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Two Year CD Rates – Georgia - May 22, 2012

Below are two year Certificates of Deposit (CD) rates from banks in Georgia. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Bank APY Min Bal Miles More
The Citizens Bank 1.51% $100,000 -
Commercial State Bank 1.51% $250 -
The Citizens Bank 1.50% $100,000 -
Citizens State Bank 1.35% $100,000 -
Farmers & Merchants Bank 1.31% $100,000 -
First State Bank Of Randolph County 1.26% $500 -
Farmers & Merchants Bank 1.26% $1,000 -
Bank Of Early 1.26% $100 -
The Citizens Bank 1.26% $1,000 -
Bank Of Alapaha 1.25% $500 -
The Coastal Bank 1.25% $500 -
Noa Bank 1.25% $1,000 -
The Trust Bank 1.24% $500 -
Eastside Commercial Bank 1.22% $1,000 -
The Citizens National Bank Of Quitman 1.21% $1,000 -
Citizens Community Bank 1.21% $90,000 -
Gwinnett Community Bank 1.20% $500 -
Bank Of Newington 1.18% $100,000 -
Capitol City Bank & Trust Company 1.17% $100,000 -
Bank Of Newington 1.16% $1,000 -
Spivey State Bank 1.16% $500 -
American Pride Bank 1.15% $500 -
Community Business Bank 1.15% $500 -
Liberty First Bank 1.11% $1,000 -
Bank Of Hancock County 1.11% $500 -
The Privatebank And Trust Company 1.10% $1,000 -
Touchmark National Bank 1.10% $100,000 -
Shinhan Bank America 1.10% $1,000 -
Community Bank Of Georgia 1.10% $500 -
Providence Bank 1.10% $500 -
Bank Of Terrell 1.10% $1,000 -
First State Bank Of Blakely 1.10% $100 -
Douglas National Bank 1.10% $500 -
Bank Of Camilla 1.10% $1,000 -
Bank Of Dawson 1.10% $1,000 -
First Intercontinental Bank 1.10% $1,000 -
Bank Of Atlanta 1.10% $500 -
Commercial Banking Company 1.10% $99,000 -
The Woodbury Banking Company 1.10% $100,000 -
The Peoples Bank Of Talbotton 1.10% $500 -
Planters And Citizens Bank 1.10% $1,000 -
Exchange Bank 1.06% $500 -
Bank Of Hazlehurst 1.06% $1,000 -
Touchmark National Bank 1.05% $1,000 -
Bank Of Eastman 1.05% $500 -
First Chatham Bank 1.05% $1,000 -
Century Bank And Trust 1.05% $500 -
Community Bank Of Pickens County 1.05% $100,000 -
Citizens State Bank 1.05% $1,000 -
The Carver State Bank 1.05% $500 -
Wilkinson County Bank 1.04% $1,000 -
Metro City Bank 1.04% $1,000 -
Georgia Trust Bank 1.03% $1,000 -
The Four County Bank 1.02% $500 -
Cornerstonebank 1.01% $500 -
Vidalia Federal Savings Bank 1.01% $2,500 -
First National Bank South 1.01% $500 -
Flint Community Bank 1.01% $1,000 -
Flint River National Bank 1.01% $1,000 -
First Citizens Bank 1.01% $500 -
East West Bank 1.00% $10,000 -
Capitol City Bank & Trust Company 1.00% $500 -
Community Bank Of Pickens County 1.00% $500 -
First Bank Of Coastal Georgia 1.00% $100,000 -
Guardian Bank 1.00% $500 -
First Cherokee State Bank 1.00% $500 -
Primesouth Bank 1.00% $500 -
The Citizens Bank Of Swainsboro 1.00% $500 -
The Claxton Bank 1.00% $500 -
Waycross Bank & Trust 1.00% $1,000 -
First State Bank 1.00% $500 -
Durden Banking Company, Incorporated 1.00% $5,000 -
Bank Of Eastman 1.00% $500 -
The First National Bank Of Waynesboro 1.00% $500 -
Pelham Banking Company 1.00% $1,000 -
Mount Vernon Bank 1.00% $500 -
Embassy National Bank 1.00% $500 -
First Port City Bank 1.00% $500 -
State Bank Of Cochran 1.00% $1,000 -
Southern Bank 1.00% $1,000 -
Peoples State Bank & Trust 1.00% $500 -
Verity Bank 1.00% $500 -
Peoplessouth Bank 1.00% $500 -
Bank Of Wrightsville 1.00% $1,000 -
Legacy State Bank 1.00% $500 -
The Citizens State Bank Of Taylor County 1.00% $1,000 -
Altamaha Bank And Trust Company 1.00% $500 -
Family Bank 1.00% $1,000 -
First National Bank Of Decatur County 1.00% $500 -
First Federal Savings And Loan Association Of Valdosta 0.95% $1,000 -
Pineland State Bank 0.95% $1,000 -
The Bank Of Perry 0.95% $500 -
Citizens Community Bank 0.95% $500 -
Community Banking Company Of Fitzgerald 0.95% $1,000 -
Colony Bank 0.95% $500 -
Georgia Bank & Trust Company Of Augusta 0.95% $500 -
Douglas County Bank 0.95% $200 -
Sunmark Community Bank 0.95% $500 -
Armed Forces Bank, National Association 0.95% $500 -
Oconee State Bank 0.95% $500 -
Farmers & Merchants Bank 0.95% $500 -
Commercial Banking Company 0.95% $500 -
Bank Of Monticello 0.95% $100,000 -
Jasper Banking Company 0.95% $500 -
Wilcox County State Bank 0.95% $1,000 -
Plantersfirst 0.95% $500 -
The Bank Of Soperton 0.95% $500 -
First Madison Bank & Trust 0.94% $500 -
Montgomery Bank & Trust 0.90% $250 -
The National Bank Of Georgia 0.90% $500 -
First Bank Of Coastal Georgia 0.90% $500 -
Sunrise Bank 0.90% $1,000 -
Stearns Bank National Association 0.90% $2,500 -
Banksouth 0.90% $500 -
Savannah River Banking Company 0.90% $500 -
South Georgia Bank 0.90% $500 -
The Brand Banking Company 0.90% $500 -
Columbus Community Bank 0.90% $1,000 -
Security Exchange Bank 0.90% $500 -
United National Bank 0.90% $500 -
The Patterson Bank 0.88% $500 -
Independence Bank Of Georgia 0.86% $500 -
The Bank Of La Fayette, Georgia 0.85% $100,000 -
Southwest Georgia Bank 0.85% $1,000 -
The Citizens Bank Of Cochran 0.85% $500 -
Community Bank Of The South 0.85% $100,000 -
F&m Bank 0.85% $500 -
First National Bank Of Coffee County 0.85% $500 -
South Georgia Banking Company 0.85% $1,000 -
Bank Of Monticello 0.85% $10,000 -
Chattahoochee Bank Of Georgia 0.85% $500 -
The Peoples Bank 0.85% $1,000 -
First Bank Of Georgia 0.85% $500 -
North Georgia National Bank 0.81% $1,000 -
Midtown Bank & Trust Company 0.80% $1,000 -
The Geo. D. Warthen Bank 0.80% $500 -
Brookhaven Bank 0.80% $500 -
Southeastern Bank 0.80% $500 -
Certusbank, National Association 0.80% $500 -
Citizens Bank & Trust Company 0.80% $1,000 -
The Woodbury Banking Company 0.80% $500 -
Northside Bank 0.80% $1,000 -
Citizens Bank Of Washington County 0.80% $500 -
The Merchants & Citizens Bank 0.80% $500 -
Georgia Primary Bank 0.80% $1,000 -
Queensborough National Bank & Trust Company 0.80% $500 -
First Landmark Bank 0.80% $500 -
State Bank Of Georgia 0.80% $500 -
First Bank Of Pike 0.80% $500 -
Security Federal Bank 0.80% $500 -
The Heritage Bank 0.80% $500 -
The Security State Bank 0.80% $500 -
Thomasville National Bank 0.80% $500 -
Thomas County Federal Savings And Loan Association 0.80% $1,000 -
The Farmers Bank 0.77% $100,000 -
Community Bank And Trust - West Georgia 0.75% $500 -
The Bank Of La Fayette, Georgia 0.75% $1,000 -
Alma Exchange Bank & Trust 0.75% $500 -
Metro Bank 0.75% $500 -
The Greenville Banking Company 0.75% $500 -
Wheeler County State Bank 0.75% $1,000 -
First American Bank And Trust Company 0.75% $10,000 -
Bank Of Dade 0.75% $1,000 -
Farmers State Bank 0.75% $100,000 -
Community Bank Of The South 0.75% $2,500 -
Peoples Community National Bank 0.75% $500 -
Heritage Bank Of The South 0.75% $500 -
Affinity Bank 0.75% $10,000 -
Georgia Commerce Bank 0.75% $500 -
Fsgbank, National Association 0.75% $500 -
Atlantic Coast Bank 0.75% $1,000 -
Gateway Bank & Trust 0.75% $10,000 -
Citizens Bank & Trust, Inc. 0.75% $500 -
Quantum National Bank 0.75% $1,000 -
Keyworth Bank 0.75% $500 -
Bank Of Madison 0.75% $500 -
Morris Bank 0.75% $500 -
The Peoples Bank 0.75% $500 -
Certusbank, National Association 0.75% $500 -
Westside Bank 0.75% $1,000 -
Farmers State Bank 0.75% $5,000 -
Waycross Bank & Trust 0.75% $500 -
Essex Bank 0.75% $500 -
Fifth Third Bank 0.73% $100,000 -
The Farmers Bank 0.72% $500 -
The Citizens Bank Of Forsyth County 0.70% $500 -
The Farmers Bank 0.70% $500 -
Synovus Bank 0.70% $100,000 -
Community National Bank 0.70% $500 -
Resurgens Bank 0.70% $500 -
First Bank Of Dalton 0.70% $500 -
The Commercial Bank 0.70% $200 -
Hamilton State Bank 0.70% $500 -
Fidelity Bank 0.70% $500 -
United Central Bank 0.70% $1,000 -
Peoples Bank & Trust 0.70% $500 -
Community & Southern Bank 0.70% $500 -
Heritage Bank 0.70% $500 -
Farmers & Merchants Bank 0.70% $500 -
Ameris Bank 0.70% $1,000 -
Hometown Community Bank 0.70% $1,000 -
Southeastern Bank 0.70% $500 -
Fifth Third Bank 0.65% $5,000 -
Farmers And Merchants Bank 0.65% $100,000 -
United Bank 0.65% $500 -
Highland Commercial Bank 0.65% $500 -
Citizens Bank 0.65% $500 -
Newton Federal Bank 0.65% $500 -
Bank Of Dudley 0.65% $100 -
Ab&t National Bank 0.65% $500 -
Synovus Bank 0.65% $50,000 -
Cadence Bank, N.a. 0.65% $1,000 -
Bank Of Dooly 0.65% $500 -
Bryan Bank & Trust 0.60% $500 -
The Savannah Bank, National Association 0.60% $500 -
Farmers And Merchants Bank 0.60% $500 -
The Piedmont Bank 0.60% $500 -
Synovus Bank 0.60% $1,000 -
Peoples Bank Of East Tennessee 0.60% $500 -
First Peoples Bank 0.60% $1,000 -
The Bank Of Georgia 0.60% $500 -
West Central Georgia Bank 0.60% $500 -
Atlantic National Bank 0.60% $1,000 -
Southern Bank &trust 0.60% $500 -
First National Bank Of Griffin 0.60% $500 -
The Northern Trust Company 0.60% $100,000 -
Peach State Bank & Trust 0.60% $500 -
Vinings Bank 0.60% $500 -
Atlantic Capital Bank 0.60% $1,000 -
Pinnacle Bank 0.60% $500 -
Northeast Georgia Bank 0.60% $1,000 -
F & M Bank And Trust Company 0.55% $500 -
State Bank And Trust Company 0.55% $1,000 -
Alliance National Bank 0.55% $500 -
Citizens South Bank 0.55% $2,500 -
Synovus Bank 0.55% $5,000 -
Heritage First Bank 0.55% $500 -
Bank Of Upson 0.55% $250 -
Renasant Bank 0.50% $1,000 -
Bank Of Chickamauga 0.50% $500 -
Synovus Bank 0.50% $5,000 -
First Citizens Bank Of Georgia 0.50% $500 -
Northwest Georgia Bank 0.50% $10,000 -
Stephens Federal Bank 0.50% $500 -
Talbot State Bank 0.50% $500 -
Georgia Heritage Bank 0.50% $500 -
Farmers State Bank 0.50% $500 -
Cherokee Bank, National Association 0.48% $1,000 -
Signature Bank Of Georgia 0.47% $1,000 -
River City Bank 0.46% $1,000 -
Synovus Bank 0.45% $5,000 -
Century Bank Of Georgia 0.45% $1,000 -
Lagrange Banking Company 0.45% $1,000 -
Farmers & Merchants Bank 0.45% $500 -
Synovus Bank 0.45% $5,000 -
The Northern Trust Company 0.45% $10,000 -
First National Community Bank 0.45% $10,000 -
Fifth Third Bank 0.40% $10,000 -
Capital City Bank 0.40% $1,000 -
Bank Of America, National Association 0.40% $10,000 -
Synovus Bank 0.40% $1,000 -
Woodforest National Bank 0.40% $500 -
First Century Bank, National Association 0.40% $500 -
Citizens Trust Bank 0.40% $100,000 -
First Covenant Bank 0.40% $1,000 -
Synovus Bank 0.35% $1,000 -
Charterbank 0.35% $1,500 -
Citizens Trust Bank 0.35% $500 -
Pnc Bank, National Association 0.35% $1,000 -
Greater Rome Bank 0.35% $500 -
Bank Of The Ozarks 0.35% $1,000 -
First-citizens Bank & Trust Company 0.35% $10,000 -
Rabun County Bank 0.35% $500 -
Scbt National Association 0.35% $500 -
Wells Fargo Bank, National Association 0.33% $1 -
Branch Banking And Trust Company 0.30% $10,000 -
United Community Bank 0.30% $500 -
The First National Bank Of Polk County 0.30% $500 -
Capital City Bank 0.30% $1,000 -
Guaranty Bank 0.30% $1,000 -
Jpmorgan Chase Bank, National Association 0.30% $10,000 -
First Citizens Bank And Trust Company, Inc. 0.25% $10,000 -
Monroe County Bank 0.25% $1,000 -
Suntrust Bank 0.20% $10,000 -
First Tennessee Bank, National Association 0.20% $10,000 -
Wells Fargo Bank, National Association 0.15% $10,000 -
Regions Bank 0.10% $500 -

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