More Add Review
Mission National Bank Mission National Bank Branch	0.20%	$10,000	-	Learn More Add Review
Bank of Stockton Bank Of Stockton Branch	0.20%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Armed Forces Bank Of California, National Association Branch	0.20%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
CalPrivate Bank San Diego Private Bank Branch	0.20%	$10,000	-	Learn More Add Review
Beneficial State Bank Los Angeles Branch	0.20%	$10,000	-	Learn More
Michael strubert \| Jun 8, 2021 Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More Reviews (1)
Western Alliance Bank San Jose Branch	0.20%	$10,000	-	Learn More Add Review
El Dorado Savings Bank, F.S.B. El Dorado Savings Bank, F.S.b. Branch	0.20%	$100,000	-	Learn More Add Review
Universal Bank Universal Bank Branch	0.20%	$10,000	-	Learn More Add Review
Pacific Premier Bank El Paseo Branch	0.20%	$10,000	-	Learn More
Harry Reese \| Jul 22, 2015 Fix your automated system so I can find information after you close Read More Reviews (1)
Commercial Bank of California Sherman Oaks Branch	0.20%	$10,000	-	Learn More Add Review
BEACON BUSINESS BANK, NATIONAL ASSOCIATION Beacon Business Bank, National Association Branch	0.20%	$10,000	-	Learn More Add Review
Plumas Bank Susanville Branch	0.20%	$100,000	-	Learn More Add Review
Mission Bank Ridgecrest Branch	0.20%	$10,000	-	Learn More Add Review
Malaga Bank F.S.B. Malaga Bank F.S.b. Branch	0.20%	$10,000	-	Learn More Add Review
El Dorado Savings Bank, F.S.B. El Dorado Savings Bank, F.S.b. Branch	0.16%	$10,000	-	Learn More Add Review
The Bank of Hemet The Bank Of Hemet Branch	0.15%	$10,000	-	Learn More Add Review
Asian Pacific National Bank Asian Pacific National Bank Branch	0.15%	$10,000	-	Learn More Add Review
First General Bank First General Bank Branch	0.15%	$10,000	-	Learn More Add Review
Community Valley Bank Community Valley Bank Branch	0.15%	$100,000	-	Learn More
laberta ewing \| Mar 17, 2015 I called this bank to start a CD and was told needed $250,000 to get the offered rate??? The page shows $10,000 as a minimum amount. Very False advertising and a waste of time for many. Read More Reviews (1)
Purepoint MUFG Union	0.15%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
First Credit Bank First Credit Bank Branch	0.15%	$10,000	-	Learn More
maris \| Mar 2, 2019 does require us citizenship? Read More Reviews (1)
Montecito Bank & Trust Montecito Bank & Trust Branch	0.15%	$10,000	-	Learn More Add Review
Farmers and Merchants Bank of Long Beach Farmers And Merchants Bank Of Long B Branch	0.15%	$10,000	-	Learn More Add Review
Bank of the Orient Bank Of The Orient Branch	0.15%	$10,000	-	Learn More Add Review
Five Star Bank Five Star Bank Branch	0.15%	$10,000	-	Learn More Add Review
Bank of Southern California, N.A. El Paseo Branch	0.15%	$10,000	-	Learn More Add Review
Eastern International Bank Eastern International Bank Branch	0.15%	$10,000	-	Learn More Add Review
Pinnacle Bank Pinnacle Bank Branch	0.15%	$10,000	-	Learn More Add Review
Community Bank of Santa Maria Community Bank Of Santa Maria Branch	0.15%	$10,000	-	Learn More Add Review
Heritage Bank of Commerce Heritage Bank Of Commerce Branch	0.15%	$100,000	-	Learn More Add Review
Bank of the Sierra Bank Of The Sierra Branch	0.15%	$100,000	-	Learn More Add Review
Plumas Bank Susanville Branch	0.15%	$10,000	-	Learn More Add Review
Mega Bank Mega Bank Branch	0.15%	$100,000	-	Learn More Add Review
Santa Cruz County Bank Santa Cruz County Bank Branch	0.15%	$10,000	-	Learn More Add Review
Exchange Bank Exchange Bank Branch	0.14%	$100,000	-	Learn More Add Review
Golden Valley Bank Golden Valley Bank Branch	0.13%	$10,000	-	Learn More Add Review
First Western Trust Bank First Western Trust Bank Century Cit Branch	0.13%	$10,000	-	Learn More Add Review
Exchange Bank Exchange Bank Branch	0.12%	$10,000	-	Learn More Add Review
United Security Bank Taft Branch	0.12%	$10,000	-	Learn More Add Review
Bank of the Sierra Bank Of The Sierra Branch	0.11%	$10,000	-	Learn More Add Review
Bank of San Francisco Bank Of San Francisco Branch	0.10%	$100,000	-	Learn More Add Review
Community Valley Bank Community Valley Bank Branch	0.10%	$10,000	-	Learn More
laberta ewing \| Mar 17, 2015 I called this bank to start a CD and was told needed $250,000 to get the offered rate??? The page shows $10,000 as a minimum amount. Very False advertising and a waste of time for many. Read More Reviews (1)
Infinity Bank Infinity Bank Branch	0.10%	$10,000	-	Learn More Add Review
Sunwest Bank Sunwest Bank Branch	0.10%	$100	-	Learn More
william \| Apr 10, 2022 these are the absolute worst rates in history--a 5 year old could see that--either wake up or close your doors to legitimate customers! Read More Reviews (1)
Provident Savings Bank, F.S.B. Provident Savings Bank, F.S.b. Branch	0.10%	$100,000	-	Learn More Add Review
Umpqua Bank Yuba City Hwy 20 Branch	0.10% 0.05%	$1 $0	-	Learn More
Austin \| Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More Reviews (2)
Pacific Valley Bank Pacific Valley Bank Branch	0.10%	$10,000	-	Learn More Add Review
Bank of Guam San Francisco Branch	0.10%	$10,000	-	Learn More Add Review
Oak Valley Community Bank Oak Valley Community Bank Branch	0.10%	$10,000	-	Learn More Add Review
Home Bank of California Home Bank Of California Branch	0.10%	$10,000	-	Learn More Add Review
Friendly Hills Bank Friendly Hills Bank Branch	0.10%	$10,000	-	Learn More Add Review
Mega Bank Mega Bank Branch	0.10%	$10,000	-	Learn More Add Review
Manufacturers Bank Manufacturers Bank Branch	0.10%	$10,000	-	Learn More Add Review
East West Bank Montgomery Branch	0.10%	$100,000	-	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
Northern California National Bank Northern California National Bank Branch	0.10%	$100,000	-	Learn More Add Review
Royal Business Bank Buena Park Branch	0.10%	$10,000	-	Learn More Add Review
Westamerica Bank Santa Rosa Branch	0.09%	$100,000	-	Learn More
scott \| Mar 9, 2021 the worst bank I've ever dealt with in my 72 years Read More Reviews (2)
Avidbank Avidbank Branch	0.08%	$10,000	-	Learn More Add Review
Provident Savings Bank, F.S.B. Provident Savings Bank, F.S.b. Branch	0.07%	$10,000	-	Learn More Add Review
Westamerica Bank Santa Rosa Branch	0.06%	$10,000	-	Learn More
scott \| Mar 9, 2021 the worst bank I've ever dealt with in my 72 years Read More Reviews (2)
Mechanics Bank Mechanics Bank Branch	0.05%	$10,000	-	Learn More
kristinalouise \| Dec 6, 2018 I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More Reviews (1)
Heritage Bank of Commerce Heritage Bank Of Commerce Branch	0.05%	$10,000	-	Learn More Add Review
Northern California National Bank Northern California National Bank Branch	0.05%	$10,000	-	Learn More Add Review
Bank of San Francisco Bank Of San Francisco Branch	0.05%	$10,000	-	Learn More Add Review
East West Bank Montgomery Branch	0.05%	$10,000	-	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
U.S. Bank National Association Westwood Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
California Pacific Bank California Pacific Bank Branch	0.03%	$10,000	-	Learn More Add Review
American Business Bank American Business Bank Branch	0.02%	$10,000	-	Learn More Add Review
First-Citizens Bank & Trust Company First Regional Bank Branch	0.01%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Comerica Bank El Segundo Branch	2321 Rosecrans Ave Ste 1225	El Segundo	CA
Finworth, a division of InsBank Century City Loan Production Office Branch	1999 Avenue Of The Stars, Suite 1100	Century City	CA
Habib American Bank Los Angeles Branch	110 East Ninth Street, Al-10	Los Angeles	CA
Monet Bank Brentwood Branch	11755 Wilshire Boulevard, Suite 10	Los Angeles	CA
Beal Bank USA Sacramento Branch	2381 Fair Oaks Bouleard, Suite 8	Sacramento	CA
State Bank of India (California) State Bank Of India (California) Branch	707 Wilshire Boulevard, Suite 2900	Los Angeles	CA
Bank of Hope Bank Of Hope Branch	3200 Wilshire Boulevard Suite 1400	Los Angeles	CA
Charles Schwab Bank, SSB 100 Post Street Branch	100 Post St	San Francisco	CA
EverTrust Bank Evertrust Bank Branch	2 North Lake Ave., Suite 1030	Pasadena	CA
Amalgamated Bank Amalgamated Bank Branch	472 East Colorado Blvd.	Pasadena	CA
Poppy Bank Poppy Bank Branch	438 First Street	Santa Rosa	CA
CTBC Bank Corp. (USA) Ctbc Bank Corp. (Usa) Branch	801 South Figueroa Street, Suite 2300	Los Angeles	CA
HSBC Bank USA, National Association Beverly Hills Branch	445 North Bedford Drive	Beverly Hills	CA
Fremont Bank Fremont Bank Branch	39150 Fremont Boulevard	Fremont	CA
C3bank, National Association San Marcos Branch	1110 San Marino Drive	San Marcos	CA
Bank of America, National Association Bank Of America Plaza Branch	333 South Hope Street, Suite 100	Los Angeles	CA
City National Bank City National Bank Branch	555 S. Flower Street	Los Angeles	CA
FirstBank 42nd & Washington Branch	42-035 Washington Street	Palm Desert	CA
Zions Bank San Francisco Main Branch	465 California Street	San Francisco	CA
Bank of Whittier, National Association Bank Of Whittier, National Association Branch	15141 East Whittier Boulevard	Whittier	CA
Community Commerce Bank Community Commerce Bank Branch	358 W Foothill Blvd	Claremont	CA
Citibank, National Association La Main Branch	787 West Fifth Street	Los Angeles	CA
Wells Fargo Bank, National Association Beverly Hills Branch	9600 Santa Monica Boulevard	Beverly Hills	CA
American Plus Bank, N.A. American Plus Bank, N.A. Branch	630 West Duarte Road	Arcadia	CA
MidFirst Bank Century City Branch	1875 Century Park East, Suite 1400	Los Angeles	CA
JPMorgan Chase Bank, National Association San Francisco Branch	560 Mission Street, Floor 12	San Francisco	CA
First Bank Douglas Branch	1625 Douglas Boulevard	Roseville	CA
California International Bank, N.A. California International Bank, N.A. Branch	8632 East Valley Boulevard, Suite A	Rosemead	CA
Gateway Bank, F.S.B. Gateway Bank, F.S.b. Branch	360 Eighth Street	Oakland	CA
Nano Banc Commerce Bank Of Temecula Valley Branch	25220 Hancock Avenue, Suite #140	Murrieta	CA
Balboa Thrift and Loan Association Balboa Thrift And Loan Association Branch	865 Amena Court	Chula Vista	CA
Summit State Bank Summit State Bank Branch	500 Bicentennial Way	Santa Rosa	CA
United Pacific Bank United Pacific Bank Branch	1630 South Azusa Avenue	City Of Industry	CA
United Pacific Bank United Pacific Bank Branch	1630 South Azusa Avenue	City Of Industry	CA
First General Bank First General Bank Branch	19036 Colima Road	Rowland Heights	CA
Murphy Bank Murphy Bank Branch	5180 North Palm Avenue	Fresno	CA
US Metro Bank Us Metro Bank Branch	9866 Garden Grove Boulevard	Garden Grove	CA
Bank of Marin Bank Of Marin Branch	504 Redwood Boulevard	Novato	CA
First Credit Bank First Credit Bank Branch	9255 Sunset Boulevard	Los Angeles	CA
Commonwealth Business Bank Commonwealth Business Bank Branch	3435 Wilshire Boulevard. Suite 100	Los Angeles	CA
US Metro Bank Us Metro Bank Branch	9866 Garden Grove Boulevard	Garden Grove	CA
Industrial and Commercial Bank of China USA, National Association San Francisco Chinatown Branch	1001 Grant Avenue	San Francisco	CA
First Federal Savings and Loan Association of San Rafael First Federal Savings And Loan Assoc Branch	1030 Third St	San Rafael	CA
Partners Bank of California Partners Bank Of California Branch	27201 Puerta Real, Suite 160	Mission Viejo	CA
Wallis Bank Wall Street Branch	855 S. Wall Street #855w	Los Angeles	CA
Bank of Stockton Bank Of Stockton Branch	301 East Miner Avenue	Stockton	CA
Hanmi Bank Hanmi Bank Branch	3660 Wilshire Boulevard, Suite A	Los Angeles	CA
Nano Banc Commerce Bank Of Temecula Valley Branch	25220 Hancock Avenue, Suite #140	Murrieta	CA
Golden Bank, National Association Tustin Branch	2827 Park Avenue	Tustin	CA
Universal Bank Universal Bank Branch	3455 Nogales Street, Suite #105	West Covina	CA
Mission Bank Ridgecrest Branch	1450 North Norma	Ridgecrest	CA
Golden State Bank Golden State Bank Branch	500 North Brand Boulevard Suite 2300	Glendale	CA
Citizens Business Bank Citizens Business Bank Branch	701 North Haven Avenue	Ontario	CA
United Business Bank Oakland Hegenberger Branch	100 Hegenberger Road, Suite 110	Oakland	CA
Tustin Community Bank Tustin Community Bank Branch	13891 Newport Avenue, Suites 100 & 130	Tustin	CA
Industrial and Commercial Bank of China USA, National Association San Francisco Chinatown Branch	1001 Grant Avenue	San Francisco	CA
American First National Bank City Of Industry Branch	18605 East Gale Ave, Suite 100	City Of Industry	CA
Partners Bank of California Partners Bank Of California Branch	27201 Puerta Real, Suite 160	Mission Viejo	CA
Wallis Bank Wall Street Branch	855 S. Wall Street #855w	Los Angeles	CA
Open Bank Open Bank Branch	1000 Wilshire Boulevard, Suite 100	Los Angeles	CA
Golden Bank, National Association Tustin Branch	2827 Park Avenue	Tustin	CA
Monterey County Bank Monterey County Bank Branch	601 Munras Avenue	Monterey	CA
Golden State Bank Golden State Bank Branch	500 North Brand Boulevard Suite 2300	Glendale	CA
Malaga Bank F.S.B. Malaga Bank F.S.b. Branch	2514 Via Tejon	Palos Verdes Peninsula	CA
FFB Bank Fresno First Bank Branch	7690 N. Palm Avenue, Ste. 101	Fresno	CA
Industrial and Commercial Bank of China USA, National Association San Francisco Chinatown Branch	1001 Grant Avenue	San Francisco	CA
FFB Bank Fresno First Bank Branch	7690 N. Palm Avenue, Ste. 101	Fresno	CA
California Business Bank California Business Bank Branch	3200 El Camino Real, Suite 220	Irvine	CA
Neighborhood National Bank Neighborhood National Bank Branch	3511 National Avenue	San Diego	CA
Farmers and Merchants Bank of Long Beach Farmers And Merchants Bank Of Long B Branch	302 Pine Avenue	Long Beach	CA
Shinhan Bank America California Regional Office/Olympic B Branch	3000 West Olympic Boulevard	Los Angeles	CA
Community Bank of Santa Maria Community Bank Of Santa Maria Branch	2739 Santa Maria Way	Santa Maria	CA
Cathay Bank Cathay Bank Branch	777 North Broadway Street	Los Angeles	CA
Commercial Bank of California Sherman Oaks Branch	14724 Ventura Boulevard, Suite 100	Sherman Oaks	CA
Western Alliance Bank San Jose Branch	55 Almaden Blvd	San Jose	CA
American First National Bank City Of Industry Branch	18605 East Gale Ave, Suite 100	City Of Industry	CA
United Business Bank Oakland Hegenberger Branch	100 Hegenberger Road, Suite 110	Oakland	CA
Metropolitan Bank Metropolitan Bank Branch	250 East 18th Street	Oakland	CA
Bank of the Orient Bank Of The Orient Branch	233 Sansome Street	San Francisco	CA
CalPrivate Bank San Diego Private Bank Branch	801 Orange Avenue, Suite 101	Coronado	CA
Hanmi Bank Hanmi Bank Branch	3660 Wilshire Boulevard, Suite A	Los Angeles	CA
United Security Bank Taft Branch	523 Cascade Place	Taft	CA
Endeavor Bank Endeavor Bank Branch	750 B Street Suite 3110	San Diego	CA
American Riviera Bank American Riviera Bank Branch	1033 Anacapa Street	Santa Barbara	CA
Avidbank Avidbank Branch	1732 N 1st St. 6th Floor	San Jose	CA
California Bank of Commerce, National Association El Paseo Branch	74175 El Paseo Drive	Palm Desert	CA
Metropolitan Bank Metropolitan Bank Branch	250 East 18th Street	Oakland	CA
Mission National Bank Mission National Bank Branch	3060 Sixteenth Street	San Francisco	CA
Bank of Stockton Bank Of Stockton Branch	301 East Miner Avenue	Stockton	CA
Armed Forces Bank, National Association Armed Forces Bank Of California, National Association Branch	2260 Callagan Highway, Building 3187a, Suite 1	San Diego	CA
CalPrivate Bank San Diego Private Bank Branch	801 Orange Avenue, Suite 101	Coronado	CA
Beneficial State Bank Los Angeles Branch	3626 East First Street	Los Angeles	CA
Western Alliance Bank San Jose Branch	55 Almaden Blvd	San Jose	CA
El Dorado Savings Bank, F.S.B. El Dorado Savings Bank, F.S.b. Branch	4040 El Dorado Road	Placerville	CA
Universal Bank Universal Bank Branch	3455 Nogales Street, Suite #105	West Covina	CA
Pacific Premier Bank, National Association El Paseo Branch	73-745 El Paseo Drive	Palm Desert	CA
Commercial Bank of California Sherman Oaks Branch	14724 Ventura Boulevard, Suite 100	Sherman Oaks	CA
BEACON BUSINESS BANK, NATIONAL ASSOCIATION Beacon Business Bank, National Association Branch	88 Kearny Street, Suite 1750	San Francisco	CA
Plumas Bank Susanville Branch	3000 Riverside Drive	Susanville	CA
Bank of Hope Bank Of Hope Branch	3200 Wilshire Boulevard Suite 1400	Los Angeles	CA
Mission Bank Ridgecrest Branch	1450 North Norma	Ridgecrest	CA
Malaga Bank F.S.B. Malaga Bank F.S.b. Branch	2514 Via Tejon	Palos Verdes Peninsula	CA
El Dorado Savings Bank, F.S.B. El Dorado Savings Bank, F.S.b. Branch	4040 El Dorado Road	Placerville	CA
HCN Bank The Bank Of Hemet Branch	3715 Sunnyside Drive	Riverside	CA
Asian Pacific National Bank Asian Pacific National Bank Branch	333 West Valley Boulevard	San Gabriel	CA
First General Bank First General Bank Branch	19036 Colima Road	Rowland Heights	CA
Community Valley Bank Community Valley Bank Branch	1443 Main Street	El Centro	CA
First Credit Bank First Credit Bank Branch	9255 Sunset Boulevard	Los Angeles	CA
Montecito Bank & Trust Montecito Bank & Trust Branch	1000 State Street	Santa Barbara	CA
Farmers and Merchants Bank of Long Beach Farmers And Merchants Bank Of Long B Branch	302 Pine Avenue	Long Beach	CA
Bank of the Orient Bank Of The Orient Branch	233 Sansome Street	San Francisco	CA
Five Star Bank Five Star Bank Branch	6810 Five Star Boulevard	Rocklin	CA
California Bank of Commerce, National Association El Paseo Branch	74175 El Paseo Drive	Palm Desert	CA
Eastern International Bank Eastern International Bank Branch	688 New High Street	Los Angeles	CA
Pinnacle Bank Pinnacle Bank Branch	7597 Monterey Street	Gilroy	CA
Community Bank of Santa Maria Community Bank Of Santa Maria Branch	2739 Santa Maria Way	Santa Maria	CA
Heritage Bank of Commerce Heritage Bank Of Commerce Branch	150 Almaden Boulevard	San Jose	CA
Bank of the Sierra Bank Of The Sierra Branch	90 North Main Street	Porterville	CA
Plumas Bank Susanville Branch	3000 Riverside Drive	Susanville	CA
Mega Bank Mega Bank Branch	245 West Valley Boulevard	San Gabriel	CA
West Coast Community Bank Santa Cruz County Bank Branch	720 Front St	Santa Cruz	CA
Exchange Bank Exchange Bank Branch	545 Fourth Street	Santa Rosa	CA
Golden Valley Bank Golden Valley Bank Branch	190 Cohasset Road, Suite 170	Chico	CA
First Western Trust Bank First Western Trust Bank Century Cit Branch	1900 Avenue Of The Stars, Suite 900	Los Angeles	CA
Exchange Bank Exchange Bank Branch	545 Fourth Street	Santa Rosa	CA
United Security Bank Taft Branch	523 Cascade Place	Taft	CA
Bank of the Sierra Bank Of The Sierra Branch	90 North Main Street	Porterville	CA
Bank of San Francisco Bank Of San Francisco Branch	575 Market Street, Suite 900	San Francisco	CA
Community Valley Bank Community Valley Bank Branch	1443 Main Street	El Centro	CA
Infinity Bank Infinity Bank Branch	6 Hutton Centre Drive Suite 100	Santa Ana	CA
Sunwest Bank Sunwest Bank Branch	2050 Main Street	Irvine	CA
Provident Savings Bank, F.S.B. Provident Savings Bank, F.S.b. Branch	6570 Magnolia Ave	Riverside	CA
Umpqua Bank Yuba City Hwy 20 Branch	777 Colusa Avenue	Yuba City	CA
Pacific Valley Bank Pacific Valley Bank Branch	422 Main Street	Salinas	CA
Bank of Guam San Francisco Branch	400 Montgomery Street	San Francisco	CA
Oak Valley Community Bank Oak Valley Community Bank Branch	125 North Third Avenue	Oakdale	CA
Home Bank of California Home Bank Of California Branch	4493 Ruffin Road	San Diego	CA
First Pacific Bank Friendly Hills Bank Branch	16011 E. Whittier Boulevard	Whittier	CA
Mega Bank Mega Bank Branch	245 West Valley Boulevard	San Gabriel	CA
SMBC MANUBANK Manufacturers Bank Branch	515 South Figueroa Street, Ground Floor	Los Angeles	CA
Bank of Marin Bank Of Marin Branch	504 Redwood Boulevard	Novato	CA
East West Bank Montgomery Branch	555 Montgomery Street	San Francisco	CA
Column National Association Northern California National Bank Branch	1717 Mangrove Avenue, Suite 100	Chico	CA
Royal Business Bank Buena Park Branch	7025 Orangethorpe Avenue	Buena Park	CA
Westamerica Bank Santa Rosa Branch	111 Santa Rosa Avenue	Santa Rosa	CA
Avidbank Avidbank Branch	1732 N 1st St. 6th Floor	San Jose	CA
Provident Savings Bank, F.S.B. Provident Savings Bank, F.S.b. Branch	6570 Magnolia Ave	Riverside	CA
Westamerica Bank Santa Rosa Branch	111 Santa Rosa Avenue	Santa Rosa	CA
Fremont Bank Fremont Bank Branch	39150 Fremont Boulevard	Fremont	CA
Comerica Bank El Segundo Branch	2321 Rosecrans Ave Ste 1225	El Segundo	CA
Umpqua Bank Yuba City Hwy 20 Branch	777 Colusa Avenue	Yuba City	CA
Mechanics Bank Mechanics Bank Branch	1111 Civic Drive	Walnut Creek	CA
Heritage Bank of Commerce Heritage Bank Of Commerce Branch	150 Almaden Boulevard	San Jose	CA
Column National Association Northern California National Bank Branch	1717 Mangrove Avenue, Suite 100	Chico	CA
Bank of San Francisco Bank Of San Francisco Branch	575 Market Street, Suite 900	San Francisco	CA
East West Bank Montgomery Branch	555 Montgomery Street	San Francisco	CA
U.S. Bank National Association Westwood Branch	10866 Wilshire Boulevard	Los Angeles	CA
California Pacific Bank California Pacific Bank Branch	100 Montgomery Street, Suite 2250	San Francisco	CA
American Business Bank American Business Bank Branch	523 West 6th Street, Suite 900	Los Angeles	CA
First-Citizens Bank & Trust Company First Regional Bank Branch	1801 Century Park East	Los Angeles	CA

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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
CDs provide a predictable, set rate of return.
Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
The deposited money is committed for six months.
Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

The advantages of six month CDs opened via a traditional bank are:

The disadvantages of six month CDs are:

SAVINGS & CD CALCULATOR

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