Best 3 Year CD Rates in Cudahy, California, California

You are viewing rates from banks across Cudahy

Below are three-year CD Rates from banks in Cudahy, California. Three years is an intermediate term for CDs and as the term increases the yield will generally go up as well. Three year CDs are a popular component of many CD ladders and usually offer a good tradeoff between yield and how long you must keep the money locked in.

Cudahy, CA - August 26, 2025

3 Year CD National Average : 0.75% ^?

Banks	APY	MIN	MILES ^?
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 365 days interest. Rate History: 4.15% → 4.10% → 4.00% → 4.15% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Community Commerce Bank Community Commerce Bank Branch	4.07%	$10,000	-	Learn More
Rate History: 4.80% → 4.65% → 4.49% → 4.33% → 4.07%
samcasino \| Mar 5, 2021 The best rate on any CD or savings account is .40% Read More Reviews (2)
TotalDirect, a division of City National Bank of Florida	4.00%	$25,000	-	Learn More Add Review
Rate History: 3.56% → 4.16% → 4.00%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Merrick Bank	3.90%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.30% → 4.10% → 4.00% → 3.95% → 3.90%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
State Bank of India (California) State Bank Of India (California) Branch	3.75%	$1,000	-	Learn More Add Review
Rate History: 2.27% → 3.44% → 4.00% → 3.95% → 3.75%
Limelight Bank, A division of Capital Community Bank	3.75%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.25% → 4.15% → 4.00% → 3.95% → 3.75%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Poppy Bank Poppy Bank Branch	3.75%	$1,000	-	Learn More
Warning: Early withdrawal penalty is 3.00%. Rate History: 2.00% → 3.75%
denied_soft_credit_pull \| Jan 10, 2024 Applied for the Joint 5.50% Hi Yield Savings special. (Note: some places reference it is guaranteed for 6 months, other parts of website only guarantee rate for 3 months). We applied and surprising denied ... Read More Reviews (1)
Vio Bank, A Division of MidFirst Bank	3.50%	$500	-	Learn More Add Review
Rate History: 2.75% → 2.75% → 3.50%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Beal Bank USA Sacramento Branch	3.45%	$1,000	-	Learn More
Rate History: 4.00% → 3.90% → 3.85% → 3.45%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Beal Bank Brentwood Branch	3.45%	$1,000	-	Learn More Add Review
Rate History: 4.00% → 3.90% → 3.85% → 3.45%
Sallie Mae Bank	3.40%	$2,500	-	Learn More
Rate History: 4.00% → 4.15% → 4.00% → 3.60% → 3.40%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Bank of Whittier, National Association Bank Of Whittier, National Association Branch	3.36%	$1,000	-	Learn More Add Review
Bank of Hope Bank Of Hope Branch	3.35% 0.30%	$250,000 $1,000	-	Learn More
Rate History: 3.70% → 3.55% → 3.75% → 3.45% → 3.35%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Finworth Century City Loan Production Office Branch	3.30%	$50,000	-	Learn More Add Review
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Amalgamated Bank Amalgamated Bank Branch	3.20%	$500	-	Learn More Add Review
Rate History: 3.25% → 3.20% → 3.82% → 3.05% → 3.20%
FirstBank 42nd & Washington Branch	3.10%	$10,000	-	Learn More
Rate History: 3.00% → 2.99% → 2.75% → 3.25% → 3.10%
Carrandrewb \| Aug 5, 2022 The worst customer service during covid. I lost my wallet they were nit understanding when things were shutting down. I knew covid was going to be bad and did not want to be around people. They did nit eve... Read More Reviews (1)
Habib American Bank Los Angeles Branch	3.00%	$1,500	-	Learn More
Rate History: 2.00% → 3.00%
Ryan \| Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More Reviews (2)
Citizens	2.85%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
BMO Alto, a division of Bank of Montreal Harris	2.75%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Zions Bank San Francisco Main Branch	2.53%	$1,000	-	Learn More Add Review
Rate History: 3.05% → 2.53%
Citibank, National Association La Main Branch	2.00%	$0	-	Learn More
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
JPMorgan Chase Bank, National Association San Francisco Branch	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
American Plus Bank, N.A. American Plus Bank, N.A. Branch	1.85%	$1,000	-	Learn More Add Review
PCB Bank Pacific City Bank Branch	1.77%	$1,000	-	Learn More Add Review
Fremont Bank Fremont Bank Branch	1.75% 1.25%	$100,000 $2,500	-	Learn More Add Review
City National Bank City National Bank Branch	1.66%	$10,000	-	Learn More Add Review
Rate History: 2.02% → 1.66%
Banner Bank Red Bluff Branch	1.26%	$2,500	-	Learn More
Rate History: 2.53% → 2.28% → 1.51% → 1.26%
Unhappy \| Mar 25, 2020 Banner bank is sometimes hard to work with. If you have a construction loan to get a disbursement you fill out a sheet with the line item (not a big deal). Then they schedule an inspection that you pay $... Read More Reviews (1)
Community Bank of Santa Maria Community Bank Of Santa Maria Branch	1.26%	$100,000	-	Learn More Add Review
Summit State Bank Summit State Bank Branch	1.24%	$10,000	-	Learn More Add Review
Avidbank Avidbank Branch	1.15%	$100,000	-	Learn More Add Review
Balboa Thrift and Loan Association Balboa Thrift And Loan Association Branch	1.11%	$10,000	-	Learn More Add Review
California International Bank, N.A. California International Bank, N.A. Branch	1.11%	$10,000	-	Learn More Add Review
First Western Trust Bank First Western Trust Bank Century Cit Branch	1.02%	$10,000	-	Learn More Add Review
Mission National Bank Mission National Bank Branch	1.00%	$100,000	-	Learn More Add Review
BEACON BUSINESS BANK, NATIONAL ASSOCIATION Beacon Business Bank, National Association Branch	1.00%	$100,000	-	Learn More Add Review
First Credit Bank First Credit Bank Branch	1.00%	$100,000	-	Learn More
maris \| Mar 2, 2019 does require us citizenship? Read More Reviews (1)
Wallis Bank Wall Street Branch	0.95%	$100,000	-	Learn More Add Review
Gateway Bank, F.S.B. Gateway Bank, F.S.b. Branch	0.90%	$1,000	-	Learn More Add Review
Golden Bank, National Association Tustin Branch	0.90%	$100,000	-	Learn More Add Review
American First National Bank City Of Industry Branch	0.90%	$100,000	-	Learn More Add Review
United Pacific Bank United Pacific Bank Branch	0.90%	$10,000	-	Learn More Add Review
First Federal Savings and Loan Association of San Rafael First Federal Savings And Loan Assoc Branch	0.90%	$10,000	-	Learn More Add Review
Community Bank of Santa Maria Community Bank Of Santa Maria Branch	0.85%	$10,000	-	Learn More Add Review
Wallis Bank Wall Street Branch	0.85%	$10,000	-	Learn More Add Review
American First National Bank City Of Industry Branch	0.85%	$10,000	-	Learn More Add Review
Bank of Commerce and Trust Company	0.85%	$1,000	-	Learn More Add Review
Home Bank of California Home Bank Of California Branch	0.80%	$10,000	-	Learn More Add Review
Metropolitan Bank Metropolitan Bank Branch	0.80%	$10,000	-	Learn More Add Review
Golden Bank, National Association Tustin Branch	0.80%	$10,000	-	Learn More Add Review
Mission National Bank Mission National Bank Branch	0.80%	$10,000	-	Learn More Add Review
Bank of the Orient Bank Of The Orient Branch	0.80%	$100,000	-	Learn More Add Review
Avidbank Avidbank Branch	0.80%	$10,000	-	Learn More Add Review
The Bank of Hemet The Bank Of Hemet Branch	0.75%	$10,000	-	Learn More Add Review
Partners Bank of California Partners Bank Of California Branch	0.75%	$100,000	-	Learn More Add Review
Golden State Bank Golden State Bank Branch	0.75%	$100,000	-	Learn More Add Review
Mega Bank Mega Bank Branch	0.75%	$100,000	-	Learn More Add Review
BEACON BUSINESS BANK, NATIONAL ASSOCIATION Beacon Business Bank, National Association Branch	0.70%	$10,000	-	Learn More Add Review
Bank of the Orient Bank Of The Orient Branch	0.70%	$10,000	-	Learn More Add Review
Manufacturers Bank Manufacturers Bank Branch	0.70%	$10,000	-	Learn More Add Review
Industrial and Commercial Bank of China USA, National Association San Francisco Chinatown Branch	0.70%	$100,000	-	Learn More Add Review
California Business Bank California Business Bank Branch	0.65%	$10,000	-	Learn More Add Review
US Metro Bank Us Metro Bank Branch	0.65%	$100,000	-	Learn More Add Review
Golden State Bank Golden State Bank Branch	0.65%	$10,000	-	Learn More Add Review
COMMONWEALTH BUSINESS BANK Commonwealth Business Bank Branch	0.65%	$10,000	-	Learn More
RHG \| Jan 29, 2019 The Bank does not have this product. Read More Reviews (1)
First General Bank First General Bank Branch	0.65%	$100,000	-	Learn More Add Review
Plumas Bank Susanville Branch	0.65%	$100,000	-	Learn More Add Review
CalPrivate Bank San Diego Private Bank Branch	0.65%	$100,000	-	Learn More Add Review
Tustin Community Bank Tustin Community Bank Branch	0.60%	$10,000	-	Learn More Add Review
Industrial and Commercial Bank of China USA, National Association San Francisco Chinatown Branch	0.60%	$10,000	-	Learn More Add Review
Universal Bank Universal Bank Branch	0.60%	$10,000	-	Learn More Add Review
Neighborhood National Bank Neighborhood National Bank Branch	0.60%	$10,000	-	Learn More Add Review
Partners Bank of California Partners Bank Of California Branch	0.60%	$10,000	-	Learn More Add Review
El Dorado Savings Bank, F.S.B. El Dorado Savings Bank, F.S.b. Branch	0.60%	$100,000	-	Learn More Add Review
Monterey County Bank Monterey County Bank Branch	0.60%	$10,000	-	Learn More Add Review
Bank of Stockton Bank Of Stockton Branch	0.60%	$100,000	-	Learn More Add Review
CalPrivate Bank San Diego Private Bank Branch	0.60%	$10,000	-	Learn More Add Review
Hanmi Bank Hanmi Bank Branch	0.60%	$100,000	-	Learn More Add Review
Fresno First Bank Fresno First Bank Branch	0.60%	$100,000	-	Learn More Add Review
Community Valley Bank Community Valley Bank Branch	0.55%	$100,000	-	Learn More
laberta ewing \| Mar 17, 2015 I called this bank to start a CD and was told needed $250,000 to get the offered rate??? The page shows $10,000 as a minimum amount. Very False advertising and a waste of time for many. Read More Reviews (1)
Plumas Bank Susanville Branch	0.55%	$10,000	-	Learn More Add Review
US Metro Bank Us Metro Bank Branch	0.55%	$10,000	-	Learn More Add Review
United Business Bank Oakland Hegenberger Branch	0.55%	$10,000	-	Learn More
Small Company \| Apr 9, 2020 I would stay away from this bank. It was much better run when it was Valley Community Bank, but went into the toilet when it was bought by Bay Commercial Bank. Their online banking terms and conditions cha... Read More Reviews (1)
El Dorado Savings Bank, F.S.B. El Dorado Savings Bank, F.S.b. Branch	0.55%	$10,000	-	Learn More Add Review
Golden Valley Bank Golden Valley Bank Branch	0.55%	$100,000	-	Learn More Add Review
Hanmi Bank Hanmi Bank Branch	0.55%	$10,000	-	Learn More Add Review
Fresno First Bank Fresno First Bank Branch	0.55%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Armed Forces Bank Of California, National Association Branch	0.50%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
California Pacific Bank California Pacific Bank Branch	0.50%	$10,000	-	Learn More Add Review
Oak Valley Community Bank Oak Valley Community Bank Branch	0.50%	$10,000	-	Learn More Add Review
Friendly Hills Bank Friendly Hills Bank Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Marin Bank Of Marin Branch	0.50%	$100	-	Learn More Add Review
Mission Bank Ridgecrest Branch	0.50%	$100,000	-	Learn More Add Review
Malaga Bank F.S.B. Malaga Bank F.S.b. Branch	0.50%	$100,000	-	Learn More Add Review
Five Star Bank Five Star Bank Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Southern California, N.A. El Paseo Branch	0.50%	$100,000	-	Learn More Add Review
Pacific Premier Bank El Paseo Branch	0.50%	$10,000	-	Learn More
Harry Reese \| Jul 22, 2015 Fix your automated system so I can find information after you close Read More Reviews (1)
Mechanics Bank Mechanics Bank Branch	0.50%	$100,000	-	Learn More
kristinalouise \| Dec 6, 2018 I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More Reviews (1)
Citizens Business Bank Citizens Business Bank Branch	0.45%	$10,000	-	Learn More Add Review
Westamerica Bank Santa Rosa Branch	0.45%	$10,000	-	Learn More
scott \| Mar 9, 2021 the worst bank I've ever dealt with in my 72 years Read More Reviews (2)
United Security Bank Taft Branch	0.45%	$100,000	-	Learn More Add Review
Bank of San Francisco Bank Of San Francisco Branch	0.45%	$100,000	-	Learn More Add Review
Western Alliance Bank San Jose Branch	0.45%	$10,000	-	Learn More Add Review
GBC International Bank Gbc International Bank Branch	0.45%	$10,000	-	Learn More
tomlynn \| Apr 15, 2019 Very friendly and helpful here. We had closed an account last year, and were not asked what we planned to do with the money or if we found a better rate elsewhere. Just thanks for banking with us...so we ... Read More Reviews (1)
Commercial Bank of California Sherman Oaks Branch	0.45%	$100,000	-	Learn More Add Review
Bank of Southern California, N.A. El Paseo Branch	0.45%	$10,000	-	Learn More Add Review
Golden Valley Bank Golden Valley Bank Branch	0.45%	$10,000	-	Learn More Add Review
Mechanics Bank Mechanics Bank Branch	0.45%	$10,000	-	Learn More
kristinalouise \| Dec 6, 2018 I have to say, as a local business owner, I purposefully chose to work with a 'local business bank'. I moved my checking over when I incorporated and assumed that I would go to them when my needs increased... Read More Reviews (1)
Royal Business Bank Buena Park Branch	0.45%	$10,000	-	Learn More Add Review
Malaga Bank F.S.B. Malaga Bank F.S.b. Branch	0.40%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.40%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Santa Cruz County Bank Santa Cruz County Bank Branch	0.40%	$10,000	-	Learn More Add Review
Pinnacle Bank Pinnacle Bank Branch	0.40%	$10,000	-	Learn More Add Review
Beneficial State Bank Los Angeles Branch	0.40%	$10,000	-	Learn More
Michael strubert \| Jun 8, 2021 Someone from Beneficial State Bank tried to cash a fraudulent check on my EECU account for $469.99. On 6/1/21. Read More Reviews (1)
Commercial Bank of California Sherman Oaks Branch	0.40%	$10,000	-	Learn More Add Review
Bank of Stockton Bank Of Stockton Branch	0.40%	$10,000	-	Learn More Add Review
Cathay Bank Cathay Bank Branch	0.40%	$50,000	-	Learn More Add Review
Mission Bank Ridgecrest Branch	0.38%	$10,000	-	Learn More Add Review
Bank of San Francisco Bank Of San Francisco Branch	0.35%	$10,000	-	Learn More Add Review
Provident Savings Bank, F.S.B. Provident Savings Bank, F.S.b. Branch	0.35%	$100,000	-	Learn More Add Review
United Security Bank Taft Branch	0.35%	$10,000	-	Learn More Add Review
First Bank Douglas Branch	0.35% 0.30%	$1,000 $1,001	-	Learn More Add Review
Farmers and Merchants Bank of Long Beach Farmers And Merchants Bank Of Long B Branch	0.35%	$10,000	-	Learn More Add Review
MidFirst Bank Century City Branch	0.35%	$1,000	-	Learn More
sharzns \| Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More Reviews (3)
Heritage Bank of Commerce Heritage Bank Of Commerce Branch	0.35%	$100,000	-	Learn More Add Review
Community Valley Bank Community Valley Bank Branch	0.35%	$10,000	-	Learn More
laberta ewing \| Mar 17, 2015 I called this bank to start a CD and was told needed $250,000 to get the offered rate??? The page shows $10,000 as a minimum amount. Very False advertising and a waste of time for many. Read More Reviews (1)
Exchange Bank Exchange Bank Branch	0.32%	$100,000	-	Learn More Add Review
Provident Savings Bank, F.S.B. Provident Savings Bank, F.S.b. Branch	0.30%	$10,000	-	Learn More Add Review
Exchange Bank Exchange Bank Branch	0.30%	$10,000	-	Learn More Add Review
Northern California National Bank Northern California National Bank Branch	0.30%	$100,000	-	Learn More Add Review
Mega Bank Mega Bank Branch	0.30%	$10,000	-	Learn More Add Review
First General Bank First General Bank Branch	0.30%	$10,000	-	Learn More Add Review
Heritage Bank of Commerce Heritage Bank Of Commerce Branch	0.30%	$10,000	-	Learn More Add Review
OneUnited Bank Crenshaw Branch	0.30%	$1,000	-	Learn More Add Review
Bank of the Sierra Bank Of The Sierra Branch	0.26%	$100,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Shinhan Bank America California Regional Office/Olympic B Branch	0.25%	$10,000	-	Learn More
Lori Kroko \| Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More Reviews (1)
Pacific Valley Bank Pacific Valley Bank Branch	0.25%	$10,000	-	Learn More Add Review
Bank of the Sierra Bank Of The Sierra Branch	0.23%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
Jeff Talmage \| Aug 22, 2025 Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and ad... Read More
Northern California National Bank Northern California National Bank Branch	0.20%	$10,000	-	Learn More Add Review
Montecito Bank & Trust Montecito Bank & Trust Branch	0.15%	$10,000	-	Learn More Add Review
American Riviera Bank American Riviera Bank Branch	0.15%	$10,000	-	Learn More Add Review
Comerica Bank El Segundo Branch	0.15%	$1	-	Learn More
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
Umpqua Bank Yuba City Hwy 20 Branch	0.15% 0.10%	$1 $0	-	Learn More
Austin \| Aug 25, 2021 I have banked with Umpqua in Gig Harbor since 2013 and although there money market rates are not good didn’t have much problem until I moved to Spokane and started using this branch on south hill. They ... Read More Reviews (2)
East West Bank Montgomery Branch	0.15%	$10,000	-	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
U.S. Bank National Association Westwood Branch	0.10%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Bank of Guam San Francisco Branch	0.10%	$10,000	-	Learn More Add Review
First-Citizens Bank & Trust Company First Regional Bank Branch	0.05%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
Bank of America, National Association Bank Of America Plaza Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
Community Commerce Bank Community Commerce Bank Branch	358 W Foothill Blvd	Claremont	CA
State Bank of India (California) State Bank Of India (California) Branch	707 Wilshire Boulevard, Suite 2900	Los Angeles	CA
Poppy Bank Poppy Bank Branch	438 First Street	Santa Rosa	CA
Beal Bank USA Sacramento Branch	2381 Fair Oaks Bouleard, Suite 8	Sacramento	CA
Monet Bank Brentwood Branch	11755 Wilshire Boulevard, Suite 10	Los Angeles	CA
Bank of Whittier, National Association Bank Of Whittier, National Association Branch	15141 East Whittier Boulevard	Whittier	CA
Bank of Hope Bank Of Hope Branch	3200 Wilshire Boulevard Suite 1400	Los Angeles	CA
Finworth, a division of InsBank Century City Loan Production Office Branch	1999 Avenue Of The Stars, Suite 1100	Century City	CA
Amalgamated Bank Amalgamated Bank Branch	472 East Colorado Blvd.	Pasadena	CA
FirstBank 42nd & Washington Branch	42-035 Washington Street	Palm Desert	CA
Habib American Bank Los Angeles Branch	110 East Ninth Street, Al-10	Los Angeles	CA
Zions Bank San Francisco Main Branch	465 California Street	San Francisco	CA
Citibank, National Association La Main Branch	787 West Fifth Street	Los Angeles	CA
JPMorgan Chase Bank, National Association San Francisco Branch	560 Mission Street, Floor 12	San Francisco	CA
American Plus Bank, N.A. American Plus Bank, N.A. Branch	630 West Duarte Road	Arcadia	CA
PCB Bank Pacific City Bank Branch	3701 Wilshire Boulevard, Suite 900	Los Angeles	CA
Fremont Bank Fremont Bank Branch	39150 Fremont Boulevard	Fremont	CA
City National Bank City National Bank Branch	555 S. Flower Street	Los Angeles	CA
Banner Bank Red Bluff Branch	950 Main Street	Red Bluff	CA
Community Bank of Santa Maria Community Bank Of Santa Maria Branch	2739 Santa Maria Way	Santa Maria	CA
Fremont Bank Fremont Bank Branch	39150 Fremont Boulevard	Fremont	CA
Summit State Bank Summit State Bank Branch	500 Bicentennial Way	Santa Rosa	CA
Avidbank Avidbank Branch	1732 N 1st St. 6th Floor	San Jose	CA
Balboa Thrift and Loan Association Balboa Thrift And Loan Association Branch	865 Amena Court	Chula Vista	CA
California International Bank, N.A. California International Bank, N.A. Branch	8632 East Valley Boulevard, Suite A	Rosemead	CA
First Western Trust Bank First Western Trust Bank Century Cit Branch	1900 Avenue Of The Stars, Suite 900	Los Angeles	CA
Mission National Bank Mission National Bank Branch	3060 Sixteenth Street	San Francisco	CA
BEACON BUSINESS BANK, NATIONAL ASSOCIATION Beacon Business Bank, National Association Branch	88 Kearny Street, Suite 1750	San Francisco	CA
First Credit Bank First Credit Bank Branch	9255 Sunset Boulevard	Los Angeles	CA
Wallis Bank Wall Street Branch	855 S. Wall Street #855w	Los Angeles	CA
Gateway Bank, F.S.B. Gateway Bank, F.S.b. Branch	360 Eighth Street	Oakland	CA
Golden Bank, National Association Tustin Branch	2827 Park Avenue	Tustin	CA
American First National Bank City Of Industry Branch	18605 East Gale Ave, Suite 100	City Of Industry	CA
United Pacific Bank United Pacific Bank Branch	1630 South Azusa Avenue	City Of Industry	CA
First Federal Savings and Loan Association of San Rafael First Federal Savings And Loan Assoc Branch	1030 Third St	San Rafael	CA
Community Bank of Santa Maria Community Bank Of Santa Maria Branch	2739 Santa Maria Way	Santa Maria	CA
Wallis Bank Wall Street Branch	855 S. Wall Street #855w	Los Angeles	CA
American First National Bank City Of Industry Branch	18605 East Gale Ave, Suite 100	City Of Industry	CA
Home Bank of California Home Bank Of California Branch	4493 Ruffin Road	San Diego	CA
Metropolitan Bank Metropolitan Bank Branch	250 East 18th Street	Oakland	CA
Golden Bank, National Association Tustin Branch	2827 Park Avenue	Tustin	CA
Mission National Bank Mission National Bank Branch	3060 Sixteenth Street	San Francisco	CA
Bank of the Orient Bank Of The Orient Branch	233 Sansome Street	San Francisco	CA
Avidbank Avidbank Branch	1732 N 1st St. 6th Floor	San Jose	CA
HCN Bank The Bank Of Hemet Branch	3715 Sunnyside Drive	Riverside	CA
Partners Bank of California Partners Bank Of California Branch	27201 Puerta Real, Suite 160	Mission Viejo	CA
Golden State Bank Golden State Bank Branch	500 North Brand Boulevard Suite 2300	Glendale	CA
Mega Bank Mega Bank Branch	245 West Valley Boulevard	San Gabriel	CA
BEACON BUSINESS BANK, NATIONAL ASSOCIATION Beacon Business Bank, National Association Branch	88 Kearny Street, Suite 1750	San Francisco	CA
Bank of the Orient Bank Of The Orient Branch	233 Sansome Street	San Francisco	CA
SMBC MANUBANK Manufacturers Bank Branch	515 South Figueroa Street, Ground Floor	Los Angeles	CA
Industrial and Commercial Bank of China USA, National Association San Francisco Chinatown Branch	1001 Grant Avenue	San Francisco	CA
California Business Bank California Business Bank Branch	3200 El Camino Real, Suite 220	Irvine	CA
US Metro Bank Us Metro Bank Branch	9866 Garden Grove Boulevard	Garden Grove	CA
Golden State Bank Golden State Bank Branch	500 North Brand Boulevard Suite 2300	Glendale	CA
Commonwealth Business Bank Commonwealth Business Bank Branch	3435 Wilshire Boulevard. Suite 100	Los Angeles	CA
First General Bank First General Bank Branch	19036 Colima Road	Rowland Heights	CA
Plumas Bank Susanville Branch	3000 Riverside Drive	Susanville	CA
CalPrivate Bank San Diego Private Bank Branch	801 Orange Avenue, Suite 101	Coronado	CA
Tustin Community Bank Tustin Community Bank Branch	13891 Newport Avenue, Suites 100 & 130	Tustin	CA
Industrial and Commercial Bank of China USA, National Association San Francisco Chinatown Branch	1001 Grant Avenue	San Francisco	CA
Universal Bank Universal Bank Branch	3455 Nogales Street, Suite #105	West Covina	CA
Neighborhood National Bank Neighborhood National Bank Branch	3511 National Avenue	San Diego	CA
Partners Bank of California Partners Bank Of California Branch	27201 Puerta Real, Suite 160	Mission Viejo	CA
El Dorado Savings Bank, F.S.B. El Dorado Savings Bank, F.S.b. Branch	4040 El Dorado Road	Placerville	CA
Monterey County Bank Monterey County Bank Branch	601 Munras Avenue	Monterey	CA
Bank of Stockton Bank Of Stockton Branch	301 East Miner Avenue	Stockton	CA
CalPrivate Bank San Diego Private Bank Branch	801 Orange Avenue, Suite 101	Coronado	CA
Hanmi Bank Hanmi Bank Branch	3660 Wilshire Boulevard, Suite A	Los Angeles	CA
FFB Bank Fresno First Bank Branch	7690 N. Palm Avenue, Ste. 101	Fresno	CA
Community Valley Bank Community Valley Bank Branch	1443 Main Street	El Centro	CA
Plumas Bank Susanville Branch	3000 Riverside Drive	Susanville	CA
US Metro Bank Us Metro Bank Branch	9866 Garden Grove Boulevard	Garden Grove	CA
United Business Bank Oakland Hegenberger Branch	100 Hegenberger Road, Suite 110	Oakland	CA
El Dorado Savings Bank, F.S.B. El Dorado Savings Bank, F.S.b. Branch	4040 El Dorado Road	Placerville	CA
Golden Valley Bank Golden Valley Bank Branch	190 Cohasset Road, Suite 170	Chico	CA
Hanmi Bank Hanmi Bank Branch	3660 Wilshire Boulevard, Suite A	Los Angeles	CA
FFB Bank Fresno First Bank Branch	7690 N. Palm Avenue, Ste. 101	Fresno	CA
Armed Forces Bank, National Association Armed Forces Bank Of California, National Association Branch	2260 Callagan Highway, Building 3187a, Suite 1	San Diego	CA
California Pacific Bank California Pacific Bank Branch	100 Montgomery Street, Suite 2250	San Francisco	CA
Oak Valley Community Bank Oak Valley Community Bank Branch	125 North Third Avenue	Oakdale	CA
First Pacific Bank Friendly Hills Bank Branch	16011 E. Whittier Boulevard	Whittier	CA
Bank of Marin Bank Of Marin Branch	504 Redwood Boulevard	Novato	CA
Mission Bank Ridgecrest Branch	1450 North Norma	Ridgecrest	CA
Malaga Bank F.S.B. Malaga Bank F.S.b. Branch	2514 Via Tejon	Palos Verdes Peninsula	CA
Five Star Bank Five Star Bank Branch	6810 Five Star Boulevard	Rocklin	CA
California Bank of Commerce, National Association El Paseo Branch	74175 El Paseo Drive	Palm Desert	CA
Pacific Premier Bank, National Association El Paseo Branch	73-745 El Paseo Drive	Palm Desert	CA
Mechanics Bank Mechanics Bank Branch	1111 Civic Drive	Walnut Creek	CA
Citizens Business Bank Citizens Business Bank Branch	701 North Haven Avenue	Ontario	CA
Westamerica Bank Santa Rosa Branch	111 Santa Rosa Avenue	Santa Rosa	CA
United Security Bank Taft Branch	523 Cascade Place	Taft	CA
Bank of San Francisco Bank Of San Francisco Branch	575 Market Street, Suite 900	San Francisco	CA
Western Alliance Bank San Jose Branch	55 Almaden Blvd	San Jose	CA
GBC International Bank Gbc International Bank Branch	5670 Wilshire Boulevard, Suite 1780	Los Angeles	CA
Commercial Bank of California Sherman Oaks Branch	14724 Ventura Boulevard, Suite 100	Sherman Oaks	CA
California Bank of Commerce, National Association El Paseo Branch	74175 El Paseo Drive	Palm Desert	CA
Golden Valley Bank Golden Valley Bank Branch	190 Cohasset Road, Suite 170	Chico	CA
Mechanics Bank Mechanics Bank Branch	1111 Civic Drive	Walnut Creek	CA
Royal Business Bank Buena Park Branch	7025 Orangethorpe Avenue	Buena Park	CA
Malaga Bank F.S.B. Malaga Bank F.S.b. Branch	2514 Via Tejon	Palos Verdes Peninsula	CA
West Coast Community Bank Santa Cruz County Bank Branch	720 Front St	Santa Cruz	CA
Pinnacle Bank Pinnacle Bank Branch	7597 Monterey Street	Gilroy	CA
Beneficial State Bank Los Angeles Branch	3626 East First Street	Los Angeles	CA
Commercial Bank of California Sherman Oaks Branch	14724 Ventura Boulevard, Suite 100	Sherman Oaks	CA
Bank of Stockton Bank Of Stockton Branch	301 East Miner Avenue	Stockton	CA
Cathay Bank Cathay Bank Branch	777 North Broadway Street	Los Angeles	CA
Mission Bank Ridgecrest Branch	1450 North Norma	Ridgecrest	CA
Bank of San Francisco Bank Of San Francisco Branch	575 Market Street, Suite 900	San Francisco	CA
Provident Savings Bank, F.S.B. Provident Savings Bank, F.S.b. Branch	6570 Magnolia Ave	Riverside	CA
United Security Bank Taft Branch	523 Cascade Place	Taft	CA
First Bank Douglas Branch	1625 Douglas Boulevard	Roseville	CA
Farmers and Merchants Bank of Long Beach Farmers And Merchants Bank Of Long B Branch	302 Pine Avenue	Long Beach	CA
MidFirst Bank Century City Branch	1875 Century Park East, Suite 1400	Los Angeles	CA
Heritage Bank of Commerce Heritage Bank Of Commerce Branch	150 Almaden Boulevard	San Jose	CA
Community Valley Bank Community Valley Bank Branch	1443 Main Street	El Centro	CA
Exchange Bank Exchange Bank Branch	545 Fourth Street	Santa Rosa	CA
Provident Savings Bank, F.S.B. Provident Savings Bank, F.S.b. Branch	6570 Magnolia Ave	Riverside	CA
Exchange Bank Exchange Bank Branch	545 Fourth Street	Santa Rosa	CA
Column National Association Northern California National Bank Branch	1717 Mangrove Avenue, Suite 100	Chico	CA
Mega Bank Mega Bank Branch	245 West Valley Boulevard	San Gabriel	CA
First General Bank First General Bank Branch	19036 Colima Road	Rowland Heights	CA
Heritage Bank of Commerce Heritage Bank Of Commerce Branch	150 Almaden Boulevard	San Jose	CA
First Bank Douglas Branch	1625 Douglas Boulevard	Roseville	CA
Bank of Hope Bank Of Hope Branch	3200 Wilshire Boulevard Suite 1400	Los Angeles	CA
OneUnited Bank Crenshaw Branch	3683 Crenshaw Boulevard	Los Angeles	CA
Bank of the Sierra Bank Of The Sierra Branch	90 North Main Street	Porterville	CA
Shinhan Bank America California Regional Office/Olympic B Branch	3000 West Olympic Boulevard	Los Angeles	CA
Pacific Valley Bank Pacific Valley Bank Branch	422 Main Street	Salinas	CA
Bank of the Sierra Bank Of The Sierra Branch	90 North Main Street	Porterville	CA
Column National Association Northern California National Bank Branch	1717 Mangrove Avenue, Suite 100	Chico	CA
Montecito Bank & Trust Montecito Bank & Trust Branch	1000 State Street	Santa Barbara	CA
American Riviera Bank American Riviera Bank Branch	1033 Anacapa Street	Santa Barbara	CA
Comerica Bank El Segundo Branch	2321 Rosecrans Ave Ste 1225	El Segundo	CA
Umpqua Bank Yuba City Hwy 20 Branch	777 Colusa Avenue	Yuba City	CA
East West Bank Montgomery Branch	555 Montgomery Street	San Francisco	CA
U.S. Bank National Association Westwood Branch	10866 Wilshire Boulevard	Los Angeles	CA
Bank of Guam San Francisco Branch	400 Montgomery Street	San Francisco	CA
Umpqua Bank Yuba City Hwy 20 Branch	777 Colusa Avenue	Yuba City	CA
First-Citizens Bank & Trust Company First Regional Bank Branch	1801 Century Park East	Los Angeles	CA
Bank of America, National Association Bank Of America Plaza Branch	333 South Hope Street, Suite 100	Los Angeles	CA

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PRODUCT INFORMATION

Three Year CDs - Branch Banks 2025

A three year CD is an intermediate CD, sandwiched between the popular one and five year CD terms. Three year CD generally offer between .30 and .60 percentage points more than a 1 year CD. Currently, their average yield is comparable to the average yield of an online savings account Online savings accounts allow consumers to withdraw money at any time so consumers should consider whether they want to lock their money into a CD when there is little premium versus an online account.

The top 3 year CD rates, as listed on the rate table above, are significantly higher than online or offline savings account rates.

Another factor to consider when opening a 3 year CD is the rate environment. If interest rates are rising, it may not be advisable to lock money away for three years when rates will soon be higher. If rates are falling, and may do so for some time (as they did from 2008 through 2013), then it may make sense to open a 3, 4 or 5 year CD to lock into a higher rate before it drops. To get a sense of where rates might go, check out the BestCashCow rate analysis page.

While conventional wisdom holds that online banks always offer higher rates than branch-based banks, an analysis conducted by BestCashCow in 2012 showed that with longer term CDs (3 years or longer), small community based banks and credit unions can often be just as competitive or not more so. If you prefer to bank in person, then it is possible to get branch service and a high CD rate if you shop around a bit. The tables at the top of this page can provide you the best rates in your area.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Cudahy, California CD Rates – 3-Year

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Three Year CDs - Branch Banks 2025

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