Kentucky

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You are viewing savings rates from banks in Hillview, Kentucky

 

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

Hillview, KY - December 11, 2024

Savings Account National Average Rate: 0.45% ?

Banks APY MIN

Rate History: 4.70% → 4.18%

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

| Jul 28, 2022

Not at all happy with Truist compared to BB+T. New transaction policy makes them painfully slow. Paying .01 % interest on money market accounts, 13 week T Bill's are around $2.5%.I hope that they are enj... Read More

Rate History: 4.50% → 4.15% → 3.90%

| Mar 20, 2016

Good solid bank. Read More

Rate History: 4.00% → 3.75% → 3.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 4.10% → 3.50%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

Rate History: 1.00% → 3.00%

| Mar 20, 2016

Good solid bank. Read More

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

Rate History: 0.10% → 1.49%

Rate History: 1.59% → 1.45% → 1.55% → 1.29% → 1.32%

Rate History: 0.50% → 1.00%

0.80%

$2,500

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| Aug 28, 2021

The posted rates for River City Bank are not accurate. I have inquired at the bank more than once. Read More

0.50%

$2,501

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| May 31, 2024

This bank tells you one thing and does another, my experience with them was awful, my account stayed gomed up you could deposit money on Friday and it might not be there showing till Tuesday or later,I'v... Read More

0.50%

$2,500

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0.50%

$2,500

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0.50%

$2,500

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Rate History: 1.00% → 0.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

0.47%

$10,000

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0.40%

$25,000

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0.40%

$25,000

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0.40%

$2,500

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0.38%

$10,000

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0.37%

$2,500

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0.35%

$2,500

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0.35%

$2,500

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0.35%

$25,000

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0.35%

$2,500

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0.35%

$2,500

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0.35%

$2,500

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0.30%

$10,000

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0.30%

$2,500

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0.30%

$25,000

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0.30%

$25,000

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0.30%

$25,000

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0.30%

$25,000

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0.25%

$25,000

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0.25%

$1,500

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0.25%

$2,500

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0.25%

$25,000

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| Mar 30, 2023

Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More

0.25%

$25,000

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0.25%

$2,500

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0.25%

$10,000

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0.25%

$10,000

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0.25%

$2,500

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0.25%

$10,000

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0.25%

$2,500

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| Aug 17, 2015

I can only dream about CD rates returning to these levels like the 1970's. Read More

0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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| Sep 14, 2020

Jamestown KY Read More

0.25%

$2,500

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0.25%

$2,500

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0.25%

$2,500

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0.25%

$25,000

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Rate History: 4.25% → 4.16% → 4.25% → 3.75% → 0.25%

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

0.20%

$1

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0.20%

$50

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0.20%

$1

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0.20%

$0

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0.20%

$10,000

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| Mar 30, 2023

Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More

0.20%

$10,000

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$2,500

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$25,000

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0.20%

$25,000

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0.20%

$25,000

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0.20%

$10,000

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0.20%

$10,000

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0.20%

$25,000

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0.18%

$2,500

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0.17%

$10,000

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| Nov 18, 2020

I had a charge that wasn't authorized, and they told me there is nothing they can do about it because in the past it was authorized. Are you serious? So if someone takes your card and goes to Walmart.com a... Read More

0.16%

$2,500

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0.15%

$50

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0.15%

$1

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0.15%

$2,500

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0.15%

$1

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0.15%

$25,000

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0.15%

$1

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| Jun 7, 2018

Friendly people; good place to do business. Read More

0.15%

$25,000

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0.15%

$2,500

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| Mar 30, 2023

Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More

0.15%

$25,000

Learn More

| Apr 15, 2020

There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.15%

$2,500

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| Aug 28, 2021

The posted rates for River City Bank are not accurate. I have inquired at the bank more than once. Read More

0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$2,500

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| Oct 29, 2017

Excellentr Read More

0.15%

$2,500

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| Nov 18, 2020

I had a charge that wasn't authorized, and they told me there is nothing they can do about it because in the past it was authorized. Are you serious? So if someone takes your card and goes to Walmart.com a... Read More

0.15%

$25,000

Learn More

| Aug 17, 2015

I can only dream about CD rates returning to these levels like the 1970's. Read More

0.15%

$2,500

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0.15%

$25,000

Learn More

0.15%

$2,500

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$10,000

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0.15%

$10,000

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0.15%

$2,500

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0.15%

$2,500

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0.15%

$25,000

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0.15%

$2,500

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0.15%

$2,500

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0.14%

$50

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0.14%

$2,500

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0.13%

$10,000

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| Apr 15, 2020

There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More

0.13%

$5

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0.12%

$10,000

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0.12%

$10,000

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0.12%

$10,000

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0.12%

$25,000

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0.10%

$25

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| Mar 26, 2021

So my bank citizens national bank of Somerset ky. They have previously in the past deposited the wrong person's tax account into my account and taking it back out without my whereabouts which made my accou... Read More

0.10%

$1

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| Sep 20, 2019

100 day cd 2.85% Read More

0.10%

$50

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0.10%

$1

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0.10%

$10,000

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0.10%

$1

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0.10%

$1

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0.10%

$50

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| May 31, 2024

This bank tells you one thing and does another, my experience with them was awful, my account stayed gomed up you could deposit money on Friday and it might not be there showing till Tuesday or later,I'v... Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Mar 30, 2023

Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

| Apr 15, 2020

There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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Rate History: 2.02% → 0.10%

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.10%

$25,000

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0.10%

$25,000

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0.10%

$10,000

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0.10%

$2,500

Learn More

| Nov 18, 2020

I had a charge that wasn't authorized, and they told me there is nothing they can do about it because in the past it was authorized. Are you serious? So if someone takes your card and goes to Walmart.com a... Read More

0.10%

$2,500

Learn More

| Aug 17, 2015

I can only dream about CD rates returning to these levels like the 1970's. Read More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

Learn More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$10,000

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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| Sep 14, 2020

Jamestown KY Read More

0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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0.10%

$2,500

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| Aug 5, 2021

This bank is terrible never allow them to keep your money Read More

0.10%

$2,500

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0.09%

$25,000

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0.09%

$25,000

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0.09%

$10,000

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0.08%

$25,000

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0.08%

$10,000

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0.07%

$25,000

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0.07%

$10,000

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0.07%

$2,500

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0.06%

$2,500

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.06%

$2,500

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0.06%

$2,500

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0.05%

$500

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| Mar 26, 2021

So my bank citizens national bank of Somerset ky. They have previously in the past deposited the wrong person's tax account into my account and taking it back out without my whereabouts which made my accou... Read More

0.05%

$100

Learn More

| Oct 10, 2023

Horrible. Turned me into collections for a paid off loan that was never late then tried to blame me for paying it online...i actually verified at the drive threw that it was paid in full...also held a lar... Read More

0.05%

$2,500

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0.05%

$50

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0.05%

$300

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0.05%

$1

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Rate History: 1.00% → 0.05%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.05%

$100

Learn More

0.05%

$10,000

Learn More

| May 31, 2024

This bank tells you one thing and does another, my experience with them was awful, my account stayed gomed up you could deposit money on Friday and it might not be there showing till Tuesday or later,I'v... Read More

0.05%

$25,000

Learn More

0.05%

$25,000

Learn More

0.05%

$2,500

Learn More

| Mar 30, 2023

Independence Bank 1776 Owensboro has been our partner for more than 20 years. We moved have lived in several states for work and we always got great service. One of the most outstanding feats of service o... Read More

0.05%

$2,500

Learn More

0.05%

$10,000

Learn More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.05%

$2,500

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| Mar 11, 2023

Best Bank in Lexington. FDIC insured but not ruled by the Fed. Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$25,000

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| Jun 28, 2017

showmethreethousanddollars Read More

0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$2,500

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0.05%

$10,000

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0.05%

$2,500

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0.05%

$2,500

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0.04%

$2,500

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| Sep 26, 2015

Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More

0.04%

$10,000

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0.04%

$2,500

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0.04%

$25,000

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0.04%

$25,000

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0.04%

$2,500

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0.04%

$2,500

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0.03%

$10,000

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0.03%

$1

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0.03%

$2,500

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| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.03%

$2,500

Learn More

| Apr 15, 2020

There is room for improvement in any business. And UCB Is at top of list for lack of need for improvement . They have always been at their best in terms of overall management, firm loan management, fr... Read More

0.03%

$2,500

Learn More

| Jun 28, 2017

showmethreethousanddollars Read More

0.02%

$1

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0.02%

$1

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| Sep 26, 2015

Very Polite and Helpful tellers and Managers. Excellent to deal with. Read More

0.02%

$2,500

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0.02%

$2,500

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| May 20, 2017

I received a check from them, misplaced it and now have found. Two years old. What now? Read More

0.02%

$2,500

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| Jun 28, 2017

showmethreethousanddollars Read More

0.02%

$2,500

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0.02%

$2,500

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Rate History: 0.04% → 0.02%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.01%

$2,501

Learn More

| May 31, 2024

This bank tells you one thing and does another, my experience with them was awful, my account stayed gomed up you could deposit money on Friday and it might not be there showing till Tuesday or later,I'v... Read More

Rate History: 0.03% → 0.01%

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

0.01%

$0

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0.01%

$500

Learn More

| Nov 12, 2018

Helpful w/$ Read More

0.01%

$1

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0.01%

$50

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0.01%

$2,500

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0.01%

$2,500

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0.01%

$2,500

Learn More

| Jul 18, 2021

I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More

0.01%

$2,500

Learn More
All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

FREQUENTLY ASKED QUESTIONS ABOUT LOCAL SAVINGS RATES


Why do savings rates vary so much?

Even though rates are at levels that are historically very low, there is competition for your money. Like any active marketplace, there are buyers and sellers of goods and services at different prices. Banks have different cost structures and they also have different needs for capital. This leads to different rates.

BestCashCow’s surveys show that online banks offer higher savings and CD rates because they have lower expenses from not having to maintain brick-and-mortar locations. Therefore, we strongly recommend that all depositors consider the rates at online banks as savings and money market accounts online can easy be set up to enable quick transfers to your favorite local bank.

What is the difference between a savings account and a money market account?

The differences between a savings account and a money market account are largely arcane. Some money market accounts offer more ways access deposits by issuing checks and debit cards, but prudent consumers will compare the two interchangeably, focusing primarily on rates and service among FDIC-insured banks (or NCUA-insured, for credit unions). Most savvy consumers who plan their expenses and financial needs ahead find the additional functionality offered by money markets to be of little value and will choose whichever account (savings or money market) has the higher rate.

What does annual percentage yield (APY) mean?

Savings rates are displayed in terms of APY to indicate the effective annual-interest return, including the compounding of interest, of the course of a single year. $100,000 deposited in a savings or CD account with a 1.20% APY will earn $1,200 in the course of the year, but monthly interest in the first few months may be less than $100 a month (this also depends on the number of days in the month). Hence, the APY rate is ordinarily a couple of basis points above the real interest rates. Unlike with a Certificate of Deposit, your actual APY in a savings may vary if the rate changes.

How do I choose the right savings account and should I consider CDs?

Begin your search with the table here on BestCashCow.com that you have found. In addition to checking online savings rates, you should also check local bank rates and local credit union rates. If you are unlikely to require access to your cash for some time, you may also consider certificates of deposit (CDs). While CDs have penalties for early withdrawal that may even eat into your principal, the rates on 2, 3, 4 and 5 year CDs are ordinarily significantly higher than savings rates. Several other sections and articles on BestCashCow can also help you to identify your proper cash allocation between savings and CDs. Access these below. You should also familiarize yourself with our Savings & CD Calculator in order to understand the importance of compounding interest at higher rates on your savings over time.

8 POINT CHECKLIST FOR A GREAT BANKING RELATIONSHIP WITH YOUR LOCAL BANK

  • Find a bank with a location convenient to you. Location counts.
  • Choose a bank with good rates. Rates are important to get continued growth of your capital.
  • Choose a bank with an extensive network of fee-free ATM machines or which reimburses out-of-network ATM fees, if you still need to regularly access cash.
  • Avoid fees. Choose a bank which doesn’t have service fees provided you maintain a certain balance, which doesn’t charge for ACH inbound and outbound transfers, and which has low fees for things like international wire transfers and bounced checks.
  • Choose a healthy bank. If you click on a bank above, you’ll be taken to the bank’s financial detail. A healthy bank has happy employees and provides loyal service to its customers. No matter how healthy your bank is, stay within FDIC insurance limits.
  • Find something of value to offset what may be slightly lower rates than online accounts offer. Develop personal relationship with your bankers. Personal relationships can help you to get appropriate financial advice, and to navigate financial challenges and needs in the future. (Be careful with the financial advice you receive. Inappropriate financial advice is worth a lot less than no financial advice.) They can also put you in touch with others in your community who could be valuable personally and professionally to know. If you don't use your local savings account as an opportunity to build these relationships, you may find that you are better of banking online.
  • Choose a bank that is going to let you access your cash when you need. The great benefit of savings accounts over any other financial product (including CDs) is that you have absolute liquidity. If your bank in creating impediments to accessing your cash (paperwork, fees, etc.), then you need another bank.
  • Be aware that you can have more than one account. Having a great local savings account at a large or small bank near you can be great, but it doesn't need to stop you from opening one or more online savings accounts, or even developing a relationship with another local bank or credit union.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.