Best Local Bank Savings and Money Market Rates in St. Matthews, Kentucky, KY June 15, 2025

You are viewing savings rates from banks in St. Matthews, Kentucky

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If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

St. Matthews, KY - June 15, 2025

Savings Account National Average Rate: 0.45% ^?

Banks	APY	MIN
American Bank & Trust Company, Inc. American Bank & Trust Company, Inc. Branch	4.15% 2.65% 2.35%	$300,000 $50,000 $2,500	Learn More Add Review
The Huntington National Bank Fort Mitchell Branch	3.92%	$25,000	Learn More
Rate History: 4.70% → 4.18% → 3.92%
Allan \| Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More Reviews (1)
Citizens Bank, National Association Ashland Ky Lpo Branch	3.70%	$0	Learn More
Rate History: 4.50% → 4.15% → 3.90% → 3.70%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
Truist Bank Calhoun Ky Main Branch	3.66% 0.01%	$0 $1	Learn More
Rate History: 4.00% → 3.65% → 3.66%
Customer \| Jul 28, 2022 Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More Reviews (6)
Regions Bank Franklin Ky W Branch	3.50% 1.50%	$10,000 $0	Learn More Add Review
U.s. Bank National Association Maysville Branch	3.50% 0.05%	$25,000 $1	Learn More
Rate History: 4.10% → 3.50%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
Woodforest National Bank 8050 Louisville Kentucky Walmart Bra Branch	3.25% 2.25% 1.75% 1.25% 0.35%	$500,000 $250,000 $100,000 $1 $0	Learn More
Rate History: 4.00% → 3.75% → 3.50% → 3.25%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Citizens Bank, National Association Ashland Ky Lpo Branch	3.00% 2.75%	$250,000 $25,000	Learn More
Rate History: 1.00% → 3.00%
Dana E. \| Mar 20, 2016 Good solid bank. Read More Reviews (2)
Capital One, National Association	2.50%	$1	Learn More
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (16)
Morgantown Bank & Trust Company, Incorporated Morgantown Bank & Trust Company, Incorporated Branch	1.49%	$5,000	Learn More Add Review
Rate History: 0.10% → 1.49%
Community Financial Services Bank Community Financial Services Bank Branch	1.23% 0.10%	$50,000 $10,000	Learn More Add Review
Rate History: 1.29% → 1.32% → 1.26% → 1.25% → 1.23%
American Bank & Trust Company, Inc. American Bank & Trust Company, Inc. Branch	1.00%	$100	Learn More Add Review
Rate History: 0.50% → 1.00%
River City Bank, Inc. River City Bank, Inc. Branch	0.80%	$2,500	Learn More
BBN \| Aug 28, 2021 The posted rates for River City Bank are not accurate. I have inquired at the bank more than once. Read More Reviews (2)
The Monticello Banking Company The Monticello Banking Company Branch	0.50%	$2,501	Learn More
Marty Clark \| May 31, 2024 This bank tells you one thing and does another, my experience with them was awful, my account stayed gomed up you could deposit money on Friday and it might not be there showing till Tuesday or later,I'v... Read More Reviews (1)
Citizens Federal Savings And Loan Association Citizens Federal Savings And Loan As Branch	0.50%	$2,500	Learn More Add Review
Bank Of Hindman Bank Of Hindman Branch	0.50%	$2,500	Learn More Add Review
First Federal Savings And Loan Association First Federal Savings And Loan Assoc Branch	0.50%	$2,500	Learn More Add Review
Clinton Bank Clinton Bank Branch	0.47%	$10,000	Learn More Add Review
The Murray Bank The Murray Bank Branch	0.40%	$25,000	Learn More Add Review
The Citizens Bank The Citizens Bank Branch	0.40%	$25,000	Learn More Add Review
Bank Of Hindman Bank Of Hindman Branch	0.40%	$2,500	Learn More Add Review
Woodforest National Bank 8050 Louisville Kentucky Walmart Bra Branch	0.40% 0.25%	$10,000 $0	Learn More
Rate History: 1.00% → 0.50% → 0.40%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Security Bank And Trust Company Fulton Bank Branch	0.38%	$10,000	Learn More Add Review
Clinton Bank Clinton Bank Branch	0.37%	$2,500	Learn More Add Review
The Citizens Bank The Citizens Bank Branch	0.35%	$2,500	Learn More Add Review
West Point Bank West Point Bank Branch	0.35%	$2,500	Learn More Add Review
Meade County Bank Meade County Bank Branch	0.35%	$25,000	Learn More Add Review
Bank Of Buffalo Bank Of Buffalo Branch	0.35%	$2,500	Learn More Add Review
South Central Bank, Inc. South Central Bank, Inc. Branch	0.35%	$2,500	Learn More Add Review
1st Trust Bank, Inc. 1st Trust Bank, Inc. Branch	0.35%	$2,500	Learn More Add Review
The Murray Bank The Murray Bank Branch	0.30%	$10,000	Learn More Add Review
Field & Main Bank Field & Main Bank Branch	0.30%	$2,500	Learn More Add Review
Bank Of Edmonson County Bank Of Edmonson County Branch	0.30%	$25,000	Learn More Add Review
First National Bank Of Kentucky First National Bank Of Kentucky Branch	0.30%	$25,000	Learn More Add Review
The Commercial Bank Of Grayson Olive Hill Branch	0.30%	$25,000	Learn More Add Review
Home Federal Bank Corporation Home Federal Bank Corporation Branch	0.30%	$25,000	Learn More Add Review
Taylor County Bank Taylor County Bank Branch	0.25%	$25,000	Learn More Add Review
First Community Bank Of The Heartland, Inc. Wickliffe Main Branch	0.25%	$1,500	Learn More Add Review
The Citizens Bank The Citizens Bank Branch	0.25%	$2,500	Learn More Add Review
Independence Bank Of Kentucky Independence Bank Of Kentucky Branch	0.25%	$25,000	Learn More
Pearl Girl GA \| Mar 30, 2023 Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More Reviews (1)
The Sacramento Deposit Bank The Sacramento Deposit Bank Branch	0.25%	$25,000	Learn More Add Review
Bank Of Edmonson County Bank Of Edmonson County Branch	0.25%	$2,500	Learn More Add Review
Bank Of Clarkson Bank Of Clarkson Branch	0.25%	$10,000	Learn More Add Review
Meade County Bank Meade County Bank Branch	0.25%	$10,000	Learn More Add Review
Eclipse Bank, Inc. Eclipse Bank, Inc. Branch	0.25%	$2,500	Learn More Add Review
First National Bank Of Kentucky First National Bank Of Kentucky Branch	0.25%	$10,000	Learn More Add Review
First Federal Savings Bank Of Kentucky First Federal Savings Bank Of Kentuc Branch	0.25%	$2,500	Learn More
CD Dreamer \| Aug 17, 2015 I can only dream about CD rates returning to these levels like the 1970's. Read More Reviews (6)
Bank Of Columbia Bank Of Columbia Branch	0.25%	$2,500	Learn More Add Review
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.25%	$2,500	Learn More Add Review
United Citizens Bank Of Southern Kentucky United Citizens Bank Of Southern Ken Branch	0.25%	$2,500	Learn More Add Review
The First National Bank Of Russell Springs The First National Bank Of Russell S Branch	0.25%	$2,500	Learn More Add Review
Bank Of Jamestown Bank Of Jamestown Branch	0.25%	$2,500	Learn More
houston0800 \| Sep 14, 2020 Jamestown KY Read More Reviews (17)
Citizens Bank Citizens Bank Branch	0.25%	$2,500	Learn More Add Review
First State Bank Of The Southeast, Inc First State Bank Of The Southeast, Inc Branch	0.25%	$2,500	Learn More Add Review
1st Trust Bank, Inc. 1st Trust Bank, Inc. Branch	0.25%	$2,500	Learn More Add Review
Hyden Citizens Bank Hyden Citizens Bank Branch	0.25%	$25,000	Learn More Add Review
U.s. Bank National Association Maysville Branch	0.25%	$25,000	Learn More
Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (6)
Taylor County Bank Taylor County Bank Branch	0.20%	$1	Learn More Add Review
The Farmers Bank The Farmers Bank Branch	0.20%	$50	Learn More Add Review
The Murray Bank The Murray Bank Branch	0.20%	$1	Learn More Add Review
First National Bank In Frankfort	0.20%	$0	Learn More Add Review
Independence Bank Of Kentucky Independence Bank Of Kentucky Branch	0.20%	$10,000	Learn More
Pearl Girl GA \| Mar 30, 2023 Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More Reviews (1)
First United Bank And Trust Company Beaver Dam Branch	0.20%	$10,000	Learn More Add Review
The Sacramento Deposit Bank The Sacramento Deposit Bank Branch	0.20%	$2,500	Learn More Add Review
South Central Bank, Inc. South Central Bank, Inc. Branch	0.20%	$2,500	Learn More Add Review
Bank Of Edmonson County Bank Of Edmonson County Branch	0.20%	$2,500	Learn More Add Review
Meade County Bank Meade County Bank Branch	0.20%	$2,500	Learn More Add Review
Home Savings Bank, Fsb Home Savings Bank, Fsb Branch	0.20%	$2,500	Learn More Add Review
The Commercial Bank Of Grayson Olive Hill Branch	0.20%	$2,500	Learn More Add Review
The Citizens National Bank Of Lebanon The Citizens National Bank Of Lebano Branch	0.20%	$25,000	Learn More Add Review
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.20%	$10,000	Learn More Add Review
Citizens Bank Citizens Bank Branch	0.20%	$25,000	Learn More Add Review
Bank Of Lexington, Inc. Bank Of Lexington, Inc. Branch	0.20%	$25,000	Learn More Add Review
The First National Bank Of Manchester The First National Bank Of Mancheste Branch	0.20%	$25,000	Learn More Add Review
Home Federal Bank Corporation Home Federal Bank Corporation Branch	0.20%	$10,000	Learn More Add Review
Hyden Citizens Bank Hyden Citizens Bank Branch	0.20%	$10,000	Learn More Add Review
The First National Bank Of Williamson The First National Bank Of Williamso Branch	0.20%	$25,000	Learn More Add Review
The Citizens National Bank Of Lebanon The Citizens National Bank Of Lebano Branch	0.18%	$2,500	Learn More Add Review
Whitaker Bank The Bank Of Whitesburg Branch	0.17%	$10,000	Learn More
z h \| Nov 18, 2020 I had a charge that wasn't authorized, and they told me there is nothing they can do about it because in the past it was authorized. Are you serious? So if someone takes your card and goes to Walmart.com a... Read More Reviews (2)
Clinton Bank Clinton Bank Branch	0.16%	$2,500	Learn More Add Review
The Farmers Bank Of Milton The Farmers Bank Of Milton Branch	0.15%	$50	Learn More Add Review
Taylor County Bank Taylor County Bank Branch	0.15%	$1	Learn More Add Review
The Farmers Bank The Farmers Bank Branch	0.15%	$2,500	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.15%	$1	Learn More Add Review
The Farmers National Bank Of Lebanon The Farmers National Bank Of Lebanon Branch	0.15%	$25,000	Learn More Add Review
Lewisburg Banking Company Lewisburg Banking Company Branch	0.15%	$1	Learn More
kateast \| Jun 7, 2018 Friendly people; good place to do business. Read More Reviews (1)
Heritage Bank, Inc. Walton South Branch	0.15%	$25,000	Learn More Add Review
Independence Bank Of Kentucky Independence Bank Of Kentucky Branch	0.15%	$2,500	Learn More
Pearl Girl GA \| Mar 30, 2023 Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More Reviews (1)
United Community Bank Of West Kentucky, Inc. United Community Bank Of West Kentucky, Inc. Branch	0.15%	$25,000	Learn More
Norval Baird \| Apr 15, 2020 There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More Reviews (1)
Commonwealth Community Bank, Inc. Fordsville Branch	0.15%	$2,500	Learn More Add Review
Franklin Bank & Trust Company Franklin Bank & Trust Company Branch	0.15%	$2,500	Learn More Add Review
Auburn Banking Company Auburn Banking Company Branch	0.15%	$25,000	Learn More Add Review
First State Bank First State Bank Branch	0.15%	$2,500	Learn More Add Review
South Central Bank, Inc. South Central Bank, Inc. Branch	0.15%	$2,500	Learn More Add Review
Town & Country Bank And Trust Company New Haven Branch	0.15%	$25,000	Learn More Add Review
Armed Forces Bank, National Association Fort Knox Px Branch	0.15%	$25,000	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
River City Bank, Inc. River City Bank, Inc. Branch	0.15%	$2,500	Learn More
BBN \| Aug 28, 2021 The posted rates for River City Bank are not accurate. I have inquired at the bank more than once. Read More Reviews (2)
Eclipse Bank, Inc. Eclipse Bank, Inc. Branch	0.15%	$2,500	Learn More Add Review
First National Bank Of Kentucky First National Bank Of Kentucky Branch	0.15%	$2,500	Learn More Add Review
The Peoples Bank The Peoples Bank Branch	0.15%	$25,000	Learn More Add Review
Guardian Savings Bank, A Federal Savings Bank Kyles Lane Branch	0.15%	$2,500	Learn More
Wfransdell@gmail.com \| Oct 29, 2017 Excellentr Read More Reviews (1)
Whitaker Bank The Bank Of Whitesburg Branch	0.15%	$2,500	Learn More
z h \| Nov 18, 2020 I had a charge that wasn't authorized, and they told me there is nothing they can do about it because in the past it was authorized. Are you serious? So if someone takes your card and goes to Walmart.com a... Read More Reviews (2)
First Federal Savings Bank Of Kentucky First Federal Savings Bank Of Kentuc Branch	0.15%	$25,000	Learn More
CD Dreamer \| Aug 17, 2015 I can only dream about CD rates returning to these levels like the 1970's. Read More Reviews (6)
Security Bank And Trust Co. Security Bank And Trust Co. Branch	0.15%	$2,500	Learn More Add Review
Peoples Bank Of Kentucky, Inc. Salt Lick Branch	0.15%	$25,000	Learn More Add Review
The First National Bank Of Brooksville The First National Bank Of Brooksvil Branch	0.15%	$2,500	Learn More Add Review
Pinnacle Bank, Inc. Pinnacle Bank, Inc. Branch	0.15%	$25,000	Learn More Add Review
The First National Bank Of Grayson The First National Bank Of Grayson Branch	0.15%	$25,000	Learn More Add Review
Citizens Bank Of Kentucky, Inc. Citizens Bank Of Kentucky, Inc. Branch	0.15%	$25,000	Learn More Add Review
Kentucky Farmers Bank Corporation Kentucky Farmers Bank Corporation Branch	0.15%	$2,500	Learn More Add Review
Springfield State Bank Springfield State Bank Branch	0.15%	$2,500	Learn More Add Review
Bank Of Columbia Bank Of Columbia Branch	0.15%	$2,500	Learn More Add Review
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.15%	$2,500	Learn More Add Review
United Cumberland Bank United Cumberland Bank Branch	0.15%	$25,000	Learn More Add Review
The First National Bank Of Russell Springs The First National Bank Of Russell S Branch	0.15%	$10,000	Learn More Add Review
Citizens Bank Citizens Bank Branch	0.15%	$10,000	Learn More Add Review
Bank Of Lexington, Inc. Bank Of Lexington, Inc. Branch	0.15%	$2,500	Learn More Add Review
Jackson County Bank Jackson County Bank Branch	0.15%	$2,500	Learn More Add Review
Commercial Bank Barbourville-North Main Street Branc Branch	0.15%	$25,000	Learn More Add Review
The First National Bank Of Manchester The First National Bank Of Mancheste Branch	0.15%	$2,500	Learn More Add Review
Citizens Bank & Trust Co. Of Jackson Citizens Bank & Trust Co. Of Jackson Branch	0.15%	$2,500	Learn More Add Review
First Community Bank Of The Heartland, Inc. Wickliffe Main Branch	0.14%	$50	Learn More Add Review
Security Bank And Trust Company Fulton Bank Branch	0.14%	$2,500	Learn More Add Review
United Community Bank Of West Kentucky, Inc. United Community Bank Of West Kentucky, Inc. Branch	0.13%	$10,000	Learn More
Norval Baird \| Apr 15, 2020 There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More Reviews (1)
First Federal Savings And Loan Association First Federal Savings And Loan Assoc Branch	0.13%	$5	Learn More Add Review
Auburn Banking Company Auburn Banking Company Branch	0.12%	$10,000	Learn More Add Review
Peoples Bank Of Kentucky, Inc. Salt Lick Branch	0.12%	$10,000	Learn More Add Review
United Cumberland Bank United Cumberland Bank Branch	0.12%	$10,000	Learn More Add Review
Farmers & Traders Bank Of Campton Farmers & Traders Bank Of Campton Branch	0.12%	$25,000	Learn More Add Review
The Citizens National Bank Of Somerset The Citizens National Bank Of Somers Branch	0.10%	$25	Learn More
preachjon@gmail.com \| Mar 26, 2021 So my bank citizens national bank of Somerset ky. They have previously in the past deposited the wrong person's tax account into my account and taking it back out without my whereabouts which made my accou... Read More Reviews (1)
Magnolia Bank Magnolia Bank, Incorporated Branch	0.10%	$1	Learn More
fartoomany \| Sep 20, 2019 100 day cd 2.85% Read More Reviews (1)
The Murray Bank The Murray Bank Branch	0.10%	$50	Learn More Add Review
Fnb Bank, Inc. Fnb Bank, Inc. Branch	0.10%	$1	Learn More Add Review
Heritage Bank, Inc. Walton South Branch	0.10%	$10,000	Learn More Add Review
Taylor County Bank Taylor County Bank Branch	0.10%	$1	Learn More Add Review
The Farmers National Bank Of Lebanon The Farmers National Bank Of Lebanon Branch	0.10%	$1	Learn More Add Review
The Monticello Banking Company The Monticello Banking Company Branch	0.10%	$50	Learn More
Marty Clark \| May 31, 2024 This bank tells you one thing and does another, my experience with them was awful, my account stayed gomed up you could deposit money on Friday and it might not be there showing till Tuesday or later,I'v... Read More Reviews (1)
First Kentucky Bank, Inc. Bardwell Branch	0.10%	$2,500	Learn More Add Review
Independence Bank Of Kentucky Independence Bank Of Kentucky Branch	0.10%	$2,500	Learn More
Pearl Girl GA \| Mar 30, 2023 Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More Reviews (1)
Fredonia Valley Bank Fredonia Valley Bank Branch	0.10%	$2,500	Learn More Add Review
United Community Bank Of West Kentucky, Inc. United Community Bank Of West Kentucky, Inc. Branch	0.10%	$2,500	Learn More
Norval Baird \| Apr 15, 2020 There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More Reviews (1)
The Sacramento Deposit Bank The Sacramento Deposit Bank Branch	0.10%	$2,500	Learn More Add Review
Field & Main Bank Field & Main Bank Branch	0.10%	$2,500	Learn More Add Review
Franklin Bank & Trust Company Franklin Bank & Trust Company Branch	0.10%	$2,500	Learn More Add Review
Auburn Banking Company Auburn Banking Company Branch	0.10%	$2,500	Learn More Add Review
Forcht Bank, National Association Grant - Main Branch	0.10%	$10,000	Learn More Add Review
Morgantown Bank & Trust Company, Incorporated Morgantown Bank & Trust Company, Incorporated Branch	0.10%	$0	Learn More Add Review
Rate History: 2.02% → 0.10%
First State Bank First State Bank Branch	0.10%	$2,500	Learn More Add Review
Bank Of Clarkson Bank Of Clarkson Branch	0.10%	$2,500	Learn More Add Review
South Central Bank, Inc. South Central Bank, Inc. Branch	0.10%	$2,500	Learn More Add Review
Wesbanco Bank, Inc. Ring Road Branch	0.10%	$2,500	Learn More Add Review
Meade County Bank Meade County Bank Branch	0.10%	$2,500	Learn More Add Review
Armed Forces Bank, National Association Fort Knox Px Branch	0.10%	$2,500	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
First Financial Bank Hebron Deposit Bank Branch	0.10%	$25,000	Learn More Add Review
Bedford Loan & Deposit Bank Bedford Loan & Deposit Bank Branch	0.10%	$25,000	Learn More Add Review
The Peoples Bank The Peoples Bank Branch	0.10%	$10,000	Learn More Add Review
Whitaker Bank The Bank Of Whitesburg Branch	0.10%	$2,500	Learn More
z h \| Nov 18, 2020 I had a charge that wasn't authorized, and they told me there is nothing they can do about it because in the past it was authorized. Are you serious? So if someone takes your card and goes to Walmart.com a... Read More Reviews (2)
First Federal Savings Bank Of Kentucky First Federal Savings Bank Of Kentuc Branch	0.10%	$2,500	Learn More
CD Dreamer \| Aug 17, 2015 I can only dream about CD rates returning to these levels like the 1970's. Read More Reviews (6)
Security Bank And Trust Co. Security Bank And Trust Co. Branch	0.10%	$2,500	Learn More Add Review
Peoples Bank Of Kentucky, Inc. Salt Lick Branch	0.10%	$2,500	Learn More Add Review
The First National Bank Of Brooksville The First National Bank Of Brooksvil Branch	0.10%	$2,500	Learn More Add Review
Traditional Bank, Inc. Traditional Bank, Inc. Branch	0.10%	$2,500	Learn More Add Review
Pinnacle Bank, Inc. Pinnacle Bank, Inc. Branch	0.10%	$2,500	Learn More Add Review
First & Peoples Bank And Trust Company First & Peoples Bank And Trust Compa Branch	0.10%	$2,500	Learn More Add Review
The First National Bank Of Grayson The First National Bank Of Grayson Branch	0.10%	$2,500	Learn More Add Review
The Commercial Bank Of Grayson Olive Hill Branch	0.10%	$2,500	Learn More Add Review
Century Bank Of Kentucky, Inc. Century Bank Of Kentucky, Inc. Branch	0.10%	$2,500	Learn More Add Review
The Casey County Bank, Inc. The Casey County Bank, Inc. Branch	0.10%	$2,500	Learn More Add Review
Peoples Bank Peoples Bank Branch	0.10%	$2,500	Learn More Add Review
First & Farmers National Bank, Inc. First & Farmers National Bank, Inc. Branch	0.10%	$2,500	Learn More Add Review
United Citizens Bank Of Southern Kentucky United Citizens Bank Of Southern Ken Branch	0.10%	$10,000	Learn More Add Review
United Cumberland Bank United Cumberland Bank Branch	0.10%	$2,500	Learn More Add Review
The First National Bank Of Russell Springs The First National Bank Of Russell S Branch	0.10%	$2,500	Learn More Add Review
Bank Of Jamestown Bank Of Jamestown Branch	0.10%	$2,500	Learn More
houston0800 \| Sep 14, 2020 Jamestown KY Read More Reviews (17)
Citizens Bank Citizens Bank Branch	0.10%	$2,500	Learn More Add Review
First State Bank Of The Southeast, Inc First State Bank Of The Southeast, Inc Branch	0.10%	$2,500	Learn More Add Review
Citizens Guaranty Bank Citizens Guaranty Bank Branch	0.10%	$2,500	Learn More Add Review
Commercial Bank Barbourville-North Main Street Branc Branch	0.10%	$2,500	Learn More Add Review
Hyden Citizens Bank Hyden Citizens Bank Branch	0.10%	$2,500	Learn More Add Review
Peoples Bank & Trust Company Of Hazard Peoples Bank & Trust Company Of Haza Branch	0.10%	$2,500	Learn More
Jc \| Aug 5, 2021 This bank is terrible never allow them to keep your money Read More Reviews (1)
The First National Bank Of Williamson The First National Bank Of Williamso Branch	0.10%	$2,500	Learn More Add Review
The Farmers National Bank Of Danville Burgin Branch	0.09%	$25,000	Learn More Add Review
Hometown Bank Of Corbin, Inc. Hometown Bank Of Corbin, Inc. Branch	0.09%	$25,000	Learn More Add Review
Farmers & Traders Bank Of Campton Farmers & Traders Bank Of Campton Branch	0.09%	$10,000	Learn More Add Review
The Paducah Bank And Trust Company The Paducah Bank And Trust Company Branch	0.08%	$25,000	Learn More Add Review
Bedford Loan & Deposit Bank Bedford Loan & Deposit Bank Branch	0.08%	$10,000	Learn More Add Review
The Lincoln National Bank Of Hodgenville The Lincoln National Bank Of Hodgenv Branch	0.07%	$25,000	Learn More Add Review
The Farmers National Bank Of Danville Burgin Branch	0.07%	$10,000	Learn More Add Review
Farmers & Traders Bank Of Campton Farmers & Traders Bank Of Campton Branch	0.07%	$2,500	Learn More Add Review
Commercial Bank Commercial Bank Branch	0.06%	$2,500	Learn More Add Review
The Huntington National Bank Fort Mitchell Branch	0.06%	$0	Learn More
Allan \| Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More Reviews (1)
First Southern National Bank Somerset Branch	0.06%	$2,500	Learn More Add Review
Fredonia Valley Bank Fredonia Valley Bank Branch	0.06%	$2,500	Learn More Add Review
The Citizens National Bank Of Somerset The Citizens National Bank Of Somers Branch	0.05%	$500	Learn More
preachjon@gmail.com \| Mar 26, 2021 So my bank citizens national bank of Somerset ky. They have previously in the past deposited the wrong person's tax account into my account and taking it back out without my whereabouts which made my accou... Read More Reviews (1)
The Cecilian Bank The Cecilian Bank Branch	0.05%	$100	Learn More
Machjen \| Oct 10, 2023 Horrible. Turned me into collections for a paid off loan that was never late then tried to blame me for paying it online...i actually verified at the drive threw that it was paid in full...also held a lar... Read More Reviews (1)
Commercial Bank Commercial Bank Branch	0.05%	$2,500	Learn More Add Review
Farmers State Bank Farmers State Bank Branch	0.05%	$50	Learn More Add Review
The Paducah Bank And Trust Company The Paducah Bank And Trust Company Branch	0.05%	$300	Learn More Add Review
Heritage Bank, Inc. Walton South Branch	0.05%	$1	Learn More Add Review
Bank Of The Bluegrass And Trust Company Bank Of The Bluegrass And Trust Comp Branch	0.05%	$100	Learn More Add Review
The Monticello Banking Company The Monticello Banking Company Branch	0.05%	$10,000	Learn More
Marty Clark \| May 31, 2024 This bank tells you one thing and does another, my experience with them was awful, my account stayed gomed up you could deposit money on Friday and it might not be there showing till Tuesday or later,I'v... Read More Reviews (1)
Stock Yards Bank & Trust Company Stock Yards Bank & Trust Company Branch	0.05%	$25,000	Learn More Add Review
Banterra Bank Paducah East-3000 Branch	0.05%	$25,000	Learn More Add Review
Independence Bank Of Kentucky Independence Bank Of Kentucky Branch	0.05%	$2,500	Learn More
Pearl Girl GA \| Mar 30, 2023 Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More Reviews (1)
Bank Of Cadiz And Trust Company Bank Of Cadiz And Trust Company Branch	0.05%	$2,500	Learn More Add Review
Old National Bank Greenville Branch	0.05%	$10,000	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
South Central Bank, Inc. South Central Bank, Inc. Branch	0.05%	$2,500	Learn More Add Review
United Southern Bank United Southern Bank Branch	0.05%	$2,500	Learn More Add Review
Forcht Bank, National Association Grant - Main Branch	0.05%	$2,500	Learn More Add Review
Wilson & Muir Bank & Trust Company Leitchfield Main Street Branch	0.05%	$2,500	Learn More Add Review
West Point Bank West Point Bank Branch	0.05%	$2,500	Learn More Add Review
The Lincoln National Bank Of Hodgenville The Lincoln National Bank Of Hodgenv Branch	0.05%	$2,500	Learn More Add Review
Town & Country Bank And Trust Company New Haven Branch	0.05%	$2,500	Learn More Add Review
Armed Forces Bank, National Association Fort Knox Px Branch	0.05%	$2,500	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Central Bank & Trust Company Central Bank & Trust Co. Branch	0.05%	$2,500	Learn More
Pbar \| Mar 11, 2023 Best Bank in Lexington. FDIC insured but not ruled by the Fed. Read More Reviews (2)
First Financial Bank Hebron Deposit Bank Branch	0.05%	$2,500	Learn More Add Review
Bedford Loan & Deposit Bank Bedford Loan & Deposit Bank Branch	0.05%	$2,500	Learn More Add Review
The Peoples Bank The Peoples Bank Branch	0.05%	$2,500	Learn More Add Review
Bank Of Maysville Bank Of Maysville Branch	0.05%	$2,500	Learn More Add Review
Traditional Bank, Inc. Traditional Bank, Inc. Branch	0.05%	$2,500	Learn More Add Review
Pinnacle Bank, Inc. Pinnacle Bank, Inc. Branch	0.05%	$2,500	Learn More Add Review
Peoples Bank Ashland Branch	0.05%	$25,000	Learn More
dionpayne \| Jun 28, 2017 showmethreethousanddollars Read More Reviews (1)
Citizens Bank Of Kentucky, Inc. Citizens Bank Of Kentucky, Inc. Branch	0.05%	$2,500	Learn More Add Review
Springfield State Bank Springfield State Bank Branch	0.05%	$2,500	Learn More Add Review
The Farmers National Bank Of Danville Burgin Branch	0.05%	$2,500	Learn More Add Review
The Casey County Bank, Inc. The Casey County Bank, Inc. Branch	0.05%	$2,500	Learn More Add Review
United Citizens Bank Of Southern Kentucky United Citizens Bank Of Southern Ken Branch	0.05%	$2,500	Learn More Add Review
Cumberland Security Bank, Inc. Cumberland Security Bank, Inc. Branch	0.05%	$2,500	Learn More Add Review
Cumberland Valley National Bank & Trust Company Cumberland Valley National Bank & Tr Branch	0.05%	$2,500	Learn More Add Review
Citizens Guaranty Bank Citizens Guaranty Bank Branch	0.05%	$2,500	Learn More Add Review
Commercial Bank Barbourville-North Main Street Branc Branch	0.05%	$2,500	Learn More Add Review
Hometown Bank Of Corbin, Inc. Hometown Bank Of Corbin, Inc. Branch	0.05%	$10,000	Learn More Add Review
Home Federal Bank Corporation Home Federal Bank Corporation Branch	0.05%	$2,500	Learn More Add Review
Hyden Citizens Bank Hyden Citizens Bank Branch	0.05%	$2,500	Learn More Add Review
First Harrison Bank Shepherdsville Branch	0.04%	$2,500	Learn More
vernon Wayne Coats \| Sep 26, 2015 Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More Reviews (1)
Banterra Bank Paducah East-3000 Branch	0.04%	$10,000	Learn More Add Review
First United Bank And Trust Company Beaver Dam Branch	0.04%	$2,500	Learn More Add Review
The Peoples Bank The Peoples Bank Branch	0.04%	$25,000	Learn More Add Review
Pbk Bank, Inc. Pbk Bank, Inc. Branch	0.04%	$25,000	Learn More Add Review
Farmers & Traders Bank Of Campton Farmers & Traders Bank Of Campton Branch	0.04%	$2,500	Learn More Add Review
The Citizens National Bank Of Lebanon The Citizens National Bank Of Lebano Branch	0.04%	$2,500	Learn More Add Review
Stock Yards Bank & Trust Company Stock Yards Bank & Trust Company Branch	0.03%	$10,000	Learn More Add Review
The Paducah Bank And Trust Company The Paducah Bank And Trust Company Branch	0.03%	$1	Learn More Add Review
Old National Bank Greenville Branch	0.03%	$2,500	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
United Community Bank Of West Kentucky, Inc. United Community Bank Of West Kentucky, Inc. Branch	0.03%	$2,500	Learn More
Norval Baird \| Apr 15, 2020 There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More Reviews (1)
Peoples Bank Ashland Branch	0.03%	$2,500	Learn More
dionpayne \| Jun 28, 2017 showmethreethousanddollars Read More Reviews (1)
Farmers Bank And Trust Company Farmers Bank And Trust Company Branch	0.02%	$1	Learn More Add Review
First Harrison Bank Shepherdsville Branch	0.02%	$1	Learn More
vernon Wayne Coats \| Sep 26, 2015 Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More Reviews (1)
Pnc Bank, National Association South Fourth Street Branch	0.02%	$50,000	Learn More
Rate History: 1.00% → 0.05% → 0.02%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Banterra Bank Paducah East-3000 Branch	0.02%	$2,500	Learn More Add Review
Republic Bank & Trust Company 35 Village Plaza Branch	0.02%	$2,500	Learn More
JEKuhn \| May 20, 2017 I received a check from them, misplaced it and now have found. Two years old. What now? Read More Reviews (1)
Peoples Bank Ashland Branch	0.02%	$2,500	Learn More
dionpayne \| Jun 28, 2017 showmethreethousanddollars Read More Reviews (1)
The Peoples Bank The Peoples Bank Branch	0.02%	$2,500	Learn More Add Review
Hometown Bank Of Corbin, Inc. Hometown Bank Of Corbin, Inc. Branch	0.02%	$2,500	Learn More Add Review
Jpmorgan Chase Bank, National Association Richmond Downtown Branch	0.02%	$25,000	Learn More
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (25)
The Monticello Banking Company The Monticello Banking Company Branch	0.01%	$2,501	Learn More
Marty Clark \| May 31, 2024 This bank tells you one thing and does another, my experience with them was awful, my account stayed gomed up you could deposit money on Friday and it might not be there showing till Tuesday or later,I'v... Read More Reviews (1)
Pnc Bank, National Association South Fourth Street Branch	0.01%	$2,500	Learn More
Rate History: 0.03% → 0.01%
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Regions Bank Franklin Ky W Branch	0.01%	$0	Learn More Add Review
Fifth Third Bank, National Association Fort Thomas Branch	0.01%	$500	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)
Stock Yards Bank & Trust Company Stock Yards Bank & Trust Company Branch	0.01%	$1	Learn More Add Review
Sebree Deposit Bank Sebree Deposit Bank Branch	0.01%	$50	Learn More Add Review
Planters Bank, Inc. Sturgis Branch	0.01%	$2,500	Learn More Add Review
First Southern National Bank Somerset Branch	0.01%	$2,500	Learn More Add Review
Old National Bank Greenville Branch	0.01%	$2,500	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
Wesbanco Bank, Inc. Ring Road Branch	0.01%	$2,500	Learn More Add Review
Pbk Bank, Inc. Pbk Bank, Inc. Branch	0.01%	$2,500	Learn More Add Review
Peoples Exchange Bank Lexington Main Branch	0.01%	$2,500	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.

See rates for Credit Unions →

Branches Info around St. Matthews, KY - June 15, 2025

Branch	Street	City	State
American Bank & Trust Company, Inc. American Bank & Trust Company, Inc. Branch	1302 Scottsville Road	Bowling Green	KY
The Huntington National Bank Fort Mitchell Branch	2514 Dixie Highway	Fort Mitchell	KY
Citizens Ashland Ky Lpo Branch	332 15th Street	Ashland	KY
Truist Bank Calhoun Ky Main Branch	100 Main Street	Calhoun	KY
Regions Bank Franklin Ky W Branch	117 W. Cedar Street	Franklin	KY
U.S. Bank National Association Maysville Branch	33 West Second Street	Maysville	KY
Woodforest National Bank 8050 Louisville Kentucky Walmart Bra Branch	7100 Raggard Road	Louisville	KY
Citizens Ashland Ky Lpo Branch	332 15th Street	Ashland	KY
Citizens Ashland Ky Lpo Branch	332 15th Street	Ashland	KY
American Bank & Trust Company, Inc. American Bank & Trust Company, Inc. Branch	1302 Scottsville Road	Bowling Green	KY
American Bank & Trust Company, Inc. American Bank & Trust Company, Inc. Branch	1302 Scottsville Road	Bowling Green	KY
Woodforest National Bank 8050 Louisville Kentucky Walmart Bra Branch	7100 Raggard Road	Louisville	KY
Woodforest National Bank 8050 Louisville Kentucky Walmart Bra Branch	7100 Raggard Road	Louisville	KY
Regions Bank Franklin Ky W Branch	117 W. Cedar Street	Franklin	KY
Morgantown Bank & Trust Company, Incorporated Morgantown Bank & Trust Company, Incorporated Branch	201 N Main Street	Morgantown	KY
Woodforest National Bank 8050 Louisville Kentucky Walmart Bra Branch	7100 Raggard Road	Louisville	KY
Community Financial Services Bank Community Financial Services Bank Branch	221 West Fifth Street	Benton	KY
American Bank & Trust Company, Inc. American Bank & Trust Company, Inc. Branch	1302 Scottsville Road	Bowling Green	KY
River City Bank, Inc. River City Bank, Inc. Branch	500 South Sixth Street	Louisville	KY
The Monticello Banking Company The Monticello Banking Company Branch	50 North Main	Monticello	KY
Citizens Federal Savings and Loan Association Citizens Federal Savings And Loan As Branch	433 Madison Ave	Covington	KY
Bank of Hindman Bank Of Hindman Branch	1362 Hindman Bypass	Hindman	KY
First Federal Savings and Loan Association First Federal Savings And Loan Assoc Branch	Main & Lovern Streets	Hazard	KY
Clinton Bank Clinton Bank Branch	220 East Clay Street	Clinton	KY
The Murray Bank The Murray Bank Branch	405 South 12th Street	Murray	KY
The Citizens Bank The Citizens Bank Branch	1522 Union City Highway	Hickman	KY
Bank of Hindman Bank Of Hindman Branch	1362 Hindman Bypass	Hindman	KY
Woodforest National Bank 8050 Louisville Kentucky Walmart Bra Branch	7100 Raggard Road	Louisville	KY
Security Bank and Trust Company Fulton Bank Branch	One Bankers Plaza	Fulton	KY
Clinton Bank Clinton Bank Branch	220 East Clay Street	Clinton	KY
Woodforest National Bank 8050 Louisville Kentucky Walmart Bra Branch	7100 Raggard Road	Louisville	KY
The Citizens Bank The Citizens Bank Branch	1522 Union City Highway	Hickman	KY
West Point Bank West Point Bank Branch	600 W. Lincoln Trail Blvd.	Radcliff	KY
Meade County Bank Meade County Bank Branch	2175 Bypass Road	Brandenburg	KY
Bank of Buffalo Bank Of Buffalo Branch	2441 Greensburg Road	Buffalo	KY
South Central Bank, Inc. South Central Bank, Inc. Branch	208 South Broadway	Glasgow	KY
1st Trust Bank, Inc. 1st Trust Bank, Inc. Branch	24 Commerce Drive	Hazard	KY
The Murray Bank The Murray Bank Branch	405 South 12th Street	Murray	KY
Field & Main Bank Field & Main Bank Branch	Walnut And Pike Streets	Cynthiana	KY
Bank of Edmonson County Bank Of Edmonson County Branch	109 N Main Street	Brownsville	KY
FIRST NATIONAL BANK OF KENTUCKY First National Bank Of Kentucky Branch	604 Highland Avenue	Carrollton	KY
The Commercial Bank of Grayson Olive Hill Branch	Tom T. Hall Boulevard	Olive Hill	KY
Hearthside Bank Corporation Home Federal Bank Corporation Branch	1602-08 East Cumberland Avenue	Middlesboro	KY
Woodforest National Bank 8050 Louisville Kentucky Walmart Bra Branch	7100 Raggard Road	Louisville	KY
Taylor County Bank Taylor County Bank Branch	Broadway And Lebanon Avenues	Campbellsville	KY
First Community Bank of the Heartland, Inc. Wickliffe Main Branch	359 Court Street	Wickliffe	KY
The Citizens Bank The Citizens Bank Branch	1522 Union City Highway	Hickman	KY
Independence Bank of Kentucky Independence Bank Of Kentucky Branch	2425 Frederica Street	Owensboro	KY
The Sacramento Deposit Bank The Sacramento Deposit Bank Branch	335 Main Street	Sacramento	KY
Bank of Edmonson County Bank Of Edmonson County Branch	109 N Main Street	Brownsville	KY
Bank of Clarkson Bank Of Clarkson Branch	101 East Main Street	Clarkson	KY
Meade County Bank Meade County Bank Branch	2175 Bypass Road	Brandenburg	KY
Eclipse Bank, Inc. Eclipse Bank, Inc. Branch	3827 Shelbyville Road	Louisville	KY
FIRST NATIONAL BANK OF KENTUCKY First National Bank Of Kentucky Branch	604 Highland Avenue	Carrollton	KY
First Federal Savings Bank of Kentucky First Federal Savings Bank Of Kentuc Branch	216 W Main St	Frankfort	KY
Bank of Columbia Bank Of Columbia Branch	144 Public Square	Columbia	KY
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	201 East Main Street	Campbellsville	KY
United Citizens Bank of Southern Kentucky United Citizens Bank Of Southern Ken Branch	700 Jamestown Street	Columbia	KY
The First National Bank of Russell Springs The First National Bank Of Russell S Branch	Highways 127 And 80	Russell Springs	KY
Bank of Jamestown Bank Of Jamestown Branch	400 Monument Square	Jamestown	KY
Citizens Bank Citizens Bank Branch	411 New Brodhead Road	Mount Vernon	KY
First State Bank of the Southeast, Inc First State Bank Of The Southeast, Inc Branch	Pint St & Virginia Ave	Pineville	KY
1st Trust Bank, Inc. 1st Trust Bank, Inc. Branch	24 Commerce Drive	Hazard	KY
Hyden Citizens Bank Hyden Citizens Bank Branch	22023 Main Street	Hyden	KY
U.S. Bank National Association Maysville Branch	33 West Second Street	Maysville	KY
Taylor County Bank Taylor County Bank Branch	Broadway And Lebanon Avenues	Campbellsville	KY
The Farmers Bank The Farmers Bank Branch	200 North Main Street	Nicholasville	KY
The Murray Bank The Murray Bank Branch	405 South 12th Street	Murray	KY
Independence Bank of Kentucky Independence Bank Of Kentucky Branch	2425 Frederica Street	Owensboro	KY
First United Bank and Trust Company Beaver Dam Branch	1500 Bill Monroe Memorial Boulevard	Beaver Dam	KY
The Sacramento Deposit Bank The Sacramento Deposit Bank Branch	335 Main Street	Sacramento	KY
South Central Bank, Inc. South Central Bank, Inc. Branch	208 South Broadway	Glasgow	KY
Bank of Edmonson County Bank Of Edmonson County Branch	109 N Main Street	Brownsville	KY
Meade County Bank Meade County Bank Branch	2175 Bypass Road	Brandenburg	KY
Home Savings Bank, FSB Home Savings Bank, Fsb Branch	202 Elm Street	Ludlow	KY
The Commercial Bank of Grayson Olive Hill Branch	Tom T. Hall Boulevard	Olive Hill	KY
Citizens Bank and Trust of Lebanon, Inc. The Citizens National Bank Of Lebano Branch	149 West Main Street	Lebanon	KY
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	201 East Main Street	Campbellsville	KY
Citizens Bank Citizens Bank Branch	411 New Brodhead Road	Mount Vernon	KY
Bank of Lexington, Inc. Bank Of Lexington, Inc. Branch	761 Corporate Drive	Lexington	KY
The First National Bank of Manchester The First National Bank Of Mancheste Branch	120 Town Branch Road	Manchester	KY
Hearthside Bank Corporation Home Federal Bank Corporation Branch	1602-08 East Cumberland Avenue	Middlesboro	KY
Hyden Citizens Bank Hyden Citizens Bank Branch	22023 Main Street	Hyden	KY
The First National Bank of Williamson The First National Bank Of Williamso Branch	109 Prater Place, Suite 100	Pikeville	KY
Citizens Bank and Trust of Lebanon, Inc. The Citizens National Bank Of Lebano Branch	149 West Main Street	Lebanon	KY
Whitaker Bank The Bank Of Whitesburg Branch	187 Main Street	Whitesburg	KY
Clinton Bank Clinton Bank Branch	220 East Clay Street	Clinton	KY
The Farmers Bank of Milton The Farmers Bank Of Milton Branch	41 Ferry Street	Milton	KY
Taylor County Bank Taylor County Bank Branch	Broadway And Lebanon Avenues	Campbellsville	KY
The Farmers Bank The Farmers Bank Branch	200 North Main Street	Nicholasville	KY
Farmers State Bank Farmers State Bank Branch	Main Street	Booneville	KY
The Farmers National Bank of Lebanon The Farmers National Bank Of Lebanon Branch	136 West Main Street	Lebanon	KY
Lewisburg Banking Company Lewisburg Banking Company Branch	287 North Main St	Lewisburg	KY
Heritage Bank, Inc. Walton South Branch	13447 Dixie Highway	Walton	KY
Independence Bank of Kentucky Independence Bank Of Kentucky Branch	2425 Frederica Street	Owensboro	KY
United Community Bank of West Kentucky, Inc. United Community Bank Of West Kentucky, Inc. Branch	500 North Morgan Street	Morganfield	KY
Commonwealth Community Bank, Inc. Fordsville Branch	78 East Main Street	Fordsville	KY
Franklin Bank & Trust Company Franklin Bank & Trust Company Branch	317 North Main Street	Franklin	KY
Auburn Banking Company Auburn Banking Company Branch	Main And Lincoln Streets	Auburn	KY
First State Bank First State Bank Branch	240 North First Street	Irvington	KY
South Central Bank, Inc. South Central Bank, Inc. Branch	208 South Broadway	Glasgow	KY
Town & Country Bank and Trust Company New Haven Branch	148 South Main Street	New Haven	KY
Armed Forces Bank, National Association Fort Knox Px Branch	127 Gold Vault Road	Fort Knox	KY
River City Bank, Inc. River City Bank, Inc. Branch	500 South Sixth Street	Louisville	KY
Eclipse Bank, Inc. Eclipse Bank, Inc. Branch	3827 Shelbyville Road	Louisville	KY
FIRST NATIONAL BANK OF KENTUCKY First National Bank Of Kentucky Branch	604 Highland Avenue	Carrollton	KY
The Peoples Bank The Peoples Bank Branch	23 West Main Street	Taylorsville	KY
Guardian Savings Bank Kyles Lane Branch	10 Kyles Lane	Fort Wright	KY
Whitaker Bank The Bank Of Whitesburg Branch	187 Main Street	Whitesburg	KY
First Federal Savings Bank of Kentucky First Federal Savings Bank Of Kentuc Branch	216 W Main St	Frankfort	KY
Security Bank and Trust Co. Security Bank And Trust Co. Branch	1-5 West Second Street	Maysville	KY
Peoples Bank of Kentucky, Inc. Salt Lick Branch	113 Main Street	Salt Lick	KY
The First National Bank of Brooksville The First National Bank Of Brooksvil Branch	105 Locust St	Brooksville	KY
Pinnacle Bank, Inc. Pinnacle Bank, Inc. Branch	26 Second Street	Vanceburg	KY
The First National Bank of Grayson The First National Bank Of Grayson Branch	200 South Carol Malone Boulevard	Grayson	KY
Citizens Bank of Kentucky, Inc. Citizens Bank Of Kentucky, Inc. Branch	620 Broadway Avenue	Paintsville	KY
Kentucky Farmers Bank Corporation Kentucky Farmers Bank Corporation Branch	2500 Broadway	Catlettsburg	KY
Springfield State Bank Springfield State Bank Branch	125 East Main Street	Springfield	KY
Bank of Columbia Bank Of Columbia Branch	144 Public Square	Columbia	KY
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	201 East Main Street	Campbellsville	KY
United Cumberland Bank United Cumberland Bank Branch	47 South Main Street	Whitley City	KY
The First National Bank of Russell Springs The First National Bank Of Russell S Branch	Highways 127 And 80	Russell Springs	KY
Citizens Bank Citizens Bank Branch	411 New Brodhead Road	Mount Vernon	KY
Bank of Lexington, Inc. Bank Of Lexington, Inc. Branch	761 Corporate Drive	Lexington	KY
Jackson County Bank Jackson County Bank Branch	123 Main Street N	Mc Kee	KY
Commercial Bank Barbourville-North Main Street Branc Branch	202 North Main Street	Barbourville	KY
The First National Bank of Manchester The First National Bank Of Mancheste Branch	120 Town Branch Road	Manchester	KY
Citizens Bank & Trust Co. of Jackson Citizens Bank & Trust Co. Of Jackson Branch	720 Hwy, 15 South	Jackson	KY
First Community Bank of the Heartland, Inc. Wickliffe Main Branch	359 Court Street	Wickliffe	KY
Security Bank and Trust Company Fulton Bank Branch	One Bankers Plaza	Fulton	KY
United Community Bank of West Kentucky, Inc. United Community Bank Of West Kentucky, Inc. Branch	500 North Morgan Street	Morganfield	KY
First Federal Savings and Loan Association First Federal Savings And Loan Assoc Branch	211 West Main Street	Morehead	KY
Auburn Banking Company Auburn Banking Company Branch	Main And Lincoln Streets	Auburn	KY
Peoples Bank of Kentucky, Inc. Salt Lick Branch	113 Main Street	Salt Lick	KY
United Cumberland Bank United Cumberland Bank Branch	47 South Main Street	Whitley City	KY
Farmers & Traders Bank of Campton Farmers & Traders Bank Of Campton Branch	215 Mountain Parkway Spur	Campton	KY
The Citizens National Bank of Somerset The Citizens National Bank Of Somers Branch	44 Public Square	Somerset	KY
Magnolia Bank, Incorporated Magnolia Bank, Incorporated Branch	4910 South L And N Turnpike	Magnolia	KY
The Murray Bank The Murray Bank Branch	405 South 12th Street	Murray	KY
FNB Bank, Inc. Fnb Bank, Inc. Branch	101 East Broadway Street	Mayfield	KY
Heritage Bank, Inc. Walton South Branch	13447 Dixie Highway	Walton	KY
Taylor County Bank Taylor County Bank Branch	Broadway And Lebanon Avenues	Campbellsville	KY
The Farmers National Bank of Lebanon The Farmers National Bank Of Lebanon Branch	136 West Main Street	Lebanon	KY
The Monticello Banking Company The Monticello Banking Company Branch	50 North Main	Monticello	KY
First Kentucky Bank, Inc. Bardwell Branch	400 Us Hwy 51 North	Bardwell	KY
Independence Bank of Kentucky Independence Bank Of Kentucky Branch	2425 Frederica Street	Owensboro	KY
Fredonia Valley Bank Fredonia Valley Bank Branch	602 Cassidy Ave	Fredonia	KY
United Community Bank of West Kentucky, Inc. United Community Bank Of West Kentucky, Inc. Branch	500 North Morgan Street	Morganfield	KY
The Sacramento Deposit Bank The Sacramento Deposit Bank Branch	335 Main Street	Sacramento	KY
Field & Main Bank Field & Main Bank Branch	Walnut And Pike Streets	Cynthiana	KY
Franklin Bank & Trust Company Franklin Bank & Trust Company Branch	317 North Main Street	Franklin	KY
Auburn Banking Company Auburn Banking Company Branch	Main And Lincoln Streets	Auburn	KY
Forcht Bank, National Association Grant - Main Branch	203-205 South Main Street	Williamstown	KY
Morgantown Bank & Trust Company, Incorporated Morgantown Bank & Trust Company, Incorporated Branch	201 N Main Street	Morgantown	KY
First State Bank First State Bank Branch	240 North First Street	Irvington	KY
Bank of Clarkson Bank Of Clarkson Branch	101 East Main Street	Clarkson	KY
South Central Bank, Inc. South Central Bank, Inc. Branch	208 South Broadway	Glasgow	KY
WesBanco Bank, Inc. Ring Road Branch	2323 Ring Road	Elizabethtown	KY
Meade County Bank Meade County Bank Branch	2175 Bypass Road	Brandenburg	KY
Armed Forces Bank, National Association Fort Knox Px Branch	127 Gold Vault Road	Fort Knox	KY
First Financial Bank Hebron Deposit Bank Branch	2652 North Bend Road	Hebron	KY
Bedford Loan & Deposit Bank Bedford Loan & Deposit Bank Branch	45 Highway 42 East	Bedford	KY
The Peoples Bank The Peoples Bank Branch	23 West Main Street	Taylorsville	KY
Whitaker Bank The Bank Of Whitesburg Branch	187 Main Street	Whitesburg	KY
First Federal Savings Bank of Kentucky First Federal Savings Bank Of Kentuc Branch	216 W Main St	Frankfort	KY
Security Bank and Trust Co. Security Bank And Trust Co. Branch	1-5 West Second Street	Maysville	KY
Peoples Bank of Kentucky, Inc. Salt Lick Branch	113 Main Street	Salt Lick	KY
The First National Bank of Brooksville The First National Bank Of Brooksvil Branch	105 Locust St	Brooksville	KY
Traditional Bank, Inc. Traditional Bank, Inc. Branch	49 W. Main Street	Mount Sterling	KY
Pinnacle Bank, Inc. Pinnacle Bank, Inc. Branch	26 Second Street	Vanceburg	KY
First & Peoples Bank and Trust Company First & Peoples Bank And Trust Compa Branch	1001 Deidrich Boulevard	Russell	KY
The First National Bank of Grayson The First National Bank Of Grayson Branch	200 South Carol Malone Boulevard	Grayson	KY
The Commercial Bank of Grayson Olive Hill Branch	Tom T. Hall Boulevard	Olive Hill	KY
Century Bank of Kentucky, Inc. Century Bank Of Kentucky, Inc. Branch	201 West Woodford Street	Lawrenceburg	KY
The Casey County Bank, Inc. The Casey County Bank, Inc. Branch	176 Wallace Wilkinson Boulevard	Liberty	KY
Peoples Bank Peoples Bank Branch	265 Old Springfield Road	Lebanon	KY
First & Farmers National Bank, Inc. First & Farmers National Bank, Inc. Branch	100 Public Square	Somerset	KY
United Citizens Bank of Southern Kentucky United Citizens Bank Of Southern Ken Branch	700 Jamestown Street	Columbia	KY
United Cumberland Bank United Cumberland Bank Branch	47 South Main Street	Whitley City	KY
The First National Bank of Russell Springs The First National Bank Of Russell S Branch	Highways 127 And 80	Russell Springs	KY
Bank of Jamestown Bank Of Jamestown Branch	400 Monument Square	Jamestown	KY
Citizens Bank Citizens Bank Branch	411 New Brodhead Road	Mount Vernon	KY
First State Bank of the Southeast, Inc First State Bank Of The Southeast, Inc Branch	Pint St & Virginia Ave	Pineville	KY
Citizens Guaranty Bank Citizens Guaranty Bank Branch	457 East Main Street	Richmond	KY
Commercial Bank Barbourville-North Main Street Branc Branch	202 North Main Street	Barbourville	KY
Hyden Citizens Bank Hyden Citizens Bank Branch	22023 Main Street	Hyden	KY
Peoples Bank & Trust Company of Hazard Peoples Bank & Trust Company Of Haza Branch	524 Main Street	Hazard	KY
The First National Bank of Williamson The First National Bank Of Williamso Branch	109 Prater Place, Suite 100	Pikeville	KY
Community Financial Services Bank Community Financial Services Bank Branch	221 West Fifth Street	Benton	KY
The Farmers National Bank of Danville Burgin Branch	125 E Main Street	Harrodsburg	KY
Hometown Bank of Corbin, Inc. Hometown Bank Of Corbin, Inc. Branch	1030 Cumberland Falls Hwy	Corbin	KY
Farmers & Traders Bank of Campton Farmers & Traders Bank Of Campton Branch	215 Mountain Parkway Spur	Campton	KY
The Paducah Bank and Trust Company The Paducah Bank And Trust Company Branch	555 Jefferson Street	Paducah	KY
Bedford Loan & Deposit Bank Bedford Loan & Deposit Bank Branch	45 Highway 42 East	Bedford	KY
The Lincoln National Bank of Hodgenville The Lincoln National Bank Of Hodgenv Branch	Main Street	Hodgenville	KY
The Farmers National Bank of Danville Burgin Branch	125 E Main Street	Harrodsburg	KY
Farmers & Traders Bank of Campton Farmers & Traders Bank Of Campton Branch	215 Mountain Parkway Spur	Campton	KY
Commercial Bank Commercial Bank Branch	550 Main Street	West Liberty	KY
The Huntington National Bank Fort Mitchell Branch	2514 Dixie Highway	Fort Mitchell	KY
First Southern National Bank Somerset Branch	15 North Highway 27	Somerset	KY
Fredonia Valley Bank Fredonia Valley Bank Branch	602 Cassidy Ave	Fredonia	KY
The Citizens National Bank of Somerset The Citizens National Bank Of Somers Branch	44 Public Square	Somerset	KY
The Cecilian Bank The Cecilian Bank Branch	104 East Main	Cecilia	KY
Commercial Bank Commercial Bank Branch	550 Main Street	West Liberty	KY
Farmers State Bank Farmers State Bank Branch	Main Street	Booneville	KY
The Paducah Bank and Trust Company The Paducah Bank And Trust Company Branch	555 Jefferson Street	Paducah	KY
Heritage Bank, Inc. Walton South Branch	13447 Dixie Highway	Walton	KY
Bank of the Bluegrass and Trust Company Bank Of The Bluegrass And Trust Comp Branch	101 East High Street	Lexington	KY
The Monticello Banking Company The Monticello Banking Company Branch	50 North Main	Monticello	KY
Stock Yards Bank & Trust Company Stock Yards Bank & Trust Company Branch	1040 East Main Street	Louisville	KY
Banterra Bank Paducah East-3000 Branch	3151 Parisa Drive	Paducah	KY
Independence Bank of Kentucky Independence Bank Of Kentucky Branch	2425 Frederica Street	Owensboro	KY
Bank of Cadiz and Trust Company Bank Of Cadiz And Trust Company Branch	Main And Scott Streets	Cadiz	KY
Old National Bank Greenville Branch	131 East Main Street	Greenville	KY
South Central Bank, Inc. South Central Bank, Inc. Branch	208 South Broadway	Glasgow	KY
United Southern Bank United Southern Bank Branch	1813 East Ninth Street	Hopkinsville	KY
Forcht Bank, National Association Grant - Main Branch	203-205 South Main Street	Williamstown	KY
Wilson & Muir Bank & Trust Company Leitchfield Main Street Branch	118 South Main Street	Leitchfield	KY
West Point Bank West Point Bank Branch	600 W. Lincoln Trail Blvd.	Radcliff	KY
The Lincoln National Bank of Hodgenville The Lincoln National Bank Of Hodgenv Branch	Main Street	Hodgenville	KY
Town & Country Bank and Trust Company New Haven Branch	148 South Main Street	New Haven	KY
Armed Forces Bank, National Association Fort Knox Px Branch	127 Gold Vault Road	Fort Knox	KY
Central Bank & Trust Co. Central Bank & Trust Co. Branch	300 West Vine Street	Lexington	KY
First Financial Bank Hebron Deposit Bank Branch	2652 North Bend Road	Hebron	KY
Bedford Loan & Deposit Bank Bedford Loan & Deposit Bank Branch	45 Highway 42 East	Bedford	KY
The Peoples Bank The Peoples Bank Branch	23 West Main Street	Taylorsville	KY
Bank of Maysville Bank Of Maysville Branch	20 West 2nd Street	Maysville	KY
Traditional Bank, Inc. Traditional Bank, Inc. Branch	49 W. Main Street	Mount Sterling	KY
Pinnacle Bank, Inc. Pinnacle Bank, Inc. Branch	26 Second Street	Vanceburg	KY
Peoples Bank Ashland Branch	1999 Winchester Avenue	Ashland	KY
Citizens Bank of Kentucky, Inc. Citizens Bank Of Kentucky, Inc. Branch	620 Broadway Avenue	Paintsville	KY
Springfield State Bank Springfield State Bank Branch	125 East Main Street	Springfield	KY
The Farmers National Bank of Danville Burgin Branch	125 E Main Street	Harrodsburg	KY
The Casey County Bank, Inc. The Casey County Bank, Inc. Branch	176 Wallace Wilkinson Boulevard	Liberty	KY
United Citizens Bank of Southern Kentucky United Citizens Bank Of Southern Ken Branch	700 Jamestown Street	Columbia	KY
Cumberland Security Bank, Inc. Cumberland Security Bank, Inc. Branch	107 South Main Street	Somerset	KY
Cumberland Valley National Bank & Trust Company Cumberland Valley National Bank & Tr Branch	1112 Highway 490	East Bernstadt	KY
Citizens Guaranty Bank Citizens Guaranty Bank Branch	457 East Main Street	Richmond	KY
Commercial Bank Barbourville-North Main Street Branc Branch	202 North Main Street	Barbourville	KY
Hometown Bank of Corbin, Inc. Hometown Bank Of Corbin, Inc. Branch	1030 Cumberland Falls Hwy	Corbin	KY
Hearthside Bank Corporation Home Federal Bank Corporation Branch	1602-08 East Cumberland Avenue	Middlesboro	KY
Hyden Citizens Bank Hyden Citizens Bank Branch	22023 Main Street	Hyden	KY
U.S. Bank National Association Maysville Branch	33 West Second Street	Maysville	KY
First Harrison Bank Shepherdsville Branch	1612 Highway 44 East	Shepherdsville	KY
Banterra Bank Paducah East-3000 Branch	3151 Parisa Drive	Paducah	KY
First United Bank and Trust Company Beaver Dam Branch	1500 Bill Monroe Memorial Boulevard	Beaver Dam	KY
The Peoples Bank The Peoples Bank Branch	201 North Bardstown Road	Mount Washington	KY
PBK BANK, INC. Pbk Bank, Inc. Branch	120 Frontier Boulevard	Stanford	KY
Farmers & Traders Bank of Campton Farmers & Traders Bank Of Campton Branch	215 Mountain Parkway Spur	Campton	KY
Citizens Bank and Trust of Lebanon, Inc. The Citizens National Bank Of Lebano Branch	149 West Main Street	Lebanon	KY
Stock Yards Bank & Trust Company Stock Yards Bank & Trust Company Branch	1040 East Main Street	Louisville	KY
The Paducah Bank and Trust Company The Paducah Bank And Trust Company Branch	555 Jefferson Street	Paducah	KY
Old National Bank Greenville Branch	131 East Main Street	Greenville	KY
United Community Bank of West Kentucky, Inc. United Community Bank Of West Kentucky, Inc. Branch	500 North Morgan Street	Morganfield	KY
Peoples Bank Ashland Branch	1999 Winchester Avenue	Ashland	KY
Farmers Bank and Trust Company Farmers Bank And Trust Company Branch	201 South Main Street	Marion	KY
First Harrison Bank Shepherdsville Branch	1612 Highway 44 East	Shepherdsville	KY
PNC Bank, National Association South Fourth Street Branch	121 South Fourth Street	Danville	KY
Banterra Bank Paducah East-3000 Branch	3151 Parisa Drive	Paducah	KY
Republic Bank & Trust Company 35 Village Plaza Branch	35 Village Plaza	Shelbyville	KY
Peoples Bank Ashland Branch	1999 Winchester Avenue	Ashland	KY
The Peoples Bank The Peoples Bank Branch	201 North Bardstown Road	Mount Washington	KY
Hometown Bank of Corbin, Inc. Hometown Bank Of Corbin, Inc. Branch	1030 Cumberland Falls Hwy	Corbin	KY
JPMorgan Chase Bank, National Association Richmond Downtown Branch	116 West Main Street	Richmond	KY
The Monticello Banking Company The Monticello Banking Company Branch	50 North Main	Monticello	KY
PNC Bank, National Association South Fourth Street Branch	121 South Fourth Street	Danville	KY
Regions Bank Franklin Ky W Branch	117 W. Cedar Street	Franklin	KY
Fifth Third Bank, National Association Fort Thomas Branch	131 North Fort Thomas Avenue	Fort Thomas	KY
Truist Bank Calhoun Ky Main Branch	100 Main Street	Calhoun	KY
Stock Yards Bank & Trust Company Stock Yards Bank & Trust Company Branch	1040 East Main Street	Louisville	KY
Sonata Bank Sebree Deposit Bank Branch	147 West Main Street	Sebree	KY
Planters Bank, Inc. Sturgis Branch	520 Adams St	Sturgis	KY
First Southern National Bank Somerset Branch	15 North Highway 27	Somerset	KY
Old National Bank Greenville Branch	131 East Main Street	Greenville	KY
WesBanco Bank, Inc. Ring Road Branch	2323 Ring Road	Elizabethtown	KY
PBK BANK, INC. Pbk Bank, Inc. Branch	120 Frontier Boulevard	Stanford	KY
Peoples Exchange Bank Lexington Main Branch	901 Richmond Road	Lexington	KY

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES

Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

Find a bank with a location convenient to you. Location counts.
Choose a bank with good rates. Rates are important to get continued growth of your capital.
Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.