Best 18-Month CD Rates in Northglenn, Colorado, CO

You are viewing rates from banks across Northglenn

Below are eighteen-month Certificates of Deposit (CD) rates from banks in Northglenn, Colorado . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Northglenn, CO - August 1, 2025

18 Month CD National Average : 0.58% ^?

Banks	APY	MIN	MILES ^?
Merrick Bank	4.20%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Valley Direct, a division of Valley National Bank	4.15%	$500	-	Learn More Add Review
AEM \| Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More
Popular Direct	4.10%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Limelight Bank, A division of Capital Community Bank	4.00%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Sallie Mae Bank	3.80%	$2,500	-	Learn More
Earty Withdrawal Penalty is 180 days interest. Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Vio Bank, A Division of MidFirst Bank	3.80%	$500	-	Learn More Add Review
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Beal Bank USA Denver Branch	3.75%	$1,000	-	Learn More
Rate History: 4.35% → 4.25% → 4.20% → 3.75%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
Wells Fargo Bank, National Association Boulder Branch	3.50%	$5,000	-	Learn More
Thy King \| Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More Reviews (7)
CIT Bank, a division of First-Citizens Bank and Trust	3.00%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Zions Bank Southwest Branch	2.53%	$1,000	-	Learn More Add Review
Rate History: 3.05% → 2.53%
BOKF, National Association Colorado State Bk & Trust Denver Dt Branch	2.05%	$100,000	-	Learn More
Rate History: 0.20% → 2.55% → 2.45% → 2.30% → 2.05%
Aku \| May 29, 2020 Dua Read More Reviews (1)
JPMorgan Chase Bank, National Association Greeley Downtown Branch	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
The First National Bank in Trinidad The First National Bank In Trinidad Branch	0.95%	$10,000	-	Learn More Add Review
First National Bank, Cortez First National Bank, Cortez Branch	0.93%	$100,000	-	Learn More Add Review
Champion Bank Champion Bank Branch	0.91%	$10,000	-	Learn More Add Review
American Bank of Commerce Colorado Springs Branch	0.90%	$10,000	-	Learn More Add Review
First National Bank Arapahoe Bank And Trust Branch	0.90%	$10,000	-	Learn More Add Review
First Pioneer National Bank First Pioneer National Bank Branch	0.90%	$100,000	-	Learn More Add Review
First FarmBank First Farmbank Branch	0.90%	$10,000	-	Learn More Add Review
First Western Trust Bank First Western Trust Bank Branch	0.84%	$100,000	-	Learn More Add Review
The First National Bank of Hugo The First National Bank Of Hugo Branch	0.80%	$10,000	-	Learn More Add Review
First Western Trust Bank First Western Trust Bank Branch	0.79%	$10,000	-	Learn More Add Review
The State Bank The State Bank Branch	0.75%	$10,000	-	Learn More Add Review
First Southwest Bank Center Branch	0.75%	$10,000	-	Learn More Add Review
First National Bank, Cortez First National Bank, Cortez Branch	0.75%	$10,000	-	Learn More Add Review
Equitable Savings and Loan Association Equitable Savings And Loan Associati Branch	0.75%	$10,000	-	Learn More Add Review
Four Corners Community Bank The Citizens State Bank Of Cortez Br Branch	0.75%	$10,000	-	Learn More
Unhappy customer definitely NOT THE BANK FOR ME! \| Sep 21, 2020 I am fed up with how poorly this bank is run. I have made deposit and given a receipt with the wrong amount more than once. I have received other customer's cancelled checks. The online bank site is a mess... Read More Reviews (1)
Rio Grande Savings and Loan Association Rio Grande Savings And Loan Associat Branch	0.71%	$500	-	Learn More Add Review
CoreFirst Bank & Trust Corefirst - Vallagio Branch	0.70%	$10,000	-	Learn More Add Review
Golden Belt Bank, FSA Fort Morgan Br Branch	0.70%	$10,000	-	Learn More Add Review
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	0.70%	$100,000	-	Learn More Add Review
First Pioneer National Bank First Pioneer National Bank Branch	0.65%	$10,000	-	Learn More Add Review
Points West Community Bank Points West Community Bank Branch	0.65%	$10,000	-	Learn More Add Review
Academy Bank, National Association Razorback Road Branch	0.65%	$10,000	-	Learn More
Fran1 \| Feb 4, 2020 Academy was great helping me open a new account Read More Reviews (5)
Park State Bank & Trust Park State Bank & Trust Branch	0.60%	$500	-	Learn More Add Review
Del Norte Bank Del Norte Bank Branch	0.60%	$100,000	-	Learn More Add Review
Glacier Bank Valley Plaza Branch	0.60%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
NBH Bank Greeley Branch	0.60%	$10,000	-	Learn More Add Review
Mountain Valley Bank Mountain Valley Bank Branch	0.60%	$10,000	-	Learn More Add Review
Adams Bank & Trust Garden Of The Gods Branch	0.60%	$10,000	-	Learn More Add Review
Farmers Bank Farmers Bank Branch	0.60%	$10,000	-	Learn More
eberhard1111 \| Sep 10, 2019 215,000.00 Read More Reviews (1)
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	0.60%	$10,000	-	Learn More Add Review
GNBank, National Association Valley State Bank Branch	0.55%	$10,000	-	Learn More Add Review
The Farmers State Bank of Brush The Farmers State Bank Of Brush Branch	0.55%	$10,000	-	Learn More Add Review
MNB BANK Burlington Colorado Branch	0.55%	$10,000	-	Learn More Add Review
Frontier Bank Walsh Branch	0.53%	$100,000	-	Learn More Add Review
Integrity Bank & Trust Integrity Bank & Trust Branch	0.50%	$10,000	-	Learn More Add Review
Rocky Mountain Bank & Trust Rocky Mountain Bank & Trust Branch	0.50%	$100,000	-	Learn More Add Review
Del Norte Bank Del Norte Bank Branch	0.50%	$10,000	-	Learn More Add Review
Stockmens Bank Stockmens Bank Branch	0.50%	$10,000	-	Learn More Add Review
High Country Bank High Country Bank Branch	0.50%	$100,000	-	Learn More Add Review
Points West Community Bank Points West Community Bank Branch	0.50%	$10,000	-	Learn More Add Review
FlatIrons Bank Flatirons Bank Branch	0.50%	$10,000	-	Learn More Add Review
The Eastern Colorado Bank Kit Carson Branch	0.50%	$10,000	-	Learn More Add Review
Frontier Bank Walsh Branch	0.48%	$10,000	-	Learn More Add Review
High Country Bank High Country Bank Branch	0.45%	$10,000	-	Learn More Add Review
Rocky Mountain Bank & Trust Rocky Mountain Bank & Trust Branch	0.45%	$10,000	-	Learn More Add Review
Fortis Private Bank Fortis Private Bank Branch	0.45%	$10,000	-	Learn More Add Review
FMS Bank Fms Bank Branch	0.45%	$100,000	-	Learn More Add Review
North Valley Bank North Valley Bank Branch	0.45%	$10,000	-	Learn More Add Review
Herring Bank Colorado National Bank Branch	0.40%	$10,000	-	Learn More
wello50 \| Jul 1, 2021 What day of the month do you report to the credit bureaus Read More Reviews (1)
Waypoint Bank Mountain View Branch	0.40%	$10,000	-	Learn More Add Review
FirstOak Bank Firstoak Bank-Pueblo Branch	0.35%	$10,000	-	Learn More Add Review
First National Bank Arapahoe Bank And Trust Branch	0.35%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Fort Carson Facility Branch	0.35%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
5Star Bank 5star Bank Branch	0.35%	$10,000	-	Learn More Add Review
The Pueblo Bank and Trust Company The Pueblo Bank And Trust Company Branch	0.35%	$10,000	-	Learn More Add Review
FMS Bank Fms Bank Branch	0.35%	$10,000	-	Learn More Add Review
Native American Bank, National Association Native American Bank, National Association Branch	0.30%	$100,000	-	Learn More Add Review
The Dolores State Bank The Dolores State Bank Branch	0.30%	$100,000	-	Learn More Add Review
Redstone Bank Redstone Bank Branch	0.30%	$10,000	-	Learn More Add Review
InBank Southlands Branch	0.30%	$100,000	-	Learn More
Trujillo \| Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More Reviews (1)
Liberty Savings Bank, F.S.B. E Yale Ave Branch	0.25%	$10,000	-	Learn More Add Review
The Dolores State Bank The Dolores State Bank Branch	0.25%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Gunnison Savings and Loan Association Gunnison Savings And Loan Associatio Branch	0.25%	$10,000	-	Learn More Add Review
Native American Bank, National Association Native American Bank, National Association Branch	0.25%	$10,000	-	Learn More Add Review
UMB Bank, National Association Mountain States Bank Branch	0.25%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
InBank Southlands Branch	0.25%	$10,000	-	Learn More
Trujillo \| Nov 9, 2023 Unhappy with ATM on Southside. I.bank with wafd they closed. Told wsfd customers can get cash with card. Employees are very nosy with slanderous gossip. I'm treated like a criminal. That why I don't use i... Read More Reviews (1)
MidFirst Bank Cherry Creek Bkg Ctr Branch	0.20%	$1,000	-	Learn More
sharzns \| Jun 17, 2022 Midfirst doesn't seem to encourage any accounts other than checking. I have two. I've tried opening others, but they talk me out of it every single time. Read More Reviews (3)
Glacier Bank Valley Plaza Branch	0.20%	$10,000	-	Learn More
CatAnn \| Dec 11, 2023 only series EE currently. I have I series and have to mail them in Read More Reviews (1)
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
Bank of Estes Park Bank Of Estes Park Branch	0.10%	$1,000	-	Learn More Add Review
First National Bank of Omaha Johnstown Branch	0.08%	$500	-	Learn More Add Review
KeyBank National Association 300 West Oak Street Branch	0.05%	$10,000	-	Learn More
Rate History: 4.75% → 0.01% → 0.05%
Seeko \| Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More Reviews (2)
U.S. Bank National Association Cedaredge Branch	0.05%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
Bank of America, National Association Cherry Creek Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
First-Citizens Bank & Trust Company Boulder Branch	0.02%	$500	-	Learn More
Rate History: 0.10% → 0.02% → 0.10% → 0.02%
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Beal Bank USA Denver Branch	154 Steele Street	Denver	CO
Wells Fargo Bank, National Association Boulder Branch	1242 Pearl Street	Boulder	CO
Zions Bank Southwest Branch	1380 South Federal Boulevard	Denver	CO
BOKF, National Association Colorado State Bk & Trust Denver Dt Branch	1600 Broadway	Denver	CO
JPMorgan Chase Bank, National Association Greeley Downtown Branch	822 7th Street	Greeley	CO
The First National Bank in Trinidad The First National Bank In Trinidad Branch	100 East Main Street	Trinidad	CO
First National Bank, Cortez First National Bank, Cortez Branch	2258 E. Main Street	Cortez	CO
Champion Bank Champion Bank Branch	16790 Centre Court	Parker	CO
American Bank of Commerce Colorado Springs Branch	434 S. Tejon	Colorado Springs	CO
First National Bank Arapahoe Bank And Trust Branch	7777 East Arapahoe Road	Englewood	CO
First Pioneer National Bank First Pioneer National Bank Branch	145 West Fourth Street	Wray	CO
First FarmBank First Farmbank Branch	2939 65th Avenue	Greeley	CO
First Western Trust Bank First Western Trust Bank Branch	1900 16th Street, Suite 1200	Denver	CO
The First National Bank of Hugo The First National Bank Of Hugo Branch	321 4th Street	Hugo	CO
First Western Trust Bank First Western Trust Bank Branch	1900 16th Street, Suite 1200	Denver	CO
The State Bank The State Bank Branch	124 Colorado Street	La Junta	CO
First Southwest Bank Center Branch	2060 East Highway 112	Center	CO
First National Bank, Cortez First National Bank, Cortez Branch	2258 E. Main Street	Cortez	CO
Equitable Savings and Loan Association Equitable Savings And Loan Associati Branch	221 N 3rd St	Sterling	CO
Four Corners Community Bank The Citizens State Bank Of Cortez Br Branch	77 West Main Street	Cortez	CO
RG Bank, A Savings and Loan Association Rio Grande Savings And Loan Associat Branch	901 1st Avenue	Monte Vista	CO
CoreFirst Bank & Trust Corefirst - Vallagio Branch	10130 E. Dry Creek Road	Englewood	CO
Golden Belt Bank, FSA Fort Morgan Br Branch	321 Ensign Street	Fort Morgan	CO
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	2001 North Main Street	Longmont	CO
First Pioneer National Bank First Pioneer National Bank Branch	145 West Fourth Street	Wray	CO
Points West Community Bank Points West Community Bank Branch	1291 Main Street	Windsor	CO
Academy Bank, National Association Razorback Road Branch	8250 Razorback Road	Colorado Springs	CO
Park State Bank & Trust Park State Bank & Trust Branch	710 W Hwy 24	Woodland Park	CO
Del Norte Bank Del Norte Bank Branch	705 Grand Avenue	Del Norte	CO
Glacier Bank Valley Plaza Branch	2452 Highway 6 And 50	Grand Junction	CO
NBH Bank Greeley Branch	3780 West 10th Street	Greeley	CO
Mountain Valley Bank Mountain Valley Bank Branch	461 Main	Walden	CO
Adams Bank & Trust Garden Of The Gods Branch	1310 Garden Of The Gods Road	Colorado Springs	CO
Farmers Bank Farmers Bank Branch	119 First Street	Ault	CO
RNB STATE BANK Rawlins National Bank - Longmont Bra Branch	2001 North Main Street	Longmont	CO
GNBank, National Association Valley State Bank Branch	204 South Fourth St	Lamar	CO
The Farmers State Bank of Brush The Farmers State Bank Of Brush Branch	200 Clayton Street	Brush	CO
MNB BANK Burlington Colorado Branch	17999 Us Highway 385	Burlington	CO
Frontier Bank Walsh Branch	501 North Colorado	Walsh	CO
Integrity Bank & Trust Integrity Bank & Trust Branch	1275 Village Ridge Point	Monument	CO
Rocky Mountain Bank & Trust Rocky Mountain Bank & Trust Branch	101 East Main Street	Florence	CO
Del Norte Bank Del Norte Bank Branch	705 Grand Avenue	Del Norte	CO
Stockmens Bank Stockmens Bank Branch	25 N. Cascade Avenue	Colorado Springs	CO
High Country Bank High Country Bank Branch	7360 West Us Highway 50	Salida	CO
Points West Community Bank Points West Community Bank Branch	1291 Main Street	Windsor	CO
FlatIrons Bank Flatirons Bank Branch	1095 Canyon Blvd, Suite 100	Boulder	CO
The Eastern Colorado Bank Kit Carson Branch	113 Main Street	Kit Carson	CO
Frontier Bank Walsh Branch	501 North Colorado	Walsh	CO
High Country Bank High Country Bank Branch	7360 West Us Highway 50	Salida	CO
Rocky Mountain Bank & Trust Rocky Mountain Bank & Trust Branch	101 East Main Street	Florence	CO
Fortis Bank Fortis Private Bank Branch	1550 17th Street, Suite 203	Denver	CO
FMS Bank Fms Bank Branch	520 Sherman Street	Fort Morgan	CO
North Valley Bank North Valley Bank Branch	9001 North Washington Street	Thornton	CO
Herring Bank Colorado National Bank Branch	3110 North Nevada Avenue	Colorado Springs	CO
Waypoint Bank Mountain View Branch	24 South Weber Street Suite 151	Colorado Springs	CO
FirstOak Bank Firstoak Bank-Pueblo Branch	1419 W Us Highway 50	Pueblo	CO
First National Bank Arapahoe Bank And Trust Branch	7777 East Arapahoe Road	Englewood	CO
Armed Forces Bank, National Association Fort Carson Facility Branch	6384 Wetzel Avenue, Building 1512	Fort Carson	CO
5Star Bank 5star Bank Branch	Peterson Air Force Base, 455 W. Paine St., Bldg. 1485	Colorado Springs	CO
The Pueblo Bank and Trust Company The Pueblo Bank And Trust Company Branch	301 West 5th Street	Pueblo	CO
FMS Bank Fms Bank Branch	520 Sherman Street	Fort Morgan	CO
Native American Bank, National Association Native American Bank, National Association Branch	999 18th Street	Denver	CO
The Dolores State Bank The Dolores State Bank Branch	101 South 6th Street	Dolores	CO
Redstone Bank Redstone Bank Branch	15765 East Arapahoe Road	Centennial	CO
InBank Southlands Branch	24450 East Smoky Hill Road	Aurora	CO
Liberty Savings Bank, F.S.B. E Yale Ave Branch	6460 E. Yale Avenue	Denver	CO
The Dolores State Bank The Dolores State Bank Branch	101 South 6th Street	Dolores	CO
Gunnison Savings and Loan Association Gunnison Savings And Loan Associatio Branch	303 North Main St	Gunnison	CO
Native American Bank, National Association Native American Bank, National Association Branch	999 18th Street	Denver	CO
UMB Bank, National Association Mountain States Bank Branch	1635 East Colfax Avenue	Denver	CO
InBank Southlands Branch	24450 East Smoky Hill Road	Aurora	CO
MidFirst Bank Cherry Creek Bkg Ctr Branch	101 Cook Street	Denver	CO
Glacier Bank Valley Plaza Branch	2452 Highway 6 And 50	Grand Junction	CO
Bank of Estes Park Bank Of Estes Park Branch	255 Park Lane	Estes Park	CO
First National Bank of Omaha Johnstown Branch	100 Johnstown Center Drive	Johnstown	CO
KeyBank National Association 300 West Oak Street Branch	300 West Oak Street	Fort Collins	CO
U.S. Bank National Association Cedaredge Branch	105 South Grand Mesa Drive	Cedaredge	CO
Bank of America, National Association Cherry Creek Branch	100 Filmore Street, Suite 100	Denver	CO
First-Citizens Bank & Trust Company Boulder Branch	1601 28th Street	Boulder	CO

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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 18 month period.
FDIC insurance.
Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for 18 months. Removing it early results in significant penalties.
Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Northglenn, Colorado CD Rates – 18-Month

Branches Info around zip 10007

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

The advantages of an eighteen month CD are:

The disadvantages of an eighteen month branch CDs are:

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