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You are viewing rates from banks across Georgia
Below are special Certificate of Deposit special rates and terms from banks in Georgia. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
GA - October 5, 2026
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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American Commerce Bank, National Association American Commerce Bank, National Association Branch |
4.56% | $1,000 | 11 months |
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4.50% | $5,000 | 13 months |
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Rate History: 4.20% → 3.50% → 3.75% → 4.00% → 4.50% |
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Touchmark National Bank Branch
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4.40% | $1,000 | 6 months |
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4.40% | $0 | 10 months |
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Finworth, a division of InsBank Cornelia Branch |
4.35% | $50,000 | 22 months |
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Rate History: 3.95% → 3.90% → 3.50% → 3.20% → 4.35% |
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4.30% | $1,000 | 13 months |
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Rate History: 3.81% → 3.71% → 3.90% → 4.00% → 4.30% |
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4.30% | $0 | 14 months |
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Warning: This special term CD carries an early withdrawal penalty of 180 days interest, whereas the bank's 12-month CD is only very slight lower and has an early withdrawal penalty of 90 days interest. |
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4.30% | $10,000 | 18 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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4.25%
3.75% 3.50% 3.00% 2.80% 2.70% 2.50% 3.75%3.50% 3.00% 2.80% 2.70% 2.50% |
$1,000
$1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
13 months |
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Rate History: 2.00% → 2.00% → 2.00% → 3.50% → 4.25% |
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4.25% | $10,000 | 15 months |
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Rate History: 3.50% → 4.00% → 3.50% → 4.00% → 4.25% |
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Cornelia Branch
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4.20% | $1,000 | 7 months |
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Rate History: 5.00% → 4.20% |
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Atlanta Branch
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4.11% | $10,001 | 6 months |
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Rate History: 3.00% → 3.82% → 3.92% → 4.00% → 4.11% |
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4.10% | $1,000 | 13 months |
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Rate History: 4.10% → 4.30% → 3.60% → 3.60% → 4.10% |
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4.10% | $1,000 | 22 months |
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Rate History: 2.75% → 4.00% → 3.80% → 3.55% → 4.10% |
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Vio Bank, A Division of MidFirst Bank |
4.05% | $500 | 9 months |
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4.03% | $500 | 7 months |
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Rate History: 3.30% → 4.03% |
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4.00% | $10,000 | 4 months |
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First-Citizens Bank & Trust Company Peachtree Branch |
4.00% | $5,000 | 5 months |
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Rate History: 3.65% → 3.55% → 3.45% → 2.50% → 4.00% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
4.00% | $5,000 | 5 months |
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Alpharetta Haynes Bridge Village Bra Branch
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4.00% | $1,000 | 7 months |
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Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.00% |
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Tyrone Branch
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4.00% | $2,500 | 7 months |
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Rate History: 4.65% → 4.50% → 4.45% → 4.20% → 4.00% |
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Roswell Ga 8256 Branch
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4.00% | $500 | 8 months |
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Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% |
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4.00% | $5,000 | 8 months |
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Rate History: 4.00% → 4.00% → 3.75% → 3.75% → 4.00% |
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Dawsonville Hwy Branch
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4.00%
3.75% 3.75% |
$501
$500 |
9 months |
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Rate History: 4.35% → 4.00% → 3.70% → 3.50% → 4.00% |
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4.00%
3.80% 3.75% 3.80%3.75% |
$500
$500 $500 |
11 months |
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Rate History: 3.90% → 4.05% → 3.95% → 3.80% → 4.00% |
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Rising Bank, a division of Midwest BankCentre |
4.00% | $1,000 | 15 months |
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Early Withdrawal Penalty is 180 days interest. |
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Brilliant Bank, a division of Equity Bank |
4.00% | $1,000 | 15 months |
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Rate History: 4.85% → 4.35% → 4.30% → 4.06% → 4.00% |
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3.95% | $5,000 | 11 months |
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11-Month No Penalty CD |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.90% | $1,000 | 11 months |
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Account cannot be closed online. Requires reaching phone representative to close. |
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North American Savings Bank, F.S.B. |
3.90% | $1,000 | 14 months |
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Rate History: 4.81% → 3.98% → 3.90% |
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Vio Bank, A Division of MidFirst Bank |
3.80% | $500 | 4 months |
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Rate History: 3.90% → 3.80% |
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Bank of America, National Association Ponce De Leon Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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Cornelia Branch
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3.80% | $1,000 | 13 months |
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Rate History: 5.50% → 3.80% |
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Fifth Third Bank, National Association Lawrenceville Suwanne Financial Bran Branch |
3.75% | $5,000 | 3 months |
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Rate History: 3.80% → 4.00% → 3.40% → 3.80% → 3.75% |
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3.75% | $2,500 | 6 months |
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Rate History: 5.15% → 4.00% → 3.85% → 4.25% → 3.75% |
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Citizens Bank, National Association |
3.75% | $25,000 | 8 months |
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Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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OneWest Bank, a division of First-Citizens Bank and Trust |
3.75% | $5,000 | 11 months |
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First-Citizens Bank & Trust Company Peachtree Branch |
3.75% | $5,000 | 11 months |
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3.75% | $1,000 | 13 months |
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Rate History: 3.30% → 2.65% → 2.95% → 3.30% → 3.75% |
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Wells Fargo Bank, National Association Cnn Center Omni Branch |
3.74% | $2,500 | 7 months |
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Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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Alpharetta Haynes Bridge Village Bra Branch
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3.65% | $10,000 | 5 months |
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Rate History: 1.00% → 5.00% → 4.00% → 3.90% → 3.65% |
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3.65% | $1,000 | 25 months |
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Rate History: 3.55% → 3.50% → 3.40% → 3.55% → 3.65% |
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Wells Fargo Bank, National Association Cnn Center Omni Branch |
3.64% | $2,500 | 15 months |
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Rate History: 3.74% → 3.64% |
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3.60% | $1,000 | 7 months |
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Rate History: 3.80% → 3.70% → 4.00% → 4.10% → 3.60% |
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Wells Fargo Bank, National Association Cnn Center Omni Branch |
3.59% | $2,500 | 11 months |
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Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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Alpharetta Haynes Bridge Village Bra Branch
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3.55% | $10,000 | 11 months |
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Rate History: 4.25% → 4.75% → 4.25% → 3.75% → 3.55% |
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Fifth Third Bank, National Association Lawrenceville Suwanne Financial Bran Branch |
3.50% | $5,000 | 7 months |
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Rate History: 4.50% → 4.20% → 3.50% → 3.20% → 3.50% |
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Loyal Trust Bank Branch
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3.50% | $1,000 | 12 months |
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3.50% | $50,000 | 12 months |
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Roswell Ga 8256 Branch
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3.50% | $500 | 13 months |
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Rate History: 4.00% → 3.75% → 3.50% → 2.50% → 3.50% |
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PNC Bank, National Association Duluth Medlock Bridge Branch |
3.50% | $1,000 | 13 months |
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Tyrone Branch
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3.50% | $2,500 | 23 months |
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Rate History: 1.00% → 3.50% |
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3.50% | $10,000 | 24 months |
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Warning: Early withdrawal penalty is 4% of principal withdrawn. |
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3.40% | $1,000 | 7 months |
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Rate History: 4.03% → 3.85% → 3.51% → 3.30% → 3.40% |
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3.35%
3.25% 3.15% 3.10% 3.00% 3.25%3.15% 3.10% 3.00% |
$1,000
$1,000 $1,000 $1,000 $1,000 |
59 months |
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Rate History: 2.50% → 2.50% → 2.75% → 3.00% → 3.35% |
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U.S. Bank National Association Georgia Trust Branch |
3.25% | $1,000 | 7 months |
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Rate History: 4.00% → 3.50% → 2.85% → 3.50% → 3.25% |
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Tyrone Branch
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3.25% | $2,500 | 11 months |
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Rate History: 4.25% → 3.50% → 3.75% → 3.50% → 3.25% |
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3.25% | $10,000 | 12 months |
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Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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Dawsonville Hwy Branch
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3.25% | $501 | 13 months |
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Rate History: 3.50% → 3.25% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% → 3.25% |
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3.20% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Alpharetta Haynes Bridge Village Bra Branch
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3.05% | $10,000 | 17 months |
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Rate History: 3.85% → 3.45% → 2.75% → 3.25% → 3.05% |
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Citibank, National Association |
3.00% | $0 | 5 months |
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Rate History: 2.90% → 2.00% → 4.00% → 3.50% → 3.00% |
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Dawsonville Hwy Branch
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3.00% | $500 | 13 months |
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Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% |
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U.S. Bank National Association Georgia Trust Branch |
3.00% | $1,000 | 13 months |
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Rate History: 3.20% → 3.67% → 2.75% → 1.71% → 3.00% |
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Tyrone Branch
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3.00% | $2,500 | 19 months |
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Rate History: 1.00% → 3.75% → 3.50% → 3.25% → 3.00% |
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3.00% | $10,000 | 23 months |
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Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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Bank of America, National Association Ponce De Leon Branch |
2.95% | $10,000 | 10 months |
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Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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2.80% | $0 | 11 months |
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Rate History: 2.90% → 2.80% → 2.70% → 2.70% → 2.80% |
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City National Bank of Los Angeles. California Atlanta Branch |
2.78% | $10,000 | 5 months |
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Rate History: 3.35% → 3.09% → 3.05% → 3.09% → 2.78% |
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Citibank, National Association |
2.75% | $0 | 6 months |
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Rate History: 3.50% → 4.00% → 2.00% → 2.50% → 2.75% |
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Dollar Savings Direct, a division of Emigrant Bank |
2.75% | $1,000 | 16 months |
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Rate History: 5.00% → 5.00% → 3.50% → 2.75% |
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Dawsonville Hwy Branch
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2.75% | $500 | 19 months |
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Rate History: 3.75% → 2.75% |
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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Fifth Third Bank, National Association Lawrenceville Suwanne Financial Bran Branch |
2.75% | $5,000 | 24 months |
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Rate History: 2.00% → 3.00% → 2.00% → 2.50% → 2.75% |
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PNC Bank, National Association Duluth Medlock Bridge Branch |
2.60% | $1,000 | 61 months |
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U.S. Bank National Association Georgia Trust Branch |
2.50% | $1,000 | 25 months |
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Rate History: 3.75% → 3.10% → 2.85% → 3.00% → 2.50% |
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PNC Bank, National Association Duluth Medlock Bridge Branch |
2.40% | $1,000 | 37 months |
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PNC Bank, National Association Duluth Medlock Bridge Branch |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association Duluth Medlock Bridge Branch |
2.10% | $1,000 | 19 months |
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Citibank, National Association |
2.00% | $0 | 4 months |
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Rate History: 3.75% → 2.25% → 3.00% → 2.00% |
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2.00% | $1,000 | 6 months |
Learn More
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Rate History: 4.55% → 3.45% → 2.50% → 2.25% → 2.00% |
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2.00% | $10,001 | 6 months |
Learn More
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Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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Bank of America, National Association Ponce De Leon Branch |
2.00% | $10,000 | 13 months |
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Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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PNC Bank, National Association Duluth Medlock Bridge Branch |
1.90% | $1,000 | 9 months |
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Rate History: 0.05% → 1.90% |
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Bank of America, National Association Ponce De Leon Branch |
1.75% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Hingham Institution for Savings |
1.70% | $1,000 | 13 months |
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Rate History: 1.85% → 1.70% |
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1.70% | $1,000 | 15 months |
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Hingham Institution for Savings |
0.50% | $1,000 | 2 months |
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Rate History: 1.00% → 0.50% |
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JPMorgan Chase Bank, National Association Roswell - Mansell - Branch |
0.50% | $100,000 | 6 months |
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Rate History: 2.00% → 1.50% → 1.01% → 0.75% → 0.50% |
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Citibank, National Association |
0.05% | $0 | 3 months |
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Rate History: 3.00% → 2.25% → 2.25% → 2.00% → 0.05% |
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City National Bank of Los Angeles. California Atlanta Branch |
0.05% | $10,000 | 3 months |
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Rate History: 3.30% → 3.25% → 3.30% → 2.78% → 0.05% |
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0.05% | $1,000 | 9 months |
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Rate History: 0.05% → 0.05% → 0.05% |
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