Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
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Below are special Certificate of Deposit special rates and terms from banks in Point Pleasant, New Jersey. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Point Pleasant, NJ - October 31, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
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Ocean City Branch
|
5.00% | $500 | 7 months |
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Rate History: 1.00% → 5.25% → 5.00% |
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First Commerce Bank Branch
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5.00% | $1,000 | 10 months |
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Bloomfield Branch
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5.00% | $1,000 | 13 months |
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Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% |
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Bloomfield Branch
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4.95% | $1,000 | 7 months |
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Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% |
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Bloomfield Branch
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4.90% | $1,000 | 4 months |
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Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% |
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Parke Bank Branch
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4.55% | $500 | 13 months |
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Bloomfield Branch
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4.30% | $1,000 | 19 months |
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Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% |
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Bloomfield Branch
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4.15% | $1,000 | 25 months |
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Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% |
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Belleville Branch
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4.00% | $500 | 3 months |
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Rate History: 4.50% → 4.00% → 4.00% |
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Avenel Branch
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4.00% | $0 | 5 months |
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Rate History: 1.00% → 5.00% → 4.75% → 4.50% → 4.00% |
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Newark/Broad Branch
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4.00% | $500 | 6 months |
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Rate History: 5.15% → 5.00% → 4.75% → 4.50% → 4.00% |
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Kearny Bank Branch
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4.00% | $500 | 7 months |
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Rate History: 4.50% → 4.00% |
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Manasquan Bank Branch
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4.00% | $500 | 13 months |
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Rate History: 4.85% → 4.75% → 4.00% → 3.75% → 4.00% |
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Ramsey Branch
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3.95% | $500 | 6 months |
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Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% |
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Parke Bank Branch
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3.82% | $500 | 15 months |
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Citibank, National Association Fort Lee Branch |
3.75% | $0 | 4 months |
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Greentree Mews Branch
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3.75% | $2,500 | 5 months |
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Rate History: 4.25% → 4.00% → 3.75% → 4.00% → 3.75% |
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Union-Center Branch
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3.75% | $500 | 7 months |
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Early withdrawal penalty is 180 days interest. |
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Bank of America, National Association Parsippany Beverwyck Branch |
3.75% | $10,000 | 7 months |
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Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% |
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Mahwah Branch
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3.75% | $1,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.95% → 3.75% |
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Bridgeton Branch
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3.70% | $250 | 3 months |
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Rate History: 4.00% → 3.70% |
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Wells Fargo Bank, National Association Carteret Branch |
3.64% | $5,000 | 7 months |
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Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% |
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Mahwah Branch
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3.55% | $1,000 | 36 months |
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Rate History: 3.00% → 3.55% |
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Citibank, National Association Fort Lee Branch |
3.50% | $0 | 6 months |
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Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% |
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Wells Fargo Bank, National Association Carteret Branch |
3.50% | $5,000 | 11 months |
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Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% |
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Edison Branch
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3.50% | $5,000 | 12 months |
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First Hope Bank, A National Banking Association First Hope Bank, A National Banking Association Branch |
3.49% | $2,500 | 13 months |
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Rate History: 1.00% → 3.49% |
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Bridgeton Branch
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3.45% | $10,001 | 6 months |
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Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% |
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Bank of America, National Association Parsippany Beverwyck Branch |
3.45% | $10,000 | 10 months |
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Rate History: 4.00% → 3.70% → 3.45% |
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CIT Bank, a division of First-Citizens Bank and Trust |
3.35% | $1,000 | 13 months |
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Rate History: 3.50% → 3.35% |
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Parke Bank Branch
|
3.30% | $500 | 21 months |
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Avenel Branch
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3.25% | $0 | 8 months |
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Rate History: 1.25% → 4.50% → 4.25% → 3.75% → 3.25% |
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Citibank, National Association Fort Lee Branch |
3.25% | $0 | 9 months |
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Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% |
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Union-Center Branch
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3.25% | $500 | 17 months |
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Early withdrawal penalty is 180 days interest. |
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Mahwah Branch
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3.25% | $1,000 | 24 months |
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Rate History: 3.50% → 3.25% |
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Citibank, National Association Fort Lee Branch |
3.10% | $0 | 8 months |
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Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% |
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Bridgeton Branch
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3.10% | $10,000 | 9 months |
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Rate History: 3.75% → 3.25% → 3.10% |
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Citibank, National Association Fort Lee Branch |
3.00% | $0 | 3 months |
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Bridgeton Branch
|
3.00% | $10,000 | 12 months |
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Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% |
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First Hope Bank, A National Banking Association First Hope Bank, A National Banking Association Branch |
3.00% | $2,500 | 23 months |
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Rate History: 1.00% → 3.00% |
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Citibank, National Association Fort Lee Branch |
2.90% | $0 | 5 months |
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Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% |
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Greentree Mews Branch
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2.75% | $2,500 | 11 months |
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Rate History: 4.00% → 3.50% → 3.25% → 3.00% → 2.75% |
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Vineland Lincoln Center Branch
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2.75% | $1,000 | 15 months |
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Rate History: 3.55% → 3.75% → 3.35% → 3.00% → 2.75% |
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Union-Center Branch
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2.75% | $500 | 23 months |
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Early withdrawal penalty is 180 days interest. |
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PNC Bank, National Association Market Street Branch |
2.60% | $1,000 | 61 months |
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Bogota Savings Bank Branch
|
2.50% | $1,000 | 6 months |
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Bank of America, National Association Parsippany Beverwyck Branch |
2.50% | $10,000 | 13 months |
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Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% |
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Greentree Mews Branch
|
2.50% | $2,500 | 23 months |
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Rate History: 3.00% → 2.85% → 3.25% → 2.80% → 2.50% |
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PNC Bank, National Association Market Street Branch |
2.40% | $1,000 | 37 months |
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Greentree Mews Branch
|
2.25% | $2,500 | 35 months |
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Rate History: 3.25% → 2.85% → 2.80% → 2.75% → 2.25% |
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PNC Bank, National Association Market Street Branch |
2.20% | $1,000 | 25 months |
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PNC Bank, National Association Market Street Branch |
2.00% | $1,000 | 13 months |
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Bogota Savings Bank Branch
|
2.00% | $150,000 | 17 months |
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Bank of America, National Association Parsippany Beverwyck Branch |
2.00% | $10,000 | 25 months |
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The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Greentree Mews Branch
|
2.00% | $2,500 | 59 months |
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Rate History: 3.00% → 2.75% → 2.65% → 2.70% → 2.00% |
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Ramsey Branch
|
1.45% | $500 | 12 months |
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Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% |
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JPMorgan Chase Bank, National Association Franklin Branch |
0.75% | $100,000 | 6 months |
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Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% |
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Ramsey Branch
|
0.45% | $500 | 18 months |
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Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% |
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