Best 4-Year CD Rates in Horizon City, Texas, TX

You are viewing rates from banks across Horizon City

Below are four-year CD Rates from banks in Texas . Four-Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Horizon City, TX - August 15, 2025

4 Year CD National Average : 0.82% ^?

Banks	APY	MIN	MILES ^?
Popular Direct	4.15%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 365 days interest. Rate History: 4.15% → 4.05% → 4.00% → 3.90% → 4.15%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
The MINT National Bank The Mint National Bank Branch	4.00%	$10,000	-	Learn More
Rate History: 4.00% → 3.70% → 4.00%
dennisphillipslee@gmail.com \| Jun 22, 2023 I have been with The Mint Ntl Bank for going on the 3rd yr. They have always taken care of my CD investment and changes that come after the maturity (yearly) date. I highly recommend them! Read More Reviews (1)
Harmony Bank Waxahachie Branch	3.95%	$1,000	-	Learn More Add Review
Merrick Bank	3.90%	$25,000	-	Learn More
Warning: Early Withdrawal Penalty is 2% of the account balance. Rate History: 4.10% → 4.00% → 3.85% → 4.05% → 3.90%
Frank M \| Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More Reviews (2)
Capital One, National Association Marshall Main Office Branch	3.50%	$0	-	Learn More
Rate History: 4.05% → 3.95% → 3.75% → 3.55% → 3.50%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Amerant Bank, Formerly Mercantil Bank Town & Country Bank Branch	3.50%	$500	-	Learn More
Rate History: 2.75% → 2.75% → 4.00% → 3.75% → 3.50%
Molddave \| Aug 30, 2023 Try to open account on line make you use PLAID to xfer money PLAID doesn't connect with many banks, Cannot do over phone. Discover, Penfed all ok this bank is useless. I had acct before still bad. Stay aw... Read More Reviews (2)
Beal Bank Beal Bank, Ssb Branch	3.45%	$1,000	-	Learn More Add Review
Rate History: 3.95% → 3.85% → 3.80% → 3.45%
Bank of Hope Dallas Branch	3.35% 0.35%	$250,000 $1,000	-	Learn More
Rate History: 3.55% → 3.45% → 3.65% → 3.35%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
T Bank, National Association T Bank, National Association Branch	3.35% 3.30%	$100,000 $500	-	Learn More Add Review
NexBank Nexbank, Ssb Branch	3.34%	$10,000	-	Learn More
Rate History: 4.45% → 3.34%
Ange \| Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More Reviews (2)
First Financial Bank, National Association First Financial Huntsville Branch	3.29%	$500	-	Learn More Add Review
Texas Bank Prosper Branch	3.04%	$500	-	Learn More Add Review
Rate History: 4.07% → 3.71% → 3.51% → 3.35% → 3.04%
Amarillo National Bank Amarillo National Bank Branch	3.00%	$1,000	-	Learn More Add Review
Vio Bank, A Division of MidFirst Bank	2.75%	$500	-	Learn More Add Review
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Citizens	2.75%	$5,000	-	Learn More Add Review
james \| Nov 18, 2023 bad bank hold your deposit over months without credit in your account, no interest, they don’t want pay you interest , they want your money with 0% interest. Read More
Charter Bank Charter Bank Branch	2.75%	$1,000	-	Learn More Add Review
Rate History: 3.00% → 2.75% → 2.65% → 2.75%
Zions Bank Dickinson Termini Branch	2.53%	$1,000	-	Learn More Add Review
Rate History: 3.05% → 2.53%
Citibank, National Association Las Colinas Employee Financial Cente Branch	2.00%	$0	-	Learn More
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
JPMorgan Chase Bank, National Association Richardson Branch	2.00%	$10,000	-	Learn More
Rate History: 2.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
BOKF, National Association Sherry Lane Corporate Offices Branch	1.55%	$100,000	-	Learn More
Aku \| May 29, 2020 Dua Read More Reviews (1)
Henderson Federal Savings Bank Henderson Federal Savings Bank Branch	1.51%	$100,000	-	Learn More Add Review
USAA Federal Savings Bank Usaa Federal Savings Bank Branch	1.50%	$1,000	-	Learn More
Rate History: 2.50% → 1.50%
RYAN S \| Nov 28, 2022 While USAA was at one point a great option for all your banking needs, the service has deteriorated so much that I'm currently in the process of changing banks after more than 2 decades. The final straw w... Read More Reviews (2)
Henderson Federal Savings Bank Henderson Federal Savings Bank Branch	1.41%	$10,000	-	Learn More Add Review
Central National Bank Central National Bank Branch	1.40%	$10,000	-	Learn More Add Review
The First National Bank of Moody The First National Bank Of Moody Branch	1.36%	$1,000	-	Learn More Add Review
Security Bank of Crawford Security Bank Of Crawford Branch	1.35%	$10,000	-	Learn More Add Review
Texana Bank, National Association Texana Bank, National Association Branch	1.35%	$10,000	-	Learn More
Steve \| Mar 19, 2021 ... Read More Reviews (2)
Crossroads Bank First State Bank Branch	1.31%	$100,000	-	Learn More Add Review
First State Bank of Bedias First State Bank Of Bedias Branch	1.31%	$100,000	-	Learn More Add Review
Woodforest National Bank 0108 Highlands Branch	1.30%	$500	-	Learn More
Rate History: 1.00% → 1.30% → 1.40% → 1.30%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
First State Bank First State Bank Branch	1.26%	$1,000	-	Learn More Add Review
UBank Huntington State Bank Branch	1.26%	$10,000	-	Learn More Add Review
Greater State Bank Greater State Bank Branch	1.26%	$100,000	-	Learn More Add Review
Fort Davis State Bank Fort Davis State Bank Branch	1.25%	$100,000	-	Learn More Add Review
Citizens State Bank Marlin Branch	1.24%	$1,000	-	Learn More Add Review
Sage Capital Bank, Sage Capital Bank, Branch	1.21%	$90,000	-	Learn More Add Review
Ciera Bank Ciera Bank Branch	1.21%	$10,000	-	Learn More Add Review
Cendera Bank, National Association Cendera Bank, National Association Branch	1.21%	$100,000	-	Learn More Add Review
First State Bank of Bedias First State Bank Of Bedias Branch	1.21%	$10,000	-	Learn More Add Review
Fort Davis State Bank Fort Davis State Bank Branch	1.20%	$1,000	-	Learn More Add Review
Crossroads Bank First State Bank Branch	1.20%	$10,000	-	Learn More Add Review
Fayette Savings Bank, SSB Fayette Savings Bank, Ssb Branch	1.20%	$10,000	-	Learn More Add Review
Kleberg Bank, N.A. Kleberg Bank, N.A. Branch	1.20%	$100,000	-	Learn More Add Review
Fayetteville Bank Fayetteville Bank Branch	1.16%	$100,000	-	Learn More Add Review
Industry State Bank New Ulm Branch	1.16%	$100,000	-	Learn More
Mike Smith \| Dec 1, 2020 This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More Reviews (1)
The First National Bank of Tom Bean The First National Bank Of Tom Bean Branch	1.16%	$10,000	-	Learn More
rhon1334 \| Aug 12, 2021 Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More Reviews (1)
Citizens State Bank Dawson Branch	1.16%	$100,000	-	Learn More
mdubois77077@yahoo.com \| May 3, 2016 Branchs locations, Houston, Tx. Read More Reviews (1)
The First National Bank of Bellville The First National Bank Of Bellville Branch	1.16%	$100,000	-	Learn More
Jon Davis \| Jun 25, 2016 Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More Reviews (2)
Bank of Brenham, National Association Bank Of Brenham, National Association Branch	1.16%	$100,000	-	Learn More
Bob Collier \| Dec 1, 2020 Worth the drive out to the country! Read More Reviews (4)
The First National Bank of Shiner The First National Bank Of Shiner Branch	1.16%	$100,000	-	Learn More Add Review
Cendera Bank, National Association Cendera Bank, National Association Branch	1.15%	$10,000	-	Learn More Add Review
First Guaranty Bank Mckinney Branch	1.15%	$10,000	-	Learn More Add Review
Farmers Bank & Trust Company Richmond Road Branch	1.15%	$10,000	-	Learn More Add Review
United Texas Bank United Texas Bank Branch	1.15%	$1,000	-	Learn More Add Review
Fannin Bank Fannin Bank Branch	1.15%	$10,000	-	Learn More Add Review
First Federal Community Bank, SSB First Federal Community Bank, Ssb Branch	1.15%	$10,000	-	Learn More Add Review
SouthStar Bank, S.S.B. Bremond Branch	1.15%	$100,000	-	Learn More Add Review
Round Top State Bank Eagle Bank Branch	1.15%	$10,000	-	Learn More Add Review
Kleberg Bank, N.A. Kleberg Bank, N.A. Branch	1.15%	$10,000	-	Learn More Add Review
POINTWEST BANK Pointwest Bank Branch	1.15%	$10,000	-	Learn More Add Review
State Bank of De Kalb State Bank Of De Kalb Branch	1.11%	$10,000	-	Learn More Add Review
Spring Hill State Bank Spring Hill State Bank Branch	1.11%	$100,000	-	Learn More Add Review
Bank 7 Dallas Branch	1.11%	$10,000	-	Learn More
Randall Stewart \| Mar 24, 2022 I visited this bank yesterday, 3/23 and this rate 0.85% was NOT offered. Read More Reviews (1)
Interstate Bank Interstate Bank, Ssb Branch	1.10%	$100,000	-	Learn More Add Review
First National Bank of Dublin First National Bank Of Dublin Branch	1.10%	$10,000	-	Learn More Add Review
Austin County State Bank Austin County State Bank Branch	1.10%	$100,000	-	Learn More Add Review
Schertz Bank & Trust Schertz Bank & Trust Branch	1.10%	$10,000	-	Learn More Add Review
TrustTexas Bank, SSB Trusttexas Bank, Ssb Branch	1.10%	$100,000	-	Learn More
CFO \| Oct 22, 2021 TrustTexas Bank was founded in 1921. Read More Reviews (2)
Fayetteville Bank Fayetteville Bank Branch	1.06%	$500	-	Learn More Add Review
Industry State Bank New Ulm Branch	1.06%	$10,000	-	Learn More
Mike Smith \| Dec 1, 2020 This Bank and Bank of Brenham were great to deal with. Just a little drive out to the country and definitely worth it. Read More Reviews (1)
Citizens State Bank Dawson Branch	1.06%	$10,000	-	Learn More
mdubois77077@yahoo.com \| May 3, 2016 Branchs locations, Houston, Tx. Read More Reviews (1)
The First National Bank of Bellville The First National Bank Of Bellville Branch	1.06%	$10,000	-	Learn More
Jon Davis \| Jun 25, 2016 Recommend this bank and Bank of Brenham! Friendly, helpful, and both have great rates! Read More Reviews (2)
Bank of Brenham, National Association Bank Of Brenham, National Association Branch	1.06%	$10,000	-	Learn More
Bob Collier \| Dec 1, 2020 Worth the drive out to the country! Read More Reviews (4)
The First National Bank of Shiner The First National Bank Of Shiner Branch	1.06%	$10,000	-	Learn More Add Review
The First National Bank of Hebbronville The First National Bank Of Hebbronvi Branch	1.06%	$100,000	-	Learn More Add Review
Commercial National Bank of Texarkana Commercial National Bank Of Texarkan Branch	1.05%	$10,000	-	Learn More Add Review
The Liberty National Bank in Paris The Liberty National Bank In Paris Branch	1.05%	$10,000	-	Learn More Add Review
Mineola Community Bank, S.S.B. Mineola Community Bank, S.S.b. Branch	1.05%	$10,000	-	Learn More
dwaters \| Feb 6, 2023 Lindale Community Bank with employees that care. Read More Reviews (1)
First National Bank of Bosque County First National Bank Of Bosque County Branch	1.05%	$10,000	-	Learn More Add Review
Austin County State Bank Austin County State Bank Branch	1.05%	$10,000	-	Learn More Add Review
TrustTexas Bank, SSB Trusttexas Bank, Ssb Branch	1.05%	$10,000	-	Learn More
CFO \| Oct 22, 2021 TrustTexas Bank was founded in 1921. Read More Reviews (2)
The First National Bank of Anderson The First National Bank Of Anderson Branch	1.01%	$100,000	-	Learn More Add Review
Spring Hill State Bank Spring Hill State Bank Branch	1.01%	$10,000	-	Learn More Add Review
Texas State Bank Texas State Bank Branch	1.00%	$100,000	-	Learn More Add Review
Western Bank Loraine Branch	1.00%	$10,000	-	Learn More Add Review
Interstate Bank Interstate Bank, Ssb Branch	1.00%	$10,000	-	Learn More Add Review
First National Bank First National Bank Branch	1.00%	$10,000	-	Learn More Add Review
Wallis Bank Wallis State Bank Branch	1.00%	$100,000	-	Learn More Add Review
Affiliated Bank, National Association Affiliated Bank Branch	1.00%	$10,000	-	Learn More
Rhepler \| Aug 4, 2022 Great CD rates & service Read More Reviews (1)
SouthStar Bank, S.S.B. Bremond Branch	1.00%	$1,000	-	Learn More Add Review
Citizens State Bank Citizens State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Texas First Bank Hull State Bank Branch	1.00%	$10,000	-	Learn More
utpara4 \| Jan 23, 2021 This is the WORST bank ever!! We had a substantial amount of money taken from our accounts. When we first discovered it, we immediately met with Sue Hearn, VP in The Woodlands. Her first reaction was to ... Read More Reviews (1)
Commerce Bank Texas Commerce Bank Texas Branch	1.00%	$10,000	-	Learn More Add Review
First State Bank of San Diego First State Bank Of San Diego Branch	1.00%	$100,000	-	Learn More Add Review
Greater State Bank Greater State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Community Bank & Trust, Waco, Texas Community Bank & Trust, Waco, Texas Branch	1.00%	$10,000	-	Learn More Add Review
Southwestern National Bank Southwestern National Bank Branch	0.98%	$100,000	-	Learn More Add Review
Sage Capital Bank, Sage Capital Bank, Branch	0.95%	$500	-	Learn More Add Review
The Waggoner National Bank of Vernon The Waggoner National Bank Of Vernon Branch	0.95%	$10,000	-	Learn More Add Review
The Bank and Trust, S.S.B. The Bank And Trust, S.S.b. Branch	0.95%	$100,000	-	Learn More Add Review
First Security State Bank First Security State Bank Branch	0.95%	$10,000	-	Learn More Add Review
CapTex Bank, National Association The First National Bank Of Trenton Branch	0.95%	$10,000	-	Learn More Add Review
Wallis Bank Wallis State Bank Branch	0.95%	$10,000	-	Learn More Add Review
Citizens 1st Bank Citizens 1st Bank Branch	0.95%	$10,000	-	Learn More Add Review
First State Bank and Trust Company First State Bank And Trust Company Branch	0.95%	$100,000	-	Learn More Add Review
The Bank and Trust, S.S.B. The Bank And Trust, S.S.b. Branch	0.90%	$500	-	Learn More Add Review
Crowell State Bank Crowell State Bank Branch	0.90%	$10,000	-	Learn More Add Review
Extraco Banks, National Association Gatesville Branch	0.90%	$10,000	-	Learn More Add Review
Peoples State Bank of Hallettsville Peoples State Bank Of Hallettsville Branch	0.90%	$100,000	-	Learn More Add Review
Rio Bank Rio Bank Branch	0.87%	$2,500	-	Learn More Add Review
Texas National Bank Texas National Bank Branch	0.87%	$100,000	-	Learn More Add Review
Bank of South Texas Bank Of South Texas Kingsville Branc Branch	0.85%	$10,000	-	Learn More Add Review
American National Bank & Trust The First National Bank Of Chillicot Branch	0.85%	$10,000	-	Learn More Add Review
The Jacksboro National Bank The Jacksboro National Bank Branch	0.85%	$100,000	-	Learn More Add Review
The First National Bank in Cooper The First National Bank In Cooper Branch	0.85%	$10,000	-	Learn More Add Review
Farmers State Bank Wortham Branch	0.85%	$10,000	-	Learn More Add Review
Incommons Bank, N.A. Incommons Bank, N.A. Branch	0.85%	$1,000	-	Learn More Add Review
Shelby Savings Bank, SSB Shelby Savings Bank, Ssb Branch	0.85%	$100,000	-	Learn More Add Review
First State Bank and Trust Company First State Bank And Trust Company Branch	0.85%	$10,000	-	Learn More Add Review
The First National Bank of Livingston The First National Bank Of Livingsto Branch	0.85%	$100,000	-	Learn More
Cindy \| Mar 6, 2021 You guys have four “ Lobby Open “ signs outside on each corner of the bank .I’m new and do not know your lobby hours yet so I depended on the four “ Lobby Open “signs . I was dropped off there i... Read More Reviews (1)
The First National Bank of Hebbronville The First National Bank Of Hebbronvi Branch	0.85%	$10,000	-	Learn More Add Review
Southwestern National Bank Southwestern National Bank Branch	0.83%	$10,000	-	Learn More Add Review
FirstBank Southwest Hereford Branch	0.80%	$100,000	-	Learn More Add Review
First United Bank First United Bank Lamesa Branch	0.80%	$100,000	-	Learn More Add Review
HomeBank Texas Homebank Texas Branch	0.80%	$10,000	-	Learn More Add Review
Bank of DeSoto, National Association Bank Of Desoto, National Association Branch	0.80%	$10,000	-	Learn More
Splashgirl1961@gmail.com \| Jan 8, 2024 Awful, rude unprofessional! Beware Read More Reviews (1)
Texas Heritage National Bank Texas Heritage National Bank Branch	0.80%	$10,000	-	Learn More Add Review
First Savings Bank El Paso Mesa Branch	0.80%	$10,000	-	Learn More
dionpayne \| Jun 28, 2017 showmefivethousanddollars Read More Reviews (1)
Citizens National Bank at Brownwood Citizens National Bank At Brownwood Branch	0.80%	$10,000	-	Learn More Add Review
First National Bank of Huntsville First National Bank Of Huntsville Branch	0.80%	$100,000	-	Learn More Add Review
The First National Bank of Livingston The First National Bank Of Livingsto Branch	0.80%	$10,000	-	Learn More
Cindy \| Mar 6, 2021 You guys have four “ Lobby Open “ signs outside on each corner of the bank .I’m new and do not know your lobby hours yet so I depended on the four “ Lobby Open “signs . I was dropped off there i... Read More Reviews (1)
Texas Regional Bank Blanco Branch	0.80%	$100,000	-	Learn More
FEE free now \| Sep 3, 2021 I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More Reviews (2)
The Buckholts State Bank The Buckholts State Bank Branch	0.80%	$100,000	-	Learn More Add Review
Peoples State Bank of Hallettsville Peoples State Bank Of Hallettsville Branch	0.80%	$10,000	-	Learn More Add Review
Texas National Bank Texas National Bank Branch	0.77%	$1,000	-	Learn More Add Review
Alliance Bank Wolfe City Office Branch	0.75%	$1,000	-	Learn More Add Review
Texas State Bank Texas State Bank Branch	0.75%	$1,000	-	Learn More Add Review
Muenster State Bank Muenster State Bank Branch	0.75%	$1,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.75%	$10,000	-	Learn More Add Review
Legend Bank, N.A. Alvord Branch	0.75%	$1,000	-	Learn More Add Review
The Jacksboro National Bank The Jacksboro National Bank Branch	0.75%	$10,000	-	Learn More Add Review
First Texoma National Bank Post Oak Crossing Branch	0.75%	$10,000	-	Learn More Add Review
International Bank of Commerce 3800 Maple Avenue Branch	0.75%	$100,000	-	Learn More Add Review
The City National Bank of Sulphur Springs First National Bank Of Mineola Branc Branch	0.75%	$10,000	-	Learn More Add Review
The First National Bank of Winnsboro The First National Bank Of Winnsboro Branch	0.75%	$10,000	-	Learn More Add Review
International Bank of Commerce Sinton Branch	0.75%	$100,000	-	Learn More Add Review
Texas Regional Bank Blanco Branch	0.75%	$10,000	-	Learn More
FEE free now \| Sep 3, 2021 I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More Reviews (2)
First State Bank of San Diego First State Bank Of San Diego Branch	0.75%	$10,000	-	Learn More Add Review
Commerce Bank Commerce Bank Branch	0.75%	$100,000	-	Learn More Add Review
International Bank of Commerce International Bank Of Commerce Branch	0.75%	$100,000	-	Learn More Add Review
International Bank of Commerce 4520 East 14th Street Branch	0.75%	$100,000	-	Learn More Add Review
The First National Bank of Evant The First National Bank Of Evant Branch	0.70%	$10,000	-	Learn More Add Review
City Bank Levelland Branch	0.70%	$10,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.70%	$5,000	-	Learn More Add Review
First United Bank First United Bank Lamesa Branch	0.70%	$10,000	-	Learn More Add Review
Prosperity Bank Mathis Branch	0.70%	$10,000	-	Learn More
Jettdawg \| Feb 17, 2022 Worst bank ever. Buying everyone and screwing them up. Read More Reviews (6)
NBH Bank Dallas-Mckinney Branch	0.70%	$10,000	-	Learn More Add Review
The American National Bank of Mount Pleasant The American National Bank Of Mount Branch	0.70%	$10,000	-	Learn More Add Review
The Pecos County State Bank Sanderson Bank, Branch Of Pecos County State Bank	0.70%	$100,000	-	Learn More Add Review
Farmers State Bank Carthage Branch	0.70%	$10,000	-	Learn More Add Review
Guadalupe Bank Guadalupe National Bank Branch	0.70%	$10,000	-	Learn More
carfuss2000 \| Mar 10, 2021 when and what is cost Read More Reviews (2)
Allegiance Bank Gulf Freeway Branch	0.70%	$10,000	-	Learn More
Looking \| Sep 7, 2023 Went to Stellar bank off Bay Area yesterday 8/6/23. I was 1 minute late, but a gentleman let me in and instructed me to a lady to my left. Unfortunately, the ONLY words to me that she said was "just to let... Read More Reviews (1)
First Community Bank First Community Bank Branch	0.65%	$1,000	-	Learn More Add Review
Bank of the West Bank Of The West Branch	0.65%	$10,000	-	Learn More Add Review
Texas Bank and Trust Company Texas Bank And Trust Company Branch	0.65%	$10,000	-	Learn More Add Review
Pegasus Bank Pegasus Bank Branch	0.65%	$100,000	-	Learn More
Peggy Sterioti \| Jan 26, 2022 You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More Reviews (1)
COMMONWEALTH BUSINESS BANK Dallas Branch	0.65%	$10,000	-	Learn More
RHG \| Jan 29, 2019 The Bank does not have this product. Read More Reviews (1)
First Command Bank First Command Bank Branch	0.65%	$10,000	-	Learn More Add Review
Cypress Bank, SSB 801 N Jefferson Branch	0.65%	$10,000	-	Learn More Add Review
Shelby Savings Bank, SSB Shelby Savings Bank, Ssb Branch	0.65%	$10,000	-	Learn More Add Review
The Buckholts State Bank The Buckholts State Bank Branch	0.65%	$10,000	-	Learn More Add Review
Lone Star Bank Lone Star Bank Branch	0.61%	$1,000	-	Learn More
hi \| May 21, 2021 this bank is pooooooooooooooooooop Read More Reviews (1)
Liberty Capital Bank Liberty Capital Bank Branch	0.60%	$10,000	-	Learn More
elizabethcoker22@gmail.com \| Mar 6, 2021 My family lives in Texas wanted to open and account with liberty bank Texas is name on Instagram is @obilo 10 10 u refuse him and stole his information cause he is black .plsss get it check out thank u Read More Reviews (1)
Hanmi Bank Garland Branch	0.60%	$100,000	-	Learn More Add Review
FirstBank Southwest Hereford Branch	0.60%	$10,000	-	Learn More Add Review
Peoples Bank Peoples Bank Branch	0.60%	$10,000	-	Learn More Add Review
Community National Bank & Trust of Texas First National Bank Branch	0.60%	$10,000	-	Learn More Add Review
The First National Bank of Tom Bean The First National Bank Of Tom Bean Branch	0.60%	$10,000	-	Learn More
rhon1334 \| Aug 12, 2021 Will not protect their customers against fraudulent debit card charges. Out hundreds of dollars due to multiple fraudulent charges, and they keep allowing same charges. RUN! Read More Reviews (1)
Commercial Bank of Texas, National Association Commercial Bank Of Texas, National Association Branch	0.60%	$10,000	-	Learn More Add Review
Great Southern Bank Great Southern Bank Branch	0.60%	$250	-	Learn More Add Review
Vantage Bank Texas Vantage Bank Texas Branch	0.60%	$10,000	-	Learn More
charles gregory \| Dec 14, 2018 I stayed with Vantage bank when they merged with DHanis bank because of the excellent service there . That remained excellent till you change the ability to deal locally. At the beginning of this review I ... Read More Reviews (1)
Armed Forces Bank, National Association Armed Forces Bank, National Association Branch	0.60%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
The Pecos County State Bank Sanderson Bank, Branch Of Pecos County State Bank	0.60%	$10,000	-	Learn More Add Review
Castroville State Bank Castroville State Bank Branch	0.60%	$100,000	-	Learn More Add Review
First-Lockhart National Bank First-Lockhart National Bank Branch	0.60%	$100,000	-	Learn More Add Review
Texas Gulf Bank, National Association Texas Gulf Bank, National Association Branch	0.60%	$10,000	-	Learn More Add Review
The First State Bank Sweeny Branch	0.60%	$10,000	-	Learn More Add Review
Hanmi Bank Garland Branch	0.55%	$10,000	-	Learn More Add Review
Pilgrim Bank Iowa Park Branch	0.55%	$1,000	-	Learn More Add Review
PlainsCapital Bank First National Bank Branch - Edinbur	0.55%	$10,000	-	Learn More Add Review
Guaranty Bank & Trust, N.A. Guaranty Bank & Trust, N.A. Branch	0.55%	$10,000	-	Learn More Add Review
MCBank Mills County State Bank Hico Branch	0.55%	$100,000	-	Learn More Add Review
First National Bank of Burleson First National Bank Of Burleson Branch	0.55%	$10,000	-	Learn More Add Review
Llano National Bank Llano National Bank Branch	0.55%	$2,500	-	Learn More Add Review
Lone Star National Bank Lone Star National Bank Branch	0.55%	$1,000	-	Learn More
RICSHA \| Sep 8, 2021 Just moved to south Texas from Oregon, and needed to open a local checking account. I liked the name, Lone Star National Bank so decided to give them a try; and am so glad that I did. Went to the lobby b... Read More Reviews (7)
Capital Bank Capital Bank Branch	0.55%	$100,000	-	Learn More Add Review
The Hondo National Bank The Hondo National Bank Branch	0.50%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.50%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
First National Bank of Lake Jackson First National Bank Of Lake Jackson Branch	0.50%	$10,000	-	Learn More Add Review
First State Bank First State Bank Branch	0.50%	$10,000	-	Learn More Add Review
The First Bank of Celeste The First Bank Of Celeste Branch	0.50%	$10,000	-	Learn More Add Review
Pinnacle Bank Pinnacle Bank Branch	0.50%	$10,000	-	Learn More Add Review
West Texas National Bank Pecos Branch	0.50%	$1,000	-	Learn More Add Review
InterBank Waxahachie Branch	0.50%	$10,000	-	Learn More
Ernie Bramlett \| Sep 30, 2015 Stephenville,Tx branch is very professional, helpful and possibly the best bank I have encountered. If you move to this region, consider this institution. You will be pleasantly satisfied. I in no way... Read More Reviews (1)
First Capital Bank First Capital Bank Branch	0.50%	$10,000	-	Learn More Add Review
American Momentum Bank Graham Road Branch	0.50%	$10,000	-	Learn More Add Review
Texas Bank Bangs Banking Branch	0.50%	$100,000	-	Learn More Add Review
International Bank of Commerce 3800 Maple Avenue Branch	0.50%	$10,000	-	Learn More Add Review
MCBank Mills County State Bank Hico Branch	0.50%	$10,000	-	Learn More Add Review
First National Bank of Huntsville First National Bank Of Huntsville Branch	0.50%	$10,000	-	Learn More Add Review
International Bank of Commerce Sinton Branch	0.50%	$10,000	-	Learn More Add Review
First-Lockhart National Bank First-Lockhart National Bank Branch	0.50%	$10,000	-	Learn More Add Review
Commerce Bank Commerce Bank Branch	0.50%	$10,000	-	Learn More Add Review
International Bank of Commerce International Bank Of Commerce Branch	0.50%	$10,000	-	Learn More Add Review
International Bank of Commerce 4520 East 14th Street Branch	0.50%	$10,000	-	Learn More Add Review
Pegasus Bank Pegasus Bank Branch	0.49%	$10,000	-	Learn More
Peggy Sterioti \| Jan 26, 2022 You all Have Been Taking Peggy Wood Sterioti's Money for years . 2007-2022 Read More Reviews (1)
American State Bank American State Bank Branch	0.45%	$10,000	-	Learn More Add Review
Castroville State Bank Castroville State Bank Branch	0.45%	$10,000	-	Learn More Add Review
Capital Bank Capital Bank Branch	0.45%	$10,000	-	Learn More Add Review
Transpecos Banks, SSB Transpecos Banks, Ssb Branch	0.43%	$10,000	-	Learn More Add Review
Cathay Bank Houston Branch	0.40%	$50,000	-	Learn More Add Review
Capital Bank of Texas Crystal City Branch	0.40%	$1,000	-	Learn More Add Review
WestStar Bank Fabens Branch	0.40%	$100,000	-	Learn More Add Review
Titan Bank, N.A. Titan Bank, N.A. Branch	0.40%	$10,000	-	Learn More
homegirl \| Aug 7, 2021 Worst banking institution I have ever dealt with. Three months to provide payment coupons and return envelopes. Into second year of erroneously instituted property tax and insurance coverage escrow failur... Read More Reviews (6)
Texas Bank Bangs Banking Branch	0.40%	$10,000	-	Learn More Add Review
The American National Bank of Texas Allen Branch	0.40%	$10,000	-	Learn More Add Review
Veritex Community Bank Hurst Branch	0.40%	$10,000	-	Learn More Add Review
The Roscoe State Bank The Roscoe State Bank Branch	0.40%	$10,000	-	Learn More Add Review
First State Bank of Uvalde First State Bank Of Uvalde Branch	0.40%	$10,000	-	Learn More Add Review
NewFirst National Bank Wharton Branch	0.40%	$10,000	-	Learn More Add Review
The First National Bank of Hughes Springs Atlanta Branch	0.35%	$10,000	-	Learn More Add Review
WestStar Bank Fabens Branch	0.35%	$2,500	-	Learn More Add Review
Metro City Bank Dallas Branch	0.33%	$1,000	-	Learn More
thedon \| Mar 29, 2020 have been waiting 8 weeks - yes 8 weeks for a closing date from this bank ..... they keep giving flimsy excuses requesting insignificant and unnecessary paperwork from us ( the seller ) the buyers who know... Read More Reviews (1)
SNB Bank, National Association Snb Bank Na-Booker Branch	0.31%	$10,000	-	Learn More Add Review
UMB Bank, National Association Fort Worth Branch	0.30%	$10,000	-	Learn More
RS \| Jun 1, 2020 UMB does not honor the rate posted here! Read More Reviews (2)
The National Bank of Texas at Fort Worth The National Bank Of Texas At Fort W Branch	0.30%	$10,000	-	Learn More Add Review
Broadway National Bank Broadway National Bank Branch	0.30%	$10,000	-	Learn More
Traci Mitchell \| Jul 3, 2024 have been a customer of Broadway National Bank's Wealth Management Division for over 30 years (since 1990), but my recent experiences have been deeply troubling. Following the retirement of my previous tru... Read More Reviews (1)
Washington Federal Bank Midtown Branch	0.25%	$1,000	-	Learn More
jim \| Sep 28, 2016 After looking around, looks like AlaskaUSA has the better current rate of 2 percent for 5 years. A little more can be obtained at Discover/AAA for a 10 year CD. Read More Reviews (2)
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
First United Bank and Trust Company Bonham Branch	0.25%	$10,000	-	Learn More Add Review
Origin Bank Preston Banking Center Branch	0.25%	$10,000	-	Learn More
Ralph \| Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More Reviews (1)
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
East West Bank Industrial Branch	0.20%	$10,000	-	Learn More
Bauhinia C \| Mar 15, 2023 Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More Reviews (2)
First State Bank First State Bank Branch	0.20%	$10,000	-	Learn More Add Review
First-Citizens Bank & Trust Company Congress Avenue Branch	0.15%	$500	-	Learn More
MrBond \| Feb 25, 2023 I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More Reviews (3)
Comerica Bank Comerica Bank Branch	0.15%	$1	-	Learn More
Cory,Baldwin \| Oct 18, 2016 IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More Reviews (1)
The Brenham National Bank The Brenham National Bank Branch	0.15%	$10,000	-	Learn More Add Review
U.S. Bank National Association Dallas Parkway Branch	0.15%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
First Horizon Bank Houston Galleria Branch	0.10%	$1,000	-	Learn More
D R Lineberger \| Dec 30, 2018 Garden14 Read More Reviews (1)
Anthem Bank & Trust Granite Shoals Branch	0.10%	$10,000	-	Learn More Add Review
Citizens Bank Yorktown Branch	0.06%	$1,000	-	Learn More Add Review
Regions Bank Atlanta Main Branch	0.05% 0.01%	$2,501 $2,500	-	Learn More Add Review
Rate History: 0.03% → 0.05%
Bank of America, National Association Forney Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Citizens National Bank of Texas Citizens National Bank Of Texas Branch	0.00%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
The MINT National Bank The Mint National Bank Branch	1213 Kingwood Drive	Kingwood	TX
Harmony Bank Waxahachie Branch	104 Broadhead Road	Waxahachie	TX
Capital One, National Association Marshall Main Office Branch	100 North Bolivar Street	Marshall	TX
Amerant Bank, Formerly Mercantil Bank Town & Country Bank Branch	750 Town And Country Boulevard, Suite 100	Houston	TX
Monet Bank Beal Bank, Ssb Branch	6000 Legacy Drive	Plano	TX
Bank of Hope Dallas Branch	2237 Royal Ln	Dallas	TX
T Bank, National Association T Bank, National Association Branch	16200 Dallas Parkway, Suite 190	Dallas	TX
NexBank Nexbank, Ssb Branch	2515 Mckinney Ave, Suite 1100	Dallas	TX
T Bank, National Association T Bank, National Association Branch	16200 Dallas Parkway, Suite 190	Dallas	TX
First Financial Bank First Financial Huntsville Branch	33 Highway 75 North	Huntsville	TX
Texas Bank Prosper Branch	805 East 1st Street	Prosper	TX
Amarillo National Bank Amarillo National Bank Branch	410 S Taylor	Amarillo	TX
Charter Bank Charter Bank Branch	10502 Leopard Street	Corpus Christi	TX
Zions Bank Dickinson Termini Branch	3911 Hwy 3	Dickinson	TX
Citibank, National Association Las Colinas Employee Financial Cente Branch	6460 Colinas Boulevard	Irving	TX
JPMorgan Chase Bank, National Association Richardson Branch	100 North Central Expressway	Richardson	TX
BOKF, National Association Sherry Lane Corporate Offices Branch	5956 Sherry Ln., Ste 1100	Dallas	TX
Henderson Federal Savings Bank Henderson Federal Savings Bank Branch	130 North Marshall Street	Henderson	TX
USAA Federal Savings Bank Usaa Federal Savings Bank Branch	10750 Mcdermott Freeway	San Antonio	TX
Henderson Federal Savings Bank Henderson Federal Savings Bank Branch	130 North Marshall Street	Henderson	TX
Central National Bank Central National Bank Branch	8320 West Highway 84	Waco	TX
The First National Bank of Moody The First National Bank Of Moody Branch	101 7th St	Moody	TX
Security Bank of Texas Security Bank Of Crawford Branch	6688 N Lone Star Parkway	Crawford	TX
Texana Bank, National Association Texana Bank, National Association Branch	E Rush Street	Linden	TX
Crossroads Bank First State Bank Branch	406 West Grand Avenue	Yoakum	TX
First State Bank of Bedias First State Bank Of Bedias Branch	Main And Highway 90	Bedias	TX
Woodforest National Bank 0108 Highlands Branch	420 South Main Street	Highlands	TX
First State Bank First State Bank Branch	1526 Fourth Street	Graham	TX
UBank Huntington State Bank Branch	208 Hwy 69 South	Huntington	TX
Greater State Bank Greater State Bank Branch	3300 North 10th Street	Mcallen	TX
Maverick Bank Fort Davis State Bank Branch	100 North State Street	Fort Davis	TX
Citizens State Bank Marlin Branch	101 Live Oak Street	Marlin	TX
Sage Capital Bank, Sage Capital Bank, Branch	1606 North Sarah Dewitt Drive	Gonzales	TX
Ciera Bank Ciera Bank Branch	623 Elm Street	Graham	TX
Cendera Bank, National Association Cendera Bank, National Association Branch	615 E. Bells Blvd	Bells	TX
First State Bank of Bedias First State Bank Of Bedias Branch	Main And Highway 90	Bedias	TX
Maverick Bank Fort Davis State Bank Branch	100 North State Street	Fort Davis	TX
Crossroads Bank First State Bank Branch	406 West Grand Avenue	Yoakum	TX
Fayette Savings Bank, SSB Fayette Savings Bank, Ssb Branch	111 East Travis	La Grange	TX
Kleberg Bank, N.A. Kleberg Bank, N.A. Branch	100 East Kleberg Avenue	Kingsville	TX
Fayetteville Bank Fayetteville Bank Branch	107 West Fayette Street	Fayetteville	TX
Industry State Bank New Ulm Branch	1210 Fm 109	New Ulm	TX
The First National Bank of Tom Bean The First National Bank Of Tom Bean Branch	109 S Britton St	Tom Bean	TX
Citizens State Bank Dawson Branch	109 N Main Street	Dawson	TX
The First National Bank of Bellville The First National Bank Of Bellville Branch	100 East Main Street	Bellville	TX
Bank of Brenham, National Association Bank Of Brenham, National Association Branch	501 South Austin Street	Brenham	TX
The First National Bank of Shiner The First National Bank Of Shiner Branch	103 West 7th Street	Shiner	TX
Cendera Bank, National Association Cendera Bank, National Association Branch	615 E. Bells Blvd	Bells	TX
First Guaranty Bank Mckinney Branch	8951 Synergy Dr., Suite 100	Mckinney	TX
Farmers Bank & Trust Company Richmond Road Branch	3625 Richmond Road	Texarkana	TX
United Texas Bank United Texas Bank Branch	13101 Preston Road, Suite 100	Dallas	TX
Fannin Bank Fannin Bank Branch	230 East 3rd Street	Bonham	TX
First Federal Community Bank, SSB First Federal Community Bank, Ssb Branch	630 Clarksville St	Paris	TX
SouthStar Bank, S.S.B. Bremond Branch	109 Commerce Street	Bremond	TX
Round Top State Bank Eagle Bank Branch	121 N 5th Street	Jarrell	TX
Kleberg Bank, N.A. Kleberg Bank, N.A. Branch	100 East Kleberg Avenue	Kingsville	TX
POINTWEST BANK Pointwest Bank Branch	200 West Oak Street	West	TX
State Bank of De Kalb State Bank Of De Kalb Branch	102 S.W. Runnels Street	De Kalb	TX
Spring Hill State Bank Spring Hill State Bank Branch	3700 Gilmer Road	Longview	TX
Bank 7 Dallas Branch	5080 Spectrum Drive, Ste. 123w	Addison	TX
Interstate Bank Interstate Bank, Ssb Branch	301 South Main Street	Perryton	TX
First National Bank of Dublin First National Bank Of Dublin Branch	825 North Patrick Street	Dublin	TX
Austin County State Bank Austin County State Bank Branch	436 South Front Street	Bellville	TX
Schertz Bank & Trust Schertz Bank & Trust Branch	519 Main Street	Schertz	TX
TrustTexas Bank, SSB Trusttexas Bank, Ssb Branch	121 East Courthouse	Cuero	TX
Fayetteville Bank Fayetteville Bank Branch	107 West Fayette Street	Fayetteville	TX
Industry State Bank New Ulm Branch	1210 Fm 109	New Ulm	TX
Citizens State Bank Dawson Branch	109 N Main Street	Dawson	TX
The First National Bank of Bellville The First National Bank Of Bellville Branch	100 East Main Street	Bellville	TX
Bank of Brenham, National Association Bank Of Brenham, National Association Branch	501 South Austin Street	Brenham	TX
The First National Bank of Shiner The First National Bank Of Shiner Branch	103 West 7th Street	Shiner	TX
The First National Bank of Hebbronville The First National Bank Of Hebbronvi Branch	305 North Smith Street	Hebbronville	TX
Commercial National Bank of Texarkana Commercial National Bank Of Texarkan Branch	5515 Summerhill Road	Texarkana	TX
The Liberty National Bank in Paris The Liberty National Bank In Paris Branch	305 Lamar Avenue	Paris	TX
Broadstreet Bank S S B Mineola Community Bank, S.S.b. Branch	215 West Broad	Mineola	TX
First National Bank of Bosque County First National Bank Of Bosque County Branch	418 Avenue C	Valley Mills	TX
Austin County State Bank Austin County State Bank Branch	436 South Front Street	Bellville	TX
TrustTexas Bank, SSB Trusttexas Bank, Ssb Branch	121 East Courthouse	Cuero	TX
The First National Bank of Anderson The First National Bank Of Anderson Branch	1071 Hwy 90 South	Anderson	TX
Spring Hill State Bank Spring Hill State Bank Branch	3700 Gilmer Road	Longview	TX
Texas State Bank Texas State Bank Branch	2201 Sherwood Way	San Angelo	TX
Western Bank Loraine Branch	100 S Main Street	Loraine	TX
Interstate Bank Interstate Bank, Ssb Branch	301 South Main Street	Perryton	TX
First National Bank First National Bank Branch	3801 Fairway Boulevard	Wichita Falls	TX
Wallis Bank Wallis State Bank Branch	6510 Railroad Street	Wallis	TX
Susser Bank Affiliated Bank Branch	500 Harwood Rd.	Bedford	TX
SouthStar Bank, S.S.B. Bremond Branch	109 Commerce Street	Bremond	TX
Citizens State Bank Citizens State Bank Branch	155 Eighth Street	Somerville	TX
Texas First Bank Hull State Bank Branch	100 Walnut Ln	Hull	TX
Commerce Bank Texas Commerce Bank Texas Branch	112 West Fordtran Drive	Stockdale	TX
First State Bank of San Diego First State Bank Of San Diego Branch	209 E Gravis St	San Diego	TX
Greater State Bank Greater State Bank Branch	3300 North 10th Street	Mcallen	TX
Community Bank & Trust, Waco, Texas Community Bank & Trust, Waco, Texas Branch	1800 Washington Avenue	Waco	TX
Southwestern National Bank Southwestern National Bank Branch	6901 Corporate Drive	Houston	TX
Sage Capital Bank, Sage Capital Bank, Branch	1606 North Sarah Dewitt Drive	Gonzales	TX
The Waggoner National Bank of Vernon The Waggoner National Bank Of Vernon Branch	1818 Texas Street	Vernon	TX
The Bank and Trust, S.S.B. The Bank And Trust, S.S.b. Branch	1200 Avenue F	Del Rio	TX
First Security State Bank First Security State Bank Branch	303 Third Street	Cranfills Gap	TX
CapTex Bank The First National Bank Of Trenton Branch	106 Hamilton Square	Trenton	TX
Wallis Bank Wallis State Bank Branch	6510 Railroad Street	Wallis	TX
Citizens 1st Bank Citizens 1st Bank Branch	2001 East Southeast Loop 323	Tyler	TX
First State Bank and Trust Company First State Bank And Trust Company Branch	110 West Panola Street	Carthage	TX
The Bank and Trust, S.S.B. The Bank And Trust, S.S.b. Branch	1200 Avenue F	Del Rio	TX
Crowell State Bank Crowell State Bank Branch	100 East Commerce St.	Crowell	TX
Extraco Banks, National Association Gatesville Branch	800 East Main Street	Gatesville	TX
Peoples State Bank of Hallettsville Peoples State Bank Of Hallettsville Branch	116 East Third Street	Hallettsville	TX
Rio Bank Rio Bank Branch	1655 North 23rd Street	Mcallen	TX
Texas National Bank Texas National Bank Branch	201 S. Texas	Mercedes	TX
Bank of South Texas Bank Of South Texas Kingsville Branc Branch	300 East King Street	Kingsville	TX
American National Bank & Trust The First National Bank Of Chillicot Branch	200 Avenue H	Chillicothe	TX
The Jacksboro National Bank The Jacksboro National Bank Branch	910 N Main Street	Jacksboro	TX
The First National Bank in Cooper The First National Bank In Cooper Branch	11 West Side Square	Cooper	TX
Farmers State Bank Wortham Branch	110 West Main Avenue	Wortham	TX
Incommons Bank, N.A. Incommons Bank, N.A. Branch	301 East Commerce Street	Mexia	TX
Shelby Savings Bank, SSB Shelby Savings Bank, Ssb Branch	111 Selma Street	Center	TX
First State Bank and Trust Company First State Bank And Trust Company Branch	110 West Panola Street	Carthage	TX
The First National Bank of Livingston The First National Bank Of Livingsto Branch	2121 Highway 190 West	Livingston	TX
The First National Bank of Hebbronville The First National Bank Of Hebbronvi Branch	305 North Smith Street	Hebbronville	TX
Southwestern National Bank Southwestern National Bank Branch	6901 Corporate Drive	Houston	TX
FirstBank Southwest Hereford Branch	300 North Main Street	Hereford	TX
First United Bank First United Bank Lamesa Branch	601 North First Street	Lamesa	TX
HomeBank Texas Homebank Texas Branch	601 North Highway 175	Seagoville	TX
Bank of DeSoto, National Association Bank Of Desoto, National Association Branch	2011 North Hampton Road	De Soto	TX
Texas Heritage National Bank Texas Heritage National Bank Branch	107 Webb Street	Daingerfield	TX
First Savings Bank El Paso Mesa Branch	909 North Mesa	El Paso	TX
Citizens National Bank at Brownwood Citizens National Bank At Brownwood Branch	1 Carnegie	Brownwood	TX
First National Bank of Huntsville First National Bank Of Huntsville Branch	1300 Eleventh Street	Huntsville	TX
The First National Bank of Livingston The First National Bank Of Livingsto Branch	2121 Highway 190 West	Livingston	TX
Texas Regional Bank Blanco Branch	416 4th Street	Blanco	TX
The Buckholts State Bank The Buckholts State Bank Branch	100 North Fourth Street	Buckholts	TX
Peoples State Bank of Hallettsville Peoples State Bank Of Hallettsville Branch	116 East Third Street	Hallettsville	TX
Texas National Bank Texas National Bank Branch	201 S. Texas	Mercedes	TX
Alliance Bank Wolfe City Office Branch	101 East Main	Wolfe City	TX
Texas State Bank Texas State Bank Branch	2201 Sherwood Way	San Angelo	TX
Muenster State Bank Muenster State Bank Branch	201 North Main Street	Muenster	TX
First State Bank First State Bank Branch	801 East California Street	Gainesville	TX
Legend Bank, N.A. Alvord Branch	110 Franklin Street	Alvord	TX
The Jacksboro National Bank The Jacksboro National Bank Branch	910 N Main Street	Jacksboro	TX
First Texoma National Bank Post Oak Crossing Branch	3401 Highway 1417	Sherman	TX
International Bank of Commerce 3800 Maple Avenue Branch	3800 Maple Ave.	Dallas	TX
The City National Bank of Sulphur Springs First National Bank Of Mineola Branc Branch	200 North Pacific Street	Mineola	TX
The First National Bank of Winnsboro The First National Bank Of Winnsboro Branch	315 North Main Street	Winnsboro	TX
International Bank of Commerce Sinton Branch	301 West Sinton Street	Sinton	TX
Texas Regional Bank Blanco Branch	416 4th Street	Blanco	TX
First State Bank of San Diego First State Bank Of San Diego Branch	209 E Gravis St	San Diego	TX
Commerce Bank Commerce Bank Branch	5800 San Dario	Laredo	TX
International Bank of Commerce International Bank Of Commerce Branch	908 N, Us Hwy 83,	Zapata	TX
International Bank of Commerce 4520 East 14th Street Branch	4520 East 14th Street	Brownsville	TX
The First National Bank of Evant The First National Bank Of Evant Branch	115 N Memory Drive	Evant	TX
City Bank Levelland Branch	600 College Avenue	Levelland	TX
First State Bank First State Bank Branch	200 N. Brazosport Blvd.	Clute	TX
First United Bank First United Bank Lamesa Branch	601 North First Street	Lamesa	TX
Prosperity Bank Mathis Branch	103 North Highway 359	Mathis	TX
NBH Bank Dallas-Mckinney Branch	3102 Maple Ave	Dallas	TX
The American National Bank of Mount Pleasant The American National Bank Of Mount Branch	301 South Madison Avenue	Mount Pleasant	TX
The Pecos County State Bank Sanderson Bank, Branch Of Pecos County State Bank	216 West Oak Street	Sanderson	TX
Farmers State Bank Carthage Branch	114 West Wellington	Carthage	TX
Guadalupe Bank Guadalupe National Bank Branch	1309 Bandera Hwy	Kerrville	TX
Stellar Bank Gulf Freeway Branch	7125 Gulf Freeway	Houston	TX
First Community Bank First Community Bank Branch	416 North Water Street	Corpus Christi	TX
Bank of the West Bank Of The West Branch	108 West Northwest Highway	Grapevine	TX
Texas Bank and Trust Company Texas Bank And Trust Company Branch	231 East Tyler Street	Canton	TX
Pegasus Bank Pegasus Bank Branch	4515 W. Mockingbird Lane	Dallas	TX
Commonwealth Business Bank Dallas Branch	2164 Royal Lane	Dallas	TX
First Command Bank First Command Bank Branch	1 Firstcomm Plaza	Fort Worth	TX
Cypress Bank, SSB 801 N Jefferson Branch	801 N. Jefferson	Mount Pleasant	TX
Shelby Savings Bank, SSB Shelby Savings Bank, Ssb Branch	111 Selma Street	Center	TX
The Buckholts State Bank The Buckholts State Bank Branch	100 North Fourth Street	Buckholts	TX
Lone Star Bank Lone Star Bank Branch	2600 South Gessner Road	Houston	TX
Liberty Capital Bank Liberty Capital Bank Branch	5055 Keller Springs Road, Suite 120	Addison	TX
Hanmi Bank Garland Branch	4555 West Walnut	Garland	TX
FirstBank Southwest Hereford Branch	300 North Main Street	Hereford	TX
Peoples Bank Peoples Bank Branch	5820 82nd Street	Lubbock	TX
Community National Bank & Trust of Texas First National Bank Branch	101 North Mount	Fairfield	TX
The First National Bank of Tom Bean The First National Bank Of Tom Bean Branch	109 S Britton St	Tom Bean	TX
Commercial Bank of Texas, National Association Commercial Bank Of Texas, National Association Branch	215 East Main Street	Nacogdoches	TX
Great Southern Bank Great Southern Bank Branch	8201 Preston Road, Suite 305	Dallas	TX
Vantage Bank Texas Vantage Bank Texas Branch	45 Ne Loop 410	San Antonio	TX
Armed Forces Bank, National Association Armed Forces Bank, National Association Branch	1611 Marshall Road	Fort Bliss	TX
The Pecos County State Bank Sanderson Bank, Branch Of Pecos County State Bank	216 West Oak Street	Sanderson	TX
Castroville State Bank Castroville State Bank Branch	Paris And Lorenzo	Castroville	TX
First-Lockhart National Bank First-Lockhart National Bank Branch	111 Main Street	Lockhart	TX
Texas Gulf Bank, National Association Texas Gulf Bank, National Association Branch	1626 South Voss Rd.	Houston	TX
The First State Bank Sweeny Branch	208 Second Street	Sweeny	TX
Hanmi Bank Garland Branch	4555 West Walnut	Garland	TX
Pilgrim Bank Iowa Park Branch	104 West Park Street	Iowa Park	TX
PlainsCapital Bank First National Bank Branch - Edinbur	100 West Cano Street	Edinburg	TX
Guaranty Bank & Trust, N.A. Guaranty Bank & Trust, N.A. Branch	100 West Arkansas Street	Mount Pleasant	TX
MCBank Mills County State Bank Hico Branch	135 North Pecan	Hico	TX
First National Bank of Burleson First National Bank Of Burleson Branch	899 Northeast Alsbury And I-35	Burleson	TX
Llano National Bank Llano National Bank Branch	1001 Ford Street	Llano	TX
Lone Star National Bank Lone Star National Bank Branch	206 West Ferguson Street	Pharr	TX
Capital Bank Capital Bank Branch	10304 East Freeway	Jacinto City	TX
TXN Bank The Hondo National Bank Branch	1112 Eighteenth Street	Hondo	TX
First National Bank of Lake Jackson First National Bank Of Lake Jackson Branch	122 West Way	Lake Jackson	TX
First State Bank First State Bank Branch	130 East Corsicana Street	Athens	TX
The First Bank of Celeste The First Bank Of Celeste Branch	301 N. Hwy 69	Celeste	TX
Pinnacle Bank Pinnacle Bank Branch	309 South Old Betsy Road	Keene	TX
West Texas National Bank Pecos Branch	112 East Sixth Street	Pecos	TX
InterBank Waxahachie Branch	300 Us 77 North	Waxahachie	TX
First Capital Bank First Capital Bank Branch	Third And Mercer Streets	Quanah	TX
American Momentum Bank Graham Road Branch	4030 Highway 6 South	College Station	TX
TexasBank Bangs Banking Branch	501 East Hall Street	Bangs	TX
International Bank of Commerce 3800 Maple Avenue Branch	3800 Maple Ave.	Dallas	TX
MCBank Mills County State Bank Hico Branch	135 North Pecan	Hico	TX
First National Bank of Huntsville First National Bank Of Huntsville Branch	1300 Eleventh Street	Huntsville	TX
International Bank of Commerce Sinton Branch	301 West Sinton Street	Sinton	TX
First-Lockhart National Bank First-Lockhart National Bank Branch	111 Main Street	Lockhart	TX
Commerce Bank Commerce Bank Branch	5800 San Dario	Laredo	TX
International Bank of Commerce International Bank Of Commerce Branch	908 N, Us Hwy 83,	Zapata	TX
International Bank of Commerce 4520 East 14th Street Branch	4520 East 14th Street	Brownsville	TX
Pegasus Bank Pegasus Bank Branch	4515 W. Mockingbird Lane	Dallas	TX
American State Bank American State Bank Branch	102 W Front	Arp	TX
Castroville State Bank Castroville State Bank Branch	Paris And Lorenzo	Castroville	TX
Capital Bank Capital Bank Branch	10304 East Freeway	Jacinto City	TX
Transpecos Banks, SSB Transpecos Banks, Ssb Branch	115 West 3rd Street	Pecos	TX
Cathay Bank Houston Branch	9440 Bellaire Boulevard, Suite 118	Houston	TX
PrimeBank of Texas Crystal City Branch	925 N. Veterans Blvd.	Crystal City	TX
WestStar Bank Fabens Branch	1500 North Fabens Road	Fabens	TX
Titan Bank, N.A. Titan Bank, N.A. Branch	1701 East Hubbard Avenue	Mineral Wells	TX
TexasBank Bangs Banking Branch	501 East Hall Street	Bangs	TX
The American National Bank of Texas Allen Branch	720 South Greenville Avenue	Allen	TX
Veritex Community Bank Hurst Branch	860 W. Airport Freeway, Suite 100	Hurst	TX
Cornerstone Capital Bank, SSB The Roscoe State Bank Branch	117 Cypress St	Roscoe	TX
First State Bank of Uvalde First State Bank Of Uvalde Branch	200 East Nopal Street	Uvalde	TX
NewFirst National Bank Wharton Branch	101 East Milam Street	Wharton	TX
The First National Bank of Hughes Springs Atlanta Branch	220 North Louise	Atlanta	TX
Bank of Hope Dallas Branch	2237 Royal Ln	Dallas	TX
WestStar Bank Fabens Branch	1500 North Fabens Road	Fabens	TX
Metro City Bank Dallas Branch	9788 Walnut Street	Dallas	TX
SNB Bank, National Association Snb Bank Na-Booker Branch	010 South Main Ave	Booker	TX
UMB Bank, National Association Fort Worth Branch	100 Lexington Street, Suite 100	Fort Worth	TX
NBT Financial Bank The National Bank Of Texas At Fort W Branch	2535 N.E. 28th Street	Fort Worth	TX
Broadway National Bank Broadway National Bank Branch	1177 N.E. Loop 410	San Antonio	TX
Washington Federal Bank Midtown Branch	5430 Lbj Freeway	Dallas	TX
First United Bank and Trust Company Bonham Branch	120 West Sam Rayburn Drive	Bonham	TX
Origin Bank Preston Banking Center Branch	8222 Douglas Avenue, One Preston Centre	Dallas	TX
East West Bank Industrial Branch	6730 Capitol Avenue	Houston	TX
First State Bank First State Bank Branch	601 College	Junction	TX
First-Citizens Bank & Trust Company Congress Avenue Branch	710 Congress Avenue	Austin	TX
Comerica Bank Comerica Bank Branch	1717 Main Street	Dallas	TX
The Brenham National Bank The Brenham National Bank Branch	2211 South Day Street	Brenham	TX
U.S. Bank National Association Dallas Parkway Branch	14241 Dallas Parkway	Dallas	TX
First Horizon Bank Houston Galleria Branch	3009 Post Oak Blvd	Houston	TX
Anthem Bank & Trust Granite Shoals Branch	8110 West Fm 1431	Granite Shoals	TX
Citizens Bank Yorktown Branch	311 East Main Street	Yorktown	TX
Regions Bank Atlanta Main Branch	307 North William Street	Atlanta	TX
Bank of America, National Association Forney Branch	100 West Highway 80 @ Fm 740	Forney	TX
Regions Bank Atlanta Main Branch	307 North William Street	Atlanta	TX
Citizens National Bank of Texas Citizens National Bank Of Texas Branch	200 North Elm Street	Waxahachie	TX

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BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Four year CDs are a longer-term CD and offer a fixed rate for 4 years in return for a commitment to keep the money in the bank for this period of time. While savers can withdraw the money (termed "breaking the CD") high penalties make this undesirable. Generally, an individual should not invest in a four year CD unless they are comfortable parting with the money for this period of time.

Safety

Four year CDs from FDIC insured banks are insured up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure. For this who remain within FDIC limits, the principal threat is inflation. The value of longer-term CDs are especially prone to be eaten away by inflation, especially if the CD is opened in a rising rate environment.

Interest

Four year CDs currently pay between .40-.60 percentage points more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years. To get a sense of rate trends, please visit our BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

4 year CDs provide a fixed rate for the term of the CD
The rate is higher than a savings account or a 1 year CD to compensate for the longer term.
Branch-opened CDs can be done quickly in one day.

Disadvantages of four year CDs

The saver's money is locked away for four years unless they want to break the CD and pay a penalty.
In a rising rate environment, inflation will reduce the value of the money in the CD over time.
Branch CDs require the saver to visit a branch and be subjected to cross-sell pitches and other marketing tactics.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Safety

Interest

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

Disadvantages of four year CDs

SAVINGS & CD CALCULATOR

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