Illinois

Image Courtesy: www.pixabay.com

Lake Forest, Illinois CD Rates – 18-Month

You are viewing rates from banks across Lake Forest





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Lake Forest, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Lake Forest, IL - July 16, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.55% → 5.70% → 5.55%

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.00% → 1.75%

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

Rate History: 0.15% → 1.00%

Rate History: 1.70% → 4.65% → 1.70% → 1.20% → 1.00%

| Jan 29, 2024

Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More

0.55%

$100,000

21.01

Learn More

| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.55%

$100,000

21.30

Learn More

| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

21.01

Learn More

0.50%

$2,500

23.00

Learn More

0.47%

$10,000

24.83

Learn More

0.45%

$10,000

20.00

Learn More

0.45%

$10,000

21.30

Learn More

0.40%

$100,000

20.77

Learn More

0.40%

$10,000

14.02

Learn More

0.40%

$10,000

12.65

Learn More

0.40%

$10,000

21.53

Learn More

| Mar 25, 2015

OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More

0.35%

$10,000

20.77

Learn More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.35%

$100,000

24.93

Learn More

0.35%

$10,000

17.76

Learn More

0.30%

$10,000

23.66

Learn More

| Oct 13, 2021

Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More

0.27%

$100,000

1.22

Learn More

| May 10, 2022

Centrust Bank is excellent to do business with. Friendly and experienced bankers. Read More

0.25%

$10,000

20.72

Learn More

0.25%

$100,000

7.84

Learn More

| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.25%

$1,000

24.93

Learn More

0.25%

$10,000

20.81

Learn More

0.20%

$10,000

1.22

Learn More

| Feb 16, 2021

No longer offered even though it’s shown here Read More

0.20%

$10,000

7.84

Learn More

| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

0.15%

$10,000

17.78

Learn More

0.15%

$10,000

22.95

Learn More

0.15%

$10,000

22.55

Learn More

| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

| Aug 22, 2017

$100K min on new CD's. They will not bend. So had to take $170K to another bank, now @ 2.5%. Read More

0.10%

$10,000

11.90

Learn More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

0.01%

$10,000

24.18

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Lake Forest, IL - July 16, 2025


Branch Street City State
The Federal Savings Bank
Lake Forest Branch
664 N. Western Avenue Lake Forest IL
Beal Bank USA
Chicago Branch
3232 Lake Avenue, Suite 200 Wilmette IL
Citibank, National Association
Hoffman Estates Branch
2550 N Sutton Road Hoffman Estates IL
Bank of Hope
Rolling Meadows Branch
5005 Newport Drive Rolling Meadows IL
Wells Fargo Bank, National Association
Schaumburg Branch
210 South Roselle Road Schaumburg IL
JPMorgan Chase Bank, National Association
Fox River Grove Branch
712 Northwest Highway Fox River Grove IL
International Bank of Chicago
Stone Park Branch
1860 North Mannheim Road Stone Park IL
Heartland Bank and Trust Company
Antioch Branch
485 Lake Street Antioch IL
BMO Bank National Association
Fox River Grove Facility Branch
860 Northwest Highway Fox River Grove IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Hoyne Savings Bank
699 W Dundee Rd Branch
699 West Dundee Road Wheeling IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
The Huntington National Bank
North Barrington Branch
444 North Rand Road North Barrington IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
First Eagle Bank
Hanover Park Branch
1040 East Lake Street Hanover Park IL
Providence Bank & Trust
Providence Bank & Trust Branch
466 South Spring Road Elmhurst IL
Heritage Bank of Schaumburg
Heritage Bank Of Schaumburg Branch
1535 Schaumburg Road Schaumburg IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
State Bank of the Lakes, National Association
State Bank Of The Lakes Branch
440 Lake Street Antioch IL
North Shore Trust and Savings
Sand Lake Branch
3060 W. Sand Lake Road Lindenhurst IL
Pan American Bank & Trust
Palatine Il Branch
One East Northwest Highway Palatine IL
Community Savings Bank
West Belmont Branch
4824 West Belmont Avenue Chicago IL
Armed Forces Bank, National Association
Burkey Mall Branch
3542 Green Bay Road Great Lakes IL
State Bank of the Lakes, National Association
State Bank Of The Lakes Branch
440 Lake Street Antioch IL
CIBC Bank USA
Lake Forest Branch
920 South Waukegan Road Lake Forest IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Brickyard Bank
Brickyard Bank Branch
6676 North Lincoln Avenue Lincolnwood IL
Community Bank of Elmhurst
106 Schiller Street Branch
106 Schiller Street Elmhurst IL
CIBC Bank USA
Lake Forest Branch
920 South Waukegan Road Lake Forest IL
Bank of Hope
Rolling Meadows Branch
5005 Newport Drive Rolling Meadows IL
Cathay Bank
Chicago -broadway Branch
5000 North Broadway Chicago IL
Lake Forest Bank & Trust Company, National Association
Wlf Branch
959 South Waukegan Road Lake Forest IL
SmartBiz Bank, National Association
Centrust Bank, National Association Branch
385 Waukegan Road Northbrook IL
BankFinancial, National Association
Schaumburg Branch
1005 West Wise Road Schaumburg IL
Northbrook Bank and Trust Company, National Association
Buffalo Grove Branch
200 North Buffalo Grove Road Buffalo Grove IL
Parkway Bank and Trust Company
Streamwood Branch
101 South Sutton Road Streamwood IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Belmont Bank & Trust Company
Belmont Bank & Trust Company Branch
8250 West Belmont Avenue Chicago IL
Lake Forest Bank & Trust Company, National Association
Wlf Branch
959 South Waukegan Road Lake Forest IL
First Secure State Bank
Spring Grove Branch
7500 Meyer Road Spring Grove IL
Northbrook Bank and Trust Company, National Association
Buffalo Grove Branch
200 North Buffalo Grove Road Buffalo Grove IL
Wintrust Bank, National Association
Mont Clare Branch
3050 North Harlem Avenue Chicago IL
Libertyville Bank & Trust Company, National Association
Libertyville Bank & Trust Company Branch
229 E. State Road Island Lake IL
Schaumburg Bank & Trust Company, National Association
Roselle Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.
1350 West Lake Street Roselle IL
Hinsdale Bank & Trust Company, National Association
Elmhurst Il Branch
501 West Lake Street, Suite 106 Elmhurst IL
Wintrust Bank, National Association
Mont Clare Branch
3050 North Harlem Avenue Chicago IL
Liberty Bank for Savings
Park Ridge Office Branch
1018 West Touhy Avenue Park Ridge IL
Village Bank and Trust, National Association
Luther Village Branch
1250 Village Drive Arlington Heights IL
Bank of America, National Association
Streamwood Branch
705 Sutton Road Streamwood IL
Fifth Third Bank, National Association
Fifth Third Bank Branch
3333 Beverly Road Hoffman Estates IL
Associated Bank, National Association
Bartlett Branch
200 West Bartlett Avenue Bartlett IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates