Best 2-Year CD Rates in Point Pleasant, New Jersey, NJ

You are viewing rates from banks across Point Pleasant

Below are two-year Certificates of Deposit (CD) rates from banks in Point Pleasant, New Jersey. Two year CDs generally offer a higher rate than 1 year CDs but require a longer commitment. Depending on the economy, longer term CDs may or may not offer more premium as the term increases. If you expect rates on bank products to drop, can afford to lock the money away, and feel you are receiving enough premium for the time commitment, then longer-term CDs may be appropriate.

Point Pleasant, NJ - August 2, 2025

2 Year CD National Average : 0.66% ^?

Banks	APY	MIN	MILES ^?
First Commerce Bank First Commerce Bank Branch	5.30%	$1,000	-	Learn More Add Review
Popular Direct	4.15%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 270 days interest. Rate History: 4.10% → 4.20% → 4.15% → 4.05% → 4.15%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
Sallie Mae Bank	4.00%	$2,500	-	Learn More
Rate History: 4.50% → 4.20% → 4.05% → 3.75% → 4.00%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
TotalDirect, a division of City National Bank of Florida	4.00%	$25,000	-	Learn More Add Review
Rate History: 4.34% → 4.00% → 4.00% → 4.21% → 4.00%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Customers Bank Hamilton Branch	3.75%	$500	-	Learn More
Rate History: 4.35% → 4.15% → 4.00% → 3.75%
James A. Elder \| Mar 25, 2020 I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More Reviews (3)
Manasquan Bank Manasquan Bank Branch	3.75%	$500	-	Learn More
Rate History: 3.00% → 4.25% → 4.00% → 3.75%
George Adams \| Jun 8, 2016 When is your next shred date @Ramtown? Read More Reviews (1)
GSL Savings Bank Gsl Savings Bank Branch	3.61%	$500	-	Learn More
Rate History: 3.61% → 3.08% → 4.13% → 3.77% → 3.61%
john \| Apr 29, 2020 I called this banl there is no this rate Read More Reviews (1)
1st Colonial Community Bank 1st Colonial Community Bank Branch	3.56%	$500	-	Learn More Add Review
Rate History: 2.79% → 3.56%
HSBC Bank USA, National Association Washington Bridge Plaza Branch	3.50%	$1,000	-	Learn More
Rate History: 4.00% → 4.10% → 3.50% → 3.25% → 3.50%
john \| Apr 14, 2020 I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More Reviews (3)
Citizens	3.50%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Vio Bank, A Division of MidFirst Bank	3.50%	$500	-	Learn More Add Review
Rate History: 3.50% → 3.50% → 3.75% → 3.50%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Capital One, National Association Journal Square Branch	3.50%	$0	-	Learn More
Rate History: 4.20% → 4.00% → 3.70% → 3.60% → 3.50%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
New Millennium Bank New Millennium Bank Branch	3.50%	$500	-	Learn More Add Review
Rate History: 4.25% → 4.00% → 3.50% → 4.00% → 3.50%
Bank of Hope Bank Of Hope Branch	3.45% 0.30%	$250,000 $1,000	-	Learn More
Rate History: 3.95% → 3.70% → 3.90% → 3.60% → 3.45%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
Spencer Savings Bank, SLA Spencer Savings Bank, Sla Branch	3.35%	$1,000	-	Learn More
Rate History: 4.30% → 4.40% → 4.05% → 3.75% → 3.35%
Customer18 \| Mar 26, 2021 Spencer Bank is by far, the ABSOLUTE WORST Banking institution there is. The Bank - and the Headquarters - display a host of shortcomings and clearly are the most substandard bank - dealing with numerou... Read More Reviews (1)
Cross River Bank Cross River Bank Branch	3.30%	$500	-	Learn More
Rate History: 2.15% → 4.50% → 4.50% → 3.30%
Zman111 \| Jun 26, 2022 ACH transfers are not allowed. Called and was told that I had to set up wire transfers (and pay fees) or I could come in to the bank and get a bank check. Read More Reviews (13)
Blue Foundry Bank Mahwah Branch	3.25%	$1,000	-	Learn More Add Review
Rate History: 3.50% → 3.25%
Valley National Bank Belleville Branch	3.00%	$500	-	Learn More
SadSack \| Dec 2, 2022 No such limits as referred to by Jonathan. Perfectly Happy with service and keep adjusting the rate! Read More Reviews (2)
Manufacturers and Traders Trust Company Jersey City Branch	3.00%	$1,000	-	Learn More
Rate History: 4.50% → 4.00% → 3.75% → 3.00%
Claire blankinship \| Aug 5, 2020 I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More Reviews (3)
Habib American Bank Iselin Branch	3.00%	$1,500	-	Learn More
Rate History: 2.65% → 3.00%
Ryan \| Feb 13, 2018 Is it legal to bring someone into the branch and shake them down and threaten them when they want to redeem their CD upon maturity (as opposed to allowing it to automatically renew)? If not, these guys an... Read More Reviews (2)
Haddon Savings Bank Haddon Savings Bank Branch	2.85%	$500	-	Learn More Add Review
Rate History: 3.50% → 3.25% → 3.00% → 2.90% → 2.85%
BMO Alto, a division of Bank of Montreal Harris	2.75%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.00% → 3.90% → 3.80% → 3.50% → 2.75%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Northfield Bank Avenel Branch	2.00%	$0	-	Learn More Add Review
JPMorgan Chase Bank, National Association Franklin Branch	2.00%	$10,000	-	Learn More
Rate History: 3.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
PCB Bank Fort Lee Office Branch	1.77%	$1,000	-	Learn More Add Review
TD Bank, National Association Bridgeton Branch	1.00%	$10,000	-	Learn More
Rate History: 4.00% → 1.00% → 4.00% → 1.00%
Turonemckinney17@gmail.com \| May 19, 2018 Experience Read More Reviews (1)
Glen Rock Savings Bank Llewellyn-Edison Savings Bank Branch	0.75%	$10,000	-	Learn More Add Review
Newfield National Bank Newfield National Bank Branch	0.75%	$10,000	-	Learn More
Margaret \| Nov 6, 2022 I have been to your bank branch several times I don't want my statement to be mailed please once again I'm requesting for you to not send any oaperr statements to me i expect my privacy and you are still M... Read More Reviews (1)
Parke Bank Parke Bank Branch	0.75%	$500	-	Learn More
Savvysaver \| Nov 9, 2020 Here's what you will need: To be a resident of New Jersey or select Eastern Pennsylvania counties (the zip code provided in your application will receive an error stating "Zip code is not valid for this ap... Read More Reviews (2)
Provident Bank Dunellen Branch	0.70%	$10,000	-	Learn More
Abraham Farber \| May 14, 2015 looking to refinance into a fixed equity 15 yr loan, I have now a 1st Mortg & equity line total of about 218000. looking to get about 360 & pay off the old ones & have extra, I have a 4 unit house were we ... Read More Reviews (1)
Haven Savings Bank Haven Savings Bank Branch	0.70%	$10,000	-	Learn More Add Review
Monroe Savings Bank Monroe Savings Bank Branch	0.70%	$10,000	-	Learn More Add Review
Alma Bank Fort Lee Federal Svgs Branch	0.65%	$10,000	-	Learn More Add Review
First Bank Sussex Turnpike Branch	0.65%	$10,000	-	Learn More
SAM \| May 24, 2021 Rate is not valid BCC needs to improve on this. Its difficult enough savers are being penalized by the FED Read More Reviews (2)
Magyar Bank Magyar Bank Branch	0.65%	$10,000	-	Learn More Add Review
Hanmi Bank Edison Branch	0.65%	$100,000	-	Learn More Add Review
Unity Bank Unity Bank Branch	0.60%	$10,000	-	Learn More
CF \| Jul 11, 2020 A great bank. Rates are competitive and they have outstanding customer service. Read More Reviews (2)
Abacus Federal Savings Bank Edison Branch	0.55%	$1,000	-	Learn More Add Review
The First National Bank of Elmer The First National Bank Of Elmer Branch	0.55%	$10,000	-	Learn More Add Review
CTBC Bank Corp. (USA) Edison Branch	0.50%	$5,000	-	Learn More Add Review
Berkshire Bank First Choice Head Office Br Branch	0.50%	$10,000	-	Learn More
Run \| Jan 12, 2021 They put paychecks on hold for a day so don’t expect your paycheck right away and they don’t answer their phones Read More Reviews (2)
Bogota Savings Bank Bogota Savings Bank Branch	0.50%	$1,000	-	Learn More Add Review
Amboy Bank Amboy Bank Branch	0.50%	$5,000	-	Learn More Add Review
Hanmi Bank Edison Branch	0.50%	$10,000	-	Learn More Add Review
Citibank, National Association Fort Lee Branch	0.50%	$0	-	Learn More
Rate History: 2.00% → 0.50%
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
Columbia Bank Linden Branch	0.45%	$10,000	-	Learn More
silly \| Apr 1, 2020 when I hit learn more, I get this box to rate the bank. WHY Read More Reviews (1)
Armed Forces Bank, National Association Mcguire Exchange Branch	0.45%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Crest Savings Bank Crest Savings Bank Branch	0.45%	$10,000	-	Learn More Add Review
Univest Bank and Trust Co. Ocean City Branch	0.45%	$500	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.40%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Cathay Bank New Jersey Branch	0.40%	$50,000	-	Learn More Add Review
Kearny Bank Kearny Bank Branch	0.40%	$500	-	Learn More Add Review
Somerset Savings Bank, SLA Somerset Savings Bank, Sla Branch	0.40%	$10,000	-	Learn More
DN \| Jan 11, 2020 I tried to do a re-fi loan through this place. Total nightmare. They never sent the loan disclosure prior to the closing. Imagine my surprise at closing when my cash to closing number increased by almo... Read More Reviews (2)
1st Bank of Sea Isle City 1st Bank Of Sea Isle City Branch	0.36%	$10,000	-	Learn More Add Review
The Berkshire Bank Teaneck Branch	0.35%	$10,000	-	Learn More Add Review
Lusitania Savings Bank Lusitania Savings Bank Branch	0.35%	$10,000	-	Learn More Add Review
The Bank of Princeton Montgomery Branch	0.35%	$500	-	Learn More
Donna \| Nov 1, 2022 This local community bank “by far” exceeded my expectations of what a banking institution should be. They take the time to understand their customers needs, educatedly answer questions, and take the ti... Read More Reviews (1)
Metro City Bank Fort Lee, New Jersey Branch	0.33%	$1,000	-	Learn More
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More Reviews (1)
Blue Foundry Bank Mahwah Branch	0.30%	$1,000	-	Learn More Add Review
KEB Hana Bank USA, National Association Keb Hana Bank Usa, National Association Branch	0.30%	$10,000	-	Learn More Add Review
Freedom Bank (NJ) Freedom Bank Branch	0.30%	$500	-	Learn More Add Review
Rate History: 4.05% → 0.30%
Franklin Bank Franklin Bank Branch	0.30%	$10,000	-	Learn More Add Review
The Pennsville National Bank The Pennsville National Bank Branch	0.30%	$10,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Santander Bank, N.A. Newark/Broad Branch	0.25%	$501	-	Learn More
Rate History: 2.00% → 0.25%
Maggie \| May 11, 2023 They made mistakes twice and would not correct them Read More Reviews (6)
Crown Bank Crown Bank Branch	0.25%	$10,000	-	Learn More Add Review
Shinhan Bank America Fort Lee Branch	0.25%	$10,000	-	Learn More
Lori Kroko \| Mar 10, 2021 I think that it is absolutely despicable that I have been a customer of the Bank for more than 8 years and I bring in rolled coins with my account number on each wrapper and I am charged 5% fee. Cost me $3... Read More Reviews (1)
Century Savings Bank Century Savings Bank Branch	0.25%	$10,000	-	Learn More Add Review
Millville Savings Bank Millville Savings And Loan Associati Branch	0.25%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
First Hope Bank, A National Banking Association First Hope Bank, A National Banking Association Branch	0.20%	$0	-	Learn More Add Review
Rate History: 1.00% → 0.20%
The First National Bank of Absecon The First National Bank Of Absecon Branch	0.20%	$10,000	-	Learn More Add Review
Sturdy Savings Bank Tuckahoe Branch	0.18%	$10,000	-	Learn More Add Review
Firstrust Savings Bank Greentree Mews Branch	0.10%	$10,000	-	Learn More Add Review
PNC Bank, National Association Market Street Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association Parsippany Beverwyck Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
First Commerce Bank First Commerce Bank Branch	105 River Avenue	Lakewood	NJ
Customers Bank Hamilton Branch	314 Route 33	Hamilton	NJ
Manasquan Bank Manasquan Bank Branch	2221 Landmark Place	Manasquan	NJ
GSL Savings Bank Gsl Savings Bank Branch	6823 Bergenline Ave	Guttenberg	NJ
1st Colonial Community Bank 1st Colonial Community Bank Branch	1040 Haddon Avenue	Collingswood	NJ
HSBC Bank USA, National Association Washington Bridge Plaza Branch	2151 Lemoine Avenue	Fort Lee	NJ
Capital One, National Association Journal Square Branch	35 Journal Square	Jersey City	NJ
New Millennium Bank New Millennium Bank Branch	222 Bridge Plaza South	Fort Lee	NJ
Bank of Hope Bank Of Hope Branch	215 Main Street	Fort Lee	NJ
Spencer Savings Bank, SLA Spencer Savings Bank, Sla Branch	River Drive Center 3 - 611 River Drive	Elmwood Park	NJ
Cross River Bank Cross River Bank Branch	885 Teaneck Road	Teaneck	NJ
Blue Foundry Bank Mahwah Branch	4 East Ramapo Avenue	Mahwah	NJ
Valley National Bank Belleville Branch	237 Washington Avenue	Belleville	NJ
Manufacturers and Traders Trust Company Jersey City Branch	495 Manila Avenue	Jersey City	NJ
Habib American Bank Iselin Branch	1585 Oak Tree Road	Iselin	NJ
Haddon Savings Bank Haddon Savings Bank Branch	201 White Horse Pike	Haddon Heights	NJ
Northfield Bank Avenel Branch	1410 St Georges Avenue	Avenel	NJ
JPMorgan Chase Bank, National Association Franklin Branch	300 State Route 23	Franklin	NJ
PCB Bank Fort Lee Office Branch	1550 Lemoine Avenue	Fort Lee	NJ
TD Bank, National Association Bridgeton Branch	53 South Laurel Street	Bridgeton	NJ
Ascendia Bank Llewellyn-Edison Savings Bank Branch	474 Prospect Avenue	West Orange	NJ
Newfield National Bank Newfield National Bank Branch	18-24 West Boulevard	Newfield	NJ
Parke Bank Parke Bank Branch	601 Delsea Drive	Sewell	NJ
Provident Bank Dunellen Branch	333 North Avenue	Dunellen	NJ
Haven Savings Bank Haven Savings Bank Branch	621 Washington Street	Hoboken	NJ
Monroe Savings Bank Monroe Savings Bank Branch	114 South Main Street	Williamstown	NJ
Alma Bank Fort Lee Federal Svgs Branch	817 Abbott Blvd	Fort Lee	NJ
First Bank Sussex Turnpike Branch	1206 Sussex Turnpike	Randolph	NJ
Magyar Bank Magyar Bank Branch	400 Somerset Street	New Brunswick	NJ
Hanmi Bank Edison Branch	1031 Us Hwy 1 South	Edison	NJ
Unity Bank Unity Bank Branch	64 Old Highway 22	Clinton	NJ
Abacus Federal Savings Bank Edison Branch	869 U.S. Route 1 South	Edison	NJ
The First National Bank of Elmer The First National Bank Of Elmer Branch	10 South Main Street	Elmer	NJ
CTBC Bank Corp. (USA) Edison Branch	1753 Route 27	Edison	NJ
Berkshire Bank First Choice Head Office Br Branch	669 Whitehead Road	Lawrenceville	NJ
Bogota Savings Bank Bogota Savings Bank Branch	60 East Main St	Bogota	NJ
Amboy Bank Amboy Bank Branch	3590 Nj Highway 9 South	Old Bridge	NJ
Hanmi Bank Edison Branch	1031 Us Hwy 1 South	Edison	NJ
Citibank, National Association Fort Lee Branch	2071 Lemoine Avenue	Fort Lee	NJ
Columbia Bank Linden Branch	701 North Wood Avenue	Linden	NJ
Armed Forces Bank, National Association Mcguire Exchange Branch	Building 3452 P.O. Box 16171	Mc Guire Afb	NJ
Crest Savings Bank Crest Savings Bank Branch	3301 Pacific Avenue	Wildwood	NJ
Univest Bank and Trust Co. Ocean City Branch	921 West Avenue	Ocean City	NJ
Cathay Bank New Jersey Branch	1775 Route 27	Edison	NJ
Kearny Bank Kearny Bank Branch	614 Kearny Avenue	Kearny	NJ
Somerset Regal Bank Somerset Savings Bank, Sla Branch	220 West Union Avenue	Bound Brook	NJ
1st Bank of Sea Isle City 1st Bank Of Sea Isle City Branch	4301 Landis Avenue	Sea Isle City	NJ
The Berkshire Bank Teaneck Branch	517 Cedar Lane	Teaneck	NJ
Lusitania Savings Bank Lusitania Savings Bank Branch	107 Pulaski Street	Newark	NJ
The Bank of Princeton Montgomery Branch	1185 Route 206 North	Princeton	NJ
Metro City Bank Fort Lee, New Jersey Branch	1636 Parker Avenue	Fort Lee	NJ
Bank of Hope Bank Of Hope Branch	215 Main Street	Fort Lee	NJ
Blue Foundry Bank Mahwah Branch	4 East Ramapo Avenue	Mahwah	NJ
Hana Bank USA, National Association Keb Hana Bank Usa, National Association Branch	2024 Center Avenue	Fort Lee	NJ
Freedom Bank Freedom Bank Branch	99 West Essex Street	Maywood	NJ
Franklin Bank Franklin Bank Branch	1179 Route 40	Pilesgrove	NJ
The Pennsville National Bank The Pennsville National Bank Branch	170 South Broadway	Pennsville	NJ
Santander Bank, N.A. Newark/Broad Branch	905 Broad Street	Newark	NJ
Crown Bank Crown Bank Branch	400 Westminster Avenue	Elizabeth	NJ
Shinhan Bank America Fort Lee Branch	222 Main Street	Fort Lee	NJ
Century Savings Bank Century Savings Bank Branch	1376 W. Sherman Avenue	Vineland	NJ
Millville Savings Bank Millville Savings And Loan Associati Branch	904 West Main Street	Millville	NJ
First Hope Bank, A National Banking Association First Hope Bank, A National Banking Association Branch	1301 Hope-Bridgeville Rd.	Hope	NJ
The First National Bank of Absecon The First National Bank Of Absecon Branch	106 New Jersey Avenue	Absecon	NJ
Sturdy Savings Bank Tuckahoe Branch	2201 Route 50	Woodbine	NJ
Firstrust Savings Bank Greentree Mews Branch	600 North Route 73, Suites #1 And #4	Marlton	NJ
PNC Bank, National Association Market Street Branch	110 North Broadway	Camden	NJ
Bank of America, National Association Parsippany Beverwyck Branch	1072 Route 46	Parsippany	NJ

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PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

Two year CDs, also know as 24 month CDs are an intermediate term product that commits a depositor to keeping their money in the bank for 24 months in return for a fixed rate of return during that period. All two year CDs shown on BestCashCow are FDIC insured.

While two year CDs commit a person to locking their money in for double the time of a 12 month CD, the rate is not double. As a result, a depositor should think about whether the extra rate is worth the extra time commitment.

In general, if rates are rising, it makes sense not to lock up money for an extended period of time.

If rates are falling, then it makes sense to put money into a longer-term instrument to lock-in a higher rate.

Many find opening CDs at local bank is often easier than online. In a branch, a depositor can sign CD documents and initiate a CD in person, and can often get it done faster than mailing a check or initiating a wire transfer in order to get their money to an online bank. Many also appreciate the opportunity to interact face to face with a real human being as opposed to by phone or instant messaging.

The advantages of a two year branch CD are:

A higher rate than 12 month CDs in return for leaving the money in the bank longer.
A fixed rate during the 24 month period.
A generally higher rate for the same term than what can be found in a branch-based bank.
FDIC insurance.
Convenience of opening and managing the CD online.

The disadvantages of a two year branch CDs are:

Rates are generally lower than on the top online savings and CD accounts.
Money is tied up for two years. Removing it early results in significant penalties.
Opening online can often take several days. Problems must be handled online or via the phone as there is no branch.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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Point Pleasant, New Jersey CD Rates – 2-Year

Branches Info around zip 10007

PRODUCT INFORMATION

Two Year CDs - Branch Banks 2025

The advantages of a two year branch CD are:

The disadvantages of a two year branch CDs are:

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