Best 4-Year CD Rates in Shorewood, Illinois, IL

You are viewing rates from banks across Shorewood

Below are four-year CD Rates from banks in Illinois . Four-Year Certificates of Deposit (CD) are not as popular as the three and five year terms which means the rates often aren’t as competitive. The best four year cd rates are often only marginally above the 3 year rates. Nevertheless, for those who want to lock in a rate for a longer period of time, 4 year cds are worth a look.

Shorewood, IL - July 16, 2025

4 Year CD National Average : 0.82% ^?

Banks	APY	MIN	MILES ^?
Washington Savings Bank Mattoon Branch	3.85%	$1,000	-	Learn More Add Review
Rate History: 3.55% → 1.76% → 4.01% → 3.96% → 3.85%
State Bank of India State Bank Of India Branch	3.76%	$2,500	-	Learn More Add Review
Rate History: 1.00% → 3.92% → 3.87% → 3.76%
Farmers National Bank The Farmers National Bank Branch	3.60% 3.30%	$100,000 $500	-	Learn More Add Review
Rate History: 3.85% → 3.60%
Old Second National Bank Maple Park Branch	3.50%	$1,000	-	Learn More Add Review
Rate History: 0.20% → 4.58% → 4.00% → 3.75% → 3.50%
Evergreen Bank Group Evergreen Bank Group Branch	3.50%	$500	-	Learn More Add Review
Rate History: 3.50% → 4.00% → 3.75% → 3.50%
Beal Bank USA Chicago Branch	3.45%	$1,000	-	Learn More
Rate History: 3.95% → 3.85% → 3.80% → 3.45%
george \| Feb 9, 2021 The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More Reviews (3)
The Clay City Banking Co. The Clay City Banking Co. Branch	3.44%	$1,000	-	Learn More Add Review
Rate History: 3.55% → 3.44%
Bank of Hope Devon Branch	3.35% 0.35%	$250,000 $1,000	-	Learn More
Rate History: 3.55% → 3.45% → 3.65% → 3.35%
NORTY FLATZ \| Dec 3, 2019 Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More Reviews (1)
State Bank State Bank Of Waterloo Branch	3.30%	$1,000	-	Learn More Add Review
Rate History: 3.25% → 3.15% → 3.50% → 3.35% → 3.30%
Dieterich Bank Dieterich Bank, N.A. Branch	3.15%	$500	-	Learn More Add Review
Rate History: 2.50% → 3.15%
FCB Banks Albers Facility Branch	3.00%	$1,000	-	Learn More
Rate History: 2.75% → 3.00%
RS \| Feb 2, 2021 This bank's site shows the 15 mo rate at .45% Read More Reviews (1)
The Fairfield National Bank The Fairfield National Bank Branch	2.87%	$10,000	-	Learn More Add Review
First Robinson Savings Bank, National Association First Robinson Savings Bank, National Association Branch	2.27%	$0	-	Learn More Add Review
Rate History: 3.03% → 2.78% → 2.27%
Morton Community Bank Arthur Branch	2.17% 2.11%	$100,000 $0	-	Learn More Add Review
Heartland Bank and Trust Company 108 North Main Street Branch	2.00%	$5,000	-	Learn More Add Review
Rate History: 0.25% → 2.00%
Citibank, National Association Brookfield Branch	2.00%	$0	-	Learn More
Azoic \| Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More Reviews (11)
JPMorgan Chase Bank, National Association Michigan Avenue Branch	2.00%	$10,000	-	Learn More
Rate History: 2.00% → 2.50% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Prairie Community Bank Prairie Community Bank Branch	1.90%	$1,000	-	Learn More Add Review
International Bank of Chicago International Bank Of Chicago Branch	1.75%	$1,000	-	Learn More
Rate History: 2.00% → 1.75%
Mandy \| May 8, 2021 Location: 5069 N. Broadway Chicago IL 60640 Read More Reviews (5)
United Community Bank Winchester Branch	1.41%	$10,000	-	Learn More Add Review
Preferred Bank Preferred Bank Branch	1.36%	$10,000	-	Learn More Add Review
The Farmers Bank of Mt. Pulaski The Farmers Bank Of Mt. Pulaski Branch	1.35%	$100,000	-	Learn More Add Review
Anderson State Bank Anderson State Bank Branch	1.31%	$100,000	-	Learn More Add Review
Security Savings Bank Security Savings Bank Branch	1.30%	$100,000	-	Learn More Add Review
Woodforest National Bank 0139 Rockford Walmart Branch	1.30%	$500	-	Learn More
Rate History: 1.00% → 1.30% → 1.40% → 1.30%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
Midwest Bank Midwest Bank Branch	1.27%	$100,000	-	Learn More Add Review
The First National Bank of Raymond The First National Bank Of Raymond Branch	1.26%	$10,000	-	Learn More Add Review
SouthernTrust Bank Southerntrust Bank Branch	1.26%	$10,000	-	Learn More Add Review
The Havana National Bank The Havana National Bank Branch	1.26%	$10,000	-	Learn More Add Review
State Street Bank and Trust Company State Street Bank And Trust Company Branch	1.26%	$1,000	-	Learn More Add Review
The FNB Community Bank Ramsey Branch	1.26%	$1,000	-	Learn More Add Review
The Farmers Bank of Mt. Pulaski The Farmers Bank Of Mt. Pulaski Branch	1.25%	$10,000	-	Learn More Add Review
LIBERTY BANK The Farmers Bank Of Liberty Branch	1.25%	$10,000	-	Learn More Add Review
Central State Bank Kinderhook Branch	1.25%	$10,000	-	Learn More Add Review
Bank of Hillsboro, National Association Keyesport Branch	1.21%	$10,000	-	Learn More Add Review
Anderson State Bank Anderson State Bank Branch	1.21%	$10,000	-	Learn More Add Review
First National Bank of Waterloo Prairie National Bank Branch	1.21%	$10,000	-	Learn More Add Review
First Federal Savings and Loan Association of Central Illinois, S.B. First Fs & La Of Shelbyville Thrift Branch	1.21%	$10,000	-	Learn More Add Review
Midland Community Bank Midland Community Bank Branch	1.20%	$100,000	-	Learn More Add Review
Anna State Bank Anna State Bank Branch	1.20%	$100,000	-	Learn More Add Review
Sterling Bank Sterling Bank Branch	1.20%	$10,000	-	Learn More
Al \| Sep 26, 2016 I think the specials have ended. can you double check? Read More Reviews (1)
United Fidelity Bank, fsb Fayette County Branch	1.20%	$10,000	-	Learn More Add Review
Fidelity Bank & Trust East Dubuque Branch	1.20%	$100,000	-	Learn More Add Review
Fairview State Banking Company Fairview State Banking Company Branch	1.16%	$2,500	-	Learn More Add Review
BankChampaign, National Association Bankchampaign, National Association Branch	1.15%	$500	-	Learn More Add Review
First State Bank of St. Peter First State Bank Of St. Peter Branch	1.15%	$1,000	-	Learn More Add Review
The First National Bank of Brownstown The First National Bank Of Brownstow Branch	1.15%	$10,000	-	Learn More Add Review
Teutopolis State Bank Teutopolis State Bank Branch	1.15%	$10,000	-	Learn More Add Review
Crossroads Bank Crossroads Bank Branch	1.15%	$10,000	-	Learn More Add Review
First State Bank of Beecher City First State Bank Of Beecher City Branch	1.11%	$10,000	-	Learn More Add Review
Midwest Bank Midwest Bank Branch	1.11%	$10,000	-	Learn More Add Review
Midland Community Bank Midland Community Bank Branch	1.10%	$10,000	-	Learn More Add Review
Peoples National Bank of Kewanee Peoples National Bank Of Kewanee Branch	1.10%	$10,000	-	Learn More Add Review
State Bank of Cherry State Bank Of Cherry Branch	1.10%	$1,000	-	Learn More Add Review
1st Community Bank 1st Community Bank Branch	1.10%	$10,000	-	Learn More Add Review
Fidelity Bank & Trust East Dubuque Branch	1.10%	$10,000	-	Learn More Add Review
Fortress Bank Fortress Bank Branch	1.10%	$50,000	-	Learn More Add Review
Williamsville State Bank & Trust Williamsville State Bank & Trust Branch	1.10%	$1,000	-	Learn More Add Review
Grand Rivers Community Bank Grand Rivers Community Bank Branch	1.06%	$10,000	-	Learn More Add Review
Bank of Springfield Bank Of Springfield Branch	1.06%	$10,000	-	Learn More Add Review
BankOrion Annawan Branch	1.06%	$100,000	-	Learn More Add Review
First National Bank of Steeleville First National Bank Of Steeleville Branch	1.05%	$10,000	-	Learn More Add Review
Anna State Bank Anna State Bank Branch	1.05%	$1,000	-	Learn More Add Review
Beardstown Savings s.b. Beardstown Savings S.B. Branch	1.05%	$10,000	-	Learn More Add Review
Shelby County State Bank Strasburg Branch	1.05%	$10,000	-	Learn More Add Review
United Community Bank Winchester Branch	1.05%	$10,000	-	Learn More Add Review
The First National Bank of Ava The First National Bank Of Ava Branch	1.05%	$500	-	Learn More Add Review
Streator Home Savings Bank Streator Home Savings Bank Branch	1.01%	$10,000	-	Learn More Add Review
Casey State Bank Casey State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Longview Bank Longview Bank Branch	1.00%	$10,000	-	Learn More Add Review
Chester National Bank Sparta Branch	1.00%	$10,000	-	Learn More
Felix \| Oct 10, 2023 I had a good experience with the online bank and the customer support is excellent Read More Reviews (1)
Mason City National Bank Mason City National Bank Branch	1.00%	$100,000	-	Learn More Add Review
State Bank of Industry State Bank Of Industry Branch	1.00%	$10,000	-	Learn More Add Review
Bank of Calhoun County Bank Of Calhoun County Branch	1.00%	$10,000	-	Learn More Add Review
First State Bank Mcnabb Branch	1.00%	$10,000	-	Learn More Add Review
Southern Bank Tamms Facility Branch	1.00%	$100,000	-	Learn More Add Review
Community State Bank of Rock Falls Morrison Branch	1.00%	$1,000	-	Learn More
John & Sheryl OBrien \| Dec 5, 2020 You people did a very good job with our loan. You where very prompt in sending the overrun within a few days of the last payment ! Thank You ! Read More Reviews (1)
First Community Bank of Hillsboro First Community Bank Of Hillsboro Branch	1.00%	$10,000	-	Learn More Add Review
Community National Bank in Monmouth Community National Bank In Monmouth Branch	1.00%	$100,000	-	Learn More Add Review
Hometown National Bank Hometown National Bank Branch	1.00%	$10,000	-	Learn More Add Review
Security Savings Bank Security Savings Bank Branch	1.00%	$10,000	-	Learn More Add Review
Ipava State Bank Ipava State Bank Branch	1.00%	$10,000	-	Learn More Add Review
The Hill-Dodge Banking Company The Hill-Dodge Banking Company Branch	1.00%	$10,000	-	Learn More Add Review
Allied First Bank,sb Allied First Bank,sb Branch	1.00%	$10,000	-	Learn More Add Review
Table Grove State Bank Table Grove State Bank Branch	1.00%	$10,000	-	Learn More Add Review
Peoples National Bank , N.A. Peoples National Bank , N.A. Branch	1.00%	$100,000	-	Learn More Add Review
Southern Illinois Bank Southern Illinois Bank Branch	1.00%	$10,000	-	Learn More Add Review
Byline Bank Cermak Branch	1.00%	$5,000	-	Learn More Add Review
Rate History: 1.25% → 1.00%
Pan American Bank & Trust Pan American Bank & Trust Branch	1.00%	$10,000	-	Learn More Add Review
Fortress Bank Fortress Bank Branch	1.00%	$10,000	-	Learn More Add Review
BMO Bank National Association Harris Trust And Savings/Chicago Bra Branch	1.00%	$1,000	-	Learn More
Rate History: 0.15% → 1.35% → 4.00% → 1.35% → 1.00%
Beenthere \| Jan 29, 2024 Tried to enter information on line to open a 5 year CD, multiple time and wasn't accepted. Talked to a live person who was of no help at all. My credit score is over 800 and I have plenty of money in oth... Read More Reviews (9)
Anchor State Bank Anchor State Bank Branch	1.00%	$50,000	-	Learn More Add Review
Great Rivers Bank The First National Bank Of Barry Branch	1.00%	$5,000	-	Learn More Add Review
Exchange State Bank Exchange State Bank Branch	1.00%	$1,000	-	Learn More Add Review
Bank of O'Fallon Bank Of O'fallon Branch	1.00%	$10,000	-	Learn More Add Review
Citizens Community Bank Citizens Community Bank Branch	1.00%	$10,000	-	Learn More Add Review
Town Center Bank Town Center Bank Branch	1.00%	$10,000	-	Learn More Add Review
The First National Bank of Ottawa The First National Bank Of Ottawa Branch	0.98%	$10,000	-	Learn More Add Review
Princeville State Bank Princeville State Bank Branch	0.95%	$500	-	Learn More Add Review
The Gifford State Bank The Gifford State Bank Branch	0.95%	$10,000	-	Learn More Add Review
The First National Bank of Sparta The First National Bank Of Sparta Branch	0.95%	$10,000	-	Learn More Add Review
Citizens State Bank Front Street Branch	0.95%	$500	-	Learn More Add Review
Milledgeville State Bank Milledgeville State Bank Branch	0.95%	$100,000	-	Learn More Add Review
Sauk Valley Bank & Trust Company Sauk Valley Bank & Trust Company Branch	0.95%	$10,000	-	Learn More Add Review
The Peoples State Bank of Newton, Illinois Bridgeport Branch	0.95%	$10,000	-	Learn More Add Review
Farmers State Bank of Hoffman Hoyleton Banking Center Facility Branch	0.95%	$10,000	-	Learn More Add Review
BankOrion Annawan Branch	0.95%	$10,000	-	Learn More Add Review
Farmers State Bank of Western Illinois Alexis Branch	0.95%	$10,000	-	Learn More Add Review
Middletown State Bank Middletown State Bank Branch	0.95%	$10,000	-	Learn More Add Review
First FSB of Mascoutah First Fsb Of Mascoutah Branch	0.95%	$10,000	-	Learn More Add Review
The Old Exchange National Bank of Okawville The Old Exchange National Bank Of Ok Branch	0.95%	$1,000	-	Learn More Add Review
Community National Bank in Monmouth Community National Bank In Monmouth Branch	0.91%	$10,000	-	Learn More Add Review
Peoples National Bank , N.A. Peoples National Bank , N.A. Branch	0.91%	$10,000	-	Learn More Add Review
The First National Bank of Carmi Mount Carmel Branch	0.90%	$10,000	-	Learn More Add Review
First National Bank in Taylorville Mount Auburn Branch	0.90%	$10,000	-	Learn More Add Review
Community Partners Savings Bank Pekin Branch	0.90%	$10,000	-	Learn More
JoAnna Toth \| Aug 31, 2021 Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More Reviews (2)
First Mid Bank & Trust, National Association First Mid-Illinois Bank & Trust, National Association Branch	0.90%	$1,000	-	Learn More Add Review
Southern Bank Tamms Facility Branch	0.90%	$10,000	-	Learn More Add Review
Murphy-Wall State Bank and Trust Company Elkville Branch	0.90%	$10,000	-	Learn More Add Review
Raritan State Bank Raritan State Bank Branch	0.90%	$10,000	-	Learn More Add Review
First National Bank in Olney Oblong Branch	0.90%	$10,000	-	Learn More Add Review
First Secure Community Bank Morris Branch	0.90%	$10,000	-	Learn More Add Review
Bank & Trust Company Bank & Trust Company Branch	0.90%	$10,000	-	Learn More Add Review
The Bank of Herrin The Bank Of Herrin Branch	0.90%	$10,000	-	Learn More Add Review
Farmers & Merchants Bank of Hutsonville Farmers & Merchants Bank Of Hutsonvi Branch	0.90%	$10,000	-	Learn More Add Review
First State Bank of Campbell Hill Coulterville Branch	0.90%	$500	-	Learn More
No One Important \| Nov 12, 2022 This bank has changed from what it used to be some years ago. I used to have an account, got loans through them. Did all my banking through this establishment. They were a hometown proud financial insti... Read More Reviews (1)
Anchor State Bank Anchor State Bank Branch	0.90%	$10,000	-	Learn More Add Review
Tompkins State Bank Tompkins State Bank Branch	0.90%	$1,000	-	Learn More Add Review
Bank of Belleville Bank Of Belleville Branch	0.90%	$10,000	-	Learn More Add Review
Heritage Bank of Schaumburg Heritage Bank Of Schaumburg Branch	0.90%	$10,000	-	Learn More Add Review
First Secure Bank and Trust Co. First Secure Bank And Trust Co. Branch	0.90%	$10,000	-	Learn More Add Review
The State Bank of Pearl City The State Bank Of Pearl City Branch	0.85%	$10,000	-	Learn More Add Review
Warren-Boynton State Bank Warren-Boynton State Bank Branch	0.85%	$10,000	-	Learn More Add Review
Byron Bank Byron Bank Branch	0.85%	$100,000	-	Learn More Add Review
Midland States Bank Midland States Bank Branch	0.85%	$10,000	-	Learn More
Mikki9678 \| Nov 3, 2021 If anyone is considering using Midland States Bank for estate or trust planning and administration, I’d urge you to be careful and do your due diligence. I’ll first say that I am a CPA with experience ... Read More Reviews (2)
The First National Bank in Carlyle The First National Bank In Carlyle Branch	0.85%	$1,000	-	Learn More Add Review
COMMUNITY FIRST BANK OF THE HEARTLAND Community First Bank Of The Heartlan Branch	0.85%	$10,000	-	Learn More Add Review
State Bank of Toulon State Bank Of Toulon Branch	0.85%	$10,000	-	Learn More Add Review
State Bank of Graymont State Bank Of Graymont Branch	0.85%	$10,000	-	Learn More Add Review
American Community Bank & Trust American Community Bank & Trust Branch	0.85%	$10,000	-	Learn More Add Review
State Bank of Whittington State Bank Of Whittington Branch	0.85%	$10,000	-	Learn More Add Review
Bank of Rantoul Rossville Branch	0.85%	$500	-	Learn More Add Review
Bank of Bluffs Bank Of Bluffs Branch	0.80%	$10,000	-	Learn More Add Review
The Farmers State Bank and Trust Company The Farmers State Bank And Trust Com Branch	0.80%	$10,000	-	Learn More Add Review
The Fisher National Bank The Fisher National Bank Branch	0.80%	$10,000	-	Learn More Add Review
Buena Vista National Bank Buena Vista National Bank Branch	0.80%	$10,000	-	Learn More Add Review
The First National Bank of Lacon The First National Bank Of Lacon Branch	0.80%	$10,000	-	Learn More Add Review
Savanna-Thomson State Bank Savanna-Thomson State Bank Branch	0.80%	$10,000	-	Learn More
Guest \| Oct 13, 2022 Upon entering the Savanna Location, I 1st waited and waited and then was told it was gonna be a few minutes; Therefore when one's app once I got to deposit money they tried to tell me it was too late. To... Read More Reviews (3)
Community State Bank Neponset Whaples Branch	0.80%	$10,000	-	Learn More Add Review
The Harvard State Bank The Harvard State Bank Branch	0.80%	$10,000	-	Learn More Add Review
Union Savings Bank Mount Morris Branch	0.80%	$10,000	-	Learn More Add Review
West Central Bank West Central Bank Branch	0.80%	$10,000	-	Learn More Add Review
HomeBank Bank Of Quincy Branch	0.80%	$10,000	-	Learn More Add Review
MidAmerica National Bank Midamerica National Bank Branch	0.80%	$10,000	-	Learn More Add Review
Grand Ridge National Bank Grand Ridge National Bank Branch	0.80%	$1,000	-	Learn More Add Review
First National Bank in Pinckneyville First National Bank In Pinckneyville Branch	0.80%	$500	-	Learn More Add Review
TrustBank Cisne Branch	0.80%	$10,000	-	Learn More Add Review
Community Partners Savings Bank Pekin Branch	0.80%	$10,000	-	Learn More
JoAnna Toth \| Aug 31, 2021 Community Partners Savings Bank aka Marion County Savings are dishonest, incompetent, deceitful and they break the FCRA laws. They lie and trick you to get as much money as they can out of you, greedy for ... Read More Reviews (2)
Peoples Bank of Kankakee County Peoples Bank Of Kankakee County Branch	0.80%	$50,000	-	Learn More
Allen Orwig Orwigal@aol,com \| Aug 13, 2020 Was wondering if you cash savings bonds........thx Read More Reviews (1)
First Community Bank and Trust First Community Bank And Trust Branch	0.76%	$100,000	-	Learn More Add Review
Petefish, Skiles & Co. Petefish, Skiles & Co. Branch	0.75%	$10,000	-	Learn More Add Review
First State Bank Shannon-Polo First State Bank Shannon-Polo Branch	0.75%	$10,000	-	Learn More Add Review
North Central Bank Ladd Branch	0.75%	$10,000	-	Learn More Add Review
The State Bank of Geneva The State Bank Of Geneva Branch	0.75%	$10,000	-	Learn More Add Review
Alliance Community Bank Athens State Bank Branch	0.75%	$10,000	-	Learn More Add Review
Clay County State Bank Clay County State Bank Branch	0.75%	$10,000	-	Learn More Add Review
The Anna -Jonesboro National Bank The Anna -jonesboro National Bank Branch	0.75%	$100,000	-	Learn More Add Review
Farmers State Bank of Alto Pass, Ill. Farmers State Bank Of Alto Pass, Ill. Branch	0.75%	$10,000	-	Learn More Add Review
Farmers State Bank & Trust Co. Farmers State Bank & Trust Co. Branch	0.75%	$10,000	-	Learn More Add Review
National Bank of St. Anne National Bank Of St. Anne Branch	0.75%	$10,000	-	Learn More Add Review
American Bank and Trust Company, National Association Rock Island Branch	0.75%	$10,000	-	Learn More Add Review
Union Federal Savings and Loan Association Union Federal Savings And Loan Assoc Branch	0.75%	$10,000	-	Learn More Add Review
Community Bank of Trenton Community Bank Of Trenton Branch	0.75%	$10,000	-	Learn More Add Review
Mason City National Bank Mason City National Bank Branch	0.75%	$10,000	-	Learn More Add Review
Republic Bank of Chicago West Chicago Branch	0.75%	$1,000	-	Learn More Add Review
Rate History: 1.50% → 0.75%
Byron Bank Byron Bank Branch	0.75%	$10,000	-	Learn More Add Review
The First National Bank of Okawville The First National Bank Of Okawville Branch	0.75%	$10,000	-	Learn More Add Review
The Granville National Bank The Granville National Bank Branch	0.75%	$1,000	-	Learn More Add Review
Citizens National Bank of Albion Mt Erie Branch	0.75%	$10,000	-	Learn More Add Review
The First National Bank of Allendale The First National Bank Of Allendale Branch	0.75%	$10,000	-	Learn More Add Review
First Community Bank, Xenia-Flora First Community Bank, Xenia-Flora Branch	0.75%	$10,000	-	Learn More Add Review
First Savings Bank of Hegewisch 18207 Burnham Avenue Branch	0.75%	$10,000	-	Learn More Add Review
Flora Bank & Trust Flora Bank & Trust Branch	0.70%	$10,000	-	Learn More Add Review
Blackhawk Bank & Trust 124 N Main St Br Branch	0.70%	$10,000	-	Learn More Add Review
Milledgeville State Bank Milledgeville State Bank Branch	0.70%	$10,000	-	Learn More Add Review
Holcomb Bank Holcomb Bank Branch	0.70%	$100,000	-	Learn More Add Review
The Bradford National Bank of Greenville The Bradford National Bank Of Greenv Branch	0.70%	$10,000	-	Learn More Add Review
The Anna -Jonesboro National Bank The Anna -jonesboro National Bank Branch	0.70%	$10,000	-	Learn More Add Review
Prairie State Bank and Trust Meredosia Branch	0.70%	$10,000	-	Learn More Add Review
The City National Bank of Metropolis The City National Bank Of Metropolis Branch	0.70%	$10,000	-	Learn More Add Review
Ottawa Savings Bank Ottawa Savings Bank Branch	0.70%	$10,000	-	Learn More Add Review
First Southern Bank C.P. Burnett & Sons, Bankers Bank Branch	0.70%	$10,000	-	Learn More Add Review
Citizens Bank of Chatsworth Citizens Bank Of Chatsworth Branch	0.70%	$10,000	-	Learn More Add Review
Cornerstone National Bank & Trust Company Cornerstone National Bank & Trust Co Branch	0.70%	$100,000	-	Learn More Add Review
Community Bank of Elmhurst Community Bank Of Elmhurst Branch	0.70%	$10,000	-	Learn More Add Review
Prospect Bank Gilman Branch	0.70%	$100,000	-	Learn More Add Review
First Community Bank and Trust First Community Bank And Trust Branch	0.68%	$10,000	-	Learn More Add Review
Lake Forest Bank & Trust Company, National Association Lake Forest Bank & Trust Company, National Association Branch	0.67%	$100,000	-	Learn More Add Review
The First Community Bank of Moultrie County The First Community Bank Of Moultrie Branch	0.65%	$500	-	Learn More Add Review
North Shore Trust and Savings North Shore Trust And Savings Branch	0.65%	$10,000	-	Learn More Add Review
St. Charles Bank & Trust Company, National Association Elgin Branch	0.65%	$10,000	-	Learn More Add Review
Cornerstone National Bank & Trust Company Cornerstone National Bank & Trust Co Branch	0.65%	$10,000	-	Learn More Add Review
Resource Bank, National Association Resource Bank, National Association Branch	0.61%	$100,000	-	Learn More Add Review
CBI Bank & Trust Buffalo Prairie Branch	0.60%	$10,000	-	Learn More Add Review
Iroquois Federal Savings and Loan Association Iroquois Federal Savings And Loan As Branch	0.60%	$10,000	-	Learn More Add Review
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	0.60%	$100,000	-	Learn More Add Review
Prospect Bank Gilman Branch	0.60%	$10,000	-	Learn More Add Review
Farmers State Bank Hull Branch	0.60%	$10,000	-	Learn More Add Review
Stillman BancCorp N.A. Stillman Banccorp N.A. Branch	0.60%	$10,000	-	Learn More Add Review
Forreston State Bank Forreston State Bank Branch	0.60%	$10,000	-	Learn More Add Review
Armed Forces Bank, National Association Great Lakes Branch	0.60%	$10,000	-	Learn More
BENNIE BROOKS \| Mar 25, 2015 OLIVER NORTH AIR LINES GOVERNOR BLANCO Read More Reviews (2)
Federated Bank Federated Bank Branch	0.60%	$10,000	-	Learn More Add Review
First Trust Bank of Illinois First Trust Bank Of Illinois Branch	0.60%	$10,000	-	Learn More Add Review
Bank of Farmington Bank Of Farmington Branch	0.60%	$10,000	-	Learn More Add Review
Frederick Community Bank, The Cissna Park State Bank Branch	0.60%	$1,000	-	Learn More Add Review
Hanmi Bank Harvey Branch	0.60%	$100,000	-	Learn More Add Review
Peoples Bank of Kankakee County Peoples Bank Of Kankakee County Branch	0.60%	$5,000	-	Learn More
Allen Orwig Orwigal@aol,com \| Aug 13, 2020 Was wondering if you cash savings bonds........thx Read More Reviews (1)
Peru Federal Savings Bank Peru Federal Savings Bank Branch	0.60%	$1	-	Learn More
larrygibson \| Oct 28, 2017 Le agradezco a la Sra. Clara por hacerme confiar nuevamente. Mi propia Historia comenzó en 2010 cuando estaba buscando cómo conseguir un sueño en Sudáfrica y gasté todo el dinero que tenía e incluso ... Read More Reviews (1)
Citizens State Bank of Milford Citizens State Bank Of Milford Branch	0.60%	$100,000	-	Learn More Add Review
Old Plank Trail Community Bank, National Association First National Bank Of Illinois Bran Branch	0.60%	$10,000	-	Learn More Add Review
United Trust Bank United Trust Bank Branch	0.60%	$10,000	-	Learn More Add Review
First Eagle Bank First Eagle Bank Branch	0.60%	$2,500	-	Learn More Add Review
Beverly Bank & Trust Company, National Association Hyde Park Branch	0.60%	$10,000	-	Learn More Add Review
Marseilles Bank Marseilles Bank Branch	0.55%	$10,000	-	Learn More Add Review
State Bank of the Lakes, National Association State Bank Of The Lakes Branch	0.55%	$100,000	-	Learn More Add Review
State Bank of Nauvoo State Bank Of Nauvoo Branch	0.55%	$25,000	-	Learn More Add Review
Citizens State Bank of Milford Citizens State Bank Of Milford Branch	0.55%	$10,000	-	Learn More Add Review
Hanmi Bank Harvey Branch	0.55%	$10,000	-	Learn More Add Review
First American Bank First American Bank Branch	0.55%	$10,000	-	Learn More Add Review
The Farmers and Merchants National Bank of Nashville The Farmers And Merchants National B Branch	0.55%	$10,000	-	Learn More Add Review
Northbrook Bank and Trust Company, National Association Northview Main Branch	0.55%	$100,000	-	Learn More Add Review
Providence Bank & Trust Orland Park Office Branch	0.51%	$10,000	-	Learn More Add Review
Resource Bank, National Association Resource Bank, National Association Branch	0.51%	$10,000	-	Learn More Add Review
Quad City Bank and Trust Company Illinois Branch	0.50%	$10,000	-	Learn More Add Review
Prospect Bank Gilman Branch	0.50%	$10,000	-	Learn More Add Review
Goodfield State Bank Goodfield State Bank Branch	0.50%	$10,000	-	Learn More
mjohnson \| Nov 18, 2019 sweet thanks Read More Reviews (1)
Community Bank Community Bank Branch	0.50%	$10,000	-	Learn More Add Review
Collinsville Building and Loan Association Collinsville Building And Loan Assoc Branch	0.50%	$10,000	-	Learn More Add Review
First Security Bank First Security Bank Branch	0.50%	$10,000	-	Learn More Add Review
Home State Bank, National Association Home State Bank, National Association Branch	0.50%	$10,000	-	Learn More Add Review
German-American State Bank German-American State Bank Branch	0.50%	$100,000	-	Learn More Add Review
Sterling Federal Bank, F.S.B. Sterling Federal Bank, F.S.b. Branch	0.50%	$10,000	-	Learn More Add Review
The First State Bank of Dongola The First State Bank Of Dongola Branch	0.50%	$10,000	-	Learn More Add Review
Lake Forest Bank & Trust Company, National Association Lake Forest Bank & Trust Company, National Association Branch	0.50%	$10,000	-	Learn More Add Review
State Bank of the Lakes, National Association State Bank Of The Lakes Branch	0.50%	$10,000	-	Learn More Add Review
BankFinancial, National Association Downers Grove National Bank Branch	0.50%	$10,000	-	Learn More Add Review
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	0.50%	$1,000	-	Learn More Add Review
CIBC Bank USA Mount Greenwood Branch	0.50%	$100,000	-	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
Crystal Lake Bank and Trust Company, National Association Crystal Lake Bank And Trust Company, National Association Branch	0.50%	$100,000	-	Learn More Add Review
Northbrook Bank and Trust Company, National Association Northview Main Branch	0.50%	$10,000	-	Learn More Add Review
Rushville State Bank Rushville State Bank Branch	0.50%	$10,000	-	Learn More
disgustedcustomer \| Aug 30, 2019 I witnessed an appallingly racist exchange at the window this morning, and the teller had just been perfectly polite to me. On top of the rudeness I've come to expect from a couple of their tellers, this p... Read More Reviews (1)
Wintrust Bank, National Association River North Branch	0.50%	$100,000	-	Learn More
business owner \| Feb 21, 2019 Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More Reviews (1)
Belmont Bank & Trust Company Belmont Bank & Trust Company Branch	0.50%	$10,000	-	Learn More Add Review
The Huntington National Bank Union Depot Branch	0.50%	$1,000	-	Learn More
Allan \| Mar 18, 2021 I called Huntington yesterday and the branch manager told me that the rate listed on Best Cash Cow doesn't exist......... Read More Reviews (1)
Hickory Point Bank and Trust Hickory Point Bank And Trust Branch	0.45%	$10,000	-	Learn More Add Review
Carrollton Bank Carrollton Bank Branch	0.45%	$10,000	-	Learn More Add Review
Stillman BancCorp N.A. Stillman Banccorp N.A. Branch	0.45%	$100,000	-	Learn More Add Review
Holcomb Bank Holcomb Bank Branch	0.45%	$10,000	-	Learn More Add Review
Crystal Lake Bank and Trust Company, National Association Crystal Lake Bank And Trust Company, National Association Branch	0.45%	$10,000	-	Learn More Add Review
State Bank of Nauvoo State Bank Of Nauvoo Branch	0.45%	$10,000	-	Learn More Add Review
Municipal Trust and Savings Bank Momence Branch	0.45%	$10,000	-	Learn More Add Review
Farmers and Merchants State Bank of Bushnell Farmers And Merchants State Bank Of Branch	0.45%	$10,000	-	Learn More Add Review
CIBC Bank USA Mount Greenwood Branch	0.45%	$10,000	-	Learn More
me \| Oct 13, 2021 Good for savers. Easy to transfer funds in and out, not paying high transaction processing $ or being limited to low amounts per day. Does not subject applicants to very much ID interrogation and apparent... Read More Reviews (6)
Parkway Bank and Trust Company Parkway Bank And Trust Company Branch	0.45%	$10,000	-	Learn More
Ed \| Jun 20, 2019 12 month rate not 2.5. Changed to 1.5%. Read More Reviews (1)
Peoples Bank & Trust Morrisonville Branch	0.45%	$1,000	-	Learn More Add Review
First Bank Breese Branch	0.45%	$1,000	-	Learn More Add Review
Wintrust Bank, National Association River North Branch	0.45%	$10,000	-	Learn More
business owner \| Feb 21, 2019 Please read this for all small business owners. Do NOT use wintrust for any small business loans. They drained me for over 2 months, and I constantly had to contact them to see what is up. We were told ... Read More Reviews (1)
First State Bank of Forrest First State Bank Of Forrest Branch	0.40%	$10,000	-	Learn More Add Review
First Financial Bank, National Association Marshall, Il Branch	0.40%	$10,000	-	Learn More Add Review
Barrington Bank & Trust Company, National Association Hanover Park Branch	0.40%	$10,000	-	Learn More Add Review
Union National Bank and Trust Company of Elgin Union National Bank And Trust Compan Branch	0.40%	$10,000	-	Learn More Add Review
Du Quoin State Bank Du Quoin State Bank Branch	0.40%	$10,000	-	Learn More Add Review
First Federal Savings Bank of Champaign Urbana First Federal Savings Bank Of Champa Branch	0.40%	$1,000	-	Learn More Add Review
Cathay Bank Chicago -chinatown Branch	0.40%	$50,000	-	Learn More Add Review
Hinsdale Bank & Trust Company, National Association 150 East Butterfield Rd Br Branch	0.40%	$10,000	-	Learn More Add Review
FIRST NATIONAL BANK OF NOKOMIS Ayars Moweaqua Branch	0.40%	$10,000	-	Learn More Add Review
Central Federal Savings and Loan Association Central Federal Savings And Loan Ass Branch	0.40%	$500	-	Learn More Add Review
The First Trust and Savings Bank of Watseka, Illinois Clifton Branch	0.40%	$1,000	-	Learn More Add Review
The First National Bank and Trust Company Rockton Branch	0.40%	$1,000	-	Learn More Add Review
Legence Bank Mounds Branch	0.40%	$500	-	Learn More Add Review
First National Bank of Brookfield First National Bank Of Brookfield Branch	0.40%	$10,000	-	Learn More Add Review
FNBC Bank & Trust Mokena Branch	0.36%	$10,000	-	Learn More Add Review
Old National Bank Danville Branch	0.35%	$10,000	-	Learn More
jefflockwoodlaw2288@gmail.com \| Jul 18, 2021 I have a neighbor whose mortgage is with ONB. I am licensed to practice law but I am not writing this review as a lawyer, but rather as a heads up if your spouse should happen to die while you owe any mone... Read More Reviews (2)
CIBM Bank Cibm Bank Branch	0.35%	$10,000	-	Learn More
theee \| Dec 26, 2017 Good people to deal with. Competitive rates better than CEFCU. Easy in/out processing of CD's & MM. Read More Reviews (1)
Barrington Bank & Trust Company, National Association Hanover Park Branch	0.35%	$100,000	-	Learn More Add Review
First Merchants Bank Flossmoor Branch	0.35%	$100,000	-	Learn More
Squittyrules83 \| Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More Reviews (4)
Wheaton Bank & Trust, National Association Wheaton Bank & Trust Branch	0.35%	$10,000	-	Learn More Add Review
Schaumburg Bank & Trust Company, National Association 1051 Perimeter Drive Branch	0.35%	$10,000	-	Learn More Add Review
The Lemont National Bank The Lemont National Bank Branch	0.35%	$10,000	-	Learn More Add Review
North Shore Bank, FSB Illinois State Bank/Branch	0.30%	$10,000	-	Learn More Add Review
CenTrust Bank, National Association Centrust Bank, National Association Branch	0.30%	$10,000	-	Learn More
RobertJ \| May 10, 2022 Centrust Bank is excellent to do business with. Friendly and experienced bankers. Read More Reviews (1)
Libertyville Bank & Trust Company, National Association Libertyville Bank & Trust Company Branch	0.30%	$10,000	-	Learn More Add Review
First Merchants Bank Flossmoor Branch	0.30%	$10,000	-	Learn More
Squittyrules83 \| Sep 6, 2022 DO NOT TRUST THIS BANK. I caught them Ted handed trying to hold my funds through various methods even going so far as to not allow me to transfer my funds to another bank. I've been banking with them for... Read More Reviews (4)
Marquette Bank Marquette Bank Branch	0.30%	$10,000	-	Learn More Add Review
Amalgamated Bank of Chicago Amalgamated Bank Of Chicago Branch	0.29%	$1,000	-	Learn More Add Review
First Farmers Bank & Trust Co. Chrisman Branch	0.25%	$100,000	-	Learn More Add Review
Commerce Bank Commerce Bank Branch	0.25%	$10,000	-	Learn More Add Review
German-American State Bank German-American State Bank Branch	0.25%	$10,000	-	Learn More Add Review
Village Bank and Trust, National Association Midtown Banking Center Branch	0.25%	$10,000	-	Learn More Add Review
Banterra Bank Metropolis - 3200 Branch	0.20%	$10,000	-	Learn More Add Review
State Bank State Bank Branch	0.20%	$10,000	-	Learn More
Retired \| Feb 16, 2021 No longer offered even though it’s shown here Read More Reviews (1)
Liberty Bank for Savings Liberty Bank For Savings Branch	0.20%	$10,000	-	Learn More
Doug \| Aug 22, 2017 $100K min on new CD's. They will not bend. So had to take $170K to another bank, now @ 2.5%. Read More Reviews (1)
U.S. Bank National Association Skokie- Dempster Branch	0.15%	$500	-	Learn More
Ugg \| Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More Reviews (2)
First Farmers Bank & Trust Co. Chrisman Branch	0.10%	$10,000	-	Learn More Add Review
Regions Bank Decatur Main Branch	0.05% 0.01%	$2,501 $2,500	-	Learn More Add Review
Rate History: 0.03% → 0.05%
The Bank of Bourbonnais The Bank Of Bourbonnais Branch	0.05%	$10,000	-	Learn More Add Review
PNC Bank, National Association Dekalb Branch	0.03%	$25,000	-	Learn More
GAM \| May 18, 2019 Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More Reviews (1)
Bank of America, National Association 135 South Lasalle Branch	0.03%	$100,000	-	Learn More
Treasure \| Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More Reviews (7)
Fifth Third Bank, National Association Merchandise Mart Branch	0.01%	$500	-	Learn More
Juan Ricardo \| Nov 12, 2018 Helpful w/$ Read More Reviews (5)
Associated Bank, National Association Richmond Branch	0.01%	$10,000	-	Learn More Add Review
First National Bank of Pana First National Bank Of Pana Branch	0.00%	$10,000	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10116

Branch	Street	City	State
Washington Savings Bank Mattoon Branch	1111 Charleston Avenue	Mattoon	IL
State Bank of India State Bank Of India Branch	19 South Lasalle Street, 2nd Floor	Chicago	IL
Farmers National Bank The Farmers National Bank Branch	114 West Third Street	Prophetstown	IL
Old Second National Bank Maple Park Branch	1100 South County Line Road	Maple Park	IL
Evergreen Bank Group Evergreen Bank Group Branch	1515 West 22nd Street, Suite 100w	Oak Brook	IL
Beal Bank USA Chicago Branch	3232 Lake Avenue, Suite 200	Wilmette	IL
The Clay City Banking Co. The Clay City Banking Co. Branch	331 South Main Street	Clay City	IL
Bank of Hope Devon Branch	4001 West Devon Avenue	Chicago	IL
State Bank State Bank Of Waterloo Branch	855 North Illinois Route 3	Waterloo	IL
Farmers National Bank The Farmers National Bank Branch	114 West Third Street	Prophetstown	IL
Dieterich Bank Dieterich Bank, N.A. Branch	101 South Main Street	Dieterich	IL
FCB Banks Albers Facility Branch	201 North Commercial Street	Albers	IL
The Fairfield National Bank The Fairfield National Bank Branch	220 East Main Street	Fairfield	IL
First Robinson Savings Bank, National Association First Robinson Savings Bank, National Association Branch	501 East Main Street	Robinson	IL
Morton Community Bank Arthur Branch	411 South Vine Street	Arthur	IL
Morton Community Bank Arthur Branch	411 South Vine Street	Arthur	IL
Heartland Bank and Trust Company 108 North Main Street Branch	108 North Main Street	Eureka	IL
Citibank, National Association Brookfield Branch	9009 Ogden Avenue	Brookfield	IL
JPMorgan Chase Bank, National Association Michigan Avenue Branch	605 North Michigan Avenue	Chicago	IL
Prairie Community Bank Prairie Community Bank Branch	800 West Grant Highway	Marengo	IL
International Bank of Chicago International Bank Of Chicago Branch	5069 North Broadway	Chicago	IL
United Community Bank Winchester Branch	21 East Market	Winchester	IL
Preferred Bank Preferred Bank Branch	602 North Route 49	Casey	IL
Longview Community Bank The Farmers Bank Of Mt. Pulaski Branch	130 South Washington Street	Mount Pulaski	IL
Anderson State Bank Anderson State Bank Branch	111 West Highway Street	Oneida	IL
Security Savings Bank Security Savings Bank Branch	220 East Broadway	Monmouth	IL
Woodforest National Bank 0139 Rockford Walmart Branch	3849 North Ridge Drive	Rockford	IL
Midwest Bank Midwest Bank Branch	200 East Broadway	Monmouth	IL
The First National Bank of Raymond The First National Bank Of Raymond Branch	403 East Broad Street	Raymond	IL
SouthernTrust Bank Southerntrust Bank Branch	101 North Broadway	Goreville	IL
The Havana National Bank The Havana National Bank Branch	112 South Orange Street	Havana	IL
State Street Bank and Trust Company State Street Bank And Trust Company Branch	801 State Street	Quincy	IL
The FNB Community Bank Ramsey Branch	227 South Superior Street	Ramsey	IL
Longview Community Bank The Farmers Bank Of Mt. Pulaski Branch	130 South Washington Street	Mount Pulaski	IL
Liberty Bank The Farmers Bank Of Liberty Branch	1002 North Main Street	Liberty	IL
Central State Bank Kinderhook Branch	175 W Quincy St.	Kinderhook	IL
Bank of Hillsboro, National Association Keyesport Branch	1013 Mulberry Street	Keyesport	IL
Anderson State Bank Anderson State Bank Branch	111 West Highway Street	Oneida	IL
First National Bank of Waterloo Prairie National Bank Branch	110 East Main Street	Stewardson	IL
First Federal Savings and Loan Association of Central Illinois, S.B. First Fs & La Of Shelbyville Thrift Branch	800 West Lincoln Avenue	Charleston	IL
Midland Community Bank Midland Community Bank Branch	112 Market Street	Kincaid	IL
Anna State Bank Anna State Bank Branch	100 East Vienna Street	Anna	IL
Sterling Bank Sterling Bank Branch	360 S. 1st Street	Saint Charles	IL
United Fidelity Bank, fsb Fayette County Branch	320 North Main Street	Saint Elmo	IL
Fidelity Bank & Trust East Dubuque Branch	242 Wall Street	East Dubuque	IL
Fairview State Banking Company Fairview State Banking Company Branch	420 Carter Street	Fairview	IL
BankChampaign, National Association Bankchampaign, National Association Branch	2101 South Neil	Champaign	IL
First State Bank of St. Peter First State Bank Of St. Peter Branch	200 East Third St	Saint Peter	IL
The First National Bank of Brownstown The First National Bank Of Brownstow Branch	108 East Main Street	Brownstown	IL
Teutopolis State Bank Teutopolis State Bank Branch	106 East Main Street	Teutopolis	IL
Crossroads Bank Crossroads Bank Branch	2000 South Banker Street	Effingham	IL
First State Bank of Beecher City First State Bank Of Beecher City Branch	101 South Charles Street	Beecher City	IL
Midwest Bank Midwest Bank Branch	200 East Broadway	Monmouth	IL
Midland Community Bank Midland Community Bank Branch	112 Market Street	Kincaid	IL
Peoples National Bank of Kewanee Peoples National Bank Of Kewanee Branch	207 North Tremont Street	Kewanee	IL
State Bank of Cherry State Bank Of Cherry Branch	110 South Main Street	Cherry	IL
1st Community Bank 1st Community Bank Branch	407 Third Street	Sherrard	IL
Fidelity Bank & Trust East Dubuque Branch	242 Wall Street	East Dubuque	IL
Fortress Bank Fortress Bank Branch	9000 N. Knoxville	Peoria	IL
Williamsville State Bank & Trust Williamsville State Bank & Trust Branch	512 West Main Street	Williamsville	IL
Grand Rivers Community Bank Grand Rivers Community Bank Branch	260 S Main St	Grand Chain	IL
Bank of Springfield Bank Of Springfield Branch	3400 West Wabash	Springfield	IL
BankOrion Annawan Branch	302 West Front Street	Annawan	IL
First National Bank of Steeleville First National Bank Of Steeleville Branch	400 West Broadway	Steeleville	IL
Anna State Bank Anna State Bank Branch	100 East Vienna Street	Anna	IL
Beardstown Savings s.b. Beardstown Savings S.B. Branch	301 State Street	Beardstown	IL
Shelby County State Bank Strasburg Branch	Commercial & Chestnut	Strasburg	IL
United Community Bank Winchester Branch	21 East Market	Winchester	IL
The First National Bank of Ava The First National Bank Of Ava Branch	304 West Main Street	Ava	IL
Streator Home Savings Bank Streator Home Savings Bank Branch	132 S Monroe Street	Streator	IL
Casey State Bank Casey State Bank Branch	305-307 North Central Avenue	Casey	IL
Longview Bank Longview Bank Branch	102 South East Avenue	Ogden	IL
Chester National Bank Sparta Branch	165 West Broadway	Sparta	IL
Mason City National Bank Mason City National Bank Branch	104 West Pine Street	Mason City	IL
State Bank of Industry State Bank Of Industry Branch	101 W. Main Street	Industry	IL
Bank of Calhoun County Bank Of Calhoun County Branch	Park And Main Streets	Hardin	IL
First State Bank Mcnabb Branch	411 West Main Street	Mcnabb	IL
Southern Bank Tamms Facility Branch	145 Russell Avenue	Tamms	IL
Community State Bank of Rock Falls Morrison Branch	220 East Main Street	Morrison	IL
First Community Bank of Hillsboro First Community Bank Of Hillsboro Branch	420 South Main Street	Hillsboro	IL
Community National Bank in Monmouth Community National Bank In Monmouth Branch	311 North Main Street	Monmouth	IL
Hometown National Bank Hometown National Bank Branch	260 Bucklin Street	La Salle	IL
Security Savings Bank Security Savings Bank Branch	220 East Broadway	Monmouth	IL
Ipava State Bank Ipava State Bank Branch	70 East Main Street	Ipava	IL
The Hill-Dodge Banking Company The Hill-Dodge Banking Company Branch	210 N 6th St	Warsaw	IL
Servbank,sb Allied First Bank,sb Branch	3201 Orchard Rd	Oswego	IL
Table Grove State Bank Table Grove State Bank Branch	121 South Broadway Street	Table Grove	IL
Peoples National Bank , N.A. Peoples National Bank , N.A. Branch	520 South 42nd Street	Mount Vernon	IL
Southern Illinois Bank Southern Illinois Bank Branch	1012 West Broadway	Johnston City	IL
Byline Bank Cermak Branch	2201 West Cermak Road	Chicago	IL
Pan American Bank & Trust Pan American Bank & Trust Branch	1440 West North Avenue	Melrose Park	IL
Fortress Bank Fortress Bank Branch	9000 N. Knoxville	Peoria	IL
BMO Bank National Association Harris Trust And Savings/Chicago Bra Branch	333 Park Avenue	Glencoe	IL
Anchor State Bank Anchor State Bank Branch	246 2nd Street	Anchor	IL
Great Rivers Bank The First National Bank Of Barry Branch	694 Bainbridge	Barry	IL
Exchange State Bank Exchange State Bank Branch	126 North Broad Street	Lanark	IL
Bank of O'Fallon Bank Of O'fallon Branch	901 South Lincoln Avenue	O'fallon	IL
Citizens Community Bank Citizens Community Bank Branch	9 East Main Street	Mascoutah	IL
Town Center Bank Town Center Bank Branch	20181 S Lagrange Road	Frankfort	IL
American Commercial Bank & Trust, National Association The First National Bank Of Ottawa Branch	701 La Salle Street	Ottawa	IL
Princeville State Bank Princeville State Bank Branch	142 E. Main Street	Princeville	IL
The Gifford State Bank The Gifford State Bank Branch	304 South Main Street	Gifford	IL
The First National Bank of Sparta The First National Bank Of Sparta Branch	Broadway And Market Streets	Sparta	IL
Citizens State Bank Front Street Branch	133 West Front Avenue	Stockton	IL
Milledgeville State Bank Milledgeville State Bank Branch	451 North Main Street	Milledgeville	IL
Sauk Valley Bank & Trust Company Sauk Valley Bank & Trust Company Branch	201 West 3rd Street	Sterling	IL
The Peoples State Bank of Newton, Illinois Bridgeport Branch	201 North Main Street	Bridgeport	IL
Farmers State Bank of Hoffman Hoyleton Banking Center Facility Branch	85 East St. Louis Street	Hoyleton	IL
BankOrion Annawan Branch	302 West Front Street	Annawan	IL
Farmers State Bank of Western Illinois Alexis Branch	205 East Broadway	Alexis	IL
Middletown State Bank Middletown State Bank Branch	6th And Madison Streets	Middletown	IL
First FSB of Mascoutah First Fsb Of Mascoutah Branch	101 West Main St	Mascoutah	IL
The Old Exchange National Bank of Okawville The Old Exchange National Bank Of Ok Branch	Walnut And Nashville Streets	Okawville	IL
Community National Bank in Monmouth Community National Bank In Monmouth Branch	311 North Main Street	Monmouth	IL
Peoples National Bank , N.A. Peoples National Bank , N.A. Branch	520 South 42nd Street	Mount Vernon	IL
The First National Bank of Carmi Mount Carmel Branch	601 Market Street	Mount Carmel	IL
First National Bank in Taylorville Mount Auburn Branch	502 South Broad Street	Mount Auburn	IL
Community Partners Savings Bank Pekin Branch	532 Court Street	Pekin	IL
First Mid Bank & Trust, National Association First Mid-Illinois Bank & Trust, National Association Branch	1515 Charleston Avenue	Mattoon	IL
Southern Bank Tamms Facility Branch	145 Russell Avenue	Tamms	IL
Murphy-Wall State Bank and Trust Company Elkville Branch	110 S 4th St	Elkville	IL
Raritan State Bank Raritan State Bank Branch	110 East Main Street	Raritan	IL
First National Bank in Olney Oblong Branch	203 West Main Street	Oblong	IL
First Secure Community Bank Morris Branch	211 East Jefferson Street	Morris	IL
Bank & Trust Company Bank & Trust Company Branch	401 North Madison Street	Litchfield	IL
The Bank of Herrin The Bank Of Herrin Branch	101 South Park Avenue	Herrin	IL
Farmers & Merchants Bank of Hutsonville Farmers & Merchants Bank Of Hutsonvi Branch	108 S Main St	Hutsonville	IL
First State Bank of Campbell Hill Coulterville Branch	115 North 4th Street	Coulterville	IL
Anchor State Bank Anchor State Bank Branch	246 2nd Street	Anchor	IL
Tompkins State Bank Tompkins State Bank Branch	117 North Main Street	Avon	IL
Bank of Belleville Bank Of Belleville Branch	215 South Illinois Street	Belleville	IL
Heritage Bank of Schaumburg Heritage Bank Of Schaumburg Branch	1535 Schaumburg Road	Schaumburg	IL
First Secure Bank and Trust Co. First Secure Bank And Trust Co. Branch	10360 South Roberts Road	Palos Hills	IL
The State Bank of Pearl City The State Bank Of Pearl City Branch	215 South Main Street	Pearl City	IL
Warren-Boynton State Bank Warren-Boynton State Bank Branch	702 West Illinois Street	New Berlin	IL
Byron Bank Byron Bank Branch	200 North Walnut	Byron	IL
Midland States Bank Midland States Bank Branch	1201 Network Centre Drive	Effingham	IL
1NB Bank The First National Bank In Carlyle Branch	891 Fairfax Street	Carlyle	IL
Community First Bank of the Heartland Community First Bank Of The Heartlan Branch	117 North 10th Street	Mount Vernon	IL
State Bank of Toulon State Bank Of Toulon Branch	102 West Main Street	Toulon	IL
State Bank of Graymont State Bank Of Graymont Branch	204 Main Street	Graymont	IL
American Community Bank & Trust American Community Bank & Trust Branch	1290 Lake Avenue	Woodstock	IL
State Bank of Whittington State Bank Of Whittington Branch	200 North Main Street	Benton	IL
Bank of Rantoul Rossville Branch	111 North Chicago	Rossville	IL
Eagle Valley Bank Bank Of Bluffs Branch	115 N. Bluffs St.	Bluffs	IL
The Farmers State Bank and Trust Company The Farmers State Bank And Trust Com Branch	200 West State Street	Jacksonville	IL
The Fisher National Bank The Fisher National Bank Branch	102 East Division Street	Fisher	IL
Buena Vista National Bank Buena Vista National Bank Branch	1309 Swanwick Street	Chester	IL
The First National Bank of Lacon The First National Bank Of Lacon Branch	111 South Broad Street	Lacon	IL
Fidelity Bank Savanna-Thomson State Bank Branch	Main Street And Route 84	Thomson	IL
Community State Bank Neponset Whaples Branch	120 W. Commercial St	Neponset	IL
The Harvard State Bank The Harvard State Bank Branch	33-35 North Ayer Street	Harvard	IL
Union Savings Bank Mount Morris Branch	2 West Main Street	Mount Morris	IL
West Central Bank West Central Bank Branch	400 E Buchanan	Ashland	IL
HomeBank Bank Of Quincy Branch	1132 Broadway	Quincy	IL
MidAmerica National Bank Midamerica National Bank Branch	100 West Elm Street	Canton	IL
Grand Ridge National Bank Grand Ridge National Bank Branch	105 West Main Street	Grand Ridge	IL
First National Bank in Pinckneyville First National Bank In Pinckneyville Branch	210 South Main Street	Pinckneyville	IL
TrustBank Cisne Branch	401 Park Street	Cisne	IL
Community Partners Savings Bank Pekin Branch	532 Court Street	Pekin	IL
Peoples Bank of Kankakee County Peoples Bank Of Kankakee County Branch	315 Main Street, N.W.	Bourbonnais	IL
First Community Bank and Trust First Community Bank And Trust Branch	1111 Dixie Highway	Beecher	IL
Petefish, Skiles & Co. Petefish, Skiles & Co. Branch	102 West Beardstown Street	Virginia	IL
First State Bank Shannon-Polo First State Bank Shannon-Polo Branch	1 South Linn Street	Shannon	IL
North Central Bank Ladd Branch	110 North Main Street	Ladd	IL
The State Bank of Geneva The State Bank Of Geneva Branch	22 South Fourth Street	Geneva	IL
Alliance Community Bank Athens State Bank Branch	200 North West Street	Athens	IL
Clay County State Bank Clay County State Bank Branch	111 North Church Street	Louisville	IL
The Anna -Jonesboro National Bank The Anna -jonesboro National Bank Branch	201 South Main Street	Anna	IL
Farmers State Bank of Alto Pass, Ill. Farmers State Bank Of Alto Pass, Ill. Branch	55 N Elm St	Alto Pass	IL
Farmers State Bank & Trust Co. Farmers State Bank & Trust Co. Branch	129 West Main	Mount Sterling	IL
National Bank of St. Anne National Bank Of St. Anne Branch	158 West Station Street	St. Anne	IL
American Bank and Trust Company, National Association Rock Island Branch	3730 18th Avenue	Rock Island	IL
Union Federal Savings and Loan Association Union Federal Savings And Loan Assoc Branch	104 North Tremont Street	Kewanee	IL
Community Bank of Trenton Community Bank Of Trenton Branch	104 East Broadway	Trenton	IL
Mason City National Bank Mason City National Bank Branch	104 West Pine Street	Mason City	IL
Republic Bank of Chicago West Chicago Branch	101 Main Street	West Chicago	IL
Byron Bank Byron Bank Branch	200 North Walnut	Byron	IL
The First National Bank of Okawville The First National Bank Of Okawville Branch	203 East Walnut Street	Okawville	IL
The Granville National Bank The Granville National Bank Branch	328 South Mccoy Street	Granville	IL
Citizens National Bank of Albion Mt Erie Branch	101 West Main Street	Mount Erie	IL
The First National Bank of Allendale The First National Bank Of Allendale Branch	301 East Main Street	Allendale	IL
First Community Bank, Xenia-Flora First Community Bank, Xenia-Flora Branch	260 Front Street	Xenia	IL
First Savings Bank of Hegewisch 18207 Burnham Avenue Branch	18207 Burnham Avenue	Lansing	IL
Flora Bank & Trust Flora Bank & Trust Branch	1010 West North Avenue	Flora	IL
Blackhawk Bank & Trust 124 N Main St Br Branch	124 North Main Street	Port Byron	IL
Milledgeville State Bank Milledgeville State Bank Branch	451 North Main Street	Milledgeville	IL
Holcomb Bank Holcomb Bank Branch	108 W Main Street	Holcomb	IL
The Bradford National Bank of Greenville The Bradford National Bank Of Greenv Branch	100 East College Avenue	Greenville	IL
The Anna -Jonesboro National Bank The Anna -jonesboro National Bank Branch	201 South Main Street	Anna	IL
Prairie State Bank and Trust Meredosia Branch	100 Main Street	Meredosia	IL
The City National Bank of Metropolis The City National Bank Of Metropolis Branch	423 Ferry Street	Metropolis	IL
OSB Community Bank Ottawa Savings Bank Branch	925 La Salle St	Ottawa	IL
First Southern Bank C.P. Burnett & Sons, Bankers Bank Branch	1023 Fourth Street	Eldorado	IL
Citizens Bank of Chatsworth Citizens Bank Of Chatsworth Branch	502 East Locust Street	Chatsworth	IL
Cornerstone National Bank & Trust Company Cornerstone National Bank & Trust Co Branch	One West Northwest Highway	Palatine	IL
Community Bank of Elmhurst Community Bank Of Elmhurst Branch	330 West Butterfield Road	Elmhurst	IL
Prospect Bank Gilman Branch	209 South Crescent Street	Gilman	IL
First Community Bank and Trust First Community Bank And Trust Branch	1111 Dixie Highway	Beecher	IL
Lake Forest Bank & Trust Company, National Association Lake Forest Bank & Trust Company, National Association Branch	727 North Bank Lane	Lake Forest	IL
First Community Bank of Moultrie County The First Community Bank Of Moultrie Branch	1 South Main Street	Sullivan	IL
North Shore Trust and Savings North Shore Trust And Savings Branch	700 S Lewis Ave	Waukegan	IL
St. Charles Bank & Trust Company, National Association Elgin Branch	1001 South Randall Road	Elgin	IL
Cornerstone National Bank & Trust Company Cornerstone National Bank & Trust Co Branch	One West Northwest Highway	Palatine	IL
Resource Bank, National Association Resource Bank, National Association Branch	555 Bethany Road	Dekalb	IL
CBI Bank & Trust Buffalo Prairie Branch	20228 183rd Ave West	Buffalo Prairie	IL
Iroquois Federal Savings and Loan Association Iroquois Federal Savings And Loan As Branch	201 E Cherry St	Watseka	IL
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	7348 West Madison Street	Forest Park	IL
Prospect Bank Gilman Branch	209 South Crescent Street	Gilman	IL
Farmers State Bank Hull Branch	Walnut Street And Highway 36	Hull	IL
Stillman BancCorp N.A. Stillman Banccorp N.A. Branch	101 East Main Street	Stillman Valley	IL
Solutions Bank Forreston State Bank Branch	200 Main Street	Forreston	IL
Armed Forces Bank, National Association Great Lakes Branch	26 Farragut Avenue	Great Lakes	IL
Federated Bank Federated Bank Branch	107 North Chestnut	Onarga	IL
First Trust Bank of Illinois First Trust Bank Of Illinois Branch	275 East Court Street	Kankakee	IL
Bank of Farmington Bank Of Farmington Branch	16 North Main Street	Farmington	IL
Frederick Community Bank, The Cissna Park State Bank Branch	102 South Second Street	Cissna Park	IL
Hanmi Bank Harvey Branch	16540 South Halsted Street	Harvey	IL
Peoples Bank of Kankakee County Peoples Bank Of Kankakee County Branch	315 Main Street, N.W.	Bourbonnais	IL
Peru Federal Savings Bank Peru Federal Savings Bank Branch	1730 Fourth Street	Peru	IL
Citizens State Bank of Milford Citizens State Bank Of Milford Branch	36 East Jones Street	Milford	IL
Old Plank Trail Community Bank, National Association First National Bank Of Illinois Bran Branch	3256 Ridge Road	Lansing	IL
United Trust Bank United Trust Bank Branch	12330 South Harlem Avenue	Palos Heights	IL
First Eagle Bank First Eagle Bank Branch	1201 West Madison Street	Chicago	IL
Beverly Bank & Trust Company, National Association Hyde Park Branch	1525 East 53rd Street	Chicago	IL
Marseilles Bank Marseilles Bank Branch	101 East Bluff Street	Marseilles	IL
State Bank of the Lakes, National Association State Bank Of The Lakes Branch	440 Lake Street	Antioch	IL
State Bank of Nauvoo State Bank Of Nauvoo Branch	1205 Mulholland Street	Nauvoo	IL
Citizens State Bank of Milford Citizens State Bank Of Milford Branch	36 East Jones Street	Milford	IL
Hanmi Bank Harvey Branch	16540 South Halsted Street	Harvey	IL
First American Bank First American Bank Branch	700 Busse Road	Elk Grove Village	IL
The Farmers and Merchants National Bank of Nashville The Farmers And Merchants National B Branch	120 West St. Louis Street	Nashville	IL
Northbrook Bank and Trust Company, National Association Northview Main Branch	245 Waukegan Road	Northfield	IL
Providence Bank & Trust Orland Park Office Branch	16250 South Lagrange Rd	Orland Park	IL
Resource Bank, National Association Resource Bank, National Association Branch	555 Bethany Road	Dekalb	IL
Quad City Bank and Trust Company Illinois Branch	3551 7th Street	Moline	IL
Prospect Bank Gilman Branch	209 South Crescent Street	Gilman	IL
Goodfield State Bank Goodfield State Bank Branch	201 South Eureka Street	Goodfield	IL
Community Bank Community Bank Branch	233 Carver Street	Winslow	IL
Collinsville Building and Loan Association Collinsville Building And Loan Assoc Branch	701 Belt Line Road	Collinsville	IL
First Security Bank First Security Bank Branch	101 East Fast Street	Mackinaw	IL
Home State Bank, National Association Home State Bank, National Association Branch	40 Grant Street	Crystal Lake	IL
Foresight Bank German-American State Bank Branch	100 Church Street	German Valley	IL
Sterling Federal Bank, F.S.B. Sterling Federal Bank, F.S.b. Branch	110 E 4th St	Sterling	IL
The First State Bank of Dongola The First State Bank Of Dongola Branch	108 Se Front St	Dongola	IL
Lake Forest Bank & Trust Company, National Association Lake Forest Bank & Trust Company, National Association Branch	727 North Bank Lane	Lake Forest	IL
State Bank of the Lakes, National Association State Bank Of The Lakes Branch	440 Lake Street	Antioch	IL
BankFinancial, National Association Downers Grove National Bank Branch	6301 Fairview Avenue	Westmont	IL
Forest Park National Bank and Trust Company Forest Park National Bank And Trust Branch	7348 West Madison Street	Forest Park	IL
CIBC Bank USA Mount Greenwood Branch	3052 West 111th Street	Chicago	IL
Crystal Lake Bank and Trust Company, National Association Crystal Lake Bank And Trust Company, National Association Branch	70 North Williams Street	Crystal Lake	IL
Northbrook Bank and Trust Company, National Association Northview Main Branch	245 Waukegan Road	Northfield	IL
Rushville State Bank Rushville State Bank Branch	Liberty And Lafayette Streets	Rushville	IL
Wintrust Bank, National Association River North Branch	431 North Clark Street	Chicago	IL
Belmont Bank & Trust Company Belmont Bank & Trust Company Branch	8250 West Belmont Avenue	Chicago	IL
The Huntington National Bank Union Depot Branch	17622 Depot Street	Union	IL
Hickory Point Bank and Trust Hickory Point Bank And Trust Branch	225 North Water Street	Decatur	IL
Carrollton Bank Carrollton Bank Branch	315 West Public Square	Carrollton	IL
Stillman BancCorp N.A. Stillman Banccorp N.A. Branch	101 East Main Street	Stillman Valley	IL
Holcomb Bank Holcomb Bank Branch	108 W Main Street	Holcomb	IL
Crystal Lake Bank and Trust Company, National Association Crystal Lake Bank And Trust Company, National Association Branch	70 North Williams Street	Crystal Lake	IL
State Bank of Nauvoo State Bank Of Nauvoo Branch	1205 Mulholland Street	Nauvoo	IL
Municipal Trust and Savings Bank Momence Branch	228 North Dixie Highway	Momence	IL
Farmers and Merchants State Bank of Bushnell Farmers And Merchants State Bank Of Branch	484 East Main Street	Bushnell	IL
CIBC Bank USA Mount Greenwood Branch	3052 West 111th Street	Chicago	IL
Parkway Bank and Trust Company Parkway Bank And Trust Company Branch	4800 North Harlem Avenue	Harwood Heights	IL
Peoples Bank & Trust Morrisonville Branch	409 Carlin Street	Morrisonville	IL
First Bank Breese Branch	550 North Second Street	Breese	IL
Wintrust Bank, National Association River North Branch	431 North Clark Street	Chicago	IL
First State Bank of Forrest First State Bank Of Forrest Branch	133 East Krack Street	Forrest	IL
First Financial Bank, National Association Marshall, Il Branch	215 North Michigan Avenue	Marshall	IL
Barrington Bank & Trust Company, National Association Hanover Park Branch	6800 Barrington Road	Hanover Park	IL
Union National Bank and Trust Company of Elgin Union National Bank And Trust Compan Branch	101 East Chicago Street	Elgin	IL
Du Quoin State Bank Du Quoin State Bank Branch	15 East Main Street	Du Quoin	IL
First Federal Savings Bank of Champaign Urbana First Federal Savings Bank Of Champa Branch	1311 S. Neil St.	Champaign	IL
Cathay Bank Chicago -chinatown Branch	222 West Cermak Road	Chicago	IL
Hinsdale Bank & Trust Company, National Association 150 East Butterfield Rd Br Branch	150 Butterfield Road	Elmhurst	IL
FIRST NATIONAL BANK OF NOKOMIS Ayars Moweaqua Branch	106 North Main Street	Moweaqua	IL
Central Federal Savings and Loan Association Central Federal Savings And Loan Ass Branch	5953 W Cermak Road	Cicero	IL
The First Trust and Savings Bank of Watseka, Illinois Clifton Branch	145 East Fifth Avenue	Clifton	IL
The First National Bank and Trust Company Rockton Branch	300 East Main Street	Rockton	IL
Legence Bank Mounds Branch	100 South Oak	Mounds	IL
First National Bank of Brookfield First National Bank Of Brookfield Branch	9136 Washington Avenue	Brookfield	IL
FNBC Bank & Trust Mokena Branch	11100 Front Street	Mokena	IL
Old National Bank Danville Branch	2 West Main Street	Danville	IL
CIBM Bank Cibm Bank Branch	2913 West Kirby Avenue	Champaign	IL
Barrington Bank & Trust Company, National Association Hanover Park Branch	6800 Barrington Road	Hanover Park	IL
First Merchants Bank Flossmoor Branch	3301 Vollmer Road	Flossmoor	IL
Wheaton Bank & Trust, National Association Wheaton Bank & Trust Branch	100 N Wheaton Avenue	Wheaton	IL
Schaumburg Bank & Trust Company, National Association 1051 Perimeter Drive Branch	1051 Perimeter Drive Suite 600	Schaumburg	IL
Bank of Hope Devon Branch	4001 West Devon Avenue	Chicago	IL
The Lemont National Bank The Lemont National Bank Branch	1201 State Street	Lemont	IL
North Shore Bank Illinois State Bank/Branch	1301 Pyott Road	Lake In The Hills	IL
SmartBiz Bank, National Association Centrust Bank, National Association Branch	385 Waukegan Road	Northbrook	IL
Libertyville Bank & Trust Company, National Association Libertyville Bank & Trust Company Branch	507 North Milwaukee Avenue	Libertyville	IL
First Merchants Bank Flossmoor Branch	3301 Vollmer Road	Flossmoor	IL
Marquette Bank Marquette Bank Branch	6316 South Western Avenue	Chicago	IL
Amalgamated Bank of Chicago Amalgamated Bank Of Chicago Branch	30 North Lasalle Street	Chicago	IL
First Farmers Bank & Trust Co. Chrisman Branch	147 West Monroe Avenue	Chrisman	IL
Commerce Bank Commerce Bank Branch	120 N Center St	Bloomington	IL
Foresight Bank German-American State Bank Branch	100 Church Street	German Valley	IL
Village Bank and Trust, National Association Midtown Banking Center Branch	311 South Arlington Heights Road	Arlington Heights	IL
Banterra Bank Metropolis - 3200 Branch	521 Ferry Street	Metropolis	IL
First Secure State Bank State Bank Branch	7526 Hancock Drive	Wonder Lake	IL
Liberty Bank for Savings Liberty Bank For Savings Branch	2392 N Milwaukee Avenue	Chicago	IL
U.S. Bank National Association Skokie- Dempster Branch	3300 West Dempster Street	Skokie	IL
First Farmers Bank & Trust Co. Chrisman Branch	147 West Monroe Avenue	Chrisman	IL
Regions Bank Decatur Main Branch	350 North Water St	Decatur	IL
The Bank of Bourbonnais The Bank Of Bourbonnais Branch	One Heritage Plaza	Bourbonnais	IL
PNC Bank, National Association Dekalb Branch	145 North Fourth Street	De Kalb	IL
Bank of America, National Association 135 South Lasalle Branch	135 South La Salle St Ste Ll 18	Chicago	IL
Regions Bank Decatur Main Branch	350 North Water St	Decatur	IL
Fifth Third Bank, National Association Merchandise Mart Branch	222 Merchandise Mart	Chicago	IL
Associated Bank, National Association Richmond Branch	10910 Main Street	Richmond	IL
First National Bank of Pana First National Bank Of Pana Branch	306 South Locust Street	Pana	IL

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PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Four year CDs are a longer-term CD and offer a fixed rate for 4 years in return for a commitment to keep the money in the bank for this period of time. While savers can withdraw the money (termed "breaking the CD") high penalties make this undesirable. Generally, an individual should not invest in a four year CD unless they are comfortable parting with the money for this period of time.

Safety

Four year CDs from FDIC insured banks are insured up to FDIC limits (generally $250,000 per account holder per bank). If your deposit is over the FDIC limit then you may not receive the uninsured money in case of a bank failure. For this who remain within FDIC limits, the principal threat is inflation. The value of longer-term CDs are especially prone to be eaten away by inflation, especially if the CD is opened in a rising rate environment.

Interest

Four year CDs currently pay between .40-.60 percentage points more in interest than a one year CD. In general, CDs of this duration are best opened as part of a laddered CD portfolio or if the depositor thinks that rates will either stagnate or drop over the next couple of years. To get a sense of rate trends, please visit our BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

4 year CDs provide a fixed rate for the term of the CD
The rate is higher than a savings account or a 1 year CD to compensate for the longer term.
Branch-opened CDs can be done quickly in one day.

Disadvantages of four year CDs

The saver's money is locked away for four years unless they want to break the CD and pay a penalty.
In a rising rate environment, inflation will reduce the value of the money in the CD over time.
Branch CDs require the saver to visit a branch and be subjected to cross-sell pitches and other marketing tactics.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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PRODUCT INFORMATION

Four Year CDs - Branch Banks 2025

Safety

Interest

ADVANTAGES AND DISADVANTAGES OF FOUR YEAR CDs

Advantages of four year CDs

Disadvantages of four year CDs

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