Illinois

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Maywood, Illinois CD Rates – 18-Month

You are viewing rates from banks across Maywood





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Maywood, Illinois . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Maywood, IL - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Rate History: 4.55% → 5.70% → 5.55%

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.20% → 4.15% → 4.05% → 4.20% → 4.15%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.95% → 4.10% → 3.80% → 3.79% → 3.60%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 4.60% → 4.30% → 3.90% → 3.50% → 3.25%

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.00% → 1.75%

| May 8, 2021

Location: 5069 N. Broadway Chicago IL 60640 Read More

0.80%

$10,000

13.69

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Rate History: 1.00% → 0.75%

0.65%

$100,000

19.16

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0.65%

$10,000

21.31

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0.60%

$10,000

22.64

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0.55%

$100,000

14.43

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| Jul 9, 2021

ABSOLUTELY RIDICULOUS how this place is still around in Wheeling. Taking any more than 3 days on a loan check is UNEXCUSEABLE. Having an 800 plus credit rating. A SENIOR. Wanting to move out ofa big hou... Read More

0.55%

$100,000

11.64

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0.50%

$10,000

19.16

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| Mar 18, 2021

I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More

0.50%

$10,000

14.43

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0.50%

$2,500

16.48

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0.45%

$10,000

17.62

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0.45%

$10,000

11.64

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0.40%

$10,000

19.71

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0.40%

$10,000

14.94

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0.40%

$10,000

6.54

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0.35%

$10,000

20.14

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0.35%

$100,000

1.90

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0.35%

$10,000

10.49

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0.30%

$10,000

5.87

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0.30%

$10,000

12.11

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0.27%

$100,000

23.71

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| May 10, 2022

Centrust Bank is excellent to do business with. Friendly and experienced bankers. Read More

0.25%

$10,000

20.13

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0.25%

$100,000

20.16

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| Jun 20, 2019

12 month rate not 2.5. Changed to 1.5%. Read More

0.25%

$1,000

1.90

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0.25%

$10,000

4.01

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0.20%

$10,000

23.71

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0.20%

$10,000

20.16

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| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

| Jun 26, 2019

On a scale of 1 to 10 GN bank rates a negative 1. While they gladly accept your deposits, they are far from forhright with your withdrawals. Especially if you are withdrawing large sums of money or closing... Read More

| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.15%

$500

3.17

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0.15%

$10,000

20.73

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0.15%

$10,000

16.14

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0.15%

$10,000

10.72

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0.15%

$10,000

21.48

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0.15%

$10,000

16.46

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| Feb 21, 2019

Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More

0.14%

$100,000

17.57

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| Sep 6, 2022

DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More

| Aug 22, 2017

$100K min on new CD's. They will not bend. So had to take $170K to another bank, now @ 2.5%. Read More

0.10%

$10,000

17.00

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0.09%

$1,000

17.57

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| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

| Nov 12, 2018

Helpful w/$ Read More

0.01%

$10,000

19.70

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Maywood, IL - August 2, 2025


Branch Street City State
The Federal Savings Bank
The Federal Savings Bank Branch
300 North Elizabeth Street, Floor 3e Chicago IL
Beal Bank USA
Chicago Branch
3232 Lake Avenue, Suite 200 Wilmette IL
Citibank, National Association
Fox Valley Branch
2819 Aurora Avenue Naperville IL
Bank of Hope
Naperville Branch
1504 North Naper Boulevard, Ste. 136 Naperville IL
Wells Fargo Bank, National Association
Schaumburg Branch
210 South Roselle Road Schaumburg IL
Evergreen Bank Group
Evergreen Bank Group Branch
1515 West 22nd Street, Suite 100w Oak Brook IL
JPMorgan Chase Bank, National Association
Naperville Rt 59 And 95th Branch
2863 W 95th St, Unit 151 Naperville IL
International Bank of Chicago
Stone Park Branch
1860 North Mannheim Road Stone Park IL
United Fidelity Bank, fsb
United Fidelity Bank, Fsb Branch
1800 West 87th Street Chicago IL
Republic Bank of Chicago
West Chicago Branch
101 Main Street West Chicago IL
Hanmi Bank
Naperville West Branch
664 Raymond Drive Naperville IL
First Savings Bank of Hegewisch
Tinley Park Branch
17501 80th Avenue Tinley Park IL
First State Bank
Naperville Il Branch
3320 South Route 59 Naperville IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
Hoyne Savings Bank
699 W Dundee Rd Branch
699 West Dundee Road Wheeling IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
Hanmi Bank
Naperville West Branch
664 Raymond Drive Naperville IL
The Huntington National Bank
Naperville Branch
3020 State Route 59 Naperville IL
Itasca Bank & Trust Co.
Roselle Il Branch
One East Irving Park Road Roselle IL
First Eagle Bank
Hanover Park Branch
1040 East Lake Street Hanover Park IL
Heritage Bank of Schaumburg
Heritage Bank Of Schaumburg Branch
1535 Schaumburg Road Schaumburg IL
American Metro Bank
American Metro Bank Branch
4878 North Broadway Chicago IL
Pan American Bank & Trust
Palatine Il Branch
One East Northwest Highway Palatine IL
United Trust Bank
United Trust Bank Branch
12330 South Harlem Avenue Palos Heights IL
Community Savings Bank
West Belmont Branch
4824 West Belmont Avenue Chicago IL
First American Bank
Bartlett Branch
970 S. Route 59 Bartlett IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Brickyard Bank
Brickyard Bank Branch
6676 North Lincoln Avenue Lincolnwood IL
Community Bank of Elmhurst
Lexington Square Branch
400 W. Butterfield Rd. Elmhurst IL
Bank of Hope
Naperville Branch
1504 North Naper Boulevard, Ste. 136 Naperville IL
Cathay Bank
Chicago -westmont Branch
665 Pasquinelli Drive #b104 Westmont IL
Beverly Bank & Trust Company, National Association
Oak Lawn Bank And Trust Branch
5300 W 95th Street Oak Lawn IL
Lake Forest Bank & Trust Company, National Association
Wlf Branch
959 South Waukegan Road Lake Forest IL
SmartBiz Bank, National Association
Centrust Bank, National Association Branch
385 Waukegan Road Northbrook IL
Barrington Bank & Trust Company, National Association
Hanover Park Branch
6800 Barrington Road Hanover Park IL
Northbrook Bank and Trust Company, National Association
Buffalo Grove Branch
200 North Buffalo Grove Road Buffalo Grove IL
Parkway Bank and Trust Company
Streamwood Branch
101 South Sutton Road Streamwood IL
Forest Park National Bank and Trust Company
Forest Park National Bank And Trust Branch
7348 West Madison Street Forest Park IL
Belmont Bank & Trust Company
Belmont Bank & Trust Company Branch
8250 West Belmont Avenue Chicago IL
Lake Forest Bank & Trust Company, National Association
Wlf Branch
959 South Waukegan Road Lake Forest IL
Northbrook Bank and Trust Company, National Association
Buffalo Grove Branch
200 North Buffalo Grove Road Buffalo Grove IL
Wintrust Bank, National Association
Mont Clare Branch
3050 North Harlem Avenue Chicago IL
GN Bank
Illinois-Service Federal Savings And Branch
4619 S Martin L King Drive Chicago IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Central Federal Savings and Loan Association
La Grange Park Branch
1921 E 31st St. La Grange Park IL
Wheaton Bank & Trust, National Association
Naperville Fort Hill Branch
555 Fort Hill Drive Naperville IL
Schaumburg Bank & Trust Company, National Association
Roselle Bank & Trust, A Branch Of Schaumburg Bank & Trust Company, N.A.
1350 West Lake Street Roselle IL
Hinsdale Bank & Trust Company, National Association
Downers Grove Branch
718 Ogden Ave Downers Grove IL
Marquette Bank
Romeoville Branch
1876 W. Airport Rd Romeoville IL
The Lemont National Bank
Lemont Branch
310 Main Street Lemont IL
Wintrust Bank, National Association
Mont Clare Branch
3050 North Harlem Avenue Chicago IL
Amalgamated Bank of Chicago
Warrenville Branch
28600 Bella Vista Parkway Warrenville IL
First Merchants Bank
Darien Branch
8301 South Cass Avenue Darien IL
Liberty Bank for Savings
Park Ridge Office Branch
1018 West Touhy Avenue Park Ridge IL
Village Bank and Trust, National Association
Luther Village Branch
1250 Village Drive Arlington Heights IL
Amalgamated Bank of Chicago
Warrenville Branch
28600 Bella Vista Parkway Warrenville IL
U.S. Bank National Association
Plainfield/Walmart Branch
12690 S State Route 59 Plainfield IL
PNC Bank, National Association
Naperville 75th Branch
2772 West 75th Street Naperville IL
Bank of America, National Association
Aurora Banking Center Branch
896 North Route 59 Aurora IL
Fifth Third Bank, National Association
Bartlett Banking Center Branch
980 South Illinois Route 59 Bartlett IL
Associated Bank, National Association
Bartlett Branch
200 West Bartlett Avenue Bartlett IL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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