California

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Credit Union CD Rates San Fernando, California

You are viewing rates from credit unions across San Fernando





Below are the best one year CD Rates from credit unions in San Fernando, California. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

San Fernando, CA - July 19, 2025

1 Year CD National Average : 0.55% ?

Credit Unions APY MIN MILES ?

Rate History: 4.10% → 4.30% → 4.60% → 4.35% → 4.30%

Rate History: 4.85% → 4.59% → 4.64% → 4.54% → 4.26%

Rate History: 4.60% → 4.25% → 4.15%

| Jun 12, 2017

five star......great location...fast service Read More

Rate History: 4.30% → 4.00%

Rate History: 4.00% → 5.00% → 4.00%

Rate History: 4.85% → 4.70% → 3.85%

3.65%

3.50%

$100,000

$1,000

11.22

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3.55%

3.45%

$100,000

$500

19.08

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Rate History: 2.90% → 3.20% → 3.45%

Rate History: 2.40% → 3.50% → 3.45% → 3.35%

| Apr 19, 2021

Anyone is better than dealing with these guys! It's amazing how they work. And I've had loans off and on for 30 years. Their website and support are horrible. Their ability to track and appropriatel... Read More

Rate History: 4.00% → 3.75% → 3.25%

Rate History: 4.00% → 3.50% → 4.00% → 3.00% → 2.75%

| May 12, 2016

19 what, years or months Read More

Rate History: 4.76% → 4.24% → 3.98% → 3.52% → 2.18%

| Dec 14, 2022

Agree with Jaben to stay away from docfcu. They don't appreciate loyal members and easily turn down any requests after a delayed response. I have closed my accounts and moved my funds to better institutio... Read More

Rate History: 3.50% → 4.00% → 3.70% → 3.60% → 1.65%

0.95%

$50,000

21.90

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0.90%

$1,000

21.90

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0.85%

$100,000

10.08

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0.80%

$100,000

11.57

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0.80%

$100,000

20.00

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0.80%

$100,000

15.60

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0.75%

$10,000

5.00

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0.70%

$100,000

11.22

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0.70%

$10,000

20.00

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0.70%

$10,000

15.60

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0.70%

$100,000

19.09

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0.70%

$10,000

10.08

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| Dec 3, 2021

When a Credit Union targets homeless people and steals money from a homeless persons account without their consent is disgusting. I am currently homeles and have noticed unauthorized charges going to my ac... Read More

0.60%

$10,000

11.57

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0.60%

$100,000

15.78

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0.60%

$100,000

10.07

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0.60%

$10,000

24.84

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0.60%

$10,000

11.22

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0.60%

$100,000

18.73

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0.60%

$100,000

18.55

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0.60%

$100,000

9.63

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0.60%

$10,000

19.09

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0.50%

$10,000

15.78

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0.50%

$100,000

6.91

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0.50%

$10,000

18.73

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0.50%

$10,000

18.55

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| Feb 6, 2024

During my membership with First Entertainment Credit Union, I experienced a less than optimal situation. The treatment I received as an employee was unsatisfactory, characterized by managerial inefficiency... Read More

0.47%

$10,000

17.25

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0.45%

$100,000

9.49

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0.45%

$10,000

6.91

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0.40%

$100,000

16.91

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0.40%

$100,000

12.88

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0.35%

$10,000

10.07

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0.35%

$10,000

9.49

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0.35%

$10,000

9.63

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0.30%

$10,000

4.87

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0.30%

$10,000

12.88

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0.25%

$10,000

16.91

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Edu


Restrictions

0.10%

$500

-

Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around San Fernando, CA - July 19, 2025


Branch Street City State
L.A. HEALTHCARE
St Vincents Branch St Vincents Branch
2131 W 3rd St Ste 842 Los Angeles CA
L.A. HEALTHCARE
St Vincents Branch St Vincents Branch
2131 W 3rd St Ste 842 Los Angeles CA
SCHOOLSFIRST
Valencia Valencia Branch
27067 McBean Pkwy Valencia CA
NORTHROP GRUMMAN
Northrop Grumman Northrop Grumman Branch
3901 Jack Northrop Avenue, Gate 5 Hawthorne CA
SCHOOLSFIRST
Valencia Valencia Branch
27067 McBean Pkwy Valencia CA
SCHOOLSFIRST
Valencia Valencia Branch
27067 McBean Pkwy Valencia CA
SCHOOLSFIRST
Valencia Valencia Branch
27067 McBean Pkwy Valencia CA
AMERICAN AIRLINES
Aafcu - Lax Aafcu - Lax Branch
400 World Way Los Angeles CA
NORTHROP GRUMMAN
Northrop Grumman Northrop Grumman Branch
3901 Jack Northrop Avenue, Gate 5 Hawthorne CA
CALIFORNIA
California California Branch
6037 Topanga Canyon Blvd. Woodland Hills CA
PREMIER AMERICA
Premier America Premier America Branch
1368 Madera Road, #P2-10 Simi Valley CA
L.A. HEALTHCARE
St Vincents Branch St Vincents Branch
2131 W 3rd St Ste 842 Los Angeles CA
AMERICAN AIRLINES
Aafcu - Lax Aafcu - Lax Branch
400 World Way Los Angeles CA
PARTNERS
Partners Partners Branch
2411 W. Olive Avenue Burbank CA
FINANCIAL PARTNERS
Financial Partners Financial Partners Branch
21757-A Erwin St. Woodland Hills CA
NUVISION
Nuvision Nuvision Branch
555 W. Fifth St., 17th Floor Los Angeles CA
NUVISION
Nuvision Nuvision Branch
555 W. Fifth St., 17th Floor Los Angeles CA
NUVISION
Nuvision Nuvision Branch
555 W. Fifth St., 17th Floor Los Angeles CA
THE GOLDEN 1
Los Angeles Los Angeles Branch
320 W 4th St Ste 123 Los Angeles CA
NUVISION
Nuvision Nuvision Branch
555 W. Fifth St., 17th Floor Los Angeles CA
FINANCIAL PARTNERS
Financial Partners Financial Partners Branch
21757-A Erwin St. Woodland Hills CA
THE GOLDEN 1
Los Angeles Los Angeles Branch
320 W 4th St Ste 123 Los Angeles CA
CREDIT UNION OF SOUTHERN CALIFORNIA
Alhambra Branch Alhambra Branch
900 S Fremont Ave Alhambra CA
LOGIX
Simi Valley Simi Valley Branch
153 Cochran St Ste 300 Simi Valley CA
KINECTA
Kinecta Kinecta Branch
3011 Malibu Canyon Rd Malibu CA
PARTNERS
Partners Partners Branch
2411 W. Olive Avenue Burbank CA
LOGIX
Simi Valley Simi Valley Branch
153 Cochran St Ste 300 Simi Valley CA
FARMERS INSURANCE
Farmers Insurance Gr Farmers Insurance Gr Branch
30801 Agoura Road Agoura Hills CA
KINECTA
Kinecta Kinecta Branch
3011 Malibu Canyon Rd Malibu CA
LOGIX
Simi Valley Simi Valley Branch
153 Cochran St Ste 300 Simi Valley CA
WESCOM CENTRAL
Simi Valley Simi Valley Branch
2691 Tapo Canyon Rd Simi Valley CA
UNIFY FINANCIAL
Western Western Branch
8632 S. Sepulveda Blvd Los Angeles CA
UNIFY FINANCIAL
Western Western Branch
8632 S. Sepulveda Blvd Los Angeles CA
UNIFY FINANCIAL
Western Western Branch
8632 S. Sepulveda Blvd Los Angeles CA
BAXTER
Valencia Valencia Branch
25155 Rye Canyon Loop Valencia CA
F & A
F & A F & A Branch
2625 CORPORATE PLACE MONTEREY PARK CA
F & A
F & A F & A Branch
2625 CORPORATE PLACE MONTEREY PARK CA
CERTIFIED
Canoga Park Branch Canoga Park Branch
8201 Topanga Canyon Blvd Canoga Park CA
AIRCO
Airco Fcu Airco Fcu Branch
6265 San Fernando RD Glendale CA
USC
Campus Center Branch (university Park Campus) Campus Center Branch (university Park Campus)
3601 Trousdale Pkwy Ste 106 Los Angeles CA
ENERGY ONE
Energy One Energy One Branch
10889 Wilshire Blvd, Ste 1070 Los Angeles CA
TOGETHER
Los Angeles Los Angeles Branch
15804 Roscoe Blvd Van Nuys CA
UNIVERSAL CITY STUDIOS
Universal City Studi Universal City Studi Branch
90 Universal City Plaza Universal City CA
USC
Campus Center Branch (university Park Campus) Campus Center Branch (university Park Campus)
3601 Trousdale Pkwy Ste 106 Los Angeles CA
ENERGY ONE
Energy One Energy One Branch
10889 Wilshire Blvd, Ste 1070 Los Angeles CA
SOUTHLAND
Southland Southland Branch
200 S Spring St Los Angeles CA
CERTIFIED
Canoga Park Branch Canoga Park Branch
8201 Topanga Canyon Blvd Canoga Park CA
VENTURA COUNTY
Ventura County Ventura County Branch
2680 Tapo Canyon Road Simi Valley CA
AIRCO
Airco Fcu Airco Fcu Branch
6265 San Fernando RD Glendale CA
JUSTICE
Justice Justice Branch
11000 Wilshire Blvd, Suite C205 Los Angeles CA
MEDIA CITY
Media City Community Media City Community Branch
1020 West Olive Avenue Burbank CA
XCEED FINANCIAL
Xceed Financial Xceed Financial Branch
888 NORTH NASH STREET EL SEGUNDO CA
UNIVERSAL CITY STUDIOS
Universal City Studi Universal City Studi Branch
90 Universal City Plaza Universal City CA
PASADENA
Pasadena Pasadena Branch
1038 South Fair Oaks Avenue Pasadena CA
FIRST CITY
Los Angeles Los Angeles Branch
717 W Temple St Los Angeles CA
GAIN
Burbank City Burbank City Branch
1800 W. Magnolia Blvd Burbank CA
SOUTHLAND
Southland Southland Branch
200 S Spring St Los Angeles CA
JUSTICE
Justice Justice Branch
11000 Wilshire Blvd, Suite C205 Los Angeles CA
LOS ANGELES
Van Nuys Van Nuys Branch
6411 Sepulveda Blvd Ste 1R Van Nuys CA
PASADENA
Pasadena Pasadena Branch
1038 South Fair Oaks Avenue Pasadena CA
FIRST CITY
Los Angeles Los Angeles Branch
717 W Temple St Los Angeles CA
FIRST ENTERTAINMENT
First Entertainment First Entertainment Branch
26101 Magic Mountain Parkway Valencia CA
RANCHO
Rancho Rancho Branch
630 Shatto Pl. Los Angeles CA
UME
Burbank Community Burbank Community Branch
3000 W. Magnolia Blvd. Burbank CA
LOS ANGELES
Van Nuys Van Nuys Branch
6411 Sepulveda Blvd Ste 1R Van Nuys CA
LA FINANCIAL
La Financial La Financial Branch
1520 W Colorado Blvd Pasadena CA
CLEARPATH
Clearpath Clearpath Branch
340 Arden Ave Glendale CA
MEDIA CITY
Media City Community Media City Community Branch
1020 West Olive Avenue Burbank CA
UME
Burbank Community Burbank Community Branch
3000 W. Magnolia Blvd. Burbank CA
GAIN
Burbank City Burbank City Branch
1800 W. Magnolia Blvd Burbank CA
THE FIRST FINANCIAL
Granada Hills Branch Granada Hills Branch
18127 Chatsworth ST Granada Hills CA
CLEARPATH
Clearpath Clearpath Branch
340 Arden Ave Glendale CA
LA FINANCIAL
La Financial La Financial Branch
1520 W Colorado Blvd Pasadena CA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Credit Union One-Year Certificates of Deposit 2025

Credit union certificates of deposit (“CDs”, also commonly called “time deposits” at credit unions) are contract-based and time-based savings vehicles that are offered by credit unions. In return for agreeing to keep your money tied up with the credit union for a given time period (in the case of 1-year CDs, the period is obviously 1-year), you earn a fixed rate or return that cannot change over the course of that period. Should you need your money before the expiration of the contractual period, the penalties for early withdrawal can be severe. Not all credit unions even offer early withdrawal, and many that do maintain the right to deny it in their terms and conditions. It therefore is important to fully understand the terms of any time-based deposit that you enter with a credit union.

Many Americans enjoy performing their banking transactions with credit unions citing better rates, non-profit status (owned by its depositors), more helpful employees, and a commitment to the community that is above the level offered by local banks. You will find a map with all credit unions that are close to you here. It is important to note that some credit unions have limited fields of membership, although others are more open ended. Under any circumstance, you must meet the membership requirements in order to become a member and open a CD or time deposit.

Those who are willing to tie up their money for one year will often get a slight premium over the best available savings rates. People who work with credit unions may find that they offer better rates on 1-year CDs or time deposits than local banks and online banks. You however should check the local bank rates where you live here and the online rates here.

To understand all of the income generating options available to a saver, please view the  Income Generating Investments Comparison Chart.

NCUA Insurance

Most, but not all, credit unions listed on BestCashCow are insured by the National Credit Union Administration (NCUA). You should confirm that the credit union that you are working with is NCUA-insured by visiting that institution’s BestCashCow page (NCUA coverage is detailed on the overview tab). The NCUA insures each named individual's deposits to $250,000 for all accounts at the credit union within ownership class. The rules are very similar, but not identical, to those for FDIC insurance. You should always stay within NCUA insurance limits.

BestCashCow strongly recommends that you deposit money only in NCUA insured credit unions and that you stay within insured limits. If you are considering depositing over $250,000 at a single NCUA-insured credit union across products (share certificates, time deposits, etc.) or across types of ownership (individual, joint, etc.) you should use the NCUA’s  Share Insurance Toolkit in order to be sure that you are not exceeding coverage limits.

FREQUENTLY ASKED QUESTIONS ABOUT CREDIT UNIONS

Is my money any less safe at a credit union?

As long as your credit union is NCUA insured and you stay within the NCUA limits, As long as your credit union is NCUA insured and you stay within the NCUA limits, your money is no less safe than it would be in an FDIC-insured bank.

Is there any difference between a time deposit offered by a credit union and a CD account offered by a bank?

The difference is mainly one of terminology. But, you should always completely understand the terms of a time deposit or CD before you enter it, paying careful attention to the early withdrawal penalties. A reasonable early withdrawal penalty for a 1-year time deposit is 3 months.

Does the small amount of interest gained on a time deposit make sense given the fact that I am losing access to my capital (liquidity)?

This is a decision that depends on your own specific circumstances, your needs for cash, and other investments that you may wish to pursue over the next 12 months (or the period of your time deposit or CD). The premium in a one-year CD is very small, however, a small difference in compounding interest can make a large difference over long period of time. You may wish to familiarize yourself with our Savings Booster Calculator in order to understand the importance of compounding interest at higher rates on your money over time.

SAVINGS & CD CALCULATOR

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