Arkansas

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Helena-West Helena, Arkansas Savings Rates

You are viewing savings rates from banks in Helena-West Helena, Arkansas

 

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

Helena-West Helena, AR - June 15, 2025

Savings Account National Average Rate: 0.45% ?

Banks APY MIN

Rate History: 4.10% → 3.50%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 3.25% → 3.15% → 2.30%

Rate History: 2.17% → 2.07%

Rate History: 1.00% → 1.50% → 1.25%

| May 29, 2020

Dua Read More

Rate History: 1.01% → 1.02% → 1.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

1.00%

0.75%
0.50%

$250,000

$100,000
$0
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| Mar 19, 2021

... Read More

0.85%

$10,000

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| Mar 2, 2021

This is NOT CORRECT. Read More

0.62%

$25,000

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0.60%

$2,500

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0.60%

$10,000

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0.55%

$10,000

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0.51%

$2,500

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Rate History: 0.55% → 0.50%

| May 29, 2020

Dua Read More

0.50%

$10,000

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0.50%

$2,500

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0.50%

$25,000

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0.45%

$25,000

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0.41%

$10,000

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0.40%

$2,500

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0.40%

$10,000

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0.40%

$2,500

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0.35%

$2,500

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0.35%

$2,500

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0.35%

$25,000

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0.35%

$25,000

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0.32%

$25,000

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0.31%

$2,500

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| Mar 1, 2021

Rates on here are not accurate. Read More

0.30%

$2,500

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0.30%

$2,500

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0.30%

$1,000

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0.30%

$2,500

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| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

0.30%

$10,000

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| Aug 1, 2019

Who is the owner now this day. Read More

0.30%

$25,000

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| Dec 2, 2020

Only gave it one star because we had to. We were referred to Priority Bank by Rausch and Coleman homes as we purchased a house from them. That is the only reason we even started a home mortgage with them. ... Read More

0.25%

$2,500

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| Mar 2, 2021

This is NOT CORRECT. Read More

0.25%

$2,500

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0.25%

$25,000

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

Learn More

| Oct 23, 2017

How o purchases the special 10% CD rate? Read More

0.25%

$2,500

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0.25%

$10,000

Learn More

0.25%

$10,000

Learn More

0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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| Nov 6, 2016

Chambers Bank is the best bank by far! The branch in Mena still has the small town friendly atmosphere. Quick service and they know you by name. Read More

0.25%

$2,500

Learn More

Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.22%

$2,500

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0.20%

$10,000

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| Sep 14, 2023

My wife and I wanted to purchase a tractor for 25000.00. The equipment company sent us to Anstaff Bank for financing and instructed us to speak with Bailey Booperhamer. When we walked in, he immediately sa... Read More

| May 4, 2021

Very knowledgeable people Read More

0.20%

$10,000

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0.20%

$10,000

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$2,500

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0.20%

$2,500

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| Nov 6, 2016

Chambers Bank is the best bank by far! The branch in Mena still has the small town friendly atmosphere. Quick service and they know you by name. Read More

0.20%

$25,000

Learn More

0.20%

$10,000

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0.20%

$50

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0.20%

$10,000

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0.20%

$0

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0.15%

$2,500

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0.15%

$2,500

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| Mar 1, 2021

Rates on here are not accurate. Read More

0.15%

$1

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

Learn More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$10,000

Learn More

| Jun 15, 2019

My aunt was treated horrible by okd gray headed teller with glasses at malvern national bank down town and this big fat black man with a too little shirt on and jeans sagging and tammie. This bank is raci... Read More

| May 3, 2023

Do you cash ee saving bonds Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

Learn More

0.15%

$10,000

Learn More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

| Aug 1, 2019

Who is the owner now this day. Read More

0.15%

$25,000

Learn More

| Nov 6, 2016

Chambers Bank is the best bank by far! The branch in Mena still has the small town friendly atmosphere. Quick service and they know you by name. Read More

0.15%

$2,500

Learn More

0.15%

$25,000

Learn More

0.15%

$1

Learn More

0.15%

$10,000

Learn More

0.12%

$25,000

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0.10%

$2,500

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| Mar 1, 2021

Rates on here are not accurate. Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$1

Learn More

| May 4, 2021

Very knowledgeable people Read More

0.10%

$100

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Sep 14, 2023

My wife and I wanted to purchase a tractor for 25000.00. The equipment company sent us to Anstaff Bank for financing and instructed us to speak with Bailey Booperhamer. When we walked in, he immediately sa... Read More

0.10%

$2,500

Learn More

Rate History: 0.20% → 0.10%

| May 29, 2020

Dua Read More

0.10%

$10,000

Learn More

0.10%

$2,500

Learn More

0.10%

$200

Learn More

0.10%

$2,500

Learn More

| May 3, 2023

Do you cash ee saving bonds Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Jun 15, 2019

My aunt was treated horrible by okd gray headed teller with glasses at malvern national bank down town and this big fat black man with a too little shirt on and jeans sagging and tammie. This bank is raci... Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Nov 15, 2020

Do they? Read More

| Nov 6, 2016

Chambers Bank is the best bank by far! The branch in Mena still has the small town friendly atmosphere. Quick service and they know you by name. Read More

0.10%

$1

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Dec 2, 2020

Only gave it one star because we had to. We were referred to Priority Bank by Rausch and Coleman homes as we purchased a house from them. That is the only reason we even started a home mortgage with them. ... Read More

0.10%

$2,500

Learn More

| Mar 19, 2021

... Read More

0.08%

$2,500

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0.08%

$2,500

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0.08%

$2,500

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0.07%

$10,000

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0.06%

$5,000

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| Aug 4, 2023

Our Mastercard was transferred to this bank 10 yrs ago. One account--two cards. Fraud on EACH card began occurring in April 2023. Their fraud group cancelled each compromised card and issued new ones each... Read More

0.05%

$2,500

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0.05%

$2,500

Learn More

| Mar 19, 2021

... Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Nov 15, 2020

Do they? Read More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

0.05%

$2,500

Learn More

| Mar 1, 2021

Rates on here are not accurate. Read More

0.05%

$1

Learn More

0.05%

$100

Learn More

0.05%

$2,500

Learn More

| Sep 12, 2023

Can not cash a check at the branch on Chenal, because I did not have an appointment for the lobby. Could not use the Window service, it closes at 2pm on a Friday. I have a business account and am finding... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

0.03%

$2,500

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| Mar 19, 2021

... Read More

0.02%

$2,500

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0.02%

$1,000

Learn More

0.01%

$0

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0.01%

$1,000

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


Branches Info around Helena-West Helena, AR - June 15, 2025


Branch Street City State
Regions Bank
El Dorado Main Branch
100 E. Peach Street El Dorado AR
U.S. Bank National Association
Van Buren 6th & Webster Branch
510 Webster Van Buren AR
Intrust Bank, National Association
Rogers, Arkansas Branch
3300 Market Street Rogers AR
Arvest Bank
Arvest Bank Branch
4318 Main Street Hindsville AR
Arvest Bank
Arvest Bank Branch
4318 Main Street Hindsville AR
Arvest Bank
Arvest Bank Branch
4318 Main Street Hindsville AR
Arvest Bank
Arvest Bank Branch
4318 Main Street Hindsville AR
Intrust Bank, National Association
Rogers, Arkansas Branch
3300 Market Street Rogers AR
Regions Bank
El Dorado Main Branch
100 E. Peach Street El Dorado AR
BOKF, National Association
Bk Arkansas Fayetteville Branch
3500 North College Ave Fayetteville AR
Wells Fargo Bank, National Association
Wells Fargo Bank, National Association Branch
3615 E 9th St Texarkana AR
BOKF, National Association
Bk Arkansas Fayetteville Branch
3500 North College Ave Fayetteville AR
Bank of Little Rock
Bank Of Little Rock Branch
200 North State Street Little Rock AR
Texana Bank, National Association
Arkansas Blvd Branch
502 Arkansas Blvd Texarkana AR
Bodcaw Bank
Bodcaw Bank Branch
307 Thomas Street Stamps AR
The Peoples Bank
The Peoples Bank Branch
500 North Jackson Magnolia AR
BOKF, National Association
Bk Arkansas Fayetteville Branch
3500 North College Ave Fayetteville AR
Riverside Bank
Riverside Bank Branch
Commerce And Main Streets Sparkman AR
BOKF, National Association
Bk Arkansas Fayetteville Branch
3500 North College Ave Fayetteville AR
Bank of Little Rock
Bank Of Little Rock Branch
200 North State Street Little Rock AR
First State Bank
First State Bank Branch
101 South Center Street Lonoke AR
Smackover State Bank
Smackover State Bank Branch
708 North Broadway Smackover AR
First Western Bank
First Western Bank Branch
80 W Main St Booneville AR
Intrust Bank, National Association
Rogers, Arkansas Branch
3300 Market Street Rogers AR
First Financial Bank
First Financial Bank Branch
315 West Main Street El Dorado AR
The Peoples Bank
The Peoples Bank Branch
500 North Jackson Magnolia AR
Gateway Bank
Gateway Bank Branch
112 Main Street Rison AR
The Peoples Bank
The Peoples Bank Branch
500 North Jackson Magnolia AR
BOKF, National Association
Bk Arkansas Fayetteville Branch
3500 North College Ave Fayetteville AR
Bank of England
Bank Of England Branch
123 South Main Street England AR
RiverBank
Riverbank Branch
1700 Old County Road Pocahontas AR
Legacy National Bank
Legacy National Bank Branch
4055 West Sunset Springdale AR
Bank of Little Rock
Bank Of Little Rock Branch
200 North State Street Little Rock AR
The Peoples Bank
The Peoples Bank Branch
500 North Jackson Magnolia AR
First State Bank
First State Bank Branch
3103 East Main Street Russellville AR
First State Bank
First State Bank Branch
101 South Center Street Lonoke AR
Focus Bank
Paragould Kingshighway Facility Branch
3005 W Kings Highway Paragould AR
The Peoples Bank
The Peoples Bank Branch
500 North Jackson Magnolia AR
RiverBank
Riverbank Branch
1700 Old County Road Pocahontas AR
Legacy National Bank
Legacy National Bank Branch
4055 West Sunset Springdale AR
Smackover State Bank
Smackover State Bank Branch
708 North Broadway Smackover AR
First State Bank of DeQueen
First State Bank Of Dequeen Branch
402 West Collin Raye Drive De Queen AR
Armor Bank
Armor Bank, National Association Branch
715 N Washington Forrest City AR
Grand Savings Bank
Decatur Branch
372 Sh 59 N Decatur AR
Today's Bank
Allied Bank Branch
311 Main Street Mulberry AR
First State Bank
First State Bank Branch
101 South Center Street Lonoke AR
CS Bank
Cornerstone Bank Branch
70 South Main Street Eureka Springs AR
Fidelity Bank
Fidelity National Bank Branch
330 West Broadway West Memphis AR
Merchants & Planters' Bank
Merchants & Planters' Bank Branch
Second And Hazel Streets Newport AR
The Peoples Bank
The Peoples Bank Branch
500 North Jackson Magnolia AR
Currency Bank
The Eudora Bank Main Office Branch
111 North Main Street Eudora AR
First Financial Bank
First Financial Bank Branch
315 West Main Street El Dorado AR
Signature Bank of Arkansas
Signature Bank Of Arkansas Branch
3878 North Crossover Road, Suite 20 Fayetteville AR
Connect Bank
Bank Of Star City Branch
116 North Lincoln Star City AR
Armstrong Bank
Phoenix Branch
8300 Phoenix Avenue Fort Smith AR
First State Bank
First State Bank Branch
3103 East Main Street Russellville AR
Priority Bank
Priority Bank Branch
3401 East Mission Blvd Fayetteville AR
Bank of Cave City
Bank Of Cave City Branch
137 S Main Street Cave City AR
Generations Bank
Generations Bank Branch
302 E Main Hampton AR
Arvest Bank
Arvest Bank Branch
4318 Main Street Hindsville AR
Today's Bank
Allied Bank Branch
311 Main Street Mulberry AR
The Peoples Bank
The Peoples Bank Branch
500 North Jackson Magnolia AR
Southern Bancorp Bank
Southern Bancorp Bank Branch
601 Main Street Arkadelphia AR
Farmers Bank
Farmers Bank Branch
71 West Center St Greenwood AR
Riverside Bank
Riverside Bank Branch
Commerce And Main Streets Sparkman AR
Bank of Salem
Bank Of Salem Branch
207 Church Street Salem AR
Grand Savings Bank
Decatur Branch
372 Sh 59 N Decatur AR
Partners Bank
Marvell Branch
Highway 49 West Marvell AR
Signature Bank of Arkansas
Signature Bank Of Arkansas Branch
3878 North Crossover Road, Suite 20 Fayetteville AR
Bodcaw Bank
Bodcaw Bank Branch
307 Thomas Street Stamps AR
Merchants and Farmers Bank
Merchants And Farmers Bank Branch
500 Highway 65 South Dumas AR
The Farmers & Merchants Bank
Marianna Branch
33 West Main Street Marianna AR
Armor Bank
Armor Bank, National Association Branch
715 N Washington Forrest City AR
Fidelity Bank
Fidelity National Bank Branch
330 West Broadway West Memphis AR
Southern Bank
Bald Knob Facility Branch
306 South Elm Street Bald Knob AR
Bank of Lake Village
Bank Of Lake Village Branch
101 Main Street Lake Village AR
Chambers Bank
East Joyce Avenue Branch
1685 East Joyce Boulevard Fayetteville AR
First Financial Bank
First Financial Bank Branch
315 West Main Street El Dorado AR
U.S. Bank National Association
Van Buren 6th & Webster Branch
510 Webster Van Buren AR
Today's Bank
Allied Bank Branch
311 Main Street Mulberry AR
The Farmers & Merchants Bank
Marianna Branch
33 West Main Street Marianna AR
Anstaff Bank
Anstaff Bank Branch
100 First National Avenue Green Forest AR
First National Bank
First National Bank Branch
Second And Court Streets Paragould AR
First State Bank
First State Bank Branch
3103 East Main Street Russellville AR
Generations Bank
Generations Bank Branch
302 E Main Hampton AR
Bank of Cave City
Bank Of Cave City Branch
137 S Main Street Cave City AR
Bank of 1889
First National Bank Of North Arkansa Branch
305-307 Public Square Berryville AR
Farmers Bank & Trust Company
Farmers Bank & Trust Company Branch
200 East Main Magnolia AR
The Peoples Bank
The Peoples Bank Branch
500 North Jackson Magnolia AR
Union Bank
The Union Bank Of Mena Branch
303 Highway 71 North Mena AR
Connect Bank
Bank Of Star City Branch
116 North Lincoln Star City AR
Bank of Lake Village
Bank Of Lake Village Branch
101 Main Street Lake Village AR
Chambers Bank
East Joyce Avenue Branch
1685 East Joyce Boulevard Fayetteville AR
FBT Bank & Mortgage
Fbt Bank & Mortgage Branch
200 West Fourth Street Fordyce AR
Firstar Bank
Fort Smith Branch
4300 Rogers Avenue, Suite 7 Fort Smith AR
Grand Savings Bank
Decatur Branch
372 Sh 59 N Decatur AR
Cross Bank
Cross County Bank Branch
1 Cross County Plaza Wynne AR
First Naturalstate Bank
First Naturalstate Bank Branch
500 North Second Street Mcgehee AR
The Farmers & Merchants Bank
Marianna Branch
33 West Main Street Marianna AR
CS Bank
Cornerstone Bank Branch
70 South Main Street Eureka Springs AR
Southern Bancorp Bank
Southern Bancorp Bank Branch
601 Main Street Arkadelphia AR
The Citizens Bank
The Citizens Bank Branch
200 South 3rd Street Batesville AR
Merchants & Planters' Bank
Merchants & Planters' Bank Branch
Second And Hazel Streets Newport AR
McGehee Bank
Mcgehee Bank Branch
301 North Second Street Mcgehee AR
Citizens' Bank & Trust Co.
Citizens' Bank & Trust Co. Branch
3110 Alma Highway Van Buren AR
Southern Bank
Bald Knob Facility Branch
306 South Elm Street Bald Knob AR
First State Bank
First State Bank Branch
101 South Center Street Lonoke AR
Farmers Bank & Trust Company
Farmers Bank & Trust Company Branch
200 East Main Magnolia AR
The Malvern National Bank
The Malvern National Bank Branch
501 S. Main Street Malvern AR
First Security Bank
Judsonia Branch
Jefferson And Van Buren Streets Judsonia AR
Bank of Salem
Bank Of Salem Branch
207 Church Street Salem AR
Connect Bank
Bank Of Star City Branch
116 North Lincoln Star City AR
Eagle Bank and Trust Company
Eagle Bank And Trust Company Branch
650 Shakleford, Suite 150 Little Rock AR
Union Bank
The Union Bank Of Mena Branch
303 Highway 71 North Mena AR
Focus Bank
Paragould Kingshighway Facility Branch
3005 W Kings Highway Paragould AR
First Community Bank
Little River Bank Branch
202 Greenwood Avenue Lepanto AR
Armstrong Bank
Phoenix Branch
8300 Phoenix Avenue Fort Smith AR
ENCORE BANK
The Capital Bank Branch
12224 Chenal Parkway Little Rock AR
Chambers Bank
East Joyce Avenue Branch
1685 East Joyce Boulevard Fayetteville AR
Legacy National Bank
Legacy National Bank Branch
4055 West Sunset Springdale AR
Gateway Bank
Gateway Bank Branch
112 Main Street Rison AR
Merchants and Farmers Bank
Merchants And Farmers Bank Branch
500 Highway 65 South Dumas AR
FBT Bank & Mortgage
Fbt Bank & Mortgage Branch
200 West Fourth Street Fordyce AR
Great Southern Bank
Southern Bankcorp Bank Of Trumann Br Branch
2522 Pinnacle Hills Parkway, Suite 101 Rogers AR
First National Bank Of Commerce
The First National Bank Of Lawrence Branch
202 West Main Street Walnut Ridge AR
CS Bank
Cornerstone Bank Branch
70 South Main Street Eureka Springs AR
First Community Bank
Little River Bank Branch
202 Greenwood Avenue Lepanto AR
Farmers Bank & Trust Company
Farmers Bank & Trust Company Branch
200 East Main Magnolia AR
The First National Bank of Fort Smith
Lavaca Branch
400 W Main Street Lavaca AR
First National Bank
First National Bank Branch
Second And Court Streets Paragould AR
Great Southern Bank
Southern Bankcorp Bank Of Trumann Br Branch
2522 Pinnacle Hills Parkway, Suite 101 Rogers AR
Gateway Bank
Gateway Bank Branch
112 Main Street Rison AR
The First National Bank of Izard County
The First National Bank Of Izard Cou Branch
2005 Highway 56 Calico Rock AR
Southern Bancorp Bank
Southern Bancorp Bank Branch
601 Main Street Arkadelphia AR
FBT Bank & Mortgage
Fbt Bank & Mortgage Branch
200 West Fourth Street Fordyce AR
FSNB, National Association
Conway Branch
3900 Dave Ward Drive Conway AR
Bank of 1889
First National Bank Of North Arkansa Branch
305-307 Public Square Berryville AR
Anstaff Bank
Anstaff Bank Branch
100 First National Avenue Green Forest AR
The Farmers & Merchants Bank
Marianna Branch
33 West Main Street Marianna AR
BOKF, National Association
Bk Arkansas Fayetteville Branch
3500 North College Ave Fayetteville AR
Eagle Bank and Trust Company
Eagle Bank And Trust Company Branch
650 Shakleford, Suite 150 Little Rock AR
United Bank
United Bank Branch
2600 South Thompson Springdale AR
FNBC Bank
Fnbc Bank Branch
636 Ash Flat Drive Ash Flat AR
Stone Bank
Stone Bank Branch
802 East Main Street Mountain View AR
First Security Bank
Judsonia Branch
Jefferson And Van Buren Streets Judsonia AR
Commercial National Bank of Texarkana
State Line Branch
2700 North State Line Avenue Texarkana AR
Union Bank & Trust Company
Union Bank & Trust Company Branch
102 West Mccloy Monticello AR
Bank of Little Rock
Bank Of Little Rock Branch
200 North State Street Little Rock AR
ENCORE BANK
The Capital Bank Branch
12224 Chenal Parkway Little Rock AR
Bank of England
Bank Of England Branch
123 South Main Street England AR
Union Bank
The Union Bank Of Mena Branch
303 Highway 71 North Mena AR
The Malvern National Bank
The Malvern National Bank Branch
501 S. Main Street Malvern AR
First Financial Bank
First Financial Bank Branch
315 West Main Street El Dorado AR
Citizens' Bank & Trust Co.
Citizens' Bank & Trust Co. Branch
3110 Alma Highway Van Buren AR
RiverBank
Riverbank Branch
1700 Old County Road Pocahontas AR
The Citizens Bank
The Citizens Bank Branch
200 South 3rd Street Batesville AR
Centennial Bank
Community Bank Branch
1 City Plaza Cabot AR
Chambers Bank
East Joyce Avenue Branch
1685 East Joyce Boulevard Fayetteville AR
First State Bank
First State Bank Branch
3103 East Main Street Russellville AR
Relyance Bank
Central Branch
4446 Central Avenue Hot Springs AR
First Western Bank
First Western Bank Branch
80 W Main St Booneville AR
Priority Bank
Priority Bank Branch
3401 East Mission Blvd Fayetteville AR
Cross Bank
Cross County Bank Branch
1 Cross County Plaza Wynne AR
Texana Bank, National Association
Arkansas Blvd Branch
502 Arkansas Blvd Texarkana AR
Petit Jean State Bank
Petit Jean State Bank Branch
707 North St. Joseph Street Morrilton AR
Relyance Bank
Central Branch
4446 Central Avenue Hot Springs AR
Farmers Bank
Farmers Bank Branch
71 West Center St Greenwood AR
Great Southern Bank
Southern Bankcorp Bank Of Trumann Br Branch
2522 Pinnacle Hills Parkway, Suite 101 Rogers AR
FNBC Bank
Fnbc Bank Branch
636 Ash Flat Drive Ash Flat AR
Equity Bank
Harrison Branch
200 East Ridge Avenue Harrison AR
First Arkansas Bank and Trust
Heber Springs Branch
806 W Main St Heber Springs AR
Farmers Bank
Farmers Bank Branch
71 West Center St Greenwood AR
Generations Bank
Generations Bank Branch
302 E Main Hampton AR
Commercial National Bank of Texarkana
State Line Branch
2700 North State Line Avenue Texarkana AR
Texana Bank, National Association
Arkansas Blvd Branch
502 Arkansas Blvd Texarkana AR
Farmers Bank & Trust Company
Farmers Bank & Trust Company Branch
200 East Main Magnolia AR
Stone Bank
Stone Bank Branch
802 East Main Street Mountain View AR
Centennial Bank
Community Bank Branch
1 City Plaza Cabot AR
Petit Jean State Bank
Petit Jean State Bank Branch
707 North St. Joseph Street Morrilton AR
Eagle Bank and Trust Company
Eagle Bank And Trust Company Branch
650 Shakleford, Suite 150 Little Rock AR
Citizens' Bank & Trust Co.
Citizens' Bank & Trust Co. Branch
3110 Alma Highway Van Buren AR
The First National Bank of Izard County
The First National Bank Of Izard Cou Branch
2005 Highway 56 Calico Rock AR
ENCORE BANK
The Capital Bank Branch
12224 Chenal Parkway Little Rock AR
CS Bank
Cornerstone Bank Branch
70 South Main Street Eureka Springs AR
First State Bank
First State Bank Branch
3103 East Main Street Russellville AR
Evolve Bank & Trust
Evolve Bank & Trust Branch
301 Shoppingway Boulevard West Memphis AR
The Farmers & Merchants Bank
Marianna Branch
33 West Main Street Marianna AR
Bank OZK
Bank Of The Ozarks Branch
17901 Chenal Parkway Little Rock AR
U.S. Bank National Association
Van Buren 6th & Webster Branch
510 Webster Van Buren AR
Bank of America, National Association
Little Rock Main Branch
200 West Capitol Avenue Little Rock AR
First National Bank of Eastern Arkansas
First National Bank Of Eastern Arkan Branch
101 North Washington Street Forrest City AR
Equity Bank
Harrison Branch
200 East Ridge Avenue Harrison AR
Texana Bank, National Association
Arkansas Blvd Branch
502 Arkansas Blvd Texarkana AR
Great Southern Bank
Southern Bankcorp Bank Of Trumann Br Branch
2522 Pinnacle Hills Parkway, Suite 101 Rogers AR
FNBC Bank
Fnbc Bank Branch
636 Ash Flat Drive Ash Flat AR
Wells Fargo Bank, National Association
Wells Fargo Bank, National Association Branch
3615 E 9th St Texarkana AR
Regions Bank
El Dorado Main Branch
100 E. Peach Street El Dorado AR
Firstar Bank
Fort Smith Branch
4300 Rogers Avenue, Suite 7 Fort Smith AR


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES


Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

  • Find a bank with a location convenient to you. Location counts.
  • Choose a bank with good rates. Rates are important to get continued growth of your capital.
  • Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
  • Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
  • Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
  • Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
  • Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
  • Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.